James Payton, Realtor®, MRP, FMS Certified

I have been an active member of the Panama City Beach, Florida community since 2019 and I'm excited to focus my local knowledge toward helping fulfill your real estate needs.

Born and raised in Lexington, Kentucky, I always dreamed of owning a home near the white sand and emerald waters I vacationed to every year. After owning and operating a successful construction business for over 20 years, My hard work and dedication paid off. In true form, I began diligently researching everything there was to know about living in the panhandle before settling in Panama City Beach. Shortly after laying down roots, I was selected to serve on the Board of Directors for the largest single-building condominium in Panama City Beach. Feeling led to serve, I joined the Florida Community Emergency Response Team where I currently serves as the Planning Section Chief. My work within this organization has provided me with the rewarding opportunity to connect with members of the community to prepare for, respond to, and recover from disasters.

As a proud member of Coastal Living Realty & Associates, I bring attention to detail, integrity, and exceptional service to everything I do. My background in construction has provided a smooth transition into realty. If you are looking to buy or sell, contact me today to help make your dream of owning in the panhandle a reality!

🌟 Celebrating My Commitment to Military Families! 🌟 I achieved two significant certifications: the Military Relocation Professional (MRP) and the Florida Military Specialist (FMS). 🎓🇺🇸 🔹 MRP Certification: As a real estate professional, I’ve gained specialized knowledge to better serve military clients during relocations. Whether they’re moving to or from a military base, I’m equipped to assist with their unique housing needs. 🔹 FMS Certification: Florida’s military community has its own set of challenges and opportunities. By completing the FMS course, I’ve honed my skills to provide top-notch service to military families right here in the Sunshine State. 🙏 A Personal Connection: While I didn’t serve myself, my father did. His dedication inspired me to learn more and be there for others. When my parents had questions, I seized the opportunity to expand my knowledge. 👏 Gratitude: To all those currently serving and those who have served—thank you! Your sacrifice and commitment make our nation stronger.

 

Check Out These Outstanding Properties

$396,000
4 Beds ⋅ 2 Baths ⋅ 752525 MLS
PRICED TO SELL!!! Welcome to your DREAM home! This stunning four-bedroom, two-bath all BRICK ranch is nestled in the highly sought-after Lynn Haven area. From the moment you step onto the CHARMING front porch, you'll be captivated by the CURB APPEAL and the sense of serenity. Inside, 10' high ceilings, elegant CROWN MOULDING, and gleaming HARDWOOD floors create a grand yet inviting atmosphere. The OPEN-concept living space, featuring a cozy FIREPLACE, seamlessly connects to the oversized screened-in porch through beautiful FRENCH DOORS—perfect for indoor-outdoor living! The home boasts a SPLIT bedroom floor plan for added privacy, with an EAT-IN kitchen and formal dining room IDEAL for hosting family and friends. Step outside to a spacious, FENCED backyard, ready for summer BBQs or quiet evenings under the stars. And here's the best part—this home is equipped with brand-new SOLAR panels! SAVEon energy costs while living SUSTAINABLY in your new haven. This home has it all, from STYLE and COMFORT to cutting-edge eco-friendly features. Don't miss your chance to own this Lynn Haven gem! FRESHLY PAINTED!!! NEW roof in 2019.

1304 New Jersey Avenue, Lynn Haven
$417,900
3 Beds ⋅ 2 Baths ⋅ 767332 MLS
****4% SELLER FINANCING AVAILABLE OR $4000 Lender credit when using Tim McConnell with Allegiant Lending. Step into a world where BEACHSIDE charm meets contemporary sophistication. Laketown Wharf 1024 is a gorgeous TURN-KEY investment property/second home condominium. This condo offers comfort, style, and a host of TOP-NOTCH amenities. The entire unit has been meticulously UPDATED. From the moment you walk in, you'll be enchanted by the modern design and BEACH-INSPIRED décor that creates a warm and inviting atmosphere. Every detail has been thoughtfully curated to blend COMFORT with style. The PRIVATE BALCONY offers PANORAMIC VIEWS of the Gulf, perfect for enjoying evening sunsets. This unit comfortably SLEEPS up to 8 guests, with 2 bedrooms, cozy bunk room, and additional sleeping arrangements in the living room. ALL furnishings included. Dive into fun and excitement with access to 5 POOLS and 2 HOT TUBS. Indulge in a variety of dining options ONSITE, from casual bites to gourmet cuisine. Explore the ONSITE shops for souvenirs and beach essentials WITHOUT LEAVING the comfort of the resort. The new ONSITE billiards and bowling facility is a welcome addition to Laketown Wharf entertainment. Enjoy the two-story FITNESS CENTER overlooking the Gulf and PUTTING GREEN. A PICKLEBALL court has recently been added to the grounds. Laketown Wharf owners are allowed PETS. NEW UPDATES include: PREMIUM CABINETS in kitchen and bathrooms with plenty of drawers to make storage a breeze. QUARTZ countertops and backsplash in kitchen and bathrooms. DOUBLE sinks in the master bathroom. Light fixtures, including CEILING FANS and LED surface mount lights. APPLIANCES, FURNITURE, PLUMBING FIXTURES, VINYL PLANK flooring, and a Stylish rolling BARN DOOR to bunk room.

9860 S Thomas Drive Unit 1024, Panama City
$240,500
2 Beds ⋅ 2 Baths ⋅ 768334 MLS
Beautiful two-bedroom, one-and-a-half-bath townhome in Panama City Beach! This modern, open-concept home features brand-new appliances, double private balconies, and a spacious living area with pond views. Located in a gated community with a pool, just minutes from the beach. Enjoy peace of mind with a new roof and HVAC (2021). Conveniently close to Navy Base, schools, shopping, and restaurants. FHA eligible with as little as $8,750 down Free appraisal when using Jason Hurt at Coast 2 Coast Mortgage

2179 Sterling Cove Boulevard, Panama City Beach
$240,500
2 Beds ⋅ 2 Baths ⋅ 768334 MLS
Beautiful two-bedroom, one-and-a-half-bath townhome in Panama City Beach! This modern, open-concept home features brand-new appliances, double private balconies, and a spacious living area with pond views. Located in a gated community with a pool, just minutes from the beach. Enjoy peace of mind with a new roof and HVAC (2021). Conveniently close to Navy Base, schools, shopping, and restaurants. FHA eligible with as little as $8,750 down Free appraisal when using Jason Hurt at Coast 2 Coast Mortgage

2179 Sterling Cove Boulevard, Panama City Beach
$417,900
3 Beds ⋅ 2 Baths ⋅ 767332 MLS
****4% SELLER FINANCING AVAILABLE OR $4000 Lender credit when using Tim McConnell with Allegiant Lending. Step into a world where BEACHSIDE charm meets contemporary sophistication. Laketown Wharf 1024 is a gorgeous TURN-KEY investment property/second home condominium. This condo offers comfort, style, and a host of TOP-NOTCH amenities. The entire unit has been meticulously UPDATED. From the moment you walk in, you'll be enchanted by the modern design and BEACH-INSPIRED decor that creates a warm and inviting atmosphere. Every detail has been thoughtfully curated to blend COMFORT with style. The PRIVATE BALCONY offers PANORAMIC VIEWS of the Gulf, perfect for enjoying evening sunsets. This unit comfortably SLEEPS up to 8 guests, with 2 bedrooms, cozy bunk room, and additional sleeping arrangements in the living room. ALL furnishings included. Dive into fun and excitement with access to 5 POOLS and 2 HOT TUBS. Indulge in a variety of dining options ONSITE, from casual bites to gourmet cuisine. Explore the ONSITE shops for souvenirs and beach essentials WITHOUT LEAVING the comfort of the resort. The new ONSITE billiards and bowling facility is a welcome addition to Laketown Wharf entertainment. Enjoy the two-story FITNESS CENTER overlooking the Gulf and PUTTING GREEN. A PICKLEBALL court has recently been added to the grounds. Laketown Wharf owners are allowed PETS. NEW UPDATES include: PREMIUM CABINETS in kitchen and bathrooms with plenty of drawers to make storage a breeze. QUARTZ countertops and backsplash in kitchen and bathrooms. DOUBLE sinks in the master bathroom. Light fixtures, including CEILING FANS and LED surface mount lights. APPLIANCES, FURNITURE, PLUMBING FIXTURES, VINYL PLANK flooring, and a Stylish rolling BARN DOOR to bunk room.

9860 S Thomas Drive Unit 1024, Panama City
$396,000
4 Beds ⋅ 2 Baths ⋅ 752525 MLS
PRICED TO SELL!!! Welcome to your DREAM home! This stunning four-bedroom, two-bath all BRICK ranch is nestled in the highly sought-after Lynn Haven area. From the moment you step onto the CHARMING front porch, you'll be captivated by the CURB APPEAL and the sense of serenity. Inside, 10' high ceilings, elegant CROWN MOULDING, and gleaming HARDWOOD floors create a grand yet inviting atmosphere. The OPEN-concept living space, featuring a cozy FIREPLACE, seamlessly connects to the oversized screened-in porch through beautiful FRENCH DOORS--perfect for indoor-outdoor living! The home boasts a SPLIT bedroom floor plan for added privacy, with an EAT-IN kitchen and formal dining room IDEAL for hosting family and friends. Step outside to a spacious, FENCED backyard, ready for summer BBQs or quiet evenings under the stars. And here's the best part--this home is equipped with brand-new SOLAR panels! SAVEon energy costs while living SUSTAINABLY in your new haven. This home has it all, from STYLE and COMFORT to cutting-edge eco-friendly features. Don't miss your chance to own this Lynn Haven gem! FRESHLY PAINTED!!! NEW roof in 2019.

1304 New Jersey Avenue, Lynn Haven
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