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$619,000
2 Beds 2 Baths 795243 MLS
POPULAR END UNIT WITH HUGE BALCANY AT THE BOARDWALK! Experience coastal living at its best in this 2-bedroom, 2-bath end unit with an oversized bunk room--one of the most desirable floor plans in the complex. This rare corner residence offers a spacious wraparound balcony with additional natural light and expanded views. The gulf-front master suite overlooks the water and provides direct access to the balcony for the perfect sunrise and sunset backdrop. Used as a primary residence, this home has been well cared for and never heavily rented, yet the layout is extremely popular for high-performing short-term rentals. The oversized bunk room functions like a third bedroom, maximizing occupancy and income potential. Located in Boardwalk Beach, a well-maintained beachfront community, owners and guests enjoy top-tier amenities including: • Direct beach access • Gulf-front pool • Fitness center • Hot tub • On-site security • Covered parking • Multiple elevators • Prime walkability to dining, entertainment, and shopping Whether you're searching for a turnkey investment, a second home, or a full-time coastal residence, this unit checks every box. Call to schedule your private showing today.

9450 S Thomas Drive Unit 1701A, Panama City

$650,000
3 Beds 3 Baths 795058 MLS
Just steps from the sugar-white sands of Panama City Beach, this income-producing vacation rental offers the location, amenities, and guest capacity that make a beach investment stand out. Currently operating as Palm Breeze Retreat, this 3-bedroom, 2.5-bath property is completely furnished, accommodates up to 10 guests and is positioned within the Villas of Panama, where the community pool and nearby beach access put vacation favorites within easy reach. Inside, the main living area provides plenty of room to gather after a day on the Gulf, with a comfortable living space, dining area, and fully equipped kitchen featuring stainless steel appliances, stone countertops, and ample cabinetry. The sleeping arrangements are designed with groups and families in mind, including a primary suite with a king bed and twin-over-twin bunks, two additional queen bedrooms, and a sleeper sofa in the living area. Multiple bedrooms offer balcony access, while the primary suite includes its own bath. One of the property's most memorable features is the converted garage game room, giving guests their own place to unwind with arcade games, air hockey, darts, basketball, and more. Outdoor spaces add even more appeal, with balconies, a lower-level patio and grill area, and a second-floor balcony overlooking the community pool. The location makes it easy for guests to enjoy Panama City Beach without spending the entire vacation in the car. Thomas Drive, St. Andrews Bay, dining, entertainment, and the beach are all nearby, while St. Andrews State Park is less than three miles away. Shopping, golf, charter fishing, water activities, family attractions, and the area's many restaurants provide plenty to explore beyond the shoreline. Whether you're searching for a beach property to enjoy yourself, an established vacation rental to add to your portfolio, or a combination of both, this property brings together guest-friendly amenities and a highly desirable location just a short walk from the Gulf.

7824 Thomas Drive, Panama City

$649,900
3 Beds 2 Baths 794692 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this beautifully maintained custom-built home in the gated Cedar Creek community, where quality construction, thoughtful details, and exceptional outdoor living come together on a spacious 1.08-acre fully landscaped lot. The home is in excellent condition and features higher-end finishes, generously sized bedrooms and living areas, and abundant storage throughout, including a large garage. Outdoor living is a standout feature, with expansive covered front and rear porches providing comfortable spaces for relaxing, entertaining, and enjoying the beautifully landscaped surroundings. The property also includes a dedicated irrigation well and irrigation system for convenient landscape maintenance. For those needing additional storage or workspace, the approximately 1,250-square-foot enclosed pole barn/shop is equipped with water and electricity and was approved by the neighborhood Architectural Review Committee. The structure offers versatile space for storing boats, RVs, vehicles, equipment, or other recreational items. Additional dedicated parking provides even more flexibility for vehicles, guests, or equipment. Cedar Creek offers a welcoming community atmosphere with a large neighborhood pool and clubhouse available for residents to enjoy. The community is also known for its natural setting and abundant wildlife, with deer, rabbits, and other wildlife frequently seen roaming throughout the neighborhood. The convenient location of this home provides easy access to these amenities while maintaining a sense of space and privacy. A pre-listing home inspection has already been completed, providing additional peace of mind. A private appraisal has been completed and a valuation of $650k (attached in documents). With its combination of a well-maintained custom home, expansive acreage, substantial storage, versatile shop space, community amenities, and abundant natural surroundings, this property offers a rare opportunity to enjoy both comfort and functionality in the gated Cedar Creek community.

4138 Cedar Creek Drive, Panama City

$614,500
4 Beds 3 Baths 794356 MLS
# 105 Grand Lagoon Shores **PROVEN VACATION RENTAL • $114,560 ON THE BOOKS FOR 2026 • PRIVATE HEATED POOL • 3,015 SQ FT • 4 BEDROOMS • 3 BATHROOMS • NO HOA** Welcome to **105 Grand Lagoon Shores**, a spacious and income-producing Panama City Beach pool home offering **4 bedrooms, 3 full bathrooms, and 3,015 square feet of living space**. With a **private heated pool, 2-car garage, generous lot, no HOA, and short-term rental potential**, this property offers incredible flexibility as a vacation rental investment, second home, or spacious primary residence. ### PROVEN RENTAL PERFORMANCE Investors, take note! This property generated **$101,958 in gross rental revenue in 2025** and currently has approximately **$114,560 in rental revenue on the books for 2026**. The established rental history, private pool, large floor plan, and ability to accommodate larger groups create a compelling opportunity for buyers looking for an established Panama City Beach vacation rental. Inside, the expansive single-story layout provides plenty of room to spread out, with **four bedrooms and three full bathrooms** offering flexibility for families and guests. The home's kitchen, bathrooms, flooring, and finishes also present an opportunity for the next owner to update and personalize the property over time. Step outside to your own **private heated pool and spacious outdoor living area**--an amenity guests and owners alike can enjoy throughout much of the year. A **2-car garage**, ample living space, and the freedom of **NO HOA** add even more versatility. Whether you're searching for an income-producing vacation rental, a second home near the beach, or a large primary residence with a private pool, **105 Grand Lagoon Shores combines space, rental performance, location, and opportunity in one property.** ### SUBSTANTIAL SELLER INCENTIVES AVAILABLE The seller understands that the home is ready for its next chapter and is offering buyers meaningful assistance with an acceptable offer. **Seller is offering up to a $30,000 credit at closing toward a NEW ROOF, PLUS up to $10,000 in additional buyer concessions with an acceptable offer!** The additional buyer concession may be applied toward **allowable closing costs, prepaid expenses, an interest-rate buy-down, or other approved buyer expenses**, subject to applicable financing and lender requirements. That's **up to $40,000 in potential seller assistance** designed to help the next owner address a major property improvement while preserving more of their own cash for closing, updating, and making the home their own. **3,015 SQ FT • 4 BEDROOMS • 3 BATHROOMS • PRIVATE HEATED POOL • 2-CAR GARAGE • NO HOA • STR POTENTIAL • PROVEN RENTAL HISTORY • UP TO $30K NEW ROOF CREDIT • UP TO $10K BUYER CONCESSIONS** *Up to $30,000 toward roof replacement and up to $10,000 in seller-paid buyer concessions are available with an acceptable offer and mutually agreed-upon contract terms. Credits and concessions are subject to applicable lender, loan-program, appraisal, insurance, title, and closing requirements. Rental figures are provided for informational purposes only and do not guarantee future performance.*

105 Grand Lagoon Shores Drive Unit 6, Panama City

$689,000
3 Beds 3 Baths 794337 MLS
STEPS TO THE BEACH! Welcome to 7818 Thomas Drive, a coastal getaway less than 700 feet from Beach Access 16, where you can see the Gulf from your front door! Whether you've dreamed of finally owning your own Panama City Beach getaway or you're searching for a property positioned for short-term rental success, this 3-bedroom beach house delivers the LOCATION--and the LIFESTYLE. Inside, the home has been thoughtfully designed to feel like a true beach retreat, with newly painted interiors, updated furnishings, a boutique-inspired bathroom, and custom built-in bunks that maximize both sleeping space and rental appeal. All furniture and decor included in sale, making this home truly turnkey! The home comfortably sleeps up to 10, while the spacious primary suite offers its own private balcony with views of the Gulf. A newer 2025 HVAC system adds peace of mind, and the attached one-car garage with an epoxy floor provides something increasingly difficult to find this close to the beach--private storage for your vehicle, golf cart, bikes, and beach gear. Villas of Panama is an intimate community of just 10 detached beach homes surrounding a community pool maintained by the HOA, giving owners and guests the enjoyment of a pool without the individual upkeep. Add in the home's proximity to all the east end restaurants, attractions and recreation, and you have the combination beach buyers and investors look for: walkability to the Gulf, a pool, private garage, beautiful coastal interiors, and generous sleeping capacity. Even better, enjoy the rare advantage of owning this close to the Gulf while being located in desirable FLOOD ZONE X. Whether you're looking for a personal beach retreat, a vacation-rental investment, or the best of both, ''Sand Dollar Holler'' is ready to enjoy. Schedule your showing today before it's gone.

7818 Thomas Drive, Panama City

$665,000
4 Beds 2 Baths 794270 MLS
Welcome to 405 Hollis Avenue, a charming property located deep in the heart of The Cove, one of Panama City's most established and sought-after neighborhoods. Set just minutes from the Yacht Club, Downtown Panama City, and Holy Nativity School, this home offers a rare combination of character, quality construction, and flexible additional space, perfectly suited for comfortable everyday living and entertaining. Built solid with a concrete block construction, this home has been extensively and thoughtfully updated from top to bottom. Recent improvements include spray foam insulation under the home and at the roof decking, a new AC system with all new ductwork, all-new plumbing throughout the house, and all-new electrical. A tankless gas water heater and new lighting and plumbing fixtures round out a home that's been modernized for efficiency and peace of mind, while still holding onto the character that makes Cove homes so desirable. The main residence features 4 bedrooms and 2 bathrooms, anchored by a chef-ready kitchen finished with Taj Mahal quartz countertops, sleek matte white appliances, a natural gas cooktop, and a convenient butler's pantry. The owner's suite is a true retreat, featuring vaulted ceilings and rich hardwood oak flooring that carries the home's warm, established character throughout. Step outside and discover one of the property's standout features -- a private heated saltwater pool surrounded by a spacious backyard that's ready for summer afternoons, weekend gatherings, and outdoor entertaining year-round. Adding even more versatility is the separate 664-square-foot granny flat, featuring 2 bedrooms and 1 bathroom, its own washer/dryer hookup, and a private separate entrance. This additional space is ideal for visiting family and friends, a private home office, hobby space, rental income potential, or extended living accommodations. Situated in the heart of The Cove, 405 Hollis Avenue puts you just minutes from Downtown Panama City, St. Andrews Bay, the Yacht Club, Holy Nativity School, parks, restaurants, shopping, and waterfront activities. With a fully updated main home, private heated saltwater pool, and a separate 664-square-foot granny flat all on one property, this is a unique opportunity to enjoy one of Panama City's most beloved neighborhoods. Come experience the character, craftsmanship, and lifestyle that make 405 Hollis Avenue a special place to call home.

405 Hollis Avenue, Panama City

$649,000
3 Beds 3 Baths 794185 MLS
Looking for Privacy on the water and in the middle of Callaway, this property has 1.49 and 256 Feet Waterfront on Callaway Bayou. This 3 Bedroom 3 Bath home had the pool equipment professionally refurbished in August of 2026, the home needs updating but this is a chance to make your own private oasis close to Tyndall AFB and Downtown Panama City. Water is deep enough to rebuild the dock and have access to the Gulf. There is 10ft-12ft clearance for your boat under the Star Ave bridge depending on tides. The home also has 2 hot water heaters, one by the kitchen and the other next to master bedroom. Metal Roof was replaced in 2019 after Hurricane Michael. The home is located in Flood Zone X. Home is currently on Well and Septic but Public Sewer and Water is available at front of the parcel.

7606 Lilly Street, Panama City

$629,000
2 Beds 3 Baths 794019 MLS
The ONLY ''S'' Floor Plan, (East Wing, West End stack) condo on the market. Experience one of the most sought-after layouts at Shores of Panama with this rare Gulf-front corner condo featuring the resort's most popular wrap-around floor plan. Positioned to capture breathtaking panoramic views from east to west, this stunning condo offers an expansive wrap-around balcony where you can enjoy sunrise views toward St. Andrews in the morning and unforgettable Gulf sunsets in the evening. These coveted end units rarely become available. This spacious 2-bedroom, 2.5-bath layout plus a separate bunk room lives like a true three-bedroom and comfortably sleeps eight. Two large master suites provide exceptional comfort and privacy, including a Gulf-front primary suite with direct balcony access. The dedicated bunk room adds additional sleeping space, making this an ideal configuration for families and maximizing rental occupancy. Offered fully furnished and rental-ready, the open-concept living area seamlessly connects to the balcony, allowing the Gulf to serve as your everyday backdrop. A dedicated parking space is included with the sale for added convenience. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 2029, Panama City

$610,000
3 Beds 3 Baths 794018 MLS
LOWEST PRICED ''U'' Floor Plan!! Experience elevated coastal living in this rare East-side corner, ground-floor premium condo offering 3 bedrooms, 3 baths, and sweeping panoramic Gulf views. Designed with the highly desirable ''U'' floor plan, this layout provide breathtaking sunrise and sunset vistas from the expansive wrap-around balcony. What truly sets this condo apart is its private gated terrace access--step directly from your balcony to the pool deck and onto the beach. Inside, the condo has been thoughtfully renovated and beautifully refurnished. Recent upgrades include: New granite countertops, Luxury vinyl plank flooring throughout, New sink and faucet, Updated hanging light fixtures, Shiplap accent wall in the living area, Fresh interior paint, All new bedroom furniture and Soaring 12-foot ceilings for an open, airy feel. The functional layout features two spacious main suites, each with private baths, plus a third bedroom with its own bath--ideal for larger families or maximizing rental occupancy. A large exterior storage room just outside the front door adds additional convenience for beach gear and owner storage. With strong rental performance, unmatched accessibility, and premium corner positioning, this condo is perfectly suited for investors seeking income potential as well as buyers wanting a spacious Gulf-front retreat. The condo conveys fully furnished and rental-ready, making it an effortless investment opportunity or turnkey beach retreat. This unit also includes one deeded parking space. Shores of Panama is home to the largest Gulf-front lagoon pool in Panama City Beach, with its spectacular 14,000+ sq ft zero-entry lagoon pool with palm-lined islands, fountains, and expansive hot tub. tropical palm islands, fountains, and an oversized hot tub--all just steps from exclusive beachfront access. Owners and guests also enjoy: Indoor heated pool and hot tub, 24-hour fitness center, Seasonal poolside Tiki bar, Covered parking, and On-site security. The location is unbeatable--walk next door to Pineapple Willy's for beachfront dining or cross the street to Laketown Wharf for multiple dining options including The Wharf Buffet, Juan Taco, and LuLu's Bar & Restaurant. Shopping, entertainment, and attractions are all within easy reach. If you're looking for a well-positioned Gulf-front condo with proven rental appeal and unbeatable amenities--this is a standout opportunity. With exterior renovations scheduled to enhance curb appeal and long-term value, this is a strategic opportunity to secure this wonderful gulf front condo--ideal as a personal retreat, income powerhouse, or both. All information and HOA details are believed accurate but should be verified by buyers if important.

9900 S Thomas Drive Unit 131, Panama City

$689,000
5 Beds 3 Baths 793956 MLS
Welcome to the charming custom home situated on a rare one acre nicely maintained wooded Panama City Beach lot. Less than one mile to the water and all the beach activities while remaining very private. Full of natural lighting in its vaulted spaces from skylights as well as solar tubes in the bathrooms. Totally renovated kitchen with easy care white quartz surfaces, abundant storage space and lots of counter surface, large island for entertaining and baking lots of cookies! And as a bonus, the microwave, refrigerator, dishwasher, and the washer & dryer are all included. Renovated bathrooms include quartz counters, custom cabinets and tile floors. Double split bedroom floor plan with a cozy family room off of the kitchen adds extra space for family activities. True wood-burning fireplace with a large custom mantle in the great room which include the SmartTV and sound system. Extra's include a 20x40 garage/work area with an open attic with tons of storage area., a 8x16 cottage with electric including a 4x8 porch and more storage area.! Other goodies: New roof in 2019, new fencing in 2020, new HVAC units (2)replaced in 2020, new Whirlpool appliances in 2020, bathrooms, kitchen, Back Patio, front door renovated in 2020. Home was connected to city sewer in 2025. All room measurements are approximates.

7710 Laird Street, Panama City

$635,000
5 Beds 4 Baths 793614 MLS
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is offering up to $10,000 toward Buyer's closing costs, interest rate buy-down, and/or other allowable expenses -- PLUS a one-year home warranty! Take advantage of these valuable incentives and make your move with less out-of-pocket expense at closing! Welcome to 12815 Merial Pass, a two-story brick home located in Phase I of the highly sought-after gated Lake Merial community, where timeless architecture, spacious living, and resort-style outdoor amenities come together to create an exceptional place to call home. Situated on a nearly half-acre corner lot with picturesque views of beautiful spring-fed Lake Merial, this impressive residence offers approximately 3,199 heated and cooled square feet, including 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room that could easily serve as a fifth bedroom, media room, playroom, or home office. Built in 2014, this home offers outstanding curb appeal with its classic brick exterior, dimensional shingle roof, manicured landscaping, and fenced backyard. Inside, you'll find a thoughtfully designed floor plan featuring approximately 2,304 square feet on the main level and an additional 895 square feet upstairs. Step through the front door into an inviting foyer, where a formal dining room welcomes guests on one side and a dedicated home office sits on the other. Throughout the home, elegant crown molding, neutral finishes, engineered hardwood flooring, luxury vinyl plank flooring in the downstairs bedrooms, and ceiling fans in every bedroom create a warm yet sophisticated atmosphere. The spacious living room features beautiful tray ceilings and flows seamlessly into the open-concept kitchen, making it the perfect gathering place for family and friends. Designed with both function and style in mind, the kitchen offers abundant cabinetry, generous countertop space, and updated appliances, including a stove and dishwasher that are approximately two years old and a refrigerator that is approximately three years old. Just off the kitchen, a convenient half bath provides easy access for guests. The primary suite serves as a relaxing retreat, complete with a tray ceiling and a well-appointed ensuite bathroom featuring dual vanities, a soaking garden tub, separate walk-in shower, and spacious walk-in closet. Step outside and discover a backyard designed for enjoying the Florida lifestyle year-round. Installed in 2022, the saltwater pool and attached hot tub create an incredible outdoor oasis for relaxing or entertaining. The pool is equipped with both a heater and chiller, allowing you to comfortably enjoy the water throughout every season. The fully fenced backyard also includes a storage shed, while a newer irrigation well helps efficiently maintain the lawn and landscaping while reducing water costs. Comfort is maintained throughout the home with dual HVAC systems, allowing separate climate control for both the upstairs and downstairs living areas. Upstairs you'll find a massive bonus room that offers endless possibilities and could easily function as a fifth bedroom, game room, media room, fitness space, or additional family room. An additional upstairs bedroom and full bathroom make this level ideal for guests, teenagers, or multigenerational living. Living in Lake Merial means more than simply owning a beautiful home, it is embracing an exceptional lifestyle. Residents enjoy access to the community's stunning 300-acre spring-fed lake, where kayaking, paddleboarding, fishing, and electric-powered boating create endless opportunities for outdoor recreation. Three community lake access areas make enjoying the water effortless, while scenic walking trails, green spaces, food truck nights, neighborhood events, holiday celebrations, and golf cart-friendly streets foster a true sense of community unlike anywhere else in Bay County. If you've been searching for a home that combines generous living space, timeless construction, resort-style outdoor amenities, beautiful lake views, and one of Bay County's most desirable gated communities, this exceptional Lake Merial property is one you won't want to miss. Schedule your private showing today.

12815 Merial Pass, Panama City

$634,900
2 Beds 2 Baths 793441 MLS
Welcome to Watercrest 702 -- a beautifully maintained 2-bedroom, 2-bath Gulf-front condo offering stunning views and effortless coastal living. Located on a desirable lower floor, this residence provides the perfect balance of convenience and breathtaking scenery, with the soothing sights and sounds of the Gulf just steps away. Inside, the condo features luxury vinyl plank flooring throughout, complemented by granite countertops and a stylish tile backsplash in the kitchen, creating a clean and modern coastal aesthetic. The spacious layout comfortably sleeps up to 8 guests, making it ideal as a private getaway or a future income-producing property. Notably, this unit has never been on the short-term rental market and has been lovingly cared for as a secondary home. The primary bedroom is perfectly positioned on the Gulf side, allowing you to wake up to sweeping water views and direct balcony access. The open living and dining areas flow seamlessly onto the balcony, offering the perfect spot to relax and take in the incredible beachfront scenery. Watercrest has undergone significant recent upgrades, enhancing both value and peace of mind. Improvements include new hurricane-impact windows and sliders, along with Spring 2026 renovations featuring fresh exterior paint, new balcony railings, and fully updated balconies. The pool area has also been revitalized, including a renovated pool, pool deck, and hot tub. Residents and guests enjoy an impressive array of amenities, including a heated beachfront pool, hot tub, kiddie pool, BBQ grills, fitness center, conference room, tennis courts, pickleball court, shuffleboard, and a lively poolside tiki bar. Additional conveniences include on-site vending machines, an ice machine, and an ATM. Across the street, overflow parking and storage are available for boats, jet skis, and trailers. Watercrest is ideally located near a wide variety of restaurants, entertainment options, and family-friendly activities. Everyday essentials are just minutes away with Walmart, Publix, and Winn-Dixie nearby. An added bonus -- the neighboring development, Hadley's Beach, will consist of single-family homes, ensuring no high-rise obstruction to your incredible views. With the HOA conveniently located onsite on the third floor, communication and management are easily accessible. Don't miss this opportunity to own a beautifully updated Gulf-front condo in one of the area's most desirable communities.

6201 Thomas Drive Unit 702, Panama City

$600,000
3 Beds 3 Baths 793138 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to 3024 Kingswood Drive - a spacious canal-front home on nearly one full acre in the desirable Kings Point neighborhood. Properties of this scale with 240 feet of beautiful water frontage are a very rare find. Situated on a premier corner lot with no HOA, this 3-bedroom, 2.5-bath estate stands as a crown jewel of Kings Point. Enjoy peace of mind as several major capital improvements are already done: the roof was replaced in 2018, over $54,000 has been invested in a new seawall, plus the home is equipped with updated windows with hurricane shutters. Inside, the 2,546-square-foot layout is thoughtfully designed for both effortless entertaining and comfortable everyday living. An elegant entryway and formal dining room flow seamlessly into the kitchen and an extra-large living space, where a double-sided fireplace wall divides the main living area from a secondary sitting room. The north side of the home features the spacious kitchen, a separate laundry room, a convenient half bath, and an attached two-car garage. The primary suite is a private retreat of its own with a large walk-in closet, multiple vanities, a separate tub and shower, and its own private access onto a screened, covered back porch overlooking the canal. Additional screened and covered outdoor living spaces span the back and sides of the home, providing the perfect spots to relax and enjoy the peaceful waterfront setting. The oversized, nearly one-acre homesite is truly the star of the property. Mature trees line the perimeter for exceptional privacy, and an extra-long driveway with gated backyard access makes it easy to store a boat, trailer, or recreational equipment. Because of how it is tucked into the corner, it offers the space and flexibility of a double lot while remaining a single parcel. While a previous pool has been filled in, the expansive backyard still provides abundant space overlooking the canal for a future pool, home addition, or a detached guest house. The covered boat dock is a huge highlight. Combining secluded waterfront living with everyday convenience, this location is hard to beat. It is only minutes from Panama City's premier shopping, dining, and medical facilities along 23rd Street. Plus, you're less than 20 minutes from the Gulf Coast's renowned white-sand beaches and emerald waters. Whether you are looking for a waterfront primary residence, a custom renovation opportunity, or a property with room to expand, this is a rare chance to add your own personal style to an already exceptional, high-equity setting. Schedule your showing today. A video tour is also available

3024 Kingswood Drive, Panama City

$628,000
5 Beds 4 Baths 793127 MLS
Behind the beautiful Craftsman exterior lies a thoughtfully designed home that offers the perfect balance of comfort, entertaining, and versatility. Featuring 5 bedrooms, 4 full bathrooms, a private guest retreat, and a resort style backyard oasis, this exceptional property truly has it all. The main home offers 4 bedrooms and 3 full bathrooms, including two ensuite bedrooms and an open concept floor plan designed for everyday living and effortless entertaining. Step outside to your private backyard retreat featuring a resort style pool, screened porch with hot tub, outdoor kitchen and bar area, outdoor shower, and beautifully landscaped outdoor living spaces. The private guest retreat offers its own kitchen, full bathroom, and private entrance, making it ideal for guests, multigenerational living, or additional income potential. Additional features include a whole home Generac generator, fully paid solar panels for lower energy costs, an 8 foot privacy fence, and ample space to park a large boat or RV. Conveniently located just minutes from Panama City Beach, Historic St. Andrews, and Downtown Panama City, this one of a kind property offers the perfect combination of privacy, functionality, and resort style living with no HOA, while being just a short drive from the Emerald Coast's beautiful beaches, shopping, dining, and entertainment. This central location offers the convenience of living where locals love to be while keeping the beach within easy reach. Call today!

1203 Yale Avenue, Panama City

$640,000
792870 MLS
Premier Medical Office Opportunity! Elevate your practice in this exceptional medical office building, thoughtfully designed to combine sophistication, efficiency, and flexibility. Whether you're expanding an established practice or launching a new specialty, this turnkey property offers a professional environment that inspires confidence in both patients and staff. The main level features two expansive physician offices, a private office for an office manager, and a centralized administrative workspace that serves as the operational hub of the practice. FOUR well-appointed exam rooms, each equipped with plumbing, provide an ideal setup for a wide range of healthcare services. A spacious multi-purpose suite offers exceptional versatility and can easily function as an infusion center, procedure room, physical therapy suite, imaging room, laboratory, patient education center, or additional clinical space, allowing the property to adapt to your evolving needs. Additional highlights include SIX conveniently located restrooms, a new irrigation system servicing the entire property, and an impressive second-floor conference and training center complete with a full kitchen and private restroom. This expansive upper level is perfectly suited for staff meetings, continuing education, executive offices, or future expansion. Designed with both functionality and long-term growth in mind, this outstanding property presents a rare opportunity to establish your practice in a professional setting with endless possibilities.

2579 Huntcliff Lane, Panama City

$610,000
3 Beds 3 Baths 792803 MLS
This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front (seasonally heated) pool or the Bay front beach? There is also a grilling area on the pool deck, a dock, marina, a storage yard across Magnolia Beach Road with a separate access code, beach loungers, a boat ramp and a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center, a theater that can be reserved by owners, meeting room, summer kitchen and an Owner's Club for your enjoyment. This unit also comes with its own 5x7 storage room on the 4th Floor of the Building! And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full-time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

4113 Cobalt Circle Unit PO73, Panama City

$684,000
2 Beds 2 Baths 792508 MLS
Coral Reef is a highly rated Gulf front complex where you KNOW you are in the right place the moment you arrive. It is in a fantastic location on Thomas Drive, close to St Andrews State Park and several area marinas. Some of the best restaurants and grocery stores on the beach are within a 5-minute drive from your condo. You're lucky that a 2nd-floor unit with a fabulous view is now available in the 82 unit, 14-story building. The Master Bedroom is beachfront in this popular and roomy 2 Bedroom-2 Bath 1427 square foot ''split'' plan with 9 foot ceilings. With many upgrades, you will have access to your large private balcony, two pools, a lounge, a sunning area, a gazebo, a grilling area, and a gym. The sugar sand and emerald water is there for a wonderful backdrop before the orange sunsets appear. Don't let too many moons go by before you secure a wonderful investment for your future! Being on the coast is a thrill, but owning at Coral Reef is EUPHORIA! Grab the opportunity while it exists! Inventory here is hard to find.

6609 Thomas Drive Unit 205, Panama City

$649,000
2 Beds 2 Baths 792177 MLS
Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests.

4100 Marriott 808 Drive Unit 808, Panama City

$645,000
3 Beds 2 Baths 791841 MLS
Unique Residential & Commercial Opportunity on Highway 390! Situated on approximately 0.801 acres, this versatile property offers endless possibilities for both residential and commercial use. The existing 2,867 sq. ft. home features 3 bedrooms, 2 full bathrooms, and three additional oversized living areas that can be utilized as a family room, living room, bonus room, office space, conference rooms, retail space, or other business-related uses. With excellent visibility along Highway 390 (St. Andrews Boulevard), this property is ideal for entrepreneurs, investors, or homeowners seeking a live/work setup. The expansive lot provides ample room to potentially build an additional residence on the rear portion of the property while utilizing the existing structure for commercial purposes, subject to zoning and local approval. Whether you're looking for a spacious home, a business location, investment opportunity, or a combination of all three, this property offers the flexibility and space to bring your vision to life. Conveniently located near shopping, dining, schools, and major thoroughfares, this is a rare opportunity to own a property with both residential comfort and commercial potential. All measurements are approximate and should be verified if important. Schedule your private showing today!

2220 Saint Andrews Boulevard, Panama City

$695,000
791536 MLS
Welcome to 119 College Avenue, an exceptional income-producing property featuring six rental units in a well-maintained, recently remodeled setting, currently generating approximately $83,460 in gross annual income. Situated on a spacious 0.4-acre corner lot in Flood Zone X (no flood insurance required), the property consists of four total buildings, all with newer 30-year dimensional shingle roofs installed in 2019. The primary residence has been fully renovated down to the studs and rebuilt with quality finishes throughout, offering three separate rental units (Units 1, 2, and 3) totaling 8 bedrooms and 5 bathrooms, along with a welcoming front porch, three new HVAC systems, and updated kitchens with new appliances. Unit 1 is a 3-bedroom, 2-bath upstairs unit rented for $1,290/month, featuring a private entrance to the primary suite, oversized laundry room, new LVP flooring, updated kitchen and baths, and two living areas. Unit 2 is a 3-bedroom, 2-bath downstairs unit rented for $1,450/month, offering a split floor plan, spacious living area, and new LVP flooring throughout. Unit 3 is a 2-bedroom, 1-bath rear apartment rented for $1,000/month. In addition to the main house, the property includes three detached single-family homes: Unit 7, a 3-bedroom, 2-bath unit with a utility/storage area rented for $1,100/month; Unit 5, a 2-bedroom, 1-bath unit rented for $990/month; and Unit 6, a 2-bedroom, 1-bath unit rented for $1,125/month and extensively remodeled. Altogether, the property offers 15 bedrooms and 9 bathrooms across six income-producing units. All rentals are professionally managed by ERA Property Management, making this a seamless, turnkey investment opportunity. Floor plans are available in the Documents section and photo gallery. Schedule your private showing today to explore the full potential of this multi-unit property.

Panama City

$699,900
791271 MLS
Discover a rare opportunity to own a private waterfront 0.48 acre lot in one of Panama City Beach's most desirable locations. This prime vacant lot offers approximately 20,995.92 square feet and is ideally situated at the end of North Lagoon, providing a unique and secluded setting with endless possibilities for your future home or investment. The property features waterfront access, public sewer and water, fill dirt already on site, and a boat dock and seawall permit opportunity, making it an excellent choice for new construction. Enjoy the convenience of being within walking distance to the beach while also being close to shopping, restaurants, and everyday amenities. Located in an established neighborhood, this large lot offers a peaceful atmosphere while remaining conveniently close to beach access, boating, fishing, paddle boarding, jet skiing, and other popular coastal activities. Whether you're looking to build a custom waterfront residence, a vacation retreat, or an investment property, this exceptional homesite provides the perfect canvas to bring your vision to life.

8916 N Lagoon Drive, Panama City

$600,000
790972 MLS
Residential Mobile Home Park / Development Opportunity! Cleared 2.61-acre property on N Star Ave with excellent development potential. Per county information, the property may accommodate up to 32 single-family dwellings, subject to applicable approvals and development order, with city water and sewer connections estimated at approximately $40,000. The sale includes both 333 N Star Ave and 401 N Star Ave, consisting of two parcels totaling 2.61 acres. The property currently features two brand-new Fleetwood mobile homes, along with a new well, septic system, and power poles. One home is a 3-bedroom, 2-bathroom, 1,040-square-foot Fleetwood single-wide, and the other is a 4-bedroom, 2-bathroom, 2,128-square-foot Fleetwood double-wide. The two homes alone represent approximately $300,000 in cost. Conveniently located directly behind Callaway Elementary School and just minutes from restaurants, shopping, and everyday amenities. Whether you're looking to establish an income-producing residential portfolio or capitalize on future development potential, this property offers a unique opportunity. Buyer to verify all zoning, development, utility, and permitting information with the appropriate county and municipal authorities.

333 N Star Avenue, Panama City

$669,000
3 Beds 3 Baths 790866 MLS
LOWEST PRICE IN MARTINIQUE. Coastal Elegance in a Gated Panama City Beach Community! Experience the perfect balance of luxury, comfort, and coastal charm in this beautifully appointed three-story residence, ideally situated within one of Panama City Beach's desirable gated communities. Surrounded by swaying palms and lush tropical landscaping, this exceptional home offers a relaxed lifestyle with refined finishes and inviting living spaces throughout. From the moment you arrive, the brick paver driveway and welcoming curb appeal set the tone for what awaits inside. Thoughtfully designed with both everyday living and entertaining in mind, the home features an abundance of natural light, builder upgrades, custom lighting, and spacious interiors that create a warm yet sophisticated atmosphere. The open-concept living areas flow seamlessly, providing comfortable gathering spaces for family and guests alike. With three generously sized bedrooms and three full bathrooms, this home offers flexibility and privacy for a variety of lifestyles. The private primary suite serves as a peaceful retreat, complete with a spacious walk-in closet and a well-appointed ensuite bath designed for relaxation and convenience. Spanning three levels, the home offers versatile living spaces that can easily accommodate guests, a home office, media room, or hobby space, allowing you to tailor the home to your needs. A single-car garage provides additional storage and functionality. Beyond the home itself, residents enjoy an impressive collection of community amenities, including a sparkling resort-style pool, basketball courts, and a playground, creating opportunities for recreation, connection, and enjoyment year-round. Perfectly positioned just minutes from the sugar-white sands of the Gulf, as well as premier shopping, dining, entertainment, and outdoor recreation, this property offers the ideal blend of tranquility and accessibility. Whether you're searching for a full-time residence, a vacation getaway, or an investment in the coastal lifestyle you've always imagined, this beautiful home presents an outstanding opportunity to enjoy the very best of Panama City Beach living.

5434 Hopetown Lane, Panama City

$699,000
3 Beds 3 Baths 790389 MLS
3BR/2.5BA home in Martinique in Panama City Beach. Extensive upgrades, metal roof 2025, pond views, screened outdoor kitchen. Located in the gated Martinique community on the east end of Panama City Beach, this 3-bedroom, 2.5-bath home offers 2,080 square feet on a 0.11-acre lot with a layout designed for both full-time living and coastal second-home use. Martinique is known for its Old Florida-style architecture, mature landscaping, ponds, walking trails, community pool, playground, basketball court, and limited inventory of available homes. The neighborhood is positioned near Grand Lagoon, Capt. Anderson's Marina, St. Andrews State Park, public beach accesses, restaurants, and shopping. Inside, all bedrooms are located upstairs, including the primary suite with walk-in closets. The secondary bedrooms have access to the upstairs balcony with new Trex decking that measures approximately 6'1'' by 21'4''. The main living area features ambient lighting, a gas fireplace, and new French doors and windows that bring additional natural light into the home. The kitchen was remodeled with quartz countertops, backsplash upgrades, Frigidaire Gallery appliances, updated sink and faucet, and a convection/air fryer oven. Washer, dryer, and refrigerator convey with the property, and the laundry room includes a second-floor laundry chute. Recent improvements provide long-term value and peace of mind, including a snap lock standing seam galvalume metal roof installed in 2025, impact-rated windows and doors on portions of the home, updated exterior and interior paint, Honeywell smart thermostats, epoxy garage flooring, and driveway pavers installed in 2025. Additional updates include a remodeled downstairs half bath, three new American Standard Comfort toilets, upgraded electrical, backflow prevention replacement, new fencing, expanded patio space with pavers, exterior lighting improvements, and a termite bond. Outdoor living is a major feature of the property with a screened porch outdoor kitchen, cooktop, wood-burning outdoor fireplace, hot tub (that also stays with the house), fenced backyard, outdoor shower, and pond views. The oversized garage includes hanging storage systems and keypad access. The home also includes irrigation with two water lines and sprinkler systems already in place. Martinique is one of the more established gated neighborhoods in Panama City Beach and is valued for its custom homes, walkability, and proximity to boating, beaches, and dining without the density of larger resort communities. Owners can walk to nearby restaurants, bike to St. Andrews State Park, and reach Grand Lagoon marinas within minutes. Short-term rentals are not allowed in Martinique, helping preserve the residential atmosphere many buyers seek on the east end of PCB.

3410 Martinique Lane, Panama City

$699,000
4 Beds 4 Baths 790048 MLS
Located in the SweetBay community, this Santa Rosa floor plan offers a 4-bedroom, 3.5-bath home with a thoughtfully designed interior. Positioned near the resort-style community pool at Blossom Park, the property provides convenient access to neighborhood amenities. The home features an open floor plan with a loft area suitable for a second living space, media room, office, or playroom. The kitchen includes quartz countertops, stainless steel appliances, a gas range, and a butler's pantry, providing additional storage and prep space. A tankless water heater provides on-demand hot water. The home is equipped with a whole-home water filtration system and a reverse osmosis system in the kitchen. Outdoor features include a covered front porch, upstairs balcony, and a screened rear porch with a fireplace, offering multiple areas for outdoor use and relaxation. Community amenities include walking and biking trails, pools, playgrounds, and green spaces, along with access to a bayfront area with a dock for activities such as kayaking and fishing. Conveniently located near shopping, dining, and everyday services, with access to popular grocery and coffee options. All information is deemed reliable but not guaranteed. Buyers are encouraged to verify all measurements, features, details, amenities, and access.

2204 Penny Royal Street, Panama City

$659,000
4 Beds 2 Baths 790192 MLS
NEW CONSTRUCTION, NO HOA and NO REQ FLOOD INSURANCE !! Discover coastal living at its finest in this stunning Coastal Contemporary! Situated in a private cul de sac just off GRAND LAGOON, this NEW CONSTRUCTION home offers the perfect retreat while remaining only minutes from top Panama City Beach attractions, white-sand BEACHES, the Navy Base and GREAT SCHOOLS. On the inside, an open floor plan is designed for natural light and seamless indoor-outdoor living. The GREAT ROOM includes a spectacular kitchen with upgraded cabinetry, SLEEK STAINLESS APPLIANCES, beautiful Quartz counter tops, PERFECT FOR ENTERTAINING! A warm wood feature wall adds drama to the neutral palette. The spacious master suite includes a decorative tray ceiling and recessed lights, A well appointed walk in closet with custom shelving and an elegant bath with a luxurious walk in shower and double vanity. The split floor plan includes a private hallway with 2 guest bedrooms and a guest bat. A 4th bedroom is located off the entry and would make a great private home office or den. An oversized privacy fenced yard is accessible from the covered porch just off the living area. Plenty of room for a pool! The yard has a new irrigation well and sprinkler system. New construction and NO NEIGHBORHOOD RESTRICTIONS allow for years of worry free living, low insurance premiums and maximum enjoyment with PROPERTY FREEDOM NOT A NEIGHBORHOOD RULEBOOK!! Don't wait to see this exceptional property that offers the rare combination of a peaceful, private location and proximity to the best of Panama City Beach.

918 Laurel Oak Lane, Panama City