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$327,000
2 Beds ⋅ 2 Baths ⋅ 795029 MLS
SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one.

5505 Sun Harbor Road Unit 181, Panama City
$540,000
4 Beds ⋅ 2 Baths ⋅ 794702 MLS
Rare waterfront freedom meets elevated design on the tranquil waters of Deer Point Lake. Positioned on 4917 High Point Dr, this exceptional estate spans a RARE DOUBLE LOT boasting 160 feet of direct shoreline. The four-bedroom residence has been completely remodeled with a refined rustic modern aesthetic--seamlessly blending rich organic textures, architectural warmth, and clean contemporary finishes. Light-filled living areas maximize water views, creating a effortless transition between upscale indoor living and the peaceful lakefront setting outdoors. 4 Spacious Bedrooms: Remodeled layout offering ample room for family, guests, or a dedicated home office. Rustic Modern Aesthetic: Updated with warm wood tones, clean lines, designer fixtures, and natural finishes. Deer Point Lake Waterfront: 160 feet of shoreline on Panama City's premiere freshwater reservoir--ideal for boating, fishing, and kayaking. Double-Lot Potential: Unique capability to keep a massive private compound or build and sell a second residence. Massive Pole Barn: High-clearance storage for oversized boats, lake toys, RVs, or workshop space. The expansive grounds offer unmatched versatility and long-term value. Beyond the main four-bedroom home, the property features a massive pole barn built for boat storage, RV parking, a workshop, or a custom recreational setup. The double-lot designation gives future owners the rare flexibility to maintain an ultra-private waterfront sanctuary, expand the compound, or build and sell a second independent home. Whether enjoyed as a private freshwater retreat or leveraged for its unique development potential, this Deer Point Lake offering is a standout along the Panama City waterfront.

4917 High Point Drive, Panama City
$299,900
1 Beds ⋅ 1 Baths ⋅ 794001 MLS
Bay Point Bayview Villa with view of Grand Lagoon. This remodeled unit has extensive renovations with an abundant amount of nickel gap shiplap and floor to ceiling windows. The kitchen and bathrooms make excellent use of the space. Bayview has a community boat dock and trailer parking for up to a week. Located inside of Bay Point with manned gates and roving security patrols. Point South Marina rents private deep water wet slips. Nicklaus golf course, Bar 72, and Hilton resort all within a golf cart friendly neighborhood.

4286 Kingfish Lane Unit 286, Panama City
$309,000
2 Beds ⋅ 2 Baths ⋅ 793802 MLS
Welcome to Villas of St Thomas where you will find this beautifully decorated and renovated waterfront condo. This 2 Bedroom, 2 Full Bathroom unit overlooking Grand Lagoon is in walking distance to the beach, restaurants, shops and entertainment. The Grand Lagoon leads to the Gulf of Mexico. Just bring your own boat and enjoy all the amenities Villas of St Thomas has to offer: Boat Dock, Community Pool, Fire Pit, Tennis Courts, Sauna. This Villa comes completely furnished and Turnkey Ready! Updates include New Luxury Vinyl plank, new furniture, updated bathrooms 2023, new kitchen cabinets and quarts countertop 2023, new vanities, Stainless Steel Appliances, Interior paint, New Sliding patio door, New smart TV's, New light fixtures, Travertine brick Fireplace, new AC 2025. Nest Thermostat, Ring Camera doorbell. Schedule your showing today!

8730 Thomas Drive Unit 208, Panama City
$799,000
3 Beds ⋅ 3 Baths ⋅ 793702 MLS
Experience the best of waterfront living on one of Panama City's most desirable streets. Nestled along the iconic Beach Drive and directly overlooking the sparkling waters of St. Andrews Bay, this beautifully maintained 3-bedroom, 2.5-bath residence offers the perfect blend of timeless charm, comfort, and an unbeatable coastal lifestyle. Wake up each morning to breathtaking sunrises over the bay, spend your afternoons enjoying the water, and unwind each evening with spectacular views from the comfort of your own home. Inside, you'll find over 1,700 square feet of thoughtfully designed living space filled with natural light and character. The welcoming floor plan offers spacious living and dining areas ideal for entertaining, while large windows throughout the home showcase picturesque water views and create a bright, inviting atmosphere. The well-appointed kitchen provides ample cabinetry and workspace, making meal preparation effortless whether you're hosting guests or enjoying a quiet evening at home. The primary suite offers a relaxing retreat complete with a private bathroom and access to its own patio, while two additional bedrooms provide flexibility for family, guests, or a home office. The home has been thoughtfully updated for comfort and efficiency, with recent spray foam insulation throughout, a roof replaced in 2018, all-new tankless gas water heaters, and a new AC unit -- giving buyers peace of mind with major systems already handled. Step outside and discover what truly makes this property special. Enjoy multiple outdoor living areas including a covered front porch overlooking the bay and a private side patio perfect for grilling, entertaining, or simply relaxing with your morning coffee. The fenced backyard offers privacy, mature landscaping, a shallow well pump for irrigation, and a detached workshop that provides endless possibilities for storage, hobbies, or a dedicated workspace. From your private dock, you'll have direct access to St. Andrews Bay, making it easy to spend the day boating, fishing, paddleboarding, or kayaking while enjoying everything Florida's Emerald Coast has to offer. The property also comes with an approved DEP permit to extend the dock from 850 square feet to 1,558 square feet, complete with water and power supply at the dock -- a rare opportunity to expand your waterfront access. Situated just minutes from Historic Downtown Panama City, St. Andrews Marina, waterfront restaurants, boutique shopping, parks, and local entertainment, this exceptional property combines peaceful waterfront living with the convenience of nearby amenities. Whether you're searching for a full-time residence, a second home, or a rare waterfront investment opportunity, 2400 W. Beach Drive offers an incredible lifestyle in one of Bay County's most sought-after locations. Don't miss your opportunity to own this remarkable waterfront property where stunning views, private waterfront access, and classic Florida charm come together to create a place you'll be proud to call home.

2400 W Beach Drive, Panama City
$159,000
1 Beds ⋅ 1 Baths ⋅ 793517 MLS
This adorable home is for sale!! 2026, lovely finishes and so many features!! Hardie board exterior, luxury interior and all appliances included. There is a loft for extra space or kids sleeping quarters. There is a 40 boat slip BRAND NEW marina on property! Access to the Gulf and beautiful views are at your fingertips! The Coldwater is move in ready, the views are loaded up and ready for you! Go out on your boat all day and park at the marina, come home and relax while you watch the sun go down! Washer and dryer even included and this unit has the option to come fully furnished. Minutes from Tyndall AFB. Live that desired coastal lifestyle! Schedule your showing today!!

5612 E Highway 98 Unit Unit #1, Panama City
$225,000
1 Beds ⋅ 1 Baths ⋅ 793473 MLS
Looking for a waterfront townhome with a private boat slip in historic Panama City? Welcome to your dream coastal hideaway in quiet Nantucket Village! Perched right on peaceful Massalina Bayou, this 1-bedroom, 1 bath townhome offers affordable waterfront living with fast deep-water access to Shell Island and the Gulf of Mexico. This property also features covered parking, and an extra storage closet beneath the unit. Plus, low HOA fees mean more freedom to kick back on the shared bayou-front deck for sunset happy hours with neighbors. Minutes to vibrant downtown dining, local shops, and live events, this spot makes the ultimate weekend getaway, smart investment, or everyday waterfront escape!

305 Wilson Avenue Unit 11, Panama City
$300,000
2 Beds ⋅ 2 Baths ⋅ 792568 MLS
RARE BOATER'S PARADISE INCLUDES DEEDED BOAT SLIP #11! Experience true waterfront living with your own deeded boat slip featuring a remote-controlled boat lift and electrical service--capable of accommodating a ~25-foot boat with a 10-foot beam. Located at Landmark Condominiums, this beautifully maintained 2-bedroom, 2-bath unit offers effortless access to the water, private balcony views of St. Andrews Bay, and direct access to the community's sandy beach. The spacious, move-in-ready interior features updated flooring and interior doors, along with an exterior storage unit for all your beach and boating gear. Landmark is a sought-after waterfront community with top-tier amenities: a private boat dock, two swimming pools, a fitness center, a waterfront clubhouse with a full kitchen, and a covered outdoor entertainment area with gas grills and TV. HOA dues cover water, sewer, cable, internet, pest control, common area maintenance, building maintenance, and exterior insurance. Positioned between Historic St. Andrews and Downtown Panama City, you're just minutes by water from Panama City Marina, St. Andrews Marina, St. Andrews Pass, Shell Island, and the Gulf of Mexico. Boat Slip #11 also offers excellent rental potential! Ideal as a primary home, getaway, or investment--schedule your showing today!

2100 W Beach Drive Unit J201, Panama City
$949,900
3 Beds ⋅ 4 Baths ⋅ 792144 MLS
BOAT SLIP & MARINA STORAGE INCLUDED - $30,000 VALUE! Experience exceptional waterfront living in this beautifully upgraded 7th floor residence at Harbour Village. The $949,900 purchase price includes a Boat Slip at the Harbour Village gated dock, plus climate-controlled Marina Storage . At approximately $30,000, this Marina package provides the added convenience and value of private boat slip ownership and extra storage. The residence price with garage storage , minus the Marina package, is approximately $919,900, or $396/SF. Great VALUE. Harbour Village is nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04

3001 W 10th Street Unit 713, Panama City
$316,488
3 Beds ⋅ 2 Baths ⋅ 791656 MLS
** 5K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER,DRYER, FRIDGE & BLINDS** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11505 Singo Drive, Panama City
$326,790
4 Beds ⋅ 2 Baths ⋅ 791654 MLS
BAYFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11441 Godart Street, Panama City
$940,350
5 Beds ⋅ 4 Baths ⋅ 791579 MLS
Take advantage of this price reduction on this amazing CANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.

126 Queens Circle, Panama City
$265,000
3 Beds ⋅ 3 Baths ⋅ 791493 MLS
Seller says, 'Bring All Offers!' With an acceptable offer, Seller will provide a $10,000 credit to Buyer at closing to use at Buyer's discretion. This waterfront gem is waiting to be discovered. Sold fully furnished, including appliances, linens, towels, and kitchen essentials, this home offers a rare turnkey opportunity. Just bring your clothes and toothbrush and begin enjoying the coastal lifestyle from day one. Recently renovated and move-in ready, this home features a brand-new roof installed after the hurricane, updated cabinetry, beautiful granite countertops, and stainless-steel appliances in the kitchen and dining area. Inside, you'll find plush carpeting in the guest bedrooms, while the primary bedroom and main living areas showcase attractive 8-mil luxury vinyl plank flooring. Fresh interior and exterior paint provide a bright, clean feel throughout the home. The outdoor living space is equally impressive, featuring tasteful landscaping, two raised garden beds, and a spacious 22' x 12' covered porch perfect for entertaining, relaxing, or enjoying your morning coffee. The true highlight of the property is the private waterfront setting. A 70-foot walkway leads to a 16' x 12' dock complete with solar-powered lighting, creating the perfect spot for fishing, boating, wildlife watching, or simply taking in the peaceful water views. Don't miss this exceptional opportunity to own a beautifully updated waterfront retreat with immediate enjoyment and lasting value.

312 Sukoshi Drive, Panama City
$299,000
2 Beds ⋅ 2 Baths ⋅ 791350 MLS
WATERFRONT....Lagoon Views & Coastal Convenience! Seller is willing to pay for buyers first 6 months of HOA at closing!! Welcome to this beautifully located 2-bedroom, 2-bath condo offering stunning views of the lagoon and just a block and a half stroll to the white sandy beaches of the Gulf of Mexico. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo delivers the perfect blend of relaxation and convenience. Enjoy watching boats, dolphins and manatees cruise by from your private balcony while taking advantage of the area's best attractions right outside your door. Walk to popular restaurants, shopping, entertainment, and nightlife, including the highly anticipated new Tootsies. With easy access to the beach, lagoon activities, and all that Panama City Beach has to offer, this is coastal living at its finest! All appliances were new when sellers purchased in 2017. Freshly painted bedrooms and bathrooms. Electric fireplace in Living Room area is great for an ambiance feeling. Water Heater replaced in 2018. Hurricane Shutters on Front of Condo. Seller would love to become new buyers 2026/2027 snowbird renter.

8730 Thomas Drive Unit 314, Panama City
$343,938
3 Beds ⋅ 2 Baths ⋅ 791312 MLS
LIMITED OFFER: Get a tiered rate: 2.99% (Year 1), 3.99% (Year 2), then 4.99% fixed for life. PLUS MOVE IN PACKAGE INCLUDED & COVERING CLOSING COST WITH PREFERRED LENDER!!! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

1321 Primrose Lane, Panama City
$489,000
3 Beds ⋅ 3 Baths ⋅ 791084 MLS
Welcome to your dream home at 1243 Capri Dr, nestled in the charming Venetian Villa neighborhood! It is conveniently located in the beautiful area of Goose Bayou on North Bay of St. Andrews This stunning townhouse captures the heart with an open floor plan, offering a seamless flow that makes entertaining a delight. As soon as you step inside, you'll be greeted by spacious living areas adorned with fresh paint and a cozy wood-burning fireplace, perfect for those chilly evenings or quiet gatherings. This home features three inviting bedrooms and two and a half thoughtfully designed bathrooms, including a beautifully remodeled primary bath that boasts modern fixtures and a serene ambiance. Imagine soaking in comfort and style, starting your day with a splash of luxury! This is a boater's paradise. You can be in the Gulf in 30 minutes!!!! Watch all the nature as you sit on the back porch. This property delivers the Florida coastal lifestyle so many are looking for. One of the standout gems of this home is the delightful screened-in Florida Room which is 300 square feet of space. Picture yourself sipping your morning coffee in this tranquil space, surrounded by the gentle Florida breeze. It's the ideal spot to unwind after a busy day, entertain friends, or host delightful evening gatherings. The property also provides a spacious two-car garage, ensuring you have ample storage and convenience for all your needs. Plus, the impressive dock with a 10,000-pound boat lift built by RJ Gorman Marine Construction will make any boating enthusiast swoon. Enjoy easy access to the bay, whether you're fishing, cruising, or simply soaking up the beautiful views. The location couldn't be better! Just six miles from Gulf Coast State College and FSU, this home is perfect for those who love to be close to academia without sacrificing the relaxing coastal lifestyle. And let's not forget, you're just 30 minutes away from the stunning white sand beaches of Panama City Beach! Whether it's a day of sun and surf or a short drive to nearby shopping and restaurants, your options for fun and relaxation are endless. What's more, this community shines with freshly paved roads, elevating the charm and accessibility of Venetian Villa. AND with deeded riparian rights, this home isn't just a dwelling; it's a lifestyle waiting for you to step in and enjoy. Don't miss your chance to embrace this enchanting oasis! Contact your favorite Realtor today to make this dream home your reality. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish, or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you.

1243 Capri Drive, Panama City
$600,000
3 Beds ⋅ 3 Baths ⋅ 790775 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS..... DOCK #5 WITH LIFT INCLUDED WITH PURCHASE. This is a beautiful condo, in pristine condition. 3 Bedrooms with 2 full baths plus a 1/2 bath. Large balcony with PANORAMIC BAY VIEWS. Lots of out-door living space. VIKING APPLIANCES WITH GAS COOKING. SUBZERO FRIDGE. Primary Bedroom is Bay Front. Easy to show, come and see for yourself.

4113 Cobalt Circle Unit PO74, Panama City
$1,399,000
3 Beds ⋅ 4 Baths ⋅ 790734 MLS
LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City
$320,170
3 Beds ⋅ 2 Baths ⋅ 790592 MLS
** HOME QUALIFIES FOR 5K IN FLEX CASH** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11501 Singo Drive, Panama City
$529,900
3 Beds ⋅ 2 Baths ⋅ 790543 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Waterfront Paradise on Newman Bayou with Gulf Access! Welcome to your dream coastal retreat at 223 Confidence Way in the heart of Southport. This stunning 3-bedroom, 2-bathroom residence perfectly balances elegant interior design with an unmatched outdoor oasis. Step inside to discover a bright, open floor plan highlighted by premium flooring, a large chef's kitchen featuring an expansive granite island with breakfast bar seating, stainless steel appliances, and gorgeous white cabinetry. The main living spaces and the luxurious primary suite are elevated by striking, double-tray scalloped ceilings that add architectural drama and depth. The master suite serves as a private sanctuary, complete with an expansive master bath boasting a double vanity with granite countertops, a deep soaking tub, and a separate walk-in shower. The true showstopper of this property is the backyard. Walk out onto an expansive, custom-paved back patio covered by a dramatic wooden pergola, fully equipped with a high-end built-in outdoor kitchen and stone-wrapped grill station--ideal for hosting family cookouts or evening cocktail hours. Beyond the patio, a private wooden dock extends into the serene waters of Newman Bayou. Bring your boat, jet skis, or kayaks and enjoy direct, seamless access to the open waters of the Gulf of Mexico. This property is exceptionally maintained and proudly offered as an Agent/Owner listing. Don't miss your chance to live the ultimate Florida waterfront lifestyle!

223 Confidence Way, Panama City
$910,000
3 Beds ⋅ 2 Baths ⋅ 790304 MLS
A Waterfront home that is close to everything is here in this beautifully updated 3-bedroom, 2-bath home with additional office/flex areas. Stunning waterfront views and a home which offers the perfect blend of the boating lifestyle and turnkey coastal living. Situated on a deep 75' x 188' waterfront lot, the property features a professionally installed seawall, twin covered private docks with dual boat lifts capable of accommodating up to a 32' boat and a 25' boat (or 2 jet skis) -- a rare setup for serious boaters seeking protected water access with quick access to the North Bay and Gulf of America. Inside, the home has been fully updated and designed for comfortable waterfront living. Hurricane-impact windows provide peace of mind and energy efficiency, while the open and inviting interior creates a bright coastal feel throughout. New metal roof 2021, electric and water infrastructure has all been replaced, permitted and updated. A standout feature is the impressive 24' x 36' detached two-car garage complete with a conditioned area -- perfect for a workshop or hobby area. Step outside to your private backyard retreat featuring a stunning 15' x 38' resort-style pool with massive live oaks. Enjoy the shaded pergola area with expansive waterfront views, and plenty of room to entertain, relax, or enjoy sunset evenings on the water. The fully fenced property includes a private electronic gate, creating a secure and secluded waterfront retreat with ample space for vehicles, boats, and outdoor entertainment. No HOA and is in Bay County zoning. Whether you're searching for a primary residence, easy-care second home, income-producing property or premier boating property, this move-in-ready waterfront gem delivers exceptional value with upgrades already complete -- including seawall, covered docks, boat lifts, salt-water pool, interior renovations, newer garage, gated and fenced yard. Co-owner is a licensed real estate agent. Waterfront living at its best.

2311 Mound Avenue, Panama City
$1,100,000
5 Beds ⋅ 5 Baths ⋅ 790039 MLS
Welcome to S Lagoon waterfront living, where investment potential, lifestyle, and flexibility come together in one beautifully updated 3-in-1 property, Pontoon conveys. Positioned directly on the water with two boat slips and a boat lift, this rare opportunity is ideal for boating enthusiasts, short-term or long-term rental income, multi-generational living, the ultimate house hacking. The main upstairs furnished dwelling features 3 bedrooms, 2.5 baths, and a spacious three-quarter wraparound balcony designed to capture breezes, water views, and the relaxed coastal lifestyle. The property has been completely updated and remodeled, offering peace of mind with all new modern interior design in 2020, Hardie board exterior in 2022, plus roof, windows, and doors updated in 2019. This level offers wide open living with windows all the way around bring the outdoors in. Almost feel like you're walking on water. The open concept means whether in the living room, kitchen of dining, the lagoon is living breathing art. In addition to the main residence, there are two separate 1-bedroom units on the main level. The waterfront apartment is fully furnished and features its own covered deck overlooking the lagoon, creating a charming retreat for guests, parents in their golden years, or rental income (short term, or long term). The second 1-bedroom unit is located street side, offering even more flexibility for extended family, tenants, or owner-occupant income potential. Whether you envision a waterfront primary residence with income-producing units, a multi-generational coastal compound, or a smart investment property in a highly desirable location, this S Lagoon property delivers rare versatility, updated design, peace of mind of a renovation, and the boating lifestyle Florida is made of.

6722 S Lagoon Drive, Panama City
$289,000
2 Beds ⋅ 2 Baths ⋅ 790018 MLS
WATERFRONT....Do you have a boat?? Lagoon Waterfront living at its best! This beautifully maintained 2 bedroom, 2 bath condo overlooks the stunning Lagoon with direct access leading to the Gulf and Bays -- a true paradise for fishing and boating enthusiasts. Enjoy breathtaking water views from your private balcony while relaxing in the coastal breeze. This community offers wonderful amenities designed for relaxation and fun, including a boat dock, boat parking, pool, sauna, community room, picnic area, tennis and pickleball courts, dog walking area and 1.5 blocks to the spectacular white sandy beach and Emerald Green Gulf Water. Conveniently located near popular restaurants, local bars, shopping, and family entertainment, making it perfect as a primary residence, vacation getaway, or investment property. Experience the perfect blend of coastal charm, recreation, and convenience all in one incredible location! MUST SEE!!!

8730 Thomas Drive Unit 308, Panama City
$265,000
3 Beds ⋅ 3 Baths ⋅ 789415 MLS
🌊 Canal-Front Townhome with Direct Bay Access - Boater's Dream! 🚤 AND NO HOA!! SELLER ALSO OFFERING $10,000 IN SELLER CREDIT! Wake up to waterfront living in this beautifully situated 3-bedroom, 2.5-bath canal-front townhome offering the ultimate coastal lifestyle. With direct access to North Bay, you can step right out your back door and be on the water in minutes--perfect for boating, fishing, or a quick trip over to Shell Island. Inside, you'll find a warm and inviting layout featuring a cozy fireplace, ideal for relaxing evenings, and two private balconies where you can enjoy peaceful water views and coastal breezes. Step outside to your expansive multi-level deck and dock, designed for entertaining, soaking up the sun, or tying up your boat after a day on the water. Highlights include: 3 Bedrooms | 2.5 Bathrooms Canal-front with easy bay access Fireplace for added charm Double balconies with scenic views Large multi-level deck & private dock Newly paved road Prime Location: Conveniently located near Tyndall Air Force Base, the Naval Surface Warfare Center, local hospitals, shopping, and dining. Plus, you're just a short drive to Pier Park and the world-famous beaches. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this waterfront gem checks all the boxes. Don't miss your chance to own this slice of paradise--schedule your showing today!

1359 Capri Drive, Panama City
$620,000
4 Beds ⋅ 3 Baths ⋅ 789098 MLS
DEEP WATER PARADISE!!! Welcome to the ULTIMATE coastal retreat where breathtaking views and endless water access come together in one unforgettable property! Nestled at the end of a quiet dead end street, this private oasis offers peace, serenity, and direct access to some of the worlds most sought after waterways. Live here go ANYWHERE! Boating enthusiasts will fall in love with the deep water access( 8-10 feet apx) and two equipped docks including a boat lift ready for your large boat. With ample space for jet skis and and additional water craft, plus a davit system perfect for lifting a skiff. The dock is designed to accommodate vessels up to 48 feet, making it ideal for serious boaters. The main residence features a spacious 3 bedroom, 2 bath layout with a dedicated office, while a separate guest house provides the perfect potential setup for entertaining or private guest quarters. Expansive porches and multiple decks invite you to relax, unwind, and soak in the stunning surroundings. Enjoy arguably the most spectacular views in town. From your own backyard explore Callaway Bayou, East Bay the Intracoastal Waterway, and the Gulf of America. From your boat dock the St. Andrews Pass is approximately 6 miles or a 20 minute boat ride. This is more than a home it is taking full advantage of living on the coast with a lifestyle where everyday is a vacation. Request your private tour today. ///// ALL MEASUREMENTS AND DEPTHS ARE APPROXIMATE AND SHOULD BE VERIFIED BY PERSONS OF INTEREST.

7111 Winona Street, Panama City
$900,000
5 Beds ⋅ 4 Baths ⋅ 789011 MLS
''''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'''' New roof just installed. Executive canal-front estate in the highly sought-after Kings Point community offering direct access to St. Andrews Bay and the Gulf of Mexico. This waterfront residence combines luxury living, functional design, and true Florida coastal lifestyle. Situated on deep-water canal frontage, the property includes a private dock, 10,000 lb boat lift, and seawall, providing effortless boating, fishing, and water access directly from the backyard. No HOA restrictions offer rare flexibility in a premier waterfront setting. Expansive split-bedroom floor plan featuring 5 bedrooms, dedicated office, formal dining room, and multiple living and entertaining areas. The main living space offers a spacious family room with fireplace and seamless flow into the kitchen, creating an open-concept design ideal for both daily living and entertaining. Abundant natural light and open sightlines enhance the home's bright and airy feel throughout. Gourmet kitchen with stainless steel appliances, breakfast bar, and extensive cabinetry, combining functionality with modern style. The primary suite serves as a private retreat with a bay window overlooking the property and an en-suite bath featuring a deep garden tub with built-in speakers, separate walk-in shower, dual vanities, and a large walk-in closet. Bonus entertainment room includes a built-in bar with sink and wine refrigerator, ideal for hosting. Dedicated theater room with surround sound provides a true cinematic experience. Separate mother-in-law or guest suite with private entrance offers flexibility for multi-generational living or extended guests. Saltwater pool and hot tub overlooking the canal create a private waterfront oasis. Outdoor living space is designed for relaxation and entertaining with direct canal access leading to St. Andrews Bay and the Gulf. Private dock, 10,000 lb boat lift, and seawall support full boating capability. Full irrigation system for easy landscape maintenance. Deep-water canal frontage with direct access to St. Andrews Bay and Gulf of Mexico. Ideal for boating, fishing, and water recreation. Private dock and boat lift provide immediate access to open water. Additional features include surround sound system throughout key living areas, transferable termite bond with Terminix (renewal 5/31/2026), and close proximity to hospitals, shopping, dining, and major conveniences while maintaining a quiet waterfront setting. This property delivers a rare combination of luxury, space, privacy, and premier boating access, making it ideal as a full-time residence or high-end waterfront retreat.

2835 Longleaf Road, Panama City
$2,499,999
4 Beds ⋅ 3 Baths ⋅ 788255 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to 6728 South Lagoon Drive, a stunning waterfront retreat perfectly positioned on South Lagoon in Panama City Beach. Built in 2020 by Arthur Rutenberg, this exceptional one-story residence offers 3,404 square feet of heated and cooled living space and 4,938 square feet under roof including the outdoor living areas. An upgraded version of the sought-after May River floor plan, this home sits on a rare double lot and showcases quality craftsmanship, thoughtful design, and luxurious coastal living at its finest. This boater's paradise offers unobstructed water views and seamless indoor-outdoor living designed to capture the beauty of the lagoon. The spacious 4-bedroom, 3-bathroom home features an open-concept layout with breathtaking views from the kitchen, dining, and living areas. The expansive living room is highlighted by vaulted ceilings, a cozy gas fireplace, and floor-to-ceiling glass sliders that open completely to a covered outdoor living space--perfect for entertaining or relaxing while overlooking the water. The dining area is filled with natural light from elegant bay windows, and the kitchen is thoughtfully equipped with a gas stove, a double oven, two refrigerators, and a generous walk-in pantry. Beautiful hardwood floors run throughout the main living spaces, while quartz countertops are featured throughout the home, with granite in the laundry room for added durability. The primary suite is a true private retreat, featuring a split floor plan with double doors that allow you to close off the bedroom, closets, and bathroom from the rest of the home for maximum privacy. The suite also includes his and hers walk-in closets, offering ample storage and organization. The spa-like primary bathroom includes a standalone soaking tub, a marble, zero-threshold (curbless) oversized dual shower head shower, and a his-and-hers vanity--complete with a dedicated sit-down makeup area on the hers side for added luxury and convenience. The suite is also framed for a private exterior door, offering even more flexibility. A versatile multi-use office with beautiful beamed ceilings adds character and flexibility for work or additional living space. Step outside to your private oasis featuring a 6-foot inground saltwater pool complete with bubblers and a sun shelf. The fully fenced yard includes a sprinkler system powered by a separate well, a gated and paved driveway, and a 3-car garage with an elevated lift for easily accessible extra storage. The home is also equipped with gutters, spray foam insulation for energy efficiency, a tankless hot water heater, and a built-in monitored security system with hardwired outdoor cameras for added peace of mind. An in-wall pest control system further enhances convenience. For boating enthusiasts, this property truly stands out with a covered boat lift, deep water dock, and seawall--allowing you to take your boat out anytime of day regardless of the tides. Enjoy a quick 15-minute boat ride to the open Gulf or take a short 5-minute drive to the area's famous white sandy beaches. Pier Park is just 20 minutes away, offering shopping, dining, and entertainment. Located in a golf cart-friendly community, this home offers both convenience and a relaxed coastal lifestyle. With gas and electric already available for an outdoor kitchen, this home is ready to create the ultimate waterfront experience. Don't miss your chance to own this exceptional coastal property where luxury, comfort, and breathtaking views come together.

6728 S Lagoon Drive, Panama City
$1,300,000
4 Beds ⋅ 4 Baths ⋅ 787784 MLS
Currently under contract, seller will consider backup offers. The deal of a lifetime. Welcome to 5706 South Lagoon, where elevated comfort and coastal charm come together to create the beach retreat you've been waiting for. Ideally positioned on the desirable east end of South Lagoon, and situated along the quieter side of the channel, this waterfront property offers a rare blend of privacy, accessibility, and effortless coastal living. A true boater's paradise, this home is fully equipped for life on the water. The private dock features a 16,000 lb boat lift housed beneath a covered boathouse with a touchless cover system, accommodating vessels up to around 30 feet. Additionally, there's 2 ski lifts to fully pull your skis from the water, and a 2 ski platform for when you're ready to go. From your backyard, enjoy quick and convenient access to Grand Lagoon. Make it to the Gulf in right around 10 minutes, Shell Island in 10-20, Downtown St. Andrew's in 20, and Downtown Panama City in 25. This is the kind of setup that transforms weekends into experiences and vacations into traditions. Inside, the home offers a warm and inviting coastal atmosphere designed for both relaxation and entertaining, while the outdoor living space takes center stage. Perfect for unwinding after a day on the water or hosting friends and family in a setting that feels like a permanent getaway. Whether you're searching for a second home or a private coastal escape, 5706 South Lagoon delivers a turnkey waterfront lifestyle that's ready to be enjoyed from day one.

5706 S Lagoon Drive, Panama City
$678,000
5 Beds ⋅ 2 Baths ⋅ 787780 MLS
''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' This is an exceptional WATERFRONT opportunity with a 2.25% ASSUMABLE interest rate where luxury, comfort, and coastal lifestyle come together seamlessly. Boasting nearly 2,800 square feet, this beautiful residence offers 5 spacious bedrooms plus a versatile bonus room, perfect for a private office, playroom, media space, or additional guest accommodations. Ideally situated in Pretty Bayou on a canal with direct, QUICK access to the Gulf, this home is a true paradise for boating enthusiasts. Step outside to your backyard where your boat is always within reach and enjoy the rare convenience of a 500-GALLON private gas tank, allowing you to fuel up effortlessly and spend more time on the water! Inside, the home features an expansive, light-filled layout designed with both elegance and functionality in mind. Generous living spaces create the perfect setting for entertaining, while well-appointed bedrooms offer comfort and privacy for family and guests. The bonus room adds an extra layer of flexibility to fit your lifestyle needs. Whether you're enjoying peaceful mornings overlooking the water or hosting sunset gatherings, this home delivers an elevated coastal experience at every turn. Now vacant and ready for immediate occupancy, this is a RARE opportunity to own a move-in-ready waterfront property with premium features and unbeatable Gulf access. Sellers are currently offering a $10,000 BUYER CREDIT. Schedule your showing today!

2445 Pretty Bayou Boulevard, Panama City
$485,000
4 Beds ⋅ 3 Baths ⋅ 787400 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Waterfront living at its best on Callaway Bayou! This charming 4-bedroom, 3-bath home sits on an oversized 0.67-acre lot with direct, unobstructed access to the Gulf (no low bridges to limit your boating adventures.) Enjoy the extended dock and boat lift, making days on the water effortless. Inside, the home offers a cozy, inviting feel with multiple water views from the living room, kitchen, dining area, bringing the outdoors in at every turn. The covered patio and spacious yard provide the perfect setup for entertaining or relaxing by the water. Offered furnished with an acceptable offer, this is a true turnkey opportunity for full-time living or a waterfront getaway. If you've been waiting for the perfect blend of charm, space, unbeatable water access at a GREAT price..this is it. Call your Realtor today to schedule a tour!

6907 Hugh Drive, Panama City