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1925 Frankford Avenue, Panama City
$269,000
3 Beds ⋅ 2 Baths ⋅ 796922 MLS
WHAT'S BETTER THAN BUYING A HOME? BUYING ONE THAT'S APPRAISED ABOVE SALE PRICE!! That's right, INSTANT EQUITY!! This is the perfect start to home ownership!! Imagine starting your journey with a home that appraises above what you pay! That's the kind of value worth getting excited about. And the details make it even better! From the eye-catching accent wall that adds character to the bedroom to the updated kitchen and beautifully refreshed bathrooms, this home blends style with everyday comfort. Step outside and discover a HUGE backyard with plenty of room to entertain, host weekend cookouts, let pets play, or create your own outdoor oasis. With thoughtful design touches and major updates already completed, this home offers the perfect mix of personality, space, and value! LOCATION, LOCATION, LOCATION! Want beach days without living right in the middle of the beach crowds? You're in a central Panama City location with convenient access to shopping, dining, schools, and everyday essentials--and approximately 10 minutes from the beautiful Gulf Coast beaches! Enjoy the best of both worlds: convenient everyday living and easy access to coastal fun. THE APPRAISAL HAS A STORY. THE LOCATION SPEAKS FOR ITSELF. AND YOUR NEXT CHAPTER COULD START HERE! SCHEDULE YOUR SHOWING TODAY BEFORE SOMEONE ELSE CLAIMS THIS OPPORTUNITY!

1925 Frankford Avenue, Panama City

605 Elm Avenue, Panama City
$160,000
2 Beds ⋅ 1 Baths ⋅ 796246 MLS
**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** Turnkey income-producing opportunity in Panama City's historic Millville neighborhood! Offered at $160,000 with a long-term tenant in place at $1,650 per month, 605 Elm Avenue generates $19,800 in scheduled annual gross rent, representing an impressive approximately 12.4% gross rent yield at the asking price before expenses. For investors looking for immediate income without taking on another major renovation project, this property offers a compelling combination of existing cash flow, substantial improvements already completed, durable construction and long-term location potential. This 2-bedroom, 1-bath concrete-block home has been extensively improved while maintaining a manageable and efficient rental footprint. Updates include a newer roof, windows and flooring, updated plumbing and sewer components, renovated kitchen and bathroom, newer fixtures and lighting, appliances, attic ductwork and gas lines. The home features central air and gas heat, while the updated kitchen offers modern cabinetry, stainless-steel appliances and gas cooking. Wood-plank ceilings, recessed lighting, updated flooring and thoughtful interior finishes give the home character that stands apart from the typical rental property in this price range. The property offers approximately 609 heated square feet and a lot large enough for ones creative mind to run wild. This home currently has mature landscaping, a gravel driveway, side access and a rear patio and yard area. Location is another major component of the investment. Positioned in Millville near Watson Bayou, the property is only a few blocks from Millville Waterfront Park, its public boat ramp, fishing and waterfront recreation, and approximately 5 minutes from Downtown Panama City. Everyday employment and services are equally accessible, with Ascension Sacred Heart Bay approximately 2 miles away, while the 23rd Street employment and retail corridor--including HCA Florida Gulf Coast Hospital and Walmart--is approximately 4-5 miles away, with Target roughly 5 miles away. Tyndall Air Force Base is approximately 8-10 miles to the east, providing access to one of the area's largest employment centers, while the white-sand beaches of Panama City Beach are approximately 12-15 miles away. US-98 provides convenient east-west access throughout Bay County and is right around the corner from this investment opportunity. For investors, the numbers and fundamentals are straightforward: $160,000 asking price, $1,650 monthly rent, $19,800 scheduled annual gross rent and approximately 12.4% gross rent yield before expenses, combined with concrete-block construction, significant improvements already completed and a tenant in place. Whether adding another property to an established rental portfolio or looking for an approachable entry into the Panama City long-term rental market, 605 Elm Avenue offers immediate income today with exposure to the continued growth and redevelopment of the surrounding area.

605 Elm Avenue, Panama City

7403 Sweetbriar Road, Panama City
$239,000
4 Beds ⋅ 2 Baths ⋅ 796137 MLS
Welcome to affordable Florida living with the space, updates and outdoor lifestyle you've been searching for. This beautifully updated four-bedroom, two-bath home sits on a full acre and offers a bright, open layout with modern finishes throughout. Inside, you'll find updated flooring, spacious living areas and a beautifully refreshed kitchen featuring ample cabinetry, generous counter space and a large island that makes the perfect gathering spot for everyday living or entertaining. The functional floor plan offers plenty of flexibility for everyday living, guests, a home office or additional living space, while the bedrooms provide comfortable accommodations and a clean, updated feel throughout. Step outside and take full advantage of the Florida lifestyle with your own private pool, perfect for cooling off on hot summer days, hosting friends and family or simply relaxing in your own backyard retreat. The expansive deck offers plenty of space for grilling, outdoor dining and lounging, while the full-acre homesite provides room to spread out and enjoy a little extra privacy. With four bedrooms, two full baths, modern updates, a private pool, spacious deck and one acre of land, this home delivers a hard-to-find combination of space, comfort and Florida charm at an approachable price point. Some photos may be AI-enhanced.

7403 Sweetbriar Road, Panama City

306 S Macarthur Avenue, Panama City
$450,000
3 Beds ⋅ 2 Baths ⋅ 796112 MLS
306 S. MacArthur Ave offers a well-maintained 3-bedroom, 2-bath residence with 2,028 square feet, plus a 528-square-foot additional dwelling unit and a layout designed for everyday comfort. The home features spacious rooms, a wood-burning fireplace, and a large front porch that adds usable outdoor living space. The interior has been newly painted, and the exterior has also been refreshed for a clean, updated presentation. The kitchen has been newly updated with marble countertops, soft-close drawers, and a reverse osmosis water filter. The primary bath includes a walk-in shower and a spacious walk-in closet. The home also offers a large jacuzzi soaking tub in the second bath. Additional improvements include a brand-new driveway and Miami-rated hurricane shutters. Outdoor amenities include a fenced yard, in-ground pool, fire pit, fruit-bearing trees, and rear alley access. The 528-square-foot ADU adds flexibility for guests, work, or additional living space. Conveniently located near Downtown Panama City and St. Andrews Yacht Club, this property combines practical updates with a central location.

306 S Macarthur Avenue, Panama City

331 Maine Avenue, Panama City
$249,000
4 Beds ⋅ 2 Baths ⋅ 795808 MLS
HOT OPPORTUNITY FOR INCOME AND A BIG TAX BREAK, ALL IN ONE! Or enjoy the furnishings, appliances, decor, and accessories as an owner-occupant. EVERYTHING CONVEYS! This versatile property, once a 4 BR 2 BA, has been converted to a 2-unit rental property that is perfect for short- or mid-term rental income or as a single-family main house/mother-in-law suite arrangement. Want to restore the 4/2 as one unit? No problem! Just uncover the blocked-off door between units, and you're there! This property has been rented only on Furnished Finder and by word of mouth. Seller states income for 2025 was $28,710! WHY THIS PROPERTY IS AWESOME: --Multiple possibilities for living/renting - especially as workforce housing for travel nurses, military, contractors, and others --NEW METAL ROOF in 2026! --Other updates/upgrades/repairs made recently. See attached documents. --2 BR, 1 BA in front, 1 BR, 1 BA in back (or restore to 4/2 as noted above) --Stated mid-term rental income of up to $1,700 for front unit, $1,600/mo for back unit - WOW! --Full kitchen in front, efficient kitchenette in back --SOLD FULLY FURNISHED! --Fresh paint in main (front) unit --Driveway parking for 4; boat parking is easy! --HUGE backyard on this 75' x 200' lot. Make your own nature oasis with fruit trees or palms or put in a pickleball court, fire pit, and a pool! --Close to Ascension Sacred Heart (Bay Medical), downtown PC, Eastern Shipbuilding, two marinas, Tyndall AFB, and walkable to Gene's Oyster Bar See the full list of updates/upgrades/repairs in the attached DOCUMENTS section. COME SEE THIS TODAY! OPEN FOR SHOWINGS ANY TIME!

331 Maine Avenue, Panama City

2806 E 3rd Street, Panama City
$180,000
3 Beds ⋅ 2 Baths ⋅ 795507 MLS
Perfectly cozy home ready for you to move in! This Millville home offers 3 bedrooms & 2 bathrooms with an open concept living room, dining room & kitchen! Breakfast bar seating at the large kitchen island allows for fun conversations while watching the game or while cooking or crafting with friends or family! NO carpet to clean - you will enjoy low maintenance LVP flooring throughout! A metal roof adds longevity & peace of mind to your home! A spacious 8'x10' shed out back provides extra storage space for anything you need! And no HOA allows you the freedom to add personalized details to the home! Come see it today! SHORT SALE OPPORTUNITY - SUBJECT TO LENDER APPROVAL! Don't miss this opportunity to make this home your own! Sale is subject to the seller's mortgage lender's approval of the purchase price and terms. Buyers should allow additional time for lender review and approval. Bring your offers!

2806 E 3rd Street, Panama City

1610 Louise Avenue, Panama City
$249,500
3 Beds ⋅ 2 Baths ⋅ 795253 MLS
Make it your first home or make it an addition to your investment portfolio! This home has the charm, the history, and the right price! The original hardwood floors in the living and dining areas make for a great conversation. Similar to the COVE homes, there is a workshop in the back yard that could be turned into an Accessory Dwelling Unit (ADU) since it already has electrical and plumbing. There are SO many ideas for this precious home with 3 bedrooms, 2 baths and a BONUS room that could easily become a 4th bedroom or maybe a gym. After checking with a lender, you could see this could be a MUCH better deal for you than renting would be since the price is under $250K. It appears this address is so close to everything! It's a few minutes drive to Hathaway Bridge leading to the beach, the same to 23rd street for excellent shopping and dining, and probably about the same to the new and improved Downtown area. Check it out, since it could be yours very soon! The city owns the alley (equals 1 rod or 16 1/2 feet ) between the 2 properties. Oh--and wouldn't we love to hear about the memories made in this home when the world was at peace! By the way, no HOA fees here.

1610 Louise Avenue, Panama City

408 Kilbourn Avenue, Panama City
$189,000
2 Beds ⋅ 1 Baths ⋅ 795152 MLS
Welcome to 408 Kilbourn Ave, a charming 2-bedroom, 1-bath home located on a double lot being sold together with the adjoining lot at 410 Kilbourn Ave! This unique property offers the perfect combination of a move-in-ready home and additional land, giving you room to enjoy, expand, or explore future possibilities. Located in a convenient Panama City location, you'll be close to downtown, shopping, dining, schools, entertainment, and all that Bay County has to offer. Whether you're searching for a primary residence, an investment property, or looking for additional land, this property offers flexibility that is hard to find. The two properties are being sold together, providing an excellent opportunity to own an expanded footprint in Panama City. 2 Bedrooms | 1 Bathroom Adjoining lot included Sold together as one opportunity Convenient Panama City location Great potential for homeowners or investors Walmart and Aldi's are less than 6 minutes away! Opportunities like this don't come along every day! Come see 408 & 410 Kilbourn Ave and imagine the possibilities. Schedule your private showing today!

408 Kilbourn Avenue, Panama City

1009 Cone Avenue, Panama City
$289,000
3 Beds ⋅ 2 Baths ⋅ 794366 MLS
Looking for well-built like-new home with beautiful finishes and details? Excellent location, close to downtown, schools, hospitals, and more? This 1300 sq ft home with garage, built with a modern, contemporary feel is just what you might be looking for! This home has a beautifully designed kitchen and open concept living space, with lots of light and high ceilings. The master suite has trey ceilings, a large walk-in closet, and an ensuite with a double vanity and tiled walk-in shower. French doors that walk out onto the covered patio. Also outside? Gutters with gutter-gard, available sprinkler system, fully fenced back yard with side-gate access with lots of mature trees in the front and back yards in a quiet neighborhood. You also have a security system for added peace of mind.

1009 Cone Avenue, Panama City

1707 Chestnut Avenue, Panama City
$180,000
2 Beds ⋅ 1 Baths ⋅ 792188 MLS
UNDER CONTRACT - SELLER WILL CONSIDER BACK UP OFFERS. Welcome home to this charming 2-bedroom, 1-bathroom residence nestled in the heart of Panama City, just minutes from historic St. Andrews and downtown. This inviting home features a welcoming covered front porch--the perfect place to enjoy your morning coffee or unwind in the evening. Inside, you'll find a comfortable and functional layout with plenty of natural light. A one-car garage provides convenient parking and additional storage. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this home offers the perfect blend of character, comfort, and location. Enjoy easy access to St. Andrews' waterfront, local restaurants, boutiques, parks, marinas, and entertainment, all while being close to schools, shopping, and everyday conveniences. Don't miss your chance to own a home in one of Panama City's desirable neighborhoods!

1707 Chestnut Avenue, Panama City

11645 Poston Road, Panama City
$239,900
2 Beds ⋅ 2 Baths ⋅ 790795 MLS
Welcome to 11645 Poston Road in the desirable Sunrise at East Bay community! This well-maintained 2-bedroom, 2-bath Craftsman-style home built by Samuel Taylor offers the perfect blend of comfort, convenience, and functionality. Built in 2020 with stronger 2x6 construction, the open-concept floor plan features durable luxury vinyl plank flooring, a spacious kitchen with granite countertops and stainless steel appliances, and a bright living area designed for easy everyday living. One of the standout features of this property is the detached 2-car garage accessed from the rear alley, plus an additional parking pad providing extra space for guests, work vehicles, recreational toys, or a boat. The fully fenced backyard offers privacy and room to relax, while the covered front porch creates a welcoming place to enjoy Florida evenings. Located just minutes from East Bay, public boat launches, fishing, and waterfront recreation, this home is also ideally situated for military personnel with convenient access to Tyndall Air Force Base. Whether you're looking for a primary residence, a low-maintenance coastal retreat, or an investment opportunity, this move-in-ready home checks all the boxes. Don't miss your chance to own a home that combines modern construction, extra parking flexibility, and a prime location near Tyndall AFB and all that Panama City has to offer!

11645 Poston Road, Panama City

111 Bayou Avenue, Panama City
$220,000
3 Beds ⋅ 1 Baths ⋅ 789733 MLS
111 Bayou Avenue is a one-of-a-kind opportunity! This newly renovated house offers incredible views of Lake Martin from all 3 bedrooms, kitchen and living room! The renovations were completed in early 2026 to include but not limited to: new LVP flooring, carpet in the bedrooms, in the kitchen the seller added new soft close cabinets, a glass backsplash and quartz countertops .The bathroom was completely updated with a new tub, tile surround, toilet and vanity along with all new plumbing throughout, a new tankless water heater, interior and exterior paint, new trim and doors, lighting, landscaping, new retaining wall, custom mailbox and new soffits along with a beautiful coral rock driveway was added. The backyard has plenty of room for a storage shed, boat parking and even a pool! The public boat launch is just a 2 minute walk and Lake Martin is known for fishing, kayaking and motorized boats are permitted. You will enjoy this quite area, as there is a well established church next door and Bayou Ave. is a dead end street which promotes limited traffic! This home is conveniently located to Tyndall AF Base just 6.4 miles away and Ascension Sacred Heart Hospital is even closer at only 3 miles! 111 Bayou Ave. would make a perfect starter home, retirement spot or an adorable income producing rental! Call me or your favorite realtor today!

111 Bayou Avenue, Panama City

1848 Airport Circle, Panama City
$245,000
2 Beds ⋅ 2 Baths ⋅ 789515 MLS
Welcome to 1848 Airport Circle in the heart of Panama City! This beautifully maintained 2-bedroom, 2-bath home offers 1,102 square feet of comfortable living space and is truly move-in ready. Fresh interior paint, an inviting open layout, and spacious living areas make this home the perfect option for first-time buyers, downsizers, or anyone searching for an affordable, turnkey property in a central location. The large kitchen features abundant cabinet and counter space, a functional breakfast bar, and an open design that flows seamlessly into the dining and living areas--ideal for entertaining or everyday living. Neutral finishes, tile flooring throughout the main living spaces, and plenty of natural light create a bright and welcoming atmosphere. Outside, you'll find charming curb appeal with a covered front porch, fenced backyard space, and an attached garage. Conveniently located near shopping, dining, schools, and everyday amenities, this home combines value, location, and condition in one attractive package. NO HOA! Homes with 2 bedrooms, 2 bathrooms, this level of upkeep, and this price point are incredibly difficult to find in today's market. If you've been searching for the perfect starter home or investment opportunity, this is one you do not want to miss!

1848 Airport Circle, Panama City

716 E Caroline Boulevard, Panama City
$940,000
4 Beds ⋅ 4 Baths ⋅ 789283 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS 'The Bungalow' is a beautifully crafted new build on E. Caroline Blvd, perfectly positioned in the historic Bay Area facing W. Beach Drive. Enjoy stunning views of St. Andrew's Bay and Lake Caroline from this thoughtfully designed coastal home. Offering 4 bedrooms, 3.5 baths, and a versatile bonus room ideal as a fifth bedroom or private retreat, the layout is both spacious and flexible. The open-concept kitchen and living area create a bright, inviting space ideal for today's family and social gatherings. The first-floor primary suite captures both bay and lake views and includes a screened room--perfect for enjoying coastal breezes year-round. Located just minutes from downtown, marinas, dining, shopping, and St. Andrews, this home blends scenic tranquility with everyday convenience. A two-car garage and extended driveway provide ample parking, while thoughtful planning preserves your water views. A rare opportunity to own a coastal retreat in the historical Scenic Beach Drive area --don't miss it.

716 E Caroline Boulevard, Panama City

5306 Garden Cove Road, Panama City
$175,000
2 Beds ⋅ 2 Baths ⋅ 788705 MLS
Best Buy in Panama City - Opportunity Meets Location Looking for value and potential? This 2-bedroom, 2-bath home with a split-bedroom layout and 1-car garage is packed with opportunity for the right buyer. Whether you're a handyman, DIY enthusiast, or investor, this property offers the chance to build instant equity with simple cosmetic updates--no major renovations needed thanks to its solid structure and ''good bones.'' The split-bedroom floor plan provides added privacy, making it ideal for roommates, guests, or a home office setup. The garage offers convenience, extra storage, and protection for your vehicle--features that add everyday practicality and long-term value. Location is where this home really shines--centrally positioned between Tyndall Air Force Base and Downtown, you'll enjoy easy access to work, dining, shopping, and entertainment, making daily life more convenient and appealing for future resale or rental potential. Step outside to a low-maintenance backyard with a cozy deck--perfect for relaxing evenings, grilling, or enjoying outdoor space without the hassle of heavy upkeep. If you're looking for an affordable entry point into the market with upside potential, this is one you don't want to miss.

5306 Garden Cove Road, Panama City

1701 Louise Avenue, Panama City
$182,000
2 Beds ⋅ 2 Baths ⋅ 788391 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Charming Opportunity in the Heart of Panama City! Welcome to 1701 Louise Ave -- a cozy 2-bedroom 2-bath home perfectly located near shopping, dining, schools, and just a short drive to the beaches and waterfront. This property offers the ideal blend of convenience and potential, making it a great choice for first-time buyers, downsizers, or investors looking for a solid rental opportunity. Inside, you'll find a functional layout with new appliances and a home filled with natural light. New roof in 2022 (with wind mit report), new HVAc in 2024, new parking pad and front deck. Whether you're looking for an affordable primary residence or an income-producing property in a growing area, this Panama City gem is packed with value and possibilities. Don't miss your chance to own a home in a great central location!

1701 Louise Avenue, Panama City

1304 Buena Vista Boulevard, Panama City
$300,000
3 Beds ⋅ 2 Baths ⋅ 787338 MLS
Thoughtfully upgraded and lovingly maintained. Furniture included, this beautiful home at 1304 Buena Vista Boulevard is move in ready and designed for comfort, privacy, and long term peace of mind. Every update reflects careful attention to quality, convenience, and easy maintenance. Major improvements include a fully replaced sewer line from the house to the street with the largest residential grinder and pump system available, updated electrical and plumbing systems including new panel boxes, GFCIs, and water heater pan, and a seven year old roof. Recent work to the street's storm drain by the city is an added peace of mind! The attic features blown in insulation for improved efficiency, and new double pane windows have been installed throughout. Custom storm panels which are simple for one person to install provide extra security and protection. The home's construction upgrades extend to structural details: all additions, including the master suite, screened porch, and spa pool area, were built with Simpson hurricane rated straps and clips from ridge beam to foundation. The property was also professionally treated with Termidor in 2024, offering approximately 25 years of subterranean termite protection, and the foundation remains fully dry and sound. Outdoor living is the highlight here. The home's U shaped layout wraps around a private spa pool designed for both relaxation and fun. Steps away, you'll find a large gazebo, fire pit area, tree swing, 8' x 24' kennel, and vegetable garden with thornless blackberries, asparagus, and a Meyer lemon tree for fresh seasonal produce. The 6' privacy fence surrounds the backyard, while the front yard and curved walkway maintain a warm, welcoming curb appeal. Designed with comfort and security in mind, this is an ideal home for anyone seeking a balance of functionality, low maintenance, and charming outdoor spaces. It's a truly cared for property waiting for its next owner to enjoy the quality and thoughtfulness built into every detail. Home is staged to show and being offered with current furnishings however if desired furnishing can be removed at no expense to the buyer prior to close.

1304 Buena Vista Boulevard, Panama City

235 Central Avenue, Panama City
$149,999
3 Beds ⋅ 1 Baths ⋅ 788151 MLS
Currently under contract, seller will consider back up offers. Text listing agent for a link to the 3D tour! Ideally located in the Springfield community of Bay County, this 1,040-square-foot residence offers essential updates and a spacious lot. The home features 3 bedrooms and 1 bathroom, with recent functional improvements including new PEX plumbing and new electrical lines. The interior is finished with fresh paint and new flooring throughout, complemented by a renovated bathroom. The living area is notably spacious at approximately 25' x 13', providing a versatile layout for residents. The exterior includes a covered front porch and sits on a deep 43' x 140' lot, offering plenty of outdoor space. Strategically situated for an easy commute, the home is just minutes from Tyndall Air Force Base, regional healthcare facilities, and the diverse shopping and dining options of Panama City. Additionally, the world-famous white sand beaches of Panama City Beach are only a short drive away. This turn-key property represents a practical opportunity for those seeking a refreshed home in a high-demand, centrally located market. For those interested in investment opportunities, this property is located in an area that allows for short-term rentals, providing added flexibility for use.

235 Central Avenue, Panama City

3946 W 21st Place, Panama City
$305,000
3 Beds ⋅ 2 Baths ⋅ 787654 MLS
Welcome to this stunning brick home 3/2, CORNER LOT, ideally located just minutes from the Hathaway Bridge and only 15 minutes from the beach. Enjoy a quick 10-minute drive to the FUN filled downtown in Panama City area and St. Andrews Marina. This remarkable property has undergone extensive renovations inside and out making it have an effective year built date of 2023 on the property appraiser site. This home offers a modern and inviting living experience. The newly remodeled kitchen features stainless steel appliances and provides a stylish, functional space perfect for cooking and entertaining. Step outside to a fully fenced backyard complete with a covered slab porch--ideal for grilling and relaxing. A gazebo adds even more potential for outdoor enjoyment, and the double-gate fence allows easy access for pulling in your boat. Situated on a corner lot, the home offers ample parking and a spacious garage measuring 21.5 feet deep, providing plenty of room for larger vehicles. Whether you're looking for the perfect starter home or a fantastic investment property, this one checks all the boxes. Call today to schedule your private showing!

3946 W 21st Place, Panama City

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