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$179,900
3 Beds ⋅ 3 Baths ⋅ 794730 MLS
Looking for your extremely affordable waterfront slice of paradise to park your boat with deep water access that leads to the gulf? Look no further! This home boasts plenty of living space at nearly 1700 square feet of heated space and waterfront access all without the hassles that come with a single family home. The grounds are maintained for you. With a roomy 2 car garage, you will have space to store your cars and tools and with a shared dock, you'll have a place to park your boat or water toys. Overflow parking is also on sight at no extra charge. The stone fireplace makes for cozy nights in the winter. This home needs some updating and TLC, but with a newer metal roof and sturdy concrete exterior, you know you are structurally sound while improving the interior of the home. And for those looking to earn sweat equity while living in the home, opportunities like these don't come along often.

7124 Singleton Circle Unit B, Panama City
$369,900
4 Beds ⋅ 2 Baths ⋅ 794707 MLS
Welcome to 724 Cason Circle, located in the desirable Andrews Plantation community. This beautifully maintained 1,835 square foot, Rhett floor plan offers a spacious and functional open concept layout designed for comfortable, everyday living and effortless entertaining. Perfectly situated on a scenic pond, this home offers beautiful pond views and a peaceful backyard setting, creating the perfect place to relax and enjoy the natural surroundings. Step inside to discover nine-foot ceilings throughout, complemented by impressive 11-foot tray ceilings in the living room and primary suite. Luxury vinyl plank flooring flows through the main living areas, while the bedrooms offer the comfort of carpet. The well-appointed kitchen is the heart of the home, featuring a large center island, granite countertops, stainless steel appliances, a glass cooktop range, and a spacious walk-in pantry. The private primary suite offers a relaxing retreat with a garden tub, separate walk-in shower, dual vanities, and a generous walk-in closet. Conveniently located within walking distance of Bay Haven Charter Academy and just a couple of miles from North Bay Haven Charter Academy, this home also offers an easy commute to Tyndall Air Force Base. You'll appreciate being just minutes from shopping, dining, Northwest Florida Beaches International Airport, and the world-famous Emerald Coast beaches. With its desirable pond front location, thoughtful floor plan, modern finishes, and exceptional convenience, this beautiful home offers the perfect combination of comfort, style, and location. I'd say don't miss your chance, and schedule your private showing today.

724 Cason Circle, Panama City
$359,000
4 Beds ⋅ 2 Baths ⋅ 794585 MLS
Welcome Home to Bridge Harbor! Modern Coastal Comfort Minutes from Tyndall AFB Address: 251 Ryder Lane, Callaway / Panama City, FL 32404 Layout: 4 Bedrooms | 2 Bathrooms | ~1,787 Sq. Ft. The Perfect Fit for Military Families & Coastal Living Cut your commute down to just 5 minutes! Perfectly positioned right off Tyndall Parkway, this move-in-ready home in the desired Bridge Harbor community offers ultimate convenience for personnel stationed at Tyndall Air Force Base. Spend less time commuting and more time enjoying the best of the Gulf Coast. Interior & Functional Layout Spacious Open-Concept Living: Designed for effortless entertaining and day-to-day family life, featuring continuous low-maintenance flooring and plenty of natural light. Functional Kitchen: Features beautiful cabinetry, durable Granite countertops, a large center island, and a walk-in pantry for plenty of storage. Private Primary Suite: Includes a spacious bedroom, walk-in closet, dual-sink vanity, soaking tub, and a separate shower. Versatile 4-Bedroom Floorplan: Excellent layout for a growing family, dedicated home office, or guest space. Community & Location Highlights Resort-Style Amenities: Enjoy access to the community pool, ideal for unwinding on warm Florida afternoons and meeting neighbors. Near St. Andrews Bay: Close to public boat launches and waterfront access for weekend fishing, paddleboarding, and boating. Convenient Callaway Location: Minutes from local dining, grocery stores, and daily conveniences. Whether you are relocating for orders or searching for turnkey coastal living, 251 Ryder Lane combines effortless upkeep, unbeatable base proximity, and neighborhood comfort. Schedule your private tour today! Logan Etheridge Berkshire Hathaway Welcome Home to Bridge Harbor! Modern Coastal Comfort Minutes from Tyndall AFB Address: 251 Ryder Lane, Callaway / Panama City, FL 32404 Layout: 4 Bedrooms | 2 Bathrooms | ~1,787 Sq. Ft. The Perfect Fit for Military Families & Coastal Living Cut your commute down to just 5 minutes! Perfectly positioned right off Tyndall Parkway, this move-in-ready home in the desired Bridge Harbor community offers ultimate convenience for personnel stationed at Tyndall Air Force Base. Spend less time commuting and more time enjoying the best of the Gulf Coast. Interior & Functional Layout Spacious Open-Concept Living: Designed for effortless entertaining and day-to-day family life, featuring continuous low-maintenance flooring and plenty of natural light. Functional Kitchen: Features beautiful cabinetry, durable Granite countertops, a large center island, and a walk-in pantry for plenty of storage. Private Primary Suite: Includes a spacious bedroom, walk-in closet, dual-sink vanity, soaking tub, and a separate shower. Versatile 4-Bedroom Floorplan: Excellent layout for a growing family, dedicated home office, or guest space. Community & Location Highlights Resort-Style Amenities: Enjoy access to the community pool, ideal for unwinding on warm Florida afternoons and meeting neighbors. Near St. Andrews Bay: Close to public boat launches and waterfront access for weekend fishing, paddleboarding, and boating. Convenient Callaway Location: Minutes from local dining, grocery stores, and daily conveniences. Whether you are relocating for orders or searching for turnkey coastal living, 251 Ryder Lane combines effortless upkeep, unbeatable base proximity, and neighborhood comfort. Schedule your private tour today! Logan Etheridge Berkshire Hathaway

251 Ryder Lane, Panama City
$286,000
4 Beds ⋅ 3 Baths ⋅ 794518 MLS
UNDER CONTRACT- TAKING BACKUP OFFERS Welcome to an HOA-free haven where neighbors take genuine pride in their yards--and 826 is no exception. Step outside to a tenderly cared-for lawn of lush, green grass framed by perfectly pruned magnolia trees. Watch bunnies roam freely while birds sing gracefully overhead. The oversized lot gives you plenty of room to play, garden, entertain, or simply enjoy the peaceful outdoor space. A convenient sprinkler system helps keep everything thriving. Recent upgrades include a brand-new metal roof and a new AC system for peace of mind and comfort. As an added bonus, lawn maintenance is included through the end of the year. This home needs just a little TLC to make it truly shine--come see the potential and make it your own!

826 Brandeis Avenue, Panama City
$425,000
4 Beds ⋅ 2 Baths ⋅ 794455 MLS
Beautifully remodeled home in Panama City's highly sought-after Cove neighborhood! From the moment you enter, you will appreciate the spacious open floor plan, vaulted ceiling, recessed lighting, and luxury vinyl plank flooring throughout. The modern kitchen is designed for everyday living and entertaining, featuring an impressive 9-foot island, pantry, refrigerator with water and ice dispenser, and a self-cleaning glass-top range that even has a bread-proofing feature. The island has a hidden power bank. Both bathrooms feature double vanities and attractive tilework. The hallway bath has a tub/shower and the master ensuite has a tiled stand up shower. The owner has added a large back deck, creating a wonderful space for morning coffee, evening relaxation, and entertaining. A backyard shed provides additional storage, and the home also features a concrete driveway. The backyard is now completely privacy fenced with a double gate to allow alley access. Located just half a block from Sudduth Park, residents can easily enjoy the baseball diamond and playground. Cherry Street Elementary is within walking distance, and downtown Panama City is accessible by bicycle or golf cart for the Saturday farmers market, festivals, shops, live music, dining, and community events. Along the way, enjoy the scenic Beach Drive area, where the Cove Events Committee hosts its Fourth of July celebration. The neighborhood also embraces its golf-cart lifestyle with festive parades for Christmas, Halloween, and the Fourth of July. This updated Cove home offers a wonderful combination of modern comfort, outdoor living, and a convenient neighborhood location! Information is deemed reliable but not guaranteed. All measurements and property details are approximate and should be verified by buyer.

112 N Gayle Avenue, Panama City
$409,500
5 Beds ⋅ 4 Baths ⋅ 794411 MLS
For your consideration: This home offers 5 Bedrooms, 3 full Baths, The second floor includes a private en-suite bedroom. Relax and unwind on the screened-in back porch, New 6 month Washer and Dryer will convey with purchase, Granite counter tops, back splash, open concept fit for the family that entertains. Home protection provided by Ring Alarm and Surveillance. VA assumable loan. Community pool, and playground.

214 Bayou Bend Lane, Panama City
$614,500
4 Beds ⋅ 3 Baths ⋅ 794356 MLS
# 105 Grand Lagoon Shores **PROVEN VACATION RENTAL • $114,560 ON THE BOOKS FOR 2026 • PRIVATE HEATED POOL • 3,015 SQ FT • 4 BEDROOMS • 3 BATHROOMS • NO HOA** Welcome to **105 Grand Lagoon Shores**, a spacious and income-producing Panama City Beach pool home offering **4 bedrooms, 3 full bathrooms, and 3,015 square feet of living space**. With a **private heated pool, 2-car garage, generous lot, no HOA, and short-term rental potential**, this property offers incredible flexibility as a vacation rental investment, second home, or spacious primary residence. ### PROVEN RENTAL PERFORMANCE Investors, take note! This property generated **$101,958 in gross rental revenue in 2025** and currently has approximately **$114,560 in rental revenue on the books for 2026**. The established rental history, private pool, large floor plan, and ability to accommodate larger groups create a compelling opportunity for buyers looking for an established Panama City Beach vacation rental. Inside, the expansive single-story layout provides plenty of room to spread out, with **four bedrooms and three full bathrooms** offering flexibility for families and guests. The home's kitchen, bathrooms, flooring, and finishes also present an opportunity for the next owner to update and personalize the property over time. Step outside to your own **private heated pool and spacious outdoor living area**--an amenity guests and owners alike can enjoy throughout much of the year. A **2-car garage**, ample living space, and the freedom of **NO HOA** add even more versatility. Whether you're searching for an income-producing vacation rental, a second home near the beach, or a large primary residence with a private pool, **105 Grand Lagoon Shores combines space, rental performance, location, and opportunity in one property.** ### SUBSTANTIAL SELLER INCENTIVES AVAILABLE The seller understands that the home is ready for its next chapter and is offering buyers meaningful assistance with an acceptable offer. **Seller is offering up to a $30,000 credit at closing toward a NEW ROOF, PLUS up to $10,000 in additional buyer concessions with an acceptable offer!** The additional buyer concession may be applied toward **allowable closing costs, prepaid expenses, an interest-rate buy-down, or other approved buyer expenses**, subject to applicable financing and lender requirements. That's **up to $40,000 in potential seller assistance** designed to help the next owner address a major property improvement while preserving more of their own cash for closing, updating, and making the home their own. **3,015 SQ FT • 4 BEDROOMS • 3 BATHROOMS • PRIVATE HEATED POOL • 2-CAR GARAGE • NO HOA • STR POTENTIAL • PROVEN RENTAL HISTORY • UP TO $30K NEW ROOF CREDIT • UP TO $10K BUYER CONCESSIONS** *Up to $30,000 toward roof replacement and up to $10,000 in seller-paid buyer concessions are available with an acceptable offer and mutually agreed-upon contract terms. Credits and concessions are subject to applicable lender, loan-program, appraisal, insurance, title, and closing requirements. Rental figures are provided for informational purposes only and do not guarantee future performance.*

105 Grand Lagoon Shores Drive Unit 6, Panama City
$315,000
6 Beds ⋅ 2 Baths ⋅ 794239 MLS
1148 Jenks Ave presents a unique opportunity in the heart of Panama City for an owner, investor, or entrepreneur looking to create a true live where you work property. Located just minutes from Downtown Panama City, this approximately 1,900-square-foot commercial property offers six existing offices, two bathrooms, ample on-site parking, and a flexible layout that lends itself well to a future residential and commercial mixed-use concept, subject to applicable zoning and approvals. Rather than commuting across town, imagine operating your business from the same property you call home. The existing configuration provides the ability to maintain dedicated professional office space while creating a private residential component, making this an especially attractive opportunity for business owners, professionals, investors, or entrepreneurs. Why 1148 Jenks Ave Stands Out Central Panama City Location Jenks Avenue provides convenient access to Downtown Panama City, major roadways, restaurants, professional services, and surrounding residential neighborhoods. It offers the accessibility of a commercial corridor while remaining close to the city's historic downtown core. Live Where You Work Potential The property's size and existing room configuration create an excellent foundation for a combined residence and workplace. A future owner could potentially create private living quarters while maintaining separate offices, meeting rooms, or client-facing business space. Six Existing Offices The existing six-office layout provides considerable flexibility. Spaces could be utilized for private offices, bedrooms, conference rooms, studios, treatment rooms, creative spaces, or other uses depending on the future design. Two Bathrooms Having two existing bathrooms provides another advantage when planning separate residential and business areas within the property. Income-Producing Property The building is currently tenant-occupied and generating income, giving an investor the ability to benefit from existing cash flow while considering future redevelopment or owner occupancy. Ample On-Site Parking Dedicated parking is a major benefit for any live/work property, particularly for an owner who intends to continue operating a professional business from the building. Flexible Long-Term Investment The property offers multiple potential paths: continue operating it as an income-producing commercial property, occupy it for your own business, or explore transforming it into a distinctive residential mixed-use property. Ideal for Entrepreneurs and Professionals This type of property could be particularly appealing to attorneys, real estate professionals, designers, accountants, consultants, medical or wellness professionals, creatives, or small-business owners who want their home and business operations under one roof. 1148 Jenks Ave is more than simply office space. It is an opportunity to create a unique urban live/work property in the center of Panama City, combining convenience, business functionality, income potential, and future flexibility in one location. Any residential conversion, mixed-use configuration, or change of use would be subject to applicable zoning, building-code requirements, and governmental approvals.

1148 Jenks Avenue, Panama City
$1,120,000
4 Beds ⋅ 3 Baths ⋅ 793814 MLS
Poseidon's Palace | Fully Furnished Turnkey Waterfront Living with Direct Access to St. Andrews Bay & the Gulf of Mexico Experience the very best of waterfront living at Poseidon's Palace, a fully furnished, turnkey North Lagoon retreat where luxury, recreation, and income-producing opportunity come together. Whether you're searching for a stunning primary residence, an unforgettable second home, or a proven income-producing vacation rental, this exceptional property offers a rare combination of modern upgrades, resort-style amenities, and an unbeatable coastal lifestyle. Perfectly positioned on North Lagoon, you'll enjoy direct boating access to St. Andrews Bay and the Gulf of Mexico from your private dock, making it easy to spend the day fishing, paddleboarding, kayaking, cruising to Shell Island, or arriving by boat at some of Panama City Beach's favorite waterfront restaurants. After a day on the water, unwind in the heated pool, soak in the year-round hot tub, or relax beneath the oversized covered patio overlooking your private waterfront oasis. Thoughtfully renovated with quality and craftsmanship throughout, the home underwent an extensive transformation in 2022 featuring a beautifully redesigned kitchen, fully renovated bathrooms, new luxury vinyl plank flooring throughout, fresh interior and exterior paint, new doors and hardware, recessed lighting, and a completely rebuilt dock. In 2023, the home was further enhanced with two new HVAC systems, a resort-style pool with an app-controlled gas heater, expansive paver pool deck, oversized covered patio, and a large composite waterfront deck designed for entertaining and maximizing the incredible outdoor living experience. Additional upgrades include a tankless water heater and commercial-size refrigerator and freezer, providing exceptional functionality for everyday living or hosting large gatherings. Designed to comfortably accommodate large families and groups, the spacious floor plan offers generous indoor and outdoor gathering spaces that seamlessly blend comfort, style, and functionality. Whether you're hosting unforgettable summer barbecues, watching breathtaking sunsets from the dock, enjoying evenings beneath the string lights, or simply relaxing by the water, every detail of this home was designed to embrace the very best of waterfront living. Ideally located just minutes from the white-sand beaches of Panama City Beach, marinas, shopping, dining, entertainment, and St. Andrews State Park, you'll enjoy the perfect balance of peaceful waterfront living with convenient access to everything the Emerald Coast has to offer. An equally compelling opportunity for investors, this home has an established track record of outstanding short-term rental performance, generating approximately $152,000 in gross rental revenue in 2024 and $170,000 in 2025. While 2026 revenue reflects a planned period during which the property was intentionally unavailable for approximately eight weeks, it should not be viewed as representative of the home's annual income potential. Complete rental history and financial information are available upon request. Every major improvement has already been completed, allowing the next owner to simply arrive, embrace the waterfront lifestyle, and begin creating unforgettable memories--or continue the home's proven success as one of Panama City Beach's premier waterfront vacation rentals. An equally compelling opportunity for investors, Poseidon's Palace has an established history as a high-performing vacation rental, generating over $322,000 in gross revenue over the past two full calendar years. While 2026 revenue reflects a planned period during which the property was intentionally unavailable for approximately eight weeks, it should not be viewed as representative of the home's annual income potential. A detailed Property Performance & Investment Package is available upon request for qualified buyers.

8829 N Lagoon Drive, Panama City
$849,900
2 Beds ⋅ 2 Baths ⋅ 793803 MLS
Bring the boat, the cars, the golf cart, the jet skis, the motorcycles! There is room for it all! This to-be-built Barndominium is designed for the buyer who wants a beautiful home without sacrificing serious space for all the fun stuff. With an impressive three-bay garage under the same roof as the living quarters, this property is equal parts modern coastal retreat and grown-up playground. Inside, the open-concept living and kitchen area is made for entertaining, featuring a generous center island, plenty of gathering space, and a warm contemporary coastal feel. Upstairs, the private owner's suite creates a peaceful retreat away from the action below. And the possibilities don't stop at the Barndo. The spacious lot provides room to potentially add a separate dwelling, perfect for extended family, a guest house, or an additional investment opportunity. Store the boat inside. Protect the vehicles. Create the ultimate workshop. Come home from the water, throw open the doors, invite your friends over, and enjoy a property built around the way you actually want to live. Perfectly positioned for the ultimate coastal lifestyle, enjoy a short drive to multiple boat launches for effortless days on the water, the sugar white sand beaches and emerald waters of the Gulf, and convenient access to dining shopping, entertainment, and endless outdoor recreation Modern coastal style. Massive garage. Room for all the toys. Space to grow. Absolutely nothing boring about it. Welcome to Barndo life!

2315 Anne Avenue, Panama City
$1,250,000
3 Beds ⋅ 3 Baths ⋅ 793754 MLS
CURRENTLY UNDER CONTRACT- SELLER WILL CONSIDER BACKUP OFFERS Experience waterfront living at its finest in one of Panama City's most sought-after neighborhoods. Nestled in tranquil Bunkers Cove, this beautifully maintained 3-bedroom, 3-bath home offers breathtaking bay views, direct waterfront access, and endless opportunities to enjoy the coastal lifestyle. Thoughtfully remodeled in 2020, the home blends modern updates with timeless waterfront charm. A 2019 roof provides added peace of mind, and the HVAC system was professionally serviced on July 21, 2026, making this home move-in ready. Spacious living areas are designed to maximize the stunning water views, creating the perfect setting for relaxing evenings or entertaining family and friends. Conveniently located just minutes from downtown Panama City, hospitals, shopping, dining, and a short drive to the World's Most Beautiful Beaches, this property offers the perfect balance of peaceful bayfront living and everyday convenience.

510 Bunkers Cove Road, Panama City
$383,000
4 Beds ⋅ 2 Baths ⋅ 793717 MLS
Move-in ready. Listed at appraised value. Has a Salt Water Pool. Come home to your perfect oasis with this beautiful 4 bedroom 2 bath home with a spacious 2 car garage and extra wide driveway on a quiet cul de sac. This home features an open floor plan, electric fireplace, tall/tray ceilings, split bedroom floor plan, formal dining area, breakfast area and breakfast bar and also a built in wine cooler. The large privacy fenced backyard is the perfect place to unwind after a long day. Light a fire in the fire ring and soak in the hot tub while watching your favorite shows on the outdoor TV. When it gets to hot, take a dip in the salt water pool then rinse off under the outside shower. The inground sprinkler system keeps the yard lush in the harshest months. The large master and ensuite bathroom has ample closet space with his and her closets, double sinks, sizable shower and the perfect jacuzzi tub for when you don't want to go outside to the hot tub. Also note that pets can play safely in the large backyard, as the pool has a separate gated area.

907 Amber Way, Panama City
$270,000
3 Beds ⋅ 2 Baths ⋅ 793552 MLS
Welcome to your own private waterfront retreat! Nestled on a peaceful lot, this charming property offers the perfect blend of country living and everyday convenience. Enjoy tranquil water views from your backyard while taking advantage of the many unique features that make this home truly one of a kind. The property includes a spacious 12' x 24' storage shed/workshop, providing ample room for tools, hobbies, equipment, or additional storage. For those dreaming of a homestead lifestyle, you'll love the custom chicken coop, and the chickens convey with the sale, allowing you to enjoy fresh eggs from day one. Whether you're relaxing by the water, gardening, entertaining, or simply enjoying the peaceful surroundings, this property offers endless possibilities. The waterfront setting creates the perfect backdrop for morning coffee, evening sunsets, fishing, kayaking, or simply unwinding in nature. If you've been searching for a property that combines privacy, functionality, and outdoor living, this is the one. Don't miss your opportunity to own this unique waterfront property with exceptional extras already in place!

3919 Ereno Court, Panama City
$290,000
3 Beds ⋅ 2 Baths ⋅ 793396 MLS
Welcome home to this brand-new construction in the desirable Shadow Bay Subdivision of Callaway! Offering 3 bedrooms, 2 bathrooms, and 1,425 square feet, this thoughtfully designed home combines modern finishes with an open, functional floor plan perfect for everyday living. Step inside to discover 9-foot ceilings, beautiful luxury vinyl plank flooring throughout the main living areas, abundant natural light, and a spacious open-concept living room that flows seamlessly into the kitchen. The kitchen features white shaker cabinetry, granite countertops, stainless steel appliances, a center island with additional storage, and ample cabinet space, making it ideal for both entertaining and daily life. The spacious primary suite offers privacy and comfort with an en-suite bath and generous closet space. Two additional bedrooms provide flexibility for family, guests, or a home office. Outside, enjoy the convenience of an enclosed storage shed that provides extra space for lawn equipment, tools, or hobbies. Conveniently located near Tyndall Air Force Base, shopping, restaurants, and schools, and just a short drive to Panama City's beautiful beaches.

7582 Kelsey Drive, Panama City
$425,000
3 Beds ⋅ 3 Baths ⋅ 793017 MLS
This historic 1915 gem sits on a huge corner lot with a fenced in back yard. The home has been meticulously renovated and is ready to amaze you with its open floor plan and modern upgrades! The Florida room leads you to spacious outdoor living that includes a 2024 pool, large covered structure for entertaining or hobbies, additional storage sheds, and plenty of room for gardening and relaxing! Nearby there is a waterfront park with a lit walking trail, fishing and kayak launch, Watson Bayou Full Service Marina, and a local favorite Gene's Oyster Bar! Close to Tyndall Air Force Base , minutes to Mexico Beach, Panama City Beaches, St. Andrews and Downtown Panama City. NO HOA! Call your favorite realtor today to see your future Florida home!

2320 E 2nd Plaza, Panama City
$225,000
3 Beds ⋅ 2 Baths ⋅ 792293 MLS
BRAND NEW METAL ROOF !! This lovely St. Andrews cottage sits on a large corner lot, is solid brick and is filled with charming details. Gorgeous original hardwood floors in all rooms except the kitchen, dining and florida rooms which have a beautiful slate tile. This 2br/2ba home could easily be made into a 3br with little effort. The decorator touches in the bathrooms enhance the charm of this adorable home. The kitchen has a great flow and includes newer appliances. The spacious Florida Room is just off the kitchen and overlooks your yard offering extended living. Enjoy your fenced backyard with mature trees and large deck for grilling and entertaiing. Just a couple of minute drive to Old St. Andrews to enjoy dining, shopping, events and sunsets on St. Andrews Bay. This home is a must see for a first time buyer, second home or fabulous investment property.

1120 Lisenby Avenue, Panama City
$409,999
3 Beds ⋅ 2 Baths ⋅ 791905 MLS
Waterfront living meets space, privacy, and outdoor recreation in this beautifully maintained 3-bedroom, 2-bath brick home situated on a rare 0.54-acre lot in the Bay View area of Callaway. Offering approximately 2,400 square feet of living space, this home features a spacious primary suite with a walk-in closet and jetted soaking tub, a cozy gas fireplace, and a climate-controlled Florida room that provides additional year-round living and entertaining space. Launch a kayak directly from your backyard and explore the connected bay waters. One of the property's most unique features is its direct frontage on a slough that connects to the bay, providing water access right from your backyard. Whether you enjoy kayaking, fishing, wildlife viewing, or simply relaxing by the water, this property offers a lifestyle that is increasingly difficult to find. The outdoor amenities are equally impressive. The property includes a kayak rack with kayaks, a fenced backyard area, a standalone storage shed, and a large concrete parking pad suitable for boat storage, trailers, recreational vehicles, workshop space, or additional parking. Gardening enthusiasts will appreciate the three established 4' x 8' raised garden beds and numerous fruit trees throughout the property. Additional features include a two-car garage, a recently installed water heater, mature landscaping, and ample room to enjoy outdoor living on more than half an acre. Conveniently located near Tyndall Air Force Base, shopping, dining, schools, and Panama City amenities, this property combines the convenience of town with the space, privacy, and waterfront access often associated with much larger properties Whether you're searching for a home, a place to pursue outdoor hobbies, or a property with direct water access and room to grow, this Bay View gem offers a unique opportunity to enjoy the best of Florida living.

6836 Forsythe Drive, Panama City
$239,000
4 Beds ⋅ 2 Baths ⋅ 791840 MLS
Beautiful new construction 4-bedroom, 2-bath home featuring 9-foot ceilings, spray foam insulation, and a durable metal roof, designed for energy efficiency and long-term durability. Great layout with plenty of natural light and comfortable living space for families or entertaining. Situated on a large lot with Zoysia sod, the property provides plenty of room for RV parking, boats, kids' playsets, or outdoor entertaining. The backyard offers unlimited potential with space to add a shed, garden, Play area, detached garage, workshop, or even an ADU(Accessory Dwelling Unit) with proper city approval and permits. Located just minutes from Millville Waterfront Park and public boat ramp, this home is perfect for anyone who enjoys boating, fishing, or spending time near the water. The property is also centrally located with a short drive to the beautiful Gulf Coast beaches, shopping, dining, and schools. This property is not located in a subdivision, allowing you the freedom of no HOA fees and flexibility to use your property the way you choose. City water, sewer, and trash service are included in water bill. Builder Warranty: Builder will provide a one-year limited warranty covering HVAC, roof, and major mechanical systems for added peace of mind. Great Opportunity To Be Primary Residence, Vacation Property, Or Investment Property.

715 Cactus Avenue, Panama City
$382,000
4 Beds ⋅ 3 Baths ⋅ 791114 MLS
CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS.Welcome to 171 Boca Lagoon Dr, here very near the Worlds Most Beautiful Beaches. This home is a FIXER UPPER and ready for your finishing touches. Located in a very well established neighborhood, the home has 4 bedrooms and 2 and a half baths and a very spacious yard. The home has an inground pool that was resurfaced less than a month ago as well as all new pool equipment and a large covered porch to enjoy on those summer time afternoons. The metal roof was installed in 2014. Although this home will require some work, it is a great value for someone looking for their beach home that they can make it their own. Come and see this one today before it gets away!!!

171 Boca Lagoon Drive, Panama City
$269,000
4 Beds ⋅ 2 Baths ⋅ 790875 MLS
MOTIVATED SELLER! Freshly Painted! Privacy Fence already installed! Over $7,000 Value! Ready to call home! This well maintained 4-bedroom, 2-bath home offering 1,394 square feet of comfortable living space in the highly sought-after Liberty community of Panama City. Perfectly designed for everyday living and entertaining, this home features an open-concept floor plan, spacious bedrooms, and a large fenced back yard. Located just a short walk from Liberty's outstanding neighborhood amenities, residents enjoy access to a resort-style community pool, splash pad, playground, fitness center, and beautifully maintained common areas, creating an exceptional lifestyle for families and active homeowners alike. The Liberty community also offers sidewalks throughout and a welcoming neighborhood atmosphere. Conveniently situated off Highway 231, this home offers easy access to everyday necessities and major destinations. Tyndall Air Force Base is just a short commute away, making it an excellent choice for military personnel and civilian employees. You'll also appreciate the convenient access to Northwest Florida Beaches International Airport, as well as the shopping, dining, entertainment, and white-sand beaches that make the Panama City area so desirable. Liberty's location provides quick access to Panama City Beach, local schools, healthcare facilities, and countless recreational opportunities. Adding even more convenience, the newly developed shopping corridor along Highway 231 features a new Publix and Starbucks just minutes from the neighborhood, making daily errands and your morning coffee run easier than ever. Whether you're searching for your first home, a growing family home, or an investment in one of Panama City's fastest-growing communities, 6400 Bellavia Lane offers the perfect combination of comfort, convenience, and community living. Buyer to verify all information.

6400 Bellavia Lane, Panama City
$158,000
3 Beds ⋅ 2 Baths ⋅ 789708 MLS
CASH SALE ONLY. Foundation Repair Required. INVESTOR OPPOUTUNITY. Three-bedroom, 2 bath home with an apartment which measures 533 sq. ft. and IS NOT included in the sq. ft. measurement. Home is located in the heart of St. Andrew's which is a walking revitalized waterfront community offering shopping, restaurants, public boat ramps and a farmers' market and so much more. This is a perfect opportunity to purchase and remodel and make this property your own and have an income producing unit. The home has known foundation issues Alpha Foundation's has inspected the house and the report is available upon request. Buyers are encouraged to conduct their own due diligence and obtain independent evaluations. Seller and listing brokerage make no representation. All ages, sizes including sq. ft. are approximate measure if important. This property is PRICED TO SELL! and is SOLD AS IS.

3101 W 20th Court, Panama City
$585,000
3 Beds ⋅ 2 Baths ⋅ 789536 MLS
VA Assumable Loan at 3.25% for qualified buyers -- an incredible opportunity in today's market! Completely remodeled and beautifully transformed, this exceptional 3-bedroom, 2-bathroom one-story home at 315 Amberjack Drive is tucked inside the prestigious gated Bay Point community on the East End of Panama City Beach. From the moment you arrive, the lime-washed brick exterior, peaceful jasmine-lined courtyard, and serene front entry set the tone for what feels like a private retreat. The fragrant jasmine corridor and charming courtyard create the perfect place to enjoy morning coffee, quiet moments, or evening unwinding in a tranquil outdoor setting. Step through the front door into an expansive entrance accented by custom crown molding, 8-foot ceilings, luxury flooring throughout, and a light-filled open layout designed for both comfortable living and entertaining. The updated kitchen overlooks the spacious living area and outdoor entertaining space, creating the perfect flow for gatherings with family and friends. One of the home's most unforgettable features is the dramatic flex space originally designed as a formal dining room and now transformed into a stunning designer-inspired library and art retreat. Featuring rich charcoal custom built-ins with rolling ladder, display shelving, statement lighting, and layered textures, this sophisticated space offers endless possibilities as a bourbon lounge, executive office, creative studio, music room, formal dining area, or curated display for family photos and children's artwork. It is truly a conversation piece that adds warmth, character, and elevated style to the home. The renovated bathrooms feature stylish black-and-white checker tile flooring, new vanities, and an impressive walk-in tiled shower that adds a designer touch to the home. Every room in this home tells a story and reflects the love, care, and personal attention of its owners--down to the antique-inspired glass doorknobs that add timeless character throughout. Outside, the backyard becomes your own private retreat with a sparkling in-ground pool, covered entertaining area with TV space for relaxing out of the sun or rain, and a large fenced yard surrounded by lush landscaping. Agave plants, jasmine, grapefruit trees, banana trees, and blueberries create a peaceful garden setting with plenty of room to expand and create the garden space of your dreams. To point out just a few of the many thoughtful updates and improvements made by the current owners: new windows (2025), roof and gutters (2024), garage door (2026), patio area (2024), guest bathroom renovation (2023), primary bathroom renovation (2026), courtyard improvements (2023), and the library/art/dining space redesign (2025). Additional updates include A/C and water heater (2018), popcorn ceilings removed throughout, and the interior and exterior freshly painted. Bay Point is one of Panama City Beach's most sought-after gated communities, known for its beautiful golf course setting, golf-cart-friendly lifestyle, and full-service Point South Marina. Residents spring and summer concerts at the marina, and the excitement of the annual Billfish Tournament featuring incredible entertainment, food, and drinks. Neons Restaurant inside Bay Point adds to the community atmosphere with live music, dining, and frequent neighborhood gatherings that make it easy to connect with friends and neighbors. Ideally located just minutes from the Navy training center and less than 10 minutes to the white sandy beaches of the Gulf, this home offers the perfect blend of privacy, recreation, and convenience. Homes with this level of renovation, character, and outdoor living space rarely become available in Bay Point.

613 Amberjack Drive, Panama City
$310,000
3 Beds ⋅ 2 Baths ⋅ 789333 MLS
Rental and Investment potential. Rent out main home while living in the apartment above the garage or vice versa. Large Lot with sturdy block constructed home. The waterfront access is a canal that leads to Watson Bayou . Upon entry to property you will notice a huge circular driveway which compliments a dual car garage and a covered carport off to the left of the home.

911 Cypress Avenue, Panama City
$439,000
5 Beds ⋅ 5 Baths ⋅ 789143 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Unique opportunity to own a versatile property in the heart of Springfield offering residential living, income potential, and future possibilities. Currently utilized as a single-family residence and classified as such by the Bay County Property Appraiser, this expansive property features approximately 8,000 square feet under roof, including multiple living areas, flexible-use space, and a large indoor workshop. The property currently includes two separate living quarters, making it ideal for multi-generational living, rental income opportunities, or a variety of personal and business uses. An additional flex space and large indoor workshop provide even more versatility. With its existing layout and previous use, there may be potential for additional living units, creating attractive income-producing opportunities for the next owner (buyer to verify). One of the standout features of this property is the solar panel system, which conveys with the sale and helps keep utility costs remarkably low. The owner reports average electric bills of approximately $40 per month for heating and cooling the entire property, providing exceptional long-term savings for a structure of this size. According to the City of Springfield, the property is designated General Commercial on the City's Future Land Use Map. The City utilizes Future Land Use designations rather than traditional zoning. While the property is currently classified and taxed as a single-family residence based on its present use, the General Commercial Future Land Use designation may allow for a variety of future commercial and multi-family uses, subject to City approval, permitting requirements, inspections, and compliance with applicable building codes. Additional peace of mind comes from the roof replacement completed in 2019, which was upgraded to current code standards and includes High Temp Fire & Ice underlayment. Conveniently located near shopping, restaurants, schools, medical facilities, Tyndall Air Force Base, and major transportation routes, this property offers a rare combination of size, flexibility, energy efficiency, and future potential in a growing area. Whether you're looking for a multi-generational estate, an income-producing property, or a unique live/work opportunity, 3911 E. 11th Street presents possibilities that are difficult to find elsewhere. Schedule your private showing today and discover everything this exceptional property has to offer.

3911 E 11th Street, Panama City
$242,500
2 Beds ⋅ 2 Baths ⋅ 789117 MLS
***Price Drop and motivated sellers** Welcome to a beautifully built 2021 home offering quality construction, thoughtful upgrades, and one of the largest buildable lots in the area--all just minutes from Downtown Panama City, St. Andrews Bay and Ascension Sacred Heart Bay. Flood zone X so no flood insurance required. This easily could become a mini homestead freedom property, too! NO HOA and free to add more!!!!! From the moment you arrive, you'll appreciate the extra space, privacy, and ample off-street parking, perfect for boats, RVs, and entertaining. This gorgeous and well maintained home was built with durability and efficiency in mind, featuring 2x6 exterior framing, property line extends approximately 3 feet beyond the privacy fence climate-controlled attic with AC, impact-resistant windows, blown cell foam insulation, and a metal roof--giving you peace of mind and long-term value. Step inside to find LVP flooring throughout, 9-foot ceilings, and soaring cathedral ceilings reaching 13 feet in the primary bedroom, creating an open, airy feel. The kitchen is designed to impress with granite countertops, a granite island, soft-close cabinetry, and a custom tile backsplash--perfect for everyday living and hosting. Enjoy your mornings or evenings on the covered, screened-in front porch, or on your pool deck overlooking your expansive property. Stackable washer and dryer convey. Since construction, the seller has added incredible upgrades: 12 x 44 x 14.5 RV pole barn with 30 & 50 amp hookups 12 x 22 carport attatched to pole barn 10 x 20 climate-controlled shed with 20 amp power & double lofts 24 ft wide / 54 inch deep above-ground saltwater pool with walk-in deck Gravel/Sand stabilizer grids under pole barn/carport Screened-in front porch Privacy fence with 3 gates 30 amp house hookup for portable generator Expanded granite kitchen island and tile backsplash Culligan water filter/softener Don't miss your chance to own a move-in-ready home with space to truly live the Gulf Life. Buyer to verify all measurements and information.

911 Wilson Avenue, Panama City
$252,500
3 Beds ⋅ 2 Baths ⋅ 788296 MLS
UNDER CONTRACT- SELLER MAY CONSIDER BACKUP OFFERS! This Sweetwater Village home holds abundant charm starting with the fragrant roses lining the entry path and continues into the spacious living room with vaulted ceilings. The remodeled kitchen is nicely finished with quartz countertops, tile backsplash and SS appliances. French doors let in abundant light in the kitchen and lead out onto a screened porch that is perfect for quiet times taking in the peaceful backyard with no back neighbors! The bright master bedroom has also been updated and features vaulted ceilings with the en suite offering a double vanity with quartz countertops and new standup tile shower. The walk-in closet is conveniently located in the master bath! The split bedroom plan with two additional bedrooms rounds this home out nicely with a remodeled and bright full bath in the hallway and access to the attached garage. This home had a new roof in 2020 and fully fenced backyard. And for allergy sufferers, there's no carpet in sight! Just beautiful and easy LVP! It's a great day to take a look at this one!

6513 Lake Joanna Circle, Panama City
$325,000
3 Beds ⋅ 3 Baths ⋅ 787966 MLS
***UNDER CONTRACT; TAKING BACKUPS*** Welcome Home! This is a MUST SEE. Renovations were stopped JUST short of completion, but it is still move in ready! This would be a fantastic opportunity to move into your new dream home and apply your own finishing touches! Featuring new WIRING, PLUMBING, BATHROOMS, HVAC and ROOF, the ''big ticket items'' have already been taken care of! Walking in, you'll immediately notice a MASSIVE 15F x 4ft kitchen island separating the expansive living room from the kitchen area; allowing for maximum entertainment options. The quartz countertops will also ensure functionality without sacrificing style! Tons of flex space throughout the main floor will allow your imagination to run wild without running out of room for your guests and family. All bathrooms have been redone and no detail was overlooked. Semi frameless sliding shower doors, Quartz countertops, and upgraded fixtures adorn these well appointed baths. Once upstairs, you'll find a serene office space, complete with it's own full bath and storage closet! Sitting on over 1/2 an acre, you'll also have plenty of room (front yard and back) to enjoy the beautiful Florida weather. If you're looking for a recently remodeled home with TONS of space that will allow you to express your creativity in the finishing touches, you don't want to miss this one! Agent to Agent Remarks: Call or Text listing agent for code to lockbox

8334 E Florida 22, Panama City
$440,000
4 Beds ⋅ 3 Baths ⋅ 787950 MLS
MAJOR PRICE IMPROVEMENT -- PRICED TO SELL. This brand-new construction home sits on an oversized lot with no HOA, offering a rare combination of space, flexibility, and freedom just moments from the highly desirable SweetBay area. Designed for modern living, the open-concept layout features durable hard-surface flooring throughout (no carpet), abundant natural light, and a seamless flow between the kitchen, dining, and living areas. The kitchen is thoughtfully finished with granite countertops, stainless steel appliances, and ample workspace, making it ideal for both everyday use and entertaining. The expansive, fully fenced backyard provides endless possibilities--perfect for pets, play, or creating your own private outdoor retreat, with plenty of room to add a pool. The side yard offers the potential for vehicle access, ideal for storing a boat, trailer, or RV--an increasingly hard-to-find feature in newer homes. Additional highlights include a block paver driveway for both curb appeal and durability, multiple interior storage closets, and convenient attic storage access via pull-down ladder in the garage. A covered back porch overlooks the spacious yard, creating a comfortable space to relax or entertain. Located in a convenient central area near shopping, dining, and medical facilities, this home delivers the benefits of new construction without the limitations often found in planned communities. A one-year home warranty is included, offering added peace of mind. Don't miss this opportunity to own a move-in ready home with space, flexibility, and features that are increasingly hard to find. Buyer to verify measurements and details if important.

2963 Frankford Avenue, Panama City
$245,000
3 Beds ⋅ 2 Baths ⋅ 787619 MLS
Welcome to this well-maintained and thoughtfully updated home in Panama City's desirable 32404 area. This property offers a strong combination of functionality, upgrades, and outdoor space that's increasingly hard to find. Inside, you'll find a fresh, move-in-ready interior featuring a new HVAC system, a full interior paint refresh, and brand-new stainless steel appliances that give the kitchen a clean, modern feel. The layout is practical and comfortable, suited for both everyday living and entertaining. In addition to the attached 2-car garage, there is a covered carport--ideal for extra parking, boats, or recreational vehicles. Out back, a large covered porch provides a shaded space to relax or host gatherings year-round. There is also a detached 38x14 block workshop, offering substantial space for storage, hobbies, or a home-based business setup--something rarely available in this price range. Located in the Panama City area, this home benefits from convenient access to Tyndall Air Force Base, local shopping and dining, and is just a short drive to the beaches along the Gulf Coast.

4121 Leslie Lane, Panama City
$245,000
3 Beds ⋅ 2 Baths ⋅ 787551 MLS
Seller is offering $10,000 Flex Cash for buyer incentives, which may be used toward closing costs, interest rate buy-down, or price reduction . Beautifully Renovated, Move-In Ready, and Sold Fully Furnished! Welcome to this beautifully updated home in a quiet neighborhood, perfectly located just minutes from Tyndall Air Force Base and close to local schools, shopping, dining, and everything Panama City has to offer. Whether you are a military family, first-time homebuyer, or simply searching for a modern turnkey property, this home is a must-see. Renovated in 2025, this home offers stylish updates and thoughtful improvements throughout. Features include brand-new luxury vinyl plank flooring, fresh interior and exterior paint, upgraded closets with sliding doors, and custom shelving and hanging systems designed for optimal storage. The fully refreshed kitchen features new cabinetry and General Electric appliances, while plumbing upgrades include new toilets, sinks, and faucets throughout the home. Additional improvements include new lighting fixtures, ceiling fans, outlets, and switches, creating a fresh and modern feel in every room. For added peace of mind, the roof was replaced in 2019, the HVAC system was updated on 06/30/2023 and has been inspected and serviced, and the home also includes a brand-new washer and dryer (2025). The sewer system has been fully inspected and cleaned, and the concrete driveway has been refreshed as well. Step outside to enjoy the backyard with a convenient outdoor living space. Fully furnished and truly move-in ready, this home combines comfort, style, and convenience in one exceptional package.

6520 Olokee Street, Panama City