$240,000 Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle. 2 Beds ⋅ 2 Baths ⋅ 792976 MLS Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle. 316 Cherry Street Unit 41, Panama City
$99,000 1/1 Condo at Bay Club Condo. Unit is in need to new flooring and updating. 1 Beds ⋅ 1 Baths ⋅ 782750 MLS 1/1 Condo at Bay Club Condo. Unit is in need to new flooring and updating. 105 Allen Avenue Unit 59, Panama City
$135,000 Nestled within the esteemed Cove Neighborhood lies a charming 2-bedroom, 2-bathroom condominium that epitomizes coastal living at its finest. Positioned on the ground floor for convenience, this unit boasts designated parking just steps away from your door, ensuring seamless access to your tranquil abode. Step inside to discover a spacious master bedroom featuring an ensuite bathroom, offering a serene retreat for relaxation and privacy. Adjacent to it, a generously-sized second bedroom awaits, complemented by a well-appointed hallway bathroom. Indulge in the allure of community living with access to a private pool, overlooking the picturesque bay. Immerse yourself in the serenity of white sandy beaches, perfect for unwinding amidst breathtaking sunsets or indulging in leisurely fishing excursions on the Bay. Convenience meets lifestyle with a short stroll to Downtown Panama City, where an array of dining establishments, vibrant events, and a bustling farmers market await your exploration. Included in the package are HOA fees covering all utilities except power, as well as insurance on the building and exterior repairs, ensuring peace of mind for residents. With a minimum lease term of 3 months, seize the opportunity to embrace coastal living in this coveted locale. 2 Beds ⋅ 2 Baths ⋅ 755404 MLS Nestled within the esteemed Cove Neighborhood lies a charming 2-bedroom, 2-bathroom condominium that epitomizes coastal living at its finest. Positioned on the ground floor for convenience, this unit boasts designated parking just steps away from your door, ensuring seamless access to your tranquil abode. Step inside to discover a spacious master bedroom featuring an ensuite bathroom, offering a serene retreat for relaxation and privacy. Adjacent to it, a generously-sized second bedroom awaits, complemented by a well-appointed hallway bathroom. Indulge in the allure of community living with access to a private pool, overlooking the picturesque bay. Immerse yourself in the serenity of white sandy beaches, perfect for unwinding amidst breathtaking sunsets or indulging in leisurely fishing excursions on the Bay. Convenience meets lifestyle with a short stroll to Downtown Panama City, where an array of dining establishments, vibrant events, and a bustling farmers market await your exploration. Included in the package are HOA fees covering all utilities except power, as well as insurance on the building and exterior repairs, ensuring peace of mind for residents. With a minimum lease term of 3 months, seize the opportunity to embrace coastal living in this coveted locale. 105 Allen Avenue Unit 55, Panama City
$170,000 Enjoy carefree living in the ''Heart of The Cove'' at Bay Club Condos. This 2/2 ground floor unit allows parking at your door and all the exterior maintenance is provided by the association. The light and bright interior is spacious and features beautiful ceramic tile throughout. The kitchen has been nicely updated with white cabinets and opens up to the living area for a fresh modern feel . The master bedroom is roomy and features an en suite bathroom . The second bedroom and bath offer plenty of privacy for your guests or would make a nice office space. Recent updates include: ON DEMAND WATER HEATER, NEW BREAKER BOX, NEW DISHWASHER AND REFRIGERATOR. Many more features make this MOVE IN READY!! The best part of BAY CLUB is that this WATERFRONT complex features a beautiful BAY FRONT POOL with one of the best views in town! It also offers a nice DOCK to fish or just enjoy the sunset . This is COVE LIVING at it's best! 2 Beds ⋅ 2 Baths ⋅ 763104 MLS Enjoy carefree living in the ''Heart of The Cove'' at Bay Club Condos. This 2/2 ground floor unit allows parking at your door and all the exterior maintenance is provided by the association. The light and bright interior is spacious and features beautiful ceramic tile throughout. The kitchen has been nicely updated with white cabinets and opens up to the living area for a fresh modern feel . The master bedroom is roomy and features an en suite bathroom . The second bedroom and bath offer plenty of privacy for your guests or would make a nice office space. Recent updates include: ON DEMAND WATER HEATER, NEW BREAKER BOX, NEW DISHWASHER AND REFRIGERATOR. Many more features make this MOVE IN READY!! The best part of BAY CLUB is that this WATERFRONT complex features a beautiful BAY FRONT POOL with one of the best views in town! It also offers a nice DOCK to fish or just enjoy the sunset . This is COVE LIVING at it's best! 105 Allen Avenue Unit 53, Panama City
$139,000 DO NOT USE FOR COMP PURPOSES. Discover affordable, coastal living in this cozy 2 bedroom, 2 bathroom condominium nestled on the 2nd floor of the low density complex of Bay Club on St. Andrews Bay. Perched in a prime spot, this unit is a rare gem that is mere blocks away from the heart of historic downtown Panama City. All that Panama City living has to offer is afforded with this location, from 4th of July fireworks to the proximity of great downtown events like art festivals and more. Convenient spot to hang your hat if you are a legal or medical professional needing a spot close the courthouse or hospital, only 1.5 miles to Bay Medical Center! All major appliances are just a few years old, and a washer/dryer hook-up is available in closet in the primary bedroom. Just enough space for a starter home, a cozy, coastal giveaway or could be used as a rental. Building has elevators, community pool overlooking gorgeous St.Andrews bay, a community dock, water access and a relaxing green space with storage for a kayak. HOA fees include use of the dock, community pool and ''beach'' area, water, trash and cable tv. Each unit has a dedicated parking spot and parking for guests is available. Measurements are approximate, please verify. Please note, owner of the property is a licensed Florida Real Estate Broker. 2 Beds ⋅ 2 Baths ⋅ 746106 MLS DO NOT USE FOR COMP PURPOSES. Discover affordable, coastal living in this cozy 2 bedroom, 2 bathroom condominium nestled on the 2nd floor of the low density complex of Bay Club on St. Andrews Bay. Perched in a prime spot, this unit is a rare gem that is mere blocks away from the heart of historic downtown Panama City. All that Panama City living has to offer is afforded with this location, from 4th of July fireworks to the proximity of great downtown events like art festivals and more. Convenient spot to hang your hat if you are a legal or medical professional needing a spot close the courthouse or hospital, only 1.5 miles to Bay Medical Center! All major appliances are just a few years old, and a washer/dryer hook-up is available in closet in the primary bedroom. Just enough space for a starter home, a cozy, coastal giveaway or could be used as a rental. Building has elevators, community pool overlooking gorgeous St.Andrews bay, a community dock, water access and a relaxing green space with storage for a kayak. HOA fees include use of the dock, community pool and ''beach'' area, water, trash and cable tv. Each unit has a dedicated parking spot and parking for guests is available. Measurements are approximate, please verify. Please note, owner of the property is a licensed Florida Real Estate Broker. 316 Cherry Street Unit 33, Panama City
$140,000 A beautiful 2 bedroom & 2 bathroom condo at the perfect location in the highly sought after Cove Neighborhood. This unit is on the second floor which is also the top floor, meaning you don't need to worry about loud neighbors above you. Stairs only, no elevator. The living room is large with a spacious balcony. The master bedroom has an ensuite bathroom as well as the stackable laundry. The second bedroom is also well sized right next to the guest bathroom. Enjoy the private pool overlooking the bay, the beach for relaxing bay breeze sunsets or fishing on the Bay. All of this and you're a short walk from Downtown Panama City where there are restaurants, events, and farmers market. HOA fees cover all utilities except power and also includes insurance on the building and exterior repairs. 2 Beds ⋅ 2 Baths ⋅ 782184 MLS A beautiful 2 bedroom & 2 bathroom condo at the perfect location in the highly sought after Cove Neighborhood. This unit is on the second floor which is also the top floor, meaning you don't need to worry about loud neighbors above you. Stairs only, no elevator. The living room is large with a spacious balcony. The master bedroom has an ensuite bathroom as well as the stackable laundry. The second bedroom is also well sized right next to the guest bathroom. Enjoy the private pool overlooking the bay, the beach for relaxing bay breeze sunsets or fishing on the Bay. All of this and you're a short walk from Downtown Panama City where there are restaurants, events, and farmers market. HOA fees cover all utilities except power and also includes insurance on the building and exterior repairs. 105 Allen Avenue Unit 61, Panama City
$169,900 RECENTLY REMODELED with a modern industrial design, this stylish condo is in a prime location in the heart of Panama City - The Cove. Located directly across the street from St. Andrews Bay, this first floor unit features updated finishes throughout, including exposed ductwork, concrete -style accents, stainless steel appliances, quartz countertops and custom cabinetry. There is also a small fenced in yard and doggy door, which is also removable, for your furry friends. The open-concept floor plan is ideal for comfortable living and entertaining. Residents enjoy access to a large waterfront community pool and private dock, perfect for waterfront activities like paddleboarding, kayaking or just soaking in the sun. And with downtown Panama City less than a mile away, you can enjoy shopping, great restaurants and live music in minutes. This condo will come partially furnished and move in ready. The A/C was replaced last year and there is an all in one, ventless washer/dryer combo that will stay. Whether you're looking for a full-time residence, vacation home, or income producing property, this condo delivers on every level. Don't miss your change to live by the water in the Cove. 1 Beds ⋅ 1 Baths ⋅ 781725 MLS RECENTLY REMODELED with a modern industrial design, this stylish condo is in a prime location in the heart of Panama City - The Cove. Located directly across the street from St. Andrews Bay, this first floor unit features updated finishes throughout, including exposed ductwork, concrete -style accents, stainless steel appliances, quartz countertops and custom cabinetry. There is also a small fenced in yard and doggy door, which is also removable, for your furry friends. The open-concept floor plan is ideal for comfortable living and entertaining. Residents enjoy access to a large waterfront community pool and private dock, perfect for waterfront activities like paddleboarding, kayaking or just soaking in the sun. And with downtown Panama City less than a mile away, you can enjoy shopping, great restaurants and live music in minutes. This condo will come partially furnished and move in ready. The A/C was replaced last year and there is an all in one, ventless washer/dryer combo that will stay. Whether you're looking for a full-time residence, vacation home, or income producing property, this condo delivers on every level. Don't miss your change to live by the water in the Cove. 105 Allen Avenue Unit 56, Panama City
$145,000 Discover tranquility at Bay Club, nestled in the heart of Panama City. This main-floor unit boasts a spacious bedroom, plenty of closet space, and an open-concept living area. The compact galley kitchen is easy to clean and maintain with everything you need. Relax by the large pool, surrounded by a sprawling patio with loungers, a firepit (coming soon), and refreshed landscaping. Beyond the pool, a grassy shoreline offers a sandy beach and stunning sunrises and sunsets, and use of the boat dock (temporary use only), with storage available for kayaks or canoes. Recent upgrades include a 2024 air conditioner, 2018 water heater, new slider door, and updated interior panel. This furnished unit awaits your personal touch. Conveniently located near hospitals, shopping, historic districts, dining, and a new grocery (coming soon) store just a mile away. Newly repaved streets and an oversized sidewalk enhance your strolls through town or along the bay waterfront. No Short Term Rentals. Schedule a tour today to experience this serene retreat and all that Bay Club has to offer! 1 Beds ⋅ 1 Baths ⋅ 772139 MLS Discover tranquility at Bay Club, nestled in the heart of Panama City. This main-floor unit boasts a spacious bedroom, plenty of closet space, and an open-concept living area. The compact galley kitchen is easy to clean and maintain with everything you need. Relax by the large pool, surrounded by a sprawling patio with loungers, a firepit (coming soon), and refreshed landscaping. Beyond the pool, a grassy shoreline offers a sandy beach and stunning sunrises and sunsets, and use of the boat dock (temporary use only), with storage available for kayaks or canoes. Recent upgrades include a 2024 air conditioner, 2018 water heater, new slider door, and updated interior panel. This furnished unit awaits your personal touch. Conveniently located near hospitals, shopping, historic districts, dining, and a new grocery (coming soon) store just a mile away. Newly repaved streets and an oversized sidewalk enhance your strolls through town or along the bay waterfront. No Short Term Rentals. Schedule a tour today to experience this serene retreat and all that Bay Club has to offer! 105 Allen Avenue Unit 57, Panama City
$170,000 Enjoy carefree living in the ''Heart of The Cove'' at Bay Club Condos. This 2/2 ground floor unit allows parking at your door and all the exterior maintenance is provided by the association. The light and bright interior is spacious and features beautiful ceramic tile throughout. The kitchen has been nicely updated with white cabinets and opens up to the living area for a fresh modern feel . The master bedroom is roomy and features an en suite bathroom . The second bedroom and bath offer plenty of privacy for your guests or would make a nice office space. Recent updates include: ON DEMAND WATER HEATER, NEW BREAKER BOX, NEW DISHWASHER AND REFRIGERATOR. Many more features make this MOVE IN READY!! The best part of BAY CLUB is that this WATERFRONT complex features a beautiful BAY FRONT POOL with one of the best views in town! It also offers a nice DOCK to fish or just enjoy the sunset . This is COVE LIVING at it's best! 2 Beds ⋅ 2 Baths ⋅ 763104 MLS Enjoy carefree living in the ''Heart of The Cove'' at Bay Club Condos. This 2/2 ground floor unit allows parking at your door and all the exterior maintenance is provided by the association. The light and bright interior is spacious and features beautiful ceramic tile throughout. The kitchen has been nicely updated with white cabinets and opens up to the living area for a fresh modern feel . The master bedroom is roomy and features an en suite bathroom . The second bedroom and bath offer plenty of privacy for your guests or would make a nice office space. Recent updates include: ON DEMAND WATER HEATER, NEW BREAKER BOX, NEW DISHWASHER AND REFRIGERATOR. Many more features make this MOVE IN READY!! The best part of BAY CLUB is that this WATERFRONT complex features a beautiful BAY FRONT POOL with one of the best views in town! It also offers a nice DOCK to fish or just enjoy the sunset . This is COVE LIVING at it's best! 105 Allen Avenue Unit 53, Panama City
$135,000 Nestled within the esteemed Cove Neighborhood lies a charming 2-bedroom, 2-bathroom condominium that epitomizes coastal living at its finest. Positioned on the ground floor for convenience, this unit boasts designated parking just steps away from your door, ensuring seamless access to your tranquil abode. Step inside to discover a spacious master bedroom featuring an ensuite bathroom, offering a serene retreat for relaxation and privacy. Adjacent to it, a generously-sized second bedroom awaits, complemented by a well-appointed hallway bathroom. Indulge in the allure of community living with access to a private pool, overlooking the picturesque bay. Immerse yourself in the serenity of white sandy beaches, perfect for unwinding amidst breathtaking sunsets or indulging in leisurely fishing excursions on the Bay. Convenience meets lifestyle with a short stroll to Downtown Panama City, where an array of dining establishments, vibrant events, and a bustling farmers market await your exploration. Included in the package are HOA fees covering all utilities except power, as well as insurance on the building and exterior repairs, ensuring peace of mind for residents. With a minimum lease term of 3 months, seize the opportunity to embrace coastal living in this coveted locale. 2 Beds ⋅ 2 Baths ⋅ 755404 MLS Nestled within the esteemed Cove Neighborhood lies a charming 2-bedroom, 2-bathroom condominium that epitomizes coastal living at its finest. Positioned on the ground floor for convenience, this unit boasts designated parking just steps away from your door, ensuring seamless access to your tranquil abode. Step inside to discover a spacious master bedroom featuring an ensuite bathroom, offering a serene retreat for relaxation and privacy. Adjacent to it, a generously-sized second bedroom awaits, complemented by a well-appointed hallway bathroom. Indulge in the allure of community living with access to a private pool, overlooking the picturesque bay. Immerse yourself in the serenity of white sandy beaches, perfect for unwinding amidst breathtaking sunsets or indulging in leisurely fishing excursions on the Bay. Convenience meets lifestyle with a short stroll to Downtown Panama City, where an array of dining establishments, vibrant events, and a bustling farmers market await your exploration. Included in the package are HOA fees covering all utilities except power, as well as insurance on the building and exterior repairs, ensuring peace of mind for residents. With a minimum lease term of 3 months, seize the opportunity to embrace coastal living in this coveted locale. 105 Allen Avenue Unit 55, Panama City
$139,000 DO NOT USE FOR COMP PURPOSES.Discover affordable, coastal living in this cozy 2 bedroom, 2 bathroom condominium nestled on the 2nd floor of the low density complex of Bay Club on St. Andrews Bay. Perched in a prime spot, this unit is a rare gem that is mere blocks away from the heart of historic downtown Panama City. All that Panama City living has to offer is afforded with this location, from 4th of July fireworks to the proximity of great downtown events like art festivals and more. Convenient spot to hang your hat if you are a legal or medical professional needing a spot close the courthouse or hospital, only 1.5 miles to Bay Medical Center!All major appliances are just a few years old, and a washer/dryer hook-up is available in closet in the primary bedroom. Just enough space for a starter home, a cozy, coastal giveaway or could be used as a rental. Building has elevators, community pool overlooking gorgeous St.Andrews bay, a community dock, water access and a relaxing green space with storage for a kayak. HOA fees include use of the dock, community pool and ''beach'' area, water, trash and cable tv. Each unit has a dedicated parking spot and parking for guests is available. Measurements are approximate, please verify. Please note, owner of the property is a licensed Florida Real Estate Broker. 2 Beds ⋅ 2 Baths ⋅ 746106 MLS DO NOT USE FOR COMP PURPOSES.Discover affordable, coastal living in this cozy 2 bedroom, 2 bathroom condominium nestled on the 2nd floor of the low density complex of Bay Club on St. Andrews Bay. Perched in a prime spot, this unit is a rare gem that is mere blocks away from the heart of historic downtown Panama City. All that Panama City living has to offer is afforded with this location, from 4th of July fireworks to the proximity of great downtown events like art festivals and more. Convenient spot to hang your hat if you are a legal or medical professional needing a spot close the courthouse or hospital, only 1.5 miles to Bay Medical Center!All major appliances are just a few years old, and a washer/dryer hook-up is available in closet in the primary bedroom. Just enough space for a starter home, a cozy, coastal giveaway or could be used as a rental. Building has elevators, community pool overlooking gorgeous St.Andrews bay, a community dock, water access and a relaxing green space with storage for a kayak. HOA fees include use of the dock, community pool and ''beach'' area, water, trash and cable tv. Each unit has a dedicated parking spot and parking for guests is available. Measurements are approximate, please verify. Please note, owner of the property is a licensed Florida Real Estate Broker. 316 Cherry Street Unit 33, Panama City