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$249,500
3 Beds ⋅ 2 Baths ⋅ 795253 MLS
Make it your first home or make it an addition to your investment portfolio! This home has the charm, the history, and the right price! The original hardwood floors in the living and dining areas make for a great conversation. Similar to the COVE homes, there is a workshop in the back yard that could be turned into an Accessory Dwelling Unit (ADU) since it already has electrical and plumbing. There are SO many ideas for this precious home with 3 bedrooms, 2 baths and a BONUS room that could easily become a 4th bedroom or maybe a gym. After checking with a lender, you could see this could be a MUCH better deal for you than renting would be since the price is under $250K. It appears this address is so close to everything! It's a few minutes drive to Hathaway Bridge leading to the beach, the same to 23rd street for excellent shopping and dining, and probably about the same to the new and improved Downtown area. Check it out, since it could be yours very soon! The city owns the alley (equals 1 rod or 16 1/2 feet ) between the 2 properties. Oh--and wouldn't we love to hear about the memories made in this home when the world was at peace! By the way, no HOA fees here.

1610 Louise Avenue, Panama City
$165,000
2 Beds ⋅ 2 Baths ⋅ 793979 MLS
Great central location at an even better price! This well maintained 2 bedroom, 1.5 bathroom townhouse offers a rare opportunity for the first time home buyer or landlord. Providing easy access to both the Hathaway Bridge and Highway 98 the convenience factor offers exceptional value for those with a busy lifestyle. Newer roof, newer hvac system and turk-key ready to call your own. Come see today!

4455 W 19th Street Unit 44, Panama City
$189,000
3 Beds ⋅ 2 Baths ⋅ 792774 MLS
Investor opportunity in the St. Andrews area of Panama City. This 3-bedroom, 2-bath, one-story brick home is currently gutted and in the renovation process, but is being offered as-is and priced to sell. Located just two blocks from the bay, the property offers strong potential for a flip, rental, or long-term hold in a rapidly growing area near St. Andrews, downtown Panama City, dining, shopping, marinas, and the waterfront. With the right vision, this home has the potential to become a coastal-chic brick cottage with modern finishes, an open feel, and strong resale or rental appeal. Renovation has already begun, giving the next owner the opportunity to complete the project with their own design selections, layout preferences, and finish package. For investors or buyers planning to improve the property, certain renovation expenses may offer potential tax advantages depending on how the property is used, whether as a rental, investment property, or resale project. Buyers should consult their CPA or tax professional regarding possible deductions, depreciation, capital improvements, and other tax considerations. Great opportunity for an investor, builder, or buyer looking for a project with upside in a high-demand coastal market.

4002 W 17th Street, Panama City
$995,000
792088 MLS
HUGE PRICE REDUCTION, LOCATION LOCATION, LOCATION!!! This great building and property sits right in the main corridor of Hwy 98 taking you straight to St Andrews downtown or all the way East to Tyndall. The owner has kept the building in excellent condition as he has operated a very successful business there for 20 + years. The time has come to pass the torch of this premier property to a new venue. The building is being sold vacant. the large lot currently boasts 50 +or- parking spaces. The property has enough space for expansion if the buyer needs additional space. Excellent signage already in place on this perfect corner lot with VERY strong traffic counts. Why bother with the HIGH cost of construction as well as difficulty and time of building a new building. This building can be opened and operating in a matter of weeks depending on the type of new business. Do not miss out on this great opportunity.

4018 W Hwy 98 Street, Panama City
$299,900
3 Beds ⋅ 2 Baths ⋅ 789166 MLS
NEW BUILD 2026! 3-bedroom, 2-bath home set on an oversized lot in an unbeatable location. Near Gulf Coast State College, and only minutes to both town and the beach. Inside, you'll find a light-filled, w/ 9ft ceilings, thoughtfully designed interior featuring luxury quartz countertops throughout the kitchen and bathrooms, creating a clean, elevated aesthetic. The tankless water heater adds modern efficiency and everyday convenience. Step outside and discover even more versatility with a detached Garage great for workshop, studio, or your vehicle. Backyard has plenty of space for boat or RV storage.

1818 Danford Avenue, Panama City
$215,900
3 Beds ⋅ 2 Baths ⋅ 789078 MLS
A perfect blend of location and potential investment income or primary residential. Only asking $219,900 to meet your budget. This home has been remodeled with new flooring, kitchen etc. Fenced in back yard. It is currently being rented month to month at $2000 per month. Close proximity to Highway 98, and Beaches. We have several other homes to be sold and currently rented which all three can be sold as a bundle and discount.

1707 Michigan Avenue, Panama City
$199,000
3 Beds ⋅ 1 Baths ⋅ 788584 MLS
**New Lower Price!** Opportunity knocks with this 3-bedroom, 1-bath brick home in one of Panama City's most convenient locations. Whether you're an investor, first-time homebuyer, or someone looking to add your own personal touch, this property offers incredible potential at an even better value. Inside, you'll find fresh paint throughout and beautiful real hardwood floors that have been newly sanded and are ready for the stain color of your choice. The functional floor plan provides a solid foundation for updates, allowing you to create the home you've envisioned. Step outside to a spacious backyard with plenty of room for entertaining, gardening, pets, or future improvements. Located within walking distance of **Gulf Coast State College** and just minutes from **Florida State University Panama City**, **Haney Technical College**, **HCA Florida Gulf Coast Hospital**, shopping, restaurants, and everyday conveniences, this home is ideally situated for homeowners and investors alike. You're also only about five minutes from the beautiful beaches of Panama City Beach and a short drive to St. Andrews, Downtown Panama City, and many of the area's most popular attractions. With low property taxes of approximately $2,000 per year, a desirable central location, and a **new lower price**, this property is an outstanding opportunity whether you're looking for a primary residence, rental property, or your next renovation project. Schedule your showing today!

1824 Grant Avenue, Panama City
$182,000
2 Beds ⋅ 2 Baths ⋅ 788391 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Charming Opportunity in the Heart of Panama City! Welcome to 1701 Louise Ave -- a cozy 2-bedroom 2-bath home perfectly located near shopping, dining, schools, and just a short drive to the beaches and waterfront. This property offers the ideal blend of convenience and potential, making it a great choice for first-time buyers, downsizers, or investors looking for a solid rental opportunity. Inside, you'll find a functional layout with new appliances and a home filled with natural light. New roof in 2022 (with wind mit report), new HVAc in 2024, new parking pad and front deck. Whether you're looking for an affordable primary residence or an income-producing property in a growing area, this Panama City gem is packed with value and possibilities. Don't miss your chance to own a home in a great central location!

1701 Louise Avenue, Panama City
$800,000
786852 MLS
MAJOR PRICE IMPROVEMENT -- TWO CONTIGUOUS PROPERTIES NOW OFFERED TOGETHER AT $800,000! Rare opportunity to acquire two GC-1 zoned properties in Panama City's Bayview Addition, combining a modern commercial building with an adjacent property offering additional income, parking, and future commercial potential. 1806 Brown Ave features a 3,476 SF commercial building constructed in 2016 with a highly flexible layout including 10 private offices, 2 kitchens, 2 bathrooms, and additional storage space. The property is well suited for professional services, medical, executive suites, salon, co-working, or other permitted commercial uses and offers significant lease-up potential for an investor. 1808 Brown Ave adds tremendous flexibility to the package with a 944 SF, 2-bedroom/1-bath single-family home with projected rental potential of approximately $2,600 per month, plus a separate 575 SF studio currently rented with rental potential of approximately $1,000 per month. Both structures offer the potential for conversion to commercial use, subject to applicable approvals, giving a future owner the ability to maintain residential income, expand business operations, or create additional professional space. The 1808 parcel also provides valuable additional parking for 1806, further enhancing the functionality of the combined properties. Together, 1806 & 1808 Brown Ave offer an unusually versatile investment: commercial lease-up potential, existing studio income, additional residential income potential, multiple buildings, expanded parking, and future adaptive-use possibilities. Now offered together at $800,000, this is a compelling opportunity for an investor seeking multiple revenue streams or an owner-user looking to establish a unique multi-building professional campus in central Panama City.

1806&1808 Brown Avenue, Panama City
$90,000
2 Beds ⋅ 2 Baths ⋅ 786614 MLS
Attention Investors! End-unit townhome centrally located near local colleges and just minutes from the Hathaway Bridge for quick access to the beaches. Conveniently situated approximately 4-6 blocks from both Gulf Coast State College and FSU Panama City, making it a desirable location for student or long-term rental opportunities. This 2-bedroom, 1.5-bath townhome has a spacious main level featuring an open living area with a kitchen/dining combination, half bath, and laundry room. Upstairs, the two bedrooms share a Jack-and-Jill style full bathroom. The property also offers a rear patio deck for outdoor space. The roof was replaced in April 2019. Important: This property is being sold strictly AS-IS, and the seller will make no repairs. Buyer should conduct their own inspections and due diligence. Priced competitively, this is one of the best-priced townhomes in Panama City, offering strong potential for investors or buyers looking for a centrally located property near schools, shopping, and the beach.

4455 W 19th Street Unit 41, Panama City
$165,000
2 Beds ⋅ 2 Baths ⋅ 785851 MLS
*UNDER CONTRACT - SELLER ACCEPTING BACK-UP OFFERS* Coastal charm meets modern comfort just 1.5 blocks from the bay with public water access! Tucked away on a quiet dead-end street that leads directly to the water, this beautifully updated 2-bedroom, 1.5-bath home offers the perfect blend of character, convenience, and location. Step inside to find real hardwood floors throughout the main living areas and tasteful updates throughout. The renovated kitchen with stainless steel appliances flows seamlessly into the living and dining spaces--ideal for everyday living or entertaining guests. Both the full and half bathrooms have been thoughtfully updated for a fresh, move-in ready feel. Enjoy Florida coastal living year-round from the bright sun porch and cozy back porch, perfect for catching those relaxing bay breezes. Major systems provide peace of mind, with the HVAC and water heater both less than five years old, offering improved energy efficiency. Outside, the fenced yard provides space for pets, play, or outdoor gatherings. Additional features include city water and sewer, and washer and dryer that convey. NO HOA and NO flood insurance required -- a rare and valuable combination this close to the water. Ideally located just 20 minutes to Panama City Beach, 25 minutes to Tyndall Air Force Base, and only 5 minutes to the Navy Base, making this an excellent option for military relocation, first-time buyers, investors, or those seeking a peaceful coastal retreat.

1724 Alabama Avenue, Panama City
$65,000
784731 MLS
This parcel is adjoined to the house at 1610 Louise. The parcel will be split upon the sale of either property or can be purchased together. The probate process is Completed. Excellent building in St Andrews area. Very high demand area. The property is high and dry and ready for a new home. The property location use to be the site of the home relocated to create the original UNCLE EARNIES restaurant. Lots of nice homes on the street and quiet neighborhood. The home adjoining can also be purchased and is currently active on MLS.

Panama City
$550,000
784718 MLS
OWNER Financing on this parcel with 30% down with a term based on term of 10 years at 6.5% with a balloon in 3 years. Property ZONED C-2 General Commercial Premier location on the 98 corridor with a strong traffic count both North and South as well as East and West. It is the first red light after descending from the Hathaway Bridge. Allowable uses on the property include business professional, retail, restaurants, auto repairs as well as multiple other uses for the property. MLS # 784646 Adjoining parcel on the west side can be purchased as well to make a larger parcel. Call listing agent for more information. High and dry parcel with good ingress and egress. The two parcels together combine for over 1 full acre and runs from street to street. Over 260' of frontage on US Hwy 98 and 130' of frontage on each side street. Prime location for a strong chain restaurant location. McDonalds & Dunkin Donuts are directly across the Highway.

3701 W Highway 98, Panama City
$2,300,000
783424 MLS
Amazing Development Opportunity is Ready for! In a Prime Location, this 4.77 acre parcel is zoned General Commercial 2. Located in the Gateway Overlay and is located in the Panama City Community Redevelopment Agency Tax Increment Rebate Program area as well. Situated just before the Hathaway Bridge in Panama City offering fantastic traffic count and visibility when traveling on Hwy 98 East from Panama City or West to Panama City Beach. ACCESS: offers easy access via 3 different roads, Hwy 98, 19th St, and Brown Ave. Approximately 180 feet frontage on Hwy 98, 580 feet on 19th St, and 375 feet on Brown Ave. This parcel is in close proximity to Port of Panama City and Gulf Coast State College and FSU campuses as well as quick access to Historic St. Andrews and the Downtown Panama City area, and Panama City Beach. This property would be perfect for apartments, hotel, restaurant, retail store or any combination of many different commercial businesses. See more usage details in the documents section of the listing. Previously, there was a hotel that has been demolished due to damage from Hurricane Michael.

4810 W Highway 98, Panama City
$87,000
2 Beds ⋅ 1 Baths ⋅ 749075 MLS
Great opportunity for a cottage between PC & PCB! Just minutes from the water! Screened front porch is perfect for relaxing on summer nights! Open concept interior with spacious living room open to kitchen and dining/breakfast area! Two bedrooms and a full bathroom! Level lot with large, semi-private backyard! Shed out back for extra storage! Don't miss out! submit your offer today!

1720 Alabama Avenue, Panama City
$130,000
2 Beds ⋅ 2 Baths ⋅ 752854 MLS
Hometown Heroes Eligible Property $10,000 towards your Closing Cost & Down Payment - Secure Your Home Today! Welcome to 4455 W 19th Street Unit 45! Less than half a mile from the overpass to Panama City Beach, this charming Townhome is ready for new owners & would make a great starter home or investment property. Featuring 2 Bedrooms & 1.5 Baths, the downstairs living space makes use of an open concept to provide a nice flow from the front to the back. In the kitchen, a new Stainless Steel Stove & Dishwasher are installed for your convenience. Step out back to your privacy fenced yard with room to unwind after a long day. A half Bath, storage Closet, and ample Laundry Room round out the downstairs. Upstairs you will find both bedrooms with the Master space featuring double closets & plenty of room for your furniture! A Jack & Jill style bathroom provides access to both rooms. Motivated Seller is ready to make a deal - Bring All Offers! Reach out for your private tour today.

4455 W 19th Street Unit 45, Panama City
$105,000
3 Beds ⋅ 2 Baths ⋅ 777247 MLS
HOME IS SOLD AS IS..WALK TO THE BAY..LARGE BACK YARD..

1716 Alabama Avenue, Panama City
$227,500
3 Beds ⋅ 2 Baths ⋅ 766194 MLS
Welcome to 1724 Palmetto Ave in Panama City, FL! This beautifully appointed 3-bedroom, 2-bathroom home offers both comfort and convenience, just a short walk to the bay access. Inside, you'll find fresh paint throughout, enhancing the bright and inviting atmosphere. The spacious living areas flow seamlessly, perfect for both daily living and entertaining. The spacious ''Florida Room'' off of the main living area has new vinyl windows and doors, providing a perfect space to relax. A fenced in backyard with a covered carport allows for extra covered storage. The interior oversized laundry/mudroom has ample storage as well. Other features include a new HVAC installed in 2023 and a new dishwasher in 2024. Hurricane impact windows installed in 2009 and the main drain line to the street was replaced in 2024. New gutters installed in fall of 2024. With its prime location and easy access to the bay you can stroll down to the end of this quiet street with your paddle board or kayak and enjoy a day on the bay. This home is a fantastic opportunity for those looking for a move-in ready property in a desirable area which is close to Gulf Coast State College, FSU PC and the Navy Base. This home is located in flood zone X. *Buyer to verify all measurements and information, if important.*

1724 Palmetto Avenue, Panama City
$1,600,000
745865 MLS
PENDING TAKING BACK UP OFFERS. Amazing opportunity to own 255' of bayfront beauty in the heart of historic St. Andrews. Two homes occupy the lots, the larger home was built in 1895 and a brick home built in 1955. Use your imagination to place your dream home on this bay front estate or design multiple lots for development. Original plat had 5 lots for this property. The original structure may require too many upgrades to consider renovation. The second home is 1688 square feet built in 1955 has 3 bedrooms and 2 baths. The small home is in need of updating to blend in with the character of the neighborhood, enjoy a breath taking view of St. Andrews Bay from and elevation of +/-13 feet. Ships entering the bay all the way to the port, dolphins passing and brown pelicans diving for a meal! All at your back door view.

1615 Grant Avenue, Panama City
$225,000
3 Beds ⋅ 2 Baths ⋅ 747889 MLS
This charming home is situated on a quiet street with easy access to St. Andrews Bay - perfect for water enthusiasts and those who love to fish. Located near the Hathaway Bridge, you're a short walk away from Papa Joes, a popular local hotspot with food trucks, live music and rental watercraft. This home has been fully painted and boasts brand new carpet in all the bedrooms. The bathrooms have been renovated, and the cozy kitchen features floating shelving. The tankless hot water system ensures that you'll never run out of hot water. When you return from a day on the water, you'll appreciate the covered back porch with a fish cleaning station and outdoor shower. The nice-sized fenced backyard is great for grilling and pets. This home would make an excellent rental property, retirement home, or first home.

1730 Palmetto Avenue, Panama City
$165,000
2 Beds ⋅ 2 Baths ⋅ 747897 MLS
Totally renovated 2 bedroom 1.5 bathroom townhouse centrally located in St Andrews with no HOA fees. The townhouse offers large living area, inside laundry and fenced in back yard with an open patio. Close the beach, St Andrews Bay, Gulf Coast State College, FSU and much more. Call to see today!

4455 W 19th Street Unit 16, Panama City
$100,000
3 Beds ⋅ 1 Baths ⋅ 748218 MLS
*CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS '**INVESTMENT OPPORTUNITY** This 3/2 house sits on a very deep parcel just a short walk from St. Andrews Bay. The home has partial renovations with new sheetrock (some walls/ceilings), recessed lighting, kitchen cabinets and appliances, flooring and new roof! Bedroom #3 needs some finishing work and other parts of the home could use some TLC, but it would make a great rental. The lot itself is 288' deep and there's an additional fence positioned mid way through the parcel with additional room in the rear for a potentially additional home to be built with access from Laurel Ave. Tons of options with this property. *HVAC/duct work is present on site but inoperable* Located conveniently to Gulf Coast State College, the world's most beautiful beaches and everything Panama City has to offer!

1814 Mound Avenue, Panama City
$75,000
2 Beds ⋅ 1 Baths ⋅ 758313 MLS
Attention Investors: Welcome to this two-bedroom, one-bath home with endless potential, perfectly situated on a large corner lot just minutes from St. Andrews Marina and restaurants, Florida State University, Gulf Coast State College, and the pristine beaches of Panama City Beach. The newly installed roof is a bonus on this fixer-upper! Ideal for investors or those looking to customize every detail, this property also allows short-term rentals, presenting a lucrative opportunity for vacation rentals or long-term rental income. Don't miss the chance to transform this property into a charming retreat or a profitable investment. Showings available Monday June 10th.

1818 Brown Avenue, Panama City
$625,000
780652 MLS
Discover an exceptional opportunity with this 0.67-acre commercial lot located on Highway 98, in a bustling and high-visibility location. Formerly housing a drive-thru restaurant, this prime property offers unparalleled access and exposure, perfect for a wide array of business ventures. Featuring two paved entrances, it ensures smooth traffic flow and convenient access for customers. All essential utilities are readily available, making it an accessible and cost-effective solution for your business needs.Remarkable flexibility, allowing for diverse commercial uses such as retail stores, offices, restaurants, car washes, banks, hotels, and more. Whether you're looking to open a new restaurant, expand your retail presence, or venture into another promising commercial enterprise, this lot provides the ideal canvas. Capitalize on this prime Highway 98 location to manifest your business vision and drive success. Contact us today for further details and to schedule a viewing of this prime commercial lot.

4305 W Highway 98, Panama City
$131,000
3 Beds ⋅ 2 Baths ⋅ 748112 MLS
ATTENTION INVESTORS! Cash only! This is a Rehab/ Fixer Upper home with ton's of possibilities with this property in historic St Andrew's area. Located on a corner lot with 1500 square feet inside. New roof and new water line to the house and run throughout the interior. This home will need some work but presents an opportunity to create value with a price to sell. The spacious property features, 3 bedrooms and 2 bathrooms on a large 48x132 lot with gorgeous oak trees draped with spanish moss. Located within walking distance to the water and centrally located near St Andrews marina dining and shopping.

3810 W 17th Street, Panama City
$550,000
7 Beds ⋅ 7 Baths ⋅ 760978 MLS
Attention investors and/orowner occupants. This excellent investment opportunity awaits you in the heart of Historic St. Andrews. Just two blocks from the Bay on a corner lot this property is zoned multifamily consisting of two structures; a single family home of 3,400 sqft with 4 bedrooms and 3.5 bathrooms, and a triplex with 3 one bedroom one bath apartments. Separate water and electric meters for both structures. The main home has a mother-in-law quarters that can also be separated to give a total of 5 rentals. Fiberglass pool with saltwater system Large lot with room for your ATV, boat or jet skis 2 car garage Rental income of $5500-$6500/month, excellent Cap rate of at least 8% SEE PROPERTY INCOME/EXPENSES ATTACHED IN DOCUMENTS Seller is motivated, bring all offers!

3900 W 17th St, Panama City
$550,000
4 Beds ⋅ 4 Baths ⋅ 761567 MLS
Attention investors and/or owner occupants. This excellent investment opportunity awaits you in the heart of Historic St. Andrews. Just two blocks from the Bay on a corner lot this property is zoned multifamily consisting of two structures; a single family home of 3,400 sqft with 4 bedrooms and 3.5 bathrooms, and a triplex with 3 one bedroom one bath apartments. Zoning and lot size allow for more units to be built. Separate water and electric meters for both structures. The main home has large amounts of open living space, as well as a mother-in-law quarters that can serve as a 5th unit. Fiberglass pool with saltwater system Large lot with room for your ATV, boat or jet skis 2 car garage Rental income of $5500-$6500/month, excellent Cap rate of at least 8% SEE PROPERTY INCOME/EXPENSES ATTACHED IN DOCUMENTS Motivated Seller, bring all offers!

3900 W 17th ST, Panama City
$240,000
3 Beds ⋅ 2 Baths ⋅ 762852 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Explore this charming St. Andrews cottage, tucked away on a serene dead-end road with an access easement to St. Andrews Bay, providing a tranquil lifestyle with breathtaking views. Recent upgrades make this home ideal for both first-time buyers and those seeking a comfortable retirement. Conveniently situated, it's just a short drive from the World's Most Beautiful Beaches and Downtown Panama City. Revel in the contemporary features, including LVP flooring, freshly painted interior and exterior, and elegant lighting fixtures. This cozy cottage is sure to please, so don't let today slip away.

1716 Palmetto Avenue, Panama City
$212,500
3 Beds ⋅ 2 Baths ⋅ 753561 MLS
Price reduced for quick sale. Priced well below comps. AS-IS cash or conventional only! Check out this charming home just minutes from The shops and restaurants in St. Andrew's. Just 2 blocks from St. Andrew's Bay. Featuring several updates including shaker cabinets and granite countertops in the kitchen and LVP flooring throughout the home. The Master Bedroom is located on the back of the home, with french doors leading to a porch on the back of the home. The spacious backyard is fenced in to allow for privacy. New HVAC system installed within the last 2 years. New water heater installed within the last few years. It's all about LOCATION! LOCATION! LOCATION!

3704 W 17th Street, Panama City
$241,636
2 Beds ⋅ 2 Baths ⋅ 763598 MLS
This is a great opportunity to own in the St Andrews area. This home is almost 2,000 SF and feels even bigger. The large corner lot (132 ft x132 ft) boasts a 2 car garage, workshop, carport and a large pole barn for RV or boat cover, all completely fenced in. Don't let the ''2 BR'' deter you...there are plenty of rooms that could be converted into extra bedrooms, MIL Suite, Teen Suite, etc. (All info is approx and buyer to verify any info that is important.)

1623 Isabella Avenue, Panama City