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$285,000
3 Beds ⋅ 2 Baths ⋅ 795173 MLS
*CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Welcome to this charming Florida cottage, perfectly located just steps from public bay and beach access! This well-maintained 3-bedroom, 2-bath home offers the perfect blend of comfortable indoor living and fantastic outdoor space, with an open layout and plenty of natural light throughout. One of the biggest perks of this property is its location. Take a short stroll down the quiet street to the nearby public bay access with your kayak or paddleboard and enjoy a day on the water. It's practically bayfront living without the bayfront price tag! Just off the living room, the expansive 27' x 8' screened-in porch, added in 2021, is the perfect spot to enjoy your morning coffee or unwind in the evening. Step outside to the beautifully appointed backyard, where you'll find an 8' x 10' gazebo. Whether you're hosting a BBQ, entertaining friends and family, or simply enjoying a quiet evening outdoors, this backyard is made for enjoying the Florida lifestyle. A paver walkway and BBQ pad add even more functionality to the outdoor space. There is also an irrigation well pump that helps keep the lawn looking its best. There's also a convenient 6' x 9' storage area off the patio, along with a shed for additional storage. The home also offers numerous updates, including a metal roof (2017), HVAC (2017), water heater (2018), hurricane impact windows and front storm door (2020), updated plumbing to the street and home (2021), gutters (2021), a screened porch (2021), new bathroom vanities, brand-new walk-in laundry room storage cabinets, a new irrigation well pump (2025), and a newer refrigerator. The covered carport provides convenient parking and plenty of space for boat or outdoor equipment storage. Inside, the spacious primary bedroom features a convenient en-suite bathroom with a tiled walk-in shower. The second bedroom includes a built-in solid wood shelving unit in the closet, making it an ideal office, study, or guest room. A third bedroom provides a comfortable space for family or visitors. Perfectly situated near Gulf Coast State College, FSU Panama City, the Navy Base, shopping, dining, and recreation, this home offers an excellent combination of location, updates, and outdoor living. With the bay just steps away and a private, wooded backyard to enjoy, this is a fantastic opportunity to experience the best of the Florida lifestyle. Don't miss your chance to make this charming coastal cottage your own--schedule your showing today!

1718 Palmetto Avenue, Panama City
$910,000
3 Beds ⋅ 2 Baths ⋅ 790304 MLS
A Waterfront home that is close to everything is here in this beautifully updated 3-bedroom, 2-bath home with additional office/flex areas. Stunning waterfront views and a home which offers the perfect blend of the boating lifestyle and turnkey coastal living. Situated on a deep 75' x 188' waterfront lot, the property features a professionally installed seawall, twin covered private docks with dual boat lifts capable of accommodating up to a 32' boat and a 25' boat (or 2 jet skis) -- a rare setup for serious boaters seeking protected water access with quick access to the North Bay and Gulf of America. Inside, the home has been fully updated and designed for comfortable waterfront living. Hurricane-impact windows provide peace of mind and energy efficiency, while the open and inviting interior creates a bright coastal feel throughout. New metal roof 2021, electric and water infrastructure has all been replaced, permitted and updated. A standout feature is the impressive 24' x 36' detached two-car garage complete with a conditioned area -- perfect for a workshop or hobby area. Step outside to your private backyard retreat featuring a stunning 15' x 38' resort-style pool with massive live oaks. Enjoy the shaded pergola area with expansive waterfront views, and plenty of room to entertain, relax, or enjoy sunset evenings on the water. The fully fenced property includes a private electronic gate, creating a secure and secluded waterfront retreat with ample space for vehicles, boats, and outdoor entertainment. No HOA and is in Bay County zoning. Whether you're searching for a primary residence, easy-care second home, income-producing property or premier boating property, this move-in-ready waterfront gem delivers exceptional value with upgrades already complete -- including seawall, covered docks, boat lifts, salt-water pool, interior renovations, newer garage, gated and fenced yard. Co-owner is a licensed real estate agent. Waterfront living at its best.

2311 Mound Avenue, Panama City
$469,000
789064 MLS
Prime development opportunity in one of Panama City's most desirable coastal corridors. Conveniently located just minutes from Gulf Coast State College and Florida State University Panama City campus. This ±0.80-acre parcel offers exceptional potential for builders, developers, and investors looking to maximize returns in a high demand area. Positioned just across from the bay and surrounded by established homes, this property is ideally suited for subdivision into 4/5 residential lots or a custom smaller scale development. With its proximity to the bay, a multi story build may offer the opportunity for water views, adding long term value and appeal. With three sides of road frontage, access and layout flexibility make this site especially attractive for multiple build scenarios. Opportunities like this are hard to find. Motivated to sell! This location adds even more value, minutes from waterfront access, dining, shopping, and the continued growth of the Panama City market. Demand for new construction and short term rental opportunities in this area remains strong, making this a compelling play for both builders and long term investors.

2616 Mound Avenue, Panama City
$149,900
2 Beds ⋅ 2 Baths ⋅ 787749 MLS
Great opportunity in St. Andrews to own a townhome with potential. This property offers a functional layout with comfortable living space and is ready for a new owner to add their personal touch. A good option for buyers looking to customize or invest. Conveniently located in Panama City with easy access to shopping, dining, and everyday amenities. All measurements, zoning, and sizes are approximate; please verify if important.

4455 W 19th Street Unit 16, Panama City
$400,000
3 Beds ⋅ 2 Baths ⋅ 787462 MLS
Welcome to a truly rare opportunity in one of Panama City's desirable neighborhoods. Offered for the very first time in over 60 years, this meticulously maintained 3-bedroom, 2-bath, single-story home sits proudly on a spacious corner lot just shy of half an acre, blending timeless care with thoughtful modern updates. Homes with this kind of history, pride of ownership, and location rarely come to market. From the moment you arrive, you'll appreciate the ample parking, featuring two covered spaces plus room for six additional vehicles which is perfect for hosting family, friends, or storing your boat. Speaking of boating, you're just 0.2 miles from a public boat ramp with deep water access, making this a dream location for water lovers. Inside, the home showcases a seamless mix of comfort and upgrades. Engineered hardwood floors were installed in 2019 and flow throughout the main living areas, complementing a beautifully renovated kitchen with granite countertops and ample space to gather. The primary bathroom was fully updated in 2021, offering a fresh, modern retreat. Major systems have been thoughtfully addressed, giving you peace of mind for years to come. The roof was replaced in 2019 and has a transferable warranty. Hurricane-rated double-pane windows & sliding glass door were installed in 2015. Step outside and enjoy the Florida lifestyle at its best. The yard is fully irrigated with a separate irrigation well. The backyard is fully enclosed with a 6-foot white vinyl privacy fence, and the screened-in patio (added 2020) creates the perfect space for relaxing year-round. In addition, a fully enclosed workshop with a single garage door provides the ideal space for projects, storage, or securing tools and equipment. Need even more room? The 18x24x10 pole barn offers endless possibilities for boats, trailers, or recreational gear. Located just minutes from 23rd Street shopping and dining, Gulf Coast State College, and a short drive to Panama City Beach, this home offers the perfect balance of convenience and quiet neighborhood living. This is more than a home; it's a legacy property, lovingly cared for by one family for generations. Now, it's ready for its next chapter. Don't miss your chance to own a piece of Panama City history in an unbeatable location.

2727 Michigan Avenue, Panama City
$249,500
2 Beds ⋅ 1 Baths ⋅ 786996 MLS
Welcome to this charming, newly renovated bungalow by the bay, offering beautiful water views right from the front of the home. Nestled on a picturesque, oak-lined street draped in classic Spanish moss, 1729 Palmetto Ave combines coastal serenity with everyday convenience--just minutes from Gulf Coast Community College, FSU, and local favorite Papa Joe's. This inviting two-bedroom home is perfect for first-time buyers or savvy investors seeking short-term or long-term rental opportunities. Enjoy easy access to the bay just steps away--ideal for fishing, kayaking, or simply soaking in the waterfront lifestyle. Completely remodeled in 2026, the home features all-new electrical, premium luxury vinyl plank flooring, a brand-new HVAC system with a 10-year warranty, a durable metal roof, and low-maintenance vinyl siding. Additional highlights include a wired utility building with its own hot water heater for extra storage or workspace, and a spacious new 20 x 14 back deck--perfect for entertaining family and friends. Offered fully furnished, this move-in-ready home also comes with a $500 seller credit for buyers.

1729 Palmetto Avenue, Panama City
$50,000
766396 MLS
Nice open lot in the Bayview Heights area of Panama City! With a previous mobile home being recently removed, this home is ready for someone to build! There is already county water hookup, septic, and a power pole on the property. This property features BEAUTIFUL large magnolia trees that can provide a shady oasis once you have built your dream home. Into boating or fishing? You can EASILY access the water via the Pretty Bayou Boat ramp less than a mile away!

4105 W 24th Court, Panama City
$350,000
3 Beds ⋅ 2 Baths ⋅ 766288 MLS
Under contract - Seller will consider back up offers. Welcome to 2305 Mound Ave., a delightful canal-front retreat nestled on a beautifully landscaped quarter-acre lot in Panama City, FL. Surrounded by majestic oak trees and vibrant flowering plants, this 3-bedroom, 2-bathroom home exudes charm and modern comfort. Step inside to discover a bright and open floor plan designed for easy living. The recently remodeled kitchen boasts sleek quartz countertops, stainless steel appliances, and a stylish tile backsplash, perfect for culinary enthusiasts. A cheery sunroom at the back of the home offers serene views of the lush backyard, creating the ideal space for relaxation or entertaining. The property is thoughtfully equipped with ample parking options, including a single-car garage, covered parking, additional driveway space, and a dedicated 24x12 covered RV or boat parking area. For hobbyists and DIYers, there's a spacious 19x12 powered workshop with an attached 24x19 covered patio. A separate storage shed provides even more space for your outdoor gear and tools. Water enthusiasts will appreciate the new seawall (installed in 2022), making it easy to launch your kayak, paddleboard, or wave runner for water adventures. The home also features an indoor laundry room with storage cabinets and a washer/dryer, as well as a whole-house generator and a well for irrigation. The home is centrally located with easy access to shopping, military bases, hospital and the world's most beautiful beaches so investment as a rental could be a possibility as well. With recently replaced windows and meticulously maintained features, this home offers a perfect blend of charm, functionality, and waterfront living. Don't miss the chance to make this Florida cottage your dream home!

2305 Mound Avenue, Panama City
$359,900
3 Beds ⋅ 2 Baths ⋅ 776164 MLS
UNDER CONTRACT TAKING BACK UP OFFERSS! OWNER FINANCING AVAILABLE. Absolutely beautiful home near the Shoreline Circle Boat Ramp. Bring your boat and put in just a short ways down the street. Awesome neighborhood. New roof in 2019. Beautiful Flooring in every room. Kitchen overlooks your living and dining area. Kitchen has granite countertops. Walk in tiled shower in the master bathroom. Come see this beautiful home. Huge fenced in yard and an awesome patio. CORNER LOT OWNER FINANCING AVAILABLE!

3905 W 27th Court, Panama City
$380,000
8 Beds ⋅ 8 Baths ⋅ 755232 MLS
BACK ON THE MARKET AT NO FAULT OF SELLER. Welcome to 3803 West 17th Street, a fantastic investment opportunity in Panama City, FL! This property features 1 bedroom/1 bathroom per unit. This rental property offers four units in each building, providing great potential for income generation from 8 total units. Each of the units come unfurnished with a range and refrigerator allowing for personalized décor, PLUS all new Mini Splits in every unit , a $48,000 upgrade. Each property includes a driveway for ample parking Whether you're an investor seeking a lucrative rental opportunity or looking to expand your property portfolio, this versatile property is a must-see. Don't miss out on this chance to own a property with tremendous potential. Book your showing today and explore the possibilities that await!

3803 W 17Th Street, Panama City
$355,000
3 Beds ⋅ 2 Baths ⋅ 757688 MLS
Welcome to your dream home! This beautiful brick 3-bedroom, 2-bathroom residence is move-in ready and boasts a range of modern updates. The home features a new roof installed in 2019, luxury vinyl plank flooring throughout, and tile in the bathrooms. You'll love the open concept design that seamlessly connects the living, dining, and kitchen areas, creating a spacious and inviting atmosphere. The updated kitchen is a highlight, with stunning granite countertops and brand-new lower cabinets. Located near the Shoreline Circle Boat Ramp, this property is perfect for water enthusiasts and offers great convenience. This home is a must-see! Contact your agent today to schedule a viewing and experience all that this fantastic property has to offer.

3905 W 27th Court, Panama City
$377,000
780520 MLS
Bayfront Vacant Land | Breathtaking Sunset Views | Build Your Dream Home Discover one of the most stunning waterfront opportunities in Bay County, Bayfront living at its finest. This incredible homesite offers drop-dead gorgeous sunset views over the bay in a quiet, peaceful area surrounded by natural beauty. Survey available as well! Design and build your custom single-family home with room for a pool, or get creative and explore the possibilities of adding a guest suite, carriage house, or detached garage with an apartment above. The area allows for flexibility, whether you envision a primary residence, a vacation retreat, or a short-term rental investment, this lot can make it happen. Step right out your back door, walk to the water, and hop in your boat for a quick cruise to Shell Island, a sunset ride to Uncle Ernie's, or a fishing trip out to the Gulf. Enjoy the perfect blend of tranquility and convenience, close to local grocery stores, hospitals, the Navy Base, and Panama City's beaches and restaurants. An unbeatable price for a true Bayfront property with endless lifestyle possibilities. Don't miss this rare chance to own a piece of waterfront paradise in Panama City.

2631 Mound Avenue, Panama City
$200,000
4 Beds ⋅ 2 Baths ⋅ 756353 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome to your new Florida Cottage! This cute home has been lovingly taken care of and has been newly updated with fresh paint, inside and outside, granite countertops, and newer stainless steel appliances. Features to note would be the high ceilings in the living room/ kitchen area, the master suite on the separate side of the home from the other three bedrooms, metal roof, large yard, and great area, no HOA! This home is less than 10 minutes from sandy white beaches and wonderful restaurants in St. Andrews area. Convenient! Home is perfect for first-time home buyers, or just looking to downsize. Would also be a great long-term rental! The possibilities are endless. Contact your favorite realtor today to schedule a showing

4008 W 24th Court, Panama City
$78,500
760021 MLS
4 BLOCKS TO THE BAY!!! Large parcel of land within blocks of the Bay and boat landing! Very close to the colleges and smooth sailing to the beach! 4 platted lots (with an additional 10' of the next lot) - there are endless possibilities here! In town, but technically located in Bay County. Has city water and septic. Sellers have no idea about the condition or location of the septic. These lots are zoned R-1; County Zoning regulations are attached under documents tab. This was once a lovely homestead-with a cute old house and amazing landscaping and gardens. If you look, you can still see some of the tropical gardens that transformed this city life property into a tropical paradise!

3904 W 26th Street, Panama City
$265,000
3 Beds ⋅ 2 Baths ⋅ 779620 MLS
Welcome to Your Dream Home in a fabulous location in central Panama City! The epitome of modern living with this brand-new construction nestled in an unbeatable location. Perfectly positioned for a vibrant lifestyle, this home is tailored for the dynamic needs of your family. Situated close to Hathaway Bridge, the Navy base, and the 23rd Street corridor, your family will enjoy instant access to shopping, restaurants, and watersports. Step inside and be captivated by the vaulted ceilings and luxurious plank floors, setting the stage for elegance and comfort. Professionally curated lighting, color schemes, and fixtures add a touch of sophistication to every corner. Designed to delight the culinary enthusiast, the kitchen boasts soft-close Shaker cabinets, exquisite granite countertops, and stainless steel appliances. The expansive master bedroom features a generous walk-in closet, while the ensuite master bath offers double vanities and granite countertops. Elevating your lifestyle, this home is equipped with smart features for convenience and energy efficiency, including LED lighting throughout and WiFi-enabled thermostat and irrigation system. ''You will rest well knowing that your new home has upgraded hurricane-rated impact glass windows, so no need to board up when a storm approaches'' Outside, discover your own private oasis with a fully sodded and irrigated lot which is totally privacy fenced! An oversized driveway offers plenty of parking for family and friends. With designer interior touches and every detail attended to, this home is move-in ready and awaits the cherished memories of your family. Don't miss out on this opportunity - seize it now before it's gone! *CLOSING COST ASSISTANCE AVAILABLE WITH ACCEPTABLE OFFER **ASk about Affordable Housing loan - offers 100% financing with no MI for a sales price up to $350,000. 3904 W 26th St. Side A is available

3904 W 26th Street Unit B, Panama City
$170,000
2 Beds ⋅ 1 Baths ⋅ 779257 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome to this charming 2-bedroom, 1-bath home that offers both character and potential! Originally built in 1958, it still showcases a few nostalgic touches from its era, including the bathroom finishes, classic kitchen cabinets, and vintage light fixtures. The kitchen has been refreshed with new stainless steel appliances, blending modern convenience with timeless style. The home sits on a roomy, fully fenced lot and includes a heated and cooled single-car garage—perfect for a workshop, hobby space, or additional living area—as well as a large storage shed for all your tools and toys. Whether you're an investor looking for a remodel project, a landlord seeking a solid rental property, or a first-time homebuyer ready to make it your own, this property checks all the boxes. Its convenient location places you just minutes from the Shoreline Boat Ramp, providing access to the Bay and Gulf beyond. You'll also love being close to both local colleges, area beaches, and with easy access to the 23rd Street corridor for shopping, groceries, and dining. This versatile property blends vintage charm with modern updates—come see the potential today! Measurements are approximate; buyers are encouraged to verify if important.

2404 Drummond Avenue, Panama City
$585,000
3 Beds ⋅ 2 Baths ⋅ 774331 MLS
Take a look at this beautiful waterfront home with a new dock, seawall, and almost 1/2 acres of land. Great views of the Bay with pristine sunsets overlooking the Hathaway Bridge. Home has been fully remodeled and centrally located off 23rd Street, with minutes away from the beach. Deep access to the gulf from your dock. Home features an electric gate for security comfort. Large driveway with Detached garage and storage spaces. Walking into the main entrance, you are greeted by elegance with a remodeled kitchen to include stainless steel appliances and breakfast bar. Separate dining room with built in cabinets. Windows throughout bringing in natural lighting and views of the Bay. Large living room with an authentic wood fireplace, built in shelves, thus enjoying the tranquility of the Bay and Sunset. An additional bonus room/Florida room fully enclosed was added on at 9 x 9. It is surrounded by windows bring in natural lighting and full view of the Bay. Throughout the home you have wood flooring. Three bedrooms and 2 full baths, with separate laundry room. New seawall consisting of 75 feet of waterfront and close to 1/2 acres of property. The backyard incorporates a large custom wooden deck and new boat dock where you can sit and fish or take the boat out with Gulf Access. New custom vinyl privacy fence throughout. Sprinkler system on well. Enjoy sitting out on the deck watching the sunset and dolphins swimming by. Short term rental allowed. No HOA fees. Home has been on the short-term rental program. Can be sold fully furnished (depending on offer), turnkey.

2313 Mound Avenue, Panama City
$50,000
766396 MLS
Nice open lot in the Bayview Heights area of Panama City! With a previous mobile home being recently removed, this home is ready for someone to build! There is already county water hookup, septic, and a power pole on the property. This property features BEAUTIFUL large magnolia trees that can provide a shady oasis once you have built your dream home. Into boating or fishing? You can EASILY access the water via the Pretty Bayou Boat ramp less than a mile away!

4105 W 24th Court, Panama City
$350,000
3 Beds ⋅ 2 Baths ⋅ 766288 MLS
Under contract - Seller will consider back up offers. Welcome to 2305 Mound Ave., a delightful canal-front retreat nestled on a beautifully landscaped quarter-acre lot in Panama City, FL. Surrounded by majestic oak trees and vibrant flowering plants, this 3-bedroom, 2-bathroom home exudes charm and modern comfort.Step inside to discover a bright and open floor plan designed for easy living. The recently remodeled kitchen boasts sleek quartz countertops, stainless steel appliances, and a stylish tile backsplash, perfect for culinary enthusiasts. A cheery sunroom at the back of the home offers serene views of the lush backyard, creating the ideal space for relaxation or entertaining.The property is thoughtfully equipped with ample parking options, including a single-car garage, covered parking, additional driveway space, and a dedicated 24x12 covered RV or boat parking area. For hobbyists and DIYers, there's a spacious 19x12 powered workshop with an attached 24x19 covered patio. A separate storage shed provides even more space for your outdoor gear and tools.Water enthusiasts will appreciate the new seawall (installed in 2022), making it easy to launch your kayak, paddleboard, or wave runner for water adventures. The home also features an indoor laundry room with storage cabinets and a washer/dryer, as well as a whole-house generator and a well for irrigation.The home is centrally located with easy access to shopping, military bases, hospital and the world's most beautiful beaches so investment as a rental could be a possibility as well.With recently replaced windows and meticulously maintained features, this home offers a perfect blend of charm, functionality, and waterfront living. Don't miss the chance to make this Florida cottage your dream home!

2305 Mound Avenue, Panama City
$78,500
760021 MLS
4 BLOCKS TO THE BAY!!! Large parcel of land within blocks of the Bay and boat landing! Very close to the colleges and smooth sailing to the beach! 4 platted lots (with an additional 10' of the next lot) - there are endless possibilities here! In town, but technically located in Bay County. Has city water and septic. Sellers have no idea about the condition or location of the septic. These lots are zoned R-1; County Zoning regulations are attached under documents tab. This was once a lovely homestead-with a cute old house and amazing landscaping and gardens. If you look, you can still see some of the tropical gardens that transformed this city life property into a tropical paradise!

3904 W 26th Street, Panama City
$355,000
3 Beds ⋅ 2 Baths ⋅ 757688 MLS
Welcome to your dream home! This beautiful brick 3-bedroom, 2-bathroom residence is move-in ready and boasts a range of modern updates. The home features a new roof installed in 2019, luxury vinyl plank flooring throughout, and tile in the bathrooms. You'll love the open concept design that seamlessly connects the living, dining, and kitchen areas, creating a spacious and inviting atmosphere. The updated kitchen is a highlight, with stunning granite countertops and brand-new lower cabinets. Located near the Shoreline Circle Boat Ramp, this property is perfect for water enthusiasts and offers great convenience. This home is a must-see! Contact your agent today to schedule a viewing and experience all that this fantastic property has to offer.

3905 W 27th Court, Panama City
$200,000
4 Beds ⋅ 2 Baths ⋅ 756353 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome to your new Florida Cottage! This cute home has been lovingly taken care of and has been newly updated with fresh paint, inside and outside, granite countertops, and newer stainless steel appliances. Features to note would be the high ceilings in the living room/ kitchen area, the master suite on the separate side of the home from the other three bedrooms, metal roof, large yard, and great area, no HOA! This home is less than 10 minutes from sandy white beaches and wonderful restaurants in St. Andrews area. Convenient! Home is perfect for first-time home buyers, or just looking to downsize. Would also be a great long-term rental! The possibilities are endless. Contact your favorite realtor today to schedule a showing

4008 W 24th Court, Panama City
$380,000
8 Beds ⋅ 8 Baths ⋅ 755232 MLS
BACK ON THE MARKET AT NO FAULT OF SELLER. Welcome to 3803 West 17th Street, a fantastic investment opportunity in Panama City, FL! This property features 1 bedroom/1 bathroom per unit. This rental property offers four units in each building, providing great potential for income generation from 8 total units.Each of the units come unfurnished with a range and refrigerator allowing for personalized decor, PLUS all new Mini Splits in every unit , a $48,000 upgrade. Each property includes a driveway for ample parking Whether you're an investor seeking a lucrative rental opportunity or looking to expand your property portfolio, this versatile property is a must-see. Don't miss out on this chance to own a property with tremendous potential. Book your showing today and explore the possibilities that await!

3803 W 17Th Street, Panama City