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$445,000
4 Beds ⋅ 4 Baths ⋅ 787503 MLS
Don't Miss Out on Owning a Like-New Home! Imagine starting your mornings with a cup of coffee on the patio, listening to birdsong, and ending your evenings under the stars--all while being just minutes from Deer Point Lake for fishing, boating, and outdoor adventures. Seller welcomes all reasonable offers! Why wait months to build when you can move right into this beautifully maintained 2022-built home offering modern construction, energy efficiency, and room to grow? Situated on a spacious half-acre lot in a desirable location, this home gives you the perfect blend of privacy, comfort, and convenience--all with NO HOA. Whether you're looking for room to entertain, space for your outdoor toys, or simply a peaceful place to call home, this property checks all the boxes. Plus, you're just minutes from Deer Point Lake, making it easy to enjoy fishing, boating, and the outdoor lifestyle you've been dreaming about. NO HOA | BUILT IN 2022 | HALF-ACRE LOT | FLOOD ZONE X This is a rare opportunity to own a newer home without the wait or rising construction costs. Don't miss your chance--schedule your private showing today before it's gone! Seller motivated and welcomes all reasonable offers! Experience the perfect combination of modern comfort, quality construction, and outdoor space in this beautifully maintained 2022 home situated on a spacious half-acre lot near Deer Point Lake. Offering the freedom of no HOA, this property provides the flexibility, privacy, and room to enjoy the Florida lifestyle. Step inside to discover a bright open-concept floor plan designed for both everyday living and entertaining. The spacious primary suite offers a private retreat, while the thoughtfully designed layout provides comfortable living spaces throughout. Enjoy your morning coffee or unwind in the evenings from the screened porch overlooking the backyard. Built with energy efficiency and durability in mind, this home features Low-E windows, fully insulated walls, and modern construction that offers comfort, peace of mind, and lower maintenance compared to older homes. Conveniently located just 23 minutes from Northwest Florida Beaches International Airport, this property is also close to Deer Point Lake, boating, fishing, local springs, shopping, dining, and the beautiful white-sand beaches of Panama City. Schedule your private showing today and bring your offer!

3509 High Cliff Road, Panama City
$410,000
4 Beds ⋅ 2 Baths ⋅ 785561 MLS
This property is the Complete Package - A Charming Home in Cedar Creek Chase Near Deer Point Lake - Spacious Lot, No HOA, & Modern Upgrades! Tucked away on a quiet cul-de-sac and just minutes from beautiful Deer Point Lake, this all brick exterior, 4-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and privacy on a generous .70-acre lot. Ideal for boating and fishing enthusiasts, the location provides both tranquility and convenience--with no HOA to limit your freedom. Step inside to find a spacious great room featuring an impressive 11-foot boxed ceiling, a cozy brick wood-burning fireplace, with doors that open to the back patio--perfect for indoor-outdoor living. The home features luxury vinyl plank (LVP) flooring installed in 2019 in the living room, dining room, and master bedroom, while the three additional bedrooms are carpeted, offering warmth and comfort. The split-bedroom floor plan ensures privacy, with a generous master suite that includes an 11 foot box ceiling, double vanities, a walk-in shower, soaking tub, and his-and-her walk-in closets. The kitchen is well-equipped with granite countertops, custom cabinetry, and stainless appliances, including a new refrigerator (2024) and new hot water heater (2025). A breakfast room sits just off the kitchen, along with a formal dining room for entertaining. You'll also appreciate the large laundry room offering added convenience for busy households. Additional highlights include: roof replaced in 2018; new HVAC system installed in 2022; HVAC ducts and dryer vent cleaned in 2026; crown molding throughout the home; fully fenced backyard; Ring security system; 16x20 workshop with electricity. This well-maintained home is move-in ready with thoughtful updates and a layout ideal for modern living. Don't miss this opportunity to own a peaceful retreat close to Deer Point Lake with the freedom of no HOA! All sizes and dimensions are approximate and should be verified by the buyer if important.

10802 Cedar Ridge Lane, Panama City
$686,500
4 Beds ⋅ 4 Baths ⋅ 742189 MLS
100 FEET of BOATABLE Waterfront on Deerpoint Lake! This 3-bedroom, 2.5-bathroom home with additional 1-bed/1-bath Carriage house with mini kitchen offers views of Deerpoint Lake from nearly every indoor and outdoor living space. This is the one, The first of its kind, ''The Idea Home'', The Arthur Rutenberg home that inspired it all... The beginnings of Cedar Creek at Deerpoint Lake. If you are looking for space and privacy surrounded by nature and tranquility by the lakeside, you will feel right at home at 9734 Summer Creek Drive. Built on 1 acre of land, this Craftsman Style home celebrates the great outdoors through thoughtful window placements, a sizable covered front porch, and a Florida room that opens onto the large back deck. All living areas have wood flooring throughout, high ceilings, kitchen with custom cabinetry, farm sink, wine cooler, and a walk-in pantry concealed behind a barn door. After a long day you'll find the cozy living area with an inviting gas fireplace the perfect setting to wind down before moving on to the Main suite on the first floor that hosts spectacular views of the lake and French doors leading to the expansive deck. Upstairs you will find 2 additional bedrooms, the crossover to the carriage house and an observation deck off the upstairs den that frames beautiful views of Deerpoint Lake. The seller has recently replaced all decking on the outdoor living spaces including the porches and 330 ft of dock with Trex for longevity and low maintenance, most of the dock substructure has also been replaced. The interior walls have been professionally painted and all lights replaced with energy efficient LEDs. New 5 station sprinkler system on a deep well. This is a energy efficient home with spray foam insulation in the roof AND exterior walls. The flood Insurance policy for this home is $500/year, and the new owner can extend the dock or dredge for deep water access. All measurements are deemed correct, buyers should verify if they are important. Cedar Creek is gated subdivision that offers well thought amenities such as a fenced playground, community pool next to the ''Summer House'' a covered picnic area with accessible kitchen and built in Fireplace, and a unique Club house (Creek House) with high ceiling living room, fireplace, private room and catering kitchen. The Creek House is surrounded by porch sitting areas, an outdoor fireplace, raised viewing gazebo and a neighborhood pier.

9734 Summer Creek Drive, Panama City
$540,000
4 Beds ⋅ 2 Baths ⋅ 760232 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS****LUXURIOUS SMART HOME WITH SALTWATER POOL AND WORKSHOP!**** Discover the epitome of modern living in this spacious 4-bedroom smart home, perfectly designed for comfort, convenience, and luxury. Located on a large lot, this property offers an array of features that cater to a refined lifestyle. At the heart of the outdoor experience is a stunning 30x15 gunite saltwater pool, complete with solar panels to ensure it's warm even when it's cold outside. The expansive 44x27 pool enclosure provides a perfect space for year-round enjoyment complete with a covered patio area. At the back of the property is a separate 20x16 workshop w/ an attached, recently paved carport--plenty of space to store additional vehicles, a boat, jet skis, 4-wheelers, etc. The shop is equipped with 220-volt power, ideal for any hobbyist or professional. The home features a functional, spacious layout with a split bedroom design, 2 dining areas, a security system, built-in bookcases, a fireplace, a 2-car garage with a concrete-coated floor, a newer roof, a newer AC, and surround sound (including speakers on the back porch.) The immaculate, low-maintenance landscaping is supported by a new deep well for the irrigation system, ensuring the grounds remain lush and vibrant with minimal effort. The kitchen is a chef's delight, featuring a breakfast bar, new appliances, double ovens, granite countertops, and custom cabinetry. The luxurious master suite is a true retreat with his and hers walk-in closets, a jacuzzi tub, a separate walk-in shower, a double vanity, and a private toilet room. Other notable features include a privacy-fenced backyard, a large laundry room/butler's pantry, fresh landscaping, a robot pool cleaner, and numerous modern amenities throughout. This home is not only designed for aesthetic appeal, but also for practical living, making it a perfect choice for those seeking a blend of luxury and functionality. As an added bonus, the home is only 10 minutes from the Ira Hutchison boat ramps where you can launch into freshwater (Deerpoint Lake) or into saltwater (the Bay with Gulf access) for a day of fishing and fun in the sun. Don't miss the opportunity to own this extraordinary home. SCHEDULE YOUR PRIVATE SHOWING TODAY!

3419 High Cliff Road, Panama City
$70,000
776846 MLS
Build your dream home with water views in the gated community, Cedar Creek at Deer Point Lake. This spacious .64-acre homesites backs up to a tranquil pond, offering peaceful water views and a picturesque setting! Seize the opportunity to create your custom dream home in this highly sought after community. Imagine designing your ideal lifestyle with room for a pool, detached garage, expansive backyard, and everything in between. This homesite is the perfect canvas for your forever home or a private retreat. Cedar Creek is a beautifully designed, gated neighborhood that embraces nature while offering exceptional amenities—including a community pool, playground, clubhouse, golf cart-friendly roads, and generous greenspace throughout. Enjoy the laid-back charm of country living just a short drive from the shopping, dining, and adventure of Panama City and nearby Econfina Creek. Love fishing? You'll be steps from renowned freshwater fishing in Deer Point Lake, known for its bream, bass, and shellcracker. Also enjoy a community dock to fish from just steps from your door. Don't miss this rare opportunity to own in a peaceful, established community with low HOA fees and high livability. This area is also available for USDA 100% financing! Start building your vision today! Survey available.

4127 Cedar Creek Drive, Panama City
$105,000
769263 MLS
Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at $67500 creek front lots start at $149,500. Bring your own builder or ask for information on some of the creative builders who have already built in the community. Don't forget to checkout the creek house just down the road from the pool house!

9703 Sweetfield Lane, Panama City
$540,000
4 Beds ⋅ 2 Baths ⋅ 760232 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS****LUXURIOUS SMART HOME WITH SALTWATER POOL AND WORKSHOP!**** Discover the epitome of modern living in this spacious 4-bedroom smart home, perfectly designed for comfort, convenience, and luxury. Located on a large lot, this property offers an array of features that cater to a refined lifestyle. At the heart of the outdoor experience is a stunning 30x15 gunite saltwater pool, complete with solar panels to ensure it's warm even when it's cold outside. The expansive 44x27 pool enclosure provides a perfect space for year-round enjoyment complete with a covered patio area. At the back of the property is a separate 20x16 workshop w/ an attached, recently paved carport--plenty of space to store additional vehicles, a boat, jet skis, 4-wheelers, etc. The shop is equipped with 220-volt power, ideal for any hobbyist or professional. The home features a functional, spacious layout with a split bedroom design, 2 dining areas, a security system, built-in bookcases, a fireplace, a 2-car garage with a concrete-coated floor, a newer roof, a newer AC, and surround sound (including speakers on the back porch.) The immaculate, low-maintenance landscaping is supported by a new deep well for the irrigation system, ensuring the grounds remain lush and vibrant with minimal effort. The kitchen is a chef's delight, featuring a breakfast bar, new appliances, double ovens, granite countertops, and custom cabinetry. The luxurious master suite is a true retreat with his and hers walk-in closets, a jacuzzi tub, a separate walk-in shower, a double vanity, and a private toilet room. Other notable features include a privacy-fenced backyard, a large laundry room/butler's pantry, fresh landscaping, a robot pool cleaner, and numerous modern amenities throughout. This home is not only designed for aesthetic appeal, but also for practical living, making it a perfect choice for those seeking a blend of luxury and functionality. As an added bonus, the home is only 10 minutes from the Ira Hutchison boat ramps where you can launch into freshwater (Deerpoint Lake) or into saltwater (the Bay with Gulf access) for a day of fishing and fun in the sun. Don't miss the opportunity to own this extraordinary home. SCHEDULE YOUR PRIVATE SHOWING TODAY!

3419 High Cliff Road, Panama City
$686,500
4 Beds ⋅ 4 Baths ⋅ 742189 MLS
100 FEET of BOATABLE Waterfront on Deerpoint Lake!This 3-bedroom, 2.5-bathroom home with additional 1-bed/1-bath Carriage house with mini kitchen offers views of Deerpoint Lake from nearly every indoor and outdoor living space. This is the one, The first of its kind, ''The Idea Home'', The Arthur Rutenberg home that inspired it all... The beginnings of Cedar Creek at Deerpoint Lake. If you are looking for space and privacy surrounded by nature and tranquility by the lakeside, you will feel right at home at 9734 Summer Creek Drive. Built on 1 acre of land, this Craftsman Style home celebrates the great outdoors through thoughtful window placements, a sizable covered front porch, and a Florida room that opens onto the large back deck. All living areas have wood flooring throughout, high ceilings, kitchen with custom cabinetry, farm sink, wine cooler, and a walk-in pantry concealed behind a barn door. After a long day you'll find the cozy living area with an inviting gas fireplace the perfect setting to wind down before moving on to the Main suite on the first floor that hosts spectacular views of the lake and French doors leading to the expansive deck.Upstairs you will find 2 additional bedrooms, the crossover to the carriage house and an observation deck off the upstairs den that frames beautiful views of Deerpoint Lake.The seller has recently replaced all decking on the outdoor living spaces including the porches and 330 ft of dock with Trex for longevity and low maintenance, most of the dock substructure has also been replaced. The interior walls have been professionally painted and all lights replaced with energy efficient LEDs. New 5 station sprinkler system on a deep well. This is a energy efficient home with spray foam insulation in the roof AND exterior walls. The flood Insurance policy for this home is $500/year, and the new owner can extend the dock or dredge for deep water access.All measurements are deemed correct, buyers should verify if they are important.Cedar Creek is gated subdivision that offers well thought amenities such as a fenced playground, community pool next to the ''Summer House'' a covered picnic area with accessible kitchen and built in Fireplace, and a unique Club house (Creek House) with high ceiling living room, fireplace, private room and catering kitchen. The Creek House is surrounded by porch sitting areas, an outdoor fireplace, raised viewing gazebo and a neighborhood pier.

9734 Summer Creek Drive, Panama City