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16328 Front Beach Road Unit 20, Panama City Beach

Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier Park, putting some of the area's most popular spots practically at your doorstep. Short-term rentals are allowed, and Pier Haven has an established rental history, generating the equivalent of $93,089 in 2023, $93,615 in 2024 and $90,643 in 2025 (including owner usage). For a buyer looking for a Panama City Beach vacation home that can also generate rental income when not being enjoyed personally, the combination of location, layout and established rental performance is compelling. Summer Towne Cottages offers a different kind of beach getaway -- a collection of cottage-style homes rather than a large resort tower. The community features a seasonal outdoor pool, sun deck, BBQ facilities and picnic area, with no crowded lobbies or elevators to navigate. Pier Haven comes with its own two-car garage. As an end unit, it offers additional parking flexibility, with space for two vehicles behind the garage and another in the garage, depending on vehicle size. Overflow parking is available near the community pool on a first-come, first-served basis. The area behind the garage can also accommodate a table and grill, creating a spot for outdoor dining. Inside, the three-story layout gives everyone room to spread out while creating distinct spaces for gathering and relaxing. The main living area occupies the top floor, where vaulted ceilings, tile flooring and an open floor plan make the space feel bright and airy. A covered porch with grill extends the living area outdoors, while the top deck offers impressive beach views and the kind of gulf breeze that makes you want to stay outside a little longer. Recent clearing of the woods behind the property has also opened up views of the Pier Park Ferris wheel and pond, adding another point of interest to the outdoor setting. The top-floor primary suite has its own reading nook, private bath and balcony overlooking the beach, creating a private retreat with a front-row beach view. Two additional bedroom suites are located on the second floor, each with a private bathroom. One includes a twin trundle bed tucked into a cozy nook, while the other features a queen bed and a private balcony overlooking the community pool. The washer and dryer are conveniently located on this level. The first floor adds another bedroom with a twin-over-full trundle bed, along with a private bathroom and foyer entrance. With three bedrooms, three full baths and a half bath, the layout gives families and groups plenty of room to spread out, while the multiple bedrooms, private baths and outdoor spaces make the home especially well suited to vacation stays. Pier Haven offers a distinctly different way to experience Panama City Beach: your own colorful cottage by the Gulf, with the beach and the best of the west end just outside the door. Schedule a tour to take a closer look at Pier Haven and see what makes this location so easy to enjoy.

3 Beds ⋅ 4 Baths ⋅ 796321 MLS

Beach days, sunset walks and dinner out can all be part of the routine at Pier Haven, a three-story cottage in Summer Towne Cottages, a colorful, low-density beach community just steps from the Gulf on Front Beach Road in Panama City Beach. With the beach, Pier Park, Russell-Fields Pier, shopping, restaurants and entertainment all within easy walking distance, the location makes it easy to leave the car behind and settle into the best parts of beach life. Pier Haven is the cottage closest to Pier Park, putting some of the area's most popular spots practically at your doorstep. Short-term rentals are allowed, and Pier Haven has an established rental history, generating the equivalent of $93,089 in 2023, $93,615 in 2024 and $90,643 in 2025 (including owner usage). For a buyer looking for a Panama City Beach vacation home that can also generate rental income when not being enjoyed personally, the combination of location, layout and established rental performance is compelling. Summer Towne Cottages offers a different kind of beach getaway -- a collection of cottage-style homes rather than a large resort tower. The community features a seasonal outdoor pool, sun deck, BBQ facilities and picnic area, with no crowded lobbies or elevators to navigate. Pier Haven comes with its own two-car garage. As an end unit, it offers additional parking flexibility, with space for two vehicles behind the garage and another in the garage, depending on vehicle size. Overflow parking is available near the community pool on a first-come, first-served basis. The area behind the garage can also accommodate a table and grill, creating a spot for outdoor dining. Inside, the three-story layout gives everyone room to spread out while creating distinct spaces for gathering and relaxing. The main living area occupies the top floor, where vaulted ceilings, tile flooring and an open floor plan make the space feel bright and airy. A covered porch with grill extends the living area outdoors, while the top deck offers impressive beach views and the kind of gulf breeze that makes you want to stay outside a little longer. Recent clearing of the woods behind the property has also opened up views of the Pier Park Ferris wheel and pond, adding another point of interest to the outdoor setting. The top-floor primary suite has its own reading nook, private bath and balcony overlooking the beach, creating a private retreat with a front-row beach view. Two additional bedroom suites are located on the second floor, each with a private bathroom. One includes a twin trundle bed tucked into a cozy nook, while the other features a queen bed and a private balcony overlooking the community pool. The washer and dryer are conveniently located on this level. The first floor adds another bedroom with a twin-over-full trundle bed, along with a private bathroom and foyer entrance. With three bedrooms, three full baths and a half bath, the layout gives families and groups plenty of room to spread out, while the multiple bedrooms, private baths and outdoor spaces make the home especially well suited to vacation stays. Pier Haven offers a distinctly different way to experience Panama City Beach: your own colorful cottage by the Gulf, with the beach and the best of the west end just outside the door. Schedule a tour to take a closer look at Pier Haven and see what makes this location so easy to enjoy.

16328 Front Beach Road Unit 20, Panama City Beach

16328 Front Beach Road Unit 4, Panama City Beach

$725,000

*** CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACK UP OFFERS! Welcome to the enchanting world of coastal living at 16328 Front Beach Rd, Unit 4, nestled in the vibrant Summer Towne Cottages community! This charming beach house is not just a home; it's a lifestyle waiting to be lived. With 3 spacious bedrooms and 4 beautifully designed bathrooms, this residence offers a perfect blend of comfort and style set against the backdrop of the pristine Gulf coast. As you make your way through the home, you'll discover freshly updated features that harmonize modern elegance with the charm of beachside living. The metal roof not only adds a unique aesthetic appeal but also promises durability, making this home as practical as it is beautiful. You'll love relaxing in the sun-soaked living areas, filled with natural light that pours in through large windows, inviting the serene coastal vibes from outside. But the real showstopper? The breathtaking Gulf view from the third floor, where mornings are greeted with stunning sunrises and evenings are wrapped in pastel sunsets. Imagine sipping your coffee or enjoying a glass of wine while soaking in the captivating scenery right from your own balcony! For those who love adventure and the outdoors, the nearby dog beach access offers the perfect opportunity for your furry friends to frolic in the surf. The community is also just minutes from Pier Park, where shopping, dining, and entertainment await. Stroll a short distance to the county pier for a day of fishing, paddle boarding, or simply admiring the waves crashing against the shore. This beach house isn't merely a place to live; it's a gateway to creating memories that will last a lifetime. With its perfect location, modern features, and coastal charm, this home is ready for you to make it your own. Come and experience the beauty and joy of life at the beach. Your paradise awaits! As an added benefit, this property is an excellent short-term rental investment. With proof of past and future revenue, the financial opportunities here are impressive. This turn key home comes fully furnished with everything you need to have revenue flowing in as soon as possible. Whether you are looking for a serene getaway or an investment property, this home fulfills both dreams effortlessly. Don't miss your chance to own a piece of paradise in this highly sought-after beach community. Experience the luxury of coastal living at its finest in Summer Towne Cottages, where beautiful days and breathtaking views are part of everyday life. Come see this spectacular beach house today and find out why it could be the perfect place for you to call home!

3 Beds ⋅ 4 Baths ⋅ 785453 MLS

*** CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACK UP OFFERS! Welcome to the enchanting world of coastal living at 16328 Front Beach Rd, Unit 4, nestled in the vibrant Summer Towne Cottages community! This charming beach house is not just a home; it's a lifestyle waiting to be lived. With 3 spacious bedrooms and 4 beautifully designed bathrooms, this residence offers a perfect blend of comfort and style set against the backdrop of the pristine Gulf coast. As you make your way through the home, you'll discover freshly updated features that harmonize modern elegance with the charm of beachside living. The metal roof not only adds a unique aesthetic appeal but also promises durability, making this home as practical as it is beautiful. You'll love relaxing in the sun-soaked living areas, filled with natural light that pours in through large windows, inviting the serene coastal vibes from outside. But the real showstopper? The breathtaking Gulf view from the third floor, where mornings are greeted with stunning sunrises and evenings are wrapped in pastel sunsets. Imagine sipping your coffee or enjoying a glass of wine while soaking in the captivating scenery right from your own balcony! For those who love adventure and the outdoors, the nearby dog beach access offers the perfect opportunity for your furry friends to frolic in the surf. The community is also just minutes from Pier Park, where shopping, dining, and entertainment await. Stroll a short distance to the county pier for a day of fishing, paddle boarding, or simply admiring the waves crashing against the shore. This beach house isn't merely a place to live; it's a gateway to creating memories that will last a lifetime. With its perfect location, modern features, and coastal charm, this home is ready for you to make it your own. Come and experience the beauty and joy of life at the beach. Your paradise awaits! As an added benefit, this property is an excellent short-term rental investment. With proof of past and future revenue, the financial opportunities here are impressive. This turn key home comes fully furnished with everything you need to have revenue flowing in as soon as possible. Whether you are looking for a serene getaway or an investment property, this home fulfills both dreams effortlessly. Don't miss your chance to own a piece of paradise in this highly sought-after beach community. Experience the luxury of coastal living at its finest in Summer Towne Cottages, where beautiful days and breathtaking views are part of everyday life. Come see this spectacular beach house today and find out why it could be the perfect place for you to call home!

16328 Front Beach Road Unit 4, Panama City Beach

16328 Front Beach Road Unit 10, Panama City Beach

$770,000

BEAUTIFULLY MAINTAINED Gorgeous 3 Bedroom, 3.5 bath, 3 story beach house with a private garage and incredible beach views in the heart of Panama City Beach Florida, just next to Pier Park, and right across from dog beach!! Incredible rental income potential & STR allowed. Vaulted ceilings, wood and tile flooring throughout, freshly updated with a coastal modern design. House #10 was the only house ORIGINALLY constructed with a garage, and side door entry for easy access to the outdoor shower after those beach days! There is a large overhead storage space in the garage. Unique to this home only, are two additional windows on the 3rd floor in the kitchen by the fridge, and the double windows behind the sofa. All full bathrooms have windows. All bathrooms have newer chair height water saving toilets. A reconfigured master bathroom added space and it has a jacuzzi tub ~Also a walk-in master closet that is a sitting area in the other ''like'' homes. Newer oak hardwood floors and original 17'' diamond laid tile. Coffee bar with microwave. Hands free kitchen faucet. Electric awning over the driveway. Perforated Hardi-board soffit for the cupola is sturdier than vinyl soffit. 50'' TV in the garage. Large capacity commercial fridge in the garage. GE Platinum with high-capacity ice maker bucket. Newer exterior Amana AC Unit. Dimmer switches for all 3rd floor lighting. 800 Watt stereo/DVD player with 3D capabilities, and a 3D capable Vizio TV. Smart TV's in all bedrooms. All interior furniture/accessories and deck furniture included. Slip-covered premium queen sleeper sofa for extra guests. High end bedding. live in, rent in or use for both.

3 Beds ⋅ 4 Baths ⋅ 756369 MLS

BEAUTIFULLY MAINTAINED Gorgeous 3 Bedroom, 3.5 bath, 3 story beach house with a private garage and incredible beach views in the heart of Panama City Beach Florida, just next to Pier Park, and right across from dog beach!! Incredible rental income potential & STR allowed. Vaulted ceilings, wood and tile flooring throughout, freshly updated with a coastal modern design. House #10 was the only house ORIGINALLY constructed with a garage, and side door entry for easy access to the outdoor shower after those beach days! There is a large overhead storage space in the garage. Unique to this home only, are two additional windows on the 3rd floor in the kitchen by the fridge, and the double windows behind the sofa. All full bathrooms have windows. All bathrooms have newer chair height water saving toilets. A reconfigured master bathroom added space and it has a jacuzzi tub ~Also a walk-in master closet that is a sitting area in the other ''like'' homes. Newer oak hardwood floors and original 17'' diamond laid tile. Coffee bar with microwave. Hands free kitchen faucet. Electric awning over the driveway. Perforated Hardi-board soffit for the cupola is sturdier than vinyl soffit. 50'' TV in the garage. Large capacity commercial fridge in the garage. GE Platinum with high-capacity ice maker bucket. Newer exterior Amana AC Unit. Dimmer switches for all 3rd floor lighting. 800 Watt stereo/DVD player with 3D capabilities, and a 3D capable Vizio TV. Smart TV's in all bedrooms. All interior furniture/accessories and deck furniture included. Slip-covered premium queen sleeper sofa for extra guests. High end bedding. live in, rent in or use for both.

16328 Front Beach Road Unit 10, Panama City Beach

16328 Front Beach Road Unit 14, Panama City Beach

$740,000

MOTIVATED SELLER. SELLER SAYS BRING AN OFFER. Experience coastal living in this three-story beach home near Pier Park and across the street from the beach! Built in 2002, this 1,368 sq ft residence offers 3 bedrooms and 3.5 baths. The top floor features a spacious, open kitchen, dining, and living area, plus a half bath. Enjoy beach views and FIREWORKS at Pier Park from the covered balcony. The second floor includes two bedrooms and two baths (each with their own balcony), while the ground floor has one bedroom and one bath. Directly across from beach access, this home provides easy entry to the shore. Covered parking adds convenience and protection from the elements. Enjoy a dip in the community pool which is just a few steps away. This location is second to none and ensures you're close to many local attractions and amenities. To top it off, this property is projected to make over $70,000 a year, making it a solid short term rental investment. Whether seeking a vacation/second home or rental opportunity, this home has it all. Schedule your tour today.

3 Beds ⋅ 4 Baths ⋅ 766998 MLS

MOTIVATED SELLER. SELLER SAYS BRING AN OFFER. Experience coastal living in this three-story beach home near Pier Park and across the street from the beach! Built in 2002, this 1,368 sq ft residence offers 3 bedrooms and 3.5 baths. The top floor features a spacious, open kitchen, dining, and living area, plus a half bath. Enjoy beach views and FIREWORKS at Pier Park from the covered balcony. The second floor includes two bedrooms and two baths (each with their own balcony), while the ground floor has one bedroom and one bath. Directly across from beach access, this home provides easy entry to the shore. Covered parking adds convenience and protection from the elements. Enjoy a dip in the community pool which is just a few steps away. This location is second to none and ensures you're close to many local attractions and amenities. To top it off, this property is projected to make over $70,000 a year, making it a solid short term rental investment. Whether seeking a vacation/second home or rental opportunity, this home has it all. Schedule your tour today.

16328 Front Beach Road Unit 14, Panama City Beach

16328 Front Beach Road Unit 18, Panama City Beach

$799,900

MOTIVATED SELLER! BRAND NEW METAL ROOF Across the street from the beach! Step into the home of your dreams, complete with high-end luxury finishes, breathtaking Gulf views, and just minutes from Pier Park! This stunning 3-story, fully furnished beach retreat offers the perfect coastal lifestyle, All the flooring is vinyl plank, except for the baths that have tile. Unwind on your private third-floor balcony, where you can enjoy panoramic views of the Gulf and catch those iconic cotton candy sunsets. With the ocean breeze in your face, this home offers a rare blend of elegance, comfort, and unbeatable location. fvcff

3 Beds ⋅ 4 Baths ⋅ 764038 MLS

MOTIVATED SELLER! BRAND NEW METAL ROOF Across the street from the beach! Step into the home of your dreams, complete with high-end luxury finishes, breathtaking Gulf views, and just minutes from Pier Park! This stunning 3-story, fully furnished beach retreat offers the perfect coastal lifestyle, All the flooring is vinyl plank, except for the baths that have tile. Unwind on your private third-floor balcony, where you can enjoy panoramic views of the Gulf and catch those iconic cotton candy sunsets. With the ocean breeze in your face, this home offers a rare blend of elegance, comfort, and unbeatable location. fvcff

16328 Front Beach Road Unit 18, Panama City Beach