Plazas Of St.Thomas I Real Estate, Homes, Condos for Sale in Panama City Beach, FL

Affordable Panama City Beach condo with boating access, beach access, and short-term rental potential! This fully furnished, turnkey studio at Plazas of St. Thomas offers a unique combination of beach and boating lifestyle in Panama City Beach, Florida. The unit features a King bed, kitchenette, full bath, coastal décor, and a large closet with additional storage. Owners and tenants can enjoy on-site boat docking and boat-trailer parking on a first-come, first-served basis, with the community lagoon providing water access to the bay and Gulf. Community amenities include Security Code-Gated Entry, in-ground swimming pool, sauna, clubhouse, fire pit, secured open parking, and boat dock. Conveniently located near Panama City Beach restaurants, shopping, entertainment, and just a short walk to Public Beach Access 24 and the white-sand beaches of the Gulf. Whether you're looking for an affordable PCB vacation property, second home, short-term rental investment, or coastal getaway with boat access, this furnished condo offers a compelling opportunity to own in Panama City Beach.

8730 Thomas Drive Unit 1301C, Panama City Beach

$215,000

1 Beds ⋅ 1 Baths ⋅ 793005 MLS

Skip the stairs and enjoy the convenience of elevator access to this third-floor studio retreat at St. Thomas Square, where great things truly do come in small packages. This bright, open layout makes the most of its 623 square feet, blending the living room, dining area, and kitchen into one inviting space. Furnished and ready for its next chapter, the unit wears luxury vinyl flooring throughout, spins cool air beneath ceiling fans, and shows off a stainless-steel refrigerator in the kitchen. A surprisingly roomy walk-in closet handles storage without complaint, while the generous bathroom indulges with double sinks and mirrors. Start your morning with coffee and end your evening on your private balcony, enjoying the salt air and the mesmerizing glow of the city lights! The resort setting is where this one truly shines. Located along the lagoon, the community offers a large pool with water views that make morning coffee feel like a small vacation, plus tennis courts for a friendly match. Best of all, Public Beach Access 24 sits nearby, putting sugar-white sand within a short distance. OH, let's not forget about the margarita's down at Guadalajara Mexican grill! Convenience rounds out the appeal. Publix keeps weekly errands quick, a nearby bus stop simplifies getting around, and Arnold High School anchors the surrounding neighborhood. Restaurants, shops, the famous Tootsies and the endless attractions of Panama City Beach are all comfortably close. Priced as an approachable entry into coastal ownership, this pint-sized charmer is ideal for a first home, a weekend escape, or a smart rental play. Curious? Come see how well small-space living can feel. Schedule your showing today!

8730 Thomas Drive Unit 1306B, Panama City Beach

$174,888

1 Beds ⋅ 1 Baths ⋅ 792541 MLS

This professionally decorated studio condo in the gated Villas of St. Thomas community offers everything you need for comfortable coastal living, making it highly appealing to potential renters. This completely remodeled turnkey condo is available for rent or immediate occupancy and boasts over $43,000 in upgraded luxury furnishings. The Model T37 Luxury features a bidet and automatic sensors. The bathroom vanity includes a dimmable light display, a cosmetic mirror with power outlets and USB ports, and a foldable and flexible faucet. The bathtub is equipped with a three-way faucet that includes massage control and European-style facets. The bathroom temperature display is foldable and flexible, and the faucet has a sequential time setting with a 110 cfm exhaust fan and timed LED light settings. The kitchen and storage shelving cabinets are customized with soft-closing doors. The copper kitchen sink has an adjustable faucet, and the queen bed features a Beauty Rest hybrid queen mattress. The living area includes two nightstands with USB B and C ports and power outlets, a vanity stand with a sit-down storage chair, and a 75-inch Samsung 4K HD Smart TV. The TV stand has drawers, and there's a Panasonic microwave and a Cuisinart small oven with broil, bake, air fry, toast, and bagel settings. The refrigerator has a freezer, and there are two foldable TV tables. A laundry basket and a shower curtain are also included. The unit underwent a complete renovation in 2025. The drywall was removed and replaced, and the ceiling was stripped and finished with green board. The door trim and floor boards were replaced with solid wood instead of particle board. The oil stain Sherwin Williams paint and primer were hand-painted. The cement flooring was newly floated for a large, 2' x 4' European pink onyx wall-to-wall flooring. All electrical power outlets were replaced to maximize USB and smart home connectivity. Nestled on the third floor, this condo offers a covered patio overlooking the serene lagoon. It provides easy access and a tranquil waterfront setting that both renters and seasonal residents cherish. The practical interior layout boasts beautiful marble flooring throughout. Enhancing the guest experience, the condo offers a range of amenities, including a lagoon-front pool, tennis courts, a clubhouse, sauna, and a community dock with direct access to Grand Lagoon. This dock is perfect for boating, fishing, and kayaking enthusiasts. Short-term rentals are permitted, making this condo an ideal income-producing opportunity from the very start. Situated on the east end of Panama City Beach, it's conveniently close to the shoreline, local restaurants, marinas, and popular attractions. This prime location ensures that renters will return year after year. With its amenities, location, and strong rental demand, this turnkey beach property is an excellent choice for anyone seeking a coastal getaway that can also serve as a lucrative investment.

8730 Thomas Drive Unit 1309A, Panama City Beach

$205,000

1 Beds ⋅ 1 Baths ⋅ 788675 MLS

SELLER WILLING TO CONSIDER PAYING 6 MONTHS OF HOA UPFRONT FOR BUYER AT CLOSING! LOCATION LOCATION LOCATION Amenities at this community include: Gated Community, Building has an elevator, Boat Dock and Boat Parking, Fish Station Cleaning, Pool, Tennis and Pickleball Court, Sauna, Picnic area with barbecue pits, tables and chairs, and Community Room. Enjoy coastal living in this well-maintained 1-bedroom, 1-bath unit in a highly desirable location just a block to the white sandy beach. This property offers a functional layout in good condition, perfect as a primary residence, second home, or investment opportunity. Just a short walk to the new tootsies, local restaurants, shops, and nearby activities, you'll love the convenience and lifestyle this location provides. Boating and fishing enthusiasts will appreciate the on-site dock with direct access to the beautiful emerald green water of the Gulf, making it easy to spend your days relaxing on the water. Don't miss your chance to own in this prime area with both relaxation and recreation right at your doorstep. AC - 2021, Freshly Painted 2024, Furnishings 2024, Bathroom remolded 2024, Newer Kitchen Appliances 2024 (minus dishwasher) Come and See!!

8730 Thomas Drive Unit 1207B, Panama City Beach

$142,000

1 Baths ⋅ 750962 MLS

UNBELIEVABLE OPPORTUNITY to start owning a rental property at a reasonable price, with affordable HOA fees, and yet have it available to enjoy at any time! This studio unit is completely furnished for a turn-key vacation. Features include updated kitchenette with a sink, microwave and medium-sized refrigerator, dinette, queen sized bed, dresser and a good-size closet. The full bath has an updated vanity and sink area and a linen closet for all of your storage needs. The Plazas of St. Thomas has so many amenities to enjoy that include a community building, in-ground pool, tennis courts, BBQ/Fire Pit, and a dock with slips for your boat! Guests are also welcome to use the boat slips during their stay. Directly across the street is a short walk to the Gulf, so this unit has it all!

8730 Thomas Drive Unit 1304-C, Panama City Beach

$230,000

1 Beds ⋅ 1 Baths ⋅ 763887 MLS

Nestled in the desirable gated community of Villas of St. Thomas, this charming one-bed, one-bath condo offers the perfect blend of coastal living and convenience along scenic Grand Lagoon. Ideally located within walking distance of public beach access, the property boasts a community boat dock and first-come, first-served boat parking, providing easy exploration of St. Andrews Bay, the Gulf of Mexico, and Shell Island. Perfect for investors seeking a lucrative short-term rental, it offers effortless access to local restaurants, entertainment, and recreational amenities. The condo has been recently updated with new appliances, furniture, and a renovated bathroom, ensuring both comfort and style. With refreshed interiors, updated floors, counters, and paint, this affordable retreat is an ideal beach getaway. The Mediterranean-style complex features stucco walls, a red tile roof, and a range of amenities, including a community pool, tennis courts, clubhouse, and dock. The boat dock offers quick access to Shell Island and the Gulf, making this property a haven for both relaxation and adventure.

8730 Thomas Drive Unit 1303-C, Panama City Beach

$154,000

1 Baths ⋅ 760459 MLS

This fully furnished, brand-new rotavated condo in Panama City Beach is for sale under $170K WOW! It is Turn-Key Rental Ready and a Great Rental Investment for a Beach Property! Totally remolded, beautifully decorated and fully furnished. This studio condo features granite countertops, Queen bedroom. Mini Kitchen and all new appliances. Completely renovated including new HVAC, New Hot Water Heater / heat pump, and more! Close to Marinas, Great Restaurants, Fishing & Boating, the Beach and Saint Andrews State Park! The Perfect Location to Enjoy Panama City Beach and a Great Rental Investment! Your Beach Paradise Awaits You on the World's Most Beautiful Beaches!

8730 Thomas Drive Unit 1204 - C, Panama City Beach

$135,000

1 Baths ⋅ 751716 MLS

One of the LOWEST Priced Condos only a Block from the Sandy Beaches is for Sale in Panama City Beach, FL. Do you own a boat? Want to own a Beach Vacation home or Investment rental property?? This studio condo gets you a place in one of the most the sought after beaches in Florida! Open parking in the secured complex. The Amenities include a boat dock on Grand Lagoon that leads out to Bay and then to the Gulf of Mexico, Shell Island. This complex has an in-ground pool on the Lagoon, a sauna, clubhouse, a fire pit, and tennis courts! The Plazas of St Thomas are located above shopping and restaurants and are a short walking distance to public beach access #24. Boat and trailer parking can be reserved for owners and you can dock your boat while staying in the condo. Located on the 2nd floor allows you the option to walk the steps or take the elevator. This studio condo is uniquely positioned above retail space, incorporating a restaurant into the complex. This arrangement adds a layer of convenience, allowing residents to enjoy dining options without having to venture far from home. The integration of retail space beneath the residential units contributes to a dynamic and vibrant living environment. This studio condo at Plazas of St. Thomas offers a blend of security, leisure, and convenience, making it an appealing choice for those seeking a comfortable experience while living or vacationing in Panama City Beach, FL.

8730 Thomas 1202 Drive Unit # C, Panama City Beach

$163,000

1 Beds ⋅ 749073 MLS

Look no further for an affordable piece of paradise. This rental machine had Short Term Rental Gross Earnings for 2023 at $32K!! Completely Renovated in 2021. The quaint condo is fully furnished and turnkey with a Queen Size Bed, Kitchenette and Full Bath, LVP flooring, and New Mattress, Kitchen Table, and decor. This is more than a condo. Owners (or renters) enjoy On Site Boat Docking and Boat Trailer Parking. Plenty of space available! First Come, First Serve. Plenty of parking in the secured open lot. The Amenities include boat dock on the lagoon that leads to Bay and then to the Gulf of Mexico, in-ground pool, sauna, clubhouse, and fire pit! The Villas of St Thomas are close to shopping and restaurants and a short walking distance to public beach access 24.

8730 Thomas Drive Unit 1302C, Panama City Beach

$205,000

1 Beds ⋅ 1 Baths ⋅ 778938 MLS

Tucked inside the gated community of the Plazas of St. Thomas, this updated third-floor condo offers the perfect blend of comfort, location, and resort-style amenities just blocks from the sugar-white sands of Panama City Beach. Inside, the one-bedroom layout features a light-filled living area and spacious bedroom with generous closet space. The kitchen is equipped with stainless steel appliances and flows easily into the dining and living areas—ideal for everyday ease or short-term rental potential. Step outside to enjoy your private balcony or explore the grounds, where a community pool, tennis courts, shuffleboard, dock, BBQ grill, and clubhouse invite relaxation and recreation. Residents also enjoy water, trash, exterior maintenance, and groundskeeping included in the quarterly HOA fee. Located just south of Grand Lagoon, you're minutes from beach access, St. Andrews State Park, restaurants, shops, and marina adventures. Whether you're looking for a full-time residence, vacation home, or income-producing property, this turn-key unit checks all the boxes.

8730 Thomas Drive Unit 1308-B, Panama City Beach

$135,000

1 Beds ⋅ 1 Baths ⋅ 778812 MLS

INVESTOR ALERT! Just a 3 minute walk to Beach Access 24, this 1-bed condo offers Gulf access with boat dock, a private pool, sauna, and tennis court all within a gated community. Enjoy vibrant dining & entertainment right downstairs. A rare chance to add value in a high demand area perfect for a rental, vacation getaway, or your next smart investment!

8730 Thomas Drive Unit 1205A, Panama City Beach

$123,000

1 Baths ⋅ 766318 MLS

** LOWEST PRICED CONDO IN PCB** For Sale in Panama City Beach,!! Located only a Block from the Sandy Beaches !! This studio condo gets you a place in one of the most sought after beaches in Florida! BYOB! Bring Your Own Boat! Panama City Beach studio condo! This Amazing location is a short walk to public beach access #24 and sits directly on the Grand Lagoon leading out to the Bay! Amazing location and price to own a Beach Vacation home or Investment rental property! Open parking in the secured complex. The Amenities include a boat dock on Grand Lagoon that leads out to the Bay and then to the Gulf of Mexico, Shell Island. This complex has an in-ground pool on the Lagoon, a sauna, clubhouse, a fire pit, and tennis courts! The Plaza of St Thomas are located above shopping and restaurants and are a short walking distance to public beach access #24. Boat and trailer parking can be reserved for owners and you can dock your boat while staying in the condo. Located on the 2nd floor allows you the option to walk the steps or take the elevator. This studio condo is uniquely positioned above retail space, incorporating a restaurant into the complex. This arrangement adds a layer of convenience, allowing residents to enjoy dining options without having to venture far from home. The integration of retail space beneath the residential units contributes to a dynamic and vibrant living environment. This studio condo at Plazas of St. Thomas offers a blend of security, leisure, and convenience, making it an appealing choice for those seeking comfortable experience while living or vacationing in Panama City Beach, FL.

8730 Thomas 1201 Drive Unit 1201-C, Panama City Beach

$175,000

1 Beds ⋅ 1 Baths ⋅ 778384 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to Plaza of St. Thomas, where this beautifully updated 1-bedroom, 1-bath condominium offers an excellent opportunity to enjoy Panama City Beach living. This residence features a spacious living area with views of Panama City Beach with modern finishes throughout this beautiful condo. Located less than a block from Beach Access #23, you can enjoy the sugar-white sands and emerald waters of the Gulf of America just steps from your front door. The gated community provides an array of amenities including a pool, tennis courts, firepit, corn hole, boat dock, and boat parking area. Boating enthusiasts will appreciate quick access to both the Bay and the Gulf, while beach lovers can take advantage of easy public access for daily walks by the shore. The property is conveniently situated near shopping, dining, entertainment, and local attractions, as well as the Navy base. Whether you are seeking a full-time residence, a vacation retreat, or a property with rental flexibility, short term rentals allowed, this condo offers a versatile lifestyle in a highly desirable location. All measurements and information are deemed reliable but should be verified by the buyer if important. Don't miss the opportunity to make this your own piece of paradise on Panama City Beach.

8730 Thomas Drive Unit 1304A, Panama City Beach

$189,000

1 Beds ⋅ 1 Baths ⋅ 768902 MLS

Welcome to unit 1201-B in the Plaza of St. Thomas Square! Walking distance to the new beachfront Tootsies Orchid Lounge NOW OPEN! Steps to the beach and the lagoon. This 1 bedroom, 1 bath condo offers everything you need for a second home or short-term rental investment property. Centrally located in Panama City Beach near many fantastic restaurants, attractions and a short walk to the world's most beautiful beaches. Golf Carts allowed in the parking lot. Owner can have 2 parking spots. Close to Walmart, Dollar General, Aldi, and many other stores! The unit offers a beautifully updated kitchen with stainless steel appliances and granite countertops. Enjoy the natural light from the living room and dining areas. The bedroom is very spacious and has a private balcony entrance. The bathroom offers a double vanity sink and shower/tub combo. There is laundry in the unit as well as an additional closet that would be a fantastic owner's closet if used as a short- term rental. The balcony Is quite large and has endless possibilities! The plaza offers easy access to many great businesses including a European market, several eateries and the Panama City Winery, just to name a few. The community has wonderful amenities including a beautiful pool and pool house with a lagoon view to match. There is a dock on the lagoon that's perfect for launching your paddle boards and kayaks! Take your boat out to the island! Shuffleboard, tennis courts and a fire pit are also on site.

8730 Thomas Drive Unit 1201-B, Panama City Beach

$123,000

1 Baths ⋅ 766318 MLS

** LOWEST PRICED CONDO IN PCB** For Sale in Panama City Beach,!! Located only a Block from the Sandy Beaches !! This studio condo gets you a place in one of the most sought after beaches in Florida! BYOB! Bring Your Own Boat! Panama City Beach studio condo! This Amazing location is a short walk to public beach access #24 and sits directly on the Grand Lagoon leading out to the Bay! Amazing location and price to own a Beach Vacation home or Investment rental property! Open parking in the secured complex. The Amenities include a boat dock on Grand Lagoon that leads out to the Bay and then to the Gulf of Mexico, Shell Island. This complex has an in-ground pool on the Lagoon, a sauna, clubhouse, a fire pit, and tennis courts! The Plaza of St Thomas are located above shopping and restaurants and are a short walking distance to public beach access #24. Boat and trailer parking can be reserved for owners and you can dock your boat while staying in the condo. Located on the 2nd floor allows you the option to walk the steps or take the elevator. This studio condo is uniquely positioned above retail space, incorporating a restaurant into the complex. This arrangement adds a layer of convenience, allowing residents to enjoy dining options without having to venture far from home. The integration of retail space beneath the residential units contributes to a dynamic and vibrant living environment. This studio condo at Plazas of St. Thomas offers a blend of security, leisure, and convenience, making it an appealing choice for those seeking comfortable experience while living or vacationing in Panama City Beach, FL.

8730 Thomas 1201 Drive Unit 1201-C, Panama City Beach

$230,000

1 Beds ⋅ 1 Baths ⋅ 763887 MLS

Nestled in the desirable gated community of Villas of St. Thomas, this charming one-bed, one-bath condo offers the perfect blend of coastal living and convenience along scenic Grand Lagoon. Ideally located within walking distance of public beach access, the property boasts a community boat dock and first-come, first-served boat parking, providing easy exploration of St. Andrews Bay, the Gulf of Mexico, and Shell Island. Perfect for investors seeking a lucrative short-term rental, it offers effortless access to local restaurants, entertainment, and recreational amenities.The condo has been recently updated with new appliances, furniture, and a renovated bathroom, ensuring both comfort and style. With refreshed interiors, updated floors, counters, and paint, this affordable retreat is an ideal beach getaway. The Mediterranean-style complex features stucco walls, a red tile roof, and a range of amenities, including a community pool, tennis courts, clubhouse, and dock. The boat dock offers quick access to Shell Island and the Gulf, making this property a haven for both relaxation and adventure.

8730 Thomas Drive Unit 1303-C, Panama City Beach

$154,000

1 Baths ⋅ 760459 MLS

This fully furnished, brand-new rotavated condo in Panama City Beach is for sale under $170K WOW! It is Turn-Key Rental Ready and a Great Rental Investment for a Beach Property! Totally remolded, beautifully decorated and fully furnished. This studio condo features granite countertops, Queen bedroom. Mini Kitchen and all new appliances. Completely renovated including new HVAC, New Hot Water Heater / heat pump, and more! Close to Marinas, Great Restaurants, Fishing & Boating, the Beach and Saint Andrews State Park! The Perfect Location to Enjoy Panama City Beach and a Great Rental Investment! Your Beach Paradise Awaits You on the World's Most Beautiful Beaches!

8730 Thomas Drive Unit 1204 - C, Panama City Beach

$135,000

1 Baths ⋅ 751716 MLS

One of the LOWEST Priced Condos only a Block from the Sandy Beaches is for Sale in Panama City Beach, FL. Do you own a boat? Want to own a Beach Vacation home or Investment rental property?? This studio condo gets you a place in one of the most the sought after beaches in Florida! Open parking in the secured complex. The Amenities include a boat dock on Grand Lagoon that leads out to Bay and then to the Gulf of Mexico, Shell Island. This complex has an in-ground pool on the Lagoon, a sauna, clubhouse, a fire pit, and tennis courts! The Plazas of St Thomas are located above shopping and restaurants and are a short walking distance to public beach access #24. Boat and trailer parking can be reserved for owners and you can dock your boat while staying in the condo. Located on the 2nd floor allows you the option to walk the steps or take the elevator. This studio condo is uniquely positioned above retail space, incorporating a restaurant into the complex. This arrangement adds a layer of convenience, allowing residents to enjoy dining options without having to venture far from home. The integration of retail space beneath the residential units contributes to a dynamic and vibrant living environment.This studio condo at Plazas of St. Thomas offers a blend of security, leisure, and convenience, making it an appealing choice for those seeking a comfortable experience while living or vacationing in Panama City Beach, FL.

8730 Thomas 1202 Drive Unit # C, Panama City Beach

$142,000

1 Baths ⋅ 750962 MLS

UNBELIEVABLE OPPORTUNITY to start owning a rental property at a reasonable price, with affordable HOA fees, and yet have it available to enjoy at any time! This studio unit is completely furnished for a turn-key vacation. Features include updated kitchenette with a sink, microwave and medium-sized refrigerator, dinette, queen sized bed, dresser and a good-size closet. The full bath has an updated vanity and sink area and a linen closet for all of your storage needs. The Plazas of St. Thomas has so many amenities to enjoy that include a community building, in-ground pool, tennis courts, BBQ/Fire Pit, and a dock with slips for your boat! Guests are also welcome to use the boat slips during their stay. Directly across the street is a short walk to the Gulf, so this unit has it all!

8730 Thomas Drive Unit 1304-C, Panama City Beach

$163,000

1 Beds ⋅ 749073 MLS

Look no further for an affordable piece of paradise. This rental machine had Short Term Rental Gross Earnings for 2023 at $32K!! Completely Renovated in 2021. The quaint condo is fully furnished and turnkey with a Queen Size Bed, Kitchenette and Full Bath, LVP flooring, and New Mattress, Kitchen Table, and decor. This is more than a condo. Owners (or renters) enjoy On Site Boat Docking and Boat Trailer Parking. Plenty of space available! First Come, First Serve. Plenty of parking in the secured open lot. The Amenities include boat dock on the lagoon that leads to Bay and then to the Gulf of Mexico, in-ground pool, sauna, clubhouse, and fire pit! The Villas of St Thomas are close to shopping and restaurants and a short walking distance to public beach access 24.

8730 Thomas Drive Unit 1302C, Panama City Beach

Browse All Plazas Of St.Thomas I Properties for Sale

Plazas Of St.Thomas I Real Estate & Homes