$359,900 These pictures are a worth 1000 words! One of a Kind - Deep Bayou Waterfront with fantastic GULF ACCESS. Boaters Dream Townhome - Here is your chance to purchase an approx. 1700 sq ft 3 bedroom/ 2.5 bath townhome with a spectacular waterfront view with deep water boat dock for a bargain price. You must see the pictures to appreciate. Located in Callaway in a separate community of 5 buildings with 2 units per building. Overflow parking available. HOA dues are only $50.00 per month. New Metal Roof, A/C. Very little storm damage but items were replaced anyway. Secure area close to Tyndall and very affordable. Boat dock is shared by only the unit next door. No limits by the association on the type or size of boat and dock except it is not to be used by non-residents. Awesome opportunity for a serious boater with large boats, even sailboats (very rare in our area at this price). Great back porch, 2 car garage, secure subdivision. This will not last long. Being sold as-is but home is in great shape and move in ready. The boat dock will need some Maintenace to get the most out of it but at this price you cannot beat the waterfront views. Next Door Unit B was owned by the same family and it just sold last month to a very happy owner. Deep Water Boat channel is right off the end of the dock. Easy to show today! This is a million dollar view for 37.5%! 3 Beds ⋅ 2 Baths ⋅ 762449 MLS These pictures are a worth 1000 words! One of a Kind - Deep Bayou Waterfront with fantastic GULF ACCESS. Boaters Dream Townhome - Here is your chance to purchase an approx. 1700 sq ft 3 bedroom/ 2.5 bath townhome with a spectacular waterfront view with deep water boat dock for a bargain price. You must see the pictures to appreciate. Located in Callaway in a separate community of 5 buildings with 2 units per building. Overflow parking available. HOA dues are only $50.00 per month. New Metal Roof, A/C. Very little storm damage but items were replaced anyway. Secure area close to Tyndall and very affordable. Boat dock is shared by only the unit next door. No limits by the association on the type or size of boat and dock except it is not to be used by non-residents. Awesome opportunity for a serious boater with large boats, even sailboats (very rare in our area at this price). Great back porch, 2 car garage, secure subdivision. This will not last long. Being sold as-is but home is in great shape and move in ready. The boat dock will need some Maintenace to get the most out of it but at this price you cannot beat the waterfront views. Next Door Unit B was owned by the same family and it just sold last month to a very happy owner. Deep Water Boat channel is right off the end of the dock. Easy to show today! This is a million dollar view for 37.5%! 7120 Singleton Circle Unit A, Panama City
$620,000 WOW!!! This amazing home, on 100 ft of waterfront with a boat dock, dolphins and such a BEAUTIFUL view is available!!!! The sunrise is epic. They see dolphins, manatee, sea otters, osprey, Bald Eagle, kites, fish... it's so natural and beautiful! Take your pontoon boat from your dock to East Bay (20 minutes) or out to the Gulf (45 min) any day of the week! The dock also has power. This home is in Flood Zone X too!! There is a concrete saltwater pool in the back yard with shades and the most lovely view of the bay. The nice big back yard is mostly fenced down to the water for your own private paradise (lot is .67 acre!) You can also sit on the upstairs balcony, which is the whole length of the back of the home, or the downstairs covered porch. This home is a great space for entertaining as well as having a large family. No HOA, city water and sewer, irrigation/pool well already installed and recently got a new pump... updated water heaters (2) and A/C (2) are also in the home and the roof is 2019. The ring cameras and doorbell come with the home as well. They will negotiate most furnishings and once you look inside you will want them! Inside the home boasts 3,266 sq ft of space with no carpet! There are 5 bedrooms and 3 full bathrooms, 2 living rooms and a large laundry room. The kitchen has updated appliances with a double oven and including a downstairs fridge and little kitchen area- this was used as a mother-in-law suite as it has it's own entrance through the back of the home. They 2 have programmable thermostats, one for upstairs and one for downstairs. The 4 large, custom back doors are all new and slide beautifully. There are custom shades on the back doors upstairs too! Did you notice the solar panels? YES those will be paid off at closing and with a house as big as this, their bill each month for power is only $30-$40!! Sounds too good to be true- but it is! When you go see it, check out the secret man cave/ storage area under the house too- it has power and is a great hide out! This house is so neat- schedule your showing today! 5 Beds ⋅ 3 Baths ⋅ 771471 MLS WOW!!! This amazing home, on 100 ft of waterfront with a boat dock, dolphins and such a BEAUTIFUL view is available!!!! The sunrise is epic. They see dolphins, manatee, sea otters, osprey, Bald Eagle, kites, fish... it's so natural and beautiful! Take your pontoon boat from your dock to East Bay (20 minutes) or out to the Gulf (45 min) any day of the week! The dock also has power. This home is in Flood Zone X too!! There is a concrete saltwater pool in the back yard with shades and the most lovely view of the bay. The nice big back yard is mostly fenced down to the water for your own private paradise (lot is .67 acre!) You can also sit on the upstairs balcony, which is the whole length of the back of the home, or the downstairs covered porch. This home is a great space for entertaining as well as having a large family. No HOA, city water and sewer, irrigation/pool well already installed and recently got a new pump... updated water heaters (2) and A/C (2) are also in the home and the roof is 2019. The ring cameras and doorbell come with the home as well. They will negotiate most furnishings and once you look inside you will want them! Inside the home boasts 3,266 sq ft of space with no carpet! There are 5 bedrooms and 3 full bathrooms, 2 living rooms and a large laundry room. The kitchen has updated appliances with a double oven and including a downstairs fridge and little kitchen area- this was used as a mother-in-law suite as it has it's own entrance through the back of the home. They 2 have programmable thermostats, one for upstairs and one for downstairs. The 4 large, custom back doors are all new and slide beautifully. There are custom shades on the back doors upstairs too! Did you notice the solar panels? YES those will be paid off at closing and with a house as big as this, their bill each month for power is only $30-$40!! Sounds too good to be true- but it is! When you go see it, check out the secret man cave/ storage area under the house too- it has power and is a great hide out! This house is so neat- schedule your showing today! 268 Sukoshi Drive, Panama City
$265,500 Excellent 6.6 Acre Residential Waterfront Development Opportunity on Deer Point Lake near the Deer Point Dam and east and adjacent to the Ira Hutchison Park and Public Boat Ramp. This site is noted as Site 3 on the property aerial and part of a fragmented parcel consisting of 76.6 acres (Bay County Parcel Number 08671-000-000). Zoned Agriculture/Timberland (AG-2) in Unincorporated Bay County, rezoning & access to municipal water & sewer would require annexation into the City of Lynn Haven. Additional vacant waterfront and interior land parcels available from .84 acres to 130 acres along the Highway 2321 corridor in the Deer Point Lake and North Bay area. 667662 MLS Excellent 6.6 Acre Residential Waterfront Development Opportunity on Deer Point Lake near the Deer Point Dam and east and adjacent to the Ira Hutchison Park and Public Boat Ramp. This site is noted as Site 3 on the property aerial and part of a fragmented parcel consisting of 76.6 acres (Bay County Parcel Number 08671-000-000). Zoned Agriculture/Timberland (AG-2) in Unincorporated Bay County, rezoning & access to municipal water & sewer would require annexation into the City of Lynn Haven. Additional vacant waterfront and interior land parcels available from .84 acres to 130 acres along the Highway 2321 corridor in the Deer Point Lake and North Bay area. 4402 HIGHWAY 2321, Panama City
$602,500 'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' must be placed at the beginning of the Public Remarks. This recently remodeled 2-bedroom, 2-bath condo offers breathtaking Gulf views and is just steps from the powder-white sands of Panama City Beach. Thoughtfully updated and beautifully furnished with stylish, comfortable décor, this condo is being sold fully equipped--ready for immediate enjoyment or income production. Enjoy morning coffee or sunset cocktails from your private balcony overlooking the Gulf. The unit features impact-resistant windows and doors, offering added value and peace of mind. Located in a well-appointed resort with top-tier amenities: beachfront pool, tiki bar, heated pool and hot tub, fitness center, racquetball, and tennis courts. Just minutes to St. Andrews State Park, Grand Lagoon, and great local dining. Whether you're seeking a beachfront getaway or a strong vacation rental investment, this condo checks all the boxes. 2 Beds ⋅ 2 Baths ⋅ 776372 MLS 'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' must be placed at the beginning of the Public Remarks. This recently remodeled 2-bedroom, 2-bath condo offers breathtaking Gulf views and is just steps from the powder-white sands of Panama City Beach. Thoughtfully updated and beautifully furnished with stylish, comfortable décor, this condo is being sold fully equipped--ready for immediate enjoyment or income production. Enjoy morning coffee or sunset cocktails from your private balcony overlooking the Gulf. The unit features impact-resistant windows and doors, offering added value and peace of mind. Located in a well-appointed resort with top-tier amenities: beachfront pool, tiki bar, heated pool and hot tub, fitness center, racquetball, and tennis courts. Just minutes to St. Andrews State Park, Grand Lagoon, and great local dining. Whether you're seeking a beachfront getaway or a strong vacation rental investment, this condo checks all the boxes. 6201 Thomas Drive Unit 409, Panama City
$235,000 NEW HVAC, NO CARPETS AND EASY TO SHOW- Gulf-view unit featuring new LVP flooring and a barn door for a private sleeping bunk area. The kitchen includes white cabinetry, modern shiplap finishes, and a stylish backsplash. Here's your opportunity to own one of the best views in Laketown Wharf! Located on the 13th floor, this unit offers stunning Gulf views from the living room and balcony. With 9-foot ceilings and 1,047 sq. ft. of living space, this condo is fully furnished and includes kitchen appliances and a full-size stacked front-loading washer and dryer. Turn-key and rental-ready, accommodating up to six guests. New HVAC installed in July 2023 with NEST Thermostat and new water heater in August 2022. Laketown Wharf is known for its unmatched amenities. Residents and guests enjoy five pools, including one heated year-round, two hot tubs, a fitness center overlooking the Gulf, a kids' playground, pickleball, and even mini golf. The 52,000 square-foot boardwalk circles the lake with a nightly fountain and light show. Direct, gated beach access sits right next door to Pineapple Willy's. On the ground level, you'll find a lineup of restaurants, shops, and entertainment: Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, and more. The property also offers 810 Billiards & Bowling, a salon and nail bar, barbecue and pet areas, a poolside Splash Bar & Grill, two parking garages, and beach chair rentals. HOA dues include water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. Nearby attractions continue to grow, with Dolly Parton's Pirate Theater and Topgolf now open in Panama City Beach. Whether you're looking for a vacation home, income-producing rental, or a place to enjoy the coastal lifestyle full-time, Laketown Wharf 1318 is an opportunity worth seeing. All information is deemed reliable but should be verified by the buyer if important. 1 Beds ⋅ 2 Baths ⋅ 767979 MLS NEW HVAC, NO CARPETS AND EASY TO SHOW- Gulf-view unit featuring new LVP flooring and a barn door for a private sleeping bunk area. The kitchen includes white cabinetry, modern shiplap finishes, and a stylish backsplash. Here's your opportunity to own one of the best views in Laketown Wharf! Located on the 13th floor, this unit offers stunning Gulf views from the living room and balcony. With 9-foot ceilings and 1,047 sq. ft. of living space, this condo is fully furnished and includes kitchen appliances and a full-size stacked front-loading washer and dryer. Turn-key and rental-ready, accommodating up to six guests. New HVAC installed in July 2023 with NEST Thermostat and new water heater in August 2022. Laketown Wharf is known for its unmatched amenities. Residents and guests enjoy five pools, including one heated year-round, two hot tubs, a fitness center overlooking the Gulf, a kids' playground, pickleball, and even mini golf. The 52,000 square-foot boardwalk circles the lake with a nightly fountain and light show. Direct, gated beach access sits right next door to Pineapple Willy's. On the ground level, you'll find a lineup of restaurants, shops, and entertainment: Juan Taco, Wharf Seafood Buffet, The Candymaker Ice Cream Shop, PCB Pizza, In Cahoots for breakfast and brunch, The Press coffee shop, The Bun Lab, and more. The property also offers 810 Billiards & Bowling, a salon and nail bar, barbecue and pet areas, a poolside Splash Bar & Grill, two parking garages, and beach chair rentals. HOA dues include water, sewer, trash, cable/TV, pest control, WiFi, and full use of amenities. Nearby attractions continue to grow, with Dolly Parton's Pirate Theater and Topgolf now open in Panama City Beach. Whether you're looking for a vacation home, income-producing rental, or a place to enjoy the coastal lifestyle full-time, Laketown Wharf 1318 is an opportunity worth seeing. All information is deemed reliable but should be verified by the buyer if important. 9860 S Thomas Drive Unit 1318, Panama City
$98,000 Rare opportunity to own a 4.16-acre waterfront homesite in the northern part of Bay County, Florida, conveniently located near Highway 20 and Highway 77 just south of Washington County. This unique property consists of two side-by-side parcels, offering added flexibility, privacy, and long-term potential. The property features a pie-shaped layout with the majority of the buildable area located near the road frontage, providing a practical and accessible homesite location. As the land gently slopes toward the water, a semi-private pond is situated within the property, creating a natural focal point and peaceful setting. This pond partially extends onto the neighboring parcel, while still offering usable frontage and views. Access to the rear portion of the property is available along the left side of the pond, leading to additional acreage that extends to Bream Pond, a shared body of water enjoyed by surrounding property owners. This combination of a semi-private pond and access to a larger shared waterfront creates a rare opportunity to enjoy multiple water features on one property. This layout offers a versatile setup with a natural separation between the homesite and the rear portion of the property, making it well-suited for those seeking space, privacy, and recreational use. The property provides ample room for a custom home, workshop, and outdoor living areas, while still offering the benefit of waterfront access. Situated in a quiet, rural setting with county road frontage, this homesite provides the perfect balance of peaceful country living and accessibility. The property is located approximately 15 minutes to Lynn Haven and 25 minutes to Panama City, offering convenient access to shopping, dining, and everyday amenities. Zoned Residential Single Family with recorded covenants and restrictions. No HOA. Electric is available, with well and septic needed. Waterfront acreage of this size and setting is increasingly difficult to find in Bay County. Whether you are looking to build now or invest for the future, this property offers strong long-term potential. 771384 MLS Rare opportunity to own a 4.16-acre waterfront homesite in the northern part of Bay County, Florida, conveniently located near Highway 20 and Highway 77 just south of Washington County. This unique property consists of two side-by-side parcels, offering added flexibility, privacy, and long-term potential. The property features a pie-shaped layout with the majority of the buildable area located near the road frontage, providing a practical and accessible homesite location. As the land gently slopes toward the water, a semi-private pond is situated within the property, creating a natural focal point and peaceful setting. This pond partially extends onto the neighboring parcel, while still offering usable frontage and views. Access to the rear portion of the property is available along the left side of the pond, leading to additional acreage that extends to Bream Pond, a shared body of water enjoyed by surrounding property owners. This combination of a semi-private pond and access to a larger shared waterfront creates a rare opportunity to enjoy multiple water features on one property. This layout offers a versatile setup with a natural separation between the homesite and the rear portion of the property, making it well-suited for those seeking space, privacy, and recreational use. The property provides ample room for a custom home, workshop, and outdoor living areas, while still offering the benefit of waterfront access. Situated in a quiet, rural setting with county road frontage, this homesite provides the perfect balance of peaceful country living and accessibility. The property is located approximately 15 minutes to Lynn Haven and 25 minutes to Panama City, offering convenient access to shopping, dining, and everyday amenities. Zoned Residential Single Family with recorded covenants and restrictions. No HOA. Electric is available, with well and septic needed. Waterfront acreage of this size and setting is increasingly difficult to find in Bay County. Whether you are looking to build now or invest for the future, this property offers strong long-term potential. 14737 Bream Pond Drive, Panama City
$528,000 Currently Under Contract, Seller Will Consider Backup Offers. 2-bedroom, 2 full bath, 1,380 sq ft, fully furnished condo with an outstanding rental history. Panoramic Gulf views and balcony access from the living room and the master bedroom. 9-foot ceilings with crown molding throughout. Master bath with separate tub and shower, double vanity and a walk-in closet. For guests there is a large second bedroom and full bath. Condo is equipped with the Patriot IAQ whole-home air purifier system providing filtered, VOC-free, allergen-free air. State of the art elevators get you to the 17th floor in no time. Amenities at The Boardwalk include an onsite grill serving Gulf caught entrees, a convenience store and even a Tiki Bar serving your favorite adult bevarages while you lounge in the 2500 sq ft, seasonally heated, zero-entry pool. 2 Beds ⋅ 2 Baths ⋅ 771253 MLS Currently Under Contract, Seller Will Consider Backup Offers. 2-bedroom, 2 full bath, 1,380 sq ft, fully furnished condo with an outstanding rental history. Panoramic Gulf views and balcony access from the living room and the master bedroom. 9-foot ceilings with crown molding throughout. Master bath with separate tub and shower, double vanity and a walk-in closet. For guests there is a large second bedroom and full bath. Condo is equipped with the Patriot IAQ whole-home air purifier system providing filtered, VOC-free, allergen-free air. State of the art elevators get you to the 17th floor in no time. Amenities at The Boardwalk include an onsite grill serving Gulf caught entrees, a convenience store and even a Tiki Bar serving your favorite adult bevarages while you lounge in the 2500 sq ft, seasonally heated, zero-entry pool. 9450 S Thomas Unit 1710B, Panama City
$615,000 Welcome to Gulfcrest Unit 302—the ultimate beachfront escape you've been dreaming of. This oversized 2-bedroom plus bunk, 2-bath Gulf-front condo offers one of the most desirable and functional floorplans on the beach. Perfectly situated on the third floor, unit 302 delivers sweeping views of the emerald Gulf waters, the sugar-white sandy beach, and stunning sunsets—all views available from the oversized balcony, living room, dining area, kitchen, and master suite. Inside, you'll find a bright, open layout featuring 9-foot ceilings, expansive glass sliders, and a refined coastal-chic design that creates the relaxed feel of a beach house with the low-maintenance ease of condo living. Every inch of this meticulously maintained condo has been thoughtfully updated to offer both beauty and durability. The flooring throughout is premium luxury vinyl plank, while the spacious balcony has been finished in durable porcelain tile. The kitchen and both bathrooms have been upgraded with new granite countertops, and the kitchen also features updated stainless-steel appliances, a custom tile backsplash, and the kitchen counter has been extended to offer plenty of space for entertaining or casual meals. The Gulf-front master suite is a true retreat, offering direct balcony access, a double vanity with backlit mirrors, a walk-in shower with custom frameless glass doors, and a large walk-in closet complete with built-ins. A full-sized stackable washer and dryer add everyday convenience, while abundant closet space throughout the unit provides excellent storage. One of the standout features of Unit 302 is the private, deeded parking space in the covered parking deck—a rare and valuable amenity that guarantees ease of access year-round, especially during peak season. Whether you're seeking a turnkey vacation rental, a relaxing second home, or a full-time beachfront residence, this condo checks every box. It comfortably sleeps up to eight guests and is being offered fully furnished and beautifully decorated, making it completely move-in or rental ready from day one. Gulfcrest is one of Panama City Beach's premier Gulf-front communities, offering gated access, lush tropical landscaping, assigned and guest parking in the ample covered garage, three high-speed elevators, two large beachfront pools—one of which is heated seasonally—two hot tubs, and a kiddie pool. Resort-style amenities continue with a Tiki Bar serving food and drinks, poolside wireless internet, a gazebo and grilling area, a fitness center, game room, and direct private access to the beach. The property also includes an on-site rental and management office staffed seven days a week and provides 24-hour security for added peace of mind. With its perfect combination of location, updates, views, and amenities, Gulfcrest Unit 302 offers a rare opportunity to enjoy the very best of beachfront living. Don't miss your chance—schedule your private showing today! 2 Beds ⋅ 2 Baths ⋅ 776500 MLS Welcome to Gulfcrest Unit 302—the ultimate beachfront escape you've been dreaming of. This oversized 2-bedroom plus bunk, 2-bath Gulf-front condo offers one of the most desirable and functional floorplans on the beach. Perfectly situated on the third floor, unit 302 delivers sweeping views of the emerald Gulf waters, the sugar-white sandy beach, and stunning sunsets—all views available from the oversized balcony, living room, dining area, kitchen, and master suite. Inside, you'll find a bright, open layout featuring 9-foot ceilings, expansive glass sliders, and a refined coastal-chic design that creates the relaxed feel of a beach house with the low-maintenance ease of condo living. Every inch of this meticulously maintained condo has been thoughtfully updated to offer both beauty and durability. The flooring throughout is premium luxury vinyl plank, while the spacious balcony has been finished in durable porcelain tile. The kitchen and both bathrooms have been upgraded with new granite countertops, and the kitchen also features updated stainless-steel appliances, a custom tile backsplash, and the kitchen counter has been extended to offer plenty of space for entertaining or casual meals. The Gulf-front master suite is a true retreat, offering direct balcony access, a double vanity with backlit mirrors, a walk-in shower with custom frameless glass doors, and a large walk-in closet complete with built-ins. A full-sized stackable washer and dryer add everyday convenience, while abundant closet space throughout the unit provides excellent storage. One of the standout features of Unit 302 is the private, deeded parking space in the covered parking deck—a rare and valuable amenity that guarantees ease of access year-round, especially during peak season. Whether you're seeking a turnkey vacation rental, a relaxing second home, or a full-time beachfront residence, this condo checks every box. It comfortably sleeps up to eight guests and is being offered fully furnished and beautifully decorated, making it completely move-in or rental ready from day one. Gulfcrest is one of Panama City Beach's premier Gulf-front communities, offering gated access, lush tropical landscaping, assigned and guest parking in the ample covered garage, three high-speed elevators, two large beachfront pools—one of which is heated seasonally—two hot tubs, and a kiddie pool. Resort-style amenities continue with a Tiki Bar serving food and drinks, poolside wireless internet, a gazebo and grilling area, a fitness center, game room, and direct private access to the beach. The property also includes an on-site rental and management office staffed seven days a week and provides 24-hour security for added peace of mind. With its perfect combination of location, updates, views, and amenities, Gulfcrest Unit 302 offers a rare opportunity to enjoy the very best of beachfront living. Don't miss your chance—schedule your private showing today! 8715 Surf Drive Unit 302, Panama City
$489,000 Spacious 5BR/3.5BA home in the family-friendly Manors of Magnolia Hills offering 4,032 sq ft of open-concept living. Main-level primary suite features a walk-in closet, double vanity, separate shower, and soaking tub. Upstairs includes four additional bedrooms, a Jack-and-Jill bath, and an oversized bonus room. Enjoy pond views from the covered back patio or take out the included John boat for a relaxing afternoon on the water. Welcoming foyer, covered front porch, fenced yard, sprinkler system, and large storage shed included. Energy costs are exceptionally low: fully paid-off solar panels save $200-$300/month, dual HVAC systems with UV air purifiers, and average total utilities of just $150-$200/month. One-year home warranty included. Playground just steps from your front door, 20 minutes to Tyndall AFB, and zoned for Cedar Grove Elementary, Merritt Brown Middle, and Bay High School. Easy access to shopping, dining, and major roadways. Seller offering $7,500 flooring credit at closing, choose your own style & have installed prior to closing! Property is tenant-occupied; requiring a minimum 30 day close. Assumable 2.25% VA loan with approximately $303,000 balance at $1,839/month (P&I). Compare to $2,754/month at today's 7% rates, a savings of $915/month and $220,000+ over the life of the loan. Approximately $212,000 down required to assume. VA eligibility required. Don't let this rate walk out the door. This one truly is a must see! 5 Beds ⋅ 4 Baths ⋅ 771782 MLS Spacious 5BR/3.5BA home in the family-friendly Manors of Magnolia Hills offering 4,032 sq ft of open-concept living. Main-level primary suite features a walk-in closet, double vanity, separate shower, and soaking tub. Upstairs includes four additional bedrooms, a Jack-and-Jill bath, and an oversized bonus room. Enjoy pond views from the covered back patio or take out the included John boat for a relaxing afternoon on the water. Welcoming foyer, covered front porch, fenced yard, sprinkler system, and large storage shed included. Energy costs are exceptionally low: fully paid-off solar panels save $200-$300/month, dual HVAC systems with UV air purifiers, and average total utilities of just $150-$200/month. One-year home warranty included. Playground just steps from your front door, 20 minutes to Tyndall AFB, and zoned for Cedar Grove Elementary, Merritt Brown Middle, and Bay High School. Easy access to shopping, dining, and major roadways. Seller offering $7,500 flooring credit at closing, choose your own style & have installed prior to closing! Property is tenant-occupied; requiring a minimum 30 day close. Assumable 2.25% VA loan with approximately $303,000 balance at $1,839/month (P&I). Compare to $2,754/month at today's 7% rates, a savings of $915/month and $220,000+ over the life of the loan. Approximately $212,000 down required to assume. VA eligibility required. Don't let this rate walk out the door. This one truly is a must see! 3946 Whitehead Boulevard, Panama City
$232,500 **CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.**Waterfront & Move-In Ready! This one-level 2 Bedroom - 2 Bath townhome offers quiet living just 20 minutes from dining and shopping, with a private courtyard entrance, lake-view screened porch, and your own dock for stunning sunsets and fishing. Inside, enjoy a granite kitchen, cozy fireplace, and a primary suite designed for comfort and with it's own spectacular water view. Detached garage with workshop space and maintenance free turf lawn makes this rare find even better—schedule your showing today! 2 Beds ⋅ 2 Baths ⋅ 777721 MLS **CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.**Waterfront & Move-In Ready! This one-level 2 Bedroom - 2 Bath townhome offers quiet living just 20 minutes from dining and shopping, with a private courtyard entrance, lake-view screened porch, and your own dock for stunning sunsets and fishing. Inside, enjoy a granite kitchen, cozy fireplace, and a primary suite designed for comfort and with it's own spectacular water view. Detached garage with workshop space and maintenance free turf lawn makes this rare find even better—schedule your showing today! 1824 Mallard Drive Unit D, Panama City
$2,349,000 Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining. 4 Beds ⋅ 4 Baths ⋅ 774663 MLS Waterfront Luxury - Fully Furnished Arthur Rutenberg Home - where elegance meets effortless living. This fully furnished, professionally decorated AR Homes by Arthur Rutenberg Home offers over 5,000 total square feet under roof and is ready for immediate move-in. Situated on 154 feet of deep-water bayou frontage, this 4-bedroom plus den residence showcases soaring vaulted ceilings, exposed beams, and designer finishes throughout. The home includes a Home Delivery Center for secure, contact-free package drop-off, and features expansive disappearing glass walls that open to a resort-style outdoor living area with a vanishing-edge pool, outdoor kitchen, lanai, and cabana. Located in the upscale community of Cove Pointe, with low HOA dues, this exceptional property offers direct access to Shell Island and the Gulf of America. Offered fully furnished, this is a rare opportunity to own a turnkey luxury waterfront home designed for both everyday comfort and high-end entertaining. 1164 Cove Pointe Drive, Panama City
$2,250,000 This property has sold! Discover similar listings by reaching out to us for an updated list of available properties that match your preferences. This is one of the most impressive pieces of waterfront real estate in Panama City Beach. Keep the existing homes (main house and guest house) or redevelop into a modern, grand estate. ------------ Nestled amid lush pines, oaks and magnolias, ''Fiddler's Green'' is a serene haven set on 2.98+ acres of coastal paradise. With an incredible 800 feet of water frontage, this idyllic retreat offers unparalleled views and direct access to enjoying fishing and boating in St. Andrews Bay, the Gulf beyond, or in the bayou out back. In 2005, the home was remodeled to enhance and modernize it for gracious living and easy entertaining, and now features a two-level, fan-shaped living room that elegantly divides the house into two distinct wings. Each of the three bedrooms, with private bath, is tucked within its respective wing to provide personal sanctuaries. The heart of the home lies within the spacious great room, seamlessly blending living, dining, and kitchen areas, anchored by the huge fireplace on one side and the copper-topped bar on the other. The standout feature is the expansive window wall, offering 180-degree panoramic views of the ever-changing sky, water, and shores from the comfort of home. Parades of fascinating watercraft enliven the water scene, while birds, deer and dolphins make regular appearances. With no HOA to restrict your lifestyle, a separate guest house, and a truly unique parcel of land, this extraordinary property stands as a rare find in the market. Aptly named for the perpetual joy it evokes, Fiddler's Green offers both seclusion and convenience. While providing privacy and peace, it is also just minutes away from St Andrews State Park, Bay Point amenities, and a plethora of the area's best restaurants. Schedule a viewing today to experience the romance and the magic of ''Fiddler's Green'' firsthand. 4 Beds ⋅ 5 Baths ⋅ 756842 MLS This property has sold! Discover similar listings by reaching out to us for an updated list of available properties that match your preferences. This is one of the most impressive pieces of waterfront real estate in Panama City Beach. Keep the existing homes (main house and guest house) or redevelop into a modern, grand estate. ------------ Nestled amid lush pines, oaks and magnolias, ''Fiddler's Green'' is a serene haven set on 2.98+ acres of coastal paradise. With an incredible 800 feet of water frontage, this idyllic retreat offers unparalleled views and direct access to enjoying fishing and boating in St. Andrews Bay, the Gulf beyond, or in the bayou out back. In 2005, the home was remodeled to enhance and modernize it for gracious living and easy entertaining, and now features a two-level, fan-shaped living room that elegantly divides the house into two distinct wings. Each of the three bedrooms, with private bath, is tucked within its respective wing to provide personal sanctuaries. The heart of the home lies within the spacious great room, seamlessly blending living, dining, and kitchen areas, anchored by the huge fireplace on one side and the copper-topped bar on the other. The standout feature is the expansive window wall, offering 180-degree panoramic views of the ever-changing sky, water, and shores from the comfort of home. Parades of fascinating watercraft enliven the water scene, while birds, deer and dolphins make regular appearances. With no HOA to restrict your lifestyle, a separate guest house, and a truly unique parcel of land, this extraordinary property stands as a rare find in the market. Aptly named for the perpetual joy it evokes, Fiddler's Green offers both seclusion and convenience. While providing privacy and peace, it is also just minutes away from St Andrews State Park, Bay Point amenities, and a plethora of the area's best restaurants. Schedule a viewing today to experience the romance and the magic of ''Fiddler's Green'' firsthand. 2623 Magnolia Point Road, Panama City
$398,000 Welcome to 516 William Way, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction offers beach access by boat to the Gulf of Mexico. As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of natural light, making the home feel bright and spacious. The garage offers two spaces that can easily accommodate two large trucks, adding even more convenience to this amazing home. Th master bedroom faces the water, giving you stunning views the moment you wake up. It features gorgeous tile work, a luxurious shower, and a massive walk-in closet a perfect blend of comfort and elegance. 3 Beds ⋅ 3 Baths ⋅ 776857 MLS Welcome to 516 William Way, a beautiful waterfront home in the peaceful and quiet neighborhood of Shadow Bay. This brand-new construction offers beach access by boat to the Gulf of Mexico. As you step inside, you'll immediately notice the incredible attention to detail, with high ceilings and thoughtfully designed finishes that create a warm, inviting space. The open layout allows for plenty of natural light, making the home feel bright and spacious. The garage offers two spaces that can easily accommodate two large trucks, adding even more convenience to this amazing home. Th master bedroom faces the water, giving you stunning views the moment you wake up. It features gorgeous tile work, a luxurious shower, and a massive walk-in closet a perfect blend of comfort and elegance. 516 William Way, Panama City
$395,000 🚨 READY TO SELL NOW! 🚨 HUGE PRICE DROP — NOW $399,900! (Previously $449,900) LOW FLOOR • CENTER STACK • GULF-FRONT MASTER BEDROOM • MOST POPULAR 2BR + BUNK PLAN This is one of the BEST values at Shores of Panama right now! Located on the highly desired 4th floor, this premier 2BR + Bunk condo offers the perfect elevation for easy access, straight-on views of the lagoon pool and Gulf, and your own reserved 4th-floor parking space just steps from your door. Beautifully updated and TurnKey Rental Ready, this condo features: • All-tile flooring throughout • New furnishings (2024) • Stainless steel appliances • Full-size washer & dryer • Fresh décor and kitchen amenities The Gulf-front master bedroom opens directly to the balcony—an upgrade most floorplans do not offer. The large ensuite bath includes a double vanity, walk-in closet, soaking tub, and separate shower. The bunk room has natural light, a privacy door, and easy access to the second full bathroom, making this one of the highest-demand layouts for both families and investors. Professionally managed by Azure Properties, this condo enjoys excellent rental performance with an average guest review rating of 4.9 stars across booking platforms. Shores of Panama amenities include: • Iconic 14,000 sq ft lagoon-style Gulf-front pool • Two hot tubs • Indoor heated pool • Beachfront tiki bars • Large fitness center • Banquet/conference room • Coffee/donut shop • 500+ ft of sugar-white beach • Onsite bike/locker rentals • 24/7 onsite security Perfectly located next to Pineapple Willy's, Waffle House, The Wharf Buffet, and a short walk to Super Walmart and multiple shops & restaurants. This price point is RARE for a low-floor Gulf-front master unit—don't miss it! Buyer to verify all information important to them including square footage, room dimensions, COA dues/assessments, and taxes. 2 Beds ⋅ 3 Baths ⋅ 771278 MLS 🚨 READY TO SELL NOW! 🚨 HUGE PRICE DROP — NOW $399,900! (Previously $449,900) LOW FLOOR • CENTER STACK • GULF-FRONT MASTER BEDROOM • MOST POPULAR 2BR + BUNK PLAN This is one of the BEST values at Shores of Panama right now! Located on the highly desired 4th floor, this premier 2BR + Bunk condo offers the perfect elevation for easy access, straight-on views of the lagoon pool and Gulf, and your own reserved 4th-floor parking space just steps from your door. Beautifully updated and TurnKey Rental Ready, this condo features: • All-tile flooring throughout • New furnishings (2024) • Stainless steel appliances • Full-size washer & dryer • Fresh décor and kitchen amenities The Gulf-front master bedroom opens directly to the balcony—an upgrade most floorplans do not offer. The large ensuite bath includes a double vanity, walk-in closet, soaking tub, and separate shower. The bunk room has natural light, a privacy door, and easy access to the second full bathroom, making this one of the highest-demand layouts for both families and investors. Professionally managed by Azure Properties, this condo enjoys excellent rental performance with an average guest review rating of 4.9 stars across booking platforms. Shores of Panama amenities include: • Iconic 14,000 sq ft lagoon-style Gulf-front pool • Two hot tubs • Indoor heated pool • Beachfront tiki bars • Large fitness center • Banquet/conference room • Coffee/donut shop • 500+ ft of sugar-white beach • Onsite bike/locker rentals • 24/7 onsite security Perfectly located next to Pineapple Willy's, Waffle House, The Wharf Buffet, and a short walk to Super Walmart and multiple shops & restaurants. This price point is RARE for a low-floor Gulf-front master unit—don't miss it! Buyer to verify all information important to them including square footage, room dimensions, COA dues/assessments, and taxes. 9900 S Thomas Drive Unit 418, Panama City
$425,000 Welcome to your spacious dream home! This beautifully maintained 5-bedroom, 3.5-bathroom residence offers an impressive 2,800 sq ft of versatile living space, thoughtfully designed for comfort, function, and flexibility. Perfect for multigenerational living, the home features a private mother-in-law suite with its own entrance—ideal for guests or extended family. You'll also find bonus spaces including a dedicated home office, as well as a large kitchen pantry and dry bar. Step away from the living areas to enjoy your enclosed large, heated swim-spa, perfect for year-round fun and entertaining. The large attached garage offers ample storage and parking with additional room for tools or recreational gear. Nestled in Saint Andrews on Lake Caroline, this charming home has the space you need and the features you want—all under one roof. 5 Beds ⋅ 4 Baths ⋅ 777648 MLS Welcome to your spacious dream home! This beautifully maintained 5-bedroom, 3.5-bathroom residence offers an impressive 2,800 sq ft of versatile living space, thoughtfully designed for comfort, function, and flexibility. Perfect for multigenerational living, the home features a private mother-in-law suite with its own entrance—ideal for guests or extended family. You'll also find bonus spaces including a dedicated home office, as well as a large kitchen pantry and dry bar. Step away from the living areas to enjoy your enclosed large, heated swim-spa, perfect for year-round fun and entertaining. The large attached garage offers ample storage and parking with additional room for tools or recreational gear. Nestled in Saint Andrews on Lake Caroline, this charming home has the space you need and the features you want—all under one roof. 1221 Marie Ann Boulevard, Panama City
$1,350,000 CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. The current offer for this property has a kick-out clause. If you've been in search of the ideal waterfront property, take a look at this 3,380 square foot, 4-bedroom, 3-bathroom waterfront residence that's situated on a generous well over a half-acre lot. You'll relish 83 feet of shoreline on St. Andrews Bay, and you're just a short stroll away from Historic Downtown St. Andrews whenever you desire. Don't miss your chance to make this unique property yours. The home was expertly constructed by its sole owner, who was an engineer. With foresight, they positioned the house at an elevated vantage to accommodate the ever-changing shoreline. The house is thoughtfully designed and solidly built, awaiting the creative touch of its future owners. Some noteworthy features include two wood-burning fireplaces, one of which is a Heatilator gas and wood-burning fireplace, and the other is located in the parlor, crafted with marble and a custom mantle. Additionally, there's a bedroom on the lower level with a walk-in closet, and the entire home boasts beautiful solid oak flooring, not to mention captivating Bay views from most rooms. 5 Beds ⋅ 3 Baths ⋅ 777173 MLS CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. The current offer for this property has a kick-out clause. If you've been in search of the ideal waterfront property, take a look at this 3,380 square foot, 4-bedroom, 3-bathroom waterfront residence that's situated on a generous well over a half-acre lot. You'll relish 83 feet of shoreline on St. Andrews Bay, and you're just a short stroll away from Historic Downtown St. Andrews whenever you desire. Don't miss your chance to make this unique property yours. The home was expertly constructed by its sole owner, who was an engineer. With foresight, they positioned the house at an elevated vantage to accommodate the ever-changing shoreline. The house is thoughtfully designed and solidly built, awaiting the creative touch of its future owners. Some noteworthy features include two wood-burning fireplaces, one of which is a Heatilator gas and wood-burning fireplace, and the other is located in the parlor, crafted with marble and a custom mantle. Additionally, there's a bedroom on the lower level with a walk-in closet, and the entire home boasts beautiful solid oak flooring, not to mention captivating Bay views from most rooms. 2527 W 9th Street, Panama City
$379,900 CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Life is grand on Grand Lagoon! This freshly updated 3MB/3MB Condominium in beautiful Greenwood Estates sports numerous updates including: new HVAC (2022); Water Heater (2024); Interior Paint (2025) and beautiful new Quartz Kitchen Countertops. Each bedroom has its own full bathroom with a two bedroom down and one up, unique and practical floorplan. Additionally, enjoy the extra space of the loft suitable for a home office or den with spectacular views of The Grand Lagoon. Wave to the dolphins as you watch them play. Tastefully furnished and decorated, this is not a rental property and has served as a full-time residence for the current owner. Greenwood Estates extensive amenities include an awesome, clean swimming pool with grilling and picnic areas! Enjoy fishing from the boat dock. Seller has a transferable (sign at closing) agreement with the HOA to occupy and use Boat Slip #11. Boat Slip #11 was rebuilt in 2022 and the lift comes with an extra motor. Furnishings as shown, are included is this incredible Grand Lagoon dream home. Saltwater access makes for memorable days at nearby Shell Island and fishing trips in the Gulf of America. Just another day in paradise! Thank yourselves nightly for this quality of life that few aspire to! Contact your favorite Realtor and come take a look today! 3 Beds ⋅ 3 Baths ⋅ 755442 MLS CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Life is grand on Grand Lagoon! This freshly updated 3MB/3MB Condominium in beautiful Greenwood Estates sports numerous updates including: new HVAC (2022); Water Heater (2024); Interior Paint (2025) and beautiful new Quartz Kitchen Countertops. Each bedroom has its own full bathroom with a two bedroom down and one up, unique and practical floorplan. Additionally, enjoy the extra space of the loft suitable for a home office or den with spectacular views of The Grand Lagoon. Wave to the dolphins as you watch them play. Tastefully furnished and decorated, this is not a rental property and has served as a full-time residence for the current owner. Greenwood Estates extensive amenities include an awesome, clean swimming pool with grilling and picnic areas! Enjoy fishing from the boat dock. Seller has a transferable (sign at closing) agreement with the HOA to occupy and use Boat Slip #11. Boat Slip #11 was rebuilt in 2022 and the lift comes with an extra motor. Furnishings as shown, are included is this incredible Grand Lagoon dream home. Saltwater access makes for memorable days at nearby Shell Island and fishing trips in the Gulf of America. Just another day in paradise! Thank yourselves nightly for this quality of life that few aspire to! Contact your favorite Realtor and come take a look today! 7813 N Lagoon Drive Unit 8E, Panama City
$529,000 GREAT INVESTMENT PROPERTY THAT IS TURNKEY READY! Step into Boardwalk Unit 303, a beautifully maintained Gulf-front condo offering strong rental potential, exceptional guest reviews, and plenty of opportunity for owner enjoyment. This 2-bedroom, 2-bath retreat is situated on a desirable lower level, offering convenience, privacy, and incredible Gulf views. AirDNA projects annual rental revenue of approximately $49,500 at just 58% occupancy, with an average daily rate of $236, giving owners the flexibility to generate rental income while still enjoying the condo themselves. The current owners have done exactly that, using the property personally while maintaining impressive rental performance. Even better, this unit has earned 75 five-star reviews on VRBO, demonstrating its proven guest appeal and repeat-worthy experience. VRBO Listing #1201224 is available for reference. Beautifully appointed with Restoration Hardware furnishings, high-end blackout curtains, top-of-the-line mattresses, and luxurious bedding, this condo is truly turnkey and ready to rent from day one. From sunrise to sunset, enjoy unobstructed panoramic Gulf views from the private balcony. The open floor plan creates a bright and inviting living space, flowing seamlessly from the upgraded kitchen with granite countertops, stainless steel appliances, and breakfast bar into the Gulf-front living area. The Gulf-front primary suite features balcony access, a soaking tub, walk-in shower, double vanity, and large closet. The private second bedroom offers its own full bath, providing excellent privacy for guests. Additional features include in-unit laundry, crown molding, and elevated coastal design details throughout. Boardwalk Beach Resort remains one of PCB's premier Gulf-front destinations, offering a zero-entry Gulf-front pool, two hot tubs, splash pad, on-site bar and grill, sauna, convenience shop, 24-hour gated security, and covered garage parking. With expansive beach frontage and excellent walkability to restaurants, events, and attractions, the location continues to be a favorite among vacationers. With Tootsies open nearby, the area is positioned to offer even more dining, nightlife, and entertainment within easy reach. NOW OFFERED AT A NEW REDUCED PRICE, Boardwalk Unit 303 presents an outstanding opportunity for buyers looking for a turnkey investment property with projected rental income, a proven five-star guest history, and the flexibility to enjoy their own piece of the Gulf Coast. 2 Beds ⋅ 2 Baths ⋅ 777888 MLS GREAT INVESTMENT PROPERTY THAT IS TURNKEY READY! Step into Boardwalk Unit 303, a beautifully maintained Gulf-front condo offering strong rental potential, exceptional guest reviews, and plenty of opportunity for owner enjoyment. This 2-bedroom, 2-bath retreat is situated on a desirable lower level, offering convenience, privacy, and incredible Gulf views. AirDNA projects annual rental revenue of approximately $49,500 at just 58% occupancy, with an average daily rate of $236, giving owners the flexibility to generate rental income while still enjoying the condo themselves. The current owners have done exactly that, using the property personally while maintaining impressive rental performance. Even better, this unit has earned 75 five-star reviews on VRBO, demonstrating its proven guest appeal and repeat-worthy experience. VRBO Listing #1201224 is available for reference. Beautifully appointed with Restoration Hardware furnishings, high-end blackout curtains, top-of-the-line mattresses, and luxurious bedding, this condo is truly turnkey and ready to rent from day one. From sunrise to sunset, enjoy unobstructed panoramic Gulf views from the private balcony. The open floor plan creates a bright and inviting living space, flowing seamlessly from the upgraded kitchen with granite countertops, stainless steel appliances, and breakfast bar into the Gulf-front living area. The Gulf-front primary suite features balcony access, a soaking tub, walk-in shower, double vanity, and large closet. The private second bedroom offers its own full bath, providing excellent privacy for guests. Additional features include in-unit laundry, crown molding, and elevated coastal design details throughout. Boardwalk Beach Resort remains one of PCB's premier Gulf-front destinations, offering a zero-entry Gulf-front pool, two hot tubs, splash pad, on-site bar and grill, sauna, convenience shop, 24-hour gated security, and covered garage parking. With expansive beach frontage and excellent walkability to restaurants, events, and attractions, the location continues to be a favorite among vacationers. With Tootsies open nearby, the area is positioned to offer even more dining, nightlife, and entertainment within easy reach. NOW OFFERED AT A NEW REDUCED PRICE, Boardwalk Unit 303 presents an outstanding opportunity for buyers looking for a turnkey investment property with projected rental income, a proven five-star guest history, and the flexibility to enjoy their own piece of the Gulf Coast. 9450 S Thomas Drive Unit 303C, Panama City
$169,500 Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at $67,500 creek front lots start at $149,500. Bring your own builder or ask for information on some of the creative builders who have already built in the community. Don't forget to check out the Creek House by the creek and the Summer House by the pool. 769390 MLS Welcome to Cedar Creek at Deerpoint Lake. This community is tucked away in a natural setting boasting the large pavilion for picnics or parties, an outdoor catering kitchen and a large pool next to the playground with updated play equipment. There is a nicely decorated clubhouse for your private gatherings, events or roasting marshmallows over the open fire pit out back. Interior lots start at $67,500 creek front lots start at $149,500. Bring your own builder or ask for information on some of the creative builders who have already built in the community. Don't forget to check out the Creek House by the creek and the Summer House by the pool. 9874 Summer Creek Drive, Panama City
$785,000 Under Contract Taking Backups. OPEN HOUSE SUN 27th 12-3p.Come see this RARE opportunity to own almost 120' of WATERFRONT on Grand Lagoon. Most lots are 50' wide but, this gem has a fabulous panoramic view and frontage complete with seawall and a 50' dock with boat lift and extra boat slip. Live out your dreams here or short term rent if you wish with no restrictions. For the traveller, there is an extra long/wide driveway complete with RV hook ups. The interior has been remodeled throughout including a chefs dream kitchen and both bathrooms. The open concept allows for views from both living room and master bedroom. Major plusses include Hurricane shutters, roof replaced in 2019 and the home has been connected to city sewer.The outdoor living in this home is AMAZING. The huge deck extends across the entire rear of the home. This is an entertainers dream with the main area measuring 24'x 16'. and a retractable sunshade to cover if you wish. Ride your golf cart to the beach or your favorite restaurant. Call for a private showing today!! 3 Beds ⋅ 2 Baths ⋅ 762251 MLS Under Contract Taking Backups. OPEN HOUSE SUN 27th 12-3p.Come see this RARE opportunity to own almost 120' of WATERFRONT on Grand Lagoon. Most lots are 50' wide but, this gem has a fabulous panoramic view and frontage complete with seawall and a 50' dock with boat lift and extra boat slip. Live out your dreams here or short term rent if you wish with no restrictions. For the traveller, there is an extra long/wide driveway complete with RV hook ups. The interior has been remodeled throughout including a chefs dream kitchen and both bathrooms. The open concept allows for views from both living room and master bedroom. Major plusses include Hurricane shutters, roof replaced in 2019 and the home has been connected to city sewer.The outdoor living in this home is AMAZING. The huge deck extends across the entire rear of the home. This is an entertainers dream with the main area measuring 24'x 16'. and a retractable sunshade to cover if you wish. Ride your golf cart to the beach or your favorite restaurant. Call for a private showing today!! 8234 S Lagoon Drive, Panama City
$300,000 NEW HVAC | $60K GROSS INCOME IN 2023 & 2024 | GULF VIEWS FROM THE 18TH FLOOR Professionally managed by a boutique rental company, this west-facing Shores of Panama condo offers both investment potential and resort-style living. With approximately $60,000 in gross rental income in both 2023 and 2024, the unit comes fully furnished and turn-key with new luxury floating LVP flooring, updated furniture within the last two years, privacy curtains, and a deeded parking space. This desirable Type-N floor plan features one bedroom, a private bunk area, two full bathrooms, and in-unit laundry. The balcony is outfitted with Pollywood furniture and overlooks the resort's lagoon-style pool and the Gulf of Mexico, offering stunning sunset views. The primary suite includes an adjustable orthopedic mattress with remote control and east-facing windows that provide sunrise and Gulf views across Panama City Beach. Shores of Panama is known for its expansive resort amenities, including a beachfront lagoon-style pool with palm-lined islands, fountains, and zero-entry access, as well as a heated indoor pool and hot tub, 24-hour fitness center, seasonal poolside Tiki bar, exclusive beach access, covered parking, on-site security, and complimentary Wi-Fi. The location is ideal, with Pineapple Willy's next door and multiple restaurants and attractions just across the street at Laketown Wharf. All information and HOA fees are deemed accurate but should be verified by buyers if important. 1 Beds ⋅ 2 Baths ⋅ 776480 MLS NEW HVAC | $60K GROSS INCOME IN 2023 & 2024 | GULF VIEWS FROM THE 18TH FLOOR Professionally managed by a boutique rental company, this west-facing Shores of Panama condo offers both investment potential and resort-style living. With approximately $60,000 in gross rental income in both 2023 and 2024, the unit comes fully furnished and turn-key with new luxury floating LVP flooring, updated furniture within the last two years, privacy curtains, and a deeded parking space. This desirable Type-N floor plan features one bedroom, a private bunk area, two full bathrooms, and in-unit laundry. The balcony is outfitted with Pollywood furniture and overlooks the resort's lagoon-style pool and the Gulf of Mexico, offering stunning sunset views. The primary suite includes an adjustable orthopedic mattress with remote control and east-facing windows that provide sunrise and Gulf views across Panama City Beach. Shores of Panama is known for its expansive resort amenities, including a beachfront lagoon-style pool with palm-lined islands, fountains, and zero-entry access, as well as a heated indoor pool and hot tub, 24-hour fitness center, seasonal poolside Tiki bar, exclusive beach access, covered parking, on-site security, and complimentary Wi-Fi. The location is ideal, with Pineapple Willy's next door and multiple restaurants and attractions just across the street at Laketown Wharf. All information and HOA fees are deemed accurate but should be verified by buyers if important. 9900 S Thomas Drive Unit 1825, Panama City
$400,000 This unit 1925 at Shores of Panama Beach Resort has been renovated to include comfort and beauty and provides endless opportunities for relaxing by the Gulf! When you enter the unit you will already begin to feel relaxed when viewing the mesmerizing coastal views! Once inside the unit you have amazing views from the Master bedroom and the Kitchen living area! This is the perfect sunset spot too as you can lounge on your couch or poly wood loungers on your own private balcony and watch the amazing sunsets Panama City Beach Offers! Having the Master bedroom and a bunk area with 2 full bathrooms provides ample room for up to 6 guests. The bunk area has a full bunk on the lower and is enclosed by a sliding barn door providing you or your guests even more privacy! This condo boasts new flooring throughout, shiplap walls, smooth ceilings, granite countertops, washer/dryer stack. Don't miss the opportunity to make this your home or rental investment and enjoy basking in the indoor/outdoor pools, hot tub, or utilize the fitness center onsite. There is 24 hour security and beach access! The Shores of Panama is also located near so many dining options and fun activities! Check this one out it's really turnkey and ready for you! Fully furnished! You will also have a dedicated parking spot labeled 1925 and it's located on the 10th floor. During peak season there will be tiki food snacks, beverages, bar, and also inside you will find more snacks, along with ice cream shop! 1 Beds ⋅ 2 Baths ⋅ 767725 MLS This unit 1925 at Shores of Panama Beach Resort has been renovated to include comfort and beauty and provides endless opportunities for relaxing by the Gulf! When you enter the unit you will already begin to feel relaxed when viewing the mesmerizing coastal views! Once inside the unit you have amazing views from the Master bedroom and the Kitchen living area! This is the perfect sunset spot too as you can lounge on your couch or poly wood loungers on your own private balcony and watch the amazing sunsets Panama City Beach Offers! Having the Master bedroom and a bunk area with 2 full bathrooms provides ample room for up to 6 guests. The bunk area has a full bunk on the lower and is enclosed by a sliding barn door providing you or your guests even more privacy! This condo boasts new flooring throughout, shiplap walls, smooth ceilings, granite countertops, washer/dryer stack. Don't miss the opportunity to make this your home or rental investment and enjoy basking in the indoor/outdoor pools, hot tub, or utilize the fitness center onsite. There is 24 hour security and beach access! The Shores of Panama is also located near so many dining options and fun activities! Check this one out it's really turnkey and ready for you! Fully furnished! You will also have a dedicated parking spot labeled 1925 and it's located on the 10th floor. During peak season there will be tiki food snacks, beverages, bar, and also inside you will find more snacks, along with ice cream shop! 9900 S Thomas Drive Unit 1925, Panama City
$249,500 Back on the Market with 2 Brand NEW HVAC Systems (September 16th 2025 $13k Value) & NEW Stainless Steel DISHWASHER September 2025! First Buyer backed out but this beautiful townhome is back on the market EVEN BETTER! Move-In Ready & Updated! This centrally located 3 bedroom 2.5 bath LAKEFRONT unit is located in the gated community of Baldwin Rowe. Kitchen features a breakfast bar, stainless steel appliances, backsplash, slab granite countertops, oversized sink, 2 pantries/storage closets and pennant lights. The Living room offers beautiful luxury vinyl plank flooring, crown molding in all rooms and sliding glass doors to the screened back patio equipped with rubber patio flooring facing the lake. There is a 1/2 bath downstairs. The spacious Primary bedroom faces the lake and has a walk in closet & an en suite with double vanity, large garden tub/shower combo. The 2 Additional bedrooms & bath are also located on the 2nd floor but separated with a hallway door offering a nice divide of privacy. The laundry room is spacious with storage shelving & conveniently located upstairs. Every bedroom has extra thick carpet with 12.7mm foam carpet padding with moisture barrier. This community is located in the heart of Panama City convenient to great schools, shopping, hospitals & just a short drive to the colleges! Enjoy this 3 bedroom 2.5 bath spacious home lakefront living lifestyle without all the exterior upkeep! HOA fee covers the gated entry, lawn maintenance, pool, clubhouse, common areas, trash, pest control & tree trimming. Make your appointment to see this home TODAY! 3 Beds ⋅ 3 Baths ⋅ 778052 MLS Back on the Market with 2 Brand NEW HVAC Systems (September 16th 2025 $13k Value) & NEW Stainless Steel DISHWASHER September 2025! First Buyer backed out but this beautiful townhome is back on the market EVEN BETTER! Move-In Ready & Updated! This centrally located 3 bedroom 2.5 bath LAKEFRONT unit is located in the gated community of Baldwin Rowe. Kitchen features a breakfast bar, stainless steel appliances, backsplash, slab granite countertops, oversized sink, 2 pantries/storage closets and pennant lights. The Living room offers beautiful luxury vinyl plank flooring, crown molding in all rooms and sliding glass doors to the screened back patio equipped with rubber patio flooring facing the lake. There is a 1/2 bath downstairs. The spacious Primary bedroom faces the lake and has a walk in closet & an en suite with double vanity, large garden tub/shower combo. The 2 Additional bedrooms & bath are also located on the 2nd floor but separated with a hallway door offering a nice divide of privacy. The laundry room is spacious with storage shelving & conveniently located upstairs. Every bedroom has extra thick carpet with 12.7mm foam carpet padding with moisture barrier. This community is located in the heart of Panama City convenient to great schools, shopping, hospitals & just a short drive to the colleges! Enjoy this 3 bedroom 2.5 bath spacious home lakefront living lifestyle without all the exterior upkeep! HOA fee covers the gated entry, lawn maintenance, pool, clubhouse, common areas, trash, pest control & tree trimming. Make your appointment to see this home TODAY! 1604 Baldwin Rowe Circle, Panama City
$1,045,000 NO HOA and a very MOTIVATED SELLER looking for an offer on this beachfront townhouse -- closing on a church property and wants the cash out of this Gulf property for it. Beach Blvd #D offers two stories of generous square footage, two brand new decks, and a 1-car garage. Imagine waking up to the sea every morning! The location is a surprisingly quiet area off the main drag, yet close to the many attractions, shops, and eateries. This opportunity is offered fully furnished as a perfect turn-key vacation rental investment or second home. Note the easy-care flooring, beachy colors and decor, and thoughtful touches that create the relaxed atmosphere of a private family beach house. The expansive floor plan features living and entertainment space on the first floor with three bedrooms on the second, all having their own baths. The incredible beach view owner's suite has high ceilings, and streaming sunlight through high dormer windows, sitting area, and private deck. The spacious second bedroom has a queen bed plus two new sets of full-sized bunk beds, so it really adds to the number of heads you can put in beds. And the dedicated bunk room has two twin sets for the kids. Both decks are brand new with durable poly furniture and breathtaking views of the stunning beach accented by the privacy and protection of the natural dunes. The ground floor deck has a convenient outdoor shower for those many sandy days. A paver pathway leads you to the sparkling waves of the Gulf of Mexico and days filled with joy. The full kitchen combines with the gas grill and wet bar for a wonderful evening full of fun and salty breezes. The bonus of a garage and long driveway is a big deal when parking is at a premium, and this set-up can accommodate RVs, trailers, and jet skis. Panama City Beach is buzzing with exciting new attractions set to make waves in 2025! Top Golf is bringing its high-tech, climate-controlled hitting bays to Pier Park, offering a fun and modern golf experience for all skill levels. Dolly Parton's Pirates Voyage Dinner & Show is setting sail with thrilling acrobatics, pyrotechnics, and a four-course feast, making it a must-see entertainment spot; adding more fun to this vibrant coastal destination. Whether you're swinging a club, cheering on pirates, or riding the waves, PCB is gearing up for an unforgettable year! Reach out today for a Cost To Own Estimate and slip into the coastal lifestyle of your dreams! Looking for Offers! 3 Beds ⋅ 4 Baths ⋅ 768046 MLS NO HOA and a very MOTIVATED SELLER looking for an offer on this beachfront townhouse -- closing on a church property and wants the cash out of this Gulf property for it. Beach Blvd #D offers two stories of generous square footage, two brand new decks, and a 1-car garage. Imagine waking up to the sea every morning! The location is a surprisingly quiet area off the main drag, yet close to the many attractions, shops, and eateries. This opportunity is offered fully furnished as a perfect turn-key vacation rental investment or second home. Note the easy-care flooring, beachy colors and decor, and thoughtful touches that create the relaxed atmosphere of a private family beach house. The expansive floor plan features living and entertainment space on the first floor with three bedrooms on the second, all having their own baths. The incredible beach view owner's suite has high ceilings, and streaming sunlight through high dormer windows, sitting area, and private deck. The spacious second bedroom has a queen bed plus two new sets of full-sized bunk beds, so it really adds to the number of heads you can put in beds. And the dedicated bunk room has two twin sets for the kids. Both decks are brand new with durable poly furniture and breathtaking views of the stunning beach accented by the privacy and protection of the natural dunes. The ground floor deck has a convenient outdoor shower for those many sandy days. A paver pathway leads you to the sparkling waves of the Gulf of Mexico and days filled with joy. The full kitchen combines with the gas grill and wet bar for a wonderful evening full of fun and salty breezes. The bonus of a garage and long driveway is a big deal when parking is at a premium, and this set-up can accommodate RVs, trailers, and jet skis. Panama City Beach is buzzing with exciting new attractions set to make waves in 2025! Top Golf is bringing its high-tech, climate-controlled hitting bays to Pier Park, offering a fun and modern golf experience for all skill levels. Dolly Parton's Pirates Voyage Dinner & Show is setting sail with thrilling acrobatics, pyrotechnics, and a four-course feast, making it a must-see entertainment spot; adding more fun to this vibrant coastal destination. Whether you're swinging a club, cheering on pirates, or riding the waves, PCB is gearing up for an unforgettable year! Reach out today for a Cost To Own Estimate and slip into the coastal lifestyle of your dreams! Looking for Offers! 9614 Beach Boulevard Unit D, Panama City
$339,000 Discover the epitome of coastal living in this meticulously updated 2 master bedroom, 3-bath condo. Immerse yourself in luxury with new stainless steel appliances, fresh paint throughout, and all new stylish furnishings, decor and even complimented by new window treatments. The fully equipped kitchen features new backsplash, new stainless appliances and granite countertops. With accommodations for 8, a stackable washer/dryer, and a separate bunk room with its own full bath, this condo is designed for comfort. Indulge in a wealth of amenities, including a assigned parking spot (#436) fitness center, poolside tiki bars, and an indoor heated swimming pool. The outdoor space is a haven with an extravagant zero-entry lagoon-style pool, hot tub, and sauna. Positioned in a prime location, this condo offers a short distance to shopping and restaurants, making it an ideal retreat. Revel in the coastal charm and convenience, as this turnkey rental ready comes fully furnished, promising a seamless transition into the ultimate beachside lifestyle. *All measurements and items of importance are to be confirmed by buyer or buyer agent.* 2 Beds ⋅ 3 Baths ⋅ 761102 MLS Discover the epitome of coastal living in this meticulously updated 2 master bedroom, 3-bath condo. Immerse yourself in luxury with new stainless steel appliances, fresh paint throughout, and all new stylish furnishings, decor and even complimented by new window treatments. The fully equipped kitchen features new backsplash, new stainless appliances and granite countertops. With accommodations for 8, a stackable washer/dryer, and a separate bunk room with its own full bath, this condo is designed for comfort. Indulge in a wealth of amenities, including a assigned parking spot (#436) fitness center, poolside tiki bars, and an indoor heated swimming pool. The outdoor space is a haven with an extravagant zero-entry lagoon-style pool, hot tub, and sauna. Positioned in a prime location, this condo offers a short distance to shopping and restaurants, making it an ideal retreat. Revel in the coastal charm and convenience, as this turnkey rental ready comes fully furnished, promising a seamless transition into the ultimate beachside lifestyle. *All measurements and items of importance are to be confirmed by buyer or buyer agent.* 9900 S Thomas Drive Unit 1707, Panama City
$720,000 Welcome to this spacious waterfront home on the open bay, offering approximately 2,500 square feet of living space. This beautiful property features 4 bedrooms, 2 bathrooms, and an inviting in-ground swimming pool. Inside, you'll find a cozy family room with a fireplace, perfect for relaxing evenings, and a fully equipped kitchen with a breakfast bar, ideal for casual dining and entertaining. The formal dining room is perfect for hosting family dinners and special occasions. The luxurious master bedroom boasts a walk-in closet and an en suite bathroom with a double vanity and a separate shower. Outside, the large covered rear porch provides a perfect space for outdoor relaxation and enjoying waterfront views. Additionally, the home includes a double garage with pull-down stairs for convenient attic access and extra storage. Don't miss this opportunity to own a stunning waterfront home with all the amenities you need for comfortable living. Thank you for considering this home. 4 Beds ⋅ 2 Baths ⋅ 757881 MLS Welcome to this spacious waterfront home on the open bay, offering approximately 2,500 square feet of living space. This beautiful property features 4 bedrooms, 2 bathrooms, and an inviting in-ground swimming pool. Inside, you'll find a cozy family room with a fireplace, perfect for relaxing evenings, and a fully equipped kitchen with a breakfast bar, ideal for casual dining and entertaining. The formal dining room is perfect for hosting family dinners and special occasions. The luxurious master bedroom boasts a walk-in closet and an en suite bathroom with a double vanity and a separate shower. Outside, the large covered rear porch provides a perfect space for outdoor relaxation and enjoying waterfront views. Additionally, the home includes a double garage with pull-down stairs for convenient attic access and extra storage. Don't miss this opportunity to own a stunning waterfront home with all the amenities you need for comfortable living. Thank you for considering this home. 5710 Highway 2297, Panama City
$285,000 CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS ..... TILED THROUGHOUT AND PRICED TO SELL! This is the ''C'' plan that is a 2bd/2bth plan with the double balcony. GULF-FRONT MASTER BEDROOM AND GULF-FRONT LIVING ROOM. Bunk room and master bathroom both have had door added. Great views to the pool and the gulf. Some TLC needed, but a great price. BALCONY REPAIRS HAVE ALREADY BEEN COMPLETED! 2 Beds ⋅ 2 Baths ⋅ 769634 MLS CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS ..... TILED THROUGHOUT AND PRICED TO SELL! This is the ''C'' plan that is a 2bd/2bth plan with the double balcony. GULF-FRONT MASTER BEDROOM AND GULF-FRONT LIVING ROOM. Bunk room and master bathroom both have had door added. Great views to the pool and the gulf. Some TLC needed, but a great price. BALCONY REPAIRS HAVE ALREADY BEEN COMPLETED! 9900 S Thomas Drive Unit 2016, Panama City
$262,500 Welcome to The Summit Unit 916, a vibrant Gulf Front Condo that captures the essence of beach living. Step into a coastal oasis adorned with a lively Sea Life Mural complemented by Bead Board and Chair Rail detailing. This spacious condo boasts a generously sized bedroom, adaptable to your preferences - whether it's two queen beds or a luxurious king bed paired with a convenient small Daybed. Venture down the hallway to discover built-in bunk beds equipped with electrical outlets, perfect for your TVs, devices, and more. The bathrooms exude modern elegance with updated vanities, Quartz countertops, and contemporary fixtures. Convenience meets practicality with in-unit washer/dryer hook-ups. The kitchen is a culinary haven featuring updated appliances, newer base cabinets with Quartz countertops, and a sizable deep sink with disposal. Rest easy knowing that the HVAC system has been meticulously maintained, and the water heater was recently replaced in 2021. The Summit Unit 916 is not just a home; it's a rental machine, making it a highly sought-after choice for both the young and the young at heart. Embrace the coastal lifestyle and make this condominium your ideal retreat by the sea. 1 Beds ⋅ 2 Baths ⋅ 771980 MLS Welcome to The Summit Unit 916, a vibrant Gulf Front Condo that captures the essence of beach living. Step into a coastal oasis adorned with a lively Sea Life Mural complemented by Bead Board and Chair Rail detailing. This spacious condo boasts a generously sized bedroom, adaptable to your preferences - whether it's two queen beds or a luxurious king bed paired with a convenient small Daybed. Venture down the hallway to discover built-in bunk beds equipped with electrical outlets, perfect for your TVs, devices, and more. The bathrooms exude modern elegance with updated vanities, Quartz countertops, and contemporary fixtures. Convenience meets practicality with in-unit washer/dryer hook-ups. The kitchen is a culinary haven featuring updated appliances, newer base cabinets with Quartz countertops, and a sizable deep sink with disposal. Rest easy knowing that the HVAC system has been meticulously maintained, and the water heater was recently replaced in 2021. The Summit Unit 916 is not just a home; it's a rental machine, making it a highly sought-after choice for both the young and the young at heart. Embrace the coastal lifestyle and make this condominium your ideal retreat by the sea. 8743 Thomas Drive Unit 916, Panama City
$450,000 Build your dream home on a spacious waterfront lot with access to the Gulf of Mexico. The water is an estuary, providing you with a wide variety of seafood just steps from your backyard. Located in the peaceful community of East Bay, you can enjoy Florida's natural surroundings without sacrificing convenience. Shopping, dining, schools, and other services are all just a short 10-minute drive away. Additionally, a small marina and restaurant are nearby if you prefer to stay close to home. Don't wait to start planning your forever home—purchase your waterfront lot today and make your real estate dreams a reality. 778163 MLS Build your dream home on a spacious waterfront lot with access to the Gulf of Mexico. The water is an estuary, providing you with a wide variety of seafood just steps from your backyard. Located in the peaceful community of East Bay, you can enjoy Florida's natural surroundings without sacrificing convenience. Shopping, dining, schools, and other services are all just a short 10-minute drive away. Additionally, a small marina and restaurant are nearby if you prefer to stay close to home. Don't wait to start planning your forever home—purchase your waterfront lot today and make your real estate dreams a reality. 000 Highway 2297, Panama City
$2,800,000 Discover unparalleled luxury on a private island in northwest Florida, where contemporary architecture meets serene tropical beauty. This extraordinary masterpiece was recently featured on HGTV House Hunters Amazing Water Homes in January 2025 and is even more stunning in person than on international TV! As you approach Northshore Islands, you're greeted by only a few homes and this home exudes privacy, exclusivity and remarkable architecture. Built by Rita Jones with the design team of Architect Michael Hunnicutt, and Katie Fisher Design, Interior Design, this exceptional three-story contemporary, modern estate spans over 5,000 square feet, offered fully furnished with NEW furnishings and offers breathtaking waterfront views from every room. Enjoy expansive outdoor living with bay-view covered porches on each level, perfect for soaking in the tranquility of the surroundings on the island. Imagine leaving your dock for Shell Island or heading out for a sunset cruise. Picture yourself with the kids by the pool while watching the sun sink into the horizon. This is one of the very few locations in Panama City, Florida that has been built based on the picturesque views and was designed to maximize views of the water from all angles. This private island is a truly a waterfront dream come true! For boating and fishing enthusiasts, the property features a private, recently renovated, 350' dock with deep water access to the Gulf of Mexico, which is just 10 nautical miles away with no idle speeds zone in between, offering endless opportunities for fishing and adventure. The dock also holds a 2021 Barletta Pontoon boat on lift and a NEW 40,000 LB boat lift, ALL of which will convey to the new owner to be able to enjoy the waterfront lifestyle from day one! Not looking for boating adventure? This home offers zero entry into the Bay which is perfect for kayaks, paddleboards and swimming as you watch the picturesque sunset set in the West each day. The island's natural landscaping and soothing bay sounds welcome you to this peaceful retreat, where indoor and outdoor spaces blend seamlessly with a saltwater pool and spa. Upon approach to the circular cobblestone paver driveway, you're greeted by sea breezes and a travertine marble tile entry and a foyer framed with a custom Mahogany wood door with artistic blown glass. Entering the main level, the stunning waterfront views stand out as you sit at 23' elevation and enjoy a great room that offers views of the island from all angles. The family room area is framed by custom millwork and a modern linear fireplace surrounded with marble and slate tile creates warmth in the space while framing a wall of full-glass French doors that lead out onto a covered patio overlooking both pool and Bay. From here you can take in gorgeous year-round sunsets as they sink into the horizon each evening. This level also features a light-filled dining room overlooking the natural landscape of the island and a powder room with Onyx walls and custom pedestal sink for guests, and a junior suite overlooking Bay and pool complete with full bath, walk in closet, and Juliet balcony. Luxurious polished travertine tile is consistent throughout the main floor in the great room for a seamless look. The open kitchen is fully-equipped and features a custom slab walnut cabinetry, 48'' Thermador Professional convection microwave oven, warming drawer, Viking range hood and full-size Electrolux refrigerator and freezer. A Caesarstone Quartz waterfall countertop island is a showpiece and the oversized island seats 4. The bar and new wine refrigerator are excellent for entertaining and just off the kitchen and adjacent to the 16'x10' walk-in pantry and laundry room with stunning granite countertops, custom cabinetry, washer and dryer and the most perfect views of the island! The primary suite, just off the kitchen, is a haven of luxury, offering radiant heated Italian porcelain tile floors, a spa-like Grohe walk-in shower with 3 body jets and 2 hand showers, new freestanding tub overlooking the Bay, slab walnut cabinetry with Swarovski crystal knobs and direct access to a waterfront patio with a fireplace. This retreat also features a large 14'x9' closet in the primary suite featuring fully enclosed cabinetry. The lower level outdoor summer kitchen is an entertainer's dream, overlooking the Bay and pool, is equipped with new luxury appliances, Caesarstone quartz countertops, and custom walnut cabinetry. The pool is framed with luxurious custom tile, Travertine decking and offers new equipment for easy maintenance. With an 18' deep covered patio, your entertaining dreams will become a reality in this world-class outdoor living area. Overlooking the Bay, your boat and the best sunsets that Panama City has to offer - you can't wait to call this one home. The third level provides a 19"x16" loft living area with remarkable barreled tongue and groove ceiling, waterfront office filled with floor to ceiling glass and doors, and two en suite guest bedrooms, each with walk-in closets and recently renovated luxurious private en suite bathrooms with marble and custom tile finishes. The lower level includes a 35"x24" 4-car tandem garage, 15"x10" workshop space, media-game room with full kitchenette, full bathroom and a walk-in wine room, ideal for entertaining being just off the outdoor summer kitchen and pool area. The home's robust construction features cement-filled concrete block walls, hurricane-rated Anderson windows, 150-mph wind rated garage doors, safe room and a 1/2" tempered, frameless glass railing system for unobstructed Bay views. A built-in generator fully powers the second and third floors of the home and there are high-efficiency heat pumps for each floor providing comfort and convenience. A solid, standing seam aluminum roof was installed in 2019. The home has a 500-gallon underground propane tank and infrastructure on the island includes high speed internet, city water and sewer. This exclusive waterfront home offers a rare opportunity to live the coastal life you've always desired. 4 Beds ⋅ 6 Baths ⋅ 771444 MLS Discover unparalleled luxury on a private island in northwest Florida, where contemporary architecture meets serene tropical beauty. This extraordinary masterpiece was recently featured on HGTV House Hunters Amazing Water Homes in January 2025 and is even more stunning in person than on international TV! As you approach Northshore Islands, you're greeted by only a few homes and this home exudes privacy, exclusivity and remarkable architecture. Built by Rita Jones with the design team of Architect Michael Hunnicutt, and Katie Fisher Design, Interior Design, this exceptional three-story contemporary, modern estate spans over 5,000 square feet, offered fully furnished with NEW furnishings and offers breathtaking waterfront views from every room. Enjoy expansive outdoor living with bay-view covered porches on each level, perfect for soaking in the tranquility of the surroundings on the island. Imagine leaving your dock for Shell Island or heading out for a sunset cruise. Picture yourself with the kids by the pool while watching the sun sink into the horizon. This is one of the very few locations in Panama City, Florida that has been built based on the picturesque views and was designed to maximize views of the water from all angles. This private island is a truly a waterfront dream come true! For boating and fishing enthusiasts, the property features a private, recently renovated, 350' dock with deep water access to the Gulf of Mexico, which is just 10 nautical miles away with no idle speeds zone in between, offering endless opportunities for fishing and adventure. The dock also holds a 2021 Barletta Pontoon boat on lift and a NEW 40,000 LB boat lift, ALL of which will convey to the new owner to be able to enjoy the waterfront lifestyle from day one! Not looking for boating adventure? This home offers zero entry into the Bay which is perfect for kayaks, paddleboards and swimming as you watch the picturesque sunset set in the West each day. The island's natural landscaping and soothing bay sounds welcome you to this peaceful retreat, where indoor and outdoor spaces blend seamlessly with a saltwater pool and spa. Upon approach to the circular cobblestone paver driveway, you're greeted by sea breezes and a travertine marble tile entry and a foyer framed with a custom Mahogany wood door with artistic blown glass. Entering the main level, the stunning waterfront views stand out as you sit at 23' elevation and enjoy a great room that offers views of the island from all angles. The family room area is framed by custom millwork and a modern linear fireplace surrounded with marble and slate tile creates warmth in the space while framing a wall of full-glass French doors that lead out onto a covered patio overlooking both pool and Bay. From here you can take in gorgeous year-round sunsets as they sink into the horizon each evening. This level also features a light-filled dining room overlooking the natural landscape of the island and a powder room with Onyx walls and custom pedestal sink for guests, and a junior suite overlooking Bay and pool complete with full bath, walk in closet, and Juliet balcony. Luxurious polished travertine tile is consistent throughout the main floor in the great room for a seamless look. The open kitchen is fully-equipped and features a custom slab walnut cabinetry, 48'' Thermador Professional convection microwave oven, warming drawer, Viking range hood and full-size Electrolux refrigerator and freezer. A Caesarstone Quartz waterfall countertop island is a showpiece and the oversized island seats 4. The bar and new wine refrigerator are excellent for entertaining and just off the kitchen and adjacent to the 16'x10' walk-in pantry and laundry room with stunning granite countertops, custom cabinetry, washer and dryer and the most perfect views of the island! The primary suite, just off the kitchen, is a haven of luxury, offering radiant heated Italian porcelain tile floors, a spa-like Grohe walk-in shower with 3 body jets and 2 hand showers, new freestanding tub overlooking the Bay, slab walnut cabinetry with Swarovski crystal knobs and direct access to a waterfront patio with a fireplace. This retreat also features a large 14'x9' closet in the primary suite featuring fully enclosed cabinetry. The lower level outdoor summer kitchen is an entertainer's dream, overlooking the Bay and pool, is equipped with new luxury appliances, Caesarstone quartz countertops, and custom walnut cabinetry. The pool is framed with luxurious custom tile, Travertine decking and offers new equipment for easy maintenance. With an 18' deep covered patio, your entertaining dreams will become a reality in this world-class outdoor living area. Overlooking the Bay, your boat and the best sunsets that Panama City has to offer - you can't wait to call this one home. The third level provides a 19"x16" loft living area with remarkable barreled tongue and groove ceiling, waterfront office filled with floor to ceiling glass and doors, and two en suite guest bedrooms, each with walk-in closets and recently renovated luxurious private en suite bathrooms with marble and custom tile finishes. The lower level includes a 35"x24" 4-car tandem garage, 15"x10" workshop space, media-game room with full kitchenette, full bathroom and a walk-in wine room, ideal for entertaining being just off the outdoor summer kitchen and pool area. The home's robust construction features cement-filled concrete block walls, hurricane-rated Anderson windows, 150-mph wind rated garage doors, safe room and a 1/2" tempered, frameless glass railing system for unobstructed Bay views. A built-in generator fully powers the second and third floors of the home and there are high-efficiency heat pumps for each floor providing comfort and convenience. A solid, standing seam aluminum roof was installed in 2019. The home has a 500-gallon underground propane tank and infrastructure on the island includes high speed internet, city water and sewer. This exclusive waterfront home offers a rare opportunity to live the coastal life you've always desired. 4200 Northshore Islands Road, Panama City