$999,000 *CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Waterfront homes with deep-water Gulf access are uncommon. A waterfront home built with Insulated Concrete Form (ICF) construction is a rare opportunity. Set on 52 feet of direct waterfront along Lower Grand Lagoon, this thoughtfully updated 4-bedroom, 4.5-bath residence offers 2,714 square feet designed for boating, entertaining, and everyday coastal living. Built with exceptional strength, energy efficiency, and storm resilience, this home combines quality construction with one of Panama City Beach's most desirable waterfront settings. Unlike many waterfront homes, this property offers a floor plan designed with privacy in mind. Each of the four spacious bedrooms features its own ensuite bathroom and private balcony, creating comfortable accommodations for owners and guests alike. The updated kitchen showcases quartz countertops, new and refinished cabinetry, a bold navy island, stainless steel appliances, and generous storage. The primary suite overlooks the lagoon and includes a sitting area, a walk-in closet, a private balcony, and a beautifully renovated bathroom completed in 2025. One secondary ensuite bathroom was also renovated in 2025, complementing the home's timeless finishes, including tile flooring throughout the main living areas and bamboo hardwood in select upstairs spaces. Recent improvements provide confidence for the next owner, including a 2019 roof, two HVAC systems installed in 2019, a 2025 renovation of the kitchen, primary bathroom, and one secondary ensuite bathroom, a saltwater pool deck resurfaced with a premium RevaFlex Limestone finish completed in 2026. These thoughtful investments allow the next owner to spend more time enjoying the home and less time planning future projects. Life here revolves around the water. Begin the day with coffee on the covered veranda as the sun rises over Lower Grand Lagoon, launch a paddleboard or kayak from your backyard, spend the afternoon boating to Shell Island or one of the area's favorite waterfront restaurants, then return home for a swim in the pool before heading back out for an evening cruise. Dolphins are frequent visitors, anglers regularly catch speckled trout, redfish, mangrove snapper, flounder, and mullet in the surrounding waters, and seasonal Grand Lagoon fireworks can often be enjoyed from the property. The property does not have a dock yet, offering a future owner the opportunity to design and install one tailored to their boating needs, subject to applicable permitting and approvals. Deep-water Gulf access makes this an exceptional setting for those who enjoy spending time on the water. Additional features include a two-car garage, no HOA, sprinkler system, and a location just minutes from St. Andrews State Park, Shell Island, marinas, shopping, dining, Naval Support Activity Panama City, Tyndall Air Force Base, and Northwest Florida Beaches International Airport (ECP). Short-term rentals are currently permitted in this area; however, this home has been enjoyed as a primary residence and has not been operated as a vacation rental. Buyers should verify current regulations and intended use. Some homes offer waterfront views. This home offers a waterfront lifestyle built around quality construction, thoughtful updates, and easy access to everything that makes Lower Grand Lagoon special. Whether you're boating to Shell Island, casting a line from your backyard, enjoying the morning sunrise over the lagoon, or relaxing beside the saltwater pool, this home is designed to be lived in and enjoyed for years to come. Strong construction. Deep-water Gulf access. Thoughtful updates. Exceptional waterfront living. Opportunities to own an ICF-built home on Lower Grand Lagoon are rare. 4 Beds ⋅ 5 Baths ⋅ 792578 MLS *CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Waterfront homes with deep-water Gulf access are uncommon. A waterfront home built with Insulated Concrete Form (ICF) construction is a rare opportunity. Set on 52 feet of direct waterfront along Lower Grand Lagoon, this thoughtfully updated 4-bedroom, 4.5-bath residence offers 2,714 square feet designed for boating, entertaining, and everyday coastal living. Built with exceptional strength, energy efficiency, and storm resilience, this home combines quality construction with one of Panama City Beach's most desirable waterfront settings. Unlike many waterfront homes, this property offers a floor plan designed with privacy in mind. Each of the four spacious bedrooms features its own ensuite bathroom and private balcony, creating comfortable accommodations for owners and guests alike. The updated kitchen showcases quartz countertops, new and refinished cabinetry, a bold navy island, stainless steel appliances, and generous storage. The primary suite overlooks the lagoon and includes a sitting area, a walk-in closet, a private balcony, and a beautifully renovated bathroom completed in 2025. One secondary ensuite bathroom was also renovated in 2025, complementing the home's timeless finishes, including tile flooring throughout the main living areas and bamboo hardwood in select upstairs spaces. Recent improvements provide confidence for the next owner, including a 2019 roof, two HVAC systems installed in 2019, a 2025 renovation of the kitchen, primary bathroom, and one secondary ensuite bathroom, a saltwater pool deck resurfaced with a premium RevaFlex Limestone finish completed in 2026. These thoughtful investments allow the next owner to spend more time enjoying the home and less time planning future projects. Life here revolves around the water. Begin the day with coffee on the covered veranda as the sun rises over Lower Grand Lagoon, launch a paddleboard or kayak from your backyard, spend the afternoon boating to Shell Island or one of the area's favorite waterfront restaurants, then return home for a swim in the pool before heading back out for an evening cruise. Dolphins are frequent visitors, anglers regularly catch speckled trout, redfish, mangrove snapper, flounder, and mullet in the surrounding waters, and seasonal Grand Lagoon fireworks can often be enjoyed from the property. The property does not have a dock yet, offering a future owner the opportunity to design and install one tailored to their boating needs, subject to applicable permitting and approvals. Deep-water Gulf access makes this an exceptional setting for those who enjoy spending time on the water. Additional features include a two-car garage, no HOA, sprinkler system, and a location just minutes from St. Andrews State Park, Shell Island, marinas, shopping, dining, Naval Support Activity Panama City, Tyndall Air Force Base, and Northwest Florida Beaches International Airport (ECP). Short-term rentals are currently permitted in this area; however, this home has been enjoyed as a primary residence and has not been operated as a vacation rental. Buyers should verify current regulations and intended use. Some homes offer waterfront views. This home offers a waterfront lifestyle built around quality construction, thoughtful updates, and easy access to everything that makes Lower Grand Lagoon special. Whether you're boating to Shell Island, casting a line from your backyard, enjoying the morning sunrise over the lagoon, or relaxing beside the saltwater pool, this home is designed to be lived in and enjoyed for years to come. Strong construction. Deep-water Gulf access. Thoughtful updates. Exceptional waterfront living. Opportunities to own an ICF-built home on Lower Grand Lagoon are rare. 3534 Treasure Circle, Panama City
$300,000 RARE BOATER'S PARADISE INCLUDES DEEDED BOAT SLIP #11! Experience true waterfront living with your own deeded boat slip featuring a remote-controlled boat lift and electrical service--capable of accommodating a ~25-foot boat with a 10-foot beam. Located at Landmark Condominiums, this beautifully maintained 2-bedroom, 2-bath unit offers effortless access to the water, private balcony views of St. Andrews Bay, and direct access to the community's sandy beach. The spacious, move-in-ready interior features updated flooring and interior doors, along with an exterior storage unit for all your beach and boating gear. Landmark is a sought-after waterfront community with top-tier amenities: a private boat dock, two swimming pools, a fitness center, a waterfront clubhouse with a full kitchen, and a covered outdoor entertainment area with gas grills and TV. HOA dues cover water, sewer, cable, internet, pest control, common area maintenance, building maintenance, and exterior insurance. Positioned between Historic St. Andrews and Downtown Panama City, you're just minutes by water from Panama City Marina, St. Andrews Marina, St. Andrews Pass, Shell Island, and the Gulf of Mexico. Boat Slip #11 also offers excellent rental potential! Ideal as a primary home, getaway, or investment--schedule your showing today! 2 Beds ⋅ 2 Baths ⋅ 792568 MLS RARE BOATER'S PARADISE INCLUDES DEEDED BOAT SLIP #11! Experience true waterfront living with your own deeded boat slip featuring a remote-controlled boat lift and electrical service--capable of accommodating a ~25-foot boat with a 10-foot beam. Located at Landmark Condominiums, this beautifully maintained 2-bedroom, 2-bath unit offers effortless access to the water, private balcony views of St. Andrews Bay, and direct access to the community's sandy beach. The spacious, move-in-ready interior features updated flooring and interior doors, along with an exterior storage unit for all your beach and boating gear. Landmark is a sought-after waterfront community with top-tier amenities: a private boat dock, two swimming pools, a fitness center, a waterfront clubhouse with a full kitchen, and a covered outdoor entertainment area with gas grills and TV. HOA dues cover water, sewer, cable, internet, pest control, common area maintenance, building maintenance, and exterior insurance. Positioned between Historic St. Andrews and Downtown Panama City, you're just minutes by water from Panama City Marina, St. Andrews Marina, St. Andrews Pass, Shell Island, and the Gulf of Mexico. Boat Slip #11 also offers excellent rental potential! Ideal as a primary home, getaway, or investment--schedule your showing today! 2100 W Beach Drive Unit J201, Panama City
$684,000 Coral Reef is a highly rated Gulf front complex where you KNOW you are in the right place the moment you arrive. It is in a fantastic location on Thomas Drive, close to St Andrews State Park and several area marinas. Some of the best restaurants and grocery stores on the beach are within a 5-minute drive from your condo. You're lucky that a 2nd-floor unit with a fabulous view is now available in the 82 unit, 14-story building. The Master Bedroom is beachfront in this popular and roomy 2 Bedroom-2 Bath 1427 square foot ''split'' plan with 9 foot ceilings. With many upgrades, you will have access to your large private balcony, two pools, a lounge, a sunning area, a gazebo, a grilling area, and a gym. The sugar sand and emerald water is there for a wonderful backdrop before the orange sunsets appear. Don't let too many moons go by before you secure a wonderful investment for your future! Being on the coast is a thrill, but owning at Coral Reef is EUPHORIA! Grab the opportunity while it exists! Inventory here is hard to find. 2 Beds ⋅ 2 Baths ⋅ 792508 MLS Coral Reef is a highly rated Gulf front complex where you KNOW you are in the right place the moment you arrive. It is in a fantastic location on Thomas Drive, close to St Andrews State Park and several area marinas. Some of the best restaurants and grocery stores on the beach are within a 5-minute drive from your condo. You're lucky that a 2nd-floor unit with a fabulous view is now available in the 82 unit, 14-story building. The Master Bedroom is beachfront in this popular and roomy 2 Bedroom-2 Bath 1427 square foot ''split'' plan with 9 foot ceilings. With many upgrades, you will have access to your large private balcony, two pools, a lounge, a sunning area, a gazebo, a grilling area, and a gym. The sugar sand and emerald water is there for a wonderful backdrop before the orange sunsets appear. Don't let too many moons go by before you secure a wonderful investment for your future! Being on the coast is a thrill, but owning at Coral Reef is EUPHORIA! Grab the opportunity while it exists! Inventory here is hard to find. 6609 Thomas Drive Unit 205, Panama City
$375,000 Experience waterfront living at its finest in this beautifully renovated and fully furnished 1-bedroom, 2 full-bath first-floor condo located in the highly sought-after Bay Point community. Perfectly positioned just steps from South Point Marina, this residence offers stunning, unobstructed bay and marina views--and unforgettable sunsets you can enjoy from every room. ## Property Highlights - **Prime First-Floor Location** with easy access and seamless indoor-outdoor living - **1 Spacious Bedroom + 2 Full Bathrooms** for added comfort and flexibility - **Completely Renovated** with modern finishes and thoughtful design throughout - **Fully Furnished**--move-in ready with stylish, high-quality furnishings - **Direct Bay & Marina Views** from the living room, bedroom, and beyond - **Steps to South Point Marina**--ideal for boating enthusiasts ## Interior Features - Bright, open-concept living space with large windows framing panoramic water views - Contemporary kitchen with updated cabinetry, sleek countertops, and modern appliances - Generous primary suite with ample closet space and a beautifully updated en-suite bath - Second full bathroom--perfect for guests or added convenience - Neutral coastal-inspired finishes that enhance the light-filled ambiance ## Lifestyle & Location - Enjoy tranquil mornings and breathtaking sunset views right from your condo - Located within the **prestigious Bay Point community**, known for its serene waterfront setting and upscale atmosphere - Close proximity to marinas, beaches, dining, shopping, and recreational activities This exceptional condo offers the perfect blend of luxury, comfort, and waterfront charm--whether you're looking for a full-time residence, vacation getaway, or investment opportunity. Wake up to the water, unwind with sunset views, and live the coastal lifestyle you've been dreaming of. 1 Beds ⋅ 2 Baths ⋅ 792496 MLS Experience waterfront living at its finest in this beautifully renovated and fully furnished 1-bedroom, 2 full-bath first-floor condo located in the highly sought-after Bay Point community. Perfectly positioned just steps from South Point Marina, this residence offers stunning, unobstructed bay and marina views--and unforgettable sunsets you can enjoy from every room. ## Property Highlights - **Prime First-Floor Location** with easy access and seamless indoor-outdoor living - **1 Spacious Bedroom + 2 Full Bathrooms** for added comfort and flexibility - **Completely Renovated** with modern finishes and thoughtful design throughout - **Fully Furnished**--move-in ready with stylish, high-quality furnishings - **Direct Bay & Marina Views** from the living room, bedroom, and beyond - **Steps to South Point Marina**--ideal for boating enthusiasts ## Interior Features - Bright, open-concept living space with large windows framing panoramic water views - Contemporary kitchen with updated cabinetry, sleek countertops, and modern appliances - Generous primary suite with ample closet space and a beautifully updated en-suite bath - Second full bathroom--perfect for guests or added convenience - Neutral coastal-inspired finishes that enhance the light-filled ambiance ## Lifestyle & Location - Enjoy tranquil mornings and breathtaking sunset views right from your condo - Located within the **prestigious Bay Point community**, known for its serene waterfront setting and upscale atmosphere - Close proximity to marinas, beaches, dining, shopping, and recreational activities This exceptional condo offers the perfect blend of luxury, comfort, and waterfront charm--whether you're looking for a full-time residence, vacation getaway, or investment opportunity. Wake up to the water, unwind with sunset views, and live the coastal lifestyle you've been dreaming of. 4726 Bay Point Road Unit C130, Panama City
$599,900 Welcome to Unit 609 at Watercrest, where breathtaking Gulf views and resort-style living come together in one of Panama City Beach's most desirable beachfront communities. This beautifully maintained 2-bedroom, 2-bath condominium offers an open-concept floor plan designed to maximize both comfort and the stunning views of the Gulf of Mexico. The spacious living area flows seamlessly onto a large private balcony, providing the perfect place to enjoy morning coffee, spectacular sunsets, or the soothing sound of the waves. The well-appointed kitchen features ample cabinetry, generous counter space, and a breakfast bar that opens to the dining and living areas, making it ideal for entertaining. The Gulf-front primary suite offers private balcony access, beautiful water views, and an ensuite bathroom with a double vanity and separate walk-in shower. The guest bedroom provides comfortable accommodations for family and friends, while the second full bathroom is conveniently located nearby. Watercrest is known for its exceptional amenities, including a Gulf-front swimming pool, hot tub, fitness center, tennis courts, private beach access, covered parking, and 24-hour security. Conveniently located on the east end of Thomas Drive, you'll enjoy easy access to marinas, dining, shopping, St. Andrews State Park, and all that Panama City Beach has to offer. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this Gulf-front condominium offers the perfect combination of location, lifestyle, and coastal charm. 2 Beds ⋅ 2 Baths ⋅ 792401 MLS Welcome to Unit 609 at Watercrest, where breathtaking Gulf views and resort-style living come together in one of Panama City Beach's most desirable beachfront communities. This beautifully maintained 2-bedroom, 2-bath condominium offers an open-concept floor plan designed to maximize both comfort and the stunning views of the Gulf of Mexico. The spacious living area flows seamlessly onto a large private balcony, providing the perfect place to enjoy morning coffee, spectacular sunsets, or the soothing sound of the waves. The well-appointed kitchen features ample cabinetry, generous counter space, and a breakfast bar that opens to the dining and living areas, making it ideal for entertaining. The Gulf-front primary suite offers private balcony access, beautiful water views, and an ensuite bathroom with a double vanity and separate walk-in shower. The guest bedroom provides comfortable accommodations for family and friends, while the second full bathroom is conveniently located nearby. Watercrest is known for its exceptional amenities, including a Gulf-front swimming pool, hot tub, fitness center, tennis courts, private beach access, covered parking, and 24-hour security. Conveniently located on the east end of Thomas Drive, you'll enjoy easy access to marinas, dining, shopping, St. Andrews State Park, and all that Panama City Beach has to offer. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this Gulf-front condominium offers the perfect combination of location, lifestyle, and coastal charm. 6201 Thomas Drive Unit 609, Panama City
$445,000 Welcome to Reflections at Bay Point! Enjoy the breathtaking, unobstructed views of the Gulf, lagoon, St. Andrews pass, golf course and resort style pool from your personal balcony! This exceptional 2- bedroom, 2-bathroom unit offers a seamless open concept layout and comes fully furnished. Premium upgrades include tile floors, granite countertops, stainless steel appliances and in unit washer and dryer. The main bedroom features direct access to the balcony and the attached bathroom includes a walk-in shower with dual sinks. Residents and guests enjoy access to a 10,000 square foot resort style pool, an additional heated pool and a relaxing hot tub. Additional amenities include outdoor grills, cabanas, on site restaurants and a full service spa. Short term rentals are allowed in this building! Please call to set up a showing! 2 Beds ⋅ 2 Baths ⋅ 792397 MLS Welcome to Reflections at Bay Point! Enjoy the breathtaking, unobstructed views of the Gulf, lagoon, St. Andrews pass, golf course and resort style pool from your personal balcony! This exceptional 2- bedroom, 2-bathroom unit offers a seamless open concept layout and comes fully furnished. Premium upgrades include tile floors, granite countertops, stainless steel appliances and in unit washer and dryer. The main bedroom features direct access to the balcony and the attached bathroom includes a walk-in shower with dual sinks. Residents and guests enjoy access to a 10,000 square foot resort style pool, an additional heated pool and a relaxing hot tub. Additional amenities include outdoor grills, cabanas, on site restaurants and a full service spa. Short term rentals are allowed in this building! Please call to set up a showing! 4100 Marriott Drive Unit 703, Panama City
$374,900 Wake up to breathtaking sunrises over St. Andrews Bay and unwind each evening with spectacular sunsets from your private balcony in this beautifully maintained 4th-floor residence at Magnolia Bay Club. This spacious waterfront condominium offers 3 bedrooms, 3 full baths, abundant storage, and panoramic bay views from the main living areas and primary suite. The kitchen features stainless steel appliances, granite countertops, solid wood cabinetry, a breakfast bar, and tile flooring. Fresh interior paint, updated furnishings, and coastal décor create a light, inviting atmosphere that's move-in ready. The primary suite is a peaceful waterfront retreat, while the second bedroom offers a private en suite, providing comfort and privacy for family and guests. Magnolia Bay Club amenities include a bayfront pool, clubhouse with kitchen, fitness center, billiards room, fishing dock, additional storage on the fourth floor, one assigned covered parking space, and ample guest parking. If you've been searching for waterfront living with incredible views, outstanding amenities, and a convenient location, this is one you won't want to miss! 3 Beds ⋅ 3 Baths ⋅ 792383 MLS Wake up to breathtaking sunrises over St. Andrews Bay and unwind each evening with spectacular sunsets from your private balcony in this beautifully maintained 4th-floor residence at Magnolia Bay Club. This spacious waterfront condominium offers 3 bedrooms, 3 full baths, abundant storage, and panoramic bay views from the main living areas and primary suite. The kitchen features stainless steel appliances, granite countertops, solid wood cabinetry, a breakfast bar, and tile flooring. Fresh interior paint, updated furnishings, and coastal décor create a light, inviting atmosphere that's move-in ready. The primary suite is a peaceful waterfront retreat, while the second bedroom offers a private en suite, providing comfort and privacy for family and guests. Magnolia Bay Club amenities include a bayfront pool, clubhouse with kitchen, fitness center, billiards room, fishing dock, additional storage on the fourth floor, one assigned covered parking space, and ample guest parking. If you've been searching for waterfront living with incredible views, outstanding amenities, and a convenient location, this is one you won't want to miss! 2400 Grandiflora Boulevard Unit E403, Panama City
$1,700,000 ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. 10 Beds ⋅ 8 Baths ⋅ 792227 MLS ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! Zoned for short term and long term rental. Waterfront on Massalina Bayou! Main House: Amazing 3-bedroom 2-bath with den/office *new construction*. Gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator w/ice maker and wine cooler. Living/dining walk out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. 405 Massalina Drive: Carriage House plus Quadplex/Fourplex: $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month; Total income = $7100 per month or $85,200 per year. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. 401 & 405 Massalina Drive, Panama City
$865,000 $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes. 7 Beds ⋅ 6 Baths ⋅ 792225 MLS $7100 per month or $85,200 per year in rental income from the carriage house and quadplex/fourplex. Perfect for a DSCR loan where your rental income pays for your mortgage, plus you get a dock and a place to park your boat on deep water. Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This is the most versatile quadplex/fourplex plus carriage house (comes fully furnished) in Panama City. Here is the rental income breakdown: Carriage house = $1750 per month; Apartment 1 (Civil Contractor) = $1450 per month; Apartment 2 (Realtor) = $1450 per month; Apartment 3 (Property Maintenance Man) = $1,000 per month (reduced because he takes care of the lawn and pool - you could charge $1450); Apartment 4 (Josh) = $1450 per month Total income = $7100 per month. New custom landscaping and beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. Direct views of Massalina Bayou offering serene surroundings and a true coastal lifestyle. Prime location near top shopping, dining, entertainment, and local attractions. This unique combination of parcels provides endless possibilities--multigenerational living, a fully income-producing investment, or use the carriage house a primary residence and rent out the fourplex for excellent rental income. With its unmatched flexibility, new construction quality, and breathtaking bayou views, this property checks all the boxes. 405 Massalina Drive, Panama City
$649,000 Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests. 2 Beds ⋅ 2 Baths ⋅ 792177 MLS Rare TOP FLOOR (8th) opportunity at Reflections in the Bay Point community! This tastefully furnished condo offers unobstructed views of St. Andrews Bay. Enjoy your morning coffee or unwind at the end of the day from your private balcony while taking in the ever changing scenery. Watch the dolphins play and eagles and osprey soar, boats cruise through the channel, and enjoy panoramic views of St. Andrews State Park and Shell Island. Inside, natural light fills the open living space, highlighting the coastal décor and gorgeous wood plank ceramic tile flooring. The kitchen features stainless steel appliances and flows seamlessly into the dining and living areas, making it easy to entertain while enjoying the view. The primary suite offers a walk-in shower, dual-sink vanity, and a relaxing retreat after a day on the water. The upgrades in this unit make it one of a kind. The quartz countertops and extras simply speak luxury! Being sold fully furnished, this condo is ready to enjoy from day one. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, short-term rentals are allowed, offering excellent income potential and flexibility. Reflections offers outstanding amenities, including a lagoon-style pool, hot tubs, community grilling areas, fire pits, an owner's lounge, and beautifully maintained grounds, all within the Bay Point community. From sunrise to sunset, the views of St. Andrews Bay create a view that's never the same twice, making this a place you'll love coming home to or sharing with your guests. 4100 Marriott 808 Drive Unit 808, Panama City
$414,999 Experience the best of lakeside living on beautiful Lake Marin! This well-maintained 3 bedroom, 2 bath home features a desirable split floor plan designed for both comfort and privacy. The spacious living and dining areas flow seamlessly into a large family room, where expansive lake views create the perfect backdrop for everyday living. Step outside to your private backyard oasis and unwind on the patio. Ideal for grilling, entertaining, or simply soaking in breathtaking sunset views over the water. Enjoy endless outdoor recreation with fishing, kayaking, and paddle boarding right from your own backyard. Conveniently located near shopping, dining, schools, and medical facilities, this home offers the perfect combination of peaceful waterfront living and everyday convenience. This Lake Marin home is one you won't want to miss! *The Seller shall provide the Buyer with a credit of $3,500.00 at closing to be applied toward the purchase of appliances.* 3 Beds ⋅ 2 Baths ⋅ 792171 MLS Experience the best of lakeside living on beautiful Lake Marin! This well-maintained 3 bedroom, 2 bath home features a desirable split floor plan designed for both comfort and privacy. The spacious living and dining areas flow seamlessly into a large family room, where expansive lake views create the perfect backdrop for everyday living. Step outside to your private backyard oasis and unwind on the patio. Ideal for grilling, entertaining, or simply soaking in breathtaking sunset views over the water. Enjoy endless outdoor recreation with fishing, kayaking, and paddle boarding right from your own backyard. Conveniently located near shopping, dining, schools, and medical facilities, this home offers the perfect combination of peaceful waterfront living and everyday convenience. This Lake Marin home is one you won't want to miss! *The Seller shall provide the Buyer with a credit of $3,500.00 at closing to be applied toward the purchase of appliances.* 220 Lakeridge Drive, Panama City
$835,000 Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. 3 Beds ⋅ 2 Baths ⋅ 792157 MLS Waterfront masterpiece with deep water access to the Bay and the Gulf of Mexico. This property is the most versatile home in Panama City with virtually unlimited uses. Perfect for a primary residence or second home. Also, the potential for massive short term rental opportunity exists. Sold fully furnished with all new furnishings. 401 Massalina Drive is under a lease for 5 months with potential for 2 month extension. $3600 per month and includes utilities and pool service. Built in 2025, this 3-bedroom 2-bathroom with den/office offers gorgeous views from covered porches on both floors. First floor has open kitchen with Forno Italian stainless appliances, large Island, gas stove, double door refrigerator with ice maker and wine cooler. The living / dining walks out large sliding doors to covered porch, outdoor Thor stainless summer kitchen and pool/bayou views. Master bedroom and master bath with large custom shower, double vanity sink and walk in closet. Second floor open family room, den/office, large sliding doors to walk to walk out to covered porch overlooking pool/bayou. Two additional bedrooms and one bath. So much to offer with beautifully designed tile flooring throughout, tankless water heater and extra storage. New custom landscaping and pool to relax and enjoy. Beautiful decking, shared dock with fish cleaning station. Location is easy to access to newly renovated downtown entertainment with shopping, dining, concerts and ongoing festivities. 401 Massalina Drive, Panama City
$372,500 This 3-bedroom, 3-bath condo at Laketown Wharf offers 1,681 square feet of comfortable living space in the heart of Panama City Beach. The unit features an open layout, spacious bedrooms, and views of the lake, golf course, and surrounding area. Laketown Wharf offers a convenient resort-style setting with a variety of amenities including pools, fitness center, restaurants, shopping, covered parking, and easy access to the beach, dining, entertainment, golf, and water activities. Whether used as a primary residence, second home, or investment property, this condo provides a great opportunity to enjoy the Panama City Beach lifestyle in a central location. 3 Beds ⋅ 3 Baths ⋅ 792152 MLS This 3-bedroom, 3-bath condo at Laketown Wharf offers 1,681 square feet of comfortable living space in the heart of Panama City Beach. The unit features an open layout, spacious bedrooms, and views of the lake, golf course, and surrounding area. Laketown Wharf offers a convenient resort-style setting with a variety of amenities including pools, fitness center, restaurants, shopping, covered parking, and easy access to the beach, dining, entertainment, golf, and water activities. Whether used as a primary residence, second home, or investment property, this condo provides a great opportunity to enjoy the Panama City Beach lifestyle in a central location. 9902 S Thomas Drive Unit 934, Panama City
$949,900 BOAT SLIP & MARINA STORAGE INCLUDED - $30,000 VALUE! Experience exceptional waterfront living in this beautifully upgraded 7th floor residence at Harbour Village. The $949,900 purchase price includes a Boat Slip at the Harbour Village gated dock, plus climate-controlled Marina Storage . At approximately $30,000, this Marina package provides the added convenience and value of private boat slip ownership and extra storage. The residence price with garage storage , minus the Marina package, is approximately $919,900, or $396/SF. Great VALUE. Harbour Village is nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04 3 Beds ⋅ 4 Baths ⋅ 792144 MLS BOAT SLIP & MARINA STORAGE INCLUDED - $30,000 VALUE! Experience exceptional waterfront living in this beautifully upgraded 7th floor residence at Harbour Village. The $949,900 purchase price includes a Boat Slip at the Harbour Village gated dock, plus climate-controlled Marina Storage . At approximately $30,000, this Marina package provides the added convenience and value of private boat slip ownership and extra storage. The residence price with garage storage , minus the Marina package, is approximately $919,900, or $396/SF. Great VALUE. Harbour Village is nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04 3001 W 10th Street Unit 713, Panama City
$299,000 ***50 FEET OF PRIME WATERFRONT IN HIGHLY DESIRABLE AND RARELY AVAILABLE VENETIAN VILLA...WITH A BOAT LIFT AND SEAWALL ALREADY IN PLACE!!*** It is rare to find a waterfront lot in this exclusive and highly desirable community, so hurry up and call me before this beauty gets away!! You are but a few feet from the open bay, and less than a half hour boat ride out to the Gulf of Mexico/America...call it what you will :-) Lot has been cleared and home plans can be provided if you are interested. All information is approximate and should be verified by buyers if important. 792128 MLS ***50 FEET OF PRIME WATERFRONT IN HIGHLY DESIRABLE AND RARELY AVAILABLE VENETIAN VILLA...WITH A BOAT LIFT AND SEAWALL ALREADY IN PLACE!!*** It is rare to find a waterfront lot in this exclusive and highly desirable community, so hurry up and call me before this beauty gets away!! You are but a few feet from the open bay, and less than a half hour boat ride out to the Gulf of Mexico/America...call it what you will :-) Lot has been cleared and home plans can be provided if you are interested. All information is approximate and should be verified by buyers if important. 1323 Calabria Road, Panama City
$4,500,000 Pelican Pass at Massalina Bayou presents a rare opportunity to acquire an entitled waterfront development site in the heart of Panama City's waterfront district. The property consists of approximately 3.247 acres with 650 linear feet direct frontage on Massalina Bayou. Asking price of $4,500,000. The property benefits from a recorded and assignable Development Agreement providing vested rights for residential and marina development. Multiple development paths are supported, including attached residential/townhomes, detached single-family residential, multifamily residential and marina-oriented waterfront development. Zoned Mixed-Use 3 (MU-3) within the City of Panama City. The sale includes Bay County Parcel ID # 19528-000-000. ALTA/topographic survey, development agreement, existing conditions, townhome concept plans, draft plat, marina layout, single-family lot concept, construction/utility exhibits, seawall proposal and marina proposal. This reduces uncertainty and allows a buyer to immediately evaluate the project as a partially assembled waterfront development opportunity, not raw land. 792107 MLS Pelican Pass at Massalina Bayou presents a rare opportunity to acquire an entitled waterfront development site in the heart of Panama City's waterfront district. The property consists of approximately 3.247 acres with 650 linear feet direct frontage on Massalina Bayou. Asking price of $4,500,000. The property benefits from a recorded and assignable Development Agreement providing vested rights for residential and marina development. Multiple development paths are supported, including attached residential/townhomes, detached single-family residential, multifamily residential and marina-oriented waterfront development. Zoned Mixed-Use 3 (MU-3) within the City of Panama City. The sale includes Bay County Parcel ID # 19528-000-000. ALTA/topographic survey, development agreement, existing conditions, townhome concept plans, draft plat, marina layout, single-family lot concept, construction/utility exhibits, seawall proposal and marina proposal. This reduces uncertainty and allows a buyer to immediately evaluate the project as a partially assembled waterfront development opportunity, not raw land. 305 E Beach Drive, Panama City
$1,700,000 Waterfront living at its finest! Welcome to 2111 Olivia Lane, a beautiful contemporary-style home located in the gated Bayou Trace community of Panama City. Situated along Robinson Bayou with Gulf access, this impressive 3-bedroom, 2-bath home offers over 5,800 square feet and the perfect blend of comfort, privacy, and coastal convenience. Bayou Trace is nestled along a protected deepwater bayou surrounded by natural beauty, providing a peaceful setting while keeping you just minutes from the Intracoastal Waterway. As a homeowner, you will enjoy access to the community's private marina, including your own boat slip with lift and 8-foot deck--making it easy to spend your days boating, fishing, or exploring the Gulf Coast. With its spacious design, waterfront location, and access to incredible community amenities, this Bayou Trace gem is a rare opportunity to enjoy the best of Panama City waterfront living. 3 Beds ⋅ 2 Baths ⋅ 792038 MLS Waterfront living at its finest! Welcome to 2111 Olivia Lane, a beautiful contemporary-style home located in the gated Bayou Trace community of Panama City. Situated along Robinson Bayou with Gulf access, this impressive 3-bedroom, 2-bath home offers over 5,800 square feet and the perfect blend of comfort, privacy, and coastal convenience. Bayou Trace is nestled along a protected deepwater bayou surrounded by natural beauty, providing a peaceful setting while keeping you just minutes from the Intracoastal Waterway. As a homeowner, you will enjoy access to the community's private marina, including your own boat slip with lift and 8-foot deck--making it easy to spend your days boating, fishing, or exploring the Gulf Coast. With its spacious design, waterfront location, and access to incredible community amenities, this Bayou Trace gem is a rare opportunity to enjoy the best of Panama City waterfront living. 2111 Olivia Lane, Panama City
$1,995,000 CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Beachfront Gem on Gulf Drive -- Tastefully Remodeled with 50 Feet of Pristine Gulf Frontage Wake up to endless turquoise water and sugar-white sand from this beautifully remodeled 3-bedroom, 2-bath beachfront retreat on one of Panama City Beach's most coveted stretches of shoreline. With 50 feet of private beach frontage, this home offers unobstructed Gulf views from nearly every room and a front-row seat to legendary PCB sunsets. The recent remodel strikes a rare balance: premium materials and modern finishes throughout, without losing the relaxed, salt-air charm that makes a classic Panama City Beach cottage feel like home. Inside, you'll find an open, light-filled layout with updated kitchen and baths, high-end fixtures, and thoughtful design touches that elevate the space while preserving its laid-back coastal character. Large windows and beach-facing living areas blur the line between indoors and out, making the most of that priceless water view. Step outside and you're just steps from the surf, with plenty of room to relax, entertain, or simply soak in the Gulf breeze. And the location can't be beat -- you're just minutes from Pier Park's shopping, dining, and entertainment, the rides and arcade games at Coconut Creek Family Fun Park, world-class fishing charters out of Capt. Anderson's Marina, and the lively restaurant and nightlife scene along Front Beach Road. Whether you're looking for a full-time residence, a vacation getaway, or a high-performing rental property, this home delivers the best of Panama City Beach living. Three bedrooms, two baths, 50 feet of private beach, and a remodel done right -- this is beachfront living the way it's meant to be. 3 Beds ⋅ 2 Baths ⋅ 792023 MLS CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Beachfront Gem on Gulf Drive -- Tastefully Remodeled with 50 Feet of Pristine Gulf Frontage Wake up to endless turquoise water and sugar-white sand from this beautifully remodeled 3-bedroom, 2-bath beachfront retreat on one of Panama City Beach's most coveted stretches of shoreline. With 50 feet of private beach frontage, this home offers unobstructed Gulf views from nearly every room and a front-row seat to legendary PCB sunsets. The recent remodel strikes a rare balance: premium materials and modern finishes throughout, without losing the relaxed, salt-air charm that makes a classic Panama City Beach cottage feel like home. Inside, you'll find an open, light-filled layout with updated kitchen and baths, high-end fixtures, and thoughtful design touches that elevate the space while preserving its laid-back coastal character. Large windows and beach-facing living areas blur the line between indoors and out, making the most of that priceless water view. Step outside and you're just steps from the surf, with plenty of room to relax, entertain, or simply soak in the Gulf breeze. And the location can't be beat -- you're just minutes from Pier Park's shopping, dining, and entertainment, the rides and arcade games at Coconut Creek Family Fun Park, world-class fishing charters out of Capt. Anderson's Marina, and the lively restaurant and nightlife scene along Front Beach Road. Whether you're looking for a full-time residence, a vacation getaway, or a high-performing rental property, this home delivers the best of Panama City Beach living. Three bedrooms, two baths, 50 feet of private beach, and a remodel done right -- this is beachfront living the way it's meant to be. 6621 Gulf Drive, Panama City
$1,749,000 Welcome to the coastal life! Come experience some of the best waterfront views in all of Bay Point! Situated on a premier waterfront homesite with approximately 149 feet on one of the widest sections of the canal, this beautiful property offers panoramic water views. This is the perfect setting for the ultimate coastal lifestyle, where you can keep your boat at your backdoor and be ready to go fishing and boating at a moment's notice. Enjoy the large waterfront deck and sparkling pool, where you'll spend countless hours relaxing, entertaining, and taking in the incredible canal views. This spacious home features over 3,300 square feet, 3 bedrooms, and 3 full baths all on one level for easy living. The expansive primary suite is a private waterfront retreat with a sitting area, oversized walk-in closet, and en-suite bath. Each of the two additional bedrooms offers its own private bath, providing comfort and privacy for family and guests. The open-concept floor plan is ideal for entertaining, featuring views from literally almost everywhere, tons of natural light, generous living spaces and entertainment spaces as well as a built-in bar, making this home perfect for hosting and enjoying family and friends. Located within the prestigious gated community of Bay Point, residents enjoy world-class amenities including the Jack Nicklaus Championship Golf Course, a full-service marina, on-site restaurant and bar, and 24-hour gated security. You are ideally located and convenient to St Andrew's State Park, white sandy beaches, grocery, shops and restaurants and more. This is a rare opportunity to own a home on a premier waterfront homesite in Bay Point. Call today and make this your next home! 3 Beds ⋅ 3 Baths ⋅ 792012 MLS Welcome to the coastal life! Come experience some of the best waterfront views in all of Bay Point! Situated on a premier waterfront homesite with approximately 149 feet on one of the widest sections of the canal, this beautiful property offers panoramic water views. This is the perfect setting for the ultimate coastal lifestyle, where you can keep your boat at your backdoor and be ready to go fishing and boating at a moment's notice. Enjoy the large waterfront deck and sparkling pool, where you'll spend countless hours relaxing, entertaining, and taking in the incredible canal views. This spacious home features over 3,300 square feet, 3 bedrooms, and 3 full baths all on one level for easy living. The expansive primary suite is a private waterfront retreat with a sitting area, oversized walk-in closet, and en-suite bath. Each of the two additional bedrooms offers its own private bath, providing comfort and privacy for family and guests. The open-concept floor plan is ideal for entertaining, featuring views from literally almost everywhere, tons of natural light, generous living spaces and entertainment spaces as well as a built-in bar, making this home perfect for hosting and enjoying family and friends. Located within the prestigious gated community of Bay Point, residents enjoy world-class amenities including the Jack Nicklaus Championship Golf Course, a full-service marina, on-site restaurant and bar, and 24-hour gated security. You are ideally located and convenient to St Andrew's State Park, white sandy beaches, grocery, shops and restaurants and more. This is a rare opportunity to own a home on a premier waterfront homesite in Bay Point. Call today and make this your next home! 1522 Trout Lane, Panama City
$969,000 ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!* Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made. From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character. The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms. Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table. Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, or enjoying a sunset cruise, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights. Defined by its scale, waterfront setting, and enduring craftsmanship, this home stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates. 6 Beds ⋅ 4 Baths ⋅ 791960 MLS ASSUMABLE LOAN AVAILABLE WITH AN INCREDIBLE 2.25% INTEREST RATE!* Rarely does a property offer this much space, privacy, and waterfront lifestyle in one package. Set on 1.14 acres with approximately 110 feet of frontage along the crystal-clear waters of Lake Merial, 147 Lake Merial Shores is a 4,182-square-foot waterfront retreat designed for those who believe home should be the gathering place for every holiday, celebration, and family milestone. Featuring six bedrooms, a bonus room, three-car garage and expansive indoor and outdoor living spaces, this remarkable estate is where unforgettable lake memories are made. From the moment you enter, soaring ceilings and beautiful hardwood flooring create an impressive first impression. To the left of the foyer, a stunning floor-to-ceiling custom library provides the perfect setting for a private office, reading retreat, or study. The private library showcases a custom rolling ladder that glides effortlessly along the entire room. Formal living and dining spaces offer flexibility for gatherings, while a dedicated dining room area with a private bar creates an inviting atmosphere for hosting family celebrations and holiday dinners. The grand living room serves as the heart of the home, featuring dramatic 18-foot ceilings and expansive windows that frame picturesque views of the lake beyond. A beautiful wood burning fireplace creates a warm focal point, flanked by custom built-in cabinetry that provides both elegant display space and functional storage while enhancing the room's timeless character. The well-appointed kitchen offers abundant cabinetry and storage throughout, including an extended custom storage area adjacent to the eat-in kitchen space. A conveniently located half bath near the kitchen enhances the home's thoughtful design and provides added comfort for guests during gatherings and special occasions. The spacious primary suite is located on the first floor, creating a private retreat separate from the additional bedrooms. Upstairs, you'll find five generously sized bedrooms, two full bathrooms, and a massive bonus room large enough to serve as a home theater, game room, fitness area, or recreation space large enough for a pool table. Step outside and experience the true beauty of Lake Merial living. Outdoor living takes center stage with a covered back patio and an expansive paver terrace designed for entertaining and relaxation. A private paver pathway meanders through the backyard to the lakefront, creating a seamless connection to the waterfront lifestyle. Whether you're launching a kayak, casting a line, or enjoying a sunset cruise, Lake Merial becomes an extension of your backyard. The meticulously maintained grounds create a park-like setting, offering plenty of space for outdoor entertaining, backyard barbecues, family gatherings, and making memories with friends and neighbors. Imagine spending Independence Day watching fireworks illuminate the lake, enjoying golf cart rides through the neighborhood, and ending the evening gathered around the water with family. Lake Merial is one of Bay County's most sought-after waterfront communities, centered around a beautiful 300-acre spring-fed lake known for its clear waters and year-round recreational opportunities. Residents enjoy community events, walking trails, green spaces, and food truck nights. Defined by its scale, waterfront setting, and enduring craftsmanship, this home stands as a distinguished Lake Merial residence, offering the space, privacy, and versatility to accommodate generations while creating an exceptional backdrop for everyday living. As one of only a handful of homes of this size situated directly on the water within Lake Merial, this remarkable property represents a rare opportunity to own one of the community's most significant waterfront estates. 147 Lake Merial Shores Drive, Panama City
$597,000 Comp purposes. Maintained but not updated. Wake up to breathtaking panoramic views of the emerald-green waters and sugar-white sands of the Gulf of Mexico from this stunning 3rd-floor residence at the highly sought-after Treasure Island Resort. Offering 1,370 square feet of coastal living space, this beautifully appointed unit features 2 spacious bedrooms, a separate bunk room, and an expansive private balcony where you can relax and enjoy unforgettable sunsets over the Gulf. The interior showcases ceramic tile flooring throughout the kitchen, hallway, and bathrooms, creating a seamless blend of style and durability. Treasure Island Resort is ideally located on the east end of Panama City Beach, just minutes from the natural beauty of St. Andrews State Park, local dining, shopping, and entertainment. Residents and guests enjoy an impressive array of resort-style amenities, including a large seasonally heated Gulf-front swimming pool, kiddie pool, dune walkover with direct beach access, state-of-the-art fitness center, owner's lounge, gazebo, and covered parking garage. Whether you're searching for a primary residence, vacation getaway, or investment property, this exceptional beachfront condo offers the perfect opportunity to experience the best of coastal living. 2 Beds ⋅ 2 Baths ⋅ 791949 MLS Comp purposes. Maintained but not updated. Wake up to breathtaking panoramic views of the emerald-green waters and sugar-white sands of the Gulf of Mexico from this stunning 3rd-floor residence at the highly sought-after Treasure Island Resort. Offering 1,370 square feet of coastal living space, this beautifully appointed unit features 2 spacious bedrooms, a separate bunk room, and an expansive private balcony where you can relax and enjoy unforgettable sunsets over the Gulf. The interior showcases ceramic tile flooring throughout the kitchen, hallway, and bathrooms, creating a seamless blend of style and durability. Treasure Island Resort is ideally located on the east end of Panama City Beach, just minutes from the natural beauty of St. Andrews State Park, local dining, shopping, and entertainment. Residents and guests enjoy an impressive array of resort-style amenities, including a large seasonally heated Gulf-front swimming pool, kiddie pool, dune walkover with direct beach access, state-of-the-art fitness center, owner's lounge, gazebo, and covered parking garage. Whether you're searching for a primary residence, vacation getaway, or investment property, this exceptional beachfront condo offers the perfect opportunity to experience the best of coastal living. 5004 Thomas Drive Unit 303, Panama City
$439,900 Enjoy breathtaking Gulf views from this beautifully maintained, owner-occupied beachfront condominium. Offering a desirable 1-bedroom plus bunk room layout that comfortably sleeps six, this residence is ideal as a personal getaway, full-time home, or vacation rental. The Gulf-front primary suite opens directly to the balcony, while the bright bunk room with its own window provides flexible space for guests. Interior features include wood-look tile flooring, updated kitchen cabinetry, new kitchen appliances, and tastefully renovated bathrooms, including a spacious walk-in shower and double vanity in the primary suite. Tinted sliding glass doors help improve energy efficiency and minimize glare, allowing you to enjoy the stunning Gulf views year-round. Meticulously cared for and move-in ready, this condo offers timeless coastal appeal in one of the area's most sought-after beachfront communities. 1 Beds ⋅ 2 Baths ⋅ 791940 MLS Enjoy breathtaking Gulf views from this beautifully maintained, owner-occupied beachfront condominium. Offering a desirable 1-bedroom plus bunk room layout that comfortably sleeps six, this residence is ideal as a personal getaway, full-time home, or vacation rental. The Gulf-front primary suite opens directly to the balcony, while the bright bunk room with its own window provides flexible space for guests. Interior features include wood-look tile flooring, updated kitchen cabinetry, new kitchen appliances, and tastefully renovated bathrooms, including a spacious walk-in shower and double vanity in the primary suite. Tinted sliding glass doors help improve energy efficiency and minimize glare, allowing you to enjoy the stunning Gulf views year-round. Meticulously cared for and move-in ready, this condo offers timeless coastal appeal in one of the area's most sought-after beachfront communities. 14825 Front Beach Road Unit 1806, Panama City
$389,000 DONT MISS THIS!!! BEACHFRONT!! Wake up watching the ocean! Enjoy breathtaking Gulf views from this beautifully remodeled beachfront condo at Edgewater Beach & Golf Resort. Professionally renovated with luxury finishes throughout, this turnkey unit offers the perfect blend of modern coastal style and resort living. The updated interior features a stunning kitchen, stylish finishes, luxury flooring, and a bright, open layout designed to maximize the incredible beachfront views. Step onto your private balcony to enjoy sunsets over the Gulf, or take advantage of the resort's premier amenities, including multiple pools, hot tubs, private beach access, golf, tennis, pickleball, fitness center, on-site dining, and more. Whether you're looking for a vacation home, investment property, or full-time beachfront residence, this move-in-ready condo is an exceptional opportunity in one of Edgewater Beach & Golf Resort's most sought-after communities. STR allowed. Property Highlights: Direct beachfront location Professionally remodeled Turnkey and move-in/rental ready Private Gulf-front balcony Strong vacation rental potential Resort-style amenities with private beach access This description is optimized for both MLS and online searches by emphasizing keywords such as beachfront, professionally remodeled, Gulf views, turnkey, vacation rental, and investment opportunity. 1 Beds ⋅ 1 Baths ⋅ 791938 MLS DONT MISS THIS!!! BEACHFRONT!! Wake up watching the ocean! Enjoy breathtaking Gulf views from this beautifully remodeled beachfront condo at Edgewater Beach & Golf Resort. Professionally renovated with luxury finishes throughout, this turnkey unit offers the perfect blend of modern coastal style and resort living. The updated interior features a stunning kitchen, stylish finishes, luxury flooring, and a bright, open layout designed to maximize the incredible beachfront views. Step onto your private balcony to enjoy sunsets over the Gulf, or take advantage of the resort's premier amenities, including multiple pools, hot tubs, private beach access, golf, tennis, pickleball, fitness center, on-site dining, and more. Whether you're looking for a vacation home, investment property, or full-time beachfront residence, this move-in-ready condo is an exceptional opportunity in one of Edgewater Beach & Golf Resort's most sought-after communities. STR allowed. Property Highlights: Direct beachfront location Professionally remodeled Turnkey and move-in/rental ready Private Gulf-front balcony Strong vacation rental potential Resort-style amenities with private beach access This description is optimized for both MLS and online searches by emphasizing keywords such as beachfront, professionally remodeled, Gulf views, turnkey, vacation rental, and investment opportunity. 11347 Front Beach Road Unit 706, Panama City
$339,900 Modern loft style 2 bedroom 2 bath condo with open living space and unobstructed full water views. Located in Dockside North, a quiet private gated condo community on sought after Grand Lagoon waterfront. Condo may be leased for periods of 30 days or longer. Located on east end of Panama City Beach away from busy touristy areas, but only 5 minutes away from white sandy beaches with public access, shopping, countless restaurants and St. Andrews State Park with a great new boat launch area. End unit condo with large balcony with 180 degree lagoon views with nice breezes all year round. Amazing colorful sunrises and sunsets. Recently renovated kitchen with all new soft close cabinets, Quartzite countertops, energy saving appliances including high efficiency washer/dryer combo. Two year old high efficiency A/C unit with extremely low electric bills. Two full baths. Downstairs bedroom with built in desk area. Large walk-in attic space for extra storage. Resident only community dock with two week at a time mooring allowed for vessels under 28 feet. Close access to Gulf of America. HOA fees include water, building insurances, garbage pickup, landscape and pool maintenance and pest control. Nice community breezeway for relaxing with other residents, family and friends. Will entertain offers and will sell furnished with full price offer. A must see condo! 2 Beds ⋅ 2 Baths ⋅ 791932 MLS Modern loft style 2 bedroom 2 bath condo with open living space and unobstructed full water views. Located in Dockside North, a quiet private gated condo community on sought after Grand Lagoon waterfront. Condo may be leased for periods of 30 days or longer. Located on east end of Panama City Beach away from busy touristy areas, but only 5 minutes away from white sandy beaches with public access, shopping, countless restaurants and St. Andrews State Park with a great new boat launch area. End unit condo with large balcony with 180 degree lagoon views with nice breezes all year round. Amazing colorful sunrises and sunsets. Recently renovated kitchen with all new soft close cabinets, Quartzite countertops, energy saving appliances including high efficiency washer/dryer combo. Two year old high efficiency A/C unit with extremely low electric bills. Two full baths. Downstairs bedroom with built in desk area. Large walk-in attic space for extra storage. Resident only community dock with two week at a time mooring allowed for vessels under 28 feet. Close access to Gulf of America. HOA fees include water, building insurances, garbage pickup, landscape and pool maintenance and pest control. Nice community breezeway for relaxing with other residents, family and friends. Will entertain offers and will sell furnished with full price offer. A must see condo! 6909 N Lagoon Drive Unit E2, Panama City
$438,500 With many special features, this unit is located on the 3rd floor next to the end unit for great beach visibility and has a beach view (within talking distance) of your family while enjoying the pool. Enjoy the breath-taking views through the floor to ceiling glass in both main living and master bedroom. This fully furnished unit offers the following upgrades; Bathrooms, kitchen with new microwave and $1500 refrigerator allowance, new vinyl plank and tile flooring, recently painted balcony doors and frame. HVAC- 2023, water heater- 2024 and Unit offers Two (2) Owner closets. Summerhouse offers an array of amenities to enhance your coastal lifestyle, including 2 free-form pools (one heated seasonally), a hot tub, kiddie pool, shuffleboard, tennis courts and more. Outside you can enjoy the designated grilling area, gulf front gazebo with picnic tables, ideal to soak up the sun and enjoy the gulf breeze. Whether you want to move in, take advantage of the rental potential or split time enjoying living portions of the seasons at your own Beach Condo. Located near top restaurants, fishing charters and St. Andrews State Park. 2 Beds ⋅ 2 Baths ⋅ 791928 MLS With many special features, this unit is located on the 3rd floor next to the end unit for great beach visibility and has a beach view (within talking distance) of your family while enjoying the pool. Enjoy the breath-taking views through the floor to ceiling glass in both main living and master bedroom. This fully furnished unit offers the following upgrades; Bathrooms, kitchen with new microwave and $1500 refrigerator allowance, new vinyl plank and tile flooring, recently painted balcony doors and frame. HVAC- 2023, water heater- 2024 and Unit offers Two (2) Owner closets. Summerhouse offers an array of amenities to enhance your coastal lifestyle, including 2 free-form pools (one heated seasonally), a hot tub, kiddie pool, shuffleboard, tennis courts and more. Outside you can enjoy the designated grilling area, gulf front gazebo with picnic tables, ideal to soak up the sun and enjoy the gulf breeze. Whether you want to move in, take advantage of the rental potential or split time enjoying living portions of the seasons at your own Beach Condo. Located near top restaurants, fishing charters and St. Andrews State Park. 6505 Thomas Drive Unit 314, Panama City
$239,900 MOTIVATED SELLER! BRING ALL OFFERS!!! Make every day feel like a getaway in this charming first-floor condo! Designed with an open-concept layout, this cozy home offers effortless comfort and flow. Step out onto your private balcony to enjoy spectacular lagoon sunsets. Whether you're fishing, watching dolphins play, or heading to the Gulf (with easy water access) this is true coastal living. Call today for a private tour! 1 Beds ⋅ 1 Baths ⋅ 791907 MLS MOTIVATED SELLER! BRING ALL OFFERS!!! Make every day feel like a getaway in this charming first-floor condo! Designed with an open-concept layout, this cozy home offers effortless comfort and flow. Step out onto your private balcony to enjoy spectacular lagoon sunsets. Whether you're fishing, watching dolphins play, or heading to the Gulf (with easy water access) this is true coastal living. Call today for a private tour! 6909 N Lagoon Drive Unit B3, Panama City
$409,999 Waterfront living meets space, privacy, and outdoor recreation in this beautifully maintained 3-bedroom, 2-bath brick home situated on a rare 0.54-acre lot in the Bay View area of Callaway. Offering approximately 2,400 square feet of living space, this home features a spacious primary suite with a walk-in closet and jetted soaking tub, a cozy gas fireplace, and a climate-controlled Florida room that provides additional year-round living and entertaining space. Launch a kayak directly from your backyard and explore the connected bay waters. One of the property's most unique features is its direct frontage on a slough that connects to the bay, providing water access right from your backyard. Whether you enjoy kayaking, fishing, wildlife viewing, or simply relaxing by the water, this property offers a lifestyle that is increasingly difficult to find. The outdoor amenities are equally impressive. The property includes a kayak rack with kayaks, a fenced backyard area, a standalone storage shed, and a large concrete parking pad suitable for boat storage, trailers, recreational vehicles, workshop space, or additional parking. Gardening enthusiasts will appreciate the three established 4' x 8' raised garden beds and numerous fruit trees throughout the property. Additional features include a two-car garage, a recently installed water heater, mature landscaping, and ample room to enjoy outdoor living on more than half an acre. Conveniently located near Tyndall Air Force Base, shopping, dining, schools, and Panama City amenities, this property combines the convenience of town with the space, privacy, and waterfront access often associated with much larger properties Whether you're searching for a home, a place to pursue outdoor hobbies, or a property with direct water access and room to grow, this Bay View gem offers a unique opportunity to enjoy the best of Florida living. 3 Beds ⋅ 2 Baths ⋅ 791905 MLS Waterfront living meets space, privacy, and outdoor recreation in this beautifully maintained 3-bedroom, 2-bath brick home situated on a rare 0.54-acre lot in the Bay View area of Callaway. Offering approximately 2,400 square feet of living space, this home features a spacious primary suite with a walk-in closet and jetted soaking tub, a cozy gas fireplace, and a climate-controlled Florida room that provides additional year-round living and entertaining space. Launch a kayak directly from your backyard and explore the connected bay waters. One of the property's most unique features is its direct frontage on a slough that connects to the bay, providing water access right from your backyard. Whether you enjoy kayaking, fishing, wildlife viewing, or simply relaxing by the water, this property offers a lifestyle that is increasingly difficult to find. The outdoor amenities are equally impressive. The property includes a kayak rack with kayaks, a fenced backyard area, a standalone storage shed, and a large concrete parking pad suitable for boat storage, trailers, recreational vehicles, workshop space, or additional parking. Gardening enthusiasts will appreciate the three established 4' x 8' raised garden beds and numerous fruit trees throughout the property. Additional features include a two-car garage, a recently installed water heater, mature landscaping, and ample room to enjoy outdoor living on more than half an acre. Conveniently located near Tyndall Air Force Base, shopping, dining, schools, and Panama City amenities, this property combines the convenience of town with the space, privacy, and waterfront access often associated with much larger properties Whether you're searching for a home, a place to pursue outdoor hobbies, or a property with direct water access and room to grow, this Bay View gem offers a unique opportunity to enjoy the best of Florida living. 6836 Forsythe Drive, Panama City
$5,295,000 There is something timeless about waking to the sight of the Gulf stretching endlessly beyond your window. At 5931 Gulf Drive, that experience becomes part of everyday life. Positioned directly on the shoreline within Hadley's Beach, an intimate community where only ten residences enjoy true Gulf-front placement, this fully furnished home invites you to live at the water's edge, where the rhythm of the waves sets the pace of the day. Spanning 5,031 square feet, the residence was designed around the view. From the moment you enter, the Gulf commands attention--an ever-changing backdrop of turquoise water, white sand, and expansive coastal sky. Sunlight moves effortlessly through the home's generous living spaces, creating an atmosphere that feels both elevated and welcoming. The heart of the home is where people naturally gather. A beautifully appointed kitchen with premium appliances opens seamlessly into the living and dining areas, creating a setting equally suited for celebratory dinners, holiday gatherings, or quiet mornings with coffee overlooking the shoreline. Every space feels connected, designed to bring family and friends together while never losing sight of the water beyond. With seven bedrooms and eight-and-a-half bathrooms, the home offers room to spread out and settle in. Yet it is the third-floor primary suite that truly captures the imagination. Elevated above the coastline, it feels almost suspended between sea and sky. Here, sweeping Gulf views greet the morning, while evenings are framed by breathtaking sunsets reflected across the water. Outside, life naturally gravitates toward the Gulf. A private pool offers a refreshing retreat between beach walks, while the shoreline itself is just steps away. Days begin with sunrise strolls along the sugar-white sand and end with conversations carried by the sound of the surf. Thoughtful additions such as two laundry rooms and an elevator servicing all levels bring comfort and convenience to everyday living. Offered fully furnished and with short-term rentals permitted, the home is prepared to be enjoyed from the moment you arrive. Whether envisioned as a gathering place for generations, a coastal retreat, or an investment in one of Panama City Beach's most desirable beachfront communities, the experience remains the same: effortless, refined, and deeply connected to the beauty of the Gulf. At 5931 Gulf Drive, the shoreline is not simply a view--it becomes part of the way you live. 7 Beds ⋅ 9 Baths ⋅ 791891 MLS There is something timeless about waking to the sight of the Gulf stretching endlessly beyond your window. At 5931 Gulf Drive, that experience becomes part of everyday life. Positioned directly on the shoreline within Hadley's Beach, an intimate community where only ten residences enjoy true Gulf-front placement, this fully furnished home invites you to live at the water's edge, where the rhythm of the waves sets the pace of the day. Spanning 5,031 square feet, the residence was designed around the view. From the moment you enter, the Gulf commands attention--an ever-changing backdrop of turquoise water, white sand, and expansive coastal sky. Sunlight moves effortlessly through the home's generous living spaces, creating an atmosphere that feels both elevated and welcoming. The heart of the home is where people naturally gather. A beautifully appointed kitchen with premium appliances opens seamlessly into the living and dining areas, creating a setting equally suited for celebratory dinners, holiday gatherings, or quiet mornings with coffee overlooking the shoreline. Every space feels connected, designed to bring family and friends together while never losing sight of the water beyond. With seven bedrooms and eight-and-a-half bathrooms, the home offers room to spread out and settle in. Yet it is the third-floor primary suite that truly captures the imagination. Elevated above the coastline, it feels almost suspended between sea and sky. Here, sweeping Gulf views greet the morning, while evenings are framed by breathtaking sunsets reflected across the water. Outside, life naturally gravitates toward the Gulf. A private pool offers a refreshing retreat between beach walks, while the shoreline itself is just steps away. Days begin with sunrise strolls along the sugar-white sand and end with conversations carried by the sound of the surf. Thoughtful additions such as two laundry rooms and an elevator servicing all levels bring comfort and convenience to everyday living. Offered fully furnished and with short-term rentals permitted, the home is prepared to be enjoyed from the moment you arrive. Whether envisioned as a gathering place for generations, a coastal retreat, or an investment in one of Panama City Beach's most desirable beachfront communities, the experience remains the same: effortless, refined, and deeply connected to the beauty of the Gulf. At 5931 Gulf Drive, the shoreline is not simply a view--it becomes part of the way you live. 5931 Gulf Drive, Panama City
$325,000 ''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' Experience elevated coastal living from the 7th floor of Reflections at Bay Point in this beautifully furnished 1-bedroom, 1-bath residence. Enjoy breathtaking views from your private balcony overlooking the Pass, Grand Lagoon, St. Andrews State Park, partial Gulf waters, and the resort-style pool below. Inside, you'll find a spacious open-concept layout filled with natural light, featuring recessed lighting, LVP and tile flooring, and direct balcony access from the living area. The primary bedroom offers elegant tray ceilings, while the bathroom features a double vanity and walk-in shower.Reflections at Bay Point offers exceptional resort-style amenities, including a lagoon-style pool, heated pool, hot tub, two fire pits with gathering areas, and gas grilling stations. Located within the highly sought-after gated Bay Point community, residents enjoy access to a world-class marina, championship golf, and the renowned Nicklaus Course. On-site dining is available at Neon's Bar 72, serving food and drinks daily. Whether you're seeking a primary residence, vacation getaway, or investment opportunity, this property offers the perfect blend of luxury, convenience, and waterfront living in Panama City Beach. 1 Beds ⋅ 1 Baths ⋅ 791857 MLS ''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' Experience elevated coastal living from the 7th floor of Reflections at Bay Point in this beautifully furnished 1-bedroom, 1-bath residence. Enjoy breathtaking views from your private balcony overlooking the Pass, Grand Lagoon, St. Andrews State Park, partial Gulf waters, and the resort-style pool below. Inside, you'll find a spacious open-concept layout filled with natural light, featuring recessed lighting, LVP and tile flooring, and direct balcony access from the living area. The primary bedroom offers elegant tray ceilings, while the bathroom features a double vanity and walk-in shower.Reflections at Bay Point offers exceptional resort-style amenities, including a lagoon-style pool, heated pool, hot tub, two fire pits with gathering areas, and gas grilling stations. Located within the highly sought-after gated Bay Point community, residents enjoy access to a world-class marina, championship golf, and the renowned Nicklaus Course. On-site dining is available at Neon's Bar 72, serving food and drinks daily. Whether you're seeking a primary residence, vacation getaway, or investment opportunity, this property offers the perfect blend of luxury, convenience, and waterfront living in Panama City Beach. 4100 Marriott Drive Unit 706, Panama City
$759,900 Welcome to your custom waterfront retreat on the shores of Deer Point Lake, where comfort, style, and stunning views come together with no HOA. This beautifully designed 4 bedroom, 3 bath home offers the perfect blend of luxury and functionality. From the moment you step inside, you are greeted by soaring beamed ceilings in the living room, creating a warm yet impressive gathering space filled with natural light. Just off the entry, a spacious home office sits behind a custom barn door, ideal for remote work or a quiet flex space. Across the hall, the formal dining room showcases a striking wood ceiling and detailed molding, adding charm and character. The heart of the home is the open concept kitchen, featuring a custom copper farmhouse sink, modern cabinetry, stone backsplash, and a large breakfast bar perfect for family and entertaining. Flowing seamlessly into the living area, you will find built in bookshelves, an electric fireplace, and beautiful views of the oversized screened porch and lake beyond. Designed with a split floor plan, one side of the home offers three oversized bedrooms and two full baths, providing comfort and privacy for family or guests. On the opposite side, the spacious primary suite serves as a true retreat, complete with room for a sitting area, a spa like bathroom with dual shower heads, soaking tub, walk in closet, and private patio access with breathtaking lake views. Outside is where this home truly shines. Relax on the large screened porch, sip your morning coffee overlooking the water, or head down to the brand new dock for easy access to everything Deer Point Lake has to offer. Thoughtfully designed inside and out, this exceptional lakefront home offers peaceful waterfront living in Panama City with space to grow, entertain, and make lifelong memories. 4 Beds ⋅ 3 Baths ⋅ 791844 MLS Welcome to your custom waterfront retreat on the shores of Deer Point Lake, where comfort, style, and stunning views come together with no HOA. This beautifully designed 4 bedroom, 3 bath home offers the perfect blend of luxury and functionality. From the moment you step inside, you are greeted by soaring beamed ceilings in the living room, creating a warm yet impressive gathering space filled with natural light. Just off the entry, a spacious home office sits behind a custom barn door, ideal for remote work or a quiet flex space. Across the hall, the formal dining room showcases a striking wood ceiling and detailed molding, adding charm and character. The heart of the home is the open concept kitchen, featuring a custom copper farmhouse sink, modern cabinetry, stone backsplash, and a large breakfast bar perfect for family and entertaining. Flowing seamlessly into the living area, you will find built in bookshelves, an electric fireplace, and beautiful views of the oversized screened porch and lake beyond. Designed with a split floor plan, one side of the home offers three oversized bedrooms and two full baths, providing comfort and privacy for family or guests. On the opposite side, the spacious primary suite serves as a true retreat, complete with room for a sitting area, a spa like bathroom with dual shower heads, soaking tub, walk in closet, and private patio access with breathtaking lake views. Outside is where this home truly shines. Relax on the large screened porch, sip your morning coffee overlooking the water, or head down to the brand new dock for easy access to everything Deer Point Lake has to offer. Thoughtfully designed inside and out, this exceptional lakefront home offers peaceful waterfront living in Panama City with space to grow, entertain, and make lifelong memories. 6319 Oak Knoll Road, Panama City