$125,000 Prime commercial development opportunity at **101 Medical Center Dr in Panama City, Florida**, purchasable separate on as a package with 103 Medical Center Dr (MLS# 795140). ideally positioned within the established medical corridor surrounding HCA Florida Gulf Coast Hospital. This vacant commercial lot offers an excellent setting for a **medical office, outpatient clinic, surgical center, specialty practice, diagnostic facility, or other professional healthcare-related use**, subject to applicable zoning and development approvals. Location is a major advantage. HCA Florida Gulf Coast Hospital is located at **449 W. 23rd Street** and is a 282-bed acute-care hospital offering a broad range of services, including surgery, cardiology, orthopedics, neurology, emergency care, women's services, imaging, rehabilitation and other specialties. The surrounding area has developed into one of Panama City's most recognizable concentrations of healthcare providers and medical services. The property's Medical Center Drive location provides convenient access to the hospital campus as well as the heavily traveled **23rd Street commercial corridor**, placing future patients, employees and healthcare professionals within easy reach of restaurants, retail, pharmacies, banking and other everyday services. For a physician group, healthcare provider or developer searching for a location where the address itself complements the intended use, **101 Medical Center Dr presents a compelling opportunity to establish a new medical or professional facility near one of Bay County's major hospitals.** 795137 MLS Prime commercial development opportunity at **101 Medical Center Dr in Panama City, Florida**, purchasable separate on as a package with 103 Medical Center Dr (MLS# 795140). ideally positioned within the established medical corridor surrounding HCA Florida Gulf Coast Hospital. This vacant commercial lot offers an excellent setting for a **medical office, outpatient clinic, surgical center, specialty practice, diagnostic facility, or other professional healthcare-related use**, subject to applicable zoning and development approvals. Location is a major advantage. HCA Florida Gulf Coast Hospital is located at **449 W. 23rd Street** and is a 282-bed acute-care hospital offering a broad range of services, including surgery, cardiology, orthopedics, neurology, emergency care, women's services, imaging, rehabilitation and other specialties. The surrounding area has developed into one of Panama City's most recognizable concentrations of healthcare providers and medical services. The property's Medical Center Drive location provides convenient access to the hospital campus as well as the heavily traveled **23rd Street commercial corridor**, placing future patients, employees and healthcare professionals within easy reach of restaurants, retail, pharmacies, banking and other everyday services. For a physician group, healthcare provider or developer searching for a location where the address itself complements the intended use, **101 Medical Center Dr presents a compelling opportunity to establish a new medical or professional facility near one of Bay County's major hospitals.** 101 Medical Center Drive, Panama City
$265,990 Discover a thoughtfully designed single-story layout that blends comfort, functionality, and modern style. The Gehrig floor plan offers 1,732 square feet of living space, featuring 3 well-appointed bedrooms at the front of the home for added privacy and versatility -- perfect for family members, guests, or a home office. The entryway leads into a spacious open-concept living area where the kitchen, dining room, and family room connect seamlessly for easy everyday living. The kitchen shines with quartz countertops, stainless steel appliances, and stylish 42'' cabinets that complement both style and convenience. Privately situated at the rear of the home, the owner's suite serves as a peaceful retreat with a well-appointed bathroom and a generous walk-in closet. A 2-car garage completes this home. Don't miss your opportunity to make the Gehrig plan your new home in Magnolia Ridge! Call today to schedule your tour and ask about current incentives. This home is under construction. Floorplan layout and elevation renderings shown in the photos section are for reference only; actual colors, finishes, options, and layout may vary. Information is deemed reliable but not guaranteed -- buyer or buyer's agent to verify all details. Price subject to change without notice. 4 Beds ⋅ 2 Baths ⋅ 795129 MLS Discover a thoughtfully designed single-story layout that blends comfort, functionality, and modern style. The Gehrig floor plan offers 1,732 square feet of living space, featuring 3 well-appointed bedrooms at the front of the home for added privacy and versatility -- perfect for family members, guests, or a home office. The entryway leads into a spacious open-concept living area where the kitchen, dining room, and family room connect seamlessly for easy everyday living. The kitchen shines with quartz countertops, stainless steel appliances, and stylish 42'' cabinets that complement both style and convenience. Privately situated at the rear of the home, the owner's suite serves as a peaceful retreat with a well-appointed bathroom and a generous walk-in closet. A 2-car garage completes this home. Don't miss your opportunity to make the Gehrig plan your new home in Magnolia Ridge! Call today to schedule your tour and ask about current incentives. This home is under construction. Floorplan layout and elevation renderings shown in the photos section are for reference only; actual colors, finishes, options, and layout may vary. Information is deemed reliable but not guaranteed -- buyer or buyer's agent to verify all details. Price subject to change without notice. 3856 Wall Street Unit HS 86, Panama City
$449,999 Welcome to 103 Arlington Drive, a beautifully updated waterfront home offering approximately 2,745 square feet, 4 bedrooms, 2 bathrooms, multiple living areas, and peaceful views of Lake Martin. The versatile split-bedroom floor plan places the water-view primary suite on its own wing, while the additional bedrooms and bath are located on the opposite side of the home. From the moment you enter, your view carries through the spacious living area and expansive Florida room to the backyard and lake beyond. The home offers plenty of room to gather, including a large dining room, family room with fireplace, and an updated kitchen featuring quartz countertops, stainless steel appliances, custom cabinetry, LED lighting, and an Instahot system. The oversized Florida room provides another exceptional living and entertaining space while taking full advantage of the backyard and water views. Since purchasing in 2022, the sellers have continued to improve the property with hurricane-impact windows and sliders throughout the main home, a new water heater, fresh interior paint, a complete hall bath plumbing upgrade, chimney cleaning and upgrades with a new cap, an A/C air scrubber, gutter leaf-filter screens, regrouted kitchen and family room floors, motion security lighting, and custom closet inserts in the primary and additional bedrooms. Outside, the approximately 0.26-acre property offers generous parking and space for a boat, RV, and guests, plus a detached 27x16 shop with 220V power and an additional 15x12 shop, providing excellent storage, workshop, or hobby space. With its combination of waterfront views, substantial square footage, multiple living spaces, extensive improvements, and convenient access to shopping, dining, schools, and Tyndall Air Force Base, 103 Arlington Drive offers a rare amount of space and versatility inside and out. 4 Beds ⋅ 2 Baths ⋅ 795124 MLS Welcome to 103 Arlington Drive, a beautifully updated waterfront home offering approximately 2,745 square feet, 4 bedrooms, 2 bathrooms, multiple living areas, and peaceful views of Lake Martin. The versatile split-bedroom floor plan places the water-view primary suite on its own wing, while the additional bedrooms and bath are located on the opposite side of the home. From the moment you enter, your view carries through the spacious living area and expansive Florida room to the backyard and lake beyond. The home offers plenty of room to gather, including a large dining room, family room with fireplace, and an updated kitchen featuring quartz countertops, stainless steel appliances, custom cabinetry, LED lighting, and an Instahot system. The oversized Florida room provides another exceptional living and entertaining space while taking full advantage of the backyard and water views. Since purchasing in 2022, the sellers have continued to improve the property with hurricane-impact windows and sliders throughout the main home, a new water heater, fresh interior paint, a complete hall bath plumbing upgrade, chimney cleaning and upgrades with a new cap, an A/C air scrubber, gutter leaf-filter screens, regrouted kitchen and family room floors, motion security lighting, and custom closet inserts in the primary and additional bedrooms. Outside, the approximately 0.26-acre property offers generous parking and space for a boat, RV, and guests, plus a detached 27x16 shop with 220V power and an additional 15x12 shop, providing excellent storage, workshop, or hobby space. With its combination of waterfront views, substantial square footage, multiple living spaces, extensive improvements, and convenient access to shopping, dining, schools, and Tyndall Air Force Base, 103 Arlington Drive offers a rare amount of space and versatility inside and out. 103 Arlington Drive, Panama City
$194,500 Embrace the charm of country living on the tranquil shores of Deer Point Lake, where the delights of nature, the joy of fishing, and the simple pleasures of front porch swings and sunny summer days create an inviting retreat for your future home. Here, life moves at a more relaxed pace, offering the perfect setting to build the home you've always envisioned. Surrounded by nature's beauty, the exceptional community of Cedar Creek at Deerpoint Lake blends peaceful living with modern comforts. Enjoy exclusive amenities designed for both relaxation and recreation, including a spacious pavilion ideal for picnics and gatherings, an outdoor fireplace, and a large swimming pool adjacent to a playground for the outdoor enjoyment of the kids. The beautifully appointed clubhouse provides a welcoming space for private events, celebrations, or quiet evenings by the open firepit. Whether you're unwinding under the stars, exploring the natural surroundings, or enjoying the convenience of well-planned community spaces, Cedar Creek at Deer Point Lake offers the perfect balance of nature and comfort--ready to be called home. 795118 MLS Embrace the charm of country living on the tranquil shores of Deer Point Lake, where the delights of nature, the joy of fishing, and the simple pleasures of front porch swings and sunny summer days create an inviting retreat for your future home. Here, life moves at a more relaxed pace, offering the perfect setting to build the home you've always envisioned. Surrounded by nature's beauty, the exceptional community of Cedar Creek at Deerpoint Lake blends peaceful living with modern comforts. Enjoy exclusive amenities designed for both relaxation and recreation, including a spacious pavilion ideal for picnics and gatherings, an outdoor fireplace, and a large swimming pool adjacent to a playground for the outdoor enjoyment of the kids. The beautifully appointed clubhouse provides a welcoming space for private events, celebrations, or quiet evenings by the open firepit. Whether you're unwinding under the stars, exploring the natural surroundings, or enjoying the convenience of well-planned community spaces, Cedar Creek at Deer Point Lake offers the perfect balance of nature and comfort--ready to be called home. 9732 Summer Creek Drive, Panama City
$835,000 This spacious 6-bedroom, 4-bath home offers 4,230 square feet of comfortable living space on a private 1.53-acre property, perfectly designed for both everyday living and entertaining. Inside, the generous floor plan accommodates family, guests, or multi-generational living with ease. Recent upgrades include new flooring throughout completed last year and new kitchen quartz countertops, also installed last year, adding modern style and durability. The home is further enhanced by twin tankless gas water heaters, providing efficiency and continuous hot water. Outdoors, enjoy a true backyard oasis ideal for year-round enjoyment. The fully fenced yard features an in-ground pool, spa/hot tub, and a built-in barbecue and grill area with ample seating--perfect for hosting gatherings or relaxing in a resort-style setting. A standing seam metal roof installed approximately 1.5 years ago adds long-term value, durability, and peace of mind. Just ½ mile from SweetBay, you're close to shopping, dining, and everyday conveniences while still enjoying plenty of privacy. With exceptional outdoor amenities, thoughtful upgrades, and a desirable location, this property offers a rare opportunity to own a home that truly blends space, functionality, and an entertainer's dream backyard. 6 Beds ⋅ 4 Baths ⋅ 795112 MLS This spacious 6-bedroom, 4-bath home offers 4,230 square feet of comfortable living space on a private 1.53-acre property, perfectly designed for both everyday living and entertaining. Inside, the generous floor plan accommodates family, guests, or multi-generational living with ease. Recent upgrades include new flooring throughout completed last year and new kitchen quartz countertops, also installed last year, adding modern style and durability. The home is further enhanced by twin tankless gas water heaters, providing efficiency and continuous hot water. Outdoors, enjoy a true backyard oasis ideal for year-round enjoyment. The fully fenced yard features an in-ground pool, spa/hot tub, and a built-in barbecue and grill area with ample seating--perfect for hosting gatherings or relaxing in a resort-style setting. A standing seam metal roof installed approximately 1.5 years ago adds long-term value, durability, and peace of mind. Just ½ mile from SweetBay, you're close to shopping, dining, and everyday conveniences while still enjoying plenty of privacy. With exceptional outdoor amenities, thoughtful upgrades, and a desirable location, this property offers a rare opportunity to own a home that truly blends space, functionality, and an entertainer's dream backyard. 3610 Florida Avenue, Panama City
$365,000 Almost a half acre of beautiful unobstructed open Bay views. Large lot that views south East as well as S West. This parcel is big enough to build a large private home and potential guest house. Heavily wooded to keep the property as private as you choose. The property has been owned by the same family for many years so no survey is available.. A dock can be constructed on the property for a boat. 795107 MLS Almost a half acre of beautiful unobstructed open Bay views. Large lot that views south East as well as S West. This parcel is big enough to build a large private home and potential guest house. Heavily wooded to keep the property as private as you choose. The property has been owned by the same family for many years so no survey is available.. A dock can be constructed on the property for a boat. W Park Street, Panama City
$228,000 This home in the St. Andrews area is ready to move in. This 2 bedroom, 2 bath house features an attached garage, covered front porch, screened in back porch, and the back yard has a privacy fence. It was built in 2000 and been well maintained. It is flat, no steps, new roof in 2018 and leaf guards on the gutters, and the hot water heater was replaced in 2024. The big eat-in kitchen has a ton of cabinets, plenty of counter space, recessed lighting, stainless steel double sink, a wall oven, wall microwave, dishwasher and a refrigerator with ice and water through the door. All the appliances are Kitchen Aid. The garage has a sealed concrete floor painted gray with sprinkles for a neat appearance. Both bedrooms have carpet, and the living room and hall bathroom has new luxury vinyl plank flooring. There are 2 windows in the kitchen that overlook the privacy fenced back yard. The 12x12 screened back porch is a quiet place to relax. About 4 blocks is a cute park on St. Andrews Bay to watch the sun go down. Less than a quarter mile is St. Andrews Marina that has a variety of restaurants, shopping, free boat launch and parking. Come check it out! 2 Beds ⋅ 2 Baths ⋅ 795106 MLS This home in the St. Andrews area is ready to move in. This 2 bedroom, 2 bath house features an attached garage, covered front porch, screened in back porch, and the back yard has a privacy fence. It was built in 2000 and been well maintained. It is flat, no steps, new roof in 2018 and leaf guards on the gutters, and the hot water heater was replaced in 2024. The big eat-in kitchen has a ton of cabinets, plenty of counter space, recessed lighting, stainless steel double sink, a wall oven, wall microwave, dishwasher and a refrigerator with ice and water through the door. All the appliances are Kitchen Aid. The garage has a sealed concrete floor painted gray with sprinkles for a neat appearance. Both bedrooms have carpet, and the living room and hall bathroom has new luxury vinyl plank flooring. There are 2 windows in the kitchen that overlook the privacy fenced back yard. The 12x12 screened back porch is a quiet place to relax. About 4 blocks is a cute park on St. Andrews Bay to watch the sun go down. Less than a quarter mile is St. Andrews Marina that has a variety of restaurants, shopping, free boat launch and parking. Come check it out! 1111 Clay Avenue, Panama City
$330,000 Assumable 2.25% VA loan! Welcome home to this beautiful, move-in-ready single-story residence situated on a scenic pond-front lot in Callaway, FL. Framed by durable Hardie-board siding and freshly painted throughout, this home offers 1,835 square feet of light-filled living space featuring 4 bedrooms, 2 full bathrooms, and 9-foot ceilings that enhance the open, airy feel. The heart of the home centers around a spacious kitchen equipped with rich granite countertops and brand-new stainless steel stove and refrigerator installed in July 2026. Designed with modern convenience in mind, the property comes outfitted with Z-Wave smart home technology, including smart door locks, select smart outlets, and customizable lighting control. Relax or entertain outdoors in the privacy of your fully enclosed patio overlooking serene water views. Additional highlights include an attached 2-car garage equipped with a high-power NEMA 14-50 EV charging outlet, an included washer and dryer, and a low-maintenance layout built for everyday comfort. Located in the desirable Bridge Harbor community, this home seamlessly blends smart home efficiency with classic coastal living. All conveniently located within 15 minutes of Tyndall. Seller offering $5,000 towards Buyer Closing Costs with acceptable offer! 4 Beds ⋅ 2 Baths ⋅ 795092 MLS Assumable 2.25% VA loan! Welcome home to this beautiful, move-in-ready single-story residence situated on a scenic pond-front lot in Callaway, FL. Framed by durable Hardie-board siding and freshly painted throughout, this home offers 1,835 square feet of light-filled living space featuring 4 bedrooms, 2 full bathrooms, and 9-foot ceilings that enhance the open, airy feel. The heart of the home centers around a spacious kitchen equipped with rich granite countertops and brand-new stainless steel stove and refrigerator installed in July 2026. Designed with modern convenience in mind, the property comes outfitted with Z-Wave smart home technology, including smart door locks, select smart outlets, and customizable lighting control. Relax or entertain outdoors in the privacy of your fully enclosed patio overlooking serene water views. Additional highlights include an attached 2-car garage equipped with a high-power NEMA 14-50 EV charging outlet, an included washer and dryer, and a low-maintenance layout built for everyday comfort. Located in the desirable Bridge Harbor community, this home seamlessly blends smart home efficiency with classic coastal living. All conveniently located within 15 minutes of Tyndall. Seller offering $5,000 towards Buyer Closing Costs with acceptable offer! 329 Highbrook Road, Panama City
$65,000 $65,000 | CLEARED 0.25 ACRE LOT | HISTORIC MILLVILLE | ND ZONING Rare opportunity to own a cleared 0.25 acre lot measuring approximately 53' x 208' in Historic Millville! Featuring ND (Neighborhood Downtown) zoning, public water & sewer, paved city road access, no HOA, and in Flood Zone X. Located just off US-98 and less than 1/2 mile from Watson Bayou with Gulf access, this property offers an excellent location for potential development or investment. Neighborhood Downtown zoning allows for a variety of potential uses, including commercial, business, entertainment, multi-unit residential, and more. With public utilities already in place, buyers may save significant time and expense during the development process. Existing shed conveys. Enjoy convenient access to Watson Bayou, the public boat ramp, Millville Waterfront Park, fishing pier, and Gene's Oyster Bar. Whether you're an investor, entrepreneur, or simply looking for an affordable development parcel, this is an opportunity to get into Historic Millville at an attractive price point. 795091 MLS $65,000 | CLEARED 0.25 ACRE LOT | HISTORIC MILLVILLE | ND ZONING Rare opportunity to own a cleared 0.25 acre lot measuring approximately 53' x 208' in Historic Millville! Featuring ND (Neighborhood Downtown) zoning, public water & sewer, paved city road access, no HOA, and in Flood Zone X. Located just off US-98 and less than 1/2 mile from Watson Bayou with Gulf access, this property offers an excellent location for potential development or investment. Neighborhood Downtown zoning allows for a variety of potential uses, including commercial, business, entertainment, multi-unit residential, and more. With public utilities already in place, buyers may save significant time and expense during the development process. Existing shed conveys. Enjoy convenient access to Watson Bayou, the public boat ramp, Millville Waterfront Park, fishing pier, and Gene's Oyster Bar. Whether you're an investor, entrepreneur, or simply looking for an affordable development parcel, this is an opportunity to get into Historic Millville at an attractive price point. 306 Sherman Avenue, Panama City
$65,000 $65,000 | CLEARED 0.25 ACRE LOT | HISTORIC MILLVILLE | ND ZONING Rare opportunity to own a cleared 0.25 acre lot measuring approximately 53' x 208' in Historic Millville! Featuring ND (Neighborhood Downtown) zoning, public water & sewer, paved city road access, no HOA, and in Flood Zone X. Located just off US-98 and less than 1/2 mile from Watson Bayou with Gulf access, this property offers an excellent location for potential development or investment. Neighborhood Downtown zoning allows for a variety of potential uses, including commercial, business, entertainment, multi-unit residential, and more. With public utilities already in place, buyers may save significant time and expense during the development process. Existing shed conveys. Enjoy convenient access to Watson Bayou, the public boat ramp, Millville Waterfront Park, fishing pier, and Gene's Oyster Bar. Whether you're an investor, entrepreneur, or simply looking for an affordable development parcel, this is an opportunity to get into Historic Millville at an attractive price point. 795089 MLS $65,000 | CLEARED 0.25 ACRE LOT | HISTORIC MILLVILLE | ND ZONING Rare opportunity to own a cleared 0.25 acre lot measuring approximately 53' x 208' in Historic Millville! Featuring ND (Neighborhood Downtown) zoning, public water & sewer, paved city road access, no HOA, and in Flood Zone X. Located just off US-98 and less than 1/2 mile from Watson Bayou with Gulf access, this property offers an excellent location for potential development or investment. Neighborhood Downtown zoning allows for a variety of potential uses, including commercial, business, entertainment, multi-unit residential, and more. With public utilities already in place, buyers may save significant time and expense during the development process. Existing shed conveys. Enjoy convenient access to Watson Bayou, the public boat ramp, Millville Waterfront Park, fishing pier, and Gene's Oyster Bar. Whether you're an investor, entrepreneur, or simply looking for an affordable development parcel, this is an opportunity to get into Historic Millville at an attractive price point. 306 Sherman Avenue, Panama City
$225,000 Charming Coastal Cottage in the heart of historic ST. ANDREWS just one block from St Andrews Bay. This property features two bedrooms, 1 full bath, living room, kitchen/dining area, office area and two screened porches. Property has a large 60 x 120 lot with plenty of room for outdoor fun or an additional out buildings. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary home, second home, or short term rental, Walk or ride your golf cart to the nearby restaurants, shopping, parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay. 2 Beds ⋅ 1 Baths ⋅ 795084 MLS Charming Coastal Cottage in the heart of historic ST. ANDREWS just one block from St Andrews Bay. This property features two bedrooms, 1 full bath, living room, kitchen/dining area, office area and two screened porches. Property has a large 60 x 120 lot with plenty of room for outdoor fun or an additional out buildings. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary home, second home, or short term rental, Walk or ride your golf cart to the nearby restaurants, shopping, parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay. 1609 Billings Avenue, Panama City
$1,070,000 A Coastal Sanctuary Where Luxury Meets Laid-Back Living. Welcome to a truly special home in Panama City Beach, where refined coastal living meets the tranquility of nature. Nestled within a beautiful gated neighborhood and ideally located near Grand Lagoon, pristine beaches, state parks, and an incredible selection of fine and casual dining, this exceptional residence offers the best of the area right at your fingertips--while providing a peaceful retreat to come home to. Thoughtfully designed with both comfort and entertaining in mind, this 3-bedroom, 3½-bath home offers an inviting open-concept layout with beautiful custom finishes throughout. The main level centers around a spacious living, dining, and kitchen area designed for effortless everyday living and gathering with family and friends. The luxurious primary suite is also located on the main floor, creating a private retreat complete with a beautifully appointed ensuite bath, custom tilework, custom cabinetry, and a generous walk-in closet. Upstairs, two spacious bedrooms each feature an attached full bathroom, offering privacy and comfort for family members or guests. A separate bonus room adds another level of enjoyment with a customized home movie theater, creating an incredible cinematic experience without ever leaving home. Step outside and the magic continues. Enjoy your morning coffee or an evening breeze from the inviting open front porch, or retreat to the screened porch overlooking the private dipping pool and expansive pavered outdoor space. Here, the setting becomes just as memorable as the home itself. Beyond the backyard lies a serene lake with a beautiful fountain, creating a picturesque backdrop that changes with the seasons. The surrounding landscape is home to an abundance of wildlife, including deer, herons, osprey, and turtles. It feels less like a backyard and more like your own private nature sanctuary--a place where you can slow down, reconnect with nature, and enjoy the beauty of the outdoors throughout the year. And when you're ready to explore. Spend the day at the beach, explore the nearby state park, enjoy the waters of Grand Lagoon, or discover the area's diverse dining and entertainment options. Adding to the appeal, the gated community prohibits short-term rentals, preserving the peaceful residential character of the neighborhood. This is a home designed for living well, it's beautifully appointed, wonderfully private, and surrounded by the natural beauty and coastal lifestyle that make Panama City Beach such a special place to call home. Come experience the sanctuary for yourself. 3 Beds ⋅ 4 Baths ⋅ 795076 MLS A Coastal Sanctuary Where Luxury Meets Laid-Back Living. Welcome to a truly special home in Panama City Beach, where refined coastal living meets the tranquility of nature. Nestled within a beautiful gated neighborhood and ideally located near Grand Lagoon, pristine beaches, state parks, and an incredible selection of fine and casual dining, this exceptional residence offers the best of the area right at your fingertips--while providing a peaceful retreat to come home to. Thoughtfully designed with both comfort and entertaining in mind, this 3-bedroom, 3½-bath home offers an inviting open-concept layout with beautiful custom finishes throughout. The main level centers around a spacious living, dining, and kitchen area designed for effortless everyday living and gathering with family and friends. The luxurious primary suite is also located on the main floor, creating a private retreat complete with a beautifully appointed ensuite bath, custom tilework, custom cabinetry, and a generous walk-in closet. Upstairs, two spacious bedrooms each feature an attached full bathroom, offering privacy and comfort for family members or guests. A separate bonus room adds another level of enjoyment with a customized home movie theater, creating an incredible cinematic experience without ever leaving home. Step outside and the magic continues. Enjoy your morning coffee or an evening breeze from the inviting open front porch, or retreat to the screened porch overlooking the private dipping pool and expansive pavered outdoor space. Here, the setting becomes just as memorable as the home itself. Beyond the backyard lies a serene lake with a beautiful fountain, creating a picturesque backdrop that changes with the seasons. The surrounding landscape is home to an abundance of wildlife, including deer, herons, osprey, and turtles. It feels less like a backyard and more like your own private nature sanctuary--a place where you can slow down, reconnect with nature, and enjoy the beauty of the outdoors throughout the year. And when you're ready to explore. Spend the day at the beach, explore the nearby state park, enjoy the waters of Grand Lagoon, or discover the area's diverse dining and entertainment options. Adding to the appeal, the gated community prohibits short-term rentals, preserving the peaceful residential character of the neighborhood. This is a home designed for living well, it's beautifully appointed, wonderfully private, and surrounded by the natural beauty and coastal lifestyle that make Panama City Beach such a special place to call home. Come experience the sanctuary for yourself. 5407 Hopetown Lane, Panama City
$440,000 Welcome to 351 Hiland Drive in Panama City! An inviting front porch welcomes you into this freshly painted, all-brick home featuring three bedrooms, two bathrooms, and a flexible bonus space. The flex space can be adapted as a home office, playroom, hobby room, workout area, or additional living space to fit your needs. Located on approximately half an acre in a quiet cul-de-sac, the property offers room for outdoor projects and the possibility of gardening, keeping chickens, or creating a homestead-style setup, subject to local regulations. Two storage sheds provide space for tools, lawn equipment, and other belongings, while the large driveway offers ample parking. The home is served by private well water and a septic system. Conveniently located near Lynn Haven, Panama City, and Tyndall Air Force Base, and approximately 25 minutes from Panama City Beach. Come explore the space, flexibility, and possibilities offered by 351 Hiland Drive! 3 Beds ⋅ 3 Baths ⋅ 795073 MLS Welcome to 351 Hiland Drive in Panama City! An inviting front porch welcomes you into this freshly painted, all-brick home featuring three bedrooms, two bathrooms, and a flexible bonus space. The flex space can be adapted as a home office, playroom, hobby room, workout area, or additional living space to fit your needs. Located on approximately half an acre in a quiet cul-de-sac, the property offers room for outdoor projects and the possibility of gardening, keeping chickens, or creating a homestead-style setup, subject to local regulations. Two storage sheds provide space for tools, lawn equipment, and other belongings, while the large driveway offers ample parking. The home is served by private well water and a septic system. Conveniently located near Lynn Haven, Panama City, and Tyndall Air Force Base, and approximately 25 minutes from Panama City Beach. Come explore the space, flexibility, and possibilities offered by 351 Hiland Drive! 351 Hiland Drive, Panama City
$650,000 Just steps from the sugar-white sands of Panama City Beach, this income-producing vacation rental offers the location, amenities, and guest capacity that make a beach investment stand out. Currently operating as Palm Breeze Retreat, this 3-bedroom, 2.5-bath property is completely furnished, accommodates up to 10 guests and is positioned within the Villas of Panama, where the community pool and nearby beach access put vacation favorites within easy reach. Inside, the main living area provides plenty of room to gather after a day on the Gulf, with a comfortable living space, dining area, and fully equipped kitchen featuring stainless steel appliances, stone countertops, and ample cabinetry. The sleeping arrangements are designed with groups and families in mind, including a primary suite with a king bed and twin-over-twin bunks, two additional queen bedrooms, and a sleeper sofa in the living area. Multiple bedrooms offer balcony access, while the primary suite includes its own bath. One of the property's most memorable features is the converted garage game room, giving guests their own place to unwind with arcade games, air hockey, darts, basketball, and more. Outdoor spaces add even more appeal, with balconies, a lower-level patio and grill area, and a second-floor balcony overlooking the community pool. The location makes it easy for guests to enjoy Panama City Beach without spending the entire vacation in the car. Thomas Drive, St. Andrews Bay, dining, entertainment, and the beach are all nearby, while St. Andrews State Park is less than three miles away. Shopping, golf, charter fishing, water activities, family attractions, and the area's many restaurants provide plenty to explore beyond the shoreline. Whether you're searching for a beach property to enjoy yourself, an established vacation rental to add to your portfolio, or a combination of both, this property brings together guest-friendly amenities and a highly desirable location just a short walk from the Gulf. 3 Beds ⋅ 3 Baths ⋅ 795058 MLS Just steps from the sugar-white sands of Panama City Beach, this income-producing vacation rental offers the location, amenities, and guest capacity that make a beach investment stand out. Currently operating as Palm Breeze Retreat, this 3-bedroom, 2.5-bath property is completely furnished, accommodates up to 10 guests and is positioned within the Villas of Panama, where the community pool and nearby beach access put vacation favorites within easy reach. Inside, the main living area provides plenty of room to gather after a day on the Gulf, with a comfortable living space, dining area, and fully equipped kitchen featuring stainless steel appliances, stone countertops, and ample cabinetry. The sleeping arrangements are designed with groups and families in mind, including a primary suite with a king bed and twin-over-twin bunks, two additional queen bedrooms, and a sleeper sofa in the living area. Multiple bedrooms offer balcony access, while the primary suite includes its own bath. One of the property's most memorable features is the converted garage game room, giving guests their own place to unwind with arcade games, air hockey, darts, basketball, and more. Outdoor spaces add even more appeal, with balconies, a lower-level patio and grill area, and a second-floor balcony overlooking the community pool. The location makes it easy for guests to enjoy Panama City Beach without spending the entire vacation in the car. Thomas Drive, St. Andrews Bay, dining, entertainment, and the beach are all nearby, while St. Andrews State Park is less than three miles away. Shopping, golf, charter fishing, water activities, family attractions, and the area's many restaurants provide plenty to explore beyond the shoreline. Whether you're searching for a beach property to enjoy yourself, an established vacation rental to add to your portfolio, or a combination of both, this property brings together guest-friendly amenities and a highly desirable location just a short walk from the Gulf. 7824 Thomas Drive, Panama City
$1,199,999 Experience true Gulf-front living with this rare 3-bedroom, 2.5-bath beachfront townhome with Hall bunks located directly on the sand in the heart of Panama City Beach and with NO HOA. Forget elevators, parking garages, and hauling beach gear across a resort. Here, you can simply step off your private back deck and onto the sugar-white sand of the Gulf of Mexico. This property has been used as a second home and has been exceptionally well cared for, offering buyers a move-in-ready coastal retreat with the added potential to become an amazing short-term rental investment. The spacious three-bedroom layout provides plenty of room for family, guests, or vacationers. Enjoy morning coffee with the sound of the waves, spend your afternoons soaking up the Florida sunshine, end the day with sunset walks along the beach or a glass of wine and hot tub time just steps from your door. Centrally located along Front Beach Road, you are convenient to some of Panama City Beach's favorite restaurants, shopping, entertainment, and attractions while still enjoying the privacy and character of a true beachfront home. Whether you are looking for a second home, full-time beach residence, or a property with strong vacation-rental appeal, this one checks some very hard-to-find boxes. Direct Gulf frontage, private beach access, three bedrooms, NO HOA, and the opportunity to create an incredible PCB short-term rental. 3 Beds ⋅ 3 Baths ⋅ 795051 MLS Experience true Gulf-front living with this rare 3-bedroom, 2.5-bath beachfront townhome with Hall bunks located directly on the sand in the heart of Panama City Beach and with NO HOA. Forget elevators, parking garages, and hauling beach gear across a resort. Here, you can simply step off your private back deck and onto the sugar-white sand of the Gulf of Mexico. This property has been used as a second home and has been exceptionally well cared for, offering buyers a move-in-ready coastal retreat with the added potential to become an amazing short-term rental investment. The spacious three-bedroom layout provides plenty of room for family, guests, or vacationers. Enjoy morning coffee with the sound of the waves, spend your afternoons soaking up the Florida sunshine, end the day with sunset walks along the beach or a glass of wine and hot tub time just steps from your door. Centrally located along Front Beach Road, you are convenient to some of Panama City Beach's favorite restaurants, shopping, entertainment, and attractions while still enjoying the privacy and character of a true beachfront home. Whether you are looking for a second home, full-time beach residence, or a property with strong vacation-rental appeal, this one checks some very hard-to-find boxes. Direct Gulf frontage, private beach access, three bedrooms, NO HOA, and the opportunity to create an incredible PCB short-term rental. 10999 Front Beach Road Unit 6, Panama City
$285,000 BACK ON THE MARKET, NO FAULT TO SELLER!! The two bonus rooms and laundry room are not included in square footage. (Rougly 1800sqft overall) .Spacious ranch style home, with tons of natural lighting, located in quiet St. Andrews neighborhood walking distance to St. Andrews bay. This home is centrally located between St Andrews area and downtown Panama City and only a 5 min drive to both! Wonderfully updated with 2019 metal roof, newer kitchen cabinets, granite countertops, stainless steel applicances, paint and flooring throughout, and updated bathrooms as well. Another nice addition was the mini AC splitter system that helps keep the home cooled/heated more efficiently while providing lower power costs. Large Master bedroom with bonus room that could be used as an office or walk-in closet. A Tankless hot water heater was also installed to help with the efficientcy of the home. Another bonus room adjacent to the dining room could be used a nice sitting area or office. Large screened in porch that leads to very spacious backyard with massive storage/work shed and shaded Pergula. The circular drive way and additional parking is great for families or large gatherings. Home was well cared for and it shows! 3 Beds ⋅ 2 Baths ⋅ 795050 MLS BACK ON THE MARKET, NO FAULT TO SELLER!! The two bonus rooms and laundry room are not included in square footage. (Rougly 1800sqft overall) .Spacious ranch style home, with tons of natural lighting, located in quiet St. Andrews neighborhood walking distance to St. Andrews bay. This home is centrally located between St Andrews area and downtown Panama City and only a 5 min drive to both! Wonderfully updated with 2019 metal roof, newer kitchen cabinets, granite countertops, stainless steel applicances, paint and flooring throughout, and updated bathrooms as well. Another nice addition was the mini AC splitter system that helps keep the home cooled/heated more efficiently while providing lower power costs. Large Master bedroom with bonus room that could be used as an office or walk-in closet. A Tankless hot water heater was also installed to help with the efficientcy of the home. Another bonus room adjacent to the dining room could be used a nice sitting area or office. Large screened in porch that leads to very spacious backyard with massive storage/work shed and shaded Pergula. The circular drive way and additional parking is great for families or large gatherings. Home was well cared for and it shows! 1204 W 12th Street, Panama City
$1,250,000 3BR/3BA Gulf-front condo at Sterling Beach in Panama City Beach. 34 feet of floor-to-ceiling glass, 12-foot ceilings and covered parking #15. From the moment you arrive at Sterling Beach, the winding paver drive, Royal Palms and Gulf-front setting create a memorable introduction. Unit 1401 is a 2,274-square-foot Gulf-front condominium where approximately 34 feet of floor-to-ceiling glass showcases expansive Gulf and coastline views. Large rooms, abundant natural light and oversized crown molding complement the spacious interior. The completely upgraded kitchen gives this residence a distinctive look of its own, with new cabinetry, backsplash, tile flooring, laundry room cabinetry and black stainless steel appliances. The centerpiece is the Vetrazzo countertop surface, where colorful recycled-glass pieces create an artisanal, mosaic-like appearance reminiscent of sea glass and the emerald-toned Gulf beyond the windows. An oversized open enamel sink completes the updated kitchen. Updates continue throughout the baths with new granite countertops and tile flooring. The primary suite offers a large walk-in closet, private balcony and bath with double vanities, walk-in shower, jetted tub and private water closet. The second primary bedroom serves as the lockout suite and features its own private balcony and a completely remodeled bath with a custom tiled walk-in shower with bench, vessel sinks and a beautiful handcrafted barn door. Tile flooring also enhances both the main entry and separate lockout entry. One of Unit 1401's most versatile features is this second primary suite and lockout configuration. With the addition of an interior door in the foyer area, the residence can function as a full 3-bedroom condominium or allow the second primary suite to be separated, providing flexibility for personal use or rentals. Short-term rentals are allowed. The residence was also wired for surround sound during construction, and water heaters were replaced in 2021 and 2023. Unit 1401 includes covered garage parking space #15. Sterling Beach offers approximately 400 feet of Gulf frontage along with a heated free-form pool and expansive deck areas, spa/hot tub, Gulf-front fitness center, high-speed elevators, bike and kayak racks, owners lounge and meeting room, 44-seat theater, BBQ and picnic area, covered pergola and beach access. Onsite HOA and rental offices provide additional convenience. Located on Thomas Drive in Panama City Beach, Sterling Beach provides convenient access to restaurants, grocery shopping, marinas, fishing, diving and sightseeing operations, with St. Andrews State Park toward the east end of Thomas Drive. Built in 2003, Unit 1401 combines panoramic Gulf views, extensive interior upgrades, a second primary lockout suite, covered parking and resort-style amenities. Monthly HOA dues are currently listed at $1,191.98. Schedule a showing to experience the space, finishes and Gulf-front setting of Sterling Beach Unit 1401. 3 Beds ⋅ 3 Baths ⋅ 795046 MLS 3BR/3BA Gulf-front condo at Sterling Beach in Panama City Beach. 34 feet of floor-to-ceiling glass, 12-foot ceilings and covered parking #15. From the moment you arrive at Sterling Beach, the winding paver drive, Royal Palms and Gulf-front setting create a memorable introduction. Unit 1401 is a 2,274-square-foot Gulf-front condominium where approximately 34 feet of floor-to-ceiling glass showcases expansive Gulf and coastline views. Large rooms, abundant natural light and oversized crown molding complement the spacious interior. The completely upgraded kitchen gives this residence a distinctive look of its own, with new cabinetry, backsplash, tile flooring, laundry room cabinetry and black stainless steel appliances. The centerpiece is the Vetrazzo countertop surface, where colorful recycled-glass pieces create an artisanal, mosaic-like appearance reminiscent of sea glass and the emerald-toned Gulf beyond the windows. An oversized open enamel sink completes the updated kitchen. Updates continue throughout the baths with new granite countertops and tile flooring. The primary suite offers a large walk-in closet, private balcony and bath with double vanities, walk-in shower, jetted tub and private water closet. The second primary bedroom serves as the lockout suite and features its own private balcony and a completely remodeled bath with a custom tiled walk-in shower with bench, vessel sinks and a beautiful handcrafted barn door. Tile flooring also enhances both the main entry and separate lockout entry. One of Unit 1401's most versatile features is this second primary suite and lockout configuration. With the addition of an interior door in the foyer area, the residence can function as a full 3-bedroom condominium or allow the second primary suite to be separated, providing flexibility for personal use or rentals. Short-term rentals are allowed. The residence was also wired for surround sound during construction, and water heaters were replaced in 2021 and 2023. Unit 1401 includes covered garage parking space #15. Sterling Beach offers approximately 400 feet of Gulf frontage along with a heated free-form pool and expansive deck areas, spa/hot tub, Gulf-front fitness center, high-speed elevators, bike and kayak racks, owners lounge and meeting room, 44-seat theater, BBQ and picnic area, covered pergola and beach access. Onsite HOA and rental offices provide additional convenience. Located on Thomas Drive in Panama City Beach, Sterling Beach provides convenient access to restaurants, grocery shopping, marinas, fishing, diving and sightseeing operations, with St. Andrews State Park toward the east end of Thomas Drive. Built in 2003, Unit 1401 combines panoramic Gulf views, extensive interior upgrades, a second primary lockout suite, covered parking and resort-style amenities. Monthly HOA dues are currently listed at $1,191.98. Schedule a showing to experience the space, finishes and Gulf-front setting of Sterling Beach Unit 1401. 6627 Thomas Drive Unit 1401, Panama City
$499,000 Zoned MU-3, House resigned into an office space situated on a spacious 1-acre corner lot in a highly accessible location. Conveniently located just off 23rd Street and Frankford Avenue, with quick access to Highway 390, this property offers visibility, convenience, and flexibility. Originally a residence that has been converted into professional office space, the property was updated in 2018 with a new roof, windows, doors, and fresh paint, and recently had solar panels installed for an almost nonexistent power bill. The well-appointed kitchen features granite countertops and Frigidaire Gallery stainless steel appliances. There is also an ADT alarm system in place. The versatile floor plan includes four private offices, a welcoming reception area, open collaborative workspace, conference room area with a fireplace, kitchen with dining/break area, storage room, and a garage. The garage area could be used for additional storage or a workspace. Outside, the expansive 1-acre corner parcel offers abundant parking for employees and clients, along with a possible material staging area. This property is ideal for a variety of professional, construction, or service based businesses. With MU-3 zoning, an excellent central location, and a flexible layout, this property is ready to accommodate your growing business. 795043 MLS Zoned MU-3, House resigned into an office space situated on a spacious 1-acre corner lot in a highly accessible location. Conveniently located just off 23rd Street and Frankford Avenue, with quick access to Highway 390, this property offers visibility, convenience, and flexibility. Originally a residence that has been converted into professional office space, the property was updated in 2018 with a new roof, windows, doors, and fresh paint, and recently had solar panels installed for an almost nonexistent power bill. The well-appointed kitchen features granite countertops and Frigidaire Gallery stainless steel appliances. There is also an ADT alarm system in place. The versatile floor plan includes four private offices, a welcoming reception area, open collaborative workspace, conference room area with a fireplace, kitchen with dining/break area, storage room, and a garage. The garage area could be used for additional storage or a workspace. Outside, the expansive 1-acre corner parcel offers abundant parking for employees and clients, along with a possible material staging area. This property is ideal for a variety of professional, construction, or service based businesses. With MU-3 zoning, an excellent central location, and a flexible layout, this property is ready to accommodate your growing business. 2356 Frankford Avenue, Panama City
$147,000 Discover one of the best beachside values in Panama City Beach--a rental-ready studio just steps from the sand. Located in Sand Castle Villas, this beautifully maintained and fully furnished studio condo is truly turnkey and ready to generate income from day one. With custom built-in loft beds, a luxury main sleeping area, and a smart, space-efficient layout, making it especially attractive for short-term rental demand. This condo is one of only two units in the entire complex featuring a rare U-shaped kitchen, offering extra cabinet and counter space--a standout feature for guests and owners alike. The kitchen is fully stocked and features all white appliances, while tile flooring throughout, serene coastal tones, and tasteful décor create a bright, inviting beach retreat. Enjoy less than a one-minute walk (approximately 150 steps) to the white sugar sands and emerald waters via Beach Access 13 and 14. The complex is well known for its strong short-term and long-term rental performance. Additional highlights include: Private fenced pool and outdoor shower, Private laundry room just outside the unit with washer, dryer, and extra storage, one assigned parking space plus overflow parking, and balcony space to relax and enjoy the coastal breeze. Peaceful, smaller complex with a personable, laid-back atmosphere, Close to restaurants, shopping, and a short drive to Pier Park. Whether you're looking for an affordable personal beach getaway, a high-performing investment, or both--this studio delivers exceptional value, charm, and income potential under $150K in today's market. 1 Baths ⋅ 795039 MLS Discover one of the best beachside values in Panama City Beach--a rental-ready studio just steps from the sand. Located in Sand Castle Villas, this beautifully maintained and fully furnished studio condo is truly turnkey and ready to generate income from day one. With custom built-in loft beds, a luxury main sleeping area, and a smart, space-efficient layout, making it especially attractive for short-term rental demand. This condo is one of only two units in the entire complex featuring a rare U-shaped kitchen, offering extra cabinet and counter space--a standout feature for guests and owners alike. The kitchen is fully stocked and features all white appliances, while tile flooring throughout, serene coastal tones, and tasteful décor create a bright, inviting beach retreat. Enjoy less than a one-minute walk (approximately 150 steps) to the white sugar sands and emerald waters via Beach Access 13 and 14. The complex is well known for its strong short-term and long-term rental performance. Additional highlights include: Private fenced pool and outdoor shower, Private laundry room just outside the unit with washer, dryer, and extra storage, one assigned parking space plus overflow parking, and balcony space to relax and enjoy the coastal breeze. Peaceful, smaller complex with a personable, laid-back atmosphere, Close to restaurants, shopping, and a short drive to Pier Park. Whether you're looking for an affordable personal beach getaway, a high-performing investment, or both--this studio delivers exceptional value, charm, and income potential under $150K in today's market. 4114 Holiday Drive Unit 18, Panama City
$327,000 SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one. 2 Beds ⋅ 2 Baths ⋅ 795029 MLS SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one. 5505 Sun Harbor Road Unit 181, Panama City
$180,000 Beautifully furnished & updated 2 bedroom, 2 bath condo. Close to the beach and all it has to offer. 2nd floor unit with private balcony. AC unit replaced in 2022, water heater in 2018, Sellers carry contents Insurance for only $700 a yr. HOA covers all but, electric & cable/internet. 2 Beds ⋅ 2 Baths ⋅ 795026 MLS Beautifully furnished & updated 2 bedroom, 2 bath condo. Close to the beach and all it has to offer. 2nd floor unit with private balcony. AC unit replaced in 2022, water heater in 2018, Sellers carry contents Insurance for only $700 a yr. HOA covers all but, electric & cable/internet. 7125 N Lagoon Drive Unit C, Panama City
$530,000 Welcome to this beautiful all-brick bayou waterfront home- with Gulf access- where coastal living meets comfortable everyday living. From your private dock, you can watch dolphins, fish and enjoy the natural beauty of the water right in your backyard. The home has been completely updated over the past 6 years, including beautifully renovated bathrooms, a gorgeous new kitchen with newer appliances, all mechanicals, updated trim work, fresh paint and more. One of the home's standout features is the abundance of water views, with most rooms overlooking the bayou, including the spacious primary bedroom. The open living and dining areas flow seamlessly into the kitchen, creating a space for entertaining family and friends. The living area also opens onto a large covered back deck, providing the perfect spot to relax and take in the waterfront views. The dining room features a beautiful brick wood-burning fireplace, adding character to the space. The primary suite offers even more waterfront views with French doors leading directly to the back porch. Outside, the oversized driveway provides plenty of parking, including ample room for a RV/Boat. Additional concrete has been added to widen the driveway, making parking and access even more convenient...and a large garage. This is a rare opportunity to enjoy true waterfront living in an updated, well-maintained all-brick home with beautiful views, a private dock and plenty of space for entertaining and enjoying everything the water has to offer. 3 Beds ⋅ 2 Baths ⋅ 795023 MLS Welcome to this beautiful all-brick bayou waterfront home- with Gulf access- where coastal living meets comfortable everyday living. From your private dock, you can watch dolphins, fish and enjoy the natural beauty of the water right in your backyard. The home has been completely updated over the past 6 years, including beautifully renovated bathrooms, a gorgeous new kitchen with newer appliances, all mechanicals, updated trim work, fresh paint and more. One of the home's standout features is the abundance of water views, with most rooms overlooking the bayou, including the spacious primary bedroom. The open living and dining areas flow seamlessly into the kitchen, creating a space for entertaining family and friends. The living area also opens onto a large covered back deck, providing the perfect spot to relax and take in the waterfront views. The dining room features a beautiful brick wood-burning fireplace, adding character to the space. The primary suite offers even more waterfront views with French doors leading directly to the back porch. Outside, the oversized driveway provides plenty of parking, including ample room for a RV/Boat. Additional concrete has been added to widen the driveway, making parking and access even more convenient...and a large garage. This is a rare opportunity to enjoy true waterfront living in an updated, well-maintained all-brick home with beautiful views, a private dock and plenty of space for entertaining and enjoying everything the water has to offer. 7516 Chipewa Street, Panama City
$1,195,000 Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting. Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining. Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities. 5 Beds ⋅ 5 Baths ⋅ 795021 MLS Experience elevated golf course living at 109 Dragon Circle, ideally positioned along the 8th green and 9th tee box of the prestigious Nicklaus Golf Course in Dragon's Ridge, the newer gated section of Bay Point in Panama City Beach. This beautifully updated residence blends refined finishes, generous living spaces, and resort-style outdoor living in one exceptional setting. Inside, an impressive, oversized kitchen island anchors the open entertaining space, complemented by updated bathrooms, flooring, and fresh interior and exterior paint. Spacious rooms and thoughtfully designed gathering areas create an effortless flow for both everyday living and entertaining. Outdoors, a private pool and hot tub overlooking the golf course create a true backyard retreat. The recently resurfaced pool, expansive outdoor space, three-car garage, oversized driveway, and park directly across the street further enhance the home's appeal. Bay Point offers a lifestyle unlike any other, with the Nicklaus Golf Course, Point South Marina, Gulf access, community boat launch, dining, playgrounds, and more just moments away. Whether enjoying an afternoon on the course, boating the Gulf, or relaxing poolside, 109 Dragon Circle delivers luxury coastal living in one of Panama City Beach's most desirable gated communities. 109 Dragon Circle, Panama City
$2,900,000 RARE DEVELOPMENT OPPORTUNITY to acquire approximately 41.5 acres within the Lynn Haven municipality with approximately 960 feet of frontage along Transmitter Road. This property is conveniently located near Highway 231 and Highway 390 and surrounded by residential growth, established neighborhoods, schools, recreational parks, shopping, dining, and other amenities. Water, sewer, and electric utilities are available in the area with fire hydrants nearby. Formerly used as a church campus, the property currently has a Future Land Use designation of P/I (Public/Institutional). Potential may exist to pursue a Future Land Use and/or zoning change for Low Density Residential or Medium Density Residential development (subject to governmental review and approval). Existing improvements include asphalt drives and large parking areas. With substantial acreage, road frontage, nearby utilities, and a convenient location, this property offers a great opportunity for future use or development. Call today for more information! 794968 MLS RARE DEVELOPMENT OPPORTUNITY to acquire approximately 41.5 acres within the Lynn Haven municipality with approximately 960 feet of frontage along Transmitter Road. This property is conveniently located near Highway 231 and Highway 390 and surrounded by residential growth, established neighborhoods, schools, recreational parks, shopping, dining, and other amenities. Water, sewer, and electric utilities are available in the area with fire hydrants nearby. Formerly used as a church campus, the property currently has a Future Land Use designation of P/I (Public/Institutional). Potential may exist to pursue a Future Land Use and/or zoning change for Low Density Residential or Medium Density Residential development (subject to governmental review and approval). Existing improvements include asphalt drives and large parking areas. With substantial acreage, road frontage, nearby utilities, and a convenient location, this property offers a great opportunity for future use or development. Call today for more information! 4501 Transmitter Road, Panama City
$350,000 Built in 2024, this Panama City duplex offers two units, each featuring 3 bedrooms, 2 bathrooms, and over 1,050 square feet of living space, totaling over 2100sqft. Both units are currently leased at $1,650 per month each, providing combined scheduled gross rental income of $3,300 per month before expenses. The lease for 314 Bayou Avenue runs October 1, 2025, through September 30, 2026, and the lease for 316 Bayou Avenue runs September 1, 2025, through August 31, 2026. An opportunity to purchase a newer duplex with existing leases in place. Buyer to verify square footage, lease terms, and operating expenses. 6 Beds ⋅ 4 Baths ⋅ 795016 MLS Built in 2024, this Panama City duplex offers two units, each featuring 3 bedrooms, 2 bathrooms, and over 1,050 square feet of living space, totaling over 2100sqft. Both units are currently leased at $1,650 per month each, providing combined scheduled gross rental income of $3,300 per month before expenses. The lease for 314 Bayou Avenue runs October 1, 2025, through September 30, 2026, and the lease for 316 Bayou Avenue runs September 1, 2025, through August 31, 2026. An opportunity to purchase a newer duplex with existing leases in place. Buyer to verify square footage, lease terms, and operating expenses. 314 & 316 Bayou Avenue, Panama City
$568,999 Welcome to 3515 Cottage Cove Lane, a beautifully designed home tucked inside the gated community of Sanctuary Beach. This Custom Built Home offering 4 bedrooms, 3.5 baths and 2,340 square feet, this home combines modern finishes, thoughtful design and a peaceful coastal setting just moments from St. Andrews Bay. The open-concept main living area features soaring 10-foot ceilings, luxury vinyl plank flooring and an inviting layout ideal for both everyday living and entertaining. The kitchen is a standout with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island, pot filler and spacious butler's pantry. Upstairs, the primary suite offers a private retreat with double vanities, an oversized floor-to-ceiling tiled shower and a generous walk-in closet with convenient access to the laundry room. Additional bedrooms and flexible living space provide plenty of room for family, guests or a home office. Outside, enjoy a covered back patio overlooking a peaceful natural backdrop with no neighbors directly behind the home. A two-car garage, brick paver driveway, mudroom and irrigation system add to the home's functionality and curb appeal. Sanctuary Beach offers a quiet, gated atmosphere with a community pool and access toward the shores of St. Andrews Bay, all while keeping you convenient to marinas, boating, dining, shopping and everything the Panama City Beach area has to offer. 3515 Cottage Cove Lane delivers the perfect combination of privacy, coastal lifestyle and modern comfort. 4 Beds ⋅ 3 Baths ⋅ 795000 MLS Welcome to 3515 Cottage Cove Lane, a beautifully designed home tucked inside the gated community of Sanctuary Beach. This Custom Built Home offering 4 bedrooms, 3.5 baths and 2,340 square feet, this home combines modern finishes, thoughtful design and a peaceful coastal setting just moments from St. Andrews Bay. The open-concept main living area features soaring 10-foot ceilings, luxury vinyl plank flooring and an inviting layout ideal for both everyday living and entertaining. The kitchen is a standout with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island, pot filler and spacious butler's pantry. Upstairs, the primary suite offers a private retreat with double vanities, an oversized floor-to-ceiling tiled shower and a generous walk-in closet with convenient access to the laundry room. Additional bedrooms and flexible living space provide plenty of room for family, guests or a home office. Outside, enjoy a covered back patio overlooking a peaceful natural backdrop with no neighbors directly behind the home. A two-car garage, brick paver driveway, mudroom and irrigation system add to the home's functionality and curb appeal. Sanctuary Beach offers a quiet, gated atmosphere with a community pool and access toward the shores of St. Andrews Bay, all while keeping you convenient to marinas, boating, dining, shopping and everything the Panama City Beach area has to offer. 3515 Cottage Cove Lane delivers the perfect combination of privacy, coastal lifestyle and modern comfort. 3515 Cottage Cove Lane, Panama City
$319,999 The perfect opportunity for a first time investor or seasoned professional! This duplex is currently vacant, and has just had a fresh facelift! Improvements include brand new wood railings around the front porch, fresh exterior paint, and new gates on the fence. The metal roof and HVAC are both only 5 years old. Both units are two bedrooms and one bathroom, with a living room and kitchen. Both sides also have individual attached storage units! The property being vacant makes it the perfect opportunity for someone intending to live in half and rent out the other side (if intending to use as a short term rental, please verify eligibility with Bay County). Using it as an owner occupied property, with the other side rented to pick up most of the mortgage, it would likely be financeable with FHA or VA. This property has a lot of features that make it perfect for families with small children. The duplex is located just a couple blocks from Hiland Park Elementary School on a dead end road. The large backyard has plenty of room for kids to play, and is fully fenced and gated for peace of mind. Headland Avenue is very private, but also offers easy access to Baldwin Road and Highway 231. This means easy commutes for your renters to Bay County's largest employers, including medical facilities, shopping districts, and manufacturing. This property offers tenants privacy, comfort, opportunity, and security in a central location. It is the best of all worlds! Duplexes in locations this good, packed with this many family friendly features, are always in demand for reliable tenants! 4 Beds ⋅ 2 Baths ⋅ 794982 MLS The perfect opportunity for a first time investor or seasoned professional! This duplex is currently vacant, and has just had a fresh facelift! Improvements include brand new wood railings around the front porch, fresh exterior paint, and new gates on the fence. The metal roof and HVAC are both only 5 years old. Both units are two bedrooms and one bathroom, with a living room and kitchen. Both sides also have individual attached storage units! The property being vacant makes it the perfect opportunity for someone intending to live in half and rent out the other side (if intending to use as a short term rental, please verify eligibility with Bay County). Using it as an owner occupied property, with the other side rented to pick up most of the mortgage, it would likely be financeable with FHA or VA. This property has a lot of features that make it perfect for families with small children. The duplex is located just a couple blocks from Hiland Park Elementary School on a dead end road. The large backyard has plenty of room for kids to play, and is fully fenced and gated for peace of mind. Headland Avenue is very private, but also offers easy access to Baldwin Road and Highway 231. This means easy commutes for your renters to Bay County's largest employers, including medical facilities, shopping districts, and manufacturing. This property offers tenants privacy, comfort, opportunity, and security in a central location. It is the best of all worlds! Duplexes in locations this good, packed with this many family friendly features, are always in demand for reliable tenants! 3039 Headland Avenue, Panama City
$307,990 As you step into the Palmer, you'll be greeted by the inviting open living room and dining room, creating a warm and welcoming ambiance. Continuing further, you'll discover the well-appointed kitchen and great room, perfect for entertaining and creating lasting memories. The owners' suite is privately located off its own hallway, offering a tranquil retreat. It features an ensuite bathroom and a generously sized walk-in closet, providing both comfort and convenience. Additionally, this home offers three additional bedrooms, each generously proportioned to accommodate your family's needs. The laundry room is just steps away from the 2-car garage, ensuring plenty of space for storage and parking. Crafted with our unwavering commitment to quality, the Palmer incorporates energy smart features throughout. From the digital thermostat and a heating, ventilation, and A/C system to the roof vent and soffit for efficient attic ventilation, and dual pane energy-efficient windows, every detail is designed to enhance comfort and sustainability. 4 Beds ⋅ 2 Baths ⋅ 794977 MLS As you step into the Palmer, you'll be greeted by the inviting open living room and dining room, creating a warm and welcoming ambiance. Continuing further, you'll discover the well-appointed kitchen and great room, perfect for entertaining and creating lasting memories. The owners' suite is privately located off its own hallway, offering a tranquil retreat. It features an ensuite bathroom and a generously sized walk-in closet, providing both comfort and convenience. Additionally, this home offers three additional bedrooms, each generously proportioned to accommodate your family's needs. The laundry room is just steps away from the 2-car garage, ensuring plenty of space for storage and parking. Crafted with our unwavering commitment to quality, the Palmer incorporates energy smart features throughout. From the digital thermostat and a heating, ventilation, and A/C system to the roof vent and soffit for efficient attic ventilation, and dual pane energy-efficient windows, every detail is designed to enhance comfort and sustainability. 5125 Harvey Street, Panama City
$286,990 As you enter through the front door, you'll be greeted by an open living area, encompassing the great room and dining room. This open concept design creates a seamless flow and a sense of togetherness. The kitchen is a true standout, boasting an abundance of counter space, providing a spacious and practical workspace for all your culinary endeavors. Split floorplan with 3 spare bedrooms on 1 side and primary retreat on the other. 4 Beds ⋅ 2 Baths ⋅ 794975 MLS As you enter through the front door, you'll be greeted by an open living area, encompassing the great room and dining room. This open concept design creates a seamless flow and a sense of togetherness. The kitchen is a true standout, boasting an abundance of counter space, providing a spacious and practical workspace for all your culinary endeavors. Split floorplan with 3 spare bedrooms on 1 side and primary retreat on the other. 257 Seneca Avenue, Panama City
$435,000 OPEN HOUSE THIS SATURDAY 1-4PM! Like-new Camden model home with a 3-car garage in the sought after Bridge Harbor community, conveniently located near Tyndall AFB. Homes offering this combination of space, upgrades, flexibility, and thoughtful additions are hard to find. From the moment you walk in, you'll notice the luxury vinyl plank flooring, 9-foot ceilings, and elegant trey ceilings featured throughout the study, dining room, living room, and spacious primary suite. The open-concept design creates an effortless flow for everyday living and entertaining. The floor plan offers incredible flexibility with a Jack and Jill bathroom, guest half bath, and a spacious additional bedroom complete with its own private ensuite bathroom and flex area. Use it as an office, second living space, guest suite, or a comfortable setup for multigenerational living or extended guests. At the heart of the home, the kitchen features a large center island, granite countertops, and a generous breakfast nook that is perfect for casual meals or morning coffee. Smart living is already built in with a full Smart Home package, including Kwikset keyless entry, SkyBell video doorbell, automated porch lighting, and a touch panel controlling the thermostat, lighting, front door, and more. Exterior security cameras and motion lighting add an extra layer of peace of mind. Situated on a desirable corner lot, this home also offers a screened-in back porch with a convenient doggie door, a large backyard surrounded by a 6-foot privacy fence, and double gate access for additional parking. The sellers have added thoughtful upgrades including laundry room storage cabinets and a utility sink, ceiling fans throughout, and additional shelving in the garage. A full sprinkler system and gutters add even more convenience. If you've been waiting for a home that feels like new but already has the upgrades and extras you would want to add yourself, this one deserves your attention. Space, flexibility, smart technology, a 3-car garage, and a fantastic location near Tyndall AFB, all in one package. 4 Beds ⋅ 4 Baths ⋅ 794966 MLS OPEN HOUSE THIS SATURDAY 1-4PM! Like-new Camden model home with a 3-car garage in the sought after Bridge Harbor community, conveniently located near Tyndall AFB. Homes offering this combination of space, upgrades, flexibility, and thoughtful additions are hard to find. From the moment you walk in, you'll notice the luxury vinyl plank flooring, 9-foot ceilings, and elegant trey ceilings featured throughout the study, dining room, living room, and spacious primary suite. The open-concept design creates an effortless flow for everyday living and entertaining. The floor plan offers incredible flexibility with a Jack and Jill bathroom, guest half bath, and a spacious additional bedroom complete with its own private ensuite bathroom and flex area. Use it as an office, second living space, guest suite, or a comfortable setup for multigenerational living or extended guests. At the heart of the home, the kitchen features a large center island, granite countertops, and a generous breakfast nook that is perfect for casual meals or morning coffee. Smart living is already built in with a full Smart Home package, including Kwikset keyless entry, SkyBell video doorbell, automated porch lighting, and a touch panel controlling the thermostat, lighting, front door, and more. Exterior security cameras and motion lighting add an extra layer of peace of mind. Situated on a desirable corner lot, this home also offers a screened-in back porch with a convenient doggie door, a large backyard surrounded by a 6-foot privacy fence, and double gate access for additional parking. The sellers have added thoughtful upgrades including laundry room storage cabinets and a utility sink, ceiling fans throughout, and additional shelving in the garage. A full sprinkler system and gutters add even more convenience. If you've been waiting for a home that feels like new but already has the upgrades and extras you would want to add yourself, this one deserves your attention. Space, flexibility, smart technology, a 3-car garage, and a fantastic location near Tyndall AFB, all in one package. 301 Allie Way, Panama City