Refine Search
Sort by
$275,000
3 Beds 2 Baths 777701 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Meet ''The Cove Charmer'' — where historic charm meets modern living in the heart of the sought-after Cove. This beautifully renovated 3-bedroom, 2-bath home has been thoughtfully updated with new flooring, freshly painted throughout, windows, doors, roof, a spacious new back porch, and stylishly refreshed bathrooms and kitchen. From the moment you step inside, you're greeted with bright, inviting spaces that flow effortlessly from the living room to the dining area and kitchen, perfect for easy entertaining or quiet nights at home. The updated kitchen blends style and function with a sleek subway tile backsplash, under-cabinet lighting, and a practical gallery layout. Two guest bedrooms and a guest bath are tucked at the front of the home, while the primary suite enjoys its own private setting at the back — offering a sense of space and retreat for everyone. The large primary suite is your personal escape, complete with a generous walk-in closet, spa-inspired bath, and private access to the back deck for peaceful Cove evenings. The outdoor space is just as impressive with a huge private backyard shaded by mature trees, a powered shed for storage or hobbies, and plenty of room for gatherings on the large newly built back deck. Boaters will love the additional pavered parking and the pull-through pavered driveway from front to back, equipped with a water hose hookup and drains for easy boat cleaning. With back alley access and a private gated entrance, convenience is built right in. All this, just minutes from the bay, downtown, dining, and everything you love about The Cove — ready to welcome you home.

105 N Marie Drive, Panama City

$75,000
3 Beds 1 Baths 777337 MLS
Investor Special - Prime Fixer-Upper on Oversized Corner Lot! Been thinking about investing in real estate but not sure where to start? Here's your perfect opportunity to get your feet wet! 1001 Cypress Ave is a hidden gem bursting with potential, offering a solid foundation and endless possibilities for renovation or redevelopment. Located in a charming, centrally located neighborhood close to downtown Panama City, the hospital, shopping, and both military bases, this home sits on an oversized corner lot that offers even more value — the lot can be split, making it ideal for resale, new construction, or even building a second home. Whether you're a seasoned investor or a DIY enthusiast looking for your next project, this property gives you the chance to add significant value and personalize a home to your taste. The location, lot size, and potential make this an incredible find in today's market. Don't miss out — opportunities like this don't come around often. Schedule your showing today and see the potential at 1001 Cypress Ave!

1001 Cypress Avenue, Panama City

$278,000
3 Beds 2 Baths 775713 MLS
**Charming Cove Home in the Heart of Panama City** Welcome to this beautifully updated 3-bedroom, 2-bath home located in the highly sought-after historic Cove neighborhood. Just a short walk from the bay, this golf cart-friendly community offers the perfect blend of coastal charm and convenience. Step inside to discover brand-new flooring throughout, a modern kitchen with new quartz countertops, and beautiful stainless steel appliances — all ready for you to enjoy. The fenced backyard provides the perfect private space for outdoor entertaining, kids, or pets. Enjoy the gravel side yard for parking bikes or your very own golf cart, perfect for exploring The Cove, Downtown and even connecting with St Andrews! With a prime corner location directly across the street from Holy Nativity Episcopal School and only a few short blocks to Cherry Street Elementary. Don't miss this opportunity to live in one of Panama City's most beloved neighborhoods, with walkable streets, 4 blocks to St Andrews Bay, and a strong sense of community. Schedule your showing today!

134 N Linda Avenue, Panama City

$295,000
4 Beds 2 Baths 778022 MLS
Offered in the heart of St. Andrews - Spacious Lot, Updated 3/1 main Home + 1/1 Detached ADU! Welcome to 1203 Buena Vista Blvd, a beautifully updated block home situated on a generous 0.344-acre lot in the desirable St. Andrews area of Panama City. This charming residence offers the perfect blend of location, updates, and versatility — just blocks from Beach Drive and ideally nestled between historic downtown St. Andrews and downtown Panama City. Curb Appeal & Outdoor Living: Step into a peaceful oasis surrounded by lush palms in the front yard and mature trees in the back, offering shade and privacy. The home's solid block construction ensures durability and peace of mind. Recent Updates & Features: New Roof (Post-Hurricane Michael) New HVAC (2017) Fresh interior & exterior paint All new flooring, light fixtures, and ceiling fans Brand-new kitchen appliances Modern and move-in ready! Main Home + Detached ADU: A standout feature of this property is the 27x32 detached block building in the backyard, complete with electrical and plumbing. This additional unit includes a full bath and extra room, making it perfect for: ✔️ An income-producing rental ✔️ A private in-law suite ✔️ A spacious home office or studio Location, Location, Location: You'll love the central location - minutes to local shops, dining, marinas, and parks. Live the St. Andrews lifestyle while staying close to everything Panama City has to offer. Don't miss this rare opportunity to own a versatile, updated home on a large lot with income potential in one of the city's most charming neighborhoods! Schedule your private tour today!

1203 Buena Vista Blvd Boulevard, Panama City

$218,000
5 Beds 2 Baths 774050 MLS
HUGE PRICE DROP!!!!! **Investor Special!!!! NEEDS FLOORS, paint and a creative person!!** Eligible for a FHA203K Rehab Loan!!!!! Right in the middle of town with all these perks! Fruit trees (olive, peach and apple tree), a shed and lots of space. **Solar panels for a cheap utility bill too! **WILL BE PAID OFF AT CLOSING!! (With full price offer)** House will need some updates but some are in the works. The kitchen is updated! New cabinets, countertops and floors. There is a nice big bonus room you can use as a dining room and such a lovely back yard to enjoy family time while you grill. Schedule your showing today to see all this house has to offer! Minutes from the beach, restaurants, schools and shopping.

1912 Chestnut Avenue, Panama City

$282,000
4 Beds 3 Baths 775973 MLS
Welcome to 2606 W 20th Street, a beautifully maintained 4-bedroom, 2.5-bathroom home situated on a spacious corner lot in the heart of Panama City, Florida. This home offers the perfect combination of comfort, functionality, and location. Set in a prime central area, you're just minutes from shopping, dining, school and parks—making everyday living incredibly convenient. Step inside to find a bright and airy interior filled with natural light streaming through numerous windows, creating a warm and inviting atmosphere throughout the home. The thoughtful floor plan includes spacious bedrooms, a comfortable living area, and a functional kitchen that's great for entertaining guests. Outside, the home features a fully fenced backyard, offering privacy and security for pets or outdoor enjoyment. The generous corner lot provides plenty of yard space and curb appeal, with room for gardening, relaxing, or hosting gatherings. Whether you're looking for a centrally located home, or just room to grow both indoors and out, 2606 W 20th Street checks all the boxes. Don't miss your chance to make this charming property your new home—schedule your private showing today!

2606 W 20th Street, Panama City

$250,000
3 Beds 2 Baths 773063 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Charming 3-Bed, 2-Bath Renovated Home with Spacious Yard in the Heart of Panama City! Welcome to 1809 Clay Ave — a beautifully renovated home that combines comfort, style, and convenience in one perfect package! This 3-bedroom, 2-bathroom gem features an open-concept layout with a stunning kitchen, complete with a stand-alone island and brand-new appliances — perfect for cooking, entertaining, or just enjoying family meals. Step into generously sized bedrooms and enjoy two full bathrooms: one with a walk-in shower and the other with a relaxing tub. The home has been thoughtfully updated throughout and is move-in ready. Outside, you'll love the massive backyard — ideal for family gatherings, BBQs, or even adding a pool! The wide front porch offers the perfect spot for a swinging chair, where you can unwind and enjoy peaceful views of the neighborhood. There's also a huge carport and an extended driveway, providing plenty of space for multiple vehicles and even a cozy outdoor sitting area. Located just minutes from 23rd Street, you're close to top shopping centers, restaurants, and everyday conveniences — making this home as practical as it is charming.

1809 Clay Avenue, Panama City

$315,000
764111 MLS
Property Type: Commercial Office Location: 1148 Jenks Ave, Panama City, FL 32401 Square Footage: 1900 Zoning: Commercial Income-Producing: Yes Offices: 6 Bathrooms: 2 This prime commercial office space located in the heart of Panama City presents a fantastic investment opportunity. Positioned at 1148 Jenks Ave, this property is not only well-maintained but is also income-producing, with established tenants providing consistent cash flow. Property Features: Spacious office layout designed for a variety of professional uses Ample on-site parking available for both tenants and clients Convenient access to major roads and downtown Panama City Attractive, well-maintained exterior and professional curb appeal Investment Highlights: Income-Producing: Leased by reliable tenants, this property offers an immediate revenue stream. Prime Location: Centrally located in Panama City's business district, making it desirable for current and future tenants. Growth Potential: As the city continues to expand and develop, the value of this property is poised for appreciation, offering long-term investment potential. This commercial office building is an excellent turnkey investment for anyone looking to add a hassle-free, income-generating property to their portfolio. Don't miss out on this opportunity to own a valuable piece of real estate in Panama City's growing market!

1148 Jenks Avenue, Panama City

$320,000
3 Beds 2 Baths 775038 MLS
Charming Cove Cottage! Welcome to this absolutely adorable almost 1700 sq ft 3-bedroom, 2-bath home in the heart of The Cove—one of Panama City's most beloved and historic neighborhoods, known for its winding streets, majestic oak trees, and timeless character. This delightful property blends classic charm with modern updates, including paid-off solar panels, (all electric home - avg monthly power bill $30 - except for the gas stove!) new durable insulated vinyl siding and vinyl windows, and a large functional kitchen complete with quality appliances (new refrigerator, new washer/dryer, new faucets and new disposal). Step inside to discover a quirky yet functional layout filled with personality, custom built-ins, and an abundance of storage space—including tons of closets. A professional renovation added a spacious and serene primary suite, creating a smart split-bedroom floor plan ideal for privacy. Enjoy a peaceful Cove life in this lovely home with sprawling fenced in back yard (2020) with 10x10 storage building (2020) and alley access! Whether you're drawn to The Cove for its sense of community or historic charm, this home is truly a standout. If you love The Cove, this is the one you've been waiting for! Notable updates include: Paid-off solar panels (current average monthly electric bill is $30) Gas stove 50-year metal roof (6 years old) New insulated siding & vinyl windows Two 5-year-old A/C units (5 years remaining on warranty) with Ecobee smart thermostats New refrigerator, washer/dryer, faucets, and disposal Custom built-ins and plenty of closet space Chain-link fence with alley access (2020) & 10x10 shed (2020) Seller is willing to offer a $5000 painting allowance at closing with an acceptable offer! (all sizes approximate and taken from public records, buyer to verify any details buyer deems important)

335 N Macarthur Avenue, Panama City

$330,000
3 Beds 2 Baths 773385 MLS
Brimming with character, this spacious Florida cottage is a coastal gem. Sitting on a quarter-acre lot, it is screened by greenery with ample parking on the circular front driveway. Step inside the spacious living room where pride of ownership clearly shines through this property. The dining room is perfect for family mealtimes and holiday celebrations. The adjoining family room allows everyone to find their own space. Additional nooks provide space to unwind, watch TV or catch up on social media. The screened porch is a natural haven for drinks and social gatherings at the end of a busy day. It looks out onto a paved patio. The private rear yard is laid mainly to lawn, making it ideal for laid-back barbecues while children romp and play. The semi-open kitchen combines character with modernity. It has a full range of white cabinets, a useful granite-topped island and a farmhouse sink. All on one level, three beds and two baths provide ample space for guests. The Cove is a one-of-a-kind community comprising historic homes and cute cottages that provide a delightful small-town feel. The back gate opens onto an alley where you drive up and park in the two-car covered carport. Walk, bike or ride your golf cart along tree-lined streets to restaurants, local parks and the marina. Community events are commonplace in this peaceful, friendly neighborhood. The Yacht Club on Saint Andrews Bay is just 0.5 miles away and Panama City Beach shops and attractions are less than two miles from the door.

321 S Bonita Avenue, Panama City

$220,000
3 Beds 2 Baths 776902 MLS
Discover Your Charming Florida Retreat at 1812 Foster Ave! Nestled in an established, centrally located neighborhood, this delightful bungalow offers comfort, style, and ample space for relaxed Florida living. The heart of the home features an updated galley kitchen, complete with crisp white cabinetry and generous counter space. Adjacent to the kitchen, you'll find a versatile paneled bonus room. Imagine this sun-drenched space transforming into a dining area for intimate gatherings, a cozy home office, a serene reading nook, or even a creative studio - the possibilities are endless! Relax and unwind in the spacious bedrooms, offering comfortable sanctuaries at the end of the day. Venture outside to discover an exceptional backyard, providing a private oasis for outdoor enjoyment. With plenty of green space, it's ideal for gardening, entertaining, or simply soaking up the Florida sunshine. This home is located in Flood Zone X. The roof was redone in May 2022.

1812 Foster Avenue, Panama City

$285,000
775789 MLS
1138 Harrison Avenue presents a unique opportunity to acquire a freestanding professional office building in one of Panama City's most visible and accessible commercial locations. Situated on a 0.33-acre parcel along the northern gateway to Downtown, this 2,502 +/- square foot building offers a flexible layout ideal for a variety of professional, medical, or administrative uses. The property is zoned GC-2 (General Commercial - City of Panama City), located in FEMA Flood Zone X, and includes a large private parking area situated at the rear of the site—an increasingly valuable feature in the downtown submarket. Currently tenant-occupied, the building can be delivered vacant at or before closing, providing an excellent opportunity for an owner-occupant to secure a highly functional, move-in-ready space in a central location.

1138 Harrison Avenue, Panama City

$100,000
3 Beds 1 Baths 778355 MLS
Motivated seller—bring all offers! This home has undergone major renovations, including new HVAC, all-new plumbing to the street, new windows, and completed foundation work with a lifetime transferrable warranty. Additional updates include fresh interior paint, upgraded fixtures, and improved flooring throughout. The seller has invested heavily to make this property solid, efficient, and move-in ready. At this new price, homes with this level of structural and mechanical updating are rare—don't miss this opportunity! Seller is offering a $2,000 credit toward a new front door and closing-cost assistance for owner-occupants with an acceptable offer. (Washer and dryer do not convey.) All information deemed reliable but not guaranteed; buyer to verify.

1814 Mound Avenue, Panama City

$355,000
4 Beds 2 Baths 775712 MLS
Priced to move. Move in ready in the Cove. This 4 bedroom, 2 bath home offers 1,707 square feet of clean, functional living in one of Panama City's most sought after neighborhoods. Just minutes from downtown, local shops, restaurants and the waterfront, the location alone adds long term value. Inside, the home has been thoughtfully updated with new flooring, white quartz countertops, stainless steel appliances, custom cabinetry and fresh craftsman style trim. Plumbing and electrical have already been updated, giving buyers confidence from day one. The oversized backyard offers space to relax, entertain or build out your vision. The extra wide driveway easily accommodates multiple vehicles, a boat or an RV. Located near St. Andrews Bay Yacht Club with public boat access close by, this is a true golf cart friendly lifestyle. Updated, well located and now priced to create real opportunity. This is one of the best values currently available in the Cove. Come take a look.

905 E 2nd Plaza, Panama City

$260,000
3 Beds 1 Baths 778269 MLS
Welcome to this beautifully renovated 3-bedroom home on a spacious corner lot in the heart of Historic St. Andrews! Perfectly located within walking distance to the Bay, St. Andrews Marina, Shrimp Boat, Captain's Table, Uncle Ernie's, restaurants, shopping, and entertainment. This home blends historic charm with modern updates. Inside, you'll find freshly painted walls (2023), updated flooring, and an original built-in bookcase that dates back to the captain's quarters of salt boats. The kitchen features stainless steel Whirlpool appliances, and a farm-style sliding door leads to the laundry nook with a 2025 stackable washer/dryer and water heater. The HVAC system (new in 2018) is located in the attic and has been serviced twice a year. Both the plumbing (to the street) and the electrical system have been completely redone, giving peace of mind for years to come. The exterior of the property offers a large fenced backyard and carport, along with two 10×20 sheds, both equipped with full electrical. One is a classic saltbox-style shed, while the other is insulated and features AC, a half bath, lofts, and a mini refrigerator—perfect for guest space, a home office, or even rental potential. The lot is beautifully landscaped with jasmine, crape myrtles, and monkey grass, adding to the charm of this historic St. Andrews home. The perfect blend of beach house charm and backyard oasis living—this home is coastal living at its finest. The history, location, and upgrades make this a truly special opportunity in St. Andrews.

1701 Deer Ave Avenue, Panama City

$337,000
776059 MLS
Prime Opportunity Near Historic St. Andrews Bay - Don't Miss Out! Opportunities like this don't come around often! This 1780 sq ft commercial gem on .212 acres is just steps from the charm and energy of Historic St. Andrews Bayâ'one of the most desirable and up-and-coming areas in town. Currently set up as an office, the space includes a reception area, meeting room, and private restroomsâ'everything you need to hit the ground running. With customer parking in front and staff parking in back, convenience is built in for your team and clients. Need a scenic spot for business lunches? You're surrounded by waterfront dining with unbeatable views of the bay and docks. Craving a mid-day escape? Oaks by the Bay is just a short distance away. Out-of-town clients? They'll love staying at Hotel Indigo, just 7 minutes down the road. Whether you're expanding, relocating, or launching something new, this location puts you right in the heart of the actionâ'and it won't stay available for long. This is your sign. The perfect spot is waiting. Call now to schedule your showing before someone else grabs it!

1522 Chestnut Avenue, Panama City

$350,000
3 Beds 2 Baths 774841 MLS
Cove Classic with Modern Comfort - 1000 E 2nd Court - Welcome to The Cove, where timeless charm meets a vibrant, walk-able lifestyle. This golf cart-friendly neighborhood features sidewalks, historic street lamps, and a true sense of community. With schools and churches nestled within the neighborhood and breathtaking sunsets along Beach Drive, it's no wonder The Cove is one of Panama City's most sought-after areas. Stroll across the Tarpon Dock Drawbridge to the local seafood market or explore downtown's restaurants, coffee shops, boutiques, and Bay-front dining — all just minutes away. This beautifully updated 3-bedroom, 2-bath home offers over 1,600 square feet of living space and a thoughtful layout with a bonus room perfect for a home office, playroom, or media space. Enjoy refinished original hardwood floors, an updated kitchen with quartz counter-tops, stainless steel appliances, and bar seating, all open to the dining and living areas anchored by a cozy fireplace. Major upgrades include a new roof, energy-efficient windows, natural gas, and a tank-less water heater. The privacy-fenced backyard offers plenty of shade from mature trees and provides a peaceful outdoor retreat for both relaxation and play. 1000 E 2nd Court delivers the character of a historic home with the convenience of modern living, right in the heart of Panama City's most iconic neighborhood. Possible Seller Financing with acceptable offer***

1000 E 2nd Court, Panama City

$1,800,000
776396 MLS
This solidly constructed, three-level commercial building offers a versatile open floor plan suitable for a variety of uses. The building is approximately 30,000 Sq Ft. It features two convenient entrances to the main floor--one with direct access from Harrison Avenue and the other is the alley way from Grace Avenue--providing flexibility for both customer and operational flow. There is also an additional front entrance on Harrison Avenue that goes to the stairway to go to the top floor, this would be great for multi business use. Public parking is readily available along Harrison Avenue, with additional public parking spaces located at the rear of the building, as well as a public parking lot at the end of Harrison Avenue and Old Business 98. The property is also equipped with a freight elevator.. This building is full of potential, schedule your showing today to own a building in Downtown Panama City.

551 Harrison Avenue, Panama City

$110,000
3 Beds 1 Baths 774156 MLS
COZY 3 BEDROOM HOME WITH BONUS ROOM & OUTDOOR LIVING! This 3 bedroom, 1 bath home offers charm and potential, featuring a bonus room and an interior laundry/mud room. Tile flooring throughout provides durability and easy upkeep. The eat-in kitchen includes open cabinetry, ample cabinet space, and a pantry. Enjoy outdoor living with a covered front porch enclosed by a classic picket fence and a covered back porch, great for relaxing or casual gatherings. The backyard is fully fenced and includes a storage shed and mature landscaping. With a metal roof and low-maintenance vinyl siding, this home is ready for your personal touches. Located within walking distance to Rutherford High School and a short drive to shopping and dining, this property is ideal for those looking to invest in a home with character and convenience. A great opportunity to make it your own awaits - schedule a showing today!

815 Huntington Drive, Panama City

$350,000
667661 MLS
Excellent 3.5 Acre Commercial Waterfront Development Opportunity on North Bay at the foot of the Deer Point Dam. This site is noted as Site 2A on the property aerial and part of a fragmented parcel consisting of 76.6 acres (Bay County Parcel Number 08671-000-000). The site currently houses a Bait Shop and is to be carved out of the current parcel with size and dimensions to be determined. Zoned Agriculture/Timberland (AG-2) in Unincorporated Bay County, rezoning & access to municipal water & sewer would require annexation into the City of Lynn Haven. Additional vacant waterfront and interior land parcels available from .84 acres to 130 acres along the Highway 2321 corridor in the Deer Point Lake and North Bay area.

4402 HIGHWAY 2321, Panama City

$900,000
6 Beds 4 Baths 778444 MLS
Welcome to the country in the city. This beautifully renovated expansive home with a whole guest house sitting on nearly 3 acres in the heart of Panama City. What is better than privacy and location!!! The main home features nearly 3,000 sq ft of exquisite updates inside, a scenic paver circular driveway, plenty of space for entertaining inside and out. Updated designer kitchen, spacious living area and a Florida room overlooking the magnificent pool! that's right all this and your own private pool. This home also features a whole other home built in 2018 that includes 2 bedrooms and 1 bath. Perfect to use as a mother-in-law sweet or teenage or college kid quarters. There are 2 barns on the property as well that have some damage but are easily still able to be redone and used for whatever your heart desires. Imagine the country lifestyle while still being close to everything Panama City has to offer. Enjoy the summer evenings by the pool with your family. This home definitely has a little bit for everyone in your family and might even make your friends jealous.

3438 Token Road, Panama City

$235,000
3 Beds 1 Baths 775562 MLS
Beautifully Remodeled Home in the Heart of St. Andrews - Move-In Ready! Welcome to this stunning 3-bedroom, 1-bath home offering 1,064 square feet under heat and air, completely renovated from the studs out to meet 2024 Florida building standards. Every system is brand new—roof, electric, plumbing (to the street), HVAC, insulation, siding, and impact-rated windows and doors—ensuring peace of mind for years to come. The interior blends modern style with thoughtful functionality. Enjoy a gorgeous new kitchen featuring butcher block countertops, custom cabinetry, a deep sink, pot filler faucet, new appliances, and a convenient pass-through window to the sunroom—perfect for entertaining. The tile bathroom includes a luxurious soaker tub, creating a spa-like retreat. Set on a spacious lot in the highly sought-after St. Andrews neighborhood of Panama City, this home offers plenty of room for future additions. Enjoy the charm and convenience of a central location—just minutes from shops, dining, parks, and the water. Don't miss this rare opportunity to own a fully updated, move-in ready home in one of Panama City's most desirable areas—built for modern Florida living!

1706 Arthur Avenue, Panama City

$223,000
3 Beds 2 Baths 776143 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'' Charming Brick Home on a Spacious Cul-de-Sac Lot - Eligible for City Down Payment Assistance! Welcome to 2208 Owens Circle, a solid 3-bedroom, 1.5-bath brick home nestled at the end of a quiet cul-de-sac in the heart of Panama City. This home offers incredible potential with great bones and several major updates already completed, including a newer roof, HVAC system, and water heater. Enjoy the Florida lifestyle year-round from the large screened-in back porch—perfect for relaxing or entertaining. The huge fenced backyard is a standout feature, offering ample room for gardening, puppy paradise, a future pool, or play space. It also includes a handy storage shed and mature shade trees. Inside, the home retains its original finishes, providing a blank canvas for your personal style and updates. Additional features include a carport, laundry room, and low-maintenance brick exterior. The kitchen features solid wood cabinets in great condition. The property also includes an irrigation system connected to a well (may need some work), mature landscaping, and updated flooring. Conveniently located within Panama City limits, this property may qualify for city-sponsored down payment assistance programs—making it an excellent opportunity for first-time homebuyers or investors. Just 1.5 miles from the Port of Panama City, 4.3 miles from Naval Support Activity Panama City, and 12.3 miles from Tyndall Air Force Base. Craving the beach? The sugar-white sands of Panama City Beach are only 6.8 miles away. Don't miss your chance to own a home with exceptional potential in a prime central location!

2208 Owens Circle, Panama City