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$194,380
3 Beds 2 Baths 788833 MLS
🔥 PRICE REPOSITIONED - EXCEPTIONAL OPPORTUNITY 🔥 Recently repositioned to a highly competitive price, this brand-new 3BR/2BA home offers exceptional value for both investors and first-time homebuyers. Price reflects one unit (half duplex). Whether for a primary residence or rental investment, this property delivers new construction quality at a price point rarely seen in today's market. Built with 2x6 exterior walls, 9-ft ceilings, and double-insulated 8-inch dividing walls for superior durability, efficiency, and sound control. Features include waterproof 12-mil LVP flooring, plywood cabinetry, quartz countertops, and modern fixtures. Fully sodded lot with concrete driveway (2 vehicles). Located near Tyndall AFB, schools, shopping, and beaches--ideal for both living and rental demand. Opportunities at this price point in new construction are extremely limited. Builder willing to consider incentives for multiple unit purchases. Easy to show.

232 Springfield Avenue, Panama City

$229,000
3 Beds 2 Baths 788051 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Adorably updated, this beautifully updated townhouse combines modern style with comfortable everyday living near the heart of St. Andrews. Inside, you'll find fresh finishes, contemporary touches, and a warm fireplace that creates the perfect focal point for the living space. The flexible floor plan offers a downstairs bedroom and bath, an upstairs bedroom and bath, and an additional bonus space ideal for a guest area, office, or playroom. Even the elevated pavers for the driveway show the caliber of this home. This home lives with a wonderful sense of space, offering room to relax, work, and entertain while showcasing the many updates that give it a fresh, and move-in ready. Step outside to enjoy a completely updated and manicured backyard designed for low-maintenance living and maximum enjoyment. Whether you're hosting friends using the outside grilling/kitchen space, enjoying a quiet morning, or simply appreciating a beautifully curated outdoor space, this backyard delivers lifestyle as much as function. Located near St. Andrews, all the charm, energy, and lifestyle of this historic waterfront district are just moments away. Hop on your golf cart, take a walk, or ride your bike and enjoy the Florida sunshine as you head to favorite local spots like Uncle Ernie's, Hunt's Oyster Bar, and Finn's Island Style Grub. From dining and waterfront views to markets, festivals, and the many events and activities St. Andrews is known for, this location offers an incredible way of life. With its charming personality, versatile layout, thoughtful updates, and unbeatable setting, this townhouse is a standout opportunity.

3515 W 19th Street Unit #2, Panama City

$480,000
4 Beds 4 Baths 788047 MLS
UNDER CONTRACT SELLER ACCEPTING BACKUP OFFERS *HUGE PRICE REDUCTION - HURRY DON''T WAIT!* Welcome to 6326/6328 Beach Drive, a rare duplex opportunity located just two blocks from the sugar-white sands of Panama City Beach. This income-producing property features two spacious units, each offering 2 bedrooms and 2 bathrooms, making it ideal for short-term rentals, long-term tenants, or an owner-occupant looking to live in one unit while generating income from the other. Each unit offers a comfortable, open layout with thoughtful features including bedroom-level laundry, private back porches, and outdoor showers--perfect for rinsing off after a day at the beach. The property also includes a fenced backyard, providing space for pets, entertaining, or added tenant appeal. A large second-floor deck spans the front of the home, offering Gulf views and a great space to relax or entertain. The property has been updated with a new HVAC system installed in 2023, and the stucco exterior provides durability and low maintenance. Located in a golf cart-friendly neighborhood with no HOA, this property offers flexibility and ease of ownership. It is not located in a flood zone, and flood insurance is not required. Zoned for short-term rentals, this duplex provides excellent potential for investors seeking strong rental income in a high-demand beach market. Conveniently situated near local restaurants, shopping, and entertainment, the home is approximately five minutes from the Navy Base and about fifteen minutes to Tyndall Air Force Base. Grocery stores including Publix, Winn-Dixie, and Walmart are all nearby, and Pier Park is just a short 10-minute drive away. Whether you are looking for an investment property, vacation home, or primary residence with income potential, this duplex offers a unique opportunity in a highly desirable Panama City Beach location.

6328 Beach Drive, Panama City

$165,000
3 Beds 2 Baths 788044 MLS
Recently repositioned to a highly competitive price, this newly completed duplex unit offers exceptional value for both investors and first-time homebuyers. Price reflects one individual unit (one side of the duplex). Each unit has its own separate parcel, utilities, and individual ownership structure. Featuring 2 bedrooms, 2 bathrooms, plus a flexible bonus room ideal for an office, nursery, guest room, or small bedroom. Originally designed and built with long-term durability and low maintenance in mind, this property incorporates quality materials and construction standards well suited for both owner-occupants and rental investment purposes. Construction features include 2x6 exterior walls, 9-foot ceilings, and double-insulated 8-inch dividing walls for enhanced durability, energy efficiency, and sound reduction. Interior finishes include waterproof 12-mil LVP flooring, quartz countertops, plywood cabinetry, and modern fixtures throughout. The property also features a fully sodded yard and a concrete driveway with parking for 2 vehicles. Conveniently located near Tyndall AFB, shopping, schools, restaurants, and the beaches. All four units have recently entered the market. Contact listing agent for current availability and potential multi-unit purchase opportunities. Seller is motivated and willing to consider buyer incentives.

3205 E 2nd Place, Panama City

$349,000
3 Beds 3 Baths 787892 MLS
Experience waterfront living at this beautifully updated 3-bedroom, 2.5-bath duplex, perfectly situated in one of the most sought-after areas in town. This stunning property has been completely transformed with a modern design throughout. Step inside to find fresh paint, a fully updated kitchen, and stylishly renovated bathrooms, offering a clean, contemporary feel from top to bottom. Every detail has been thoughtfully upgraded, making this home truly move-in ready with no work needed. Go green and save--this home comes equipped with fully paid-off solar panels, delivering sustainable living and significant energy savings without any added expense. Enjoy outdoor living with a spacious deck -perfect for entertaining or relaxing - and your own private dock with direct Gulf access. Whether you're an avid boater or simply love spending time by the water, this property offers the ideal lifestyle. Don't miss this rare opportunity to own a waterfront home that combines comfort, style, and unbeatable location!

1211 Capri Drive, Panama City

$1,500,000
6 Beds 8 Baths 787167 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Luxurious Coastal Duplex - Steps from the Beach! Welcome to your dream investment or personal getaway! This stunning newly built duplex offers the perfect blend of modern luxury and coastal charm, just steps from the sandy shores. Each side of this spacious retreat features: 🏡 3 Bedrooms | 3.5 Bathrooms 🎮 Bonus Game Room with Built-in Full-Size Bunk Beds - Fun for All Ages 🏊 Private Pool for Each Unit - Your Own Oasis 🌊 Just Steps to the Beach - Hear the Waves from Your Doorstep 🛋️ Fully Furnished & Turnkey - Move-In or Rental Ready Designed with open-concept living, each unit boasts stylish finishes and spacious balconies perfect for soaking in the salty air. The bonus room with built-in bunks has direct access to your private pool while adding extra sleeping space, making this an ideal vacation rental or multi-generational retreat. Whether you're looking for a lucrative rental property or a private coastal paradise, this duplex is a rare find. Don't miss your chance to own a piece of coastal luxury! 📍 Schedule a showing today! 🌴☀️🏡

4112 Snapper Street, Panama City

$425,000
4 Beds 2 Baths 786720 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Opportunity near the beach! This duplex on Panama City Beach is ideally located just 0.1 mile off Thomas Drive, placing you close to restaurants, shopping, and many of the attractions that make the beach area so desirable. Rick Seltzer Park, with its public beach access, picnic areas, and Gulf views, is less than half a mile away, making this a convenient location for enjoying the water and coastal lifestyle. The property features two equal-sized units, each offering approximately 800 square feet of living space. Both units include a family/dining area, kitchen, two bedrooms, one full bath, and a dedicated laundry room, providing comfortable living arrangements for tenants or future occupants. The seller has experienced consistent rental success with the property over the years. In preparation for the sale, the units are being vacated, giving the next owner flexibility to establish new rental terms, pursue long-term tenants, or consider other possibilities. Short-term rentals are permitted, subject to registration with the local fire department. Whether you're looking for an investment property, a duplex to live in one side and rent the other, or a beach-area income opportunity, this property offers a location that keeps you close to everything Panama City Beach has to offer.

4017 Silver Sands Road, Panama City

$340,221
2 Beds 2 Baths 785465 MLS
Special financing incentive with rates as low as 3.49% on this low-maintenance lock-and-leave Cottage is in the popular waterfront community of SweetBay! These cottages are perfect if you're ready to stop doing yard work and enjoy the phenomenal lifestyle that SweetBay has to offer! The Mangrove plan by Harris Doyle Homes is a thoughtfully designed open plan paired home with large covered porches and attached 2-car garage. This home includes quartz countertops, stainless appliances and luxury vinyl plank flooring throughout the main living areas. The primary bedroom features a large walk-in closet and tile shower. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, sports court, miles of trails, and a Publix-anchored town center! New Construction home buyers even get priority access to top-rated University Academy!

2315 Discovery Loop Unit LOT 524, Panama City

$246,000
2 Beds 2 Baths 784979 MLS
Welcome to this rare waterfront 2-bedroom, 2-bath townhome that blends indoor comfort with exceptional outdoor living. Enjoy serene water views from multiple vantage points, including a screened-in porch perfect for morning coffee and a private open-air balcony ideal for sunset unwinding. The home features an open, airy layout that flows effortlessly to a large fenced backyard, offering plenty of space to entertain, garden, or simply relax by the water. Step right down to your private dock, providing direct access for boating, kayaking, or peaceful evenings by the shore. Both bedrooms are generously sized, with ample natural light and large walk-in closets. Whether you're looking for a full time residence, weekend retreat, or waterfront investment, this townhome delivers a lifestyle that's hard to find. Seller is interested in selling it furnished, making it a turnkey investment opportunity!

537 S Berthe Avenue, Panama City

$230,000
4 Beds 2 Baths 784202 MLS
*CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* *SELLER ONLY ACCEPTING CASH OFFERS* While previously under contract, this property had $3,300 worth of compliance repairs executed. This dual-unit duplex presents a straightforward investment opportunity for those looking to add a functional, high-occupancy asset to their portfolio. Both sides (2004 & 2006) feature a practical 2-bedroom, 1-bathroom layout and received a targeted interior refresh in December 2025. These updates include brand-new LVP flooring throughout (except in bathroom), fresh neutral paint, and updated fixtures to ensure the units are clean and move-in ready. Each kitchen is equipped with a stove and a brand-new refrigerator. Each unit includes its own dedicated carport, private front porch, and individual laundry room with hookups; Unit 2006 also features a back door for easy yard access. This duplex includes a shed located in the backyard for extra storage. Location is a key highlight, as the property is conveniently nestled between Highway 98 and 23rd Street, just off Michigan Avenue. While Michigan Avenue is currently undergoing major water-main improvements, this infrastructure work promises significant long-term benefits for the area's value and utility. Situated on a low-traffic street in an established neighborhood, this property offers excellent flexibility for various investment strategies, as it can be purchased as a single parcel or as individual sides. Text listing agent for more information.

2004 Drummond Avenue Unit Units 2004 and 2006, Panama City

$549,900
5 Beds 3 Baths 784070 MLS
Back on the market at no fault of sellers...Welcome to your perfect beach getaway! Conveniently located between the lagoon and the beach. This spacious FULLY FURNISHED 5 bedroom/3 bathroom home offers 2 houses in 1!! The main house (upstairs) is 4 bedroom/2 bath with a full downstairs appt with separate entrance offering 1 bedroom/1 bath. Live in one and rent out the other or rent both. This home features a beautifully updated living space just a short walk from the stunning white sandy beaches. Whether you're looking for a full-time residence, vacation home, or TURN KEY RENTAL, this beach house checks every box. Recently refreshed with updated paint, flooring, and lighting, the home blends modern comfort with coastal charm. Relax and unwind on the outdoor patios where you can feel the breeze. SEPARATE IN LAW SUITE DOWNSTAIRS, Ideal for guest or another source of rental income!! This home offers both convenience and tranquility. Enjoy the ease of beach access just moments from your door, and take advantage of the area's vibrant dining, shopping, and entertainment. Don't miss this incredible opportunity to own a move-in-ready beach property with strong rental potential and room for everyone!

3914 Ural Street, Panama City

$447,000
6 Beds 3 Baths 784047 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Prime St. Andrews Duplex - Updated, Income-Ready, and Steps from the Waterfront Lifestyle! Located in the heart of historic St. Andrews, this versatile 6 BR/3 BA duplex offers the perfect blend of walkable coastal living and smart investment potential. Enjoy being just a short stroll from local boutiques, waterfront dining, live music venues, parks, and public boat ramp access—a rare opportunity in one of Panama City's most beloved neighborhoods. This well-maintained property features a metal roof, durable brick and vinyl siding, tankless gas water heaters, separate driveways, and an RV ready concrete pad with water and power hookups. A detached one car garage with an attached bonus storage shed adds even more functionality for owners or tenants. Both units are separately metered for power, offering convenience and clean accounting for rental income. Side A - 4 BR/2 BA | Updated & Spacious Split bedroom plan, two newly remodeled baths, updated kitchen with quartz countertops and tile backsplash, custom built ins, laundry hookup, great natural light, and a newly fenced yard with private gazebo. Side B - 2 BR/1 BA | Open & Inviting Perfect for short term guests, long term tenants or multigenerational living. Spacious living area with open kitchen/dining, split bedroom layout, laundry room with hookups, updated covered porch with privacy curtains, 2 car carport, and ample driveway parking. Ideal for owner occupants or investors seeking strong rental potential in a high demand waterfront community. Whether you're seeking a primary residence with rental income, a multi-generational setup, or a strong addition to your investment portfolio, this St. Andrews duplex delivers exceptional value. With modern updates, flexible layouts, separate power meters, and unbeatable proximity to the waterfront lifestyle, this property is ready to generate income and impress future tenants or buyers. *All measurements and information are approximate, please verify if important.

1301 Foster Avenue Unit A, B, Panama City

$190,000
3 Beds 2 Baths 784012 MLS
Make an offer! Seller is motivated. Move-in ready and newly renovated! This spacious 3-bedroom, 2-bath home at 6329 Chippewa Street has been thoughtfully updated from top to bottom, offering modern finishes and a functional split-bedroom floor plan. The bright, open layout features generous living and dining spaces, making it ideal for both everyday living and entertaining. The completely remodeled kitchen showcases new real wood cabinetry, updated countertops, and stainless steel appliances. Throughout the home you'll find fresh paint, new doors, updated fixtures, and energy-efficient windows that give the home a clean, contemporary feel. The private primary suite offers a beautifully renovated bathroom with a large walk-in shower, new vanity, and updated fixtures. The secondary bedrooms are generously sized and share a fully remodeled hall bath featuring a new tub/shower combination, vanity, and toilet. Additional highlights include a laundry area with washer and dryer hookups, abundant closet space, an attached exterior storage room, and a spacious backyard with plenty of room to relax or entertain. Conveniently located near shopping, restaurants, schools, and just minutes from Tyndall Air Force Base, this home combines comfort, style, and convenience. Bonus Opportunity: The attached property (left side) at 6325 Chippewa Street is also available. Purchase one or inquire about purchasing both properties together. Buyer should verify all measurements and any information deemed important.

6329 Chipewa Street, Panama City

$409,093
3 Beds 4 Baths 783572 MLS
Own a new home in popular waterfront SweetBay with Priority Access to coveted University Academy! The Sabal plan by Harris Doyle Homes features 3 bedrooms and 3-1/2 baths. The downstairs primary suite has a spacious tile-to-ceiling shower and walk-in closet. There is also an upstairs primary suite with a balcony, and a third bedroom, also with its own ensuite bath. The kitchen includes stainless appliances and stone countertops. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and future amenities including a marina! New home buyers even get priority access to top-rated University Academy, the #2 K-8 school in the state of Florida!

1211 Wildflower Court Unit LOT 694, Panama City

$135,000
4 Beds 2 Baths 782755 MLS
Investor's Opportunity! Duplex Rehab Project in Prime Panama City Location - Easy Access to Hwy 98 & 23rd St! Solid 1955 four-sided cinderblock duplex with durable metal roof on slab foundation. Perfect for investors seeking a value-add project with strong rental potential in a convenient central location. Property sold strictly AS-IS - in need of complete renovation. Cash buyers preferred; ideal for full rehab to capitalize on high demand for updated multi-family units. Key features: Separate electric and water meters for each unit Each side: 2 bedrooms, 1 full bath, living room, kitchen, and private chain-link fenced backyard area Unit 1707: approx. 501 sq ft | Unit 1709: approx. 505 sq ft Renovated 2-bed units in the area command premium rents - great upside for hold or flip! All measurements approximate and not guaranteed. Schedule your showing today and bring your vision!

1707 Calhoun Avenue, Panama City

$165,000
3 Beds 2 Baths 782646 MLS
Don't miss this single story 3-bedroom, 2-bath attached home. With tile throughout the main living areas, you will enjoy the roomy living room, dining room and kitchen with updated appliances. The refrigerator was replaced in 2025, dishwasher (Bosch) in 2024, and stove in 2023. There was a new roof put on in 2025 with Peel N Stick underlayment added, HVAC was replaced in 2022 and the water heater in 2024. The electrical panel is Siemens and was replaced in 2024. Even the bedroom windows were replaced. There is a stand-up freezer, and washer and dryer that come with the home. Each bedroom has a ceiling fan and laminate flooring. The guest bath has a tub/shower insert and a single vanity while the master bath has a new toilet, walk in tub/shower and single vanity. There is 6'' of insulation in the attic to help with the electric bill. There is enough room to park 3 cars out front and with the double gate in the front you can easily park a boat or camper in the front yard. Located next to Lucille Moore Elementary and on a dead-end road for low traffic this is a perfect home. The city bus has convenient pick-up right on Michigan which is a nice feature. The front and back yards are fenced and there is a small storage closet in the back yard. There is a cluster mailbox at the end of the street. Electric is through Florida Power and Light, Water/Sewer/Garbage is through City of Panama City and Internet/Cable is available through the main offerings (AT&T, Infinity and Wow). Make plans to see this one today! It would make a perfect primary home, second home or rental.

3704 Burnham Way, Panama City

$370,000
3 Beds 2 Baths 782555 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Discover an excellent investment opportunity on the east end of Panama City Beach. This adorable Holiday Beach duplex offers two versatile living spaces and a location that continues to appeal to both long- and short-term renters. Unit A features 2 bedrooms, 1 bathroom, plus a bonus room, while Unit B offers 1 bedroom and 1 bathroom--ideal for generating income from multiple streams, creating a combined 3-bedroom, 2-bath layout, or using the 1-bedroom side as a mother-in-law suite or multi-generational living space. The property includes recent exterior updates, a metal roof, tile and vinyl plank flooring, partial fencing, and ample driveway parking. Each unit is equipped with electric stainless appliances, central HVAC with supplemental mini-split in Unit A, and public water/septic utilities. Positioned just a short distance from beach access at Richard Seltzer Park, this property places you minutes from St. Andrews State Park, restaurants, shopping, marinas, and multiple public boat launches. Lot size is approximately 55' x 150', and zoning allows for continued multi-family use. Whether you're expanding a rental portfolio or looking for a flexible beach-area property, this duplex offers strong potential in a sought-after location. All information is deemed accurate but should be verified by the buyer and/or buyer's agent if important. Schedule your private showing today!

3915 Wasp Street, Panama City

$475,000
4 Beds 4 Baths 782354 MLS
Investment Opportunity in the Heart of Panama City Beach! Well maintained duplex located at 2512 Shady Oak Ct, Panama City Beach, FL 32408, offering a prime income producing asset just minutes from the white sand beaches, dining, entertainment, and Grand Lagoon. Each unit features a functional layout with strong long term rental appeal and consistent demand in this desirable beach market. Both sides offer comfortable living spaces, well equipped kitchens, sizable bedrooms, and private entrances. The property sits on a quiet cul-de-sac style street, surrounded by mature trees, giving tenants a peaceful setting while still enjoying the convenience of coastal living. Ample parking is provided, along with outdoor space for each unit to enjoy separately. Turn key for investors looking to house hack, long term rent, or expand their portfolio. No HOA restrictions maximize flexibility for rental strategies. Solid occupancy potential, attractive location, and a growing market make this an exceptional opportunity.

2512 Shady Oak Court, Panama City

$240,000
2 Beds 2 Baths 782339 MLS
Discover coastal convenience with this fully furnished 2BR/2BA duplex unit, built in 2018 and ideally located on the east end of Panama City Beach. This well-maintained property features durable ceramic tile flooring, a metal roof, Hardie Board siding, and an efficient layout perfect for full-time living, a second home, or a turnkey short-term rental. Fresh interior paint completed last year gives the home a clean, updated feel, and a brand-new hot water heater installed in February 2026 adds peace of mind for the next owner. Step inside to a bright and open living area, a modern kitchen with a center island, and two comfortable bedrooms, including a primary suite with a walk-in closet and en-suite bath. The home also includes a private fenced backyard and dedicated driveway parking for added convenience. This unit is being sold fully furnished, making it rental-ready from day one. Each side of the duplex is responsible for its own lawn upkeep, and the property shares a lift station with the adjoining unit. Situated just minutes from the sugar-white beaches of PCB, this home is close to popular local spots including Captain Anderson's, The Grand Marlin, Publix, marinas, parks, and countless restaurants and activities. Enjoy quick access to Thomas Drive, Navy Base, and the Hathaway Bridge--ideal for both residents and guests. Whether you're looking to expand your investment portfolio or secure a low-maintenance beach retreat, this property offers comfort, convenience, and immediate rental income potential.

6128 Loquat Avenue, Panama City

$375,000
6 Beds 4 Baths 761984 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Discover an exceptional investment opportunity with this brand-new duplex, ideally located at 2328 E 19th Place in Panama City, FL. Each side of this modern duplex offers 3 bedrooms, 2 bathrooms, and is designed with 9-foot ceilings that enhance the spacious feel of the interiors. Enjoy the durability and style of LVP flooring throughout, complemented by sleek granite countertops that add a touch of luxury to the kitchens. This property is perfect for long-term rental investments or for those looking to live in one unit and rent out the other. With a completion date set for November 30th or earlier, this property will soon be move-in ready. Don't miss your chance to invest in or move into this beautiful, income-generating property. ''Photographs are from another duplex that will be the exact same level of finishes'' Measurements are approximate buyer must verify if important.

2328 E 19th Place, Panama City