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$1,490,000
782932 MLS
This well-located commercial property, formerly a bank, offers a unique opportunity for office, restaurant, or retail use. The building features a solid, professional layout with excellent visibility, easy access, and ample parking—ideal for businesses seeking a high-profile location. Inside, the space offers generous square footage, open areas suitable for customer-facing operations, and multiple private offices or rooms that can be reconfigured to meet your needs. High ceilings, strong infrastructure, and an efficient floor plan make the property adaptable for a wide range of business concepts, from professional offices to dining or retail establishments. The former bank design provides added value with features such as a welcoming lobby, secure areas, and durable construction, allowing for cost-effective conversion. Whether you're looking to establish a corporate office, medical or professional services, a restaurant, or a retail storefront, this property offers the flexibility and visibility to support your success. Endless possibilities in a proven commercial location.

2209 Thomas Drive, Panama City
$45,500
782853 MLS
Lot zoned for Single Family Residential and is located in Panama City just off 17th Street. Lot is not cleared. Seller is motivated to move immediately. (land located next to property addressed at 1906 E 18th Street)

000 Fountain Avenue, Panama City
$165,000
3 Beds ⋅ 2 Baths ⋅ 782743 MLS
Located in a residential community, this 3BR/2B with 1,356 SF (H&C space) with a one car attached garage and a screen porch on the back. The home flows from Living to dining kitchen and on down the hall to bedrooms and baths. The laundry is off kitchen and connects to garage. The backyard has an inground pool and is fenced.. Also a detached building in the back yard near pool, could be renovated into additional space. or workshop. Home has solar panels. Located near shopping, restaurants, schools, and medical.

6510 Omoko Street, Panama City
$620,000
782723 MLS
Property offers a recently renovated +/-4,004-square-foot building, redesigned in 2023 to meet modern standards. Positioned along high-visibility Highway 22 and just minutes from Tyndall Air Force Base and central Panama City, this commercial property offers a rare combination of modern upgrades, flexible design, and strategic location, delivering a turnkey environment suitable for a wide range of professional uses. Featuring a highly adaptable floor plan, the space includes multiple oversized rooms ideal for medical or therapy services, collaborative training environments, or open workspaces. Seven versatile rooms can be configured as private offices, exam rooms, or meeting spaces, complemented by dedicated reception and administrative areas that support efficient workflow. The property also includes five restrooms, a kitchen/break area, and additional support spaces to accommodate staff and client needs. Outside, a secure fenced yard provides valuable storage or equipment space, while ample off-street parking ensures easy access for employees, clients, and visitors. Whether for medical, physical therapy, professional office, or training facility use, this modernized building offers exceptional flexibility and long-term value in a growing market.

5311 E Highway 22, Panama City
$170,500
3 Beds ⋅ 2 Baths ⋅ 782590 MLS
Comp purposes only needed work

6206 Lake Drive, Panama City
$1,850,000
6 Beds ⋅ 4 Baths ⋅ 782564 MLS
***2025 RENTAL INCOME: $175,000 ***2026 BOOKINGS AT $172,000 YTD AND ON TRACK FOR $185,000 This beach house has it ALL! Sleeping up to 24 people across 6 bedrooms and 2 sleeper sofas, this is the perfect memory-making personal vacation home, generously-sized private beach residence, or lucrative short term rental investment. Whether you are accommodating multiple generations vacationing together or a group of friends for a quick trip to the beach, the possibilities are endless. Come see for yourself! HIGHLIGHTS INCLUDE: --One house away from public beach access #19 --Private heated pool and hot tub --Gulf views from upstairs balcony --Great outdoor entertaining space --4 of 6 bedrooms on the first floor --4 full baths --TWO bunk rooms (one up, one down) --Fully furnished and seats up to 20 for dining --Parking for up to 6 vehicles --Large laundry with storage --TWO living areas --Full kitchen PLUS kitchenette --Solar panels to reduce electricity expense --Low maintenance metal roof Ask your realtor for the AirBNB link and the FACTS AND FIGURES on this property year to date. Walkthrough video available in PHOTOS or tour in person. See the walkthrough video attached to this listing, and ask your agent for the Airbnb link as well. Thank you for your interest. We look forward to your offer!

4116 Ocean Street, Panama City
$335,000
2 Beds ⋅ 2 Baths ⋅ 782343 MLS
- CURRENTLY UNDER CONTRACT SELLER WILL CONSIDER BACK UP OFFERS - $20k Recent Price Reduction! Step back in time with this solid but charming 2-story log cabin on a rare .378-acre double lot in Callaway. From the oversized ''old west'' style front porch to the 2 separate entrances, this home consists of 2 bedrooms downstairs and the loft upstairs is currently set up as a bedroom as it has a half bath. This home is unique, and packed with big upgrades. Over $100K in improvements over the past 2 years include a new metal roof, full crawl space encapsulation with perimeter seal and dehumidifier, fresh exterior stain and sealant making the home tight and energy efficient, plus all-new fencing around the entire yard and much more you have to see for yourself. A brand-new 3-vehicle carport connects to a metal building with 4 roll-up doors and top-of-the-line smart openers--perfect for a workshop, storage, or all your toys. There's also a new RV electrical hookup. The extra lot already has power run for a future home, giving you the option to build new and use the cabin as a cozy short-term rental. Less than ½ mile down the same street is a boat ramp they used for quick fishing trips. When asked what they'll miss most, the sellers said ''the neighbors.'' This street still feels like an old-school, tight-knit community where people look out for each other, borrow a cup of sugar, and don't hesitate to help when you need a hand. Located in an up-and-coming area of Bay County, close to Tyndall AFB.

201 Beulah Avenue, Panama City
$150,000
3 Beds ⋅ 1 Baths ⋅ 782540 MLS
MOVE-IN READY. NO FLOOD INSURANCE REQUIRED. DEEP LOT WITH RECENT UPDATES. Priced at $150,000, this detached three-bedroom, one-bath home at 1332 N Palo Alto Avenue, Panama City, FL 32401 offers a practical option for in-town Panama City living in an established residential setting. Built in 1940 and kept in the same family for generations, it has been a long-term rental—not a quick flip. With 1,134 square feet under roof, it delivers all the essentials without wasted space. A covered front porch, ideal for a rocking chair and morning coffee, leads to the front door, and the concrete driveway provides off-street parking for two vehicles. Inside, the spacious living room opens to the kitchen, with a door separating the bedrooms and bath for added privacy. The laundry room is located at the rear of the home and includes direct access to the backyard. Recent upgrades include new flooring, fresh paint, a 2024 air-conditioning unit, a 2018 water heater, and a 2019 roof—so the major systems are already handled. The home sits on a deep 0.37-acre lot in Flood Zone X, meaning flood insurance is not required by lenders. Conveniently located just minutes from downtown Panama City, shopping, dining, and Ascension Sacred Heart Hospital. All information is deemed reliable but should be verified by the buyer if important.

1332 N Palo Alto Avenue, Panama City
$775,000
782481 MLS
Prime Investment Opportunity on Highway 77! Come see this great opportunity for an investor. This vacant 5.07-acre commercial parcel on a high-traffic highway was originally planned for a storage unit facility, making it an ideal 'ready-to-go' development site for a similar project.

12135 Highway 77, Panama City
$190,000
2 Beds ⋅ 1 Baths ⋅ 782397 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS - Centrally located in the St. Andrews area, this 2-bedroom, 1-bath home offers updated interior finishes and a spacious lot with room for outdoor use. The living and dining spaces feature vaulted ceilings with exposed faux beams and large windows for natural light. Refreshed kitchen cabinets, new countertops, sink, stove, hood, & backsplash add to the upgrades on this home. Both the interior & exterior HVAC units have been replaced in the past 4 years. Both bedrooms offer updated vinyl plank flooring, and the bathroom includes a tiled shower surround and contemporary finishes. The property also includes a covered carport, exterior storage building, and a sizable fenced backyard suitable for a variety of outdoor activities. Solar panels are installed on the home for reduced electrical costs! Conveniently situated near local shops in St. Andrews, parks, both FSU PC & GCSC, plus the Panama City classic Bowlarama, this property provides accessible in-town living with additional yard space not often found in similar areas. Water activities are available both in town & just over the Hathaway Bridge, where the World's Most Beautiful Beaches await. With the Navy Base & Tyndall Air Force Base just a short drive in either direction on Highway 98, you can't beat this location, so don't wait to schedule your tour today! Buyer to verify all measurements, details, and information important to their decision.

1603 Arthur Avenue, Panama City
$512,200
8 Beds ⋅ 8 Baths ⋅ 782268 MLS
Turn key quadplex in a great central location convenient to Highway 98. Property boasts a new metal roof after Hurricane Michael, excellent rental history and little maintenance. Owner responsibilities are limited with each unit being separately metered and residents paying their own utilities. Live in one and rent out the rest to or rent all 4 for a cash flow machine!

1513 Bob Loftin Road, Panama City
$100,000
738006 MLS
Fantastic opportunity to purchase 1.254 acres on Sherman Ave. Sherman Ave frontage approx. 180 feet. Convenient to Bay County fair grounds and only 0.4 miles to Hwy 98/ E 15th St. This property also backs up to additional parcel 15848-010-000 at 1.48 acres and listed separately, MLS 738007 at $145,000, and both parcels could total 2.734 acres. A great opportunity to purchase acreage for your new home or as investment property for development or commercial(please check county zoning and rezoning if important).

1108 Sherman Avenue, Panama City
$18,200
746594 MLS
Hidden gem in Panama City. This 1.25 acre lot is ideal to build your dream single family home but is also zoned for manufactured / Mobiles homes. Perfectly secluded in the East Callaway Heights neighborhood but only 20 minutes away from the beach. Farmers land to the south ensures total privacy.

605 Elm Way, Panama City
$52,500
749498 MLS
Build your new home on this beautiful lot! Centrally located to everything, including Panama City Beach, Tyndall Air Force Base, The Navy Base, many shops, restaurants, parks, hospitals, Gulf Coast State College, historic St Andrews and many downtown attractions. Property located in flood zone X, (no flood insurance required) and the area has no HOA (Homeowner Dues). Lot is cleared and easy access to city water and sewer. Survey available. The next lot located at 1711 Calhoun Ave could be purchased together with this lot too. All information and dimensions are deemed accurate, but please verify if important to the buyer.

1713 Calhoun Avenue, Panama City
$50,000
756216 MLS
Great Buildable lot in Callaway, Zoned for Duplex or Single Family Home. Lot is cleared and ready to build, has Electric, City Water and Sewer.

241 Seneca Avenue, Panama City
$25,000
753668 MLS
Vacant land, cleared, with fence.

123 Springfield Avenue, Panama City
$66,250
747557 MLS
3321 Pretty Bayou Court offers plenty of possibilities for home ownership. This vacant lot is filled at 18in and is ready for construction. The location of this lot is close to 23rd street which has endless possibilities. Call me today!

3321 Pretty Bayou Court, Panama City
$250,000
760568 MLS
Great commercial opportunity located close to Hwy 231! Zoned 3-A which allows diverse businesses this 3,400+ square-foot building showcases professionalism and functionality. Inside you will find a massive 46x24 room that is an ideal space for hosting events, meetings or large gatherings, a fully-equipped kitchen boasting commercial-grade freezer, two matching refrigerators, three-compartment stainless sink and electric range. The building also features eight private offices, 3 restrooms and many significant updates including partial plumbing and electrical upgrades, 2 a/c units, blown-in insulation, metal roof and finished stucco exterior, all making this a smart choice for your business.

2618 E 22nd Court, Panama City
$39,000
751955 MLS
Great lot over 1 acre to build your new home on. R-2 Duplex/Manufactured Housing per Bay County Planning and Zoning. Nicely wooded with large magnolia and pine trees. X flood zone. Well and septic needed.

Leeds Street, Panama City
$36,000
750618 MLS
Discover the allure of lakeside living with this prime waterfront lot on Lake Martin. Conveniently situated near easy access to Route 98 and just a short distance from the bay, this property on Horne Avenue boasts the convenience of Parker city water and sewer services. Imagine your dream home on this idyllic site, where the tranquility of lakeside living meets the accessibility of urban amenities. Hookup for water and sewer services is needed Don't miss the chance to make this picturesque lakeside lot your own. Flood zone is AE9.

14-4S-14W Horne Avenue, Panama City
$52,500
749497 MLS
Build your new home on this beautiful lot! Centrally located to everything, including Panama City Beach, Tyndall Air Force Base, The Navy Base, many shops, restaurants, parks, hospitals, Gulf Coast State College, historic St Andrews and many downtown attractions. Property located in flood zone X, (no flood insurance required) and the area has no HOA (Homeowner Dues). Lot is cleared and easy access to city water and sewer. Survey available. The next lot located at 1713 Calhoun Ave could be purchased together with this lot too. All information and dimensions are deemed accurate, but please verify if important to the buyer.

1711 Calhoun Avenue, Panama City
$342,999
746782 MLS
W@W 375 ft of seawalled shoreline!! 2.15 acres right on East Bay... Deep water access for a big boat and you can head right out to the Gulf of Mexico. This huge parcel is just 3 miles from Eastern Shipbuilders.. Wouldn't it make a nice subdivision for homes for their workers? You already have a very expensive gravel road through this 2ac parcels. The Sunsets here are amazing.. Can you imagine bringing home dinner during snapper season after a few hours out in the Gulf of Mexico. Cooking it right there in your back yard watching an amazing sunset with your family...Or maybe you and your kids jet skiing all round all afternoon in the bay running with the Dolphins.. Just think of the life your family would have. connected to water and underground electricity

5530 Highway 2297, Panama City
$143,000
744364 MLS
This property is located in the Heart of the Downtown District of Panama City which aligns with the redevelopment and vitality of the downtown area for multiple commercial uses or residential uses. Building consists of a large meeting hall, 2 small offices, and 1 bathroom. With the close proximity of the Bay County Court House and 566-bed Ascension Sacred Heart Hospital this property would be a great fit for a law office or doctors office. With the Commercial DTD zoning of this property the business uses allowed include but not limited to entertainment, restaurant, office, retail use, and residential. New roof, windows and vinyl siding installed in 2017 and withstood Hurricane Michael, Category 5 winds, giving testament to the strength of the 1978 reinforced concrete cinderblock structure and building updates. *Walking Distance to Bay County Court House and 14th Judicial Federal Circuit Court *Walking distance to Harrison Avenue where multiple eateries, coffee shops, tap rooms and breweries, salons and boutiques are the up and coming hot spots of the Downtown District *Locate less than 1-mile to the 566-bed Ascension Sacred Heart Hospital *Commercial DTD Zoning

307 E 5th Street, Panama City
$220,000
748371 MLS
'Price Reduced' MU2 zoning. Walk to restaurants with live music, shops, a marina, a park and more.....Seize the opportunity to own a rare piece of land nestled at the water's edge, directly across from the serene Lake Ware followed by St Andrews Bay. This unique parcel, rich with potential, spans across nine subdivided lots, each measuring 66'x140' each. With its prime location at the cusp of the St. Andrews Historic District and just a stone's throw from Beck Ave (only 3 blocks away!), this land promises a blend of tranquility and convenience. An environmental study highlights the property's diverse landscape, revealing a delicate balance of wetlands and dry terrain. The northeast corner has been specifically identified as buildable, offering a solid foundation for your vision. Attached, you'll find a multi-family rendering by a civil engineer, providing a glimpse into the property's potential. Imagine the possibilities: from an elegant estate home, a charming boutique bed-and-breakfast, luxurious single-family residences, to multi-family units. Given its proximity to local hotspots, including marinas, parks, live-music restaurants, various shopping venues, and businesses, this locale is perfect for those who desire a vibrant lifestyle. Plus, with downtown Panama City just 2 miles away, urban amenities are within easy reach. Development is burgeoning in this neighborhood district marking it as an ideal spot for both living and investment. Whether you're drawn to the call of wildlife, the ripple of water, or the buzz of city life, this parcel invites you to create something remarkable.

1213 Hickory Avenue, Panama City
$278,000
746685 MLS
Multi-unit Bldg. Four 2 bedroom 1 bath apartments. 3903, 3907 11th & 3900 Wave St also available. All information taken from appraiser site & sizes approx., Buyer to verify.

3909 E 11th Street Unit A,B,C,D, Panama City
$225,000
757491 MLS
COMP PURPOSES ONLY

401 Beulah Avenue, Panama City
$341,000
4 Beds ⋅ 2 Baths ⋅ 755272 MLS
Reward yourself with this new construction home with brick finishes. This 4 bedroom, 2 bathroom home boasts 1,668 Sq Ft of heated and cooled living space. Adorned with a brick front exterior,Rain gutters, a new privacy fence, a 2 car garage, Luxury vinyl flooring throughout the living areas, a covered front porch, tasteful finishes, and tray ceilings in the master bedroom and the living room. The spacious open kitchen features granite countertops, matt black stainless steel appliances, a pantry, and a breakfast bar, ideal for culinary adventures and entertaining guests. This split floor plan offers a large master bedroom and a master bathroom with his and her closets, double vanity, a walk-in shower, and a large soaking tub. The additional 3 bedrooms provide plenty of space for family and guests. Other highlights include a large third of an acre lot, 10' ceilings with 12' tray ceilings in the living room, bluetooth garage lights, foam insulation in the walls and roof, wifi smart thermostat, a ring doorbell, and a large laundry room for added convenience. This homes location is convenient to grocery stores, schools, dining and Tyndall Air Force Base. This beautiful home truly is a must see! Call today to schedule your private showing.

5024 Whitaker Street, Panama City
$5,400
750904 MLS
This commercial lot is the perfect opportunity to start your business or build some multi family residences. It is Zoned DTD (Down town district) and allows for Restaurants, retail, multifamily, Professional offices, parking lots/garages Etc. Call today to find out more info on this lot. I have the neighboring lot that is attached to this one that has frontage on 6th street. MLS#749799. If combined these lots make a total of .25 acres of commercial land in the heart of Downtown Panama City. Call today to see how this can work for you.

607 Cone Avenue, Panama City
$595,000
760529 MLS
Welcome to this 3,456 square foot commercial office building, perfectly situated off of 23rd Street for convenient access. The building features 2,960 square feet of heated and cooled space, offering a comfortable environment year-round. Inside, you'll find 12 spacious rooms, adaptable for various business needs. The property includes two separate rental spaces: one currently occupied by a doctor's office, providing a stable tenant and steady income, and the other by a charming flower shop. This all-brick building received a new roof in 2019, ensuring durability and reduced maintenance costs. Whether you're looking to expand your investment portfolio or establish a new business location, this versatile property offers endless possibilities. Don't miss out on this prime opportunity!

2003 Wilson Avenue, Panama City
$44,000
758839 MLS
This lot offers a fantastic opportunity to build your dream home in a convenient and desirable location. With its affordable pricing, X flood zone designation, and close proximity to essential amenities, it presents an excellent investment for homebuyers and investors alike. There use to be a house there prior to Hurricane Michael, water & sewer connected. Priced to sell!

1904 Louise Avenue, Panama City