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$229,900
2 Beds 2 Baths 788866 MLS
New construction at an Affordable Price and under $240,000. . This is a 2 bedroom and 2 full bath with upgrades. Custom wood plank flooring throughout, stainless steel appliances, tankless water heater, and new washer and drier included with the sale.. The two bathrooms are fully custom upgraded. The back yard is large at 75 x 135 and plenty of room for kids to play. This is a perfect 1st time Homebuyer, Heroes, or Ship program where your down payment and closing cost is covered by Grants if you qualify. Don't miss this opportunity to buy this brand new property under $240,000. Located near hospitals, shops and excellent schools nearby Close proximity to Highway 98 and minutes from the beach and tourist areas. Make your appointment today. You can't miss this opportunity to buy this Brand New Construction property!

1024 Horizon Drive, Panama City

$300,000
3 Beds 2 Baths 788839 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Discover this beautifully updated home in the heart of historic St. Andrews, perfectly positioned on a spacious lot shaded by majestic heritage oak trees. Just steps away from waterfront dining, the marina, boutique shops, parks, and vibrant local amenities, this home offers the ultimate blend of classic coastal charm and modern convenience in one of Panama City's most desirable neighborhoods. Arrive via a handsome paver driveway to a welcoming front porch featuring fresh paint, all-new windows, and a striking custom front door. The durable concrete block construction and metal roof ensure long-term peace of mind, while the location means no flood insurance is required. Step inside to an impressive open-concept living area anchored by a cozy electric fireplace with custom accent surround. The updated modern kitchen features a large breakfast bar that overlooks the living and dining spaces, creating a perfect flow for entertaining and everyday living. All-new luxury vinyl plank flooring runs throughout the home, complemented by modern LED recessed lighting with soft halo backlighting and upgraded fixtures for a bright, contemporary feel. A convenient walk-in utility room offers backyard access and connects to a small private patio--ideal for morning coffee or outdoor grilling. The thoughtful split-bedroom floor plan delivers privacy and comfort. The spacious primary suite features dual closets and a luxurious walk-in shower. Two additional guest bedrooms share a well-appointed bathroom conveniently located just off the living area. A large, fully fenced backyard is a true highlight--offering plenty of room for a future pool, playground equipment, boat/RV parking, or simply relaxing under the oaks. A storage shed is included for added convenience. This home lives like new thanks to a comprehensive list of updates including: stainless appliances, new air conditioning system, new attic insulation, lighting and plumbing fixtures, windows, doors, paint, floors, and more. Whether you're looking for a primary residence, vacation home, or investment property, this move-in-ready gem delivers classic St. Andrews character with today's modern amenities and low-maintenance living. Enjoy easy access to everything Panama City, St. Andrews, and Panama City Beach have to offer--beaches, boating, dining, and more. Don't miss your opportunity to own this rare find in one of Panama City's most charming waterfront communities.

1408 Wilmont Avenue, Panama City

$2,395,000
788784 MLS
900 E Baldwin Road presents a rare opportunity to acquire a modern, 15,064 square foot industrial facility on 1.77 +/- acres in Panama City, Florida. Constructed in 2019, the property offers immediate occupancy and is ideally suited for owner-users seeking control of their real estate, operational efficiency, and long-term cost stability. The building features a functional layout with 16-18' clear height, fire sprinkler system, grade-level loading, supporting a wide range of industrial and commercial applications. A key differentiator is the property's C-3 (General Commercial) zoning, which allows for a broader range of uses than traditional industrial assets, including contractor operations, equipment sales and service, distribution, and retail/showroom integration. The 1.77 +/- acre site provides an optimal land-to-building ratio, offering ample parking, outdoor storage, and future expansion potential. Positioned below replacement cost, this offering represents a compelling opportunity to acquire a modern, flexible-use asset in a supply-constrained and evolving Gulf Coast market.

900 E Baldwin Road, Panama City

$350,000
4 Beds 2 Baths 788773 MLS
**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** Farm living is the life for me! When you come out to see this place you're absolutely going to fall in love with it. Its a 4 bedroom 2 bath home sitting on 7.2 acres with enough space to entertain your farm charm. Located in a quiet neighborhood, bring all of your beautiful fur babies bc they''ll love it too with plenty of room for new adventures for them. It comes with a dog run, a good size field for horses, goats and chickens, a covered carport, a pole barn located on the front of the property and a workshop on the back of the property, that comes complete with an asphalt driveway. The property is completely fenced in and gated in the front. Buyer to verify all pertinent information including sq footage and lot dimensions.

7405 Littleton Road, Panama City

$230,000
3 Beds 2 Baths 788765 MLS
Welcome home to this immaculate, move-in ready beauty perfectly situated on 2.23 peaceful acres! This charming 3-bedroom, 2-bath home offers 1,118 sq ft of thoughtfully designed living space, combining cozy comfort with everyday functionality. Step inside to a light and bright interior filled with natural light, creating a warm and inviting atmosphere throughout. The spacious living area flows seamlessly into the dining space, making it perfect for both relaxing and entertaining. The kitchen offers ample cabinetry and workspace, ideal for preparing meals with ease. The private primary suite features a serene retreat with an en suite bath, while two additional bedrooms provide flexibility for family, guests, or a home office. Outside, you'll fall in love with the expansive 2.23-acre lot--offering endless possibilities for outdoor living, gardening, a workshop, or simply enjoying the quiet. Whether you're sipping coffee on the porch or watching the sunset over your property, you'll appreciate the peace and privacy this home provides. Call today to schedule your own private showing appointment.

14322 Bonnie Girls Way, Panama City

$260,000
3 Beds 2 Baths 788764 MLS
***Pre-foreclosure / short-sale opportunity***Well-maintained 3 bedroom, 2 bathroom single-family home in the heart of Panama City, Florida. This move-in ready property offers a spacious layout with an oversized living area featuring a fireplace, a two-car garage, and a large fenced backyard with a storage shed. The home comes equipped with paid-off solar panels for reduced energy costs and custom hurricane shutters for added storm protection -- two high-demand features that provide long-term value and peace of mind. Major updates include a roof replaced in 2019 and a water heater approximately 3 to 4 years old. Conveniently located close to shopping, restaurants, and everyday amenities, with easy access to the beach approximately 15 minutes away. A solid, well-kept home with meaningful upgrades already in place -- ready for its next owner.

2904 Gallagher Drive, Panama City

$289,000
4 Beds 2 Baths 788621 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to 530 Elm Way, where privacy meets modern comfort! Nestled on 1.73 acres with NO HOA, this property offers the space and freedom you've been searching for. This beautifully updated home features 4 bedrooms and 2 full bathrooms over 2200 sq. ft. along with a completely renovated kitchen showcasing butcher block countertops and stainless steel appliances--perfect for both everyday living and entertaining. Recent upgrades provide peace of mind, including a brand new septic tank, leach lines, and drain field, plus a privacy fence for added seclusion. Inside, you'll find durable and stylish Bamboo Hardwoods throughout and new tile flooring in the bathrooms, giving the home a fresh, cohesive feel. HVAC and hot water heater less than two years old. Enjoy the best of country-style living with modern updates. All just a short drive from to Tyndall Air Force Base, shopping, hospitals, grocery stores and more.

530 Elm Way, Panama City

$292,900
3 Beds 3 Baths 788522 MLS
JUST REDUCED AND A $2500 CREDIT BACK O THE BUYER WITH AN ACCEPTABLE OFFER! Imagine owning a stunning place in a private, tranquil townhome community that feels like a resort, minus the crowds. This impressive three-bedroom, 2.5-bath end unit has been beautifully revamped with fresh paint and sleek vinyl plank flooring, complete with a garage for added convenience. Nestled beside a picturesque green space, picnic area, and dog park, this haven offers the perfect blend of relaxation and recreation. The serene back patio is ideal for sipping coffee and enjoying a sense of calm, while the community's fitness center and pool provide endless opportunities for wellness and leisure. With pristine beaches, St. Andrews Bay, and a variety of water sports and seafood options just minutes away, this incredible location offers the ultimate lifestyle. Plus, its proximity to the Navy Base makes it an attractive option for those serving. Whether you're seeking a primary residence (ask about some incredible first time buyer programs) or a savvy investment opportunity, this property boasts impressive potential for rental income, with estimates exceeding $2100 per month. Don't miss this opportunity!

7228 Quail Hollow Drive, Panama City

$35,000
788512 MLS
Build your dream home with ease on this ready-to-go residential lot! Previously home to a residence, this property has already been cleared--saving you time and money--while still offering valuable existing improvements. Underground utilities remain in place, making your new construction process even more convenient and cost-effective. The existing driveway is intact, and mature palm trees add a touch of character and charm to the property. The lot is partially fenced, providing a head start on privacy and boundary definition. Ideally located just a short distance from beautiful East Bay, you'll enjoy the perfect balance of peaceful surroundings and easy access to water, recreation, shopping, and dining. Opportunities like this don't come around often--bring your builder and start planning your new home today!

1429 Calvin Avenue, Panama City

$370,000
4 Beds 3 Baths 788483 MLS
Welcome to 1024 East Street! Where Florida living meets everyday comfort. This 4 bedroom, 3 full bath home offers serene water views and an in ground pool, creating a setting that's easy to enjoy all year round. Out back you can enjoy a custom built wooden pool deck complete with built-in bench seating, perfect for entertaining around the pool or lounging in the sun during the summer months. If you're looking for some shade you can relax from under your custom built gazebo, complete with lighting and a ceiling fan. This offers the perfect place to cool off or entertain when the sun goes down. This back yard oasis sets the stage for grilling, hosting, and long evenings outside after a full day in the pool. Inside, you'll find over 2,600ft of living space with a kitchen that opens to the breakfast nook and leads into your climate controlled sunroom, all positioned to take in the pool and water views. It's easy to picture mornings with coffee in the nook, afternoons spent moving in and out of the sunroom, and evenings winding down after dinner without ever feeling closed in. The primary suite offers its own private retreat with a large soaking tub, his and hers walk in closets, and sliding door access to the sunroom, making it easy to step out and enjoy the space at any time of day. Two additional bedrooms share a full bath, while the separate mother-in-law suite includes a private bath with double vanities, a walk-in closet, and its own mini split for added comfort, giving guests or extended family a space that truly feels like their own. Located just minutes from Panama City, you're close to shopping, dining, nearby boat ramps and marinas making it just as convenient as it is comfortable! Additional hook ups located outside for two RV's. Solar Panels are already paid off. Power bills are around $36 to $60 a month. All information is deemed reliable but not guaranteed. Buyer to verify all information deemed important.

1024 East Street, Panama City

$183,500
2 Beds 1 Baths 788273 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Charming and inviting, this 2-bedroom, 1-bath stucco home offers comfort and functionality in a cozy setting. A covered front porch welcomes you in--perfect for relaxing mornings or unwinding in the evening. Inside, you'll find wood flooring that adds warmth and character throughout the living spaces. The kitchen comes fully equipped with a stove/oven, microwave, and refrigerator, making meal prep a breeze. Just off the kitchen and dining area, a conveniently tucked-away laundry room provides added practicality without sacrificing space and don't forget the tankless water heater! The bathroom features a classic tub/shower combination. this home is within walking distance to a local park and school, and perfectly positioned between St. Andrews State Park and historic downtown Panama City. Plus, you're just minutes from the bay, offering easy access to some of the area's best coastal amenities. Whether you're looking for a primary residence, vacation home, or investment property, this move-in ready gem checks all the boxes. Situated in a desirable area, this home is within walking distance to a local park and school, and perfectly positioned between St. Andrews State Park and historic downtown Panama City. Plus, you're just minutes from the bay, offering easy access to some of the area's best coastal amenities. Whether you're looking for a primary residence, vacation home, or investment property, this move-in ready gem checks all the boxes

1225 Clay Avenue, Panama City

$2,499,999
4 Beds 3 Baths 788255 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to 6728 South Lagoon Drive, a stunning waterfront retreat perfectly positioned on South Lagoon in Panama City Beach. Built in 2020 by Arthur Rutenberg, this exceptional one-story residence offers 3,404 square feet of heated and cooled living space and 4,938 square feet under roof including the outdoor living areas. An upgraded version of the sought-after May River floor plan, this home sits on a rare double lot and showcases quality craftsmanship, thoughtful design, and luxurious coastal living at its finest. This boater's paradise offers unobstructed water views and seamless indoor-outdoor living designed to capture the beauty of the lagoon. The spacious 4-bedroom, 3-bathroom home features an open-concept layout with breathtaking views from the kitchen, dining, and living areas. The expansive living room is highlighted by vaulted ceilings, a cozy gas fireplace, and floor-to-ceiling glass sliders that open completely to a covered outdoor living space--perfect for entertaining or relaxing while overlooking the water. The dining area is filled with natural light from elegant bay windows, and the kitchen is thoughtfully equipped with a gas stove, a double oven, two refrigerators, and a generous walk-in pantry. Beautiful hardwood floors run throughout the main living spaces, while quartz countertops are featured throughout the home, with granite in the laundry room for added durability. The primary suite is a true private retreat, featuring a split floor plan with double doors that allow you to close off the bedroom, closets, and bathroom from the rest of the home for maximum privacy. The suite also includes his and hers walk-in closets, offering ample storage and organization. The spa-like primary bathroom includes a standalone soaking tub, a marble, zero-threshold (curbless) oversized dual shower head shower, and a his-and-hers vanity--complete with a dedicated sit-down makeup area on the hers side for added luxury and convenience. The suite is also framed for a private exterior door, offering even more flexibility. A versatile multi-use office with beautiful beamed ceilings adds character and flexibility for work or additional living space. Step outside to your private oasis featuring a 6-foot inground saltwater pool complete with bubblers and a sun shelf. The fully fenced yard includes a sprinkler system powered by a separate well, a gated and paved driveway, and a 3-car garage with an elevated lift for easily accessible extra storage. The home is also equipped with gutters, spray foam insulation for energy efficiency, a tankless hot water heater, and a built-in monitored security system with hardwired outdoor cameras for added peace of mind. An in-wall pest control system further enhances convenience. For boating enthusiasts, this property truly stands out with a covered boat lift, deep water dock, and seawall--allowing you to take your boat out anytime of day regardless of the tides. Enjoy a quick 15-minute boat ride to the open Gulf or take a short 5-minute drive to the area's famous white sandy beaches. Pier Park is just 20 minutes away, offering shopping, dining, and entertainment. Located in a golf cart-friendly community, this home offers both convenience and a relaxed coastal lifestyle. With gas and electric already available for an outdoor kitchen, this home is ready to create the ultimate waterfront experience. Don't miss your chance to own this exceptional coastal property where luxury, comfort, and breathtaking views come together.

6728 S Lagoon Drive, Panama City

$599,000
3 Beds 2 Baths 788214 MLS
If you're searching for a property that offers the peaceful feel of country living while still being conveniently close to shopping, grocery stores, and schools, this is the perfect opportunity. Situated on 5 acres in Panama City, this brick home features 3 bedrooms, 2 bathrooms, and just under 2,300 square feet of living space. The property is zoned R2, opening the door for multi-family development or investment potential. With a tenant already in place, this home provides immediate rental income, making it an excellent option for investors or buyers looking for both space and opportunity. The possibilities here are truly endless, whether you're looking to expand, develop, or simply enjoy a spacious property in a prime location.

6104 Harvey Street, Panama City

$247,500
3 Beds 2 Baths 788223 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Conveniently located just off Highway 231 in Panama City, this property offers easy access to dining, shopping, and grocery stores, while still providing a peaceful setting just outside of town. Enjoy a short drive to Tyndall Air Force Base and the beautiful beaches of Panama City Beach, all while experiencing the tranquility of a quiet, no-HOA neighborhood. This spacious three-bedroom, two-bathroom home features an open-concept living and dining area designed for both comfort and functionality. The kitchen offers ample cabinet space along with stainless steel appliances, including a stove, microwave, and dishwasher. A conveniently located guest bathroom provides easy access for visitors and daily living. The well-appointed bedrooms offer plenty of space, highlighted by a large primary suite complete with a walk-in closet and private en-suite bathroom. This well-maintained stucco home has been thoughtfully updated and features a freshly painted interior, including doors and trim, creating a clean, move-in-ready f, including insulation, drywall, ceilings, lighting, and flooring, countertops, and a durable metal roof in 2019, the well and septic system were replaced in 2022, and a new hot water heater was installed in April 2026, offering peace of mind for years to come. Situated on nearly one acre, the property provides plenty of room to enjoy the outdoors and includes a playground and a utility building equipped with underground power and soundproof insulation, perfect for a workshop, hobby space, or additional storage. Seller is offering up to $7,500 toward buyer's closing costs with an acceptable offer, providing an excellent opportunity to reduce out-of-pocket expenses and make homeownership even more attainable.

5108 Sunwood Road, Panama City

$265,000
3 Beds 2 Baths 788124 MLS
Welcome home to 1106 Arthur Avenue, a delightful single-family residence nestled in the heart of historic St. Andrews! This inviting 3-bedroom, 2-bathroom home offers approximately 1,125 square feet of comfortable living space and blends classic Florida cottage charm with modern updates. Step inside to an open-concept layout where the kitchen, living, and dining areas flow seamlessly. The updated kitchen features ample cabinetry and a bright, functional design. Located in the vibrant St. Andrews area, you're just minutes from downtown Panama City, local shops, restaurants, parks, and waterfront attractions. Enjoy easy access to everything the Emerald Coast has to offer--beaches, boating, and Bay County's best amenities. Whether you're a first-time buyer, growing family, or looking for an investment property in a prime location, 1106 Arthur Avenue delivers comfort, character, and coastal convenience at an incredible value.

1106 Arthur Avenue, Panama City

$190,000
3 Beds 2 Baths 788051 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Adorably updated, this beautifully updated townhouse combines modern style with comfortable everyday living near the heart of St. Andrews. Inside, you'll find fresh finishes, contemporary touches, and a warm fireplace that creates the perfect focal point for the living space. The flexible floor plan offers a downstairs bedroom and bath, an upstairs bedroom and bath, and an additional bonus space ideal for a guest area, office, or playroom. Even the elevated pavers for the driveway show the caliber of this home. This home lives with a wonderful sense of space, offering room to relax, work, and entertain while showcasing the many updates that give it a fresh, and move-in ready. Step outside to enjoy a completely updated and manicured backyard designed for low-maintenance living and maximum enjoyment. Whether you're hosting friends using the outside grilling/kitchen space, enjoying a quiet morning, or simply appreciating a beautifully curated outdoor space, this backyard delivers lifestyle as much as function. Located near St. Andrews, all the charm, energy, and lifestyle of this historic waterfront district are just moments away. Hop on your golf cart, take a walk, or ride your bike and enjoy the Florida sunshine as you head to favorite local spots like Uncle Ernie's, Hunt's Oyster Bar, and Finn's Island Style Grub. From dining and waterfront views to markets, festivals, and the many events and activities St. Andrews is known for, this location offers an incredible way of life. With its charming personality, versatile layout, thoughtful updates, and unbeatable setting, this townhouse is a standout opportunity.

3515 W 19th Street Unit #2, Panama City

$215,000
3 Beds 2 Baths 788035 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS - Charming Florida cottage situated on over one-third of an acre, offering the perfect blend of character, functionality, and outdoor space. This inviting 3-bedroom, 2-full-bath home features beautiful wood floors, granite countertops in the kitchen, and a bright, versatile sunroom that can easily serve as a dining room, home office, playroom, or additional living space. The home also offers the convenience of an inside laundry area and plenty of storage throughout. Outside, you'll find a separate garage with storage and workshop space, ideal for hobbies, tools, or extra equipment, along with a cozy firepit area perfect for relaxing evenings and entertaining guests. The large open backyard provides plenty of room for pets, play, gardening, or future outdoor additions. Recent updates include a metal roof (2017), crawl space encapsulation, and new shed siding, adding value and peace of mind for the next owner. Whether you're searching for a great starter home, downsizing option, or investment property, this charming cottage offers endless potential in a wonderful setting.

421 S Berthe Avenue, Panama City

$325,000
3 Beds 3 Baths 787966 MLS
***UNDER CONTRACT; TAKING BACKUPS*** Welcome Home! This is a MUST SEE. Renovations were stopped JUST short of completion, but it is still move in ready! This would be a fantastic opportunity to move into your new dream home and apply your own finishing touches! Featuring new WIRING, PLUMBING, BATHROOMS, HVAC and ROOF, the ''big ticket items'' have already been taken care of! Walking in, you'll immediately notice a MASSIVE 15F x 4ft kitchen island separating the expansive living room from the kitchen area; allowing for maximum entertainment options. The quartz countertops will also ensure functionality without sacrificing style! Tons of flex space throughout the main floor will allow your imagination to run wild without running out of room for your guests and family. All bathrooms have been redone and no detail was overlooked. Semi frameless sliding shower doors, Quartz countertops, and upgraded fixtures adorn these well appointed baths. Once upstairs, you'll find a serene office space, complete with it's own full bath and storage closet! Sitting on over 1/2 an acre, you'll also have plenty of room (front yard and back) to enjoy the beautiful Florida weather. If you're looking for a recently remodeled home with TONS of space that will allow you to express your creativity in the finishing touches, you don't want to miss this one! Agent to Agent Remarks: Call or Text listing agent for code to lockbox

8334 E Florida 22, Panama City

$239,000
4 Beds 2 Baths 787899 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome to this beautifully maintained 4-bedroom, 2-bathroom brick home offering comfort, functionality, and a prime location close to some of Bay County's best amenities. Recently painted, one room has carpet and it is brand new, with vinyl plank through out the rest of the home, this home feels fresh, clean, and move-in ready from the moment you step inside. The thoughtfully updated kitchen serves as the heart of the home, featuring modern finishes, retro oven, ample cabinetry, and a layout that flows seamlessly into the main living areas--perfect for both everyday living and entertaining. while touring this home take note of the ample sized bedrooms, slightly larger then average. an oversized utility room, and an oversized rear sliding glass door that faces south offering all dat sun exposure. Natural light fills the spaces, enhanced by the fact that most of the windows have been replaced, providing improved efficiency and a bright, welcoming feel throughout. The spacious primary suite offers a peaceful retreat and includes a well-designed closet complete with built-in shelving, providing excellent organization and storage. Three additional bedrooms offer flexibility for family, guests, or a home office setup. Step outside and enjoy your own private outdoor oasis. The large screened-in back patio is perfect for relaxing or hosting gatherings year-round, while the fully fenced backyard offers both privacy and space. a storage shed for your yard tools, an RV gate for ample access for parking or moving large items to the rear of the home. Mature trees and established hedges add to the charm, creating a serene setting with natural beauty and shade. This home also features a newer roof, replaced in 2019, gutters, an oversized driveway for ample parking and an irrigation well (not currently in use) a 2016 HVAC system and so much more. Location is key, and this home truly delivers. Enjoy being just approximately 0.5 miles to a nearby park and 1 mile to the water, making it easy to take advantage of outdoor recreation, walking trails, and waterfront views. Whether it's morning walks, afternoon picnics, or sunset strolls, you'll love having these features so close to home. Conveniently located just 6 miles to Tyndall Air Force Base, 20 miles to Northwest Florida Beaches International Airport (ECP), and approximately 18 miles to the white-sand beaches of Panama City Beach, this property offers easy access to work, travel, and some of the most beautiful beaches on the Gulf Coast. Whether you're looking for a primary residence, investment opportunity, or a home close to both nature and convenience, this property checks all the boxes. Schedule your showing today and see all this home has to offer!

4570 Cedar Street, Panama City