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$200,000
1 Baths ⋅ 761813 MLS
Welcome to Top of the Gulf, your ideal beachside retreat on Panama City Beach's sought-after South Thomas Drive. This prime location offers convenient access to PCB's top attractions, including exceptional dining, golf courses, deep-sea fishing, nightlife, water parks, and more. Major grocery stores and retailers are just a short drive away. This studio-style rental is perfect for a small group, featuring a queen bed and a queen sleeper sofa, comfortably accommodating up to 3 guests. The kitchen comes fully equipped with a stove, oven, microwave, dishwasher, refrigerator, and toaster, making it easy to prepare meals during your stay. Top of the Gulf boasts a family-friendly atmosphere with direct beach access, allowing you to step right onto the sand. The mid-rise building's eight stories mean short elevator wait times, and parking is conveniently located in front of the building. Relax on one of the sixteen fully furnished common area balconies, where you can enjoy stunning beach views and breathtaking sunrises or sunsets. For those seeking adventure, Jet Ski rentals are just steps away on the beach. Whether you're here to unwind or explore, Top of the Gulf offers everything you need for a memorable Panama City Beach vacation. Book your stay today!

8817 Thomas Drive Unit 304A, Panama City Beach
$205,000
1 Baths ⋅ 775071 MLS
*LOWEST PRICED UNIT IN TOP OF THE GULF* What a Great Price fo a condo on the beach!!! Ground floor corner unit!! Prime location near upcoming Tootsie's nightclub! Direct assess to pool and beach! Fully furnished!! Great rental history!! Centrally located to PCB's top attractions such as dining, water parks, Pier Park, mini golf and so much more. This studio condo comes fully equipped with a stove, oven, microwave, dishwasher and refrigerator for easy meal planning. Being on the first floor means no elevators or stairs!! Parking right outside the unit!! Nice private patio and table for enjoying morning coffee or just relaxing after a day at the beach. The HOA fee covers water, sewer, garbage, cable, and internet. Top of the Gulf has wonderful amenities including a spacious pool, tiki bar, sun decks, shuffle board, fitness center & game room. All current reservations will transfer to new owner, so start earning right away!! A perfect investment opportunity. Ideal for musicians performing at Tootsie's!!. Call your Realtor today to make arrangements to view this great opportunity!!

8817 Thomas Drive Unit A112, Panama City Beach
$255,000
1 Baths ⋅ 776776 MLS
$54,400 in revenue June '24 - July '25: 20.16% ROI on the asking price! One of the best studio earners on the market: a money-making machine with minimal maintenance! Priced to sell! Brand new water heater - August 2025. A standout investment opportunity at Top of the Gulf, this fully renovated Direct Beachfront Studio has rented incredibly well, all while requiring virtually no ongoing maintenance. Upgraded recently with new flooring, full-sized kitchen appliances in a fully-equipped kitchenette, two queen-sized memory-foam beds, a gorgeous custom-made shiplap wall plank backdrop, and a designer electric fireplace, this turnkey unit comfortably accommodates 4 guests in one of Panama City Beach's most desirable beachfront addresses. With minimal HOA fees, professional management in place, prepaid beach chairs, and long-term demand proven by consistent five-star ratings on Airbnb and VRBO, this property offers an exceptional blend of hassle-free ownership and premium rental returns. The resort features an exclusive and private beach entrance, a phenomenal pool, a game room, a gym, a gazebo, sunset decks, and much more - all while being situated in one of the most desirable locations in town. The resort is just a few steps away from the new location of the famous Tootsie's bar, which is taking over the formerly internationally renowned Spinnaker club. Moreover, St. Andrews State Park and Shell Island are just 4 miles away from the resort.

8817 S Thomas Drive Unit A503, Panama City Beach
$185,000
1 Baths ⋅ 776533 MLS
LOWEST priced unit in the building! This studio beach condo is an income producing machine. New fridge 2021, new paint 2024, New dishwasher 2019, new windows 2021, new door 2020, new hot water tank 2025. Located a short distance from Pineapple Willies on South Thomas Dr. Hurry and schedule your showing today.

8817 S Thomas Drive Unit A310, Panama City Beach
$210,000
1 Baths ⋅ 773509 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'A Magnificent Ground Floor condo at the Beach. Excellent investment opportunity. Low cost of ownership with very high return. Everything is new, or recently updated to include HVAC, hot water heater, Custom Tile shower, designer toilet, new tile floors, granite counter tops in the kitchen and bath, soft close high end cabinets, new stove, refrigerator, and furniture that you will want to keep. A new fireplace. TV with Cable/wireless internet is included. Updated owners closet. Walk in, and smell the ''Newness.'' This unit has easy owner occupancy, with ease of living in a resort like environment. Not only the best priced unit on the ground floor at Top of The Gulf, it is beyond a doubt one of the nicest. Short Term Rentals are allowed, and these units do very well on the short term rental market. Only ground floor units come with deeded patios. Plants, and patio furniture are permitted. Owners may have a dog, or other pets according to the ''rules and by laws''. In this unit you can walk out your patio door to your ground floor garden space for morning coffee, with your dog/cat/parrot..., . Exit the front or the rear sliding door for the fabulous Gulf front pool or the sugar white sand beach. Skip the elevators on this one, and it is on the quite side of the building, so noise will be the least in building, for relaxing enjoyment during peak occupancy months. In addition, this side of the building offers lower energy costs than units on other floors do to the location of the unit in the building. Owners only pay for electric, everything else is included. Electric bills have been between $35/$45 in this unit. Close to everything that Panama City Beach has to offer. **Versatile Use:** Perfect for full-time living, vacationing with friends and family, or as a short- or long-term rental investment. This unit's versatile nature offers numerous possibilities to suit your lifestyle. **Comprehensive Amenities:** Enjoy a host of amenities including a large Gulf-side pool, game room, BBQ and picnic areas, beach showers, and a poolside snack bar. The complex is short-term rental friendly and offers Wi-Fi and an owners' lounge. **OWNER Pet-Friendly and Low Dues:** Owners Pets are welcome, and the low association dues cover water, cable, internet, Owner parking, and more. On-site HOA management ensures a well-maintained and responsive community. **Recent Updates and Compliance:** The building has undergone a recent multi-million-dollar restoration of common areas to include windows/patio doors, with Phase One certification passed and in compliance with all the new Florida Condominium Laws . NO special assesments to worry about here, with an appraisal guarantee. **Iconic Location:** Situated on the renowned Thomas Drive, this complex is in a vibrant area rich with activities and diversions, embodying the essence of a true coastal paradise and opportunity.**Immerse yourself in the sights, sounds, and serenity of the Gulf from your personal beachfront retreat. With its pristine condition and superior location, this condo shines with pride of ownership. Discover your perfect piece of paradise today!** If you have been waiting for a DEAL, this is it, and It is available now!

8817 Thomas Drive Unit A110, Panama City Beach
$245,000
1 Baths ⋅ 763907 MLS
Looking to get into the Condo rental business for under $300,000? Here's your chance! These condos are rental machines with gross revenue of up to $35,000 annually. Still one of the lowest HOA fees on the Beach, this studio has a great view of the Gulf and the facility has great ammenities including a huge pool, a gameroom, laundry facilitios, shuffleboard, cornhole & several decks that are perfect for beautiful Panama City Beach Sunsets! Great HOA and management keeps the property neat, clean and updated. All utilities except electricity are included in HOA fees! Very easy show.

8817 Thomas Drive Unit A723, Panama City Beach
$230,000
1 Baths ⋅ 760474 MLS
Unique opportunity to own this cozy and newly updated highly desired top floor condo with spectacular views of the Emerald Coast. This unit is offered fully furnished, featuring two new queen beds , flatscreen tv, and a dining table for four beside a floor to ceiling window overlooking the white sandy beaches. This unit is fully updated with new AC, hot water heater, and cosmetic features such as a new backsplash, appliances, countertops, wood paneling, and more. This building boasts newly redone elevators and recently resurfaced floors. Newly replaced exterior doors and windows, railings, and you can enjoy complex wide wifi. Grills are available for residents to BBQ and laundry services are available through the complex! The complex offers multiple balconies to enjoy panoramic views of the gulf, an awesome place to watch the waves crash and the vibrant sunsets. The well maintained and cozy complex of 200 condos and 8 stories offers private beach access. This appealing location is walkable to Pineapple Willy's beachfront restaurant, Signal Hill Golf Course, and many other restaurants and popular attractions. The complex is located in Top of the Gulf, a highly desired area, committed to excellence and community. This is an opportunity to own a cozy slice of paradise in Top of the Gulf.

8817 Thomas Drive Unit A809, Panama City Beach
$205,000
1 Baths ⋅ 757474 MLS
Welcome to Top of the Gulf! This 1st floor condo is being sold furnished and is turnkey. THE LOWEST PRICED unit in the complex. Don't miss the opportunity to make it yours. This Gulf-front complex offers a community pool, security gate, a community room with games, snack shack, and more. Centrally located to PCB favorites like Pineapple Willy's, Signal Hill golf course, putt-putt golf, Zoo World and many other attractions.

8817 Thomas Drive Unit A110, Panama City Beach
$228,000
1 Baths ⋅ 754482 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS**Don't miss seeing this great Studio Unit 705 at Top of the Gulf. ** A beautiful gulf front view and an investor's dream! The unit has several new items: AC unit, water heater, queen mattress, bathroom fixtures. There is an awesome pool with snack shack, workout facility, beautiful private beach, game room, shuffle board, corn hole and laundry facility available on site. The complex has new windows, doors and railing. Also new roof on building. The condo view of the beach is stunning. Everything stays. Low HOA fees, Wi-Fi and cable included. So, this is a turnkey deal that allows you to start making money as soon as you get the keys! Wondering what to do off the beach, you're right down the road from Ripley's Believe it or Not, Pirate's Island Adventure Golf, Coconut Creek Family Fun Park, Race City go carts, and so much more!! Make an offer today!

8817 Thomas Drive Unit A705, Panama City Beach
$295,000
1 Baths ⋅ 754156 MLS
Beachfront Elegance at Top of the Gulf Step into a world where luxury meets the shoreline at Top of the Gulf, boasting over $50K in updates to the kitchen and bathroom, setting a new standard for coastal elegance. This condo isn't just a home; it's a lifestyle, enhanced by breathtaking views of the beach and pool, visible from the comfort of your living space.The complex offers multiple balconies, providing communal spaces for residents to enjoy the panoramic beauty of the coast, from the vibrant sunrises to the peaceful sunsets. It's an invitation to live the beachfront dream, with every detail designed for your enjoyment.Located in a sought-after area known for its growth and desirability, this property is a smart choice for those looking for a sound investment. The demand for rentals is consistently high, and with low HOA fees, it's as financially attractive as it is luxurious.What sets this condo apart is its eligibility for VA financing, making it an accessible option for veterans and active-duty military members dreaming of beachfront living. This feature, combined with the condo's prime location and upscale amenities, presents a unique opportunity for those who have served to invest in a property that promises both a return on investment and a high quality of life.Top of the Gulf stands out for its commitment to excellence and community, offering a living experience that's both enriching and seamless. This isn't just another condo on the beach; it's a community that values the well-being and satisfaction of its residents, ensuring every day is as beautiful as the view from your window.Embrace the opportunity to make this beachfront condo your own. Welcome to Top of the Gulf, where your dream home awaits.

8817 Thomas Unit A411, Panama City Beach
$235,000
1 Baths ⋅ 752307 MLS
Gorgeous beach views! This condo is on the beach side of the building and move-in ready! Full-sized kitchen and bath with tankless water heater so you never run out of hot water. When you are at Top of the Gulf Condos, you know you're at the beach! Spectacular views of the vast white sand beaches and emerald waters with tropical smells, sounds, and vibes all around! Enjoy the beach, pool, recreation room, gym, shuffleboard, cornhole, and a snack bar right on the pool deck. Selling fully furnished and ready to enjoy! Great investment opportunity for short-term rental income, or if you're lucky enough to live here, it would be an awesome first home or retirement pad. Age, SF, and dimensions approximate.

8817 Thomas Drive Unit A417, Panama City Beach
$250,000
1 Baths ⋅ 751490 MLS
Entered for comp purposes.

8817 S. THOMAS Drive Unit 615, Panama City Beach
$233,000
1 Baths ⋅ 751362 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.' Whether you're looking for a vacation home, an investment property, or a combination of both, Unit 710 at Top of the Gulf offers a fantastic opportunity. Take advantage of resort amenities, proximity to the beach, and the potential for rental income. Unit has been updated in 2023. Don't miss out on the chance to own a piece of paradise. Contact me today to schedule a viewing and make this studio yours!

8817 Thomas Drive Unit A710, Panama City Beach
$292,500
1 Baths ⋅ 750066 MLS
Welcome to Top of the Gulf in beautiful Panama City Beach! If you are looking for an amazing investment this particular unit has grossed $33,292 in 2022 and $30,076 in 2023! This unit was completly renovated a few years back and is easily the nicest unit in the complex with beautiful granite countertops, tiled shower/tub combo, tiled floors throughout, and even a electric fireplace overlooking the beautiful Gulf of Mexico and white sandy beaches! This unit is one of the most AFFORDABLE condos along Panama City Beach with no expense spared in the renovations!

8817 Thomas Drive Unit A707, Panama City Beach
$235,000
1 Baths ⋅ 748969 MLS
Welcome to your dream vacation retreat! This cozy studio is thoughtfully updated and furnished with not one, but two luxurious queen beds, ensuring peaceful rest for you and your guests. The main bathroom features a spacious walk-in shower. In addition, you'll find a large walk-in closet enclosed by barn style sliding doors across the hallway! This unit offers a full kitchen equipped with a standard fridge allowing this condo to become your true home away from home. With its wonderful layout and prime location, this unit is rental ready, ensuring an amazing experience for both owners and guests. Top of the Gulf is home to an exercise room, game room, gulf-view balconies, immediate access to the white sandy beach, a pool, and more!

8817 Thomas Drive Unit A305, Panama City Beach
$279,000
1 Baths ⋅ 748357 MLS
SELLER WILL CONSIDER OWNER FINANCING. This gulf front updated studio comes fully furnished and has an awesome view of the Gulf of Mexico. Located near shopping, restaurants, fishing, & golf. At Top of the Gulf, you will experience gulf front views, immediate beach access with pool & poolside snack bar, BBQ grill, picnic area, game room & exercise room. Complex has recently had windows, doors, and railings replaced. Low HOA fee with no assessments.

8817 Thomas Drive Unit A517, Panama City Beach
$235,000
1 Baths ⋅ 747208 MLS
OWNER LIQUIDATING TWO UNITS AT BEAUTIFUL TOP OF THE GULF CONDOS! Buy them both! The other one is A523. Both PRICED TO SELL, DIRECTLY VIEWING THE BEAUTIFUL WHITE SANDS OF PANAMA CITY BEACH FLORIDA, overlooking the pools, and poolside snack bars! These units are great fun for your family to enjoy and rental income too! Fully furnished units ready for a quick sale! Amenities include a beautiful pool, kiddie pool, game room, picnic areas, grills, game areas and sunbathing areas, plus a shaded area to enjoy after a day in the sun! Walk to restaurants, bunjee jumping, go karts and more! Call TODAY AND LET'S GET STARTED ON YOUR BEACH DREAMS!

8817 Thomas A319 Drive Unit A319, Panama City Beach
$220,000
1 Baths ⋅ 747206 MLS
OWNER LIQUIDATING TWO UNITS AT BEAUTIFUL TOP OF THE GULF CONDOS! Buy them both! The other one is A319. Both PRICED TO SELL, DIRECTLY VIEWING THE BEAUTIFUL WHITE SANDS OF PANAMA CITY BEACH FLORIDA, overlooking the pools, and poolside snack bars! These units are great fun for your family to enjoy and rental income too! Fully furnished units ready for a quick sale! Amenities include a beautiful pool, kiddie pool, game room, picnic areas, grills, game areas and sunbathing areas, plus a shaded area to enjoy after a day in the sun! Call TODAY AND LET'S GET STARTED ON YOUR BEACH DREAMS!

8817 Thomas Drive Unit A523, Panama City Beach
$255,000
1 Baths ⋅ 746826 MLS
Hard to find condos directly on the water under 300K and here it is!! Fall in love with this large studio with a rare bunk area for these condos. Notice how the bedroom is divided to be right on the Gulf, the open concept of the upgraded kitchen, fun wall accents, perfected living room arrangement and down the hall, an updated bath. Seller will be installing new luxury vinyl plank flooring. HOA Fees include Accounting; BBQ Pit/Grill; Beach; Community Room; Dumpster;Exercise Room; Game Room; Ground Keeping; Insurance; cable TV and Internet-WiFi, water and sewer and pest control. Complex has been recently updated including a pool and poolside snack bar.

8817 Thomas Drive Unit A622, Panama City Beach
$248,900
1 Beds ⋅ 1 Baths ⋅ 746162 MLS
BEST PRICED UNIT IN THE COMPLEX!! Looking for a beach property at an affordable price? These studio units at Top of The Gulf complex are what you''re looking for. For an investment buyer, these units rent well and have low HOA fees. Great for second home buyers looking for just personal and family use. This unit is tastefully decorated and ready to use or rent. Many amenities for the price on this well maintained complex. Fees include Accounting; BBQ Pit/Grill; Beach; Community Room; Dumpster;Exercise Room; Game Room; Ground Keeping; Insurance; cable TV and Internet-WiFi, water and sewer, pest control. Complex has been recently updated. This is a must see unit.

8817 S Thomas Drive Unit A420, Panama City Beach
$270,000
1 Beds ⋅ 1 Baths ⋅ 745258 MLS
Welcome to Unit 817 Are your Looking for a GREAT BEACH GETAWAY or rental property? These units do not come on the market often. This specific unit has THE BEST unobstructed views of the gulf available in the TOP OF THE GULF complex. Come Enjoy the worlds most beautiful sunrises from this 8th floor penthouse unit. This Beautiful Gulf Front Penthouse Studio Condo at the Gulf of Mexico is in one of Panama City Beach's hottest neighborhood-Top of The Gulf it offers Breath taking Ocean views, and simple yet elegant finishes.Talk about Spectacular amenities: Fitness Center, Community Laundry, Pool, Kiddie Pool, Outdoor Game area, Sack Bar and owners Club House. Comes with, Refrigerator, Stove, Microwave Including a sufficient Large Closet/Pantry Brand New Granite counter tops, Luxury Vinyl plank Flooring and a beautifully Remodeled Bathroom. The perfect canvas for someone to make their own! Appointments to show must be made with Listing Agent.

8817 Thomas Drive Unit 817, Panama City Beach
$290,000
1 Baths ⋅ 744307 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Luxurious Studio apartment at the Gulf of Mexico in Panama City Beach's hottest neighborhood-Top of The Gulf. Perfect high floor, CORNER Unit, Breath taking Ocean views, Top of the line finishes. Spectacular amenities: Fitness Center, Community Laundry, Pool, Kiddie Pool, Outdoor Game area, Snack Bar and owners Club House. Stylishly decorated with exquisite finishes top to bottom. This Luxurious Condo has been remodeled from top to bottom. New kitchen offers a Farm Sink, Dish Washer, Refrigerator, Stove, Microwave which is fully equipped. Including a sufficient Pantry with Brand New kitchen Cabinets, Floating Shelves and Light Fixtures. Designer touches include Shiplap Walls, Hardware, Blinds, Flooring, Ceiling Fans and a beautifully Remodeled Bathroom. This Luxurious Condo comes completely furnished with all new Furnishings sure to please the most discerning buyers. Used primarily for the Family with some Vacay rental history. ROI upon Request. Appointments to show must be made in between occupancy.

8817 S Thomas A411 Drive Unit 411, Panama City Beach
$244,900
1 Baths ⋅ 737637 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Newly renovated Studio Condo at Top of The Gulf Condominiums which has been used as the current owner's personal get-away for family and friends. Excellent short term or long term rental building situated on the thriving east end of Panama City Beach, FL. Please verify all measurements if important.

8817 Thomas Unit A804, Panama City Beach