Quick Panama City FL MLS Search

Browse All Properties for Sale with Dock

$1,499,000
4 Beds ⋅ 3 Baths ⋅ 795278 MLS
DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

3532 Treasure Circle, Panama City
$449,999
4 Beds ⋅ 2 Baths ⋅ 795124 MLS
Welcome to 103 Arlington Drive, a beautifully updated waterfront home offering approximately 2,745 square feet, 4 bedrooms, 2 bathrooms, multiple living areas, and peaceful views of Lake Martin. The versatile split-bedroom floor plan places the water-view primary suite on its own wing, while the additional bedrooms and bath are located on the opposite side of the home. From the moment you enter, your view carries through the spacious living area and expansive Florida room to the backyard and lake beyond. The home offers plenty of room to gather, including a large dining room, family room with fireplace, and an updated kitchen featuring quartz countertops, stainless steel appliances, custom cabinetry, LED lighting, and an Instahot system. The oversized Florida room provides another exceptional living and entertaining space while taking full advantage of the backyard and water views. Since purchasing in 2022, the sellers have continued to improve the property with hurricane-impact windows and sliders throughout the main home, a new water heater, fresh interior paint, a complete hall bath plumbing upgrade, chimney cleaning and upgrades with a new cap, an A/C air scrubber, gutter leaf-filter screens, regrouted kitchen and family room floors, motion security lighting, and custom closet inserts in the primary and additional bedrooms. Outside, the approximately 0.26-acre property offers generous parking and space for a boat, RV, and guests, plus a detached 27x16 shop with 220V power and an additional 15x12 shop, providing excellent storage, workshop, or hobby space. With its combination of waterfront views, substantial square footage, multiple living spaces, extensive improvements, and convenient access to shopping, dining, schools, and Tyndall Air Force Base, 103 Arlington Drive offers a rare amount of space and versatility inside and out.

103 Arlington Drive, Panama City
$530,000
3 Beds ⋅ 2 Baths ⋅ 795023 MLS
Welcome to this beautiful all-brick bayou waterfront home- with Gulf access- where coastal living meets comfortable everyday living. From your private dock, you can watch dolphins, fish and enjoy the natural beauty of the water right in your backyard. The home has been completely updated over the past 6 years, including beautifully renovated bathrooms, a gorgeous new kitchen with newer appliances, all mechanicals, updated trim work, fresh paint and more. One of the home's standout features is the abundance of water views, with most rooms overlooking the bayou, including the spacious primary bedroom. The open living and dining areas flow seamlessly into the kitchen, creating a space for entertaining family and friends. The living area also opens onto a large covered back deck, providing the perfect spot to relax and take in the waterfront views. The dining room features a beautiful brick wood-burning fireplace, adding character to the space. The primary suite offers even more waterfront views with French doors leading directly to the back porch. Outside, the oversized driveway provides plenty of parking, including ample room for a RV/Boat. Additional concrete has been added to widen the driveway, making parking and access even more convenient...and a large garage. This is a rare opportunity to enjoy true waterfront living in an updated, well-maintained all-brick home with beautiful views, a private dock and plenty of space for entertaining and enjoying everything the water has to offer.

7516 Chipewa Street, Panama City
$380,000
3 Beds ⋅ 2 Baths ⋅ 794939 MLS
This 3 BR 2 B home is listed in MLS for comp purposes only. Photos are non professional strictly for appraisal purposes only.

4514 Crestbrook Drive, Panama City
$245,000
3 Beds ⋅ 2 Baths ⋅ 794893 MLS
Enjoy resort living in this never-rented condo at Laketown Wharf, a spacious 2 bedroom, 2 bath condo with a bunk nook offering 1,262 square feet of comfortable coastal living with lake view just steps from the Gulf of Mexico. A rare find in this resort community, this unit is well-maintained and ideal as a primary residence, second home, or future vacation rental. The open floor plan features a large living area, full kitchen, and private balcony, while the bunk nook provides additional sleeping space for guests. Laketown Wharf is known for its incredible resort-style amenities including five pools, hot tubs, fitness center, lakefront boardwalk, and the nightly fountain and light show. Owners and guests enjoy onsite dining, shops, and entertainment including Juan Taco, PCB Pizza & Wings, Sunshine Bar & Grill, The Wharf Seafood Buffet, Candymaker Ice Cream Shop, Laketown Market, and 810 Billiards & Bowling featuring bowling lanes, arcade games, billiards, and more. Located just across the street from the beach and within walking distance to Pineapple Willy's and local attractions, this property offers the ultimate Panama City Beach lifestyle.

9902 S Thomas Drive Unit 732, Panama City
$179,900
3 Beds ⋅ 3 Baths ⋅ 794730 MLS
Looking for your extremely affordable waterfront slice of paradise to park your boat with deep water access that leads to the gulf? Look no further! This home boasts plenty of living space at nearly 1700 square feet of heated space and waterfront access all without the hassles that come with a single family home. The grounds are maintained for you. With a roomy 2 car garage, you will have space to store your cars and tools and with a shared dock, you'll have a place to park your boat or water toys. Overflow parking is also on sight at no extra charge. The stone fireplace makes for cozy nights in the winter. This home needs some updating and TLC, but with a newer metal roof and sturdy concrete exterior, you know you are structurally sound while improving the interior of the home. And for those looking to earn sweat equity while living in the home, opportunities like these don't come along often.

7124 Singleton Circle Unit B, Panama City
$540,000
4 Beds ⋅ 2 Baths ⋅ 794702 MLS
Rare waterfront freedom meets elevated design on the tranquil waters of Deer Point Lake. Positioned on 4917 High Point Dr, this exceptional estate spans a RARE DOUBLE LOT boasting 160 feet of direct shoreline. The four-bedroom residence has been completely remodeled with a refined rustic modern aesthetic--seamlessly blending rich organic textures, architectural warmth, and clean contemporary finishes. Light-filled living areas maximize water views, creating a effortless transition between upscale indoor living and the peaceful lakefront setting outdoors. 4 Spacious Bedrooms: Remodeled layout offering ample room for family, guests, or a dedicated home office. Rustic Modern Aesthetic: Updated with warm wood tones, clean lines, designer fixtures, and natural finishes. Deer Point Lake Waterfront: 160 feet of shoreline on Panama City's premiere freshwater reservoir--ideal for boating, fishing, and kayaking. Double-Lot Potential: Unique capability to keep a massive private compound or build and sell a second residence. Massive Pole Barn: High-clearance storage for oversized boats, lake toys, RVs, or workshop space. The expansive grounds offer unmatched versatility and long-term value. Beyond the main four-bedroom home, the property features a massive pole barn built for boat storage, RV parking, a workshop, or a custom recreational setup. The double-lot designation gives future owners the rare flexibility to maintain an ultra-private waterfront sanctuary, expand the compound, or build and sell a second independent home. Whether enjoyed as a private freshwater retreat or leveraged for its unique development potential, this Deer Point Lake offering is a standout along the Panama City waterfront.

4917 High Point Drive, Panama City
$270,000
3 Beds ⋅ 2 Baths ⋅ 794428 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this beautiful 3 bedroom 2 bath home just north of main shopping in Panama City. Situated on over 2 acres of prime land, this home offers all you could ask for and more!! Two large pole barns spread throughout the property, perfect for those wanting to entertain and tinker!! A private pond borders the rear of the property, with a water feature!! This 3 bedroom 2 bath home offers a metal roof installed in 2019, as well as a 2024 water heater, this property has all major components ready to go! Recently installed LVP flooring stretches throughout the home adding a seamless feel to the property. 2 Power poles on site, add to the simplicity if wanting to build another dwelling. 2026 installed brand new septic tank. The pond in the rear of the property has power ran to the dock as well as fresh sand on the shore to give you your own personal beach!! With grocery, restaurants near by, a 2 acre lot with a private pond is hard to come by whether you are wanting a lot of acreage or a nice site with a pond and a ton of space to build your custom home this dream lot is the one for you!!! Schedule your showing today!!!!!

5105 Bertha Nelson Road, Panama City
$439,900
2 Beds ⋅ 3 Baths ⋅ 794232 MLS
Sunset Bayfront Retreat - Updated & Move-In Ready in Gated Harbour Village Discover peaceful waterfront living at its finest in Harbour Village, a boutique 2006-gated community of only 116 residences on the serene shores of St. Andrews Bay. This lovingly maintained 2nd-floor condo offers the perfect blend of modern comfort and timeless coastal charm in Historic St. Andrews -- a vibrant 19th-century fishing village now filled with marinas, artisan shops along Beck Avenue, and farm-to-table favorites just steps away. No short-term rentals means a true residential sanctuary year-round. Unit 202 is all about those magical west-facing views. Step onto your private balcony -- accessible from both the living room and primary suite -- and watch breathtaking sunsets paint the bay, dolphins playing in the harbor, and boats gliding by. Thoughtfully upgraded with custom finishes and tasteful décor, this home feels warm, sophisticated, and genuinely cared for -- the kind of place that instantly feels like home. Enjoy resort-style amenities that elevate everyday living: • Heated waterfront pool with sweeping bay views • State-of-the-art fitness center • Spacious community room for gatherings • Cozy outdoor fireplace for fireside evenings • Private marina with deeded boat slips (none assigned to this unit) St. Andrews living at its best: stroll to the marina, shaded boardwalks at Oaks by the Bay Park, Saturday farmers market, and local gems like Alice's on Bayview, Uncle Ernie's, and Finns. Quick access via US 98 to Panama City Beach, and everything Northwest Florida has to offer. This cherished, family-owned condo has been meticulously maintained and is now ready for its next chapter. Motivated sellers are ready to welcome the right buyer who will love it as much as we have. Rare west-facing bay views like these don't last long in Harbour Village. Schedule your private showing today and experience why this feels like coming home to the water.

3001 W 10th Street Unit 202, Panama City
$299,900
1 Beds ⋅ 1 Baths ⋅ 794001 MLS
Bay Point Bayview Villa with view of Grand Lagoon. This remodeled unit has extensive renovations with an abundant amount of nickel gap shiplap and floor to ceiling windows. The kitchen and bathrooms make excellent use of the space. Bayview has a community boat dock and trailer parking for up to a week. Located inside of Bay Point with manned gates and roving security patrols. Point South Marina rents private deep water wet slips. Nicklaus golf course, Bar 72, and Hilton resort all within a golf cart friendly neighborhood.

4286 Kingfish Lane Unit 286, Panama City
$2,274,000
5 Beds ⋅ 5 Baths ⋅ 793825 MLS
Experience waterfront living at its finest in The Preserve on the Bay, one of Panama City Beach's most desirable gated communities. Set along the bay with expansive water views, this impressive 5-bedroom, estate offers 5,629 square feet of thoughtfully designed living space and an exceptional combination of luxury, privacy, and waterfront amenities. The spacious two-story interior is freshly painted and features wood flooring, new carpet, custom wood cabinetry, high-end gas appliances, and generous living areas designed for both everyday living and entertaining. The first-floor primary suite provides a private retreat, while a dedicated study offers an ideal space for working from home. Upstairs, additional bedrooms and a large bonus room provide flexibility for family and guests. Outdoor living is where this property truly shines. Enjoy the private pool, expansive covered patio, and breathtaking bay views from the comfort of your own backyard. A private dock provides convenient access to the water and creates an exceptional setting for enjoying Northwest Florida's beautiful waterways. Additional features include an oversized four-car garage, circular driveway, brick construction, and ample storage. Located within the 24-hour gated and guarded community of The Preserve on the Bay, this extraordinary property offers a rare opportunity to enjoy a private waterfront lifestyle while remaining close to the beaches, dining, shopping, and amenities of Panama City Beach.

3714 Preserve Bay Boulevard, Panama City
$309,000
2 Beds ⋅ 2 Baths ⋅ 793802 MLS
Welcome to Villas of St Thomas where you will find this beautifully decorated and renovated waterfront condo. This 2 Bedroom, 2 Full Bathroom unit overlooking Grand Lagoon is in walking distance to the beach, restaurants, shops and entertainment. The Grand Lagoon leads to the Gulf of Mexico. Just bring your own boat and enjoy all the amenities Villas of St Thomas has to offer: Boat Dock, Community Pool, Fire Pit, Tennis Courts, Sauna. This Villa comes completely furnished and Turnkey Ready! Updates include New Luxury Vinyl plank, new furniture, updated bathrooms 2023, new kitchen cabinets and quarts countertop 2023, new vanities, Stainless Steel Appliances, Interior paint, New Sliding patio door, New smart TV's, New light fixtures, Travertine brick Fireplace, new AC 2025. Nest Thermostat, Ring Camera doorbell. Schedule your showing today!

8730 Thomas Drive Unit 208, Panama City
$799,000
3 Beds ⋅ 3 Baths ⋅ 793702 MLS
Experience the best of waterfront living on one of Panama City's most desirable streets. Nestled along the iconic Beach Drive and directly overlooking the sparkling waters of St. Andrews Bay, this beautifully maintained 3-bedroom, 2.5-bath residence offers the perfect blend of timeless charm, comfort, and an unbeatable coastal lifestyle. Wake up each morning to breathtaking sunrises over the bay, spend your afternoons enjoying the water, and unwind each evening with spectacular views from the comfort of your own home. Inside, you'll find over 1,700 square feet of thoughtfully designed living space filled with natural light and character. The welcoming floor plan offers spacious living and dining areas ideal for entertaining, while large windows throughout the home showcase picturesque water views and create a bright, inviting atmosphere. The well-appointed kitchen provides ample cabinetry and workspace, making meal preparation effortless whether you're hosting guests or enjoying a quiet evening at home. The primary suite offers a relaxing retreat complete with a private bathroom and access to its own patio, while two additional bedrooms provide flexibility for family, guests, or a home office. The home has been thoughtfully updated for comfort and efficiency, with recent spray foam insulation throughout, a roof replaced in 2018, all-new tankless gas water heaters, and a new AC unit -- giving buyers peace of mind with major systems already handled. Step outside and discover what truly makes this property special. Enjoy multiple outdoor living areas including a covered front porch overlooking the bay and a private side patio perfect for grilling, entertaining, or simply relaxing with your morning coffee. The fenced backyard offers privacy, mature landscaping, a shallow well pump for irrigation, and a detached workshop that provides endless possibilities for storage, hobbies, or a dedicated workspace. From your private dock, you'll have direct access to St. Andrews Bay, making it easy to spend the day boating, fishing, paddleboarding, or kayaking while enjoying everything Florida's Emerald Coast has to offer. The property also comes with an approved DEP permit to extend the dock from 850 square feet to 1,558 square feet, complete with water and power supply at the dock -- a rare opportunity to expand your waterfront access. Situated just minutes from Historic Downtown Panama City, St. Andrews Marina, waterfront restaurants, boutique shopping, parks, and local entertainment, this exceptional property combines peaceful waterfront living with the convenience of nearby amenities. Whether you're searching for a full-time residence, a second home, or a rare waterfront investment opportunity, 2400 W. Beach Drive offers an incredible lifestyle in one of Bay County's most sought-after locations. Don't miss your opportunity to own this remarkable waterfront property where stunning views, private waterfront access, and classic Florida charm come together to create a place you'll be proud to call home.

2400 W Beach Drive, Panama City
$274,900
1 Beds ⋅ 2 Baths ⋅ 793646 MLS
PRICE REDUCED $10000 MOTIVATED SELLER! Updated One Bedroom Gulf view unit w/Bunk room at Laketown Wharf Resort! Great location in the heart of all the fun and excitement in Panama City Beach- just steps away from the World's most beautiful white sand beaches, onsite dining options and entertainment! This Beachside Resort offers unparalleled Amenities with convenient Beach access,5 pools, poolside Bar and Grill Gulf View fitness center & Covered Garage parking. This condo has an amazing Gulf View from it's spacious balcony and your guests will enjoy the nightly fountain and light show over the lake, as well as the shops along the 52,000 feet of Boardwalk with multiple dining options! This residence offers 1 Bedroom , Bunk room and tow Baths & can easily accommodate 6 guests. Features Include: Updated Flooring and furniture, Large open floor plan, Granite countertops, expansive balcony, stainless steel appliances. breakfast bar and amazing views!

9860 S Thomas Drive Unit 814, Panama City
$635,000
5 Beds ⋅ 4 Baths ⋅ 793614 MLS
SELLER NOW OFFERING $10,000 IN BUYER INCENTIVES! Seller is offering up to $10,000 toward Buyer's closing costs, interest rate buy-down, and/or other allowable expenses -- PLUS a one-year home warranty! Take advantage of these valuable incentives and make your move with less out-of-pocket expense at closing! Welcome to 12815 Merial Pass, a two-story brick home located in Phase I of the highly sought-after gated Lake Merial community, where timeless architecture, spacious living, and resort-style outdoor amenities come together to create an exceptional place to call home. Situated on a nearly half-acre corner lot with picturesque views of beautiful spring-fed Lake Merial, this impressive residence offers approximately 3,199 heated and cooled square feet, including 4 bedrooms, 3.5 bathrooms, and a spacious upstairs bonus room that could easily serve as a fifth bedroom, media room, playroom, or home office. Built in 2014, this home offers outstanding curb appeal with its classic brick exterior, dimensional shingle roof, manicured landscaping, and fenced backyard. Inside, you'll find a thoughtfully designed floor plan featuring approximately 2,304 square feet on the main level and an additional 895 square feet upstairs. Step through the front door into an inviting foyer, where a formal dining room welcomes guests on one side and a dedicated home office sits on the other. Throughout the home, elegant crown molding, neutral finishes, engineered hardwood flooring, luxury vinyl plank flooring in the downstairs bedrooms, and ceiling fans in every bedroom create a warm yet sophisticated atmosphere. The spacious living room features beautiful tray ceilings and flows seamlessly into the open-concept kitchen, making it the perfect gathering place for family and friends. Designed with both function and style in mind, the kitchen offers abundant cabinetry, generous countertop space, and updated appliances, including a stove and dishwasher that are approximately two years old and a refrigerator that is approximately three years old. Just off the kitchen, a convenient half bath provides easy access for guests. The primary suite serves as a relaxing retreat, complete with a tray ceiling and a well-appointed ensuite bathroom featuring dual vanities, a soaking garden tub, separate walk-in shower, and spacious walk-in closet. Step outside and discover a backyard designed for enjoying the Florida lifestyle year-round. Installed in 2022, the saltwater pool and attached hot tub create an incredible outdoor oasis for relaxing or entertaining. The pool is equipped with both a heater and chiller, allowing you to comfortably enjoy the water throughout every season. The fully fenced backyard also includes a storage shed, while a newer irrigation well helps efficiently maintain the lawn and landscaping while reducing water costs. Comfort is maintained throughout the home with dual HVAC systems, allowing separate climate control for both the upstairs and downstairs living areas. Upstairs you'll find a massive bonus room that offers endless possibilities and could easily function as a fifth bedroom, game room, media room, fitness space, or additional family room. An additional upstairs bedroom and full bathroom make this level ideal for guests, teenagers, or multigenerational living. Living in Lake Merial means more than simply owning a beautiful home, it is embracing an exceptional lifestyle. Residents enjoy access to the community's stunning 300-acre spring-fed lake, where kayaking, paddleboarding, fishing, and electric-powered boating create endless opportunities for outdoor recreation. Three community lake access areas make enjoying the water effortless, while scenic walking trails, green spaces, food truck nights, neighborhood events, holiday celebrations, and golf cart-friendly streets foster a true sense of community unlike anywhere else in Bay County. If you've been searching for a home that combines generous living space, timeless construction, resort-style outdoor amenities, beautiful lake views, and one of Bay County's most desirable gated communities, this exceptional Lake Merial property is one you won't want to miss. Schedule your private showing today.

12815 Merial Pass, Panama City
$575,000
5 Beds ⋅ 5 Baths ⋅ 793604 MLS
Welcome to this exceptional waterfront property located in Panama City, offering a unique blend of comfort, convenience, and coastal living. This home features a spacious circular driveway providing plenty of parking and a welcoming entrance. Enjoy the convenience of a 3-car garage with ample space for vehicles, storage, and hobbies. Outdoor living takes center stage with a private deck overlooking the water, creating the perfect setting for relaxing, entertaining, or enjoying beautiful Florida sunsets. The private boat dock provides easy access for boating enthusiasts and those looking to embrace the waterfront lifestyle. With its desirable location, impressive outdoor features, and thoughtful amenities, this property offers a rare opportunity to enjoy the best of Panama City living. Don't miss the chance to make this waterfront retreat your own.

2402 E 2nd Court, Panama City
$225,000
1 Beds ⋅ 1 Baths ⋅ 793473 MLS
Looking for a waterfront townhome with a private boat slip in historic Panama City? Welcome to your dream coastal hideaway in quiet Nantucket Village! Perched right on peaceful Massalina Bayou, this 1-bedroom, 1 bath townhome offers affordable waterfront living with fast deep-water access to Shell Island and the Gulf of Mexico. This property also features covered parking, and an extra storage closet beneath the unit. Plus, low HOA fees mean more freedom to kick back on the shared bayou-front deck for sunset happy hours with neighbors. Minutes to vibrant downtown dining, local shops, and live events, this spot makes the ultimate weekend getaway, smart investment, or everyday waterfront escape!

305 Wilson Avenue Unit 11, Panama City
$1,800,000
5 Beds ⋅ 5 Baths ⋅ 793458 MLS
Rare Opportunity to Complete Your Dream Waterfront Estate An extraordinary opportunity awaits with this nearly completed 8803 UNDER ROOF-square-foot luxury waterfront estate, perfectly positioned to capture breathtaking water views and offering the ultimate boating lifestyle with a private dock and boat slip. Originally envisioned as a custom dream home, this remarkable property is now available due to an unexpected life change that has prevented the current owners from completing the project. Their loss creates an incredible opportunity for the next owner to finish this masterpiece exactly to their personal taste and style. The hard work has already been done, and MOST finish materials have been purchased and are included, allowing you to customize the final touches without the delays and uncertainty of sourcing high-end materials. Add your own vision by selecting the installation and finishing details that reflect your unique style while avoiding the lengthy process of starting from scratch. Designed with luxury living in mind, this impressive estate offers expansive living spaces, exceptional craftsmanship, and endless potential to become one of the area's premier waterfront residences. Whether you're seeking a private family retreat, an entertainer's paradise, or a legacy property to enjoy for generations, this home provides a rare foundation for something truly spectacular. Luxury waterfront opportunities of this caliber are exceptionally rare--especially one that allows you to personalize the final finishes while stepping into an already well-advanced custom build. Offered at $1,800,000. Schedule your private tour today and imagine the possibilities of bringing this extraordinary waterfront estate to completion.

4448 Ashland Road, Panama City
$735,000
3 Beds ⋅ 3 Baths ⋅ 793447 MLS
Beautiful canal-front home offering over 2,500 heated square feet with an open, split-bedroom floor plan designed for comfortable everyday living and entertaining. The spacious family room features a vaulted ceiling and wood-burning fireplace, creating a warm and inviting gathering space. The fully equipped kitchen includes a pantry, abundant cabinetry, and opens seamlessly to the main living areas. The private primary suite offers a generous bedroom and an ensuite bath with double vanities, a garden tub, separate shower, and walk-in closet. Two additional bedrooms are located on the opposite side of the home for added privacy. Step outside to enjoy Florida living at its best with a screen-enclosed in-ground pool, covered porch, and a large backyard overlooking the canal. Boaters will appreciate the vinyl seawall, covered boathouse, and direct water access. As part of the county's canal dredging project, the canal adjacent to the property was reported to provide an approximate water depth of five feet at Mean High Water (MHW), offering excellent access for many recreational boats. Approximate canal depth is based on the county's dredging information; buyers should verify suitability for their specific vessel and operating conditions. The oversized lot provides plenty of room for outdoor activities and entertaining. Additional features include a 600-square-foot attached garage, inside laundry, mature landscaping, and a desirable location in King's Point. According to the Bay County Property Appraiser, the home offers 2,567 heated square feet, was built in 1988, sits on approximately 0.48 acres, and is located in Flood Zones X and AE, with the residence itself believed to be in Flood Zone X. Buyer should verify flood zone designation and insurance requirements. A rare opportunity to own a spacious waterfront home with a pool, private boating amenities, and the lifestyle that makes Florida living so enjoyable.

116 Queens Circle, Panama City
$240,000
2 Beds ⋅ 2 Baths ⋅ 792976 MLS
Welcome to Bay Club at St. Andrews, a low-density waterfront condominium community known for its peaceful atmosphere, coastal charm, and low turnover directly on St. Andrews Bay. The bright, inviting interior open living space extends to a private balcony overlooking the bay, beautifully nestled among the palm trees. It is the perfect place to enjoy morning coffee, coastal breezes, and unforgettable sunsets. Residents enjoy a bayfront pool, elevator, dock, swing, picnic area, garden space, and inviting outdoor areas for fishing or relaxing by the water. Located between The Cove and downtown, Bay Club is just minutes from historic downtown Panama City, St. Andrews, waterfront parks, local dining, and shopping. Whether you are seeking a full-time residence or peaceful coastal retreat, this waterfront condo offers an exceptional blend of charm, convenience, and lifestyle.

316 Cherry Street Unit 41, Panama City
$330,000
1 Beds ⋅ 1 Baths ⋅ 792884 MLS
Bay Point Bayview Villa with sunset views. This large one bedroom overlooks Grand Lagoon, marinas, and St Andrews State Park. All floors have been updated to the LVP and match throughout. The kitchen features new stainless appliances and new white cabinets. Freshly painted with light neutral color. Bavview has a community dock and boat trailer parking to use up to 10 days at a time, no long term storage. Shared storage units provide additional space for storage and beach gear. Complex is not required to have milestone, reserve study, or comply with new condo rules aimed at larger condos. Located in the gated Bay Point subdivion with roving secuirty. Point South Marina, Jack Nicholas golf course, Bar 72, as well as Hilton resort are all contained withing the gates. Neighborhood is golf cart friendly and a short drive or boat ride to the beach.

4272 Kingfish Lane Unit 272, Panama City
$374,900
3 Beds ⋅ 3 Baths ⋅ 792383 MLS
Wake up to breathtaking sunrises over St. Andrews Bay and unwind each evening with spectacular sunsets from your private balcony in this beautifully maintained 4th-floor residence at Magnolia Bay Club. This spacious waterfront condominium offers 3 bedrooms, 3 full baths, abundant storage, and panoramic bay views from the main living areas and primary suite. The kitchen features stainless steel appliances, granite countertops, solid wood cabinetry, a breakfast bar, and tile flooring. Fresh interior paint, updated furnishings, and coastal décor create a light, inviting atmosphere that's move-in ready. The primary suite is a peaceful waterfront retreat, while the second bedroom offers a private en suite, providing comfort and privacy for family and guests. Magnolia Bay Club amenities include a bayfront pool, clubhouse with kitchen, fitness center, billiards room, fishing dock, additional storage on the fourth floor, one assigned covered parking space, and ample guest parking. If you've been searching for waterfront living with incredible views, outstanding amenities, and a convenient location, this is one you won't want to miss!

2400 Grandiflora Boulevard Unit E403, Panama City
$365,000
3 Beds ⋅ 3 Baths ⋅ 792376 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to Waterhaven, where luxury meets low maintenance living. Simply bring your belongings and enjoy the lifestyle while the condominium association takes care of the rest. Even better, this is currently the lowest priced per square foot unit in Waterhaven. Designed for both entertaining and everyday living, the kitchen opens to a spacious family room filled with natural light. Elegant columns add character, while the chef's kitchen features Viking appliances, a Sub Zero refrigerator, granite countertops, a six burner natural gas cooktop, a wine refrigerator, and a large island with seating for casual dining. Hardwood floors, new carpet, and a freshly painted deck complete the home's recent updates. The spacious primary suite is a true retreat, featuring tray ceilings, private access to the oversized balcony, and a luxurious en suite bathroom with dual vanities, a Jacuzzi soaking tub, a tiled walk in shower with a glass enclosure, and a custom walk in closet. The two additional bedrooms are connected by a Jack and Jill bathroom, while a separate guest bathroom provides added convenience for visitors. One of the most unique features of this home is the upstairs flex space, perfect for a home office, media room, guest space, workout area or additional sleeping area. For added convenience, the unit includes both an exterior elevator and a beautiful interior staircase. Parking is available at both the front and rear of the home. Waterhaven offers gated resort style amenities surrounded by beautifully maintained, mature landscaping and decorative paver sidewalks. Residents enjoy a heated pool, marina, private dock, beach loungers, boat ramp, grilling area, and easy access to fishing, boating, sailing, kayaking, paddleboarding, swimming, and snorkeling. A storage yard located across the street is available for recreational vehicles, boats, and trailers, subject to availability. If you've been searching for luxury, convenience, and an exceptional waterfront lifestyle, this Waterhaven residence is one you won't want to miss. Schedule your private showing today. Buyer to verify all information that is deemed important.

2603 Mystic Lane Unit PO46, Panama City
$339,900
2 Beds ⋅ 2 Baths ⋅ 791932 MLS
Modern loft style 2 bedroom 2 bath condo with open living space and unobstructed full water views. Located in Dockside North, a quiet private gated condo community on sought after Grand Lagoon waterfront. Condo may be leased for periods of 30 days or longer. Located on east end of Panama City Beach away from busy touristy areas, but only 5 minutes away from white sandy beaches with public access, shopping, countless restaurants and St. Andrews State Park with a great new boat launch area. End unit condo with large balcony with 180 degree lagoon views with nice breezes all year round. Amazing colorful sunrises and sunsets. Recently renovated kitchen with all new soft close cabinets, Quartzite countertops, energy saving appliances including high efficiency washer/dryer combo. Two year old high efficiency A/C unit with extremely low electric bills. Two full baths. Downstairs bedroom with built in desk area. Large walk-in attic space for extra storage. Resident only community dock with two week at a time mooring allowed for vessels under 28 feet. Close access to Gulf of America. HOA fees include water, building insurances, garbage pickup, landscape and pool maintenance and pest control. Nice community breezeway for relaxing with other residents, family and friends. Will entertain offers and will sell furnished with full price offer. A must see condo!

6909 N Lagoon Drive Unit E2, Panama City
$759,900
4 Beds ⋅ 3 Baths ⋅ 791844 MLS
Welcome to your custom waterfront retreat on the shores of Deer Point Lake, where comfort, style, and stunning views come together with no HOA. This beautifully designed 4 bedroom, 3 bath home offers the perfect blend of luxury and functionality. From the moment you step inside, you are greeted by soaring beamed ceilings in the living room, creating a warm yet impressive gathering space filled with natural light. Just off the entry, a spacious home office sits behind a custom barn door, ideal for remote work or a quiet flex space. Across the hall, the formal dining room showcases a striking wood ceiling and detailed molding, adding charm and character. The heart of the home is the open concept kitchen, featuring a custom copper farmhouse sink, modern cabinetry, stone backsplash, and a large breakfast bar perfect for family and entertaining. Flowing seamlessly into the living area, you will find built in bookshelves, an electric fireplace, and beautiful views of the oversized screened porch and lake beyond. Designed with a split floor plan, one side of the home offers three oversized bedrooms and two full baths, providing comfort and privacy for family or guests. On the opposite side, the spacious primary suite serves as a true retreat, complete with room for a sitting area, a spa like bathroom with dual shower heads, soaking tub, walk in closet, and private patio access with breathtaking lake views. Outside is where this home truly shines. Relax on the large screened porch, sip your morning coffee overlooking the water, or head down to the brand new dock for easy access to everything Deer Point Lake has to offer. Thoughtfully designed inside and out, this exceptional lakefront home offers peaceful waterfront living in Panama City with space to grow, entertain, and make lifelong memories.

6319 Oak Knoll Road, Panama City
$1,444,000
4 Beds ⋅ 4 Baths ⋅ 791832 MLS
Experience elevated coastal living at 210 Marlin Circle in Bay Point--an elegantly updated waterfront sanctuary on a quiet canal east of the Bonefish Bridge. True move-in readiness meets peace of mind in this pre-inspected, one-level residence located in Zone X, featuring a clean claim history, insurable status, and a recent vinyl seawall evaluation with no issues. The resort-style arrival features a circular paver driveway exceeding 5,000 sq. ft., automated landscape lighting, and a striking 6-foot fountain water feature surrounded by soothing beach pebbles. Inside, the Great Room rises to cathedral ceilings anchored by a functional gas-to-wood burning fireplace, flowing seamlessly into a wet bar with custom waterfall granite, a beverage fridge, and an ice maker. The efficient kitchen boasts updated cabinetry, soapstone countertops, upgraded KitchenAid appliances, a 6-burner natural-gas cooktop with pot filler, and convection microwave wall oven. Designed for ultimate versatility, the interior layout showcases four en-suite bedrooms. The primary suite features a Turkish-inspired steam shower with Delta/Ferguson dual heads, Bluetooth speakers, and mood lighting, alongside a soaking tub, dual vanities, and a private courtyard with Trex decking, a hot tub, and a dual-temperature outdoor shower. Guests or caretakers enjoy a private-entry suite with its own courtyard, frameless shower, floating vanity, and dedicated laundry zone. A third mobility-friendly front suite includes a curbless roll-in tile shower with dual fixtures, while the fourth suite offers a floating granite vanity paired with a full tiled tub and shower combo. The fenced back yard with lush Zoysia turf serves as your launchpad for deep-water adventure. Positioned on approximately 70 ft of waterfront, the private dock was upgraded in 2019, with a new seawall cap, pilings, and ladder. In addition to, 30-amp shore power, watercraft washing stations, and zero height restrictions--offering uninhibited passage to Shell Island and the Gulf for tall-masted sailboats, flybridge yachts, or tuna towers. There's even a spot for a boat lift! Multiple entertaining and relaxation areas aligned toward western-facing sunsets let you connect and unwind in total serenity with space for a swimming pool! Behind the scenes, mechanical and building infrastructure is entirely turn-key. Upgraded dual HVAC systems with replaced ductwork (2020) feature semi-annual service history and REME HALO® air purification. The 2020 natural gas installation feeds two annually serviced Navien tankless water heaters, cooktop, fireplace, primary laundry, and an outdoor stub for a future fire pit or grill. Additional features include a 2019 roof, gutters, a complete chimney overhaul (cap, chase cover, flue pipe, and collar), storm drain system, dual laundry zones including a boater's closet, smart Honeywell thermostats, Orbit B-hive irrigation, and integrated surround sound with global surveillance access. Every system is checked, completed, and move-in ready. Schedule your private showing today.

210 Marlin Circle, Panama City
$316,488
3 Beds ⋅ 2 Baths ⋅ 791656 MLS
** 5K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER,DRYER, FRIDGE & BLINDS** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11505 Singo Drive, Panama City
$326,790
4 Beds ⋅ 2 Baths ⋅ 791654 MLS
BAYFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11441 Godart Street, Panama City
$292,535
3 Beds ⋅ 3 Baths ⋅ 791653 MLS
* 5K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS** WATERFRONT COMMUNITY! Experience the perfect blend of architectural character and functional luxury in this unique two-story residence. Designed with generous proportions in mind, the home features three spacious bedrooms--each boasting its own private full bathroom. The two upstairs suites are particularly expansive, bathed in natural light from large windows that frame stunning views of the bay. Outside, a lush side yard offers a private oasis, perfect for relaxation or entertaining.

1211 Seafoam Street, Panama City
$499,500
3 Beds ⋅ 2 Baths ⋅ 791609 MLS
'Where to begin describing this lovely, renovated waterfront gem? Don't let the square footage fool you...you would never know by walking through this property. This home features everything you could ask for...fully renovated and updated, high end appliances, wine fridge, quartz countertops in the kitchen and marble in the bathrooms, large breakfast bar, shiplap ceilings and walls, large pantry, wood burning fireplace, incredible living room ceiling fan, custom cabinets and closets, high end plumbing fixtures, epoxy garage floor, inground saltwater pool, outdoor shower with hot and cold running water, saltwater hot tub, deck with double manual canopies, hot tub, outdoor bar, he-shed, heated and cooled she-shed that adds an additional 144 sq feet with tons of storage, huge oak tree to relax under and watch the water, paved pathway to the dock, boat lift and house, double jet ski drive-up ramp, deep water on the Callaway Bayou....the list really just goes on and on. Oh, and not to forget...this house always has a 30amp RV connection and a 50 amp EV connection in the garage. This is such a nice home and a must see! BENCH SWING IN THE TREE, ZERO TURN MOWER AND POOL ROBOT DO NOT CONVEY

7033 Yellow Bluff Road, Panama City
$265,000
3 Beds ⋅ 3 Baths ⋅ 791493 MLS
Seller says, 'Bring All Offers!' With an acceptable offer, Seller will provide a $10,000 credit to Buyer at closing to use at Buyer's discretion. This waterfront gem is waiting to be discovered. Sold fully furnished, including appliances, linens, towels, and kitchen essentials, this home offers a rare turnkey opportunity. Just bring your clothes and toothbrush and begin enjoying the coastal lifestyle from day one. Recently renovated and move-in ready, this home features a brand-new roof installed after the hurricane, updated cabinetry, beautiful granite countertops, and stainless-steel appliances in the kitchen and dining area. Inside, you'll find plush carpeting in the guest bedrooms, while the primary bedroom and main living areas showcase attractive 8-mil luxury vinyl plank flooring. Fresh interior and exterior paint provide a bright, clean feel throughout the home. The outdoor living space is equally impressive, featuring tasteful landscaping, two raised garden beds, and a spacious 22' x 12' covered porch perfect for entertaining, relaxing, or enjoying your morning coffee. The true highlight of the property is the private waterfront setting. A 70-foot walkway leads to a 16' x 12' dock complete with solar-powered lighting, creating the perfect spot for fishing, boating, wildlife watching, or simply taking in the peaceful water views. Don't miss this exceptional opportunity to own a beautifully updated waterfront retreat with immediate enjoyment and lasting value.

312 Sukoshi Drive, Panama City
$299,000
2 Beds ⋅ 2 Baths ⋅ 791350 MLS
WATERFRONT....Lagoon Views & Coastal Convenience! Seller is willing to pay for buyers first 6 months of HOA at closing!! Welcome to this beautifully located 2-bedroom, 2-bath condo offering stunning views of the lagoon and just a block and a half stroll to the white sandy beaches of the Gulf of Mexico. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo delivers the perfect blend of relaxation and convenience. Enjoy watching boats, dolphins and manatees cruise by from your private balcony while taking advantage of the area's best attractions right outside your door. Walk to popular restaurants, shopping, entertainment, and nightlife, including the highly anticipated new Tootsies. With easy access to the beach, lagoon activities, and all that Panama City Beach has to offer, this is coastal living at its finest! All appliances were new when sellers purchased in 2017. Freshly painted bedrooms and bathrooms. Electric fireplace in Living Room area is great for an ambiance feeling. Water Heater replaced in 2018. Hurricane Shutters on Front of Condo. Seller would love to become new buyers 2026/2027 snowbird renter.

8730 Thomas Drive Unit 314, Panama City
$343,938
3 Beds ⋅ 2 Baths ⋅ 791312 MLS
LIMITED OFFER: Get a tiered rate: 2.99% (Year 1), 3.99% (Year 2), then 4.99% fixed for life. PLUS MOVE IN PACKAGE INCLUDED & COVERING CLOSING COST WITH PREFERRED LENDER!!! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

1321 Primrose Lane, Panama City
$435,000
3 Beds ⋅ 3 Baths ⋅ 791241 MLS
UNDER CONTRACT/ SELLER ACCEPTING BACK UP OFFERS WATERFRONT WITH GULF ACCESS! This waterfront pool home sits perfectly placed on over a half acre on the Callaway Bayou. 3 Bedrooms and 2 1/2 bathrooms, with a massive open floor flan offers large windows that expertly frame the picturesque water view in your own back yard. Enjoy watching the dolphins and manatees in your backyard while relaxing in your pool. Or jump in your boat and dock for somewhere for dinner or a trip to shell island. Best part, No HOA! Seller has VA Assumable loan at 3% rate for qualified buyer. Home is in Flood Zone X, does NOT require Flood Insurance. Book your private showing today. Roof replacement- 2023 Water Heater- 2021 HVAC- 2019 (Hiller) Transferable Termite Bond

284 Sukoshi Drive, Panama City
$489,000
3 Beds ⋅ 3 Baths ⋅ 791084 MLS
Welcome to your dream home at 1243 Capri Dr, nestled in the charming Venetian Villa neighborhood! It is conveniently located in the beautiful area of Goose Bayou on North Bay of St. Andrews This stunning townhouse captures the heart with an open floor plan, offering a seamless flow that makes entertaining a delight. As soon as you step inside, you'll be greeted by spacious living areas adorned with fresh paint and a cozy wood-burning fireplace, perfect for those chilly evenings or quiet gatherings. This home features three inviting bedrooms and two and a half thoughtfully designed bathrooms, including a beautifully remodeled primary bath that boasts modern fixtures and a serene ambiance. Imagine soaking in comfort and style, starting your day with a splash of luxury! This is a boater's paradise. You can be in the Gulf in 30 minutes!!!! Watch all the nature as you sit on the back porch. This property delivers the Florida coastal lifestyle so many are looking for. One of the standout gems of this home is the delightful screened-in Florida Room which is 300 square feet of space. Picture yourself sipping your morning coffee in this tranquil space, surrounded by the gentle Florida breeze. It's the ideal spot to unwind after a busy day, entertain friends, or host delightful evening gatherings. The property also provides a spacious two-car garage, ensuring you have ample storage and convenience for all your needs. Plus, the impressive dock with a 10,000-pound boat lift built by RJ Gorman Marine Construction will make any boating enthusiast swoon. Enjoy easy access to the bay, whether you're fishing, cruising, or simply soaking up the beautiful views. The location couldn't be better! Just six miles from Gulf Coast State College and FSU, this home is perfect for those who love to be close to academia without sacrificing the relaxing coastal lifestyle. And let's not forget, you're just 30 minutes away from the stunning white sand beaches of Panama City Beach! Whether it's a day of sun and surf or a short drive to nearby shopping and restaurants, your options for fun and relaxation are endless. What's more, this community shines with freshly paved roads, elevating the charm and accessibility of Venetian Villa. AND with deeded riparian rights, this home isn't just a dwelling; it's a lifestyle waiting for you to step in and enjoy. Don't miss your chance to embrace this enchanting oasis! Contact your favorite Realtor today to make this dream home your reality. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish, or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you.

1243 Capri Drive, Panama City
$1,399,000
3 Beds ⋅ 4 Baths ⋅ 790734 MLS
LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City
$320,170
3 Beds ⋅ 2 Baths ⋅ 790592 MLS
** HOME QUALIFIES FOR 5K IN FLEX CASH** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11501 Singo Drive, Panama City
$529,900
3 Beds ⋅ 2 Baths ⋅ 790543 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Waterfront Paradise on Newman Bayou with Gulf Access! Welcome to your dream coastal retreat at 223 Confidence Way in the heart of Southport. This stunning 3-bedroom, 2-bathroom residence perfectly balances elegant interior design with an unmatched outdoor oasis. Step inside to discover a bright, open floor plan highlighted by premium flooring, a large chef's kitchen featuring an expansive granite island with breakfast bar seating, stainless steel appliances, and gorgeous white cabinetry. The main living spaces and the luxurious primary suite are elevated by striking, double-tray scalloped ceilings that add architectural drama and depth. The master suite serves as a private sanctuary, complete with an expansive master bath boasting a double vanity with granite countertops, a deep soaking tub, and a separate walk-in shower. The true showstopper of this property is the backyard. Walk out onto an expansive, custom-paved back patio covered by a dramatic wooden pergola, fully equipped with a high-end built-in outdoor kitchen and stone-wrapped grill station--ideal for hosting family cookouts or evening cocktail hours. Beyond the patio, a private wooden dock extends into the serene waters of Newman Bayou. Bring your boat, jet skis, or kayaks and enjoy direct, seamless access to the open waters of the Gulf of Mexico. This property is exceptionally maintained and proudly offered as an Agent/Owner listing. Don't miss your chance to live the ultimate Florida waterfront lifestyle!

223 Confidence Way, Panama City
$1,070,000
4 Beds ⋅ 3 Baths ⋅ 790307 MLS
CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACK UP OFFERS Canal-front living with direct Gulf access defines this exceptional home at 523 Wahoo Road in the gated Bay Point community of Panama City Beach. Set along a wide canal in one of the area's most established marina neighborhoods, this 4-bedroom, 3-bath residence offers approximately 2,820 square feet of thoughtfully designed coastal living with effortless boating convenience. The main living areas are oriented to showcase tranquil water views, with large windows and easy flow to the outdoor spaces. A spacious, open design connects both living rooms, the dining area, and the kitchen, creating an inviting layout ideal for everyday living and entertaining. Distinctive sunken living rooms add architectural character and warmth, providing comfortable gathering spaces with timeless appeal. The kitchen features generous counter space, abundant cabinetry, and a functional layout suited for everything from casual mornings to hosting family and guests. The privately situated primary suite captures canal views and offers ample closet space and an en suite bath designed for comfort and privacy. Three additional bedrooms and two full baths provide flexibility for guests, a home office, or additional living space, making this property well suited as either a primary residence or a coastal second home. Outdoor living is central to the appeal of this canal-front property. With direct access to the Gulf of Mexico, it is ideal for boating, fishing, and exploring the surrounding waterways. The waterfront setting offers room to relax, dine, and enjoy the peaceful canal views throughout the year. Located within Bay Point, a gated marina and golf community in Panama City Beach, residents benefit from controlled access, optional golf and tennis, nearby dining, and convenient proximity to local beaches, marinas, and area amenities. This combination of secure, established neighborhood setting and direct boating access to the Gulf makes 523 Wahoo Road a rare opportunity for spacious canal-front living in one of Panama City Beach's most desirable coastal communities.

523 Wahoo Road, Panama City
$910,000
3 Beds ⋅ 2 Baths ⋅ 790304 MLS
A Waterfront home that is close to everything is here in this beautifully updated 3-bedroom, 2-bath home with additional office/flex areas. Stunning waterfront views and a home which offers the perfect blend of the boating lifestyle and turnkey coastal living. Situated on a deep 75' x 188' waterfront lot, the property features a professionally installed seawall, twin covered private docks with dual boat lifts capable of accommodating up to a 32' boat and a 25' boat (or 2 jet skis) -- a rare setup for serious boaters seeking protected water access with quick access to the North Bay and Gulf of America. Inside, the home has been fully updated and designed for comfortable waterfront living. Hurricane-impact windows provide peace of mind and energy efficiency, while the open and inviting interior creates a bright coastal feel throughout. New metal roof 2021, electric and water infrastructure has all been replaced, permitted and updated. A standout feature is the impressive 24' x 36' detached two-car garage complete with a conditioned area -- perfect for a workshop or hobby area. Step outside to your private backyard retreat featuring a stunning 15' x 38' resort-style pool with massive live oaks. Enjoy the shaded pergola area with expansive waterfront views, and plenty of room to entertain, relax, or enjoy sunset evenings on the water. The fully fenced property includes a private electronic gate, creating a secure and secluded waterfront retreat with ample space for vehicles, boats, and outdoor entertainment. No HOA and is in Bay County zoning. Whether you're searching for a primary residence, easy-care second home, income-producing property or premier boating property, this move-in-ready waterfront gem delivers exceptional value with upgrades already complete -- including seawall, covered docks, boat lifts, salt-water pool, interior renovations, newer garage, gated and fenced yard. Co-owner is a licensed real estate agent. Waterfront living at its best.

2311 Mound Avenue, Panama City
$277,400
2 Beds ⋅ 2 Baths ⋅ 790226 MLS
RARE find in Treasure Cove a true 2 bedroom, 2 FULL bath unit, which is not common in this building! This beautifully updated 3rd floor condo comes fully furnished and move-in or rental ready with all the upgrades throughout. Perfectly positioned right on the Grand Lagoon, this low-density community is one of the hidden gems on the east end of Panama City Beach. Treasure Cove is known for its peaceful atmosphere, family-friendly feel, and mostly second-home ownership, creating a much quieter and more relaxed environment than many large resort-style complexes while still allowing short-term rentals for those wanting investment potential. Only 1/2 mile straight down Thomas Dr to beach access 2 Location is everything here. Walk just minutes to some of the area's favorite waterfront restaurants and attractions including Captain Anderson's, The Grand Marlin, the popular The Dock, waterfront entertainment, and endless water activities including fishing charters, dolphin tours, jet ski rentals, parasailing, and more. If you've been searching for a laid-back coastal retreat with charm, convenience, and lagoon-front living this is it.

3600 Navy Boulevard Unit D301, Panama City
$1,024,000
2 Beds ⋅ 2 Baths ⋅ 790224 MLS
Welcome to 6303 Palm Court, Panama City Beach, FL 32408, a spacious 2-bedroom, 2-bath home located in the highly desirable Grand Lagoon area just minutes from St. Andrews State Park, public boat ramps, marinas, waterfront restaurants, and the white sand beaches of the Gulf Coast. Built in 1994 and offering approximately 1,708 square feet of living space, this well-maintained Panama City Beach home sits on a quiet side road with a large lot that provides privacy, outdoor space, and room to entertain. Inside, you'll find spacious living areas, abundant natural light, generously sized bedrooms, and a functional floor plan ideal for full-time living, a vacation home, or an investment property near the beach. This Grand Lagoon home for sale offers convenient access to boating, fishing, paddle boarding, golf courses, shopping, dining, and some of the best attractions in Panama City Beach, Florida. Located just a short drive from the Gulf of Mexico and popular local destinations, the property combines coastal convenience with a peaceful residential setting. Buyers searching for homes for sale in Panama City Beach FL, homes near Grand Lagoon, or investment properties near St. Andrews State Park will appreciate the location, layout, and potential this property offers. Whether you're relocating to Panama City Beach, searching for a second home in Florida, or looking for a coastal investment opportunity, 6303 Palm Court delivers comfort, convenience, and the Florida lifestyle buyers are looking for.

6303 Palm Court, Panama City
$1,100,000
5 Beds ⋅ 5 Baths ⋅ 790039 MLS
Welcome to S Lagoon waterfront living, where investment potential, lifestyle, and flexibility come together in one beautifully updated 3-in-1 property, Pontoon conveys. Positioned directly on the water with two boat slips and a boat lift, this rare opportunity is ideal for boating enthusiasts, short-term or long-term rental income, multi-generational living, the ultimate house hacking. The main upstairs furnished dwelling features 3 bedrooms, 2.5 baths, and a spacious three-quarter wraparound balcony designed to capture breezes, water views, and the relaxed coastal lifestyle. The property has been completely updated and remodeled, offering peace of mind with all new modern interior design in 2020, Hardie board exterior in 2022, plus roof, windows, and doors updated in 2019. This level offers wide open living with windows all the way around bring the outdoors in. Almost feel like you're walking on water. The open concept means whether in the living room, kitchen of dining, the lagoon is living breathing art. In addition to the main residence, there are two separate 1-bedroom units on the main level. The waterfront apartment is fully furnished and features its own covered deck overlooking the lagoon, creating a charming retreat for guests, parents in their golden years, or rental income (short term, or long term). The second 1-bedroom unit is located street side, offering even more flexibility for extended family, tenants, or owner-occupant income potential. Whether you envision a waterfront primary residence with income-producing units, a multi-generational coastal compound, or a smart investment property in a highly desirable location, this S Lagoon property delivers rare versatility, updated design, peace of mind of a renovation, and the boating lifestyle Florida is made of.

6722 S Lagoon Drive, Panama City
$289,000
2 Beds ⋅ 2 Baths ⋅ 790018 MLS
WATERFRONT....Do you have a boat?? Lagoon Waterfront living at its best! This beautifully maintained 2 bedroom, 2 bath condo overlooks the stunning Lagoon with direct access leading to the Gulf and Bays -- a true paradise for fishing and boating enthusiasts. Enjoy breathtaking water views from your private balcony while relaxing in the coastal breeze. This community offers wonderful amenities designed for relaxation and fun, including a boat dock, boat parking, pool, sauna, community room, picnic area, tennis and pickleball courts, dog walking area and 1.5 blocks to the spectacular white sandy beach and Emerald Green Gulf Water. Conveniently located near popular restaurants, local bars, shopping, and family entertainment, making it perfect as a primary residence, vacation getaway, or investment property. Experience the perfect blend of coastal charm, recreation, and convenience all in one incredible location! MUST SEE!!!

8730 Thomas Drive Unit 308, Panama City
$895,000
3 Beds ⋅ 4 Baths ⋅ 790008 MLS
Positioned along the waterfront with sweeping views and an effortless sense of refinement, this exceptional luxury condominium offers a rare blend of sophisticated design, elevated comfort, and lock-and-leave convenience. Perfectly located adjacent to historic St. Andrews, owners can step beyond the gates and immediately immerse themselves in one of Bay County's most beloved waterfront districts. Enjoy walkable access to locally owned restaurants, cocktail lounges, live music, boutique shopping, weekend farmers markets, waterfront parks, and marina life -- all set against the charm and character that have made St. Andrews a destination for generations. From spontaneous sunset dinners and morning coffee walks to boating, fishing, and year-round community events, the lifestyle offered here extends far beyond the residence itself. Thoughtfully curated with an emphasis on timeless quality over trend, the residence showcases unparalleled finishes throughout, including authentic silver birch wood flooring, commercial-grade professional KitchenAid appliances, integrated Sonos surround sound, and beautifully tailored living spaces designed for both everyday comfort and elegant entertaining. Expansive walls of glass invite natural light across the main living areas while seamlessly connecting the interior to the oversized waterfront balcony -- an extension of the home itself. Complete with a built-in outdoor kitchen and gas grill, the balcony creates the perfect setting for sunset dinners, quiet mornings overlooking the water, or entertaining guests against a breathtaking coastal backdrop. Unlike many luxury waterfront residences, this home offers the ease and practicality of main-floor living, allowing effortless access for both owners and pets without the inconvenience of elevators or stairs becoming part of daily life. The primary suite and living spaces were designed to prioritize comfort, privacy, and understated elegance, creating an atmosphere that feels more akin to a private coastal retreat than a condominium. Residents enjoy access to resort-style amenities, including a heated pool maintained at approximately 80 degrees year-round, all while surrounded by one of the area's most exclusive waterfront settings. (HOA Dues include the following: Gas, Cable, Internet, Common area dues, Residential area dues, water, sewer, garbage, pest control.) This is a residence for the buyer who values craftsmanship, discretion, and lifestyle equally -- a rare opportunity to own a truly distinguished waterfront property where luxury speaks quietly, yet unmistakably.

3001 W 10th Street Unit 213, Panama City
$525,000
3 Beds ⋅ 3 Baths ⋅ 789942 MLS
BAYFRONT LIVING AT MAGNOLIA BAY! Welcome to your coastal oasis at Magnolia Bay! This exceptional 3-bedroom, 3-bathroom condominium nestled on the serene bayfront, offers a lifestyle of luxury and convenience. Featured are two master bedrooms and private bathrooms, with an added bonus of a generously sized bonus room, perfect for a second bedroom or your home office. This condo features stainless steel VIKING appliances, custom granite countertops, tile and luxury vinyl plank flooring throughout, a custom marble wall under the kitchen bar area, plantation blinds and custom drapes, newer hot water heater , and newer HVAC and dishwasher. The open concept design seamlessly leads to an expansive, wrap around, corner balcony, inviting you to enjoy bayfront views, including those mesmerizing sunsets! This bay front condo is a coastal living haven, just a short boat ride away from the emerald waters of the Gulf of Mexico. This gated community boasts a wealth of amenities for your pleasure to include a waterfront fitness room, a community room complete with a pool table and a pool that is heated during several months. For outdoor enthusiasts, a pier and kayak rack are available, ensuring you can make the most of the bay at your leisure. This unit comes with one covered parking space. Don't miss the chance to experience bay front living in this splendid coastal condominium! As always, dimensions are approximate. Buyer to verify if deemed important.

2400 Grandiflora Boulevard Unit E601, Panama City
$1,325,000
3 Beds ⋅ 5 Baths ⋅ 789910 MLS
Located in the heart of Kings Point, one of Panama City's most storied and sought-after neighborhoods with NO HOA, this is an incredible WATERFRONT property where deep-water access, luxury amenities, and authentic community come together to make home. No HOA. This home is over 5,000 SF heated and cooled living space and has been designed for families who want everything within reach and ideal for those who want to truly live the lifestyle that waterfront living affords. Step out your door, onto your private dock and oversized pool. Deep-water access paired with a 10,000 lb. boat lift with walk boards in a 34'x14' slip means your vessel is ready the moment you are, and with just 6 nautical miles to the Gulf of America with no idle speed zones, a saltwater escape is never more than a short cruise away. This dock is designed and prepped to add a boat house cover so when the time comes, you're ready to make it happen. When staying home is on the agenda, the pool draws you in: designed with lap lanes for the swimmer who takes their mornings seriously and transforms effortlessly into the ultimate backyard centerpiece. It's equally suited for quiet Sunday floats and back yard gatherings with neighbors you're going to love! A charming brick exterior, a covered porch the length of the home and mature landscaping is what you're greeted with when you pull into your two-car garage. Inside, every space has been sized generously and designed with intention. Oversized bedrooms and walk-in closets offers a home feel like a true retreat. The primary suite is anchored on the main level by two closets that rival entire rooms. A gracious sitting room off the foyer sets the tone from the moment you arrive. The dedicated home office, complete with its own fireplace and built-in with custom millwork, is the kind of space that makes working remotely feel like a privilege. And upstairs there's a flex room that would be equally suited as a private fitness studio, playroom, or creative haven, adapting naturally as your life evolves. Above the garage, an additional fully outfitted 720 SF (not included in overall SF) theater room doubles beautifully as an independent mother-in-law suite. A full bath is also accessible from this area giving your guests the space they deserve or perfect for nights in a game room. Mahjong or poker anyone? The kitchen and living area are spacious and include exceptional views of the large pool, a pavered patio, mature landscaping and the waters leading into the Bay. The kitchen brings additional seating with an eat-in area and offers professional-grade appliances, a full-size wine cooler, double ovens-great for entertaining, cooktop with stainless range hood, ice maker, prep sink, and oversized walk-in pantry. The living area is anchored with a fireplace and flanked by two sets of French doors leading to the patio, pool and dock. The formal dining room is just off the kitchen and presented beautifully with a gorgeous chandelier and wallcovering. A convenient powder room for guests is located off the foyer in the center of the home. Upstairs, you'll find the flex room as well as two guest bedrooms with en-suite baths and multiple walk-in closets for each bedroom. This kind of space and room to spread out is rare in a home this size! Kings Point is the kind of community where people plant roots and stay. Walkable streets, mature canopy trees, and neighbors who wave...it's a pace of life that feels increasingly rare and genuinely worth savoring. The location is as practical as it is enviable: Publix and everyday conveniences are just minutes away. Coastal dining favorites in St. Andrews are just minutes away and the waterfront restaurants along St. Andrews Bay are near you. Top-rated schools serve the area, and everything you love about coastal Florida living is right outside your door. Twenty minutes to the beach. Six nautical miles to the Gulf.

2806 Canal Drive, Panama City
$260,000
2 Beds ⋅ 2 Baths ⋅ 789892 MLS
This beautifully updated, turnkey lakeview condo at Laketown Wharf offers an exceptional blend of value, style, and rental potential. Featuring 2 bedrooms, 2 bathrooms, plus a private bunk room, this thoughtfully designed condo offers approximately 1,262 square feet of comfortable coastal living and is ready to enjoy from day one whether as a personal beach retreat, full-time residence, or vacation rental investment. The open-concept living and dining area flows seamlessly into the spacious kitchen, complete with granite countertops, a breakfast bar, tiled backsplash, and updated finishes that create an inviting space for entertaining or relaxing after a day at the beach. Recent improvements throughout the condo include a newer HVAC system (2023), water heater (2022), fresh interior paint, painted kitchen and bathroom cabinetry, updated lighting and LED fixtures, crown molding in the living room and bedrooms, and a barn door added to the bunk room for additional privacy and functionality. Step outside onto the oversized balcony and enjoy peaceful lake views along with Laketown Wharf's nightly fountain show, creating the perfect backdrop for morning coffee or evening relaxation. Laketown Wharf is known for its extensive resort-style amenities, including five swimming pools, a putting green, fitness center, lakefront boardwalk, beach access, restaurants, and family-friendly attractions that continue to make it one of the area's most sought-after destinations for both owners and vacationers. Whether you're searching for a move-in-ready coastal getaway, an investment property with strong rental appeal, or the perfect blend of both, this updated condo offers an outstanding opportunity in one of Panama City Beach's most amenity-rich communities.

9902 S Thomas Drive Unit 329, Panama City
$309,000
3 Beds ⋅ 2 Baths ⋅ 789894 MLS
CHECK OUT THE NEW PRICE ON THIS WATERFRONT CONDO! SAME BEAUTIFUL VILLA! Experience coastal living in this beautifully decorated waterfront villa, perfectly positioned for relaxation and adventure. The expansive primary suite offers amazing Lagoon views and an en-suite bath with a double sink vanity. A versatile loft bedroom adds extra flexibility. Ideal for hosting additional guests. The open-concept living and dining area is perfect for entertaining, with a breakfast bar for added casual dining. A downstairs bedroom with a full bath ensures convenience and privacy. Enjoy community amenities, including a pool, pickle ball/tennis courts, and dock with easy Bay and Gulf access. Boat parking is available. Convenient access to beach, dining, shopping, and the Navy base, this villa offers both comfort and investment potential. View this one in person in between the rental guests, fall in love, and make an offer we can't refuse!

8730 S Thomas Drive Unit 213, Panama City
$282,925
3 Beds ⋅ 2 Baths ⋅ 789889 MLS
** FOR 5K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER, DRYER, FRIDGE & BLINDS** Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful WATERFRONT community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to Mexico Beach, or a short boat ride to Shell Island.

1306 Primrose Lane, Panama City
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