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2220 Saint Andrews Boulevard, Panama City
$599,900
797071 MLS
Position your business for success with this highly visible property located directly on Highway 390 (St. Andrews Boulevard), offering excellent exposure, convenient access, and outstanding potential for commercial use! Situated on approximately 0.801 acres, this versatile property features an existing 2,867 sq. ft. structure with a spacious and flexible layout that can potentially accommodate a variety of business operations. Currently configured as a 3-bedroom, 2-bathroom residence with three additional oversized living areas, the property offers excellent possibilities for conversion into professional offices, medical or wellness offices, retail space, a showroom, conference rooms, or other business-related uses, subject to applicable zoning and approvals. The generous lot size provides additional opportunities for investors, business owners, and developers looking to maximize the property's potential. With ample outdoor space, there may be possibilities for additional parking, future expansion, or construction of a second structure toward the rear of the property, subject to local regulations and approval. The combination of highway frontage, strong visibility, existing square footage, and land creates an attractive opportunity for businesses seeking a prominent location without starting from the ground up. Whether you're an entrepreneur looking to establish or expand your business, an investor seeking a property with multiple potential uses, or a developer exploring future possibilities, this property offers the space, flexibility, and location to support your vision. Conveniently situated near established businesses, shopping, dining, and major roadways, this location provides accessibility for customers, clients, and employees. Don't miss this opportunity to secure a highly visible property along one of Panama City's well-traveled corridors! Explore the possibilities and schedule your private showing today. All commercial uses, improvements, expansions, and development possibilities are subject to zoning, permitting, and applicable local approvals. All measurements are approximate and should be verified if important

2220 Saint Andrews Boulevard, Panama City

906 Everitt Avenue, Panama City
$199,000
3 Beds ⋅ 2 Baths ⋅ 796993 MLS
Welcome to the ultimate blend of timeless durability, modern luxury, and absolute peace of mind! Nestled in an ultra convenient location close to everything, this stunning property combines the rock solid strength of classic brick construction with the unbeatable longevity and storm readiness of a newer metal roof, all with NO HOA. Situated on an oversized lot with a massive front yard and tons of parking, front and back this home offers incredible space, privacy, and endless outdoor potential. You can stop searching for move-in ready because this home has been completely redone from the studs. Every detail is newer, featuring upgraded energy-efficient windows, newer electrical systems, and entirely replaced drain lines with zero cast iron onsite. Inside, an expansive living area flows seamlessly into the open-concept kitchen and dining space, perfect for entertaining. The gorgeous, updated kitchen features modern cabinetry, contemporary countertops, and premium finishes. Down the hallway, a well-designed split layout features two comfortable bedrooms sharing an updated full guest bath to the left, while a larger private master bedroom with its own updated en-suite bathroom sits to the right. Low-maintenance brick, a high-performance newer metal roof for lower insurance costs, no HOA restrictions, and a prime location makes this a rare, fully updated gem. At this price, it's a great deal--so call fast and schedule your private tour today!

906 Everitt Avenue, Panama City

1620 Deer Avenue, Panama City
$348,000
3 Beds ⋅ 2 Baths ⋅ 796743 MLS
OPEN HOUSE THIS WEEKEND! Saturday, October 24, 11 AM-1 PM & Sunday, October 25, 12 PM-3 PM. WHAT IF YOU COULD ENJOY A BEAUTIFULLY UPDATED HOME IN HISTORIC ST. ANDREWS - WITH THE OPTION FOR AN EVEN BIGGER BACKYARD? Discover this move-in-ready 3-bedroom, 2-bath home approximately one mile from St. Andrews Bay! Enjoy the charm of Historic St. Andrews, with its waterfront restaurants, local shops, marinas, and beautiful sunsets just minutes away. Step inside to a spacious, open living area featuring wood-look flooring, fresh interior paint, and plenty of natural light. The generously sized kitchen offers abundant cabinetry, extensive counter space, stainless steel appliances, a built-in oven and microwave, and a large breakfast bar overlooking the living area. Both bathrooms have been beautifully updated, including a tiled walk-in shower with glass doors and seating. Additional highlights include a 2019 roof, newer HVAC system, two-car carport, extended driveway, and large detached storage building. LOOKING FOR MORE YARD SPACE? The seller is also offering the adjacent vacant lot at 1618 Deer Avenue for separate purchase! Buyers who want a larger backyard have the opportunity to purchase both properties and enjoy additional space for outdoor living, entertaining, or gardening. The lot has its own title and parcel number and is available for an additional price. It is not included in the home's listing price. Come see the home, explore the possibilities, and schedule your private showing today!

1620 Deer Avenue, Panama City

549 E 4th Court, Panama City
$415,000
3 Beds ⋅ 2 Baths ⋅ 796576 MLS
DUAL-DWELLING INCOME POTENTIAL | THE COVE MEETS DOWNTOWN PANAMA CITY Under a majestic canopy of heritage live oaks, among the rare mature trees to stand proud through Hurricane Michael, sits this 1935 coastal cottage and fully equipped detached guest house. Blending historic Southern character with an effective build year of 2015, this property delivers the ideal mix of vintage soul, modern luxury, and unmatched flexibility. With two completely independent dwellings, the possibilities are effortless: live in the main home while generating steady rental revenue from the ADU, rent both units to maximize returns, or create the ultimate private multi-generational compound. A vibrant red front door at the main entrance welcomes you onto the covered porch and into an airy, light-filled open floor plan highlighted by original crown molding, recessed lighting, and a painted brick fireplace. The galley kitchen boasts extensive granite counter space, crisp white cabinetry, subway tile, and stainless steel appliances. Down a subtle step-down transition, the cozy family room offers a quiet retreat overlooking the grounds. The primary retreat features a mini-split system, a walk-in wardrobe, and an ensuite bath with a double granite vanity and a wet-room bath suite, complete with a freestanding soaking tub and custom dual shower fixtures featuring an overhead waterfall fixture. Down the hall, a versatile dedicated home office includes its own closet (readily functioning as an official third bedroom or flex space), while an oversized guest bedroom, full guest bath, and separate laundry/utility room complete the main interior layout. Set privately across the sprawling fenced backyard, the detached studio is fully autonomous. It features its own architectural metal roof, private covered porch, ADA-compliant detachable ramp, dedicated mini-split climate control, tankless water heater, full kitchen with breakfast bar island, and a newly remodeled modern walk-in tile shower. Leave historic home worries behind: documented capital improvements include foundation work by Alpha Foundations (2026), full attic restoration (2025), a 200-Amp electrical service upgrade (2023) equipped with a dedicated smart electric vehicle charger, new concrete walkways, an 8x4 garden shed, and durable metal roofs on both structures. Modern tech and security convey seamlessly: the property includes an installed Vector Security system featuring an interior touchscreen monitor and dual exterior roofline-mounted cameras covering both the front entrance and back patio, plus eligibility to assume the sellers' rare, grandfathered high-speed Xfinity internet plan. Tucked on a quiet street bordered by beloved neighbors on the edge of The Cove, you enjoy the close-knit camaraderie and storybook charm without sacrificing convenience. Take a golf cart ride across Massalina Bayou to watch sailboats drift against evening sunsets, explore the Panama City Marina, dine and delight in Historic Downtown Panama City's ever-growing cuisine and activity scene, or grab fresh produce at the Saturday Farmers Market, the 6th largest in the nation. Errands and commutes could not be easier with instant access to Hwy 98 and walkable neighborhood staples like CVS and Dollar General. Best of all, having Ascension Sacred Heart Hospital and the Panama City Fire Department just blocks from your door offers unmatched everyday peace of mind.

549 E 4th Court, Panama City

5121 Stratford Avenue, Panama City
$505,000
2 Beds ⋅ 4 Baths ⋅ 796333 MLS
A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. Offered in true ''As-Is'' condition, this home needs work but delivers good bones, character, and a coastal lifestyle. Step inside to a layout designed around water views and entertaining. The dining room serves as a focal point with tile flooring, a custom accent ceiling, and panoramic waterfront views that flood the space with natural light. Adjacent sits a versatile, oversized service bar that seamlessly connects the dining area to the living room, where you'll find classic hardwood floors and a cozy gas fireplace with a brick surround. The generous kitchen comes fully equipped with newer GE stainless steel appliances, an island with a cooktop, a pantry, an abundance of cabinetry, and charming green tile countertops. The home features 3.5 bathrooms, including a convenient exterior-access bathroom ideal for rinsing off after a day out on the water or on the boat. The primary suite includes a walk-in closet and a beautifully renovated en-suite bathroom complete with an updated vanity, a tiled shower with seating, a free-standing soaking tub, and a stunning stained-glass window. Outside, the large lot features a detached garage/workshop equipped with power--perfect for boat maintenance, DIY projects, or extra storage. Bring your boat, bring your vision, and secure rare deepwater property today!

5121 Stratford Avenue, Panama City

720 Bunkers Cove Road, Panama City
$1,899,000
4 Beds ⋅ 3 Baths ⋅ 796269 MLS
Life waterfront is truly lived deep in the Cove on Bunkers Cove Road. This fully-renovated, single-level, four-bedroom, three-bath waterfront home with NO HOA sits back from the road on a one-acre homesite shaded by mature oaks and magnolias. With 153 feet of waterfront, it offers pure bay views that will take your breath away at 20' elevation. Enjoy a Florida room with vaulted ceilings and 180-degree bay views. Slide the glass doors open and and step into an oasis. All built in 2024, swim in the saltwater, heated pool, lounge on the sun shelf, or unwind in the built-in spa while you entertain year-round. The covered cabana was designed specifically with gatherings in mind and offers a gas fireplace and Coyote outdoor kitchen appliances and features consistent limestone flooring continuing on from the pool deck and patio. Even with a pool and summer kitchen, this back yard still lives big! Fenced in, plenty of privacy and room to play. Stroll down to the dock, where you've got deep water, with pilings existing and prepped for a boat lift with water and 50-amp power already in place. From home, you're minutes by boat from the open Gulf pass and Shell Island with no idle speed zones in between. Just over 3,200 square feet, inside, three of the four bedrooms wake up to pure bay views, including the waterfront primary suite, your own private sanctuary. Large enough for a sitting area overlooking the pool and Bay and includes a deep, walk-in closet. Its oversized bath is flooded with natural light and features double vanities with incredible counter space, a walk-in tiled shower, a free-standing soaking tub, a separate water closet, a linen closet, and ample storage. Two large, waterfront guest bedrooms are accessible from the hallway and a guest bath offers a tiled, shower-tub combo, beautiful tiled floors and a large double vanity. The fourth bedroom is located on the opposite side of the home and features an en suite bath with Carrera marble flooring and a deep turquoise tiled shower. As you step through the front door, your eyes are drawn directly to the waterfront with glass spanning the back of the home. The open concept was well-designed and the heart of the home is this stunning kitchen, made for gathering, with GE Café appliances, quartz countertops, a zellige tile backsplash, and a walnut island. Linger over breakfast at the built-in walnut banquette, or settle in by the fireplace beneath the vaulted living room ceilings. Custom millwork and modern coastal shiplap ceilings and walls bring warmth and character to the great room, kitchen, and Florida room. Just off the kitchen is a large laundry room with sink, a built-in mudroom nook off the carport. This home offers consistent LVP flooring throughout every inch of this home is in immaculate condition. Outside the carport is a separate, 300 square foot heated and cooled space with mini-split and is ready to become your home gym, office, workshop, or climate controlled storage. Peace of mind is built in this home. The home was gutted to the studs in 2022, with all plumbing and electrical replaced. It also offers concrete block construction, a hidden safe room inside the home, a 2019 roof, impact hurricane-rated windows, and a whole-home generator. At 20' elevation and X flood zone, it makes this a rare find on the water sitting high above the others. A deep water well with sprinkler system irrigates the lawn. Bunkers Cove Road is a street that people wait their entire lives to live on. It's a rare waterfront homesite offering one full acre of pure bay views and sits across the street from a city-maintained community park offers swings, a playground, benches, and a walking path. The Cove neighborhood is golf cart friendly, and Historic Downtown shopping and dining are minutes away. This location. This waterfront. Your legacy. Special financing incentives available on this property from SIRVA Mortgage.

720 Bunkers Cove Road, Panama City

605 Elm Avenue, Panama City
$160,000
2 Beds ⋅ 1 Baths ⋅ 796246 MLS
**CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS** Turnkey income-producing opportunity in Panama City's historic Millville neighborhood! Offered at $160,000 with a long-term tenant in place at $1,650 per month, 605 Elm Avenue generates $19,800 in scheduled annual gross rent, representing an impressive approximately 12.4% gross rent yield at the asking price before expenses. For investors looking for immediate income without taking on another major renovation project, this property offers a compelling combination of existing cash flow, substantial improvements already completed, durable construction and long-term location potential. This 2-bedroom, 1-bath concrete-block home has been extensively improved while maintaining a manageable and efficient rental footprint. Updates include a newer roof, windows and flooring, updated plumbing and sewer components, renovated kitchen and bathroom, newer fixtures and lighting, appliances, attic ductwork and gas lines. The home features central air and gas heat, while the updated kitchen offers modern cabinetry, stainless-steel appliances and gas cooking. Wood-plank ceilings, recessed lighting, updated flooring and thoughtful interior finishes give the home character that stands apart from the typical rental property in this price range. The property offers approximately 609 heated square feet and a lot large enough for ones creative mind to run wild. This home currently has mature landscaping, a gravel driveway, side access and a rear patio and yard area. Location is another major component of the investment. Positioned in Millville near Watson Bayou, the property is only a few blocks from Millville Waterfront Park, its public boat ramp, fishing and waterfront recreation, and approximately 5 minutes from Downtown Panama City. Everyday employment and services are equally accessible, with Ascension Sacred Heart Bay approximately 2 miles away, while the 23rd Street employment and retail corridor--including HCA Florida Gulf Coast Hospital and Walmart--is approximately 4-5 miles away, with Target roughly 5 miles away. Tyndall Air Force Base is approximately 8-10 miles to the east, providing access to one of the area's largest employment centers, while the white-sand beaches of Panama City Beach are approximately 12-15 miles away. US-98 provides convenient east-west access throughout Bay County and is right around the corner from this investment opportunity. For investors, the numbers and fundamentals are straightforward: $160,000 asking price, $1,650 monthly rent, $19,800 scheduled annual gross rent and approximately 12.4% gross rent yield before expenses, combined with concrete-block construction, significant improvements already completed and a tenant in place. Whether adding another property to an established rental portfolio or looking for an approachable entry into the Panama City long-term rental market, 605 Elm Avenue offers immediate income today with exposure to the continued growth and redevelopment of the surrounding area.

605 Elm Avenue, Panama City

2100 W Beach Drive Unit ZS101, Panama City
$280,000
2 Beds ⋅ 1 Baths ⋅ 796001 MLS
Welcome to this beautifully renovated 2-bedroom, 1-bath ground-floor condo in the heart of historic St. Andrews! Thoughtfully updated from top to bottom, this move-in-ready unit combines a fresh coastal feel with an established setting surrounded by mature oak trees. Inside, you'll find new tile plank flooring throughout, creating a clean, cohesive look that's both stylish and easy to maintain. The completely remodeled kitchen features all-new cabinetry, quartz counter tops and stainless steel appliances, complemented by an aqua-blue accent backsplash that adds the perfect touch of coastal character. The updated bathroom features a spacious walk-in shower with a glass enclosure and modern finishes. One of the standout features of this unit is its location within the complex. Situated south of Beach Drive, it offers bay views and an east-facing patio where you can enjoy the morning sunshine and coastal breezes. Being on the ground floor means no stairs to navigate and easy access to your home, patio and parking. Even better, this unit includes TWO assigned parking spaces--a valuable feature when many units have only one. The established community offers two swimming pools and a peaceful residential atmosphere, with no short-term rentals permitted. Mature trees and lush surroundings give the property a welcoming, tucked-away feel while still placing you right in the heart of St. Andrews. Enjoy being close to the waterfront, local restaurants, coffee shops, boutiques, parks, marinas and the unique shops and entertainment that make St. Andrews one of Panama City's most loved areas. Whether you're heading out for lunch, enjoying an afternoon near the bay or exploring the neighborhood, so much of the St. Andrews lifestyle is just minutes from your front door. Completely renovated, ground-floor living, two assigned parking spaces, bay views and an exceptional location south of Beach Drive--this condo offers a combination that's hard to find!

2100 W Beach Drive Unit ZS101, Panama City

901 E 2nd Place, Panama City
$212,900
3 Beds ⋅ 2 Baths ⋅ 795987 MLS
901 E 2nd Pl offers a spacious 3-bedroom, 1-bath home with approximately 1,557 square feet and plenty of potential to make it your own. The home features a functional layout with generously sized living spaces, updated flooring throughout much of the interior, and an abundance of natural light from multiple windows. Major systems have already seen important updates, with the roof and HVAC both approximately 7 years old, helping take some of the bigger-ticket items off the list. The property also offers a large bonus/flex space that could serve as a second living area, home office, game room, hobby space, or additional storage depending on your needs. Outside, the home sits on a spacious lot with a large backyard surrounded by mature trees and vegetation, providing plenty of room for outdoor entertaining, pets, gardening, or future improvements. An attached utility/workshop area adds even more usable space. With its solid square footage, flexible floor plan, updated major systems, and convenient Panama City location, this home presents an excellent opportunity for an owner-occupant looking to personalize a home or a buyer searching for a property with value-add potential. |3 Bedrooms | 1 Bathroom | Approx. 1,557 SF | Roof Approx. 7 Years Old | HVAC Approx. 7 Years Old | Spacious Lot | Bonus/Flex Space Schedule your showing and see the possibilities this Panama City home has to offer. Property is being sold as-is no repairs to be made. Buyer and buyer's agent to verify all measurements, system ages, condition, and information deemed important.

901 E 2nd Place, Panama City

904 E 2nd Court, Panama City
$429,000
3 Beds ⋅ 4 Baths ⋅ 795891 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACK UP OFFERS. Completely transformed and in the heart of the historic Cove neighborhood! Every detail has been thoughtfully reimagined, and every corner invites you to slow down, settle in, and stay awhile. This modern coastal design is fun and fits the vibe of the Cove perfectly while still preserving the charm of the historic homes. With custom wood millwork throughout, fun wallpaper and neutral, yet coastal colors throughout...this one is a stunner! Picture your mornings here. Sunlight fills the living room and climbs the soaring vaulted ceilings. You curl up with your coffee by the stunning brick fireplace, the kind of spot that becomes the heart of a home. On cooler evenings, the lights go low, the conversations run long, and the best memories are made right here. This open floor plan is perfect for entertaining a large family or friends as it's oversized compared to other homes this size in the neighborhood. This 2,100-square-foot home offers single-level living, is fully renovated, and lives bigger than its footprint. The modern coastal design is fresh, fun, and welcoming, a perfect reflection of the Cove's laid-back charm. All three bedrooms have their own en suite bathroom, so everyone gets a private retreat and no one has to share. Two primary suites make room for overnight guests, visiting loved ones, or anyone who deserves a little extra space. Oversized closets in every bedroom are a rare find in the Cove and a powder room keeps guests comfortable when you entertain. The practical touches make everyday life easier. There's a large walk-in pantry for stocking up for game nights and holiday gatherings that doubles as a laundry framed by gorgeous wood doors. The dining room is separate yet still included as part of the open concept and easily accessible to the back yard. Don't need a separate dining room? Utilize this space as a home office or play room for the kids and include your dining area in the living room as it's large enough for both! Step into the backyard and you'll find the feature that sets this home apart: a detached, climate-controlled room waiting to become whatever you dream it to be. Roll out a yoga mat as the day wakes up. Build the home gym you've always wanted. Close the door on a quiet home office where focus comes easy. Set up an easel and let creativity flow, or create a moody hideaway for movie nights and game days. This room is also perfect if you desire to homeschool with plenty of room for the kids! With room for a pool, the backyard is ready for lazy summer afternoons and sunset swims! Beyond your front door, the Cove wraps you in a sense of belonging that's hard to find. Charming homes line the streets, and walkable sidewalks invite evening strolls. City-maintained parks and playgrounds bring neighbors together. Then there's Beach Drive, where the sunsets paint the sky in gold and pink and you'll find yourself stopping, again and again, just to take it all in. Downtown Panama City is only minutes away, with farmers markets, lively festivals, local restaurants, and one-of-a-kind shops that make every weekend feel like a little adventure. This is more than a renovated house. It's a place to put down roots, celebrate the milestones, and savor the quiet moments in between. Welcome home to the Cove.

904 E 2nd Court, Panama City

331 Maine Avenue, Panama City
$249,000
4 Beds ⋅ 2 Baths ⋅ 795808 MLS
HOT OPPORTUNITY FOR INCOME AND A BIG TAX BREAK, ALL IN ONE! Or enjoy the furnishings, appliances, decor, and accessories as an owner-occupant. EVERYTHING CONVEYS! This versatile property, once a 4 BR 2 BA, has been converted to a 2-unit rental property that is perfect for short- or mid-term rental income or as a single-family main house/mother-in-law suite arrangement. Want to restore the 4/2 as one unit? No problem! Just uncover the blocked-off door between units, and you're there! This property has been rented only on Furnished Finder and by word of mouth. Seller states income for 2025 was $28,710! WHY THIS PROPERTY IS AWESOME: --Multiple possibilities for living/renting - especially as workforce housing for travel nurses, military, contractors, and others --NEW METAL ROOF in 2026! --Other updates/upgrades/repairs made recently. See attached documents. --2 BR, 1 BA in front, 1 BR, 1 BA in back (or restore to 4/2 as noted above) --Stated mid-term rental income of up to $1,700 for front unit, $1,600/mo for back unit - WOW! --Full kitchen in front, efficient kitchenette in back --SOLD FULLY FURNISHED! --Fresh paint in main (front) unit --Driveway parking for 4; boat parking is easy! --HUGE backyard on this 75' x 200' lot. Make your own nature oasis with fruit trees or palms or put in a pickleball court, fire pit, and a pool! --Close to Ascension Sacred Heart (Bay Medical), downtown PC, Eastern Shipbuilding, two marinas, Tyndall AFB, and walkable to Gene's Oyster Bar See the full list of updates/upgrades/repairs in the attached DOCUMENTS section. COME SEE THIS TODAY! OPEN FOR SHOWINGS ANY TIME!

331 Maine Avenue, Panama City

3533 W Highway 98, Panama City
$1,174,999
795696 MLS
Rare opportunity to acquire a 14-unit multifamily property positioned directly along W Hwy 98 in Panama City, offering investors an established income-producing asset in a highly visible and strategically located corridor. With approximately 42,250 vehicles traveling this segment of W Hwy 98 daily, and updates from 2021 including new electrical, sewer and water lines, windows, doors, drywall, trusses and roof, the property benefits from exceptional exposure and convenient connectivity throughout Panama City and the surrounding Bay County market. Located in the historic St. Andrews area, this property places residents within easy reach of everyday necessities, restaurants, shopping, employment centers, schools, recreation and major transportation routes. The surrounding area provides convenient access to the Port of Panama City, Gulf Coast State College, Florida State University-Panama City, downtown Panama City, the Hathaway Bridge and the beaches of Panama City Beach. For residents, the location offers the convenience of being close to work, education, dining and entertainment, while investors benefit from the property's established multifamily use and proximity to major demand drivers throughout the Panama City market. Lucille Moore Elementary School is approximately 0.2 miles away, with Jinks Middle School approximately 2.5 miles and Bay High School approximately 2.9 miles from the property. The property's history as a multifamily asset dates back to its construction in approximately 1970, with public records also reflecting its historic operation as Bay Villa Apartments. Whether you're looking to add an established multifamily asset to your portfolio, or capitalize on the continued demand for housing in the Panama City/St. Andrews area, 3533 W Hwy 98 presents a unique opportunity to own a sizable multifamily property along one of the area's most traveled corridors. Buyer to independently verify all measurements, zoning, permitted uses, unit configuration, financials, traffic counts, and other property information deemed important to buyer. All financial information is approximate, provided by owner.

3533 W Highway 98, Panama City

3104 W 16th Street, Panama City
$349,000
3 Beds ⋅ 2 Baths ⋅ 795646 MLS
Your own dock on Lake Huntington, a finished and climate-controlled outbuilding, and Historic St. Andrews less than a mile away: this 1941 cottage offers a combination that is hard to find in this part of Panama City. The home sits on the north side of 16th Street, and the sale includes the separate deeded waterfront lot and private dock directly across the street, so the screened front porch looks out toward the lake and your dock. Lake Huntington opens to St. Andrews Bay beneath the 15th Street bridge, and from the bay it is open water through St. Andrews Pass to Shell Island and the Gulf of Mexico (buyer to verify clearance and depth for their vessel). The public launch ramp at St. Andrews Marina is about a mile away. Inside, three bedrooms and two full baths sit on one level, with the arched doorways and hardwood floors of a classic 1940s cottage, tile in the kitchen and dining room, plantation shutters, ceiling fans, and a primary bath with a tiled walk-in shower. The white kitchen opens to the dining room through a wide arch and includes a dishwasher and electric range. The updates here are tasteful rather than flashy, and the sellers went a step further than most by extensively encapsulating the crawl space, which means less moisture under the house and peace of mind for years to come. Behind the house, the detached building is finished, heated, and cooled, so it works as a year-round office, studio, or workshop rather than a hot storage shed. A long paved driveway leaves room for a boat and trailer, the yard is fully fenced, and there is no HOA. The restaurants, bars, marina, and shops along Beck Avenue in Historic St. Andrews are a three-minute drive or a 15-minute walk. Naval Support Activity Panama City is about 10 minutes away, and the Hathaway Bridge to Panama City Beach is under 10 minutes. Metal roof, central heat and air, city water and sewer. Sold as is, and the sellers will entertain owner-financing offers. Two parcels convey together: 29140-000-000 (home) and 29142-020-000 (dock).

3104 W 16th Street, Panama City

1434 W 10th Street, Panama City
$199,900
3 Beds ⋅ 1 Baths ⋅ 795645 MLS
Updated 1942 painted-brick cottage in Oakland Terrace on a fenced lot 150 feet deep, with rooftop solar, a renovated kitchen, and an enclosed front sunroom that adds real living space beyond the 874 heated square feet. You are 4 minutes from the St. Andrews Marina and Historic St. Andrews, 5 from downtown Panama City, 6 from Ascension Sacred Heart Bay, and a half-mile walk from Oakland Terrace Park's pickleball and tennis courts, playground, and walking track. The covered front porch leads into the sunroom, a brick-walled, window-lined room with a glass entry door that works as a plant room, office, or second sitting area. A sliding barn door opens to the living room, and hardwood floors continue through the dining area and all three bedrooms. The kitchen has been redone with blue cabinetry, butcher-block counters, open shelving, shiplap walls, and stainless appliances, and it connects to a dedicated laundry room with its own door to the backyard. Out back is where this lot separates itself: deeper than many nearby lots, fully fenced, shaded by mature oaks, with a rear deck for grilling and a storage shed for bikes, kayaks, or tools. The rooftop solar array (buyer to verify ownership and system details) sits on a home that already has central heat and air and ceiling fans. Three bedrooms and a full bath with tub-shower combo, all on one level, no HOA, and FHA, VA, and conventional financing welcome. Naval Support Activity Panama City is about 14 minutes away, Tyndall AFB about 21, and the Gulf beaches at St. Andrews State Park about 18.

1434 W 10th Street, Panama City

802 E 2nd Street, Panama City
$290,000
4 Beds ⋅ 1 Baths ⋅ 795607 MLS
***Motivated sellers are ready to make a deal! All reasonable offers are welcomed, and sellers will offer concessions with the right offer*** Welcome to 802 E 2nd St., in Panama City's beloved Bunkers Cove, an established and charming neighborhood just minutes from downtown. This 4-bedroom home is full of personality, character, and a few delightful quirks that make it anything but cookie-cutter. Inside, you'll find a surprisingly versatile floor plan with a spacious living room and wood burning fireplace, separate dining area, and plenty of opportunity to make the home your own. All windows were replaced in 2019, providing an important update while preserving the home's vintage charm. A large lot and expansive backyard make a wonderful setting for children, pets, gardening, entertaining, or simply enjoying more outdoor space than you typically find with newer construction. A separate storage building provides additional room for lawn equipment, bikes, tools, hobbies, and more. The existing above-ground pool is negotiable, allowing the next owner to keep it or reclaim even more backyard space. This home has been very well maintained and shows the pride of ownership. Whether you're a first-time buyer, growing household, or someone ready to downsize without giving up bedrooms, yard space, and character, this home has many possibilities to make it your own! If you've been waiting for the right opportunity, now is the time to schedule your showing and bring your offer! Buyer to verify all information if deemed important.

802 E 2nd Street, Panama City

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