Panama City FL Waterfront Real Estate, Homes, Condos for Sale

3001 W 10th Street Unit 519, Panama City

Discover the Harbour Village Lifestyle - Where Historic St. Andrews Meets Waterfront Elegance. In the heart of historic St. Andrews, where beloved local restaurants, unique shops, and waterfront charm create one of Panama City's most vibrant destinations, Harbour Village offers a lifestyle all its own. Nestled among magnificent live oaks along the Bay and St. Andrews Marina, HV 519 is a coveted end residence in a special enclave shared by just six of the community's 116 Condominiums. Double entry doors welcome you into a home framed by extraordinary views and a sense of privacy. Just beyond your door, enjoy the majestic oaks of the park and a peaceful gated garden atop the parking garage, complete with outdoor grilling, a fireplace and an elegantly appointed gazebo. Double doors open to breathtaking views toward Shell Island and the sparkling waters beyond. The oversized kitchen, with its generous workspace and pantry, is a chef's dream. The spacious living and dining areas feature open-water views, and a gas fireplace, while the expansive balcony may become your favorite room of all. With ample space for both dining and lounge furnishings, it is the perfect setting for morning coffee, sunset gatherings, and quiet evenings watching the moon rise over the water. Birds frequent the park and calm shoreline, adding to the natural beauty of everyday life. The versatile third bedroom is currently used as an office and TV room. Two corner windows bring additional views of Panama City Marina and historic St. Andrews. The convenient half bath was customized with additional cabinetry in the former tub/shower area, offering the possibility of conversion back to a full bath. Beyond your residence, enjoy a sandy Beach, a fitness center with floor-to-ceiling windows, beautifully landscaped gardens, and the community clubhouse. Designed for both social gatherings and private celebrations, the clubhouse features a fully equipped kitchen with commercial ice maker, spacious seating area with large screen TV and fireplace, and an elegant dining room with a baby grand piano. Stroll or bike beneath the shade of grand oaks along Beach Drive, explore the area's distinctive historic homes, or choose from some of the finest dining experiences in downtown Panama City and St. Andrews. St Andrews Marina is nearby, and Shell Island is just minutes away by boat. More than a home, Harbour Village is a waterfront village with a lifestyle to love. Come join the village. Don't miss this opportunity .

3001 W 10th Street Unit 519, Panama City

$749,900

4 Beds ⋅ 3 Baths ⋅ 797021 MLS

WATERFRONT LIVING AT ITS FINEST WITH DEEP-WATER ACCESS TO EAST BAY AND THE GULF OF AMERICA! If you're looking for a spacious waterfront home designed for entertaining, boating, and enjoying the Florida lifestyle, this one has it all! Situated on beautiful Callaway Bayou, this four-bedroom, two-and-a-half-bath home offers two additional bonus rooms, an incredible outdoor entertaining area, and a private dock with deep-water access. From the moment you enter through the impressive 6' x 24' foyer, you'll appreciate the generous living spaces and thoughtful layout this home has to offer. The main level features a spacious living room with French doors opening to an expansive covered back porch that stretches the length of the home, providing beautiful views of the backyard and waterfront. The porch also features convenient enclosed storage underneath, complete with metal protection to help keep stored items dry.The kitchen offers quartz countertops, stainless steel appliances, a farmhouse-style apron sink, a center island with breakfast bar seating, and a dining area, making it ideal for everyday living and entertaining. Luxury vinyl plank flooring flows throughout the main living areas, complemented by designer lighting throughout the home. The first-floor primary suite provides a peaceful retreat, complete with French doors leading directly to the covered back porch. The spacious primary bathroom features a garden tub, separate walk-in shower, double vanity with quartz countertops, and a generous walk-through closet that conveniently connects to the laundry room. A half bath is also located on the main level for guests. Upstairs, you'll find three additional bedrooms and TWO BONUS ROOMS offering endless possibilities! The open loft area is currently used as a den and could easily serve as a home office, media room, or additional gathering space. The second bonus room overlooks the beautiful waterfront and is currently set up as an entertainment and game room. One of the upstairs bedrooms also features its own private porch and walk-in closet. BUT THE OUTDOOR LIVING IS WHERE THIS PROPERTY REALLY SHINES! Step outside to an incredible brick-paved entertaining area featuring an outdoor kitchen with a sink, refrigerator, and grilling area. Gather around the fire pit, relax on the swings, or simply enjoy the peaceful surroundings and beautiful water views. Whether hosting family gatherings, entertaining friends, or enjoying a quiet evening outdoors, this backyard was designed to make the most of waterfront living. For boating and fishing enthusiasts, the private dock features a private outdoor shower, a manual shore ramp for smaller boats, an extended fishing dock, and a separate lounging area where you can sit back and take in the waterfront views. This property offers excellent potential for boating enthusiasts looking for deep-water access. Additional highlights include a metal roof, Hardie board siding, a paved driveway, a two-car garage with built-in storage, and a private well for irrigation. The home is entirely electric and features two HVAC systems, one serving each level, both serviced annually, with one unit replaced in 2026. With four bedrooms, two additional bonus rooms, generous indoor living spaces, and an outdoor entertaining area that feels like your own private waterfront retreat, this home offers the space and versatility you've been searching for. BRING YOUR BOAT, INVITE YOUR FRIENDS, AND START ENJOYING THE WATERFRONT LIFESTYLE! All information, including but not limited to property age, square footage, room dimensions, taxes, school zones, and other property details, is deemed reliable but not guaranteed. Buyers are encouraged to independently verify all information important to their purchasing decision through personal investigation and/or qualified professionals.

500 Emerald Coast Drive, Panama City

7505 Thomas Drive Unit 222B, Panama City

$1,100,000

2 Beds ⋅ 2 Baths ⋅ 796995 MLS

Welcome to En Soleil Resort, the pinnacle of luxury on Panama City Beach's stunning coastline. Unit 222W, located on the second floor of the west tower, provides breathtaking views of the resort's lagoon-style pool and unforgettable sunsets over the Gulf. This opulent 2-bedroom, 2-bath condo boasts a true dual master split floorplan, connected by a spacious balcony, offering unmatched privacy—widely considered one of the finest layouts on the beach. Elegantly designed with high-end furnishings, the condo features a fully equipped kitchen with stainless steel appliances, a wine cooler, and modern touches like central lighting, a Nest thermostat, and a full-size laundry area. Both master suites showcase Gulf views through brand new, impact-glass windows, king-size beds, private en-suite bathrooms, and direct access to the expansive balcony—perfect for outdoor dining and grilling in style. Unit 222W is further enhanced by premium perks, including the coveted #1 parking spot and an outdoor storage closet that can be leased for additional income. With fewer rental units available at En Soleil, this condo enjoys a strong rental revenue history, making it an outstanding investment opportunity. Guests can enjoy optional beach service (March-October) and the resort's unbeatable location, with easy access to world-class dining, shopping, golf, and more. Discover the ideal combination of luxury, privacy, and investment potential at En Soleil 222W.

7505 Thomas Drive Unit 222B, Panama City

8743 Thomas Drive Unit 1425, Panama City

$295,000

1 Beds ⋅ 2 Baths ⋅ 796982 MLS

MOTIVATED SELLER! Summit #1425. Enjoy breathtaking Gulf views from this 14th-floor, 1-bedroom, 1.5-bath beachfront condo at The Summit! Comfortably sleeping six, this unit features a king bedroom, hallway bunks, queen sleeper sofa, private Gulf-front balcony, and in-unit washer/dryer. Resort amenities include direct beach access, two beachfront pools, hot tubs, saunas, fitness center, tennis and pickleball courts, tiki bar, and on-site dining. Conveniently located on Thomas Drive, steps from the brand-new Tootsie's Orchid Lounge and minutes from St. Andrews State Park, shopping, dining, and entertainment. Perfect for a vacation retreat, primary residence, or income-producing investment!

8743 Thomas Drive Unit 1425, Panama City

9860 S Thomas Drive Unit 1310, Panama City

$355,400

2 Beds ⋅ 2 Baths ⋅ 796931 MLS

Welcome to Laketown Wharf 1310! Stunning Gulf Views in the Heart of Panama City Beach! Escape to this beautifully updated and spacious condo offering space for eight: two bedrooms, two full bathrooms, a convenient bunk area, and a comfortable sleeper sofa--perfect for families or groups. Luxury vinyl plank flooring flows throughout the unit for a clean, modern feel. The primary suite features a king-size bed with sweeping ocean views, direct balcony access, and a generous en-suite bathroom complete with a garden tub, walk-in shower, and double vanity. Situated in one of Panama City Beach's largest and most impressive resorts, this property puts you in the center of the action. Enjoy private beach access just across the street, plus more than 50,000 feet of scenic lakefront boardwalk right outside your door. Restaurants, water activities, and attractions are all within easy reach. Resort Amenities: • 5 Pools -Kiddie Pool -Island Pool -10th Floor Rooftop Pool -Splash Pool -Zero entry Pool • 2 Hot Tubs • Beach Access • Fitness Center fully equipped • Putting Green • Gift and Souvenir shop • Nightly fountain and light show on the lake • Eateries in Laketown Wharf (Juan Taco, Lulu's, The Tipsy Turtle, The Wharf Seafood Buffet, Candymaker Ice Cream Shop, In Cahoots breakfast) • On-site Security • WiFi.... Nearby Attractions: • Pineapple Willy's (across the street) • Walmart • Pier Park (5.1 miles) • Frank Brown Park (5.7 miles) • St. Andrew's State Park (4.9 miles) • Emerald Falls Amusement Park (1 mile) • Cobra Amusement Park (0.6 mile) • Shipwreck Island Water Park (1.9 miles) • Zoo World • Ripley's Believe it or Not Museum • Wonderworks • Gulf World New to Laketown Wharf under the north parking garage: ''Bowling and Billiards'' is now on site featuring bowling, billiards, arcade games, axe throwing, and more!

9860 S Thomas Drive Unit 1310, Panama City

11347 Front Beach Road Unit 1011, Panama City

$350,000

2 Beds ⋅ 2 Baths ⋅ 796903 MLS

INVESTORS, TAKE NOTICE! A rare opportunity to own a Gulf-front condo at Edgewater Beach & Golf Resort, priced with renovations in mind and offering tremendous potential! Located on the 10th floor of Tower III at Edgewater Beach & Golf Resort, Unit 1011 offers 2 bedrooms, 2 bathrooms, 1,317 square feet, and incredible, unobstructed Gulf views! This condo is ready for a makeover, needing new flooring, paint, and furnishings. Whether you're an investor looking for your next vacation rental or a buyer wanting to create your own beachfront getaway, this is your opportunity to make it your own! Short-term rentals are allowed, and other units within the resort have demonstrated strong rental revenue. Enjoy breathtaking views of the white-sand beaches and emerald waters from your private balcony. HOA dues include water, cable, Wi-Fi, trash, pest control, security, not to mention Edgewater Beach & Golf Resort exceptional amenities; including direct beach access, multiple pools, hot tubs, golf, tennis, fitness facilities, on-site dining, gated access, and more! Bring your vision and take advantage of this rare opportunity to own Gulf-front property in Panama City Beach!

11347 Front Beach Road Unit 1011, Panama City

7505 Thomas Drive Unit 1312B, Panama City

$1,300,000

2 Beds ⋅ 2 Baths ⋅ 796885 MLS

BREATHTAKING OCEAN VIEWS FROM EVERY ROOM! LUXURY PANAMA CITY BEACH PENTHOUSE! Experience elevated coastal living in this stunning, fully furnished penthouse in beautiful Panama City Beach! Offering breathtaking ocean views from every room, this beautifully updated 2-bedroom, 2-bath condo combines luxury, comfort, and the ultimate resort lifestyle. The open floor plan is filled with natural light, while the desirable split-bedroom layout provides privacy for owners and guests. The spacious living area features a beautiful gas fireplace and sliding glass doors that open onto your private balcony, where you can relax, entertain, fire up the gas grill, and enjoy spectacular sunsets over the water. Both bedrooms also feature sliding glass doors leading directly to the balcony, creating a seamless connection between indoor and outdoor living while allowing you to wake up to beautiful ocean views. Thoughtfully updated throughout, this move-in-ready penthouse comes fully furnished and features appliances approximately two years old, making it easy to begin enjoying your own beach retreat. The gated community offers resort-style amenities, including swimming pools, a fitness center, private beach access, elevators, and assigned covered parking in the parking garage. Whether you are searching for a luxurious primary residence, a second home, or an investment opportunity, this exceptional property offers the best of Panama City Beach living. With short-term rentals permitted, you can enjoy your own coastal getaway while exploring its potential as a vacation rental investment, subject to applicable community rules and local regulations. Enjoy the ocean views, embrace the resort lifestyle, and make every day feel like a vacation! This is coastal penthouse living at its finest. Easy to Show, call to schedule your private showing.

7505 Thomas Drive Unit 1312B, Panama City

14825 Front Beach Road Unit 1510, Panama City

$518,000

2 Beds ⋅ 2 Baths ⋅ 796874 MLS

If you've been looking for a gulf-front spot that gives you way more bang for your buck, this 2BR/2BA + bunk room condo at Sunrise Beach Resort is it. Thanks to a separate bunk room with its own door, you basically get the perks and sleeping space of a three-bedroom setup at a two-bedroom price point. That means extra room for family and friends, awesome rental potential, and a super versatile layout! Wake up to ocean views right from your bed in the primary suite (which also has its own balcony access!). The second bedroom can easily accommodate a queen bed, and the bunk room has a twin-over-full bunk. Includes two full baths, a separate laundry room, and a locked owner's closet for all your personal beach gear. Step through huge 8-foot glass sliders onto a deep, private balcony with plenty of room for loungers, Adirondack chairs, and a bistro table. The views of the emerald water and white sand are so good you'll never want to leave. When you aren't on the sand, enjoy two elevated oceanfront pools (one heated seasonally), hot tubs, a kids' splash area, a beachfront gym, BBQ grills, an arcade, and the on-site Soggy Dollar Snack Bar. Plus, you get covered parking, beach chair rentals right on site, and a private boardwalk straight down to the beach. You're just minutes from Pier Park's top restaurants, shops, and entertainment. Shipwreck Island Waterpark, St. Andrews State Park, and tons of local favorites are right around the corner, too.

14825 Front Beach Road Unit 1510, Panama City

$439,000

3 Beds ⋅ 3 Baths ⋅ 796845 MLS

Bayside living with the best of Panama City just minutes away! 644 Florida Avenue E is a beautifully updated 3-bedroom, 2.5-bath condo offering 2,308 square feet in the quiet, eight-unit Bayside Estates community. Perfectly located between Downtown Panama City and historic St. Andrews, you'll enjoy easy access to restaurants, coffee shops, shopping, and entertainment. Inside, enjoy 10-foot ceilings, tile and oak wood flooring, custom cabinetry, granite countertops, and water views from every room! The spacious primary suite features a sitting area, walk-in closet, and beautifully tiled shower. Relax on the large balcony overlooking Johnson Bayou, enjoy access to the community dock, and appreciate the convenience of a detached two-car garage with additional storage. Beautiful water views, peaceful surroundings, and downtown convenience -- bayside living at its best!

644 Florida Avenue Unit E, Panama City

$412,000

3 Beds ⋅ 2 Baths ⋅ 796809 MLS

Come check out this charming waterfront-view home situated on a spacious .35-acre lot. Featuring 3 bedrooms, 2 full bathrooms, an attached 2-car garage, and both a covered front porch and a large covered back porch, this property has the perfect blend of comfort, space, and functionality. Enjoy peaceful water views from your backyard and take advantage of the expansive outdoor area, great for entertaining, gardening, recreation, or simply unwinding in a serene setting. With plenty of room to enjoy both indoors and out, this home provides the relaxed lifestyle you've been searching for while offering all the conveniences of everyday living.

6625 Fox Lake Drive, Panama City

$655,000

4 Beds ⋅ 3 Baths ⋅ 796783 MLS

Experience the ultimate lake lifestyle in this unique tri-level, 4-bedroom home featuring an impressive 140 feet of waterfront frontage on beautiful Deer Point Lake! Whether you enjoy boating, jet skiing, kayaking, fishing, or simply relaxing by the water, this property offers endless opportunities to enjoy the outdoors right from your own backyard. This one of a kind home offers plenty of character and desirable features, including a carport, storage shed, Jacuzzi, and private dock. Imagine starting your mornings with breathtaking lake views, spending your afternoons on the water, and unwinding in the evenings while enjoying the peaceful waterfront setting. Conveniently located near Highpoint Park and its public boat ramp (currently under construction), this property offers easy access to even more outdoor recreation. Don't miss your opportunity to own a piece of paradise on Deer Point Lake. Bring your boat, your fishing poles, and your love for the outdoors. Lake life is calling!

8101 Highpoint Road, Panama City

9860 S Thomas Drive Unit 109, Panama City

$324,900

3 Beds ⋅ 2 Baths ⋅ 796707 MLS

Laketown Wharf is located in the heart of Panama City Beach close to all major attractions, stores and restaurants. There are onsite restaurants, gift shops and 810 Billiard and Bowling a large entertainment venue for families. This 3/2 unit has a beautiful lakefront master bedroom with a secondary queen bedroom and a bunk room. The unit has a new HVAC, water heater, stainless steel appliances and fresh paint. The unit is in immaculate condition and will be a lucrative short-term rental or vacation home. The complex has a private beach access adjacent to Pineapple Willys for owners and guests' convenience. Don't miss an opportunity to purchase this beautiful lakefront condominium located within an all-inclusive resort experience

9860 S Thomas Drive Unit 109, Panama City

$349,800

3 Beds ⋅ 2 Baths ⋅ 796702 MLS

There's a lot to appreciate at 7205 Hiawatha Street, where extensive 2026 improvements bring a fresh feel and lasting value. New windows throughout the home are a standout upgrade, complemented by three new sliding doors, new interior doors and freshly painted walls and ceilings. Set along a canal in the Callaway area, this refreshed home features a kitchen with new granite countertops, a new refrigerator and stove, and new vinyl flooring extending into the breakfast room. Major replacements completed in 2026 include the HVAC unit and condenser, water heater, water pump and pressurized well tank. Additional R-30 insulation was blown over the existing insulation, and the metal roof was installed in 2020. Outside, new sod in the front and side yards adds to the curb appeal, while a freshly painted garage floor provides a clean finishing touch. The backyard deck and new paver patio offer inviting spaces for morning coffee, outdoor dining or relaxing at the end of the day. Located off Star Avenue, the home offers convenient access to shopping, dining and everyday essentials along Tyndall Parkway, with Tyndall Air Force Base among the nearby destinations. The property fronts a canal; however, current water levels are low and may not accommodate a boat. Buyers should independently verify water depth and navigability for their intended use. With so many improvements already completed, you can spend more time settling in and making it your own. Schedule a showing to see all this home has to offer. All measurements, improvement dates and property information are believed accurate but are not guaranteed. Buyers should independently verify all information important to their purchase.

7205 Hiawatha Street, Panama City

$815,000

3 Beds ⋅ 2 Baths ⋅ 796639 MLS

Enjoy waterfront living in the desirable Lower Grand Lagoon area of Panama City Beach with this 3-bedroom, 2-bath home offering 50 feet of frontage on the lagoon and direct access to the Gulf. The property features a boathouse with a 10,000-lb boat lift, making it easy to enjoy boating, fishing, and days on the water right from your backyard. Inside, the home offers an open floor plan with a wood-burning fireplace, granite countertops in the kitchen and bathrooms, and an enclosed porch providing additional space for relaxing, entertaining, or creating a home office or game room. Recent improvements include new flooring and interior paint throughout, exterior paint completed in 2025, and roofs on both the home and boathouse replaced in 2022. The HVAC was serviced and the septic tank pumped in 2026. A detached one-car garage provides additional storage for beach and boating gear. For buyers needing even more space, a separate lot located approximately one block away is also available for purchase separately (MLS #796638 )and features a three-car garage--perfect for storing boats, vehicles, golf carts, and other toys or creating additional workspace. Conveniently situated near the beautiful beaches of the Gulf, local dining, shopping, and entertainment, this property offers easy access to everything Panama City Beach has to offer. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers plenty of possibilities to make it your own.

7012 S Lagoon Drive, Panama City

7205 Thomas Drive Unit D404, Panama City

$449,990

2 Beds ⋅ 2 Baths ⋅ 796626 MLS

***AGENTS, PLEASE READ AGENT REMARKS*** Lowest priced(as of list date)2 bedroom, 2 bathroom recently updated(unfurnished) Dunes of Panama condo with breathtaking gulf front views from both the living room and master bedroom!! Recent upgrades and updates include but are not limited to: Granite countertops, stainless steel appliances, new water heater and washer and dryer, new toilets, new ceiling fans, all new outlets and switches, completely repainted interior, new baseboards, and refinished master bathroom tub. The community offers over 1,500 feet of sugar white beaches, 24 hour guard gated security, multiple heated pools, on site restaurant, volleyball and basketball courts, lighted tennis and pickleball courts, shuffleboard courts, picnic tables and BBQ grills, fitness center, and private meeting rooms available if you need to do some work while trying to vacation :-) The complex is centrally located to wonderful dining, boating, shopping, and entertainment. All information is approximate and should be verified by buyers if important

7205 Thomas Drive Unit D404, Panama City

$225,000

796593 MLS

**BUILD YOUR WATERFRONT DREAM HOME! DEEP-WATER BAYOU FRONTAGE WITH DIRECT GULF ACCESS IN GATED LAIRD POINT!** Discover an exceptional opportunity to own a premier waterfront homesite in the desirable gated community of Laird Point in Panama City, Florida! Offering approximately 0.38 acres and an impressive 138 feet of waterfront, this property features beautiful open-water views and deep-water access with the potential to accommodate larger cruising and fishing vessels. With no low bridges restricting your route to the Gulf of Mexico, you can enjoy the boating lifestyle you've always dreamed of, with several full-service marinas conveniently located along the way for fuel and supplies. With ample room to design and build your custom waterfront retreat, this property offers the flexibility to secure your piece of paradise now and build on your own timeline, subject to applicable restrictions and approvals. Laird Point is a private, gated waterfront community featuring attractive curbed streets, underground city utilities, and an established neighborhood of beautiful custom homes. Enjoy community amenities that include RV and boat storage, tennis courts, pickleball courts, and a basketball court. Tucked away on a peaceful waterfront peninsula, Laird Point offers a private setting while remaining conveniently located near Panama City, Panama City Beach, and Mexico Beach. Whether you envision a full-time waterfront residence, a relaxing coastal getaway, or a custom home designed around your love of boating and fishing, this property presents a rare opportunity to embrace the Northwest Florida waterfront lifestyle. Bring your vision and start planning your dream home on the water!

1101 Mizzen Drive, Panama City

$450,000

4 Beds ⋅ 3 Baths ⋅ 796569 MLS

This spacious two-story waterfront home offers 4 bedrooms, 3 bathrooms, 2,520 square feet of heated living space, 3,758 square feet of total area and on .459 acres. While the property is a fixer-upper and needs some TLC, several important updates have already been completed. The downstairs bathroom has been remodeled and all the windows were replaced throughout the home. The downstairs A/C was installed on December 3, 2024, and the upstairs A/C was installed on January 6, 2022. The water heater was installed in 2017. One of the property's biggest highlights is its waterfront location, offering boating access that leads out to the Gulf. With its generous living space, recent improvements, and desirable waterfront setting, this home presents a great opportunity for someone looking to add their personal touch and create their dream coastal retreat.

3003 Island View Circle, Panama City

$1,250,000

796535 MLS

WATERFRONT TWO STORY EXECUTIVE LAW OFFICE + 2 VACANT LOTS + BOATHOUSE with +/-200 FEET OF WATER FRONTAGE on Massalina Bayou. Located in the popular Historic Downtown District of Panama City, this property is a 1-2 minute walk to the Bay County Courthouse, and a 4 minute walk to Panama City's Social District, where you will enjoy waterfront dining, brew pubs, cafes, boutiques, local art galleries, specialty shoppes, performing arts theaters, live events & music, antique shopping, seafood market, and more! The 432 McKenzie Avenue professional building sits on the northernmost lot, with two adjoining vacant lots to the south. The vacant lots are currently being utilized as well-kept green space, with access to the boathouse built in 2020. The building itself encompasses +/- 4000 square feet with an additional 1000+ square feet of large waterfront balconies. As you pull into the paved lot, you will find plenty of parking leading up to this impressive two story building, with its southern architecture. The entrance is shaded by towering trees that frame and accent this charming property, which is all situated on the waters edge for maximized views of Massalina Bayou. As you enter through the rich wooden front door and into the spacious lobby, you will note the atmosphere is formal yet comfortably inviting. This large first level reception area is central to two private offices, two conference rooms, and multiple additional offices and areas for reception and administration. As you ascend the wide and well lit U-shaped staircase, the second level also consists of a spacious reception area, central to another 2 large private offices, a gorgeous law library, additional private areas and offices for administration and conference use, and a kitchen/break area as well. Both the first and second level have multiple big water views and accesses to the expansive waterfront balconies on each level. This property is the perfect combination of southern design, serene water views, and executive decor. Whether you are looking for the perfect waterfront office space in a premium location with additional land, or considering an investment with possible incentives in an area that is quickly becoming a destination location, this could be the perfect property for you! Property is being sold As-Is. Furnishings and contents may be negotiable at Seller's discretion. Office is wheelchair accessible. Plenty of additional storage. There are currently hurricane shutters in place, so some photos feature virtually rendered views where the shutters currently block the windows and doors. Actual views and dimensions of windows and doors may slightly vary. Roof was replaced in 2018. Survey is available. All information is approximate and should be verified by Buyer if important.

430&432 McKenzie Avenue, Panama City

$289,000

2 Beds ⋅ 2 Baths ⋅ 796513 MLS

2-bedroom, 2-bath residence featuring new flooring and brand-new appliances throughout. This property offers access to exceptional community amenities, including a large swimming pool, covered pavilion, and a clubhouse complete with kitchen and restrooms--ideal for gatherings and events. Enjoy waterfront living with a fishing and boat mooring dock equipped with electric and water service, plus a convenient fish cleaning station. Boat tie-up is permitted for up to 48 hours. A fantastic opportunity for comfortable living with resort-style amenities. Seller will pay a years worth of HOA dues with an acceptable offer.

100 Cherry Street Unit 406, Panama City

$599,000

1 Beds ⋅ 1 Baths ⋅ 796473 MLS

Nearly 3 Acres | Residential Conversion Potential | Large Insulated Metal Building | Pole Barn | Just Off Hwy 231 Bring your vision and create a one-of-a-kind residential property with nearly 3 acres of space, privacy, and endless possibilities! Whether you're looking to convert an existing building into a custom home, create a barndominium-style residence, establish a private workshop, or build your dream homestead, this unique property offers an incredible opportunity to make it your own. Located on a quiet road just off Hwy 231 in Bay County, the property offers a peaceful setting with convenient access to shopping, dining, and the rapidly growing Hwy 231 corridor. With nearly 3 acres to work with, there's plenty of room for outdoor living, recreational vehicles, boats, hobbies, equipment, and future improvements. The centerpiece of the property is a 74' x 54' fully insulated metal building with power, water, and septic already in place. Offering approximately 4,000 square feet under roof, this substantial structure provides a blank canvas for those envisioning a custom residential conversion, barndominium, spacious workshop, or a combination of living and hobby space. Four large roll-up doors provide convenient access and flexibility for a variety of potential layouts and uses. An additional 70' x 40' pole barn offers approximately 2,800 square feet of covered space, ideal for storing boats, RVs, tractors, trailers, outdoor equipment, or creating an expansive covered workspace. The property is also enclosed by a 6-foot-high fence with rolling gates, providing added privacy, security, and easy access for larger vehicles and equipment. Properties offering this much acreage, existing infrastructure, and usable covered space are increasingly difficult to find. Whether your dream is a custom barndominium, a private country retreat, a home with an oversized workshop, or simply a place with room to spread out, this property offers the flexibility to bring that vision to life. Don't miss the opportunity to transform this versatile property into something truly your own! Residential conversion, construction, and intended uses are subject to applicable zoning, permitting, building codes, and county approvals. Buyers should independently verify feasibility with Bay County.

S Bear Creek Road, Panama City

$88,500

796486 MLS

No HOA, Nestled in a highly sought after neighborhood, this stunning 1 acre water front lot offers the perfect place to build. Overlooking a pristine spring fed pond, the property provides breathtaking views and a peaceful ambience, making it an ideal setting for your dream home. Fish, paddle board or kayak our your back door all while living in one of the areas most desirable communities. All measurements are approximate and should be verified by buyer.

215 White Oaks Boulevard, Panama City

14825 Front Beach Road Unit 2102, Panama City

$520,000

2 Beds ⋅ 2 Baths ⋅ 796446 MLS

3-bedroom Function at a 2-bedroom price AND sold with a RARE STORAGE UNIT S-086. Unit 2102 combines a highly functional 2-bedroom layout with a separate enclosed bunk room with window, giving owners and guests the sleeping capacity and flexibility buyers often seek in a larger unit. Highly prized upper floor unit offers expansive Gulf and horizon views, added privacy, and a full-width Gulf-front balcony measuring approximately 23' wide for dining, sunset watching, or entertaining. Ample closets throughout, full size in-unit laundry Room, and additional locked owner's closet provide valuable space for beach gear, owner items, and rental supplies. Offered furnished and rental-ready, with a strong five-star guest history. Practical updates include a replaced refrigerator, range, microwave, faucets throughout, an upgraded living-room ceiling fan, and a newer primary-bedroom mattress. Existing finishes and furnishings convey, making the condo ready to enjoy as-is while still giving the next owner the opportunity to refresh flooring, paint, window treatments, artwork, rugs, and furnishings over time to suit their own taste. Optimum choice to personalize colors or furniture in time to relaunch on rental market and have back in service before December 31, 2026. Sunrise Beach Resort offers approximately 346 feet of Gulf frontage, two Gulf-front pools including one seasonally heated, two hot tubs, a children's splash area, Gulf-front fitness center, owners' lounge/clubhouse, grilling areas, high-speed elevators, and covered parking on the Gulf side of Front Beach Road--no pedestrian bridge required. Sunrise Beach is governed by a unit-owner-controlled condominium association, giving owners a direct voice in budgeting, reserves, rules, maintenance and the long-term stewardship of the property. HOA services include cable TV, internet, water/sewer, trash, association management, common-area maintenance, insurance, recreation facilities and pest control. Pets are allowed subject to association rules and restrictions. Located less than a mile from Pier Park and close to dining, shopping and entertainment.

14825 Front Beach Road Unit 2102, Panama City

14825 Front Beach Road Unit 1904, Panama City

$499,999

2 Beds ⋅ 2 Baths ⋅ 796445 MLS

Strong rental history, future bookings, and exceptional value all at Sunrise Beach Unit 1904! This self-managed condo has grossed over $54,000 in rental revenue in 2026, with more than $15,000 already on the books for 2027. The sellers are willing to assist with transferring guest reservations, and an established rental website can convey with the purchase, giving the next owner a valuable head start. Oh and did I mention new HVAC May 2026 Tile and beautiful luxury vinyl plank flooring run throughout, combining style with easy maintenance. The oversized bunk room provides the added sleeping flexibility of a three-bedroom layout, comfortably accommodating six guests in beds. Enjoy sunrises step right out the primary bedroom that sits waterfront stay till sunsets on the comfy plywood furniture. Sunrise Beach delivers the resort experience guests keep coming back for, with direct beach access, two Gulf-front pools one seasonally heated, two hot tubs, a children's splash area, and a fitness center. Soggy Dollar os loved by the owners and guest for drinks and food poolside. These amenities make it easy to enjoy a full day of beachside relaxation without leaving the property. The location adds even more appeal, with nearby favorites including Sharky's and Señor Frog's, plus convenient access to Pier Park's shopping, dining, and entertainment, Topgolf, and Dolly Parton's Pirates Voyage Dinner & Show. Beach days, sunset dinners, and memorable nights out are all part of the lifestyle here! Competitively priced in this well-maintained, desirable complex, Unit 1904 offers a compelling opportunity for buyers seeking a personal beach retreat with an established rental history. The sellers have priced it to get your attention schedule your showing today and make it yours!

14825 Front Beach Road Unit 1904, Panama City

$505,000

2 Beds ⋅ 4 Baths ⋅ 796333 MLS

A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. Offered in true ''As-Is'' condition, this home needs work but delivers good bones, character, and a coastal lifestyle. Step inside to a layout designed around water views and entertaining. The dining room serves as a focal point with tile flooring, a custom accent ceiling, and panoramic waterfront views that flood the space with natural light. Adjacent sits a versatile, oversized service bar that seamlessly connects the dining area to the living room, where you'll find classic hardwood floors and a cozy gas fireplace with a brick surround. The generous kitchen comes fully equipped with newer GE stainless steel appliances, an island with a cooktop, a pantry, an abundance of cabinetry, and charming green tile countertops. The home features 3.5 bathrooms, including a convenient exterior-access bathroom ideal for rinsing off after a day out on the water or on the boat. The primary suite includes a walk-in closet and a beautifully renovated en-suite bathroom complete with an updated vanity, a tiled shower with seating, a free-standing soaking tub, and a stunning stained-glass window. Outside, the large lot features a detached garage/workshop equipped with power--perfect for boat maintenance, DIY projects, or extra storage. Bring your boat, bring your vision, and secure rare deepwater property today!

5121 Stratford Avenue, Panama City

$3,400,000

796329 MLS

Discover an exceptionally rare opportunity to own nearly 2 acres of premier bayfront property in the heart of Historic St. Andrews - one of Panama City's most desirable and charming waterfront communities. Spanning approximately 1.9 acres, this extraordinary estate-sized homesite offers the perfect setting to build your dream waterfront residence, private retreat, or luxury family compound. Nestled at the end of a quiet street, the property features approximately 165 feet of direct frontage on St. Andrews Bay, providing breathtaking panoramic water views, mature oak trees, and a level of privacy seldom found in such a sought-after location. Enjoy direct access to the bay and Gulf waters for boating, fishing, paddleboarding, and endless outdoor recreation, all from your own backyard. A dock permit has already been issued for reconstruction of the existing dock, including a 332-foot walkway, three 38-foot finger piers, and a 14' x 38' covered boat slip with lift. This exceptional setup offers ample space for multiple vessels and creates the ultimate waterfront lifestyle. Imagine departing from your private dock for a family excursion to Shell Island, an afternoon on the water, or an early morning chasing redfish across the nearby flats. Perched at a high elevation, the property offers stunning sunset views over the bay, creating a spectacular backdrop for everyday living. Despite its peaceful, secluded setting, the homesite is just minutes from the shops, restaurants, marina, and vibrant atmosphere of Historic St. Andrews, with convenient access to Downtown Panama City and the white-sand beaches and emerald waters of the Gulf Coast.

3333 W 14th Street, Panama City

$385,000

2 Beds ⋅ 2 Baths ⋅ 796304 MLS

2BR/2BA waterfront condo in Summerhouse in Panama City Beach. Gulf views from a 120 sq ft balcony. Furnished 7th-floor unit, built 1985. This furnished 2-bedroom, 2-bath waterfront condo at Summerhouse in Panama City Beach offers 1,015 sq ft of heated and cooled living space on the 7th floor of the B Building's east side. Unit 707 pairs Gulf and lagoon views with a 120 sq ft balcony and wall-to-wall sliding glass doors that bring natural light and coastal views into the living space. Tile flooring runs throughout the unit for a consistent, easy-care finish. The kitchen has been updated with appliances, counters, cabinets, sink, lighting and hardware. Per the owner, the refrigerator and dishwasher were replaced within the last two years. Both bathrooms also feature updated cabinets, sinks, lighting and hardware. The split-bedroom layout includes a waterfront primary bedroom with balcony access, and the condo is offered furnished. Summerhouse is a Gulf-front condominium complex with approximately 400 feet of beach frontage. Community amenities include two pools, including one heated in winter, a kiddie pool, spa/hot tub, tennis and shuffleboard courts, game room, community and owners lounge areas, BBQ grills, gazebo and picnic areas, elevators, security, and onsite homeowners and rental offices. The lobby, check-in and lounge areas have also been updated, along with a small onsite store area for essentials and snacks. The property is located on Thomas Drive, with St. Andrews State Park, restaurants, grocery shopping, and area fishing, diving and sightseeing boat operations nearby. The MLS notes immediate occupancy and owner pet-friendly status. Monthly HOA dues are $1,211.06 and include accounting, cable TV, insurance, internet, grounds maintenance, management, pest control, security, sewer, trash and water.

6505 Thomas Drive Unit 707, Panama City

$4,550,000

796288 MLS

***SELLER WILL FINANCE!!! 15-20% DOWN, 3 TO 5 YEAR BALLOON, 6.5% RATE, 30 YEAR AMORTIZATION*** Future site of Panama City Beach's newest bay front condominium complex. 9 story, 99 unit complex can be built on this lot. Over $1,900,000 of infrastructure already in place. Just a short 10 to 15 minute boat ride out to the open gulf. Fitness center and game room/lounge in sister building will be available to owners. All information is approximate and should be verified by buyers if important.

2400 Grandiflora Boulevard, Panama City

6901 N Lagoon Drive Unit 37, Panama City

$215,000

2 Beds ⋅ 2 Baths ⋅ 796291 MLS

Life waterfront on Grand Lagoon is calling. This beautifully renovated, fully furnished, ground-floor condo is stunning. And with your boat never far away at the dock and the white sandy beach just a short drive down the road, this is an incredible second home or primary residence. This 2-bedroom, 2-bath home is truly move-in ready. Freshly renovated and furnishings included, start your mornings on the covered back patio with a cup of coffee before heading out on the water. The galley kitchen is bright and inviting, with white cabinets, stainless appliances and a decorative tiled backsplash. Gather for dinner and settle into the spacious living room after a long day of sun and salt air after being at the pool. Ground-floor living means no hauling beach gear, groceries, or fishing tackle up the stairs! Both bedrooms are generously sized with plenty of closet space, so there's room for guests to settle in comfortably. Both baths have been fully renovated with new tiled showers, new vanities, and new toilets. A full size washer and dryer are also included in the unit making it a great place to stay for long trips. With water views, furnishings included, this condo needs nothing but you! The best part waits just outside your door. Palisades offers a waterfront boat dock and fish cleaning station right on Grand Lagoon. Dock your boat, and you're a short cruise from Shell Island's crystal-clear shallows or the open Gulf for a day of fishing. Come back in with the catch of the day and clean it right on site. If fishing isn't your thing, grab a paddleboard or kayak and explore the calm waters of the lagoon, or head a few minutes to the World's Most Beautiful Beaches. In between adventures, cool off in the community pool, community pool play a match on the community tennis courts. Boat slips are first come, first served and you may leave your boat in the water as long as you'd like. Like to keep your boat in dry storage at Pirates Cove or Treasure Island just down the road? This is perfect to take your boat out of storage and keep it behind your own condo whenever you want! Some of Panama City Beach's most popular restaurants and waterfront hangouts are just minutes away, so sunset dinners and live music are always close by. Whether you're looking for a full-time home, a weekend escape, or a place to make your beach-life dreams come true, Unit 37 has it all. HOA fees include water, sewer, garbage, exterior insurance, community room, dock, pool, tennis, groundskeeping and cable.

6901 N Lagoon Drive Unit 37, Panama City

$1,899,000

4 Beds ⋅ 3 Baths ⋅ 796269 MLS

Life waterfront is truly lived deep in the Cove on Bunkers Cove Road. This fully-renovated, single-level, four-bedroom, three-bath waterfront home with NO HOA sits back from the road on a one-acre homesite shaded by mature oaks and magnolias. With 153 feet of waterfront, it offers pure bay views that will take your breath away at 20' elevation. Enjoy a Florida room with vaulted ceilings and 180-degree bay views. Slide the glass doors open and and step into an oasis. All built in 2024, swim in the saltwater, heated pool, lounge on the sun shelf, or unwind in the built-in spa while you entertain year-round. The covered cabana was designed specifically with gatherings in mind and offers a gas fireplace and Coyote outdoor kitchen appliances and features consistent limestone flooring continuing on from the pool deck and patio. Even with a pool and summer kitchen, this back yard still lives big! Fenced in, plenty of privacy and room to play. Stroll down to the dock, where you've got deep water, with pilings existing and prepped for a boat lift with water and 50-amp power already in place. From home, you're minutes by boat from the open Gulf pass and Shell Island with no idle speed zones in between. Just over 3,200 square feet, inside, three of the four bedrooms wake up to pure bay views, including the waterfront primary suite, your own private sanctuary. Large enough for a sitting area overlooking the pool and Bay and includes a deep, walk-in closet. Its oversized bath is flooded with natural light and features double vanities with incredible counter space, a walk-in tiled shower, a free-standing soaking tub, a separate water closet, a linen closet, and ample storage. Two large, waterfront guest bedrooms are accessible from the hallway and a guest bath offers a tiled, shower-tub combo, beautiful tiled floors and a large double vanity. The fourth bedroom is located on the opposite side of the home and features an en suite bath with Carrera marble flooring and a deep turquoise tiled shower. As you step through the front door, your eyes are drawn directly to the waterfront with glass spanning the back of the home. The open concept was well-designed and the heart of the home is this stunning kitchen, made for gathering, with GE Café appliances, quartz countertops, a zellige tile backsplash, and a walnut island. Linger over breakfast at the built-in walnut banquette, or settle in by the fireplace beneath the vaulted living room ceilings. Custom millwork and modern coastal shiplap ceilings and walls bring warmth and character to the great room, kitchen, and Florida room. Just off the kitchen is a large laundry room with sink, a built-in mudroom nook off the carport. This home offers consistent LVP flooring throughout every inch of this home is in immaculate condition. Outside the carport is a separate, 300 square foot heated and cooled space with mini-split and is ready to become your home gym, office, workshop, or climate controlled storage. Peace of mind is built in this home. The home was gutted to the studs in 2022, with all plumbing and electrical replaced. It also offers concrete block construction, a hidden safe room inside the home, a 2019 roof, impact hurricane-rated windows, and a whole-home generator. At 20' elevation and X flood zone, it makes this a rare find on the water sitting high above the others. A deep water well with sprinkler system irrigates the lawn. Bunkers Cove Road is a street that people wait their entire lives to live on. It's a rare waterfront homesite offering one full acre of pure bay views and sits across the street from a city-maintained community park offers swings, a playground, benches, and a walking path. The Cove neighborhood is golf cart friendly, and Historic Downtown shopping and dining are minutes away. This location. This waterfront. Your legacy. Special financing incentives available on this property from SIRVA Mortgage.

720 Bunkers Cove Road, Panama City

$3,750,000

796272 MLS

THE CLOYSTER -- A RARE WATERFRONT DEVELOPMENT OPPORTUNITY ON NORTH LAGOON DRIVE! Positioned along the water in Panama City Beach, this boutique development is being offered slab-ready and ready to go vertical, providing an exceptional opportunity to bring an exclusive coastal community to life. The Cloyster consists of just 8 homesites -- 4 waterfront and 4 interior -- creating an intimate, private setting with tremendous appeal for both primary and vacation-home buyers. Each homesite is designed to feature its own private swimming pool and private boat slip, giving every future homeowner the waterfront lifestyle that makes Panama City Beach so desirable. Boaters will appreciate direct access to the Gulf of America, making days on the water, fishing, cruising, and sunset outings effortless. With the groundwork already in place and construction ready to move upward, The Cloyster presents a unique opportunity to complete a thoughtfully planned luxury boating community in one of PCB's most sought-after waterfront corridors. Eight residences, private pools, private boat slips, and Gulf access -- a combination that is increasingly difficult to find.

7801 N Lagoon Drive, Panama City

$500,000

3 Beds ⋅ 2 Baths ⋅ 796233 MLS

Rare Gulf-Front Opportunity at Regency Towers! Experience breathtaking, panoramic views of the Gulf from this highly sought-after front-stack 3-bedroom, 2-bath residence at Regency Towers. Rarely available on the beachfront, this spacious residence offers a layout well-suited as a primary home, vacation getaway, or income-producing short-term rental. Clear views of emerald waters and picturesque sunsets await from your private Gulf-front balcony, accessible right off the living area. The open floor plan includes a full kitchen, generous dining and living spaces, and comfortably proportioned bedrooms designed to accommodate family and guests with ease. Regency Towers provides an array of resort-style amenities, including two large beachfront pools, a poolside bar and grill, fitness center, billiards room, movie nights, and direct gated access to the white sand beaches. All of this is situated just minutes from Panama City Beach's top dining, shopping, and entertainment spots. Offered fully furnished and turnkey--complete with furniture, decor, and kitchen essentials--this property is set up for immediate personal enjoyment or rental potential.

5801 Thomas Drive Unit 621, Panama City

7205 Thomas Drive Unit A604, Panama City

$450,000

2 Beds ⋅ 2 Baths ⋅ 796178 MLS

BUILDING BEING COMPLETELY RENOVATED!! 2 / 2 unit is on the west side of the building with sunset views. The open kitchen has ample countertop space with a breakfast bar, stainless appliances, updated bathrooms, washer and dryer. 1,500 ft. of sugar-white beachfront, three large gulf-front pools that are seasonally heated, volleyball, lighted tennis courts, basketball, shuffleboard, swing sets on the beach, outdoor BBQ grills, picnic tables, fitness room, wireless internet throughout the property, private meeting rooms available for rent and onsite beach chair and umbrella rentals. All measurements & sizes taken from appraiser site and approximate. Buyer should verify any and all information that they deem to be important!

7205 Thomas Drive Unit A604, Panama City

9900 S Thomas Drive Unit 1911, Panama City

$355,000

2 Beds ⋅ 2 Baths ⋅ 796136 MLS

Positioned on the 19th floor of Shores of Panama, Unit 1911 presents an exceptional opportunity for investors seeking a Gulf-front vacation rental in the heart of Panama City Beach. This beautifully maintained condo offers unobstructed southern-facing views of the resort's expansive lagoon-style pool and the sparkling Gulf waters, creating an ideal setting for attracting vacation renters and maximizing the appeal of a short-term rental property. The spacious open-concept floor plan provides a comfortable and inviting environment for guests, with tile flooring throughout the main living areas and a private balcony where guests can relax while enjoying panoramic views of the resort and Gulf. The well-appointed kitchen features granite countertops, modern appliances, and a functional layout that makes preparing meals and entertaining convenient. The condo's two bedrooms plus a dedicated bunk room provide flexible accommodations for families and groups, while both the bedroom and bunk room feature private full bathrooms. A full-size stacked washer and dryer add another valuable convenience for vacation guests and owners. From an investment perspective, Unit 1911 combines several features that can make a Gulf-front vacation rental highly desirable, including its high-floor location, direct Gulf views, resort setting, beach access, and family-friendly accommodations. Guests also have access to an extensive collection of on-site amenities designed to create a complete vacation experience without leaving the property. Shores of Panama features a spectacular Gulf-front lagoon-style pool complete with waterfalls and bridges, along with a heated indoor pool, hot tub, and outdoor Jacuzzi. Guests enjoy private beach access, beachfront water sport rentals, and convenient dining and refreshment options including a poolside tiki bar, on-site tiki grill, and coffee and donut shop. Additional resort conveniences include a covered parking garage, 24-hour fitness center, meeting and event space, picnic and grilling areas, and complimentary Wi-Fi throughout the property. For investors, the combination of Gulf-front location, resort amenities, spacious guest accommodations, private balcony, and sought-after Panama City Beach location provides a compelling foundation for a vacation rental property. The layout is well suited for families and groups, while the resort environment offers the amenities and experiences that can help make a property attractive to short-term vacation guests. Whether you're looking to expand a vacation-rental portfolio, purchase a second home with rental potential, or own a Gulf-front property that can generate rental income when you're not using it, Unit 1911 offers the views, accommodations, location, and resort lifestyle that make Shores of Panama a recognizable destination in Panama City Beach. Unit 1911 is a Gulf-front investment opportunity that combines impressive views, strong guest appeal, and the convenience of a full-service resort setting.

9900 S Thomas Drive Unit 1911, Panama City

4100 Marriott Drive Unit 809, Panama City

$669,000

2 Beds ⋅ 2 Baths ⋅ 796120 MLS

Welcome to Penthouse Unit 809 at Reflections at Bay Point! Where panoramic views and beautifully updated interiors create an exceptional coastal retreat. From this stunning home, enjoy expansive bay and Gulf views as well as the golf course and pool area, creating an impressive backdrop from morning to evening. This 2 bedroom, 2 bath condo has been thoughtfully updated with luxury vinyl plank flooring, fresh paint, crown molding, custom window and door trim, shiplap accents and updated lighting. The beautifully renovated kitchen features soft-close cabinetry, custom storage with lazy Susans & wine rack, granite countertops and backsplash, a Kohler cast iron farmhouse sink and Bosch appliances including an induction/convection range, convection microwave and dishwasher. The spacious owner's suite takes advantage of the beautiful views and features an updated bath including new shower glass, tile & fixtures, flooring, granite countertops, vessel sinks, heated towel racks and updated lighting. The guest bedroom features a beautiful elevated view overlooking the Bay Point community and its lush coastal surroundings. The guest bath has also been beautifully updated with new tile, glass, fixtures, granite countertop and vessel sink. Recent improvements include an upgraded HVAC system in January 2026 and Aeroseal duct sealing, along with numerous additional updates throughout the residence. Reflections amenities include its beautiful lagoon-style pool, spas, fire pit and grilling/dining areas providing a relaxing resort style setting just steps from home. Beyond Reflections, the surrounding Bay Point area offers golf, Point South Marina and dining nearby. Head to the pier at Pelican's to catch a catamaran for a day on the water or simply enjoy a breathtaking sunsets. Whether enjoying the panoramic views or heading out to experience Panama City Beach, Penthouse Unit 809 offers an impressive combination of location, beautiful updates and elevated coastal living. A must-see home!

4100 Marriott Drive Unit 809, Panama City

5801 S Thomas Drive Unit 701, Panama City

$475,000

3 Beds ⋅ 2 Baths ⋅ 796119 MLS

Ready to make a move before the end of the year? The seller is offering a $10,000 credit with an acceptable offer that closes by December 31, 2026! Put it toward closing costs, prepaid expenses, a rate buy-down, or other allowable costs for added flexibility when purchasing this property. Welcome to Regency Towers and the largest three-bedroom, two-bath floor plan at the best price! This spacious Gulf-front residence offers an open layout with plenty of room throughout the kitchen, living area, dining area, and entry. Enjoy the added convenience of a larger laundry room, an oversized balcony, and an extra storage closet. The spacious primary bedroom overlooks the Gulf and offers direct access to the oversized balcony, where you can enjoy breathtaking western views and beautiful sunsets. Both guest bedrooms are generously sized, with one furnished with a king bed and the other featuring two queen beds. The kitchen is equipped with stainless steel appliances less than two years old, and the washer and dryer are less than one year old. The air handler was replaced in 2019, and the water heater was replaced in 2017. Currently enrolled in the onsite rental program, this property offers the opportunity for rental income, with future bookings already on the calendar. Regency Towers amenities include a community pool, BBQ grills, tiki bar, onsite rental office, and community room. Conveniently located near shopping, restaurants, entertainment, and everything Panama City Beach has to offer, this spacious Gulf-front condo is an excellent opportunity for a personal beach retreat, investment property, or both!

5801 S Thomas Drive Unit 701, Panama City

4100 Marriott Drive Unit 210, Panama City

$449,000

2 Beds ⋅ 2 Baths ⋅ 796098 MLS

Welcome to Reflections at Bay Point! This beautifully decorated, exceptionally maintained 2-bedroom, 2-bath condo comes fully furnished and ready to enjoy. It does allow Short term rentals so come play and let others pay to stay. The open-concept layout and LVP flooring throughout make the space feel bright and easy to care for, while the oversized balcony gives you room to unwind and take in the water views. The seller has used this as a second home and shared it with friends and family. Whether you're looking for a primary residence or a getaway you can rent when you're away, this one offers plenty of possibilities. Reflections is nestled on the Grand Lagoon near the Bay Point golf course, and the amenities are stacked deep: a lagoon-style pool, Serenity Spa on site, and the best part a golf cart-friendly community. Come see why life at Bay Point is so easy to love!

4100 Marriott Drive Unit 210, Panama City

$575,000

796086 MLS

Beautiful Bay front lot with a commercial free standing building. This would be a wonderful site to build homes or town homes. Beautiful waterfront lot and over 1 acre. Building has been taken down to the studs. Heavy traffic count. Business or homes this will be a money maker for someone. Included is information for a 26 unit Home development which would be a money maker being so close to Tyndall Air Force Base. See Photo's for idea of what a developer could do here and make money! Seller will build the homes, townhomes, or apartments for the purchaser of the land. This is a great location because of Tyndall Air Force Base!

6213 E Highway 98, Panama City

$825,000

4 Beds ⋅ 4 Baths ⋅ 796069 MLS

Rare East Bay waterfront. Over an acre of land. A beautifully renovated home with room to dream bigger. Properties that bring together this much waterfront appeal, versatility, and space are hard to find. Set on approximately 1.17 acres in Callaway, 505 Beulah Avenue offers a distinctive opportunity to experience the best of coastal living with the flexibility to make the property your own. Inside, a thoughtfully renovated interior showcases a bright, open-concept design, contemporary flooring, crisp finishes, and a stunning kitchen featuring sleek cabinetry, modern countertops, and an oversized island that naturally brings everyone together. Expansive windows and glass doors invite natural light into the living spaces, while the private upstairs primary suite offers something truly special: its own private deck overlooking East Bay, where peaceful mornings and sunset views become part of everyday life. Beyond the main residence, a separate living space with its own entrance, full bathroom, and fully equipped kitchen opens the door to an exceptional range of possibilities, from multigenerational living and hosting extended guests to exploring potential rental income, subject to applicable regulations. Outside, the expansive grounds offer a rare sense of freedom, with room for outdoor entertaining, recreational vehicles, gardening, or future improvements. Enjoy the waterfront from your own backyard, launch kayaks or paddleboards from the existing ramp, or take advantage of the nearby public boat ramp at John B. Gore Park, approximately 150 yards away, for convenient access to the water. With substantial land, a versatile layout, and a beautiful East Bay setting, there is room here to envision more than just a home. Conveniently located near shopping, dining, and everyday essentials, this property combines the appeal of waterfront living with the flexibility today's buyers are looking for. Whether you envision a private coastal retreat, a multigenerational residence, or a property with income-producing potential, 505 Beulah Avenue offers the space, setting, and possibilities to bring that vision to life. Schedule your private showing and experience it for yourself.

505 Beulah Avenue, Panama City

$650,000

3 Beds ⋅ 3 Baths ⋅ 796038 MLS

Life in Martinique puts the best of Panama City Beach's east end close to home. This well-maintained 3-bedroom, 2.5-bath home offers tile and wood flooring throughout, custom touches, an updated kitchen and baths, and a crisp, clean design. From the second level start your morning on the balcony off the bedrooms or down on the screened porch with coffee in hand, or unwind at the end of on the back patio overlooking the pond while soaking in the hottub. For boaters, the marina across the street makes getting on the water refreshingly easy. Arrange your boat launch, ice, and fuel through an app, then walk over and head out for the day. Closer to home, enjoy the neighborhood pool, seasonal activities, and trails around the ponds perfect for an evening stroll and spotting the neighborhood deer. Bike to St. Andrews State Park for a sunset on the pier, take a short golf cart ride to the beach, or head out for dinner. Captain Anderson's, Captain Max's, The Dock, Off the Hook, J. Michael's, and Billy's are among approximately 14 restaurants within walking, biking, or golf cart distance. Bring your clothes and your toys this home is ready for you to enjoy the coastal lifestyle.

3410 Martinique Lane, Panama City

9850 S Thomas Drive Unit 1006E, Panama City

$269,000

1 Beds ⋅ 1 Baths ⋅ 796033 MLS

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' ''A'' units are the largest in the building. . Sunbird is a gated beachfront community that has recently received a refresh with new exterior paint, updates, and new beautiful landscaping, new exterior windows and doors and rails on balconies. Spend your day enjoying three swimming pools, including a pool heated during the cooler months. There is a wrap around composite sun decks and grills around the pool sunbathing areas. The upgraded fitness center, pickleball courts, and tennis court provide plenty of ways to stay active. Given the rarity of ''A'' units, this opportunity won't last long. Act quickly to secure this exceptional property! Imagine waking up to the laid-back beach lifestyle at Sunbird! This spacious condo offers a roomy living area plus a separate dining space that could potentially be transformed into an additional bedroom, giving you flexibility for family, guests, or rental use. The bedroom comfortably accommodates a king-size bed and features a walk-in closet. Some owners have added French doors to the bedroom, creating an even more open feel and enhancing the Gulf views. This floor plan also features the largest bathroom in the building. Best of all, you're just a short stroll from restaurants, shopping, and the fun of Panama City Beach. And with a new A/C system, this condo is ready to enjoy as your beach getaway, second home, or investment property.

9850 S Thomas Drive Unit 1006E, Panama City

$199,585

2 Beds ⋅ 2 Baths ⋅ 796031 MLS

POND WATERFRONT HOME WITH DOCK! Cute as a button and well cared for. Sits on over a half acre privacy fenced in. Once you close and lock the gate you have privacy and seclusion. Plenty of space for kids and pets to run and play. Store your boat/RV extra vehicles. Shed/Mother-In-Law suite out back. Pole barn for covered lawn equipment. Water heater shed that is extra storage. Nice screened in Florida room out back. Nice modern kitchen user friendly and open concept to the living room. This home is equipped with 3 quiet mini-splits. 2B 11/2 bath split floor plan. The pond is stocked with fish and the neighbor takes care of stocking it. Only one block from Tyndall Parkway and walking distance to Super Walmart. Mexico and Panama City Beaches are only 20 minutes away East or West. Home was updated in 2014 with new kitchen cabinets, stainless steel appliances and granite counters. Full transparency the home had termites in the second bedroom . Sellers had treated and eradicated, ripped out the entire wall and fixed back to vanilla. The foundation has a slight dip but it does not pose a problem, noticeable in the laundry closet. Come take a look today! Buyer and Buyers agent to verify all dimensions and anything deemed important.

5644 Martin Court, Panama City

6901 N Lagoon Drive Unit 10, Panama City

$337,500

2 Beds ⋅ 3 Baths ⋅ 796022 MLS

Waterfront living on the Grand Lagoon, with your boat just steps away! This meticulously maintained 2-bedroom, 2.5-bath townhome at the Palisades offers lagoon views, a patio overlooking the grassy area, with long views up the lagoon. Added perks are community boat dock and pool just out the front door. Inside, tile flooring downstairs and LVP upstairs make the home easy to care for. It's ready for you to move in and enjoy, whether you're looking for a primary residence or a second home you can come back to whenever the lagoon calls. Located on the east end of Panama City Beach, you're a short drive from the beach, golf, shopping, restaurants, and the Naval base.

6901 N Lagoon Drive Unit 10, Panama City

2100 W Beach Drive Unit ZS101, Panama City

$280,000

2 Beds ⋅ 1 Baths ⋅ 796001 MLS

Welcome to this beautifully renovated 2-bedroom, 1-bath ground-floor condo in the heart of historic St. Andrews! Thoughtfully updated from top to bottom, this move-in-ready unit combines a fresh coastal feel with an established setting surrounded by mature oak trees. Inside, you'll find new tile plank flooring throughout, creating a clean, cohesive look that's both stylish and easy to maintain. The completely remodeled kitchen features all-new cabinetry, quartz counter tops and stainless steel appliances, complemented by an aqua-blue accent backsplash that adds the perfect touch of coastal character. The updated bathroom features a spacious walk-in shower with a glass enclosure and modern finishes. One of the standout features of this unit is its location within the complex. Situated south of Beach Drive, it offers bay views and an east-facing patio where you can enjoy the morning sunshine and coastal breezes. Being on the ground floor means no stairs to navigate and easy access to your home, patio and parking. Even better, this unit includes TWO assigned parking spaces--a valuable feature when many units have only one. The established community offers two swimming pools and a peaceful residential atmosphere, with no short-term rentals permitted. Mature trees and lush surroundings give the property a welcoming, tucked-away feel while still placing you right in the heart of St. Andrews. Enjoy being close to the waterfront, local restaurants, coffee shops, boutiques, parks, marinas and the unique shops and entertainment that make St. Andrews one of Panama City's most loved areas. Whether you're heading out for lunch, enjoying an afternoon near the bay or exploring the neighborhood, so much of the St. Andrews lifestyle is just minutes from your front door. Completely renovated, ground-floor living, two assigned parking spaces, bay views and an exceptional location south of Beach Drive--this condo offers a combination that's hard to find!

2100 W Beach Drive Unit ZS101, Panama City

1219 Navy Boulevard Unit 47, Panama City

$215,000

1 Beds ⋅ 1 Baths ⋅ 795934 MLS

Rare Emerald Pointe find - corner lot, pond views and 3 covered parking spaces! This well-maintained 1-bedroom, 1-bath home offers a fantastic combination of privacy, outdoor living, and resort-style amenities. Ideally positioned on a desirable corner lot, the property backs up to a wooded area for added privacy and sits directly on Turtle Pond, creating a peaceful setting to enjoy year-round. Outdoor living is easy with a screened porch plus a covered back patio overlooking the private setting. Behind the home is an additional storage unit providing excellent space for storage, hobbies, a workshop, or beach gear. Inside, the move-in-ready home features NEW LVP FLOORING and a comfortable, low-maintenance layout. Located in the beautifully maintained, gated community of Emerald Pointe Resort, owners enjoy outstanding amenities including TWO POOLS--one heated--a hot tub, clubhouse with full kitchen, fitness center, playground, shuffleboard, horseshoe pits, and a lakeside pavilion overlooking the catch-and-release fishing lake. Conveniently located near Naval Support Activity Panama City, golf courses, marinas, shopping, dining, and the white-sand beaches of Panama City Beach. HOA fees include water, sewer, lawn care, sprinkler system, cable TV, trash pickup, and access to the community amenities. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this unique Emerald Pointe property offers privacy, convenience, and a lifestyle that's hard to beat. DON'T MISS THIS ONE!

1219 Navy Boulevard Unit 47, Panama City

$650,000

795931 MLS

Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 18 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. *USE 7900 S LAGOON DRIVE IN GPS*

7804 Grand Lagoon Way, Panama City

$650,000

795929 MLS

Custom Home Design Available or Choose your Builder. No timeline to build. LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 17 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. *USE 7900 S LAGOON DRIVE IN GPS*

7808 Grand Lagoon Way, Panama City

$400,000

1 Beds ⋅ 2 Baths ⋅ 795881 MLS

UNDER CONTRACT- Taking back up offers... Welcome to Seychelles 903, an immaculate turnkey 1-bedroom, 2-bath luxury condo on the quieter east end, giving you a front-row seat to 200 feet of pristine white sand and the emerald Gulf waters. This newly updated condo comfortably sleeps 6, contains recently upgraded furniture, updated bedroom set, HVAC installed in 2020, hot water tank installed in 2022, and new Stationmaster LVP throughout installed 9/1/2026. Adding even more value, quarterly HOA dues cover all major utilities, including electricity, water, cable, and WiFi, helping simplify ownership costs. Located within the amenity-rich Seychelles Beach Resort, owners and guests enjoy two Gulf-front pools, a hot tub, fitness center, conference room, covered parking garage with convenient walkover access, optional onsite rental management, and onsite maintenance and security personnel. Located just steps from Schooners and minutes from St. Andrews State Park, golf, marinas, shopping, dining, and entertainment, this condo is perfectly positioned for both relaxation and adventure. The resort has a strong reputation with return visitors, and this particular unit comes with a database of direct renters accrued over the years. All future bookings convey as this unit is privately managed.

5115 Gulf Drive Unit 903, Panama City

$220,000

4 Beds ⋅ 2 Baths ⋅ 795876 MLS

The Embark Series / The Ascent EM286842C built by Regional Builders Group is a spacious home offering 4 bedrooms, 2 bathrooms, and 1,836 square feet of living space. The open-concept layout provides a comfortable kitchen, living area, and generous bedroom space for the whole family. This home combines practicality and comfort in a well-designed floor plan. Home is brand new, never lived in. Stainless appliances. This home has a small pond out back, these are often stocked in the area for private fishing. Deer Point Lake boat ramp and access is near by. Photos have been staged and altered. Ready to go all types of financing except FHA until March. USDA, VA, Conventional and in house financing are all welcome and ready to close. Can be moved in within a few weeks. Survey on file.

7112 Highway 2301, Panama City

$240,000

4 Beds ⋅ 2 Baths ⋅ 795877 MLS

The Embark Series / The Big Sky built by Regional Builders Group is a spacious home offering 4 bedrooms, 2 bathrooms, and 2,052 square feet of living space. The open-concept layout provides a comfortable kitchen, living area, and generous bedroom space for the whole family. This home combines practicality and comfort in a well-designed floor plan. Home is brand new, never lived in. Stainless appliances. Located near Deer Point Lake access / boat ramps boating & fishing. Photos have been staged and altered. Ready to go all types of financing except FHA until March. USDA, VA, Conventional and in house financing are all welcome and ready to close. Can be moved in within a few weeks. Survey on file.

7114 Highway 2301, Panama City

$895,000

3 Beds ⋅ 4 Baths ⋅ 795857 MLS

Grand Lagoon waterfront living with Gulf access! Located at 7202 S. Lagoon Drive in Panama City Beach, this 3-bedroom, 4-bath home offers approximately 2,362 square feet and a setting made for enjoying life on the water. The home features a fully equipped kitchen, spacious living areas, and a primary bedroom with an en suite bath and walk-in closet. An upper balcony and lower covered deck overlook the lagoon, providing plenty of space to relax, entertain, or simply enjoy the waterfront setting. The home has also been freshly painted throughout, with new carpet installed in the carpeted areas, giving the interior a fresh, move-in-ready feel for its new owner. Boaters will appreciate the location on Grand Lagoon with direct access toward St. Andrews Bay and the Gulf. The property also includes a double attached garage, ample driveway parking, and a lot extending approximately 130 feet from S. Lagoon Drive toward the water. The existing home and dock configuration are also reflected on the property survey. Adding further perspective to this Grand Lagoon location, the vacant waterfront lot next door sold for $699,000 in April 2026. That neighboring sale provides an interesting point of reference for the value placed on waterfront land along this stretch of S. Lagoon Drive. The location adds another dimension to the property. Grand Lagoon is known as Panama City Beach's ''Gateway to the Gulf,'' with boating, fishing, sightseeing cruises, paddleboarding and other water activities close at hand. Visit Panama City Beach Nearby St. Andrews State Park offers Gulf beaches, swimming, snorkeling, fishing, paddling and access to Shell Island. Visit Panama City Beach The Thomas Drive/Grand Lagoon area also puts local favorites such as Capt. Anderson's | Restaurant & Waterfront Market and The Grand Marlin nearby, along with marinas, charter fishing, dolphin cruises and other waterfront activities. Whether you're looking for a primary residence, beach getaway, or a home base for boating and fishing, 7202 S. Lagoon Drive combines waterfront living with convenient access to many of the experiences that make Panama City Beach special. Thank you for considering this home!

7202 S Lagoon Drive, Panama City

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