Gwaltney Estates Real Estate, Homes, Condos for Sale in Panama City, FL

Experience the best of waterfront living on one of Panama City's most desirable streets. Nestled along the iconic Beach Drive and directly overlooking the sparkling waters of St. Andrews Bay, this beautifully maintained 3-bedroom, 2.5-bath residence offers the perfect blend of timeless charm, comfort, and an unbeatable coastal lifestyle. Wake up each morning to breathtaking sunrises over the bay, spend your afternoons enjoying the water, and unwind each evening with spectacular views from the comfort of your own home. Inside, you'll find over 1,700 square feet of thoughtfully designed living space filled with natural light and character. The welcoming floor plan offers spacious living and dining areas ideal for entertaining, while large windows throughout the home showcase picturesque water views and create a bright, inviting atmosphere. The well-appointed kitchen provides ample cabinetry and workspace, making meal preparation effortless whether you're hosting guests or enjoying a quiet evening at home. The primary suite offers a relaxing retreat complete with a private bathroom and access to its own patio, while two additional bedrooms provide flexibility for family, guests, or a home office. The home has been thoughtfully updated for comfort and efficiency, with recent spray foam insulation throughout, a roof replaced in 2018, all-new tankless gas water heaters, and a new AC unit -- giving buyers peace of mind with major systems already handled. Step outside and discover what truly makes this property special. Enjoy multiple outdoor living areas including a covered front porch overlooking the bay and a private side patio perfect for grilling, entertaining, or simply relaxing with your morning coffee. The fenced backyard offers privacy, mature landscaping, a shallow well pump for irrigation, and a detached workshop that provides endless possibilities for storage, hobbies, or a dedicated workspace. From your private dock, you'll have direct access to St. Andrews Bay, making it easy to spend the day boating, fishing, paddleboarding, or kayaking while enjoying everything Florida's Emerald Coast has to offer. The property also comes with an approved DEP permit to extend the dock from 850 square feet to 1,558 square feet, complete with water and power supply at the dock -- a rare opportunity to expand your waterfront access. Situated just minutes from Historic Downtown Panama City, St. Andrews Marina, waterfront restaurants, boutique shopping, parks, and local entertainment, this exceptional property combines peaceful waterfront living with the convenience of nearby amenities. Whether you're searching for a full-time residence, a second home, or a rare waterfront investment opportunity, 2400 W. Beach Drive offers an incredible lifestyle in one of Bay County's most sought-after locations. Don't miss your opportunity to own this remarkable waterfront property where stunning views, private waterfront access, and classic Florida charm come together to create a place you'll be proud to call home.

2400 W Beach Drive, Panama City

$605,000

3 Beds ⋅ 3 Baths ⋅ 774125 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Don't miss this rare opportunity to own a beautifully maintained 3-bedroom, 2.5-bath home located directly across from St. Andrews Bay, with its own private dock and sweeping views of Shell Island. This spacious home features open main living quarters filled with natural light, ideal for both everyday living and entertaining. The master bedroom offers a private bath and its own patio, while two additional bedrooms provide room for family or guests. Enjoy the coastal breeze from the covered front porch or take in the bay and Shell Island views from a second side patio, perfect for morning coffee or evening gatherings. The fenced backyard includes a detached workshop—great for hobbies or storage. Situated on a neatly landscaped lot, this home has great curb appeal and space to relax or entertain. The private dock across the street gives you direct access to boating, kayaking, or fishing right from your doorstep. This is more than a home—it's a lifestyle. With incredible views, water access, and a vibrant neighborhood just steps away, this property is a true coastal gem. Schedule your showing today and experience the beauty of St. Andrews Bay living! All measurements are approximate.

2400 W Beach Drive, Panama City

$80,000

737171 MLS

Vacant residential lot in the desired historic St. Andrews community. Walking distance to St. Andrews Bay, shops, restaurants and marina.

000 Arthur Avenue, Panama City

$130,000

3 Beds ⋅ 1 Baths ⋅ 767907 MLS

This house was built in 1942 and has had a fire in the last few years and has not been properly repaired. It is a corner lot on 1/4 acre and 2 blocks from the bay. Houses around it are beautiful and in great condition. There is a shed on the property and would be great for construction materials until construction is completed. Owner will have lot cleaned up of debris before closing. Bring your builder or builders welcome. Signs are in the yard,. Owner requests no showings inside as she is sick. Consider this a tear down.

2410 W 10th Street, Panama City

$875,000

3 Beds ⋅ 3 Baths ⋅ 765404 MLS

Bay views, privacy, half an acre, two garages, incredible location, do we have your attention yet? Quietly tucked away between Downtown Panama City & Downtown Saint Andrews, you'll find this beautifully redone 90's home. Vintage touches and new features marry together to bring the perfect amount of charm, character, and elegance in this gorgeous house. This property has had a full face lift including new siding and decking, flooring, cabinets, countertops, and appliances; HVAC & air conditioning; two water heaters, ceiling fans, light fixtures, and a major yard cleanup. Sitting less than half a mile from Downtown Saint Andrews, and two miles from Downtown Panama City, you couldn't be in a better location. Call your agent and come see this one - you don't want to miss it.

2206 W Beach Drive, Panama City

$600,000

3 Beds ⋅ 3 Baths ⋅ 744757 MLS

Rare opportunity on the historic Beach Drive close to Downtown St. Andrews. Featuring breathtaking views of St. Andrews Bay and situated on a large corner lot this stunning property is just waiting for the perfect family to call it home. The interior boasts 3 bedrooms, 2.5 baths with a large kitchen featuring an island that opens up to family room with water views. There is an additional garage/storage building off the back of the home with many potential uses. Do not wait to see this unique custom home in a one of a kind location.

2206 W Beach Drive, Panama City

$180,000

2 Beds ⋅ 2 Baths ⋅ 781303 MLS

Step into the character and warmth of this classic 1930s home located in the heart of historic St. Andrews. This 2-bedroom, 1.5-bath gem features inviting living spaces, including a cozy den and a family room—perfect for relaxing or entertaining. The home has been lovingly maintained and is both cute and clean, blending timeless charm with comfortable everyday living. Enjoy being just minutes from St. Andrews Marina, local shops, and some of Panama City's favorite dining spots. Whether you're looking for a primary residence, a weekend retreat, or a great investment opportunity, this charming home captures the best of St. Andrews living.

2400 W 11th Street, Panama City

$610,000

5 Beds ⋅ 4 Baths ⋅ 747868 MLS

Welcome to your coastal escape in Historic St. Andrews, Florida. This 5-bedroom, 3.5 bathroom, 3,300 square foot home is a dream come true, offering unmatched beachside living with dedicated beach access on St. Andrews Bay just Steps away! This home features vaulted ceilings with beams, creating an elegant and inviting atmosphere. With three stories, this property offers distinct living areas, providing both privacy and flexibility to suit your lifestyle. The home boasts over 1600 square feet of wrap-around porches and covered outdoor spaces, perfect for enjoying the coastal breeze and entertaining guests. Two sets of French doors off the main living area, French doors off the master bedroom, and a private balcony off the upstairs bedroom flood the interior spaces with natural light and connect seamlessly to the beautiful outdoor areas. A private entrance on the first floor opens the door to rental income opportunities, making this property ideal for investors or those looking to offset their expenses. The Opportunity to Own in Gwaltney Estates is very rare, Don't Let This Chance Slip Away. Schedule Your Private Showing Today! Exterior Photos will be added Tuesday due to weather

819 Calhoun Avenue, Panama City

$595,000

5 Beds ⋅ 4 Baths ⋅ 765140 MLS

Experience the charm of coastal living in this beautiful 5-bedroom, 3.5-bathroom home in Historic St. Andrews, Florida. Located just steps from St. Andrews Bay with dedicated beach access, this three-story residence is perfect for those seeking a private beachside lifestyle. Inside, the home's vaulted ceilings with exposed beams create a spacious living area. Designed with flexibility in mind, the three distinct levels offer privacy for all your guests. The basement boasts a large living area with two additional bedrooms, a full bathroom and laundry room. Through the basements 2 sets of french doors leads to a nice covered patio area. Lots of natural light through 5 sets of French doors on the upper levels. 2 off the main living area that leads to a large wrap around porch, 1 in the upstairs bedroom that leads to a Juliet balcony and 1 in the main bedroom and 1 in the kitchen. The first floor features a private entrance, offering potential rental income opportunities for investors or owners looking to offset costs. Homes in Gwaltney Estates are rarely available, so don't miss this exceptional chance to own a piece of paradise.

819 Calhoun Avenue, Panama City

$420,000

4 Beds ⋅ 2 Baths ⋅ 771719 MLS

IT FINALLY HAPPENED! HUGE PRICE REDUCTION Almost a $50,000 LOWER! THIS HOME WILL VANISH FROM THE MARKET VERY QUICKLY AT THIS PRICE. If you're working with an Agent have them show you this jewel. If you don't have an Agent, call or text me for a Showing Appointment to see if this home answers your desires and needs here In Florida. SOUTHERN CHARM in Old St Andrews, Large, well landscaped Corner lot, 2 story, 4 BR, 2 Bath. Wrap around front porch with a porch swing that can ease your daily stress. The yard is surrounded by a white picket fence which also encloses the patio made of pavers and adds privacy when entertaining outside. Inside you will be captured by the floor plan that utilizes the available space in a most efficient way. The lower floor has a remodeled kitchen, with Upscale appliances less than 3 years old. There's a den with an electric fireplace and the original living room is nestled in the wrap around porch. The home has 2 separate heat pumps (less than 4 years old), for space conditioning insuring that your comfort won't be comprimised. Run out of hot water? Not Likely with the natural gas fired on demand water heater. There is even a shallow well sprinkler system with timers for lawn care. Exceptional detail and upgrades for your Florida lifestyle whether as a Primary or Retierment Home are present there's no HOA to deal with if you'd rather have an Investment property. The house has all newly painted rooms throughout and new carpet upstairs. The Master Bedroom upstairs has a sun roon that faces South and has an excellent view. Both bathrooms have been remodeled and the upstairs has a claw foot tub. The original garage has been converted to a craft area and laundry center. The external Large shed has electricity, and both the shed and the converted garage have individual window unit a/c units. You are conveniently near to Oaks by the Bay Park in St Andrews and its Farmer's Market usually on Saturdays and just further down the street in St Andrews excllent dining and awesome shopping/entertainment await. There is beach access close by and a boat ramp less than 1/2 mile away. Schools are excellent in the area and should you desire to go to the beach it's a short drive to access the gulf of America's most beautiful sparkling white sands and pristine aqua water. A real plus is no flood zone and no HOA at this sanctuary. This Home ''can come'' with a 1 year Home Warranty by Old Republic. Come see this amazing property today before it's gone. New Pictures and a 4D Video Tour that's interactive are now updated.

2200 W 9th Street, Panama City

$605,000

3 Beds ⋅ 3 Baths ⋅ 774125 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Don't miss this rare opportunity to own a beautifully maintained 3-bedroom, 2.5-bath home located directly across from St. Andrews Bay, with its own private dock and sweeping views of Shell Island.This spacious home features open main living quarters filled with natural light, ideal for both everyday living and entertaining. The master bedroom offers a private bath and its own patio, while two additional bedrooms provide room for family or guests.Enjoy the coastal breeze from the covered front porch or take in the bay and Shell Island views from a second side patio, perfect for morning coffee or evening gatherings. The fenced backyard includes a detached workshop--great for hobbies or storage.Situated on a neatly landscaped lot, this home has great curb appeal and space to relax or entertain. The private dock across the street gives you direct access to boating, kayaking, or fishing right from your doorstep. This is more than a home--it's a lifestyle. With incredible views, water access, and a vibrant neighborhood just steps away, this property is a true coastal gem. Schedule your showing today and experience the beauty of St. Andrews Bay living!All measurements are approximate.

2400 W Beach Drive, Panama City

$130,000

3 Beds ⋅ 1 Baths ⋅ 767907 MLS

This house was built in 1942 and has had a fire in the last few years and has not been properly repaired. It is a corner lot on 1/4 acre and 2 blocks from the bay. Houses around it are beautiful and in great condition. There is a shed on the property and would be great for construction materials until construction is completed. Owner will have lot cleaned up of debris before closing. Bring your builder or builders welcome. Signs are in the yard,. Owner requests no showings inside as she is sick. Consider this a tear down.

2410 W 10th Street, Panama City

$875,000

3 Beds ⋅ 3 Baths ⋅ 765404 MLS

Bay views, privacy, half an acre, two garages, incredible location, do we have your attention yet? Quietly tucked away between Downtown Panama City & Downtown Saint Andrews, you'll find this beautifully redone 90's home. Vintage touches and new features marry together to bring the perfect amount of charm, character, and elegance in this gorgeous house. This property has had a full face lift including new siding and decking, flooring, cabinets, countertops, and appliances; HVAC & air conditioning; two water heaters, ceiling fans, light fixtures, and a major yard cleanup. Sitting less than half a mile from Downtown Saint Andrews, and two miles from Downtown Panama City, you couldn't be in a better location. Call your agent and come see this one - you don't want to miss it.

2206 W Beach Drive, Panama City

$610,000

5 Beds ⋅ 4 Baths ⋅ 747868 MLS

Welcome to your coastal escape in Historic St. Andrews, Florida. This 5-bedroom, 3.5 bathroom, 3,300 square foot home is a dream come true, offering unmatched beachside living with dedicated beach access on St. Andrews Bay just Steps away! This home features vaulted ceilings with beams, creating an elegant and inviting atmosphere. With three stories, this property offers distinct living areas, providing both privacy and flexibility to suit your lifestyle. The home boasts over 1600 square feet of wrap-around porches and covered outdoor spaces, perfect for enjoying the coastal breeze and entertaining guests. Two sets of French doors off the main living area, French doors off the master bedroom, and a private balcony off the upstairs bedroom flood the interior spaces with natural light and connect seamlessly to the beautiful outdoor areas. A private entrance on the first floor opens the door to rental income opportunities, making this property ideal for investors or those looking to offset their expenses. The Opportunity to Own in Gwaltney Estates is very rare, Don't Let This Chance Slip Away. Schedule Your Private Showing Today! Exterior Photos will be added Tuesday due to weather

819 Calhoun Avenue, Panama City

$600,000

3 Beds ⋅ 3 Baths ⋅ 744757 MLS

Rare opportunity on the historic Beach Drive close to Downtown St. Andrews. Featuring breathtaking views of St. Andrews Bay and situated on a large corner lot this stunning property is just waiting for the perfect family to call it home. The interior boasts 3 bedrooms, 2.5 baths with a large kitchen featuring an island that opens up to family room with water views. There is an additional garage/storage building off the back of the home with many potential uses. Do not wait to see this unique custom home in a one of a kind location.

2206 W Beach Drive, Panama City

$80,000

737171 MLS

Vacant residential lot in the desired historic St. Andrews community. Walking distance to St. Andrews Bay, shops, restaurants and marina.

000 Arthur Avenue, Panama City

Browse All Gwaltney Estates Properties for Sale

Gwaltney Estates Real Estate & Homes