Panama City FL Real Estate, Homes for Sale With Coffered Ceiling(s)

1333 Buttonsage Avenue Unit LOT 651 - HUTCHINSON PLAN, Panama City

The Hutchinson plan by Harris Doyle Homes in SweetBay combines generous living spaces, distinctive architecture and thoughtfully selected finishes. A conservation homesite brings a peaceful natural backdrop to outdoor living. A covered front porch and porte cochere welcome you to a motor court. Four bedrooms, three and a half baths, a study and an upstairs loft offer flexible spaces for everyday living and hosting guests. The open great room connects to an extended covered patio through a 12-foot stacking sliding glass door. The gourmet kitchen offers ample cabinetry, quartz countertops, a farmhouse sink and a tile backsplash, with a dual-fuel range, separate refrigerator and freezer, wall oven and built-in microwave. The main-level primary suite includes dual sinks, a walk-in closet and a tiled shower. Laundry cabinetry adds practical storage. SweetBay invites you outdoors with community pools at Blossom Park and Kestrel Park, neighborhood parks for picnics, bocce and cornhole, playgrounds, a basketball sport court and trails for walking, running and biking. Explore waterfront boardwalks, the community boathouse and kayak dock, or unwind along the sandy bayside beach. North Bay access invites kayaking and paddleboarding. Community gatherings, a weekly farmer's market, seasonal events and frequent food trucks offer opportunities to connect, while the Publix-anchored SweetBay Town Center brings coffee, dining and everyday essentials close to home, including Starbucks. Purchasers of a new home from the developer receive priority access to University Academy, a top-rated tuition-free K-8 public charter school. This home is under construction. Photo may show a sample or model home and not the actual home for sale. Selections, finishes and options may vary. Please see builder sales associates for details. Photos may show optional features and designer additions not included in price. Image is an artistic rendering and subject to change without notice. Dimensions and final features are subject to verification.

1333 Buttonsage Avenue Unit LOT 651 - HUTCHINSON PLAN, Panama City

$520,000

4 Beds ⋅ 2 Baths ⋅ 796756 MLS

Welcome to 7505 Coleridge Road, a spacious brick road in Panama City offering comfort, character and an inviting Florida life style. Set on approximately .46 acres, this 4 bedroom, 2 bathroom residence features nearly 2983 square feet of living space, a screened in pool, a bright sunroom, generous 3 car garage and a 50 amp hook up on the side of the garage. Inside, high tray ceilings create an open airy feel, while the traditional fireplace and mantel add warmth and charm to the living area The spacious floor plan provides plenty of room for everyday living, hosting guests and creating comfortable spaces for everyone to enjoy. The primary suite offers a relaxing retreat with a garden jacuzzi tub and a separate walk in shower. Step outside to enjoy the screened in porch and sunroom-ideal for morning coffee, afternoon relaxation or entertaining family and friends in a comfortable setting. A full brick exterior, exposed fastener metal roof and an expansive lot add lasting appeal and functionality. With its generous living spaces, desirable outdoor amenities and welcoming atmosphere, 7505 Coleridge Rd is ready to become your next home. Schedule your private showing today and experience all this Panama City property has to offer!

7505 Coleridge Road, Panama City

$645,000

4 Beds ⋅ 3 Baths ⋅ 796711 MLS

***VA ASSUMABLE LOAN at 5.375*** Quietly tucked away in the gated community of Sanctuary Beach, this beautifully upgraded 4-bedroom, 2.5-bath home, built by Nadeau, offers the perfect combination of privacy, comfort, and coastal living. Residents enjoy exclusive community amenities, including a pool and a dedicated nature trail that leads directly to the waters of St. Andrews Bay, making it easy to enjoy the natural beauty that surrounds this unique neighborhood. Inside, the thoughtfully designed floor plan features a spacious first-floor primary suite complete with a large walk-in closet and an oversized bathroom. The heart of the home is the stunning chef's kitchen, highlighted by an impressive 11-foot shiplap island, upgraded quartz countertops, a commercial-grade gas stove, custom-built hood, and an abundance of cabinetry with convenient pull-out wooden shelving for exceptional storage and organization. A half bath is conveniently located downstairs for guests, while the upstairs bedrooms offer generous closet space and plenty of room for family or visitors. The home has been meticulously maintained and thoughtfully enhanced with interior shutters, gutters, annual HVAC servicing, an insulated attic for extra storage, a tankless water heater, and abundant storage throughout both the home and the two-car garage. Step outside to a fully fenced backyard that has been beautifully landscaped to create a private outdoor retreat, perfect for relaxing or entertaining. Surrounded by mature landscaping and offering plenty of privacy, this outdoor space is just as inviting as the interior. Located close to the community pool, this home offers a lifestyle that blends modern convenience with the peaceful charm of Sanctuary Beach. Combining thoughtful upgrades, exceptional storage, and a prime location within one of the area's most desirable gated communities, this home is a rare opportunity to enjoy everything Sanctuary Beach has to offer.

3522 Cottage Cove Lane, Panama City

$509,250

4 Beds ⋅ 3 Baths ⋅ 796558 MLS

100% complete 4 bedrooms, 3 baths, plus office and 2 car garage.

212 Lake Merial Boulevard, Panama City

$325,000

3 Beds ⋅ 2 Baths ⋅ 796282 MLS

ST. ANDREW'S CRAFTSMAN CHARM! This beautifully maintained 3-bedroom, 2-bath home combines timeless Craftsman-style character with modern updates and an unbeatable location. Situated in a desirable St. Andrews neighborhood, you'll be just minutes from St. Andrews Marina, local restaurants, Gulf Coast State College, FSU Panama City, and a quick trip to the beautiful Gulf beaches. Inside, the open floor plan creates a spacious and welcoming atmosphere. The kitchen is a standout with gorgeous quartz countertops, stainless steel appliances, and crisp white Shaker-style cabinetry. The inviting living area features a tray ceiling and views of the backyard, while the dining area offers an oversized breakfast bar plus plenty of room for a large dining table--perfect for entertaining. The private primary suite is tucked away in its own corner of the home and features a walk-in closet and en-suite bath with a double vanity and walk-in shower. Two additional bedrooms and a second full bath provide plenty of space for guests, family, or a home office. Outside, enjoy the charm and functionality of a metal roof, screened porch, open porch, one-car garage, workshop, and privacy-fenced backyard. With its character, thoughtful updates, and convenient St. Andrews location, this home offers the perfect blend of comfort, style, and coastal living.

1701 Hickory Avenue, Panama City

$240,000

3 Beds ⋅ 2 Baths ⋅ 796239 MLS

Welcome home to this charming 3-bedroom, 2-bath home tucked away on a cul-de-sac in Callaway Corners! Enjoy one of the larger yards and driveways in the community plus a NEW 2026 HVAC system with a 10-year warranty. Inside, vaulted ceilings create a bright, open living and dining space. The kitchen features quartz countertops, stainless steel appliances, a pantry, and a stove and dishwasher replaced in 2023. The spacious primary suite offers TWO walk-in closets, double vanity, separate tiled shower, and a corner soaking tub installed in 2023. The partially fenced backyard offers plenty of room to relax, entertain, or play and residents have access to a community playground. Conveniently located just minutes from Tyndall AFB, shopping, and dining. Short-term rentals permitted. Major updates are already done--come see what makes this Callaway Corners home stand out! Short term rentals allowed!! All sizes/info/measurements approx; please verify if important.

311 Brooke Court, Panama City

$199,585

2 Beds ⋅ 2 Baths ⋅ 796031 MLS

POND WATERFRONT HOME WITH DOCK! Cute as a button and well cared for. Sits on over a half acre privacy fenced in. Once you close and lock the gate you have privacy and seclusion. Plenty of space for kids and pets to run and play. Store your boat/RV extra vehicles. Shed/Mother-In-Law suite out back. Pole barn for covered lawn equipment. Water heater shed that is extra storage. Nice screened in Florida room out back. Nice modern kitchen user friendly and open concept to the living room. This home is equipped with 3 quiet mini-splits. 2B 11/2 bath split floor plan. The pond is stocked with fish and the neighbor takes care of stocking it. Only one block from Tyndall Parkway and walking distance to Super Walmart. Mexico and Panama City Beaches are only 20 minutes away East or West. Home was updated in 2014 with new kitchen cabinets, stainless steel appliances and granite counters. Full transparency the home had termites in the second bedroom . Sellers had treated and eradicated, ripped out the entire wall and fixed back to vanilla. The foundation has a slight dip but it does not pose a problem, noticeable in the laundry closet. Come take a look today! Buyer and Buyers agent to verify all dimensions and anything deemed important.

5644 Martin Court, Panama City

1509 Indigo Street Unit LOT 838, Panama City

$583,692

3 Beds ⋅ 3 Baths ⋅ 795905 MLS

1509 Indigo Street Unit LOT 838, Panama City

1203 Buttonsage Avenue Unit LOT 659, Panama City

$578,838

3 Beds ⋅ 3 Baths ⋅ 795904 MLS

1203 Buttonsage Avenue Unit LOT 659, Panama City

12828 Lake Merial Strand Drive Unit 27, Panama City

$476,351

5 Beds ⋅ 3 Baths ⋅ 795761 MLS

Welcome to the Caliza, an impressive floorplan from the Cornerstone collection by Holiday Builders. This beautiful home offers a spacious and well-designed layout, ensuring comfort and luxury for you and your family. At 2,355 square feet, the Caliza provides abundant space for comfortable living. With its thoughtful design and convenient features, this home embodies the perfect combination of functionality and elegance. This new home boasts FIVE bedrooms, providing ample space for everyone to have their private retreats. Upon entering the foyer, you'll find the fifth bedroom to the left, offering flexibility and customization to suit your needs. To the right, a separate dining room awaits, creating an elegant space for formal gatherings or intimate meals. At the heart of the home, the great room takes center stage. This expansive area serves as the ultimate gathering spot, allowing for seamless interaction and connection among family members and friends. The kitchen is open to the great room, enhancing the flow and connectivity between these central living spaces. It boasts an island with a sink and dishwasher, providing convenience for meal preparation and entertaining. A breakfast nook and pantry complete the kitchen area, ensuring you have ample space for dining and storage. Just beyond the great room, you'll discover a delightful outdoor living area, measuring 20×8. This space allows you to bring your indoor activities outdoors, whether it's enjoying a morning coffee or hosting a barbecue with friends and family. This new home features a desirable split floorplan, with the owner's suite located on the side of the great room. The owner's suite is a true haven, featuring a private patio entrance for a serene retreat allowing you to enjoy a breath of fresh air or unwind in solitude. The owner's private bathroom has a large walk-in closet tucked in the back and also has a linen closet for additional storage. The Caliza's laundry room is conveniently situated inside the home, between the garage and kitchen. This location ensures easy access and efficient management of laundry tasks.

12828 Lake Merial Strand Drive Unit 27, Panama City

$435,900

4 Beds ⋅ 3 Baths ⋅ 795715 MLS

PRE-SALE TO BE BUILT - Wyoming Plan! Buyer can select design board finishes. Lot is located on desirable pond view! Welcome to Game Farm! A peaceful, secluded community you'll be proud to call home. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local homebuilder Southern Coastal Homes. From the moment you arrive, a beautifully landscaped grand entrance and scenic bridge welcome you into an inviting environment. This community features wide homesites, three-sided brick homes, preserved natural areas, tranquil ponds, three future parks, and a walking path for residents to enjoy. Inside this home, you'll find a wide range of high-quality upgrades including a tankless gas water heater, 9-foot ceilings, recessed lighting, painted Hardie-board siding on the front exterior, a gas kitchen range, a gas line ready for an outdoor grill, and a fully sodded yard with a sprinkler system. Tray ceilings enhance the living room and master bedroom, while the master bath includes double vanities, walk-in shower with glass door, a large walk-in closet, and convenient access to the laundry room. Additional features include a utility sink in the garage and a practical drop zone as you enter from the garage. This home is filled with beautiful finishes and thoughtful touches offering comfort, style, and everyday functionality. This home is TO BE BUILT! Buyer to verify any information deemed important.

2984 Lucky Farm Lane, Panama City

$510,990

4 Beds ⋅ 3 Baths ⋅ 795710 MLS

MOVE IN READY!!!! HUGE YARD! Introducing the Navarre B plan! With its spacious layout and thoughtful design, this home offers comfort, flexibility, and a touch of luxury. Covering an impressive 2,482 square feet, the Navarre is a home that provides ample space for the whole family. As you approach the front entrance, you'll notice the large truss covered porch, adding charm and character to the exterior. Upon entering the foyer, you'll find an optional den/living space that can also be converted into a fifth bedroom, providing versatility to suit your needs. Adjacent to this area, there is a section of the home that can serve as guest quarters or an ideal space for multi-generational living or a teen space, offering privacy away from the other bedrooms. This area includes a separate full bath and a linen closet. Moving through the dining room and great room combo, you'll experience an open and inviting atmosphere. The great room seamlessly connects to the kitchen and breakfast nook, creating a central hub for family gatherings and entertaining. The kitchen features an island that houses a dishwasher and sink, combining functionality with style. A corner pantry provides ample storage for your culinary essentials.

213 Lake Merial Boulevard, Panama City

$479,990

3 Beds ⋅ 2 Baths ⋅ 795708 MLS

100% COMPLETED! MOVE IN READY!! Welcome to the Crystal B plan. This thoughtfully designed home offers a harmonious blend of style, functionality, and comfort. Upon entering the foyer, you'll notice a den on the left, providing a versatile space that can be used as a home office, study, or even a fourth bedroom. To the right, a formal dining room awaits, creating an elegant setting for hosting dinner parties or enjoying special meals with loved ones. Just beyond the den, a corridor leads to a private kids or guest wing of the home. This wing encompasses two bedrooms, a full bathroom, and a convenient laundry room with access to the two-car garage. The presence of a linen closet in the hallway adds practicality and storage options. Returning to the foyer, you'll be greeted by the spacious great room, which serves as the central hub of the Crystal floorplan. This open and inviting space seamlessly connects to the breakfast area and kitchen. The great room provides ample space for relaxation and entertainment, ensuring quality time with family and friends.

211 Lake Merial Boulevard, Panama City

1506 Boxwood Avenue Unit LOT 764 - HILLSBORO PLAN, Panama City

$564,113

3 Beds ⋅ 2 Baths ⋅ 795433 MLS

Take advantage of $37,500 BUILDER INCENTIVE with preferred lender! Harris Doyle Homes offers a Hillsboro plan in waterfront SweetBay. This charming home features three spacious bedrooms plus a large formal dining, den or study, an open kitchen with a slide-in gas range, built in microwave, quartz countertops, tile backsplash, stunning designer range hood and under cabinet lighting.The large Great Room extends out to a rear lanai. The laundry connects to the primary closet for added convenience. The primary suite features a zero-entry tile-to-ceiling shower and dual quartz vanities. The design team has incorporated stylish finishes with quartz countertops, decorative doors, designer light package, LVP flooring and crown molding. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay and Gulf access, boat launch for kayaking, private beach, paddle boarding, fishing, parks, junior olympic resort pool complexes, fire pits, grilling areas, sports court, miles of trails, Publix-anchored town center and future amenities including a marina! New home buyers even get priority access to top-rated University Academy, the #2 K-8 school in the state of Florida!

1506 Boxwood Avenue Unit LOT 764 - HILLSBORO PLAN, Panama City

1501 Indigo Street Unit LOT 836 - SAWGRASS PLAN, Panama City

$548,003

3 Beds ⋅ 2 Baths ⋅ 795430 MLS

Quick closing incentive with rates as low as 3.49% with builder's preferred lender! Presenting the Sawgrass plan in waterfront SweetBay's newest phase, Indigo Lakes. This spacious home offers plenty of comfortable indoor and outdoor living space with a large Great Room and kitchen extending out to a covered lanai. The primary suite features a large tile-to-ceiling shower and walk-in closet. SweetBay is a walkable and golf-cart friendly community with unrivaled amenities: dock with Bay / Gulf access for kayaking, private beach, paddle boarding, and fishing, parks, junior olympic resort pools, sports court, miles of trails, and future amenities including a Publix-anchored town center and marina! New home buyers even get priority access to top-rated University Academy! 2/1 temporary buydown through preferred lender on select homes. Illustrative payment rates: 3.49% in year one, 4.49% in year two and 5.49% in years 3-30; 6.237% APR. This is a 30-year fixed-rate loan with a temporary payment subsidy, not an adjustable-rate mortgage. Payments increase after years one and two. Rates shown are illustrative as of October 2, 2026, not a current rate quote. Subject to credit approval, eligible-home availability and lender requirements. Rates, fees and terms may change. Closing must occur by January 1, 2027. See agent and lender for complete terms. Silverton Mortgage, NMLS 1561. Equal Housing Opportunity.

1501 Indigo Street Unit LOT 836 - SAWGRASS PLAN, Panama City

341 Juniper Creek Circle Unit LOT 75, Panama City

$802,599

4 Beds ⋅ 4 Baths ⋅ 795414 MLS

The Hutchinson Plan by Harris Doyle Homes is situated in the newest phase of the popular community, Breakfast Point East. In addition to the four large bedrooms, there is a study, loft and mudroom. The covered front porch flanks a porte-cochere that enters into a spacious motor court. A third and separate garage bay has the flexibility to become a finished space for a home gym, tailgating room or whatever you can imagine! The main-level primary suite features a tile-to-ceiling walk-in shower and large walk-in closet. The island kitchen includes stone countertops, decorative tile backsplash and options for a chef's kitchen. Nestled in the heart of Panama City Beach, Breakfast Point East is one of the area's most desirable master-planned communities, offering a unique blend of modern convenience, top-rated schools, and laid-back Florida charm. This pedestrian-friendly neighborhood includes winding sidewalks, community parks, and preserved green spaces, encouraging a healthy and connected lifestyle.

341 Juniper Creek Circle Unit LOT 75, Panama City

$484,000

4 Beds ⋅ 2 Baths ⋅ 795324 MLS

Welcome home to this meticulously maintained custom residence in desirable North Shore, ideally located near a quiet cul-de-sac and convenient to shopping, dining, schools, and everyday amenities. Featuring a desirable split floor plan, this well-kept home offers an impressive list of recent upgrades and thoughtful improvements throughout. Major updates include a newer top-of-the-line Carrier HVAC system with gas heat, a high-output Rinnai tankless gas water heater that has been regularly flushed and maintained, and solid 1/2-inch bamboo hardwood flooring throughout much of the home. The kitchen is exceptionally well appointed with brand-new, never-used appliances, newly faced cabinetry with upper cabinetry recently replaced, granite countertops, a new sink, and a new Moen touch-activated faucet. Additional improvements include new rear French doors, a new entry door, and a recently painted interior. The living area is enhanced by a wood-burning fireplace with a granite hearth pad for added safety and a polished finished look. Both bathrooms have been tastefully updated. The guest bath features custom tile flooring, a granite vanity top, and a distinctive copper sink, while the remodeled primary bath offers attractive tile finishes and a spacious walk-in shower. Outside, the extended driveway provides ample room for additional vehicles, an RV, or ATVs while allowing the garage to remain available for primary vehicles. A heated gunite pool and spa, complete with new equipment and a newer gunite surface, create an inviting setting for relaxing, entertaining, and enjoying Florida living year-round. This well-equipped home also includes practical features that make routine upkeep easier and help preserve its well-maintained condition, including screened gutters. The garage is equipped with a 50-amp breaker and offers the option for air conditioning, providing added flexibility for use as a workshop, hobby space, or for additional comfort. With extensive upgrades, evident pride of ownership, and a fantastic North Shore location, this exceptional property is truly a wonderful place to call home. Call today to schedule your private showing. ALL MEASUREMENTS ARE APPROXIMATE AND SHOULD BE VERIFIED BY BUYER.

622 Mallory Drive, Panama City

$430,000

4 Beds ⋅ 2 Baths ⋅ 795320 MLS

How would you like to have a POOL in Florida and have an amazing LOW electric bill !?!? Having these solar panels can guarantee that while you live in this beautiful home. Welcome to 3540 Cedar Park Lane in Panama City--where space, comfort, and outdoor living come together in one incredible property on cul-de-sac. This beautifully maintained 4-bedroom, 2-bathroom home offers a functional open layout perfect for both everyday living and entertaining. Inside, you'll find a spacious living area that flows seamlessly into the kitchen and dining space, creating the perfect gathering spot. The kitchen is equipped with quartz countertops and a Brand NEW refrigerator along with a stove and microwave that are just about a year old. The center kitchen island is the heart of the home. With four generously sized bedrooms, there's plenty of room for family, guests, or even a home office setup. The finishes chosen for this home are beautiful and must be seen in person. Two car garage for plenty of storage and oversized mudroom everyone will love. The primary suite is a true retreat, featuring a relaxing soaker tub--perfect for unwinding after a long day. Walk in closest to top it off. Step outside to your own private backyard oasis! The stunning 16x32 in-ground pool features an 8-foot deep end and will be just 3 years old in October. Designed for efficiency and easy maintenance, it includes a variable-speed pump, sand filter, and LED pool light for beautiful evening swims. This chlorine pool is also plumbed for a slide, offering even more potential for fun. Built for durability, it features heavy-duty galvanized steel walls and a poly stair tub. The spacious backyard is ideal for entertaining, relaxing, and making lasting memories with family and friends. Conveniently located near Tyndall Air Force Base, shopping, dining, and schools, this home offers the perfect blend of comfort, location, and lifestyle. Don't miss your chance to own this move-in ready home with all the upgrades and a backyard built to impress!

3540 Cedar Park Lane, Panama City

$430,000

4 Beds ⋅ 2 Baths ⋅ 794862 MLS

UNDER CONTRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS. Perched at the highest elevation in Northshore on one of the largest lots WITH A POOL, 815 Mallory Drive stands tall as one of the best value properties in the Panama City/Lynn Haven area. The ''32405'' zip code is one of the only zip codes where there is price appreciation because of the proximity to Baldwin Road, medical care, and the Panama City Airport (take Highway 77 to Highway 388 and you are there). See the aerial photos for how close this property is to the Bay and boat launch, literally less than 4 minute drive. Boasting 3,000+/- total square feet under roof with 2,184 heated/cooled square feet, this 4 bedroom, 2 bathroom home has been meticulously maintained and perfectly situated on a large lot. Designed with comfort, functionality, and entertaining in mind, this home is packed with thoughtful upgrades and custom details throughout. Inside, you'll find a spacious split-bedroom floor plan with raised ceilings, arched openings, abundant natural light, ceiling fans, generous closets, chair rail accents, and custom finishes in several areas. The inviting Great Room has surround sound that also extends into the oversized Primary Suite. The large kitchen is truly the heart of the home, offering a center island with power and a Jenn-Air-style cooktop, and a sunny breakfast nook with a bay window overlooking the patio and pool. A spacious laundry room provides additional shelving and a utility sink for added convenience. The impressive Primary Suite includes direct access to the patio and pool, while the ensuite bath features a relaxing garden tub with seating, double vanity, oversized walk-in shower with built-in seat and rain-pattern glass doors, and a spacious walk-in closet with shelving. Step outside and discover your own private backyard retreat! The fully privacy-fenced yard features double gates on both sides, numerous citrus trees, and a sprinkler system. The covered porch is ready for entertaining with speakers, ceiling fans, and a gas grill connection, while the sports-style pool with steps at both ends offers the perfect place to cool off and enjoy Florida living. Additional features include a brick and vinyl exterior, guttering, exterior corner lighting, garage door opener, pull-down attic access with ample storage, and energy-efficient, easy-care interior features. With more upgrades than can possibly be listed, this one-of-a-kind property truly must be seen to be appreciated!

815 Mallory Drive, Panama City

$449,000

5 Beds ⋅ 2 Baths ⋅ 794469 MLS

Welcome home to this spacious 5-bedroom home with a rare 3-car garage. The inviting open floor plan creates an easy flow between the main living, dining, and kitchen areas--perfect for both everyday living and entertaining. With five bedrooms, there's flexibility for guest rooms, a home office, homeschool room playroom, or whatever best fits your lifestyle. Step outside to the covered back porch, an ideal spot for morning coffee or relaxing at the end of the day. Beyond the porch, the large backyard offers plenty of space for kids, pets, a garden, or future outdoor living additions. With its attractive curb appeal, generous living space, three-car garage, and oversized yard, this home offers the space and versatility that can be hard to find. Come see all it has to offer!

3804 Redbud Way, Panama City

$440,000

4 Beds ⋅ 4 Baths ⋅ 794471 MLS

MAJOR BONUS FOR QUALIFIED BUYERS: ASSUMABLE VA LOAN AT 4.25%! Welcome to Bridge Harbor! This stunning Craftsman-style home features the Camden floor plan, offering 2,826 sqft of beautifully designed living space, including 4 bedrooms, 3.5 bathrooms, and a spacious 3-car garage. As you step inside, you're greeted by luxury vinyl plank flooring and 9-foot ceilings throughout, with elegant trey ceilings in the study, dining room, living room, and primary bedroom. The kitchen is the heart of the home, showcasing a large center island, granite countertops, and stylish painted cabinetry. The primary suite provides a serene retreat, while the second master suite offers added privacy for guests or extended family, complete with its own custom-tiled, glass-enclosed shower and private bathroom. Step outside to the covered patio and enjoy the added elegance and privacy of plantation shutters throughout the home. This Camden floor plan perfectly blends style, functionality, and thoughtful design, making it a home you'll love to call your own. Don't miss the opportunity to take advantage of the assumable VA loan at 4.25% for qualified buyers!

100 Bridge Harbor Drive, Panama City

3001 W 10th Street Unit 510, Panama City

$909,000

3 Beds ⋅ 4 Baths ⋅ 793606 MLS

Welcome to luxury waterfront living in the highly sought-after Harbour Village at Historic St. Andrews! This exceptional 3-bedroom, 3.5-bath residence offers over 2,300 square feet of beautifully designed living space with breathtaking panoramic views of St. Andrews Bay. Step inside to discover an open, light-filled floor plan enhanced by impressive 10-foot ceilings, elegant tile plank flooring, a spacious living area, and a formal dining room designed for both everyday comfort and effortless entertaining. The expansive wraparound private balcony provides the perfect place to enjoy spectacular sunrises, evening sunsets, and peaceful waterfront breezes. The spacious primary suite is a true retreat, while each additional bedroom offers its own private bath, providing comfort and privacy for family and guests alike. This move-in-ready residence combines luxury finishes with a functional layout that makes coastal living easy. Harbour Village is a gated waterfront community offering resort-style amenities, including a sparkling pool, fitness center, clubhouse, grilling pavilion, beautifully landscaped grounds, fishing opportunities, elevators, and secure parking. Located just steps from Historic St. Andrews, you'll enjoy convenient access to waterfront restaurants, local shops, marinas, parks, and year-round entertainment. Whether you're searching for a full-time residence, second home, or upscale coastal retreat, Unit 510 offers an exceptional combination of luxury, location, space, and breathtaking bayfront views. Experience the best of Panama City waterfront living in one of the area's most desirable communities.

3001 W 10th Street Unit 510, Panama City

$556,500

4 Beds ⋅ 3 Baths ⋅ 793244 MLS

Hamilton floor plan with flex room in lieu of 3 car garage.

257 Lake Merial Boulevard, Panama City

$349,000

4 Beds ⋅ 2 Baths ⋅ 793132 MLS

MOVE-IN READY & BETTER THAN NEW! Welcome to 4862 Windrow Way in the highly desirable Titus Park community! This 4-bedroom, 2-bathroom SMART home offers 1,835 square feet of thoughtfully designed living space on a fenced corner lot, combining the benefits of new construction with the convenience of being move-in ready. Why wait months to build when you can enjoy a home that's already complete? This beautifully maintained property is ready for its new owners and offers a fully fenced backyard; perfect for pets, play, entertaining, or relaxing outdoors. The open-concept floor plan features spacious living areas, a modern kitchen with ample cabinetry and countertop space, and a private primary suite designed for comfort. With four bedrooms, there's plenty of room for family, guests, a home office, or hobby space. Titus Park residents enjoy outstanding neighborhood amenities, including a community pool and dog park, while the location provides quick access to Highway 390 and Highway 231 for an easy commute. You'll also be just minutes from Publix, Starbucks, restaurants, shopping, the Lynn Haven Bayou Park, and highly rated Bay County schools. As an added bonus, the sellers are offering up to $8,000 buyer credit that can be applied toward closing costs or an interest rate buy-down, helping make homeownership even more affordable. Skip the construction wait and move right into this better-than-new home in one of Bay County's most sought-after communities. Schedule your private showing today!

4862 Windrow Way, Panama City

$522,000

3 Beds ⋅ 2 Baths ⋅ 793109 MLS

Completely Remodeled 3 Bed/2 Bath Home in Bay Point, Move-In Ready!! NEW ROOF with transferable warranty, New Water Heater, LVP throughout whole house, Solid Wood Shelving in all closets, New Paint Throughout Whole House, Smooth ceilings throughout (no popcorn), Remodeled Master Bathroom w/ multi-function shower system, New Appliances, Under-the-Counter Icemaker, Wine Fridge, All cabinets are new with soft close and new hardware and cabinet pulls, New light switches with dimmers and rectangular receptacles, LED recessed lighting, New window glass throughout the house, 2 new sliding doors, New Kitchen window, Horizontal blinds and New fans and light fixtures. If you're looking for a home where every major update has already been completed, this exceptional Bay Point West property is ready to impress. Bay Point is home to the only Nicklaus designed golf course in Northwest Florida and a full-service Marina, Point South. Take a short stroll to the Clubhouse, Marina, and local Bar/Grill for dining and socializing. Bay Point is not just a neighborhood, it's a Lifestyle.

188 Marlin Circle, Panama City

4113 Cobalt Circle Unit PO73, Panama City

$610,000

3 Beds ⋅ 3 Baths ⋅ 792803 MLS

This extraordinary waterfront end unit condo, nestled in the exclusive gated Waterhaven community, right on St. Andrew's Bay, is a true haven! Meticulously maintained, this spacious one level floor plan, with its rich hardwood flooring throughout the main areas, stunning granite countertops, exquisite cabinetry, a gas range, and a kitchen island perfect for entertaining large groups, is a dream come true! Let's not forget that breathtaking view, which can be enjoyed from the kitchen, living and dining areas, along with the Master Bedroom! Now, can you envision yourself sitting on your expansive deck, sipping your morning coffee, watching the sun rise over the water, and being greeted by dolphins? Or strolling along the community dock and being whisked away by boat for a five-minute ride to Shell Island? Better yet, having the luxury of choosing between lounging by the Bay front (seasonally heated) pool or the Bay front beach? There is also a grilling area on the pool deck, a dock, marina, a storage yard across Magnolia Beach Road with a separate access code, beach loungers, a boat ramp and a launch point for kayaks and stand-up paddle boards! This incredible community offers a state-of-the-art fitness center, a theater that can be reserved by owners, meeting room, summer kitchen and an Owner's Club for your enjoyment. This unit also comes with its own 5x7 storage room on the 4th Floor of the Building! And the best part? This location is unbeatable! All your favorite local restaurants are just a five-minute drive away, and the pristine white sandy beach is only seven minutes away! When it comes to serene living, this community has it all! When it comes to water activities, it's a paradise! When it comes to being close to everything yet feeling like you're in your own world, it's the ultimate retreat! Whether a full-time residence or a vacation home, come and experience the rare combination of luxury, tranquility and waterfront beauty-all in one exceptional residence! Welcome home!

4113 Cobalt Circle Unit PO73, Panama City

$580,000

4 Beds ⋅ 3 Baths ⋅ 792627 MLS

Experience refined coastal living in SweetBay, Panama City's premier waterfront master-planned community. This exceptional St. Vincent floor plan seamlessly blends timeless design, quality finishes, and an unparalleled lifestyle in one of the area's most sought-after neighborhoods.Designed for both elegant entertaining and everyday comfort, the open-concept living and dining areas extend effortlessly to a spacious covered porch, creating a seamless indoor-outdoor living experience. At the heart of the home, the chef-inspired kitchen showcases an oversized island, quartz countertops, under-cabinet lighting, stainless steel appliances, a gas range with designer vent hood, and abundant workspace for gathering with family and friends.The luxurious main-level primary suite serves as a private retreat, featuring a tray ceiling, spa-inspired bath with dual vanities, a floor-to-ceiling tiled walk-in shower, and an expansive walk-in closet. Upstairs, three generously sized bedrooms--each with its own walk-in closet--surround a versatile loft ideal for a media room, home office, or additional living space. Thoughtful upgrades throughout include luxury vinyl plank flooring, designer lighting, a spacious laundry room, custom window blinds, and abundant storage. Outdoors, enjoy a beautifully fenced backyard with an irrigation system, an expansive paver patio, and a gas connection for effortless outdoor grilling and entertaining. Life in SweetBay offers more than a home--it offers a lifestyle. Residents enjoy exclusive access to resort-style amenities including a waterfront dock with bay access for kayaking, paddleboarding, and fishing, a stunning community pool, parks, playgrounds, basketball court, miles of scenic walking trails, and exciting future additions including a vibrant town center and marina. Perfectly located just minutes from premier dining, shopping, medical facilities, and the white-sand beaches of the Emerald Coast, this home presents an exceptional opportunity to enjoy luxury coastal living at its finest.

2221 Warbler Street, Panama City

$381,900

4 Beds ⋅ 4 Baths ⋅ 792251 MLS

Inviting Bay Views, Community Perks & Spacious Living--Your Dream Home Awaits at 101 Carriage Rd! Come see this exceptional 4-bedroom, 3.5-bath home in the popular Bridge Harbor community. The spacious 2,261-square-foot layout offers beautiful bay views and is just steps from the water. It's perfect for kayaking, relaxing by the shore, or enjoying amazing sunsets. Step inside to an open, thoughtfully designed floor plan featuring a formal dining room, a convenient downstairs laundry room, and a guest half bath. The spacious primary suite on the main floor offers privacy and easy access, while the fully fenced backyard is ideal for children, pets, and entertaining friends and family. Upstairs, a generous bonus family room ensures space for movie nights, playtime, or a home office. Each of the three well-appointed bedrooms features ample closet space. You will also find extra hallway storage, perfect for linens or seasonal items. Two full baths provide comfort for everyone, and one bedroom even boasts its own en suite, offering flexibility for guests or multi-generational living. Enjoy Bridge Harbor's sidewalks, sparkling community pool, and welcoming neighborhood feel, all just minutes from Tyndall AFB, shopping, and dining. The low monthly HOA fee of $284.85 quarterly covers access to the pool, common area maintenance, and beautifully landscaped walking paths, making it easy to enjoy all the community perks while planning your budget with confidence. Don't miss your chance to make 101 Carriage Rd your new home. Schedule a private tour today and start enjoying the lifestyle you deserve!

101 Carriage Road, Panama City

2915 S HAWKS LANDING Boulevard, Panama City

$555,000

4 Beds ⋅ 4 Baths ⋅ 791942 MLS

*CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Offering 2,938 square feet of well-appointed living space and soaring ceilings, this thoughtfully designed 4-bedroom, 3.5-bath custom Hawks Landing home showcases enduring style, generous proportions, and a highly functional open-concept floor plan. With all four bedrooms conveniently located on the main level and a versatile upper-level flex space above the garage, the home delivers both everyday comfort and remarkable adaptability to complement modern lifestyle needs. The impressive main living area is anchored by an elegant tray ceiling, custom built-ins, wood floors, and a gas fireplace, creating an inviting atmosphere that feels elevated, polished, and effortlessly livable. Designed for everyday living and entertaining, the spacious Chef's kitchen serves as the heart of the home--featuring granite countertops, rich wood cabinetry, stainless appliances, double ovens, a large center island with breakfast bar, and a sunny breakfast nook overlooking the backyard. The adjoining oversized screened porch creates a seamless indoor-outdoor living experience, perfect for morning coffee, cheering on your favorite teams, enjoying movie nights, taking in stunning sunsets, or unwinding with an evening drink. Privately situated within the split-bedroom floor plan, the substantial primary suite offers a peaceful retreat with a beautiful tray ceiling and French doors providing direct access to the covered back porch. The roomy en-suite bath includes two walk-in closets, a double vanity, a jetted soaking tub, separate tiled shower, and private water closet. The formal dining room, accented by an exquisite coffered ceiling and plantation shutters, provides versatility for special occasions, a home office, or an additional gathering area. All secondary bedrooms are generously sized with ample closet storage and ceiling fans. Upstairs, the bonus room with a private half bath and separate thermostat provides a dedicated area for a media room, guest quarters, home gym, playroom, or fifth bedroom. Outside, the expansive fenced backyard offers exceptional space for recreation, relaxation, and hosting guests. Complete with a convenient gas stub for an outdoor grill, the covered porch extends your living space and creates the perfect setting for outdoor dining and year-round gatherings. Significant recent improvements include a new roof (2019), HVAC system (2021), carpet (2023), innovative ''on-demand tank'' water heater (2024), and stainless-steel kitchen appliances that are all less than three years old. Additional features include an oversized two-car garage with additional hobby/workshop space, laundry room with utility sink and tailored storage cabinetry, irrigation system, seamless gutters, and enhanced exterior doors from the kitchen, primary suite, and third full bath to the covered and screened porches with integrated between-the-glass blinds, offering convenient privacy and custom light control. Hawks Landing is a desirable planned community offering a welcoming neighborhood setting with custom-style homes, inviting sidewalks ideal for neighborhood strolls, and a central location with convenient access to Tyndall Air Force Base, NSA Panama City, hospitals, and other major employers, as well as top local schools. Residents also enjoy close access to recreation and everyday amenities, including the Lynn Haven Sports Complex, Deer Point Lake, nearby shopping and dining, multiple golf courses, and the sugar-sand beaches along the nearby Gulf Coast. This move-in-ready and beautifully maintained home combines timeless design, modern enhancements, and adaptable living options suited for every stage of life. Whether you're entertaining, working from home, or simply enjoying everyday life, you'll appreciate its versatility today and for years to come. ASSUMABLE 3.625% VA Loan available for qualified VA-eligible buyers w/sufficient VA entitlement!

2915 S HAWKS LANDING Boulevard, Panama City

$465,000

3 Beds ⋅ 2 Baths ⋅ 791851 MLS

For Comps Purposes. Lovely 3-bedroom, 2-bath ''Anna Maria'' floor plan home located in the highly desirable Sweet Bay community. This home features an open-concept layout with 10-foot ceilings, abundant natural light, and a designer kitchen complete with custom cabinetry, granite countertops, and stainless steel appliances. The living and dining areas flow seamlessly to the covered back porch, creating the perfect space for relaxing or entertaining. The large privacy-fenced backyard offers plenty of room for pets, play, or even a future pool. As a Sweet Bay resident, you'll enjoy access to resort-style amenities, including community pools, basketball courts, playgrounds, walking trails, and green spaces. Conveniently located near top-rated schools, shopping, dining, and waterfront activities, this home offers the perfect blend of comfort, style, and community‌‌‌‌‌‌‌‌‌‌‌‌ living.

1725 Calamint Street, Panama City

$450,000

4 Beds ⋅ 2 Baths ⋅ 791746 MLS

Make your reservation to see this one. Welcome to this beautifully maintained home in the highly sought-after Colony Club community, ideally located behind the Legacy Golf Course and just a short walk from the bay. Offering an inviting open floor plan, this move-in-ready residence creates a bright and welcoming atmosphere. As you enter the spacious foyer, you'll immediately appreciate the home's airy design. To the left, the elegant formal dining room is accented by stylish lighting and a large picture window overlooking the manicured front yard, making it the perfect setting for family dinners and entertaining. The well-appointed kitchen features stainless steel appliances, durable solid-surface countertops, a convenient breakfast bar, ceramic tile flooring, and a sunny breakfast nook overlooking the backyard. Flowing seamlessly into the expansive living room, this space is ideal for both everyday living and entertaining. The living room is complete with an electric fireplace, surround sound wiring, and plenty of room for gathering with family and friends. The private primary suite serves as a relaxing retreat with dual walk-in closets and a spacious en-suite bath featuring double vanities, a luxurious garden tub, and a separate walk-in shower, creating a true spa-like experience. Step outside and discover your own private backyard paradise. Designed for year-round enjoyment, the fenced backyard features a sparkling swimming pool, a soothing hot tub with a cascading waterfall, and a charming pergola, providing the perfect place to relax or entertain. Whether you're hosting guests or enjoying a quiet evening at home, this outdoor oasis is sure to impress. Located in one of Panama City Beach's most desirable neighborhoods, with convenient access to golf, boating, shopping, dining, schools, and the world's most beautiful beaches, this exceptional home truly offers the best of Florida living. Schedule your private showing today and experience everything 111 Twilight Bay has to offer!

111 Twilight Bay Drive, Panama City

$316,488

3 Beds ⋅ 2 Baths ⋅ 791656 MLS

** 5K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER,DRYER, FRIDGE & BLINDS** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11505 Singo Drive, Panama City

$326,790

4 Beds ⋅ 2 Baths ⋅ 791654 MLS

BAYFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11441 Godart Street, Panama City

$419,900

4 Beds ⋅ 3 Baths ⋅ 791568 MLS

2.875% Assumable VA Loan! This home features an assumable VA loan with an approximate balance of $275,000 at an attractive 2.875% interest rate (subject to lender approval and VA assumption requirements). Custom home built by Ben Wortman Welcome to 3915 Indian Springs Road in the highly desirable Riverside community of Panama City! Built in 2021, this spacious 4-bedroom + bonus room with a closet, 2.5-bath, home offers over 2,600 square feet of thoughtfully designed living space with modern finishes, open-concept living, and plenty of room for entertaining. Step inside to discover a bright and inviting floor plan featuring a large living area, high ceilings, abundant natural light, and a beautifully designed kitchen complete with granite countertops, stainless steel appliances, a large island, and ample cabinet space. The oversized primary suite provides a relaxing retreat with a spacious ensuite bath, double vanities, soaking tub, separate shower, and generous walk-in closet. Upstairs offers additional living flexibility with spacious guest bedrooms and a versatile loft area perfect for a second living room, office, playroom, or media space. The backyard provides plenty of room for outdoor entertaining and pets. Located in the sought-after Riverside subdivision, residents enjoy convenient access to schools, shopping, dining, Tyndall Air Force Base, and all that Panama City has to offer. This move-in ready home combines modern construction, energy efficiency, and functional living in one of the area's fastest-growing communities. Why People Choose Riverside: Schools: Sits directly across from North Bay Haven Charter Academy a K-12 school in Bay County. Amenities: Features over 2 miles of paved walking trails, community pool, fitness center, waterfront community docks, a clubhouse, playground, and a basketball court. Vibe: Known for its lush greenery, mature oak trees draped in Spanish moss, and a quiet, tight-knit neighborhood atmosphere. Schedule your showing today!

3915 Indian Springs Road, Panama City

$340,000

3 Beds ⋅ 3 Baths ⋅ 791498 MLS

Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven--a private, gated, non-rental community set directly on the shores of St. Andrews Bay. Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a perfect setting for morning coffee or evening gatherings overlooking the heart of the community. The home has been thoughtfully upgraded with remodeled bathrooms, including a luxurious master suite featuring a custom tile shower and soaking tub. In the kitchen, enjoy top-tier finishes with a Sub-Zero refrigerator and Viking appliances, elevating both style and function. Waterhaven sets the standard for luxury amenities: Resort-style pool and sun deck Clubhouse with movie theater, meeting space, and full kitchen Fitness center and outdoor kitchen for entertaining One of the area's largest private piers, ideal for fishing, evening strolls, or watching unforgettable bayfront sunrises With its high-end upgrades, unmatched amenities, and prime waterfront location, this condo isn't just a home--it's a lifestyle.

2604 Mystic Lane Unit PO13, Panama City

$343,938

3 Beds ⋅ 2 Baths ⋅ 791312 MLS

LIMITED OFFER: Get a tiered rate: 2.99% (Year 1), 3.99% (Year 2), then 4.99% fixed for life. PLUS MOVE IN PACKAGE INCLUDED & COVERING CLOSING COST WITH PREFERRED LENDER!!! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

1321 Primrose Lane, Panama City

9450 S Thomas Drive Unit 2102, Panama City

$474,900

2 Beds ⋅ 2 Baths ⋅ 791242 MLS

When buyers compare beachfront condos, the view often makes the decision--and Boardwalk 2102 delivers one of the most impressive perspectives on Panama City Beach. Perched on the 21st floor, this Gulf-front residence captures sweeping views of emerald waters and sugar-white beaches from the moment you enter. Unlike many floor plans that reserve the best views for the living area only, this residence features a true Gulf-front primary suite, allowing you to wake each morning to panoramic Gulf views and the sound of the waves. The open-concept layout keeps the Gulf as the focal point, creating a bright and spacious coastal retreat. Boardwalk Beach Resort is one of Panama City Beach's most established Gulf-front communities, offering resort-style amenities including a beachfront pool, heated spa, kiddie splash area, tiki bar, fitness center, beautifully maintained grounds, and a covered parking garage with direct elevator access. The connected parking garage provides a convenient arrival experience rarely found in many beachfront properties. Ideally located on a palm-lined boulevard adjacent to the convention center and across from a golf course, Boardwalk enjoys strong year-round visitor demand. Owners and guests are within walking distance of Tootsie's Orchid Lounge, Pineapple Willy's, and numerous dining and entertainment options. Additional ownership advantages include conventional financing eligibility, completed SIRS requirements, and a well-established ownership community. A rare oversized climate controlled commercial-grade storage closet located adjacent to the first level of the parking garage is available for purchase separately and is not included in the list price - ideal for beach gear (keep the sand out of your condo) and larger items such as kayaks & surf and paddle boards. Whether you're seeking a beachfront getaway, second home, or investment property, Boardwalk 2102 stands out with its exceptional Gulf-front location, sought-after high-floor elevation, true Gulf-front primary suite, and breathtaking views. All measurements and information are deemed reliable but should be verified if important.

9450 S Thomas Drive Unit 2102, Panama City

$615,000

4 Beds ⋅ 3 Baths ⋅ 791119 MLS

Beautiful Hawks Landing home...

2705 Talon Court, Panama City

$294,500

3 Beds ⋅ 2 Baths ⋅ 790819 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Located just 10 miles from Tyndall Air Force Base and only 4.3 miles from Downtown Panama City, this beautifully updated home offers the perfect blend of comfort, style, and convenience. Inside, you'll find durable LVP flooring throughout (2022). Major kitchen updates completed in 2022, including freshly painted cabinets with updated hardware, stylish butcher block countertops, a modern backsplash, and new appliances, creating a move-in ready space you'll love coming home to. A new roof was installed in 2019, adding even more value and peace of mind. The garage offers a workshop getaway. Work bench, wall storage to see all your toys, uh tools, and a screen door for the garage that allows the light and breeze in, but not anything else! It's perfect for those who like to work on projects. Step outside to a screened porch overlooking the privacy-fenced backyard, complete with a sprinkler system and storage building, making it ideal for entertaining, relaxing, or storing outdoor equipment. Located near shopping, dining, schools, and everyday amenities, this home combines modern updates, functionality, and an unbeatable central location. Whether you're a first-time homebuyer, military family, or investor, this is an opportunity you won't want to miss!

2923 Cedars Crossing, Panama City

$320,170

4 Beds ⋅ 2 Baths ⋅ 790592 MLS

** HOME QUALIFIES FOR 5K IN FLEX CASH** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11501 Singo Drive, Panama City

$760,000

5 Beds ⋅ 3 Baths ⋅ 790380 MLS

Wake up to breathtaking water views and direct Gulf access from this incredible home designed for coastal living at its finest! You'll just need to add a dock to fully enjoy world-class fishing, peaceful morning coffee on the water, and unforgettable sunset views right from your backyard. Inside feels like new and showcases custom lighting in a spacious living room along with a dedicated office/den that is perfect for working from home or extra flex space. The chef-inspired kitchen features a built-in oven, microwave, and cooktop, sleek granite countertops, a breakfast nook, formal dining area, and a massive breakfast bar made for entertaining. You'll love the endless counter space, oversized pantry, and an abundance of crisp white cabinetry that keeps everything bright and organized. The primary suite is a true retreat with stunning water views, a generous layout, huge walk-in closet, soaking tub, separate shower, and double vanity. Each additional bedroom is spacious with large closets, giving everyone room to spread out comfortably. Step outside to your covered patio and fully fenced backyard with a beautiful paver patio that is perfect for grilling, relaxing, and spotting dolphins passing by. When you're ready to leave your private oasis, enjoy resort-style amenities including a community pool, kids' park, and more! Coastal living doesn't get better than‌‌‌‌‌‌‌‌‌‌‌‌ this.

382 Grafton Street, Panama City

$369,000

3 Beds ⋅ 3 Baths ⋅ 790353 MLS

Across from the Bay in the historic Cove neighborhood sits a home exuding charm and character offering 3 bedrooms, 2.5 baths, a detached home office with an adorable front porch! This Cove cottage features almost 1800 square feet of living space with a large open deck on the back, overlooking the shaded back yard, perfect for entertaining. You're greeted with a cozy, covered front porch and enter into a stunning great room with custom millwork throughout including a stunning coffered ceiling flowing throughout the living room, kitchen and dining area. The living room is flooded with natural light, spacious and includes a separate area great for kids to play or would function as a great conversation area. The kitchen is outfitted with beautiful granite countertops, stainless steel appliances and a gas cooktop with accent lighting above the cabinetry. The dining room overlooks the backyard with lush oak trees. Just off the kitchen is a guest bedroom with en suite bath complete with a tub/shower combo. An additional guest bedroom is found toward the back of the home off the dining room. A great feature of this home that is rare in Cove homes is a half bath which is in an excellent location for guests - just off the living room area. The hallway with the powder room leads to the primary suite which is a true retreat! The primary suite includes double closets, vaulted ceilings, natural light and a en suite bath to include a dual shower head, oversized tiled shower, double vanities and water closet. This home is a true split floor plan! One of the best features of this home is the building in the backyard. This 2023-built permitted outbuilding has a home office complete with plumbing and electrical and a half bath. This is an incredibly desirable feature for those who wish to work at home but be separated from the home for work. The outbuilding also has a work shop area great for hobbies and outdoor work. This building is also insulated for temperature control and encapsulated to keep it free from pests. The right side of the home also gives access to a city-maintained alley that runs along the back yard fence and gives easy access for trailers, boats, etc. 1604 Tyndall Drive offers a 2020 roof, 2019 windows, 2020 HVAC, tankless water heater, whole house surge protector, Aquasauna water filtration system (complete with 6 months of filters!) and 2017 Maytag appliances. The Cove is a charming golf cart-friendly community with NO HOA and highly sought after for it's water views as well as its city-maintained playgrounds and parks. Just 2 homes down from this home you'll also enjoy a baseball field and new playground area for kids and families. Enjoy events in the community throughout the year! This neighborhood is adjacent to the fast-growing downtown Panama City area which features restaurants, a marina, shopping, breweries, farmers markets and events year-round. The St. Andrews Bay Yacht Club is an incredible offering as an addition amenity in the neighborhood and just a few minutes away. Ideal for boaters, fisherman and those who love to enjoy events, as a member, you will enjoy access to a private boat launch, dining waterfront and activities weekly. 1604 Tyndall Drive in the heart of the Cove is waiting for you!

1604 Tyndall Drive, Panama City

229 Lake Merial Boulevard Unit 52, Panama City

$528,990

4 Beds ⋅ 3 Baths ⋅ 790277 MLS

100% complete! MOVE IN READY! GORGEOUS LAKE VIEWS & LARGE LOT! Welcome to the Caliza, an impressive floorplan from the Cornerstone collection by Holiday Builders. This beautiful home offers a spacious and well-designed layout, ensuring comfort and luxury for you and your family. At 2,355 square feet, the Caliza provides abundant space for comfortable living. With its thoughtful design and convenient features, this home embodies the perfect combination of functionality and elegance. This new home boasts four bedrooms, providing ample space for everyone to have their private retreats. Additionally, there is a versatile den that can be utilized as a home office, a cozy living area, or even a fifth bedroom, depending on your preferences. Upon entering the foyer, you'll find the optional den/living/fifth bedroom to the left, offering flexibility and customization to suit your needs. To the right, a separate dining room awaits, creating an elegant space for formal gatherings or intimate meals. At the heart of the home, the great room takes center stage. This expansive area serves as the ultimate gathering spot, allowing for seamless interaction and connection among family members and friends. The kitchen is open to the great room, enhancing the flow and connectivity between these central living spaces. It boasts an island with a sink and dishwasher, providing convenience for meal preparation and entertaining. A breakfast nook and pantry complete the kitchen area, ensuring you have ample space for dining and storage. Just beyond the great room, you'll discover a delightful outdoor living area, measuring 20×8. This space allows you to bring your indoor activities outdoors, whether it's enjoying a morning coffee or hosting a barbecue with friends and family. This new home features a desirable split floorplan, with the owner's suite located on the side of the great room. The owner's suite is a true haven, featuring a private patio entrance for a serene retreat allowing you to enjoy a breath of fresh air or unwind in solitude. The owner's private bathroom has a large walk-in closet tucked in the back and also has a linen closet for additional storage. The Caliza's laundry room is conveniently situated inside the home, between the garage and kitchen. This location ensures easy access and efficient management of laundry tasks.

229 Lake Merial Boulevard Unit 52, Panama City

$410,000

3 Beds ⋅ 3 Baths ⋅ 790233 MLS

Currently under contract. Seller will consider back up offers. Golfer's paradise! Located in prestigious Bay Point, this 3 bedroom/3 bathroom townhouse has been completely remodeled and updated including hardie board exterior and is located on the 17th hole of the championship Jack Nicklaus golf course! Updates include roof 2019, HVAC 2026, washer/dryer 2021, water heater 2022 AND solar panels installed and paid for. Screened lanai as well as fenced side yard, atrium, designer kitchen and baths, master down with trey ceiling, tons of storage and more! Bay Point offers golf, tennis, restaurants, private marina, 24-hour guard/gate security and is centrally located close to town and fabulous Grand Lagoon.

904 Sea Robin Lane, Panama City

$513,303

4 Beds ⋅ 3 Baths ⋅ 790043 MLS

Santa Rosa plan

12802 Lake Merial Strand, Panama City

$490,000

3 Beds ⋅ 2 Baths ⋅ 789707 MLS

**ADDED FOR COMP PURPOSES ONLY*** Listing Closed 4/30/26

2117 Sedges Avenue, Panama City

$510,000

4 Beds ⋅ 3 Baths ⋅ 789684 MLS

Step inside this beautifully upgraded 4-bedroom, 3-bath home and you'll immediately notice the attention to detail that sets it apart. Every space has been thoughtfully enhanced, transforming a standard build into a stylish and inviting retreat. The open-concept design creates a seamless flow between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. Custom features--including updated lighting, a designer tile backsplash, and a shiplap-accented entry with built-in seating--add warmth and character throughout. The kitchen is both functional and impressive, offering granite countertops, generous cabinetry, a large island with bar seating, a walk-in pantry, and a dedicated coffee station. Designed with privacy in mind, the split floor plan places the spacious primary suite at the rear of the home, overlooking the peaceful backyard. The ensuite bath features dual vanities, a soaking tub, a separate walk-in shower, and a large walk-in closet. Outdoor living truly shines here. The backyard has been transformed into a private escape, complete with a sparkling pool and sun shelf, a shaded pergola, fire pit area, and upgraded paver decking. The screened-in patio--with a built-in bar and TV--creates the perfect setting for entertaining or relaxing year-round, all while enjoying tranquil pond and preserve views. Additional features include an extended driveway and a gated parking area tucked behind the fence--perfect for storing a boat or jet skis while remaining HOA compliant. The home is also equipped with smart technology, allowing you to control lighting, security, and climate right from your phone. An irrigation well adds efficiency and helps maintain the beautifully landscaped yard. Located in the sought-after Fanning Bayou community, residents enjoy a golf cart-friendly environment and access to a resort-style pool, all just a short drive from everyday conveniences. This home offers the perfect balance of upgraded interiors, exceptional outdoor living, and a relaxed coastal lifestyle.

160 Confidence Way, Panama City

1600 Marina Bay Drive Unit 301, Panama City

$675,000

3 Beds ⋅ 3 Baths ⋅ 789671 MLS

*****INCLUDES DEEDED BOAT SLIP AND PRIVATE GARAGE***** Trifecta WINNER - 3 bedrooms, 3 full baths, corner condo that is DEEDED with a 30' boat slip and a garage (in addition to the covered parking space!!) This BAY front condominium is beautifully remodeled to include a bigger and reconfigured kitchen with granite topped custom cabinets, back splash, and stainless appliances. 180 degrees of bay views from the living room's floor to ceiling windows or step outside to the large balcony for a glass of wine as the sun sets or to watch the dolphins play each morning. The Master bedroom is bay front with balcony access and has a bathroom w/ a separate shower & tub and a dressing table area surrounded by cabinets. The guest bedrooms are also amazing - one en suite with a private balcony, the other is HUGE with a walk in closet plus its own entrance--perfect for guests or multi-generational living. Marina Bay is a unique gated & beautifully maintained complex that offers - a covered parking garage space for each unit, lobby with a portico for easy driver pick up, a bay front private beach, pool, hot tub, covered boat slips (owner owned only), a bank of 22 detached garages, a fun community room that can be reserved for private use plus there is a social gathering every Friday evening so neighbors can get to know each other better! The building is in excellent condition with upgrades in recent years including roof, exterior paint, walkways, elevators, parking lot, etc. A fantastic opportunity to own a beautiful home with a rare combination of boat slip and private garage in a well-cared for complex with low fees! CALL TODAY TO SCHEDULE YOUR PRIVATE TOUR!

1600 Marina Bay Drive Unit 301, Panama City

$475,000

3 Beds ⋅ 2 Baths ⋅ 789469 MLS

Welcome to life in SweetBay-one of Panama City's most sought-after communities. This beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of comfort and convenience, just steps from Publix, Starbucks, and the vibrant town center. Enjoy morning coffee runs, evening strolls, and easy access to everything you need right outside your door. Inside, the home features a thoughtfully designed layout with a spacious living room highlighted by a tray ceiling, creating an open yet elevated feel. The kitchen is a true standout with quartz countertops, a decorative hood, stainless steel appliance package, and a stylish backsplash-perfect for both everyday living and entertaining. Step outside to your covered lanai complete with an outdoor fireplace, ideal for relaxing or host year-round. The owner's suite offers a private retreat with a large walk-in shower, dual sink vanity, and a separate water closet for added comfort and functionality. Residents of SweetBay enjoy resort-style amenities including two community pools, scenic walking trails, and strong sense of community. Whether you're relaxing at home or out enjoying all SweetBay has to offer, this is Florida living at its best. ''Sellers are related to a licensed Realtor in the state of Florida.''

2100 Royal Tern Street, Panama City

$299,900

3 Beds ⋅ 2 Baths ⋅ 789243 MLS

Under Contract - Taking Backups the phrase 'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Looking for a move-in ready home in Panama City, FL that offers privacy and acreage views without the long commute? Welcome to 6308 Dune Creek Way. This stunning 3-bedroom, 2-bathroom home sits on a 0.25-acre lot featuring a rare, serene backdrop of neighboring horses. This home has a brand new roof (2026), and a new-ish water heater. Enjoy the peace of country living while staying minutes from schools, grocery stores, and Tyndall AFB. This open-concept floor plan is designed for modern lifestyles, offering vaulted ceilings and real hardwood flooring throughout the living areas and bedrooms. Equipped with stainless steel appliances, beautiful wood cabinetry, a functional breakfast bar, and a separate pantry, including a dedicated laundry room, fireplace, and ceiling fans in every room for maximum comfort. The primary suite is a true sanctuary featuring tray ceilings, hardwood floors, and the ensuite features a double vanity with makeup station, cultured marble countertops, a glass-framed walk-in shower and a double walk-in closet. There is also a 2-car garage with attic storage. This home is located on a Cul-De-Sac road, with no HOA. Buyer to verify all information and measurements. Some photos may be virtually staged to show the home's full potential. No furniture is included in the sale.

6308 Dune Creek Way, Panama City

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