[No Recorded Subdiv] Real Estate, Homes, Condos for Sale in Panama City, FL

This 3-bedroom, 2-bath half duplex offers an excellent opportunity for investors looking to expand their rental portfolio or take on their next project. The property needs repairs and updating, making it ideal for buyers ready to bring their vision to life. Conveniently located in Callaway, Florida, near Tyndall Air Force Base, shopping, dining, and other local amenities. With the right improvements, this property has great potential as an income-producing rental or resale investment. **Don't miss this opportunity to make it your own!**

6507 Winona Street, Panama City

$339,000

3 Beds ⋅ 2 Baths ⋅ 796934 MLS

Welcome the 'JUNIPER FLOORPLAN' a modern comfort beautifully designed NEW construction home! Offering 3 bedrooms and 2 bathrooms, this home combines thoughtful design, stylish finishes, and a convenient location just minutes from St. Andrews and Downtown Panama City. Enjoy easy access to shopping, restaurants, entertainment, and more! Step inside to discover luxury vinyl plank flooring throughout, recessed lighting, and a bright, open-concept living space perfect for everyday living and entertaining. The kitchen is sure to impress with stainless steel appliances, a spacious kitchen island, and a large breakfast bar offering plenty of room for meal prep, casual dining, and gathering with family and friends. The desirable split-bedroom floor plan provides added privacy, with the spacious primary suite tucked away from the additional bedrooms. The primary en-suite bathroom features double vanities, a walk-in shower, and a generous walk-in closet, creating a comfortable and functional retreat. Enjoy your morning coffee or unwind in the evening on the inviting covered front porch. With its modern finishes, functional layout, and convenient location, this brand-new home is ready to welcome its first owner! Modern style, comfortable living, and a location close to it all--don't miss the opportunity to make this home yours!

1702 Calhoun Avenue, Panama City

$275,000

3 Beds ⋅ 2 Baths ⋅ 796890 MLS

11504 Poston Rd is a one-story Panama City home with a rear-entry garage and a layout that separates the primary suite from the front bedrooms. The kitchen has stainless steel appliances, generous cabinetry, and a peninsula opening toward the living area. A vaulted ceiling gives the main living room an open feel, with dining space beside the kitchen. The primary bedroom includes a walk-in closet and a bathroom with double sinks, a tub, and a separate shower. Bay windows distinguish a front bedroom. A covered front porch faces the lawn, while the attached garage connects through the laundry area for a practical everyday arrangement.

Panama City

$75,000

796863 MLS

If you are looking for a good size parcel that's ready for your development plans you have found it! This parcel is .6096 acre with deeded easement access, it already has City of Callaway utility service, large newer storage building, nice circle driveway and 8ft privacy fence! Please look at the survey, this is Parcel B. Centrally located, you are close to Tyndall AFB, shopping, restaurants, entertainment, and beautiful beaches to the East in Mexico Beach or the West to Panama City Beach! Also, public boat launches are close by for your Saltwater enjoyment! Thank you for considering this great opportunity! Buyer or Buyer's agent should always verify any and all information.

6225 Ivy Road, Panama City

$298,500

4 Beds ⋅ 2 Baths ⋅ 796773 MLS

Brand-New Construction | 4 Bedrooms | 2 Bathrooms Discover the appeal of brand-new construction at 707 E. 11th Court in Panama City, Florida. This 4-bedroom, 2-bathroom home features modern finishes and stylish details throughout. The interior includes granite countertops, a beautiful electric fireplace, and brand-new ceiling fans. Outside, the spacious backyard offers room to enjoy outdoor activities, gardening, or entertaining. Enjoy the benefits of a newly constructed home, complete with a 1-year construction warranty for added peace of mind. Property Features: - 4 bedrooms - 2 bathrooms - Brand-new construction - Granite countertops - Electric fireplace - New ceiling fans - Spacious backyard - 1-year construction warranty

707 E 11th Court, Panama City

$159,000

2 Beds ⋅ 1 Baths ⋅ 796744 MLS

Located in the desirable Gulf Pines neighborhood of Panama City Beach, this 1984 mobile home offers 2 bedrooms, 1 bathroom, and a spacious 0.20-acre lot with plenty of potential! Exceptionally well maintained for its age, the home features updated plumbing. HVAC is original and still operational. The property is fully fenced with gated access and includes an 8.5' x 16' storage shed built in 2020 with electricity. Just a short 3-5-minute golf cart ride to Beach Access #22 and conveniently located near shopping, dining, and entertainment. Whether you're looking for an affordable beach getaway, or a property with future possibilities, this is a great opportunity to own a piece of Panama City Beach!

8515 Estrella Street, Panama City

$180,000

796745 MLS

Go show, Drive by Corner portion of lot has been sold to Dept. of Transportation for a turning lane. 125 feet street frontage 15th street 105 feet street frontage on MLK -Hwy 77 Ideal location with high visibility for your Business.

659 E 15th Street, Panama City

$169,900

3 Beds ⋅ 2 Baths ⋅ 796697 MLS

Welcome home to 6027 Michelle Cir. This brand new 3 bedroom 2 bath mobile unit boast exposed beams in the living area, sink island kitchen with a built in double door refrigerator. The rooms are very spacious and features upgrades such as ceiling fans in all bedrooms, porcelain bathroom sinks, fiberglass showers and a slipper tub in the master bath.

6027 Michelle Circle, Panama City

$155,000

3 Beds ⋅ 2 Baths ⋅ 796637 MLS

4015 E 12th Court, Panama City, FL Calling all investors, flippers, and buyers looking for a property with great potential! Situated on a quiet cul-de-sac, this solid brick 3-bedroom, 2-bathroom home offers a fantastic opportunity to add value, whether you're looking for your next investment property, rental, or renovation project. A beautiful mature oak tree welcomes you to the property, adding shade and character to the front yard. Inside, you'll find an oversized kitchen and dining area with plenty of space to reimagine and make your own. The former one-car garage has been enclosed and converted into a versatile bonus room, complete with its own mini-split heating and cooling system. This additional space offers flexibility for a home office, game room, second living area, or hobby room. A spacious laundry room conveniently located off the kitchen and adjacent to the bonus room adds even more functionality. Step outside to discover a large, fully fenced backyard surrounded by mature trees, offering plenty of shade, privacy, and room for outdoor activities, pets, or entertaining. The cul-de-sac location adds to the property's appeal with minimal through traffic. With a roof replaced in 2018, durable brick exterior, spacious backyard, and flexible floor plan, this property offers a great starting point for your next project. Whether you're looking to renovate and resell, add to your rental portfolio, or create a home of your own, the possibilities are worth exploring. Bring your vision and unlock the potential of this City of Springfield property!

4015 E 12th Court, Panama City

$314,900

3 Beds ⋅ 2 Baths ⋅ 796578 MLS

Thoughtfully Designed for Comfortable, Accessible Living! This well-maintained 3-bedroom, 2-bath home offers features that make it an excellent choice for retirees, multigenerational households, or anyone seeking wheelchair-accessible living. Centrally located in a quiet neighborhood between Panama City and Lynn Haven, the home combines accessibility, convenience, and solid construction--all with NO HOA! Designed for ease of mobility, the home features widened doorways, luxury vinyl plank and tile flooring throughout, an accessible shower and vanity, and a lowered kitchen counter area ideal for seated meal prep or casual dining. A spacious screened porch overlooks the large backyard, providing a comfortable spot to relax and enjoy the outdoors. The home is solidly built with stucco over concrete block, and the roof and appliances were replaced around 2019. The central location puts everyday conveniences within easy reach, including hospitals, medical services, shopping, and dining along 23rd Street. Downtown Panama City, historic St. Andrews, Lynn Haven, and the beaches are all conveniently nearby. If accessibility, low-maintenance living, a great central location, and no HOA are on your wish list, this home deserves a closer look!

329 W 34th Place, Panama City

$415,000

3 Beds ⋅ 2 Baths ⋅ 796576 MLS

DUAL-DWELLING INCOME POTENTIAL | THE COVE MEETS DOWNTOWN PANAMA CITY Under a majestic canopy of heritage live oaks, among the rare mature trees to stand proud through Hurricane Michael, sits this 1935 coastal cottage and fully equipped detached guest house. Blending historic Southern character with an effective build year of 2015, this property delivers the ideal mix of vintage soul, modern luxury, and unmatched flexibility. With two completely independent dwellings, the possibilities are effortless: live in the main home while generating steady rental revenue from the ADU, rent both units to maximize returns, or create the ultimate private multi-generational compound. A vibrant red front door at the main entrance welcomes you onto the covered porch and into an airy, light-filled open floor plan highlighted by original crown molding, recessed lighting, and a painted brick fireplace. The galley kitchen boasts extensive granite counter space, crisp white cabinetry, subway tile, and stainless steel appliances. Down a subtle step-down transition, the cozy family room offers a quiet retreat overlooking the grounds. The primary retreat features a mini-split system, a walk-in wardrobe, and an ensuite bath with a double granite vanity and a wet-room bath suite, complete with a freestanding soaking tub and custom dual shower fixtures featuring an overhead waterfall fixture. Down the hall, a versatile dedicated home office includes its own closet (readily functioning as an official third bedroom or flex space), while an oversized guest bedroom, full guest bath, and separate laundry/utility room complete the main interior layout. Set privately across the sprawling fenced backyard, the detached studio is fully autonomous. It features its own architectural metal roof, private covered porch, ADA-compliant detachable ramp, dedicated mini-split climate control, tankless water heater, full kitchen with breakfast bar island, and a newly remodeled modern walk-in tile shower. Leave historic home worries behind: documented capital improvements include foundation work by Alpha Foundations (2026), full attic restoration (2025), a 200-Amp electrical service upgrade (2023) equipped with a dedicated smart electric vehicle charger, new concrete walkways, an 8x4 garden shed, and durable metal roofs on both structures. Modern tech and security convey seamlessly: the property includes an installed Vector Security system featuring an interior touchscreen monitor and dual exterior roofline-mounted cameras covering both the front entrance and back patio, plus eligibility to assume the sellers' rare, grandfathered high-speed Xfinity internet plan. Tucked on a quiet street bordered by beloved neighbors on the edge of The Cove, you enjoy the close-knit camaraderie and storybook charm without sacrificing convenience. Take a golf cart ride across Massalina Bayou to watch sailboats drift against evening sunsets, explore the Panama City Marina, dine and delight in Historic Downtown Panama City's ever-growing cuisine and activity scene, or grab fresh produce at the Saturday Farmers Market, the 6th largest in the nation. Errands and commutes could not be easier with instant access to Hwy 98 and walkable neighborhood staples like CVS and Dollar General. Best of all, having Ascension Sacred Heart Hospital and the Panama City Fire Department just blocks from your door offers unmatched everyday peace of mind.

549 E 4th Court, Panama City

$375,000

4 Beds ⋅ 2 Baths ⋅ 796560 MLS

Beautiful New Construction with Curb Appeal! Welcome to this charming four-bedroom, two-bath home with a coastal-inspired exterior, blue siding, white trim, and a spacious two-car garage. Inside, the open floor plan is ideal for everyday living and entertaining, while the split-bedroom layout provides privacy. The primary suite includes a walk-in closet and en-suite bath with double vanities, shower/tub combo, and linen closet. The kitchen features a breakfast bar and backyard-view window from the kitchen sink, white shaker cabinets with white marble tops, stainless steel appliances with the laundry room/ pantry just off the dining area. Outside, the expansive 100' x 70' yard offers ample space to relax, play, or entertain, along with a front view of the bay. Conveniently located minutes from Tyndall Air Force Base, boat landings, Parker Bayside Park, Under the Oaks Park, shopping, dining, and more. Enjoy comfortable living with coastal charm in a convenient location!

308 Blackshear Drive, Panama City

$430,000

4 Beds ⋅ 3 Baths ⋅ 796509 MLS

Welcome to this beautiful 4-bedroom, 2.5-bath home in the sought-after Villages of Mill Bayou. The spacious Davenport floor plan features vaulted ceilings, hardwood plank flooring, granite countertops, and a separate dining room--thoughtful details that make everyday living feel special. The primary suite and office are situated on one side of the home, while the additional bedrooms are located on the opposite side, offering a comfortable layout for family and guests. Enjoy the backyard from the screened-in porch, with a new privacy fence and access to the community pool. Convenient to shopping and the beach, this home offers space, comfort, and a welcoming community setting.

211 Shoreview Drive, Panama City

$150,000

2 Beds ⋅ 1 Baths ⋅ 796515 MLS

Great investment opportunity ! This 2-bedroom, 1-bath fixer-upper has plenty of potential! The roof has no known leaks, and the HVAC system is working great! Property needs some siding repairs, flooring work, and general TLC. Perfect opportunity for investors, flippers, or buyers looking to add their personal touch. Conveniently located near shopping, dining, and schools. Selling AS-IS. Bring your vision and make this property shine!

3701 W 22nd Place, Panama City

$279,900

3 Beds ⋅ 2 Baths ⋅ 796462 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to 5704 Ivy Road, a cozy 3-bedroom, 2-bath home tucked into the heart of Callaway on a spacious .33-ACRE LOT! With 1,629 square feet, this home offers a comfortable, functional layout with plenty of room to make it your own. Following Hurricane Michael in 2018, the home was taken down to the studs and underwent COMPLETE INTERIOR RENOVATIONS, giving the home a fresh start while still maintaining the warm, lived-in character of the home. Outside, the oversized lot offers plenty of space to enjoy, with a SPRINKLER SYSTEM conveniently supplied by well water to help keep the yard maintained without relying on the home's main water source. Location is another major highlight. Just approximately 4 MILES FROM TYNDALL AIR FORCE BASE, this home puts you minutes from everyday conveniences throughout Callaway, including Aldi, Walmart, coffee shops, restaurants, shopping, and more. If you're looking for a home that feels comfortable and inviting, offers a little more yard than you typically find, and keeps you close to both Tyndall AFB and everything you need day to day, this one is worth a look!

5704 Ivy Road, Panama City

$351,000

796466 MLS

Lot #4. Great Commercial development opportunity. This premier location is zoned GC-2. The lot is 1.65 acres with 150' of road frontage on west 19th Street and 480' deep. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed. Seller will consider owner financing with a minimum of 25% down and terms acceptable to buyer and seller. This lot is one of five that can be subdivided or the entire 9-acre parcel is available at a discount. The convenient location and zoning make the property ideal for medical or professional offices, service providers in need of a lay-down yard or retail requiring storefront plus warehouse space. The attached photos include a drawing that illustrates the entire parcel and how it can be subdivided. Note each lot has a designated impact envelop and conservation area.

1200 W 19th Street, Panama City

1900 W Northside Drive Unit 5, Panama City

$397,800

796465 MLS

Lot #5. Great Commercial development opportunity. This premier location is zoned GC-2. The lot is 2.47 acres with 224' of road frontage on west 19th Street and 480' on Northside Drive. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed. The seller will consider Owner Financing with 25% down and terms acceptable to buyer and seller. This lot is one of five that can be subdivided or the entire 9 acre parcel is available at a discount. The convenient location and zoning make the property ideal for medical or professional offices, service providers in need of a lay-down yard or retail requiring storefront plus warehouse space. The attached photos include a drawing that illustrates the entire parcel and how it can be subdivided. Note each lot has a designated impact envelop and conservation area.

1900 W Northside Drive Unit 5, Panama City

$351,000

796464 MLS

Lot #3. Great Commercial development opportunity. This premier location is zoned GC-2. The lot is 1.65 acres with 150' of road frontage on west 19th Street and 480' deep. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed. The seller will consider Owner Financing with 25% down and terms acceptable to buyer and seller. This lot is one of five that can be subdivided or the entire 9-acre parcel is available at a discount. The convenient location and zoning make the property ideal for medical or professional offices, service providers in need of a lay-down yard or retail requiring storefront plus warehouse space. The attached photos include a drawing that illustrates the entire parcel and how it can be subdivided. Note each lot has a designated impact envelop and conservation area.

1200 W 19Th Street, Panama City

$1,800,000

796463 MLS

Great Commercial development opportunity. This premier location is zoned GC-2. The parcel is 9.08 acres with 830' of road frontage on west 19th Street and 480' on Northside Drive. The ENVIRONMENTAL RESOURCE PERMIT has been issued (FDEP No. 0278696-010-EM/03), which means the site is design ready with Stormwater Engineering and Wetland Delineation completed. The convenient location and zoning make the property ideal for medical or professional offices, retail or service providers in need of warehouse space and a lay-down yard, educational institution, or health care/surgery facility. This parcel can also be subdivided into five individual lots each with a minimum 150' of road frontage on west 19th Street. The attached photos include a drawing that illustrates the entire parcel and how it can be subdivided. Note each lot has a designated impact envelop and conservation area. The seller will consider a Joint Venture opportunity with an approved project.

1900 Northside Drive, Panama City

$599,000

1 Beds ⋅ 1 Baths ⋅ 796473 MLS

Nearly 3 Acres | Residential Conversion Potential | Large Insulated Metal Building | Pole Barn | Just Off Hwy 231 Bring your vision and create a one-of-a-kind residential property with nearly 3 acres of space, privacy, and endless possibilities! Whether you're looking to convert an existing building into a custom home, create a barndominium-style residence, establish a private workshop, or build your dream homestead, this unique property offers an incredible opportunity to make it your own. Located on a quiet road just off Hwy 231 in Bay County, the property offers a peaceful setting with convenient access to shopping, dining, and the rapidly growing Hwy 231 corridor. With nearly 3 acres to work with, there's plenty of room for outdoor living, recreational vehicles, boats, hobbies, equipment, and future improvements. The centerpiece of the property is a 74' x 54' fully insulated metal building with power, water, and septic already in place. Offering approximately 4,000 square feet under roof, this substantial structure provides a blank canvas for those envisioning a custom residential conversion, barndominium, spacious workshop, or a combination of living and hobby space. Four large roll-up doors provide convenient access and flexibility for a variety of potential layouts and uses. An additional 70' x 40' pole barn offers approximately 2,800 square feet of covered space, ideal for storing boats, RVs, tractors, trailers, outdoor equipment, or creating an expansive covered workspace. The property is also enclosed by a 6-foot-high fence with rolling gates, providing added privacy, security, and easy access for larger vehicles and equipment. Properties offering this much acreage, existing infrastructure, and usable covered space are increasingly difficult to find. Whether your dream is a custom barndominium, a private country retreat, a home with an oversized workshop, or simply a place with room to spread out, this property offers the flexibility to bring that vision to life. Don't miss the opportunity to transform this versatile property into something truly your own! Residential conversion, construction, and intended uses are subject to applicable zoning, permitting, building codes, and county approvals. Buyers should independently verify feasibility with Bay County.

S Bear Creek Road, Panama City

$95,000

2 Beds ⋅ 2 Baths ⋅ 796427 MLS

This 2-bedroom, 1.5-bath townhome offers an excellent opportunity for homeowners and investors alike. The two-story layout features a spacious living area with tile flooring, a functional kitchen, convenient laundry room, and bedrooms with wood-look flooring. The property also features a metal roof and a covered front entry. Conveniently located in Parker, with easy access to shopping, dining, schools, and Tyndall Air Force Base. This townhome is in need of some TLC and cosmetic improvements, offering buyers the opportunity to make updates to suit their personal style. Whether you're looking for a primary residence or investment property, this townhome offers plenty of potential. Property is being sold as-is. Take the Matterport Virtual Tour or call your agent for a private showing.

124 Cheri Lane, Panama City

$245,000

3 Beds ⋅ 2 Baths ⋅ 796393 MLS

Property is being sold As Is. 3 bedroom 2 bath room home locate in Southeast Panama City close to Hwy 98. Buyer to verify all pertinent information including square footage and lot dimensions.

3910 E 9th Street, Panama City

$37,500

796348 MLS

Build your future in Callaway! This approximately 0.237-acre vacant residential parcel offers a convenient location near Hwy 22 and Tyndall Pkwy. The Bay County Property Appraiser shows approximately 66 feet of frontage and 157 feet of depth. Seller reports utilities are available at the street and would need to be connected. Looking for more space? The three adjacent parcels are also available for purchase. Purchase all four lots together for a bulk price of $139,900, creating an opportunity for multiple homesites, or investment potential, subject to applicable zoning and development requirements. Buyer to verify all information deemed important, including zoning, permitted uses, lot dimensions, utility availability and connection costs, impact fees, flood zone, wetlands, setbacks, and building requirements with the appropriate governmental agencies.

00 N Comet Avenue, Panama City

$505,000

2 Beds ⋅ 4 Baths ⋅ 796333 MLS

A boater's dream with limitless potential! Situated on a sprawling lot in an established neighborhood with NO HOA, this classic 1959 waterfront property boasts true deepwater access with a private dock capable of accommodating a large vessel. Offered in true ''As-Is'' condition, this home needs work but delivers good bones, character, and a coastal lifestyle. Step inside to a layout designed around water views and entertaining. The dining room serves as a focal point with tile flooring, a custom accent ceiling, and panoramic waterfront views that flood the space with natural light. Adjacent sits a versatile, oversized service bar that seamlessly connects the dining area to the living room, where you'll find classic hardwood floors and a cozy gas fireplace with a brick surround. The generous kitchen comes fully equipped with newer GE stainless steel appliances, an island with a cooktop, a pantry, an abundance of cabinetry, and charming green tile countertops. The home features 3.5 bathrooms, including a convenient exterior-access bathroom ideal for rinsing off after a day out on the water or on the boat. The primary suite includes a walk-in closet and a beautifully renovated en-suite bathroom complete with an updated vanity, a tiled shower with seating, a free-standing soaking tub, and a stunning stained-glass window. Outside, the large lot features a detached garage/workshop equipped with power--perfect for boat maintenance, DIY projects, or extra storage. Bring your boat, bring your vision, and secure rare deepwater property today!

5121 Stratford Avenue, Panama City

$3,400,000

796329 MLS

Discover an exceptionally rare opportunity to own nearly 2 acres of premier bayfront property in the heart of Historic St. Andrews - one of Panama City's most desirable and charming waterfront communities. Spanning approximately 1.9 acres, this extraordinary estate-sized homesite offers the perfect setting to build your dream waterfront residence, private retreat, or luxury family compound. Nestled at the end of a quiet street, the property features approximately 165 feet of direct frontage on St. Andrews Bay, providing breathtaking panoramic water views, mature oak trees, and a level of privacy seldom found in such a sought-after location. Enjoy direct access to the bay and Gulf waters for boating, fishing, paddleboarding, and endless outdoor recreation, all from your own backyard. A dock permit has already been issued for reconstruction of the existing dock, including a 332-foot walkway, three 38-foot finger piers, and a 14' x 38' covered boat slip with lift. This exceptional setup offers ample space for multiple vessels and creates the ultimate waterfront lifestyle. Imagine departing from your private dock for a family excursion to Shell Island, an afternoon on the water, or an early morning chasing redfish across the nearby flats. Perched at a high elevation, the property offers stunning sunset views over the bay, creating a spectacular backdrop for everyday living. Despite its peaceful, secluded setting, the homesite is just minutes from the shops, restaurants, marina, and vibrant atmosphere of Historic St. Andrews, with convenient access to Downtown Panama City and the white-sand beaches and emerald waters of the Gulf Coast.

3333 W 14th Street, Panama City

$37,500

796316 MLS

Build your future in Callaway! This approximately 0.237-acre vacant residential parcel offers a convenient location near Hwy 22 and Tyndall Pkwy. The Bay County Property Appraiser shows approximately 66 feet of frontage and 157 feet of depth. Seller reports utilities are available at the street and would need to be connected. Looking for more space? The three adjacent parcels are also available for purchase. Purchase all four lots together for a bulk price of $139,900, creating an opportunity for multiple homesites, or investment potential, subject to applicable zoning and development requirements. Buyer to verify all information deemed important, including zoning, permitted uses, lot dimensions, utility availability and connection costs, impact fees, flood zone, wetlands, setbacks, and building requirements with the appropriate governmental agencies.

N Comet Avenue, Panama City

$575,000

796086 MLS

Beautiful Bay front lot with a commercial free standing building. This would be a wonderful site to build homes or town homes. Beautiful waterfront lot and over 1 acre. Building has been taken down to the studs. Heavy traffic count. Business or homes this will be a money maker for someone. Included is information for a 26 unit Home development which would be a money maker being so close to Tyndall Air Force Base. See Photo's for idea of what a developer could do here and make money! Seller will build the homes, townhomes, or apartments for the purchaser of the land. This is a great location because of Tyndall Air Force Base!

6213 E Highway 98, Panama City

12031 Raintree Drive Unit B, Panama City

$179,000

3 Beds ⋅ 2 Baths ⋅ 796006 MLS

Welcome to 12031 Raintree Dr Unit B -- a beautifully refreshed townhome offering comfort, convenience, and thoughtful upgrades throughout. This unit features new LVP flooring, adding durability and modern style to the home. The kitchen features a brand-new tile backsplash, giving the space a crisp, updated look that pairs perfectly with the home's functional layout. At the front entry, the concrete pad has been professionally coated with epoxy, creating a clean, polished appearance and long-lasting protection. The HVAC system has been recently serviced and is in like-new condition. This townhome is ideal for a first-time buyer, downsizer, or investor seeking a move-in-ready property. This home would be a great choice for anyone working at the shipbuilding facility in Allenton. Easy to care for and a great outside area in the back for relaxing and entertaining.

12031 Raintree Drive Unit B, Panama City

$349,000

3 Beds ⋅ 2 Baths ⋅ 795978 MLS

This immaculately maintained 3 bedroom, 2 bathroom beach house sits less than a 1 mile walk or golf cart ride to the sugar white sand of the world's most beautiful beaches while offering short term rental potential with no HOA. Built in 2009, on the east end of Panama City Beach, the property is positioned near the Gulf, 2 public boat ramps, St. Andrews State Park, and several restaurants, while being tucked away from much of the area's busiest tourist activity. The home's split bedroom open floor plan provides separation and privacy between the primary suite and additional bedrooms and bath. A recently painted interior features vinyl and tile flooring throughout with no carpet, a spacious kitchen with granite countertops, stainless steel appliances, and a primary bathroom with a large soaking tub and double vanity. The recently painted exterior includes rain gutters, an irrigation system, and a covered back porch. The fully privacy fenced backyard has room to install a pool and a storage shed, while the front yard provides space for parking a boat. A long driveway sets the house quietly back from the street and offers ample private parking along with the convenience of a two-car garage. Move in ready- this home needs nothing!

2508 Dorothy Avenue, Panama City

$624,900

4 Beds ⋅ 3 Baths ⋅ 795852 MLS

CORNER LOT • SHORT WALK TO BEACH ACCESS This one checks all the boxes! Welcome to 7100 Sunset Ave., a beautifully maintained 4-bedroom, 2.5-bath beach home ideally located in one of Panama City Beach's most desirable areas. Situated on a corner lot and less than ½ mile from Public Beach Access #14, this property offers the perfect combination of coastal living, convenience, and investment potential. Step inside and you'll immediately appreciate the spacious, open layout, soaring ceilings, and nearly 1,900 square feet of thoughtfully designed living space. The home is exceptionally well cared for, with a level of attention to detail that makes it feel like a newer home. Whether you're looking for a primary residence, second home, or income-producing investment, this property offers tremendous versatility. Short-term rentals are approved, giving you the opportunity to generate rental income while still enjoying your own beach getaway. And when it's time to relax, beach access is just a short walk away. Additional features include a 1-car garage, 2x6 construction, durable metal roof, fenced-in backyard, hand-scraped wood flooring, and a location that is not in a flood zone. Seller is offering the option for buyers to purchase a six person golf cart with the home. With its prime location, turnkey furnishings, spacious floor plan, and proximity to the beach, 7100 Sunset Ave. is the kind of Panama City Beach property that doesn't come along often. Come see why this one checks all the boxes!

7100 Sunset Avenue, Panama City

$159,900

3 Beds ⋅ 2 Baths ⋅ 795829 MLS

Situated on a corner lot, this 3-bedroom, 2-bath home features a desirable split-bedroom floor plan and a yard that is mostly enclosed with chain-link fencing. The property is in need of renovations and updating, making it a great opportunity for an investor or buyer looking to renovate and customize. Conveniently located near H.G. Harder's Park, with easy access to schools, shopping, dining, major roadways, and everyday services. The nearby park provides recreational opportunities including sports fields, playground areas, walking trails, and pavilions. With its functional floor plan, corner-lot setting, convenient location, and renovation potential, this property offers plenty of possibilities for the right buyer.

5118 Wymore Road, Panama City

$280,000

4 Beds ⋅ 3 Baths ⋅ 795797 MLS

Attention Investors! The interior is WOW! This 2 story, WATERFRONT home boasts Primary Suite on the main floor, large sliders across the rear that open up to a deck overlooking Bayou George Creek. There are 3 bedrooms upstairs, that share a bathroom. At the top of the stairs is a large landing/flex space, great for a Den, Game or workout area.

6107 Edith Stephens Drive, Panama City

$599,000

795757 MLS

Nearly 3 Acres | Large Insulated Metal Building | Pole Barn | Hwy 231 Corridor Rare opportunity to secure nearly 3 acres with the infrastructure and flexibility to support a growing business, contractor, warehouse operation, or a wide range of commercial uses. Situated on a quiet road just off Hwy 231, this property offers convenient access to the busy and rapidly growing Hwy 231 corridor in Bay County while providing plenty of room to operate, expand, and customize. The property features a 74' x 54' fully insulated metal building with power, water, and septic already in place, providing a solid blank canvas for your business needs. Four large roll-up doors offer easy access for trucks, equipment, materials, and machinery. Previously utilized as a business storage area and loading/unloading zone, the building can be adapted to suit a variety of uses and layouts. Also included is a 70' x 40' pole barn, providing additional covered storage and workspace. The entire property is secured with an 6-foot-high fence and rolling gates, creating controlled access and accommodating larger commercial trucks, trailers, equipment, and machinery. With nearly 3 acres, substantial existing improvements, utilities already in place, and a strategic location just off Hwy 231, this property offers the space and flexibility that growing businesses often struggle to find. Bring your vision and transform this versatile property into the operation you've been looking for.

S Bear Creek Road, Panama City

$3,195,000

795669 MLS

Sale Includes Two Parcels: 1000 Beck Ave (Parcel ID: 30039-000-000) 2912 W 10TH ST PANAMA CITY, FL 32401 and 1006 Beck Ave (Parcel ID: 30038-000-000). The Hub at 1000-1012 Beck Avenue presents a rare opportunity to acquire a fully restored, income-producing boutique retail property in the heart of Historic St. Andrews, one of Panama City's most walkable waterfront districts. Originally built in 1907/1925 and meticulously renovated between 2019-2021, with additional capital improvements completed in 2026, this ±7,618 SF landmark property blends historic character with premium modern finishes.

1000 Beck Avenue, Panama City

$362,000

3 Beds ⋅ 3 Baths ⋅ 795648 MLS

Beautifully renovated and move-in ready, this home sits on a spacious half-acre lot with no HOA and plenty of room to enjoy both indoor and outdoor living. Recent updates include brand-new stainless steel kitchen appliances, new quartz countertops in the kitchen and bathrooms, fresh interior paint, new LVP flooring in the bedrooms, and updated light fixtures throughout. Closets all have custom built ins. The home also features new garage doors and an oversized garage offering excellent storage space for vehicles, tools, toys, or hobbies. Outside, you'll love the charming covered front porch, perfect for relaxing and the additional back deck overlooking the generous yard. With modern updates, abundant storage, a large lot, and no HOA restrictions, this home offers the space, flexibility, and updates today's buyers are looking for. The seller is offering buyers the opportunity to purchase an additional 0.25-acre lot for $50,000, bringing the total property size to approximately 0.75 acres.

8011 Blanche Drive, Panama City

$199,900

3 Beds ⋅ 1 Baths ⋅ 795645 MLS

Updated 1942 painted-brick cottage in Oakland Terrace on a fenced lot 150 feet deep, with rooftop solar, a renovated kitchen, and an enclosed front sunroom that adds real living space beyond the 874 heated square feet. You are 4 minutes from the St. Andrews Marina and Historic St. Andrews, 5 from downtown Panama City, 6 from Ascension Sacred Heart Bay, and a half-mile walk from Oakland Terrace Park's pickleball and tennis courts, playground, and walking track. The covered front porch leads into the sunroom, a brick-walled, window-lined room with a glass entry door that works as a plant room, office, or second sitting area. A sliding barn door opens to the living room, and hardwood floors continue through the dining area and all three bedrooms. The kitchen has been redone with blue cabinetry, butcher-block counters, open shelving, shiplap walls, and stainless appliances, and it connects to a dedicated laundry room with its own door to the backyard. Out back is where this lot separates itself: deeper than many nearby lots, fully fenced, shaded by mature oaks, with a rear deck for grilling and a storage shed for bikes, kayaks, or tools. The rooftop solar array (buyer to verify ownership and system details) sits on a home that already has central heat and air and ceiling fans. Three bedrooms and a full bath with tub-shower combo, all on one level, no HOA, and FHA, VA, and conventional financing welcome. Naval Support Activity Panama City is about 14 minutes away, Tyndall AFB about 21, and the Gulf beaches at St. Andrews State Park about 18.

1434 W 10th Street, Panama City

$575,000

795590 MLS

Beautiful Bay front lot with a commercial free standing building. This would be a wonderful site to build homes or town homes. Beautiful waterfront lot and over 1 acre. Building has been taken down to the studs. Heavy traffic count. Business or homes this will be a money maker for someone. Included is information for a 26 unit Home development which would be a money maker being so close to Tyndall Air Force Base. See Photo's for idea of what a developer could do here and make money! Seller will build the homes for the buyer when land is purchased. Could build apartments, townhomes or individual homes. Perfect location because of location to Tyndall AFB and waterfront !

6213 E Highway 98, Panama City

$475,000

3 Beds ⋅ 3 Baths ⋅ 795522 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS DEEP-WATER ACCESS, BOAT LIFT & 16-FOOT-WIDE BOAT SLIP! Welcome to Paradise on Pitts Bayou, where you can spend your weekends on the boat instead of in the yard! With water deep enough for boats with up to a 6-foot draft, a 16-foot-wide boat slip with a boat lift, and a full-service marina just a quarter mile away, getting out on the water couldn't be easier. Inside, you'll find impressive 10-foot ceilings, recessed lighting, and a spacious, thoughtfully designed layout. The kitchen features wood cabinetry, granite countertops, and a large breakfast bar with seating for six. Just off the kitchen, a full-sized washer and dryer are tucked behind double doors with plenty of shelving for storage. The double garage is more than just parking, offering an outdoor shower, laundry sink, shelving, and generous counter space for tools, projects, and hobbies. A convenient half bath and sizable storage closet are also located nearby. The living area is truly the heart of the home, featuring upgraded lighting, soaring ceilings, and large glass sliding doors that open to an expansive covered porch. Take in the beautiful views of Pitts Bayou while enjoying your morning coffee, entertaining friends, or watching the sunset at the end of the day. Upstairs, the waterfront primary bedroom offers a private covered balcony and vaulted ceiling, along with a walk-in closet, soaking tub, and separate shower. Two additional spacious bedrooms and a full bathroom are located on the opposite side of the home, providing comfortable space for family or guests. With its combination of boating convenience, beautiful views, spacious living areas, and thoughtful extras, this home is ready to make waterfront living part of your everyday life. Come see why Paradise on Pitts Bayou could be your next home!

5108 Blue Harbor Drive, Panama City

$250,000

4 Beds ⋅ 4 Baths ⋅ 795519 MLS

INVESTMENT OPPORTUNITY -- FOUR FULLY OCCUPIED RENTAL UNITS! 209 Sherman Ave features four currently occupied apartment units, generating $750 per unit per month, or $3,000 in gross monthly rental income / $36,000 annually. Each unit is individually metered. Owner-reported utilities average approximately $250/month. Property taxes are approximately $2,500 annually. The property consists of two buildings on approximately 0.23 acres with off-street parking. Built in 1947, the property offers an established rental setup with four income-producing units in a convenient Panama City location. Strong opportunity for an investor seeking existing rental income and an occupied multifamily property. Buyer to verify all unit count, square footage, room dimensions, rental income, expenses, utility arrangements, taxes, insurance, zoning, permits, property condition and all other information deemed important by buyer.

209 Sherman Avenue, Panama City

$339,000

3 Beds ⋅ 2 Baths ⋅ 795515 MLS

Welcome home to this beautiful well-maintained home situated on 0.3 acre! This 3-bedroom 2-bathroom home with vaulted ceiling features a kitchen with stainless and black appliances, a living and dining with French doors that lead to a concrete patio where you can enjoy the spacious backyard, and a 1 car garage. Upgrades done in 2020 include a new roof, new windows, new HVAC, and new water heater. There is also a separate metal garage building that has power with 9ft roll up doors and 10/12 ft ceilings that have foam insulation also a side door entrance, perfect as a workshop or can be converted to an office space, apartment, etc. Conveniently located to schools, fine dining, shopping, and Tyndall AFB. Within 1/2 mile to Patterson Park and John B. Gore Park.

314 S Berthe Avenue, Panama City

$259,500

3 Beds ⋅ 2 Baths ⋅ 795448 MLS

Well Maintained 3-bedroom, 2-bath home in the Callaway area, conveniently located close to Tyndall Air Force Base and just minutes from shopping, dining, schools, and everyday conveniences. Built in 1965, this home has been cared for over the years while receiving updates that give it a fresh comfortable feel. Inside, you'll find new ceramic tile flooring throughout and new epoxy countertops. The spacious floor plan features a separate living room, kitchen, and dining area, providing plenty of room for both everyday living and entertaining. Outside, enjoy the extra-large fenced backyard situated on a desirable corner lot. There's plenty of space for outdoor gatherings, pets, gardening, or creating your own private backyard retreat. A great location with easy access to Tyndall Air Force Base and everything the surrounding area has to offer.

214 S Gay Avenue, Panama City

1110 Sheffield Avenue Unit AB, Panama City

$278,000

6 Beds ⋅ 4 Baths ⋅ 795413 MLS

20k Price Reduction. Ready to Sell, Bring All Buyers. Duplex, Investment Opportunity. Both units are 3 Bedroom 2 Bathroom. Close to Rutherford High School. One, side rented producing $1700 per month. Recent Roof. Front unit is in the process of upgrades. More Photos to come. All information deemed reliable please verify for accuracy.

1110 Sheffield Avenue Unit AB, Panama City

$350,000

2 Beds ⋅ 1 Baths ⋅ 795403 MLS

INVESTMENT OPPORTUNITY on the west end of Panama City Beach! This 3-bedroom, 1-bath home offers approximately 1,168 heated and cooled square feet with NO HOA and SHORT-TERM RENTALS ALLOWED--giving buyers flexibility for vacation rental, long-term rental, second home, or primary residence. Situated on a 50' x 100' lot, the property is vacant and ready for immediate occupancy. With its west-end location, you're convenient to the beach, Pier Park, shopping, dining, entertainment, and all that Panama City Beach has to offer. At $350,000, this is an opportunity to get into the Panama City Beach market, add your own improvements, and create value. Whether you're looking for your next rental property, beach getaway, or renovation project, this one offers plenty of potential. NO HOA • SHORT-TERM RENTALS ALLOWED • 3 BEDROOMS • WEST END PCB • IMMEDIATE OCCUPANCY Bring your vision and take advantage of the possibilities!

21804 Marlin Avenue, Panama City

$1,200,000

795376 MLS

Investment opportunity at 2025 W 15th Street in Panama City! This established gas station and convenience store property is situated along the highly traveled W 15th Street commercial corridor and is being offered as a fully leased, income-producing commercial investment. The property is currently operated as a gas station and convenience store under a long-term commercial lease with an additional tenant renewal option. The lease structure places responsibility for applicable property taxes, insurance, assessments, and extensive repairs and maintenance on the tenant, including major building components. This provides an attractive opportunity for an investor seeking an established fuel and convenience store location, commercial frontage, long-term tenancy, and future appreciation potential. Buyer to independently verify all lease terms, environmental matters, zoning, property condition, and other information material to the purchase.

2025 W 15th Street, Panama City

$74,900

795359 MLS

Nearly One Acre Corner Homesite in Callaway! Bring your building plans and take advantage of this spacious approximately 0.98-acre vacant residential parcel offering plenty of room to create your next home. Situated on a corner with paved road frontage on two sides, the property provides excellent access and flexibility for site planning. Public water and sewer are available, adding convenience for future development. With significantly more space than many typical residential homesites in the area, this property offers an attractive opportunity for a buyer, builder, or investor looking for land in an established Callaway location. The parcel is primarily located in Flood Zone AE, so buyers should plan for construction that meets applicable floodplain and elevation requirements. Build now or secure a sizable piece of property for the future. Buyer to verify zoning, permitted uses, utilities, tap fees, flood elevation, setbacks, drainage, survey, and all building and development requirements with the appropriate governmental authorities.

12 4s 14w Unit 14W, Panama City

$15,900

795356 MLS

Two adjoining parcels totaling approximately 1.4 acres offer an affordable opportunity to create a private homesite in eastern Bay County. Lots 191 and 192N are being sold together and back up to the Sandy Creek Ranch subdivision. No HOA and zoned for single-family residential use, the property provides plenty of space to enjoy the natural surroundings while designing a home that fits your vision. Electric is nearby, and a well and septic system will be needed. Don't miss this opportunity to own a spacious piece of Bay County! All lot lines shown in photographs are approximate and are provided for illustrative purposes only. All information should be verified by the buyer if deemed important.

0000 Shayne Collins Drive, Panama City

$310,000

2 Beds ⋅ 1 Baths ⋅ 795292 MLS

Welcome to 3940 Richardson Road, where extensive updates, spacious living, and a beautiful outdoor setting come together on 1.76 acres in Panama City. The home has been extensively remodeled, with a roof installed in 2019 and numerous updates completed since then. Inside, this two bedroom, one bathroom home features generously sized rooms and a versatile bonus room that can serve as an office, guest room, hobby space, or additional living area. A one car garage provides covered parking and extra storage space. The outdoor setting is truly impressive, with beautiful landscaping, irrigation system and enormous mature weeping willow trees creating a peaceful atmosphere filled with natural character. Mill Bayou Creek flows through the back of the property, adding to the scenery and distinctive appeal. A separate shed provides additional space for tools, lawn equipment, and outdoor belongings. With its updated interior, spacious rooms, flexible bonus room, garage, acreage, mature trees, and creek frontage, this property offers a wonderful combination of comfort, space, and natural beauty.

3940 Richardson Road, Panama City

$10,000

795288 MLS

Bay County vacant land -- Parcel ID 23034-000-000 A natural, undeveloped lot in Bay County, Florida. Use this parcel ID for all official records, tax searches, mapping, and title work: 23034-000-000. This is raw land as nature left it -- no known buildings, no assigned street address, and no known water, sewer, electric, or gas service on site. Lot size and dimensions come from public records. They have not been confirmed by a current survey and may not match present-day conditions. Please read this first: the property is landlocked. The seller does not offer or guarantee street, road, or other legal access. There is no known ingress or egress. Anyone considering the land should independently confirm whether a recorded easement, right-of-way, or other lawful access exists -- or whether access can be obtained. Without legal access, everyday use and most development are limited. What public records currently indicate * Natural / undeveloped lot * No physical street address * No known utilities FEMA flood zone X500 (shaded Zone X): moderate flood hazard in the 500-year / 0.2% annual-chance floodplain. Flood insurance is usually not federally required, but maps should be checked and coverage is worth considering. The seller has no firsthand knowledge of the property and has not inspected or managed it. The land is offered as-is. A buyer should complete their own due diligence before making an offer, including: * Title, liens, and recorded easements. * Legal access or a path to establish it * Zoning and what, if anything, can be built * Environmental or wetland limits * Cost of survey, permitting, well/septic, and bringing in utilities *Current FEMA flood maps and insurance quotes This lot may suit someone looking for a long-term hold, assemblage with adjoining land, or a project they are prepared to research thoroughly. It is not a ready-to-build homesite. Questions welcome.

xxx Sanders Lane, Panama City

$1,499,000

4 Beds ⋅ 3 Baths ⋅ 795278 MLS

DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

3532 Treasure Circle, Panama City

$725,000

795194 MLS

Turnkey Childcare Business & Commercial Property for Sale. Exceptional opportunity to acquire both an established childcare business and the accompanying real estate. This unique offering includes two parcels (Parcel IDs: 14871-000-000 and 14871-000-000) located at 2724 E. 17th Street and 2732 E. 17th Street, creating a well-designed campus with outstanding potential for continued growth. The property features three separate buildings, three dedicated playground areas--including one with a covered pavilion--and is currently licensed for 71 children. The daycare is operating with four active classrooms and offers the opportunity to expand by adding up to three additional classrooms, providing significant potential to increase enrollment and revenue. Designed specifically for childcare operations, the campus includes eight bathrooms, a kitchen for meal preparation and service, administrative space, and flexible classroom layouts to accommodate multiple age groups. The spacious outdoor play areas provide a safe and engaging environment for children while supporting a variety of educational and recreational activities. Whether you're an experienced childcare operator looking to expand or an investor seeking a well-established, income-producing business, this is a rare turnkey opportunity with built-in growth potential. The business and real estate are being sold together. Please do not contact or disturb the business, employees, or children. All showings are by appointment only with the listing agent.

2732 E 17th Street, Panama City

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