[No Recorded Subdiv] Real Estate, Homes, Condos for Sale in Panama City, FL

Welcome to 3940 Richardson Road, where extensive updates, spacious living, and a beautiful outdoor setting come together on 1.76 acres in Panama City. The home has been extensively remodeled, with a roof installed in 2019 and numerous updates completed since then. Inside, this two bedroom, one bathroom home features generously sized rooms and a versatile bonus room that can serve as an office, guest room, hobby space, or additional living area. A one car garage provides covered parking and extra storage space. The outdoor setting is truly impressive, with beautiful landscaping and enormous mature weeping willow trees creating a peaceful atmosphere filled with natural character. Mill Bayou Creek flows through the back of the property, adding to the scenery and distinctive appeal. A separate shed provides additional space for tools, lawn equipment, and outdoor belongings. With its updated interior, spacious rooms, flexible bonus room, garage, acreage, mature trees, and creek frontage, this property offers a wonderful combination of comfort, space, and natural beauty.

3940 Richardson Road, Panama City

$10,000

795288 MLS

Bay County vacant land -- Parcel ID 23034-000-000 A natural, undeveloped lot in Bay County, Florida. Use this parcel ID for all official records, tax searches, mapping, and title work: 23034-000-000. This is raw land as nature left it -- no known buildings, no assigned street address, and no known water, sewer, electric, or gas service on site. Lot size and dimensions come from public records. They have not been confirmed by a current survey and may not match present-day conditions. Please read this first: the property is landlocked. The seller does not offer or guarantee street, road, or other legal access. There is no known ingress or egress. Anyone considering the land should independently confirm whether a recorded easement, right-of-way, or other lawful access exists -- or whether access can be obtained. Without legal access, everyday use and most development are limited. What public records currently indicate * Natural / undeveloped lot * No physical street address * No known utilities FEMA flood zone X500 (shaded Zone X): moderate flood hazard in the 500-year / 0.2% annual-chance floodplain. Flood insurance is usually not federally required, but maps should be checked and coverage is worth considering. The seller has no firsthand knowledge of the property and has not inspected or managed it. The land is offered as-is. A buyer should complete their own due diligence before making an offer, including: * Title, liens, and recorded easements. * Legal access or a path to establish it * Zoning and what, if anything, can be built * Environmental or wetland limits * Cost of survey, permitting, well/septic, and bringing in utilities *Current FEMA flood maps and insurance quotes This lot may suit someone looking for a long-term hold, assemblage with adjoining land, or a project they are prepared to research thoroughly. It is not a ready-to-build homesite. Questions welcome.

xxx Sanders Lane, Panama City

$1,499,000

4 Beds ⋅ 3 Baths ⋅ 795278 MLS

DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

3532 Treasure Circle, Panama City

$187,000

1 Beds ⋅ 2 Baths ⋅ 795227 MLS

🏠 INVESTOR ALERT! Perfect Flip Opportunity Near Downtown & The Cove; Perfect as Air B&B appealing to hospital employees!! 🔨💰 Looking for your next investment project? This all-brick home checks a lot of the boxes for an investor or cash buyer! New LVP flooring throughout! 📍 Prime location near Downtown and The Cove ✨ Newly remodeled with a solid foundation! 📐 Approximately 1,200 SF of heated & cooled living space 🌳 Located in a quiet neighborhood 🍽️ Convenient to dining & shopping 🏖️ Just a short drive to Panama City Beach ✈️ Close to Tyndall Air Force Base ⚓ Convenient to the Naval Surface Warfare Center With its brick construction, desirable location, and remodeled interior, this property offers an excellent opportunity for an investor looking to add value, build equity, or create a profitable rental, Air B&B or resale! 1 designated master with bath and 2 bonus rooms that are perfect bedrooms but can't be classified as, due to lack of closets. However, a wardrobe will work perfectly in it's place and the price is refective of it. Seller is highly motivated and would work perfectly as an Air B and B for Ascension Bay medical nurses and other staff. 💵 Cash buyers and investors -- this one is worth a look! 📲 Message me today for more information or to schedule a showing.

1208 Louisiana Avenue, Panama City

$750,000

795194 MLS

Turnkey Childcare Business & Commercial Property for Sale. Exceptional opportunity to acquire both an established childcare business and the accompanying real estate. This unique offering includes two parcels (Parcel IDs: 14871-000-000 and 14871-000-000) located at 2724 E. 17th Street and 2732 E. 17th Street, creating a well-designed campus with outstanding potential for continued growth. The property features three separate buildings, three dedicated playground areas--including one with a covered pavilion--and is currently licensed for 71 children. The daycare is operating with four active classrooms and offers the opportunity to expand by adding up to three additional classrooms, providing significant potential to increase enrollment and revenue. Designed specifically for childcare operations, the campus includes eight bathrooms, a kitchen for meal preparation and service, administrative space, and flexible classroom layouts to accommodate multiple age groups. The spacious outdoor play areas provide a safe and engaging environment for children while supporting a variety of educational and recreational activities. Whether you're an experienced childcare operator looking to expand or an investor seeking a well-established, income-producing business, this is a rare turnkey opportunity with built-in growth potential. The business and real estate are being sold together. Please do not contact or disturb the business, employees, or children. All showings are by appointment only with the listing agent.

2732 E 17th Street, Panama City

$130,000

795177 MLS

Currently Zoned GC-2 and Property has a development plan! water and sewer available. This unique property spans from Fortune Avenue to Friendship Avenue, offering frontage on both streets. Currently zoned General Commercial, the lot may also be rezoned for residential use. If converted to residential, the property could be split into two separate lots, each suitable for building a single-family home. An excellent opportunity for investors or builders these lots stretch continuously from Fortune Avenue all the way through to Friendship Avenue.

1526 Fortune Avenue, Panama City

$2,900,000

795139 MLS

The St. Andrew School (also known as the St. Andrew Grammar School) is a historic site in Panama City, Florida. It is located at 3001 West 15th Street. On August 14, 1997, it was added to the U.S. National Register of Historic Places. It was constructed in 1926 and served as a Bay County school until Hurricane Michael damaged the buildings in October of 2018. In 2021, the city proposed turning the facility into a community center to include arts, culture, and events venue. A new Decra Roofing System (ceramic coated steel shingles) was installed in 2025. The total square footage is +/-23,387 square feet of heated and cooled space. The original school building (built in 1926) is +/-17,074 and the cafeteria and library building (built in 1957 is +/-4,760 square feet. There are several storage buildings and a large pole barn. The property is an entire block bordered by W. 15th Street on the north side, Beck Avenue on the east side, W. 14th Street on the south side, and Bayview Avenue on the west side. Located in the City limits of Panama City and currently zoned Public Institutional. The County, Panama City, and the residents prefer to save the original building and renovate for a new use. We are looking for creative investors and developers who have a vision to repurpose the property. Potential uses include, but are not limited to: cultural center, entertainment, special events, church, medical office, assisted living, professional office suites, schools (subject to approval)- performing arts, trade school, The St. Andrews community is thriving with many new shops and restaurants opening over the past several years. The St. Andrews School property is one of the last pieces of the puzzle that needs a new purpose.

3001 W 15th Street, Panama City

$228,000

2 Beds ⋅ 2 Baths ⋅ 795106 MLS

This home in the St. Andrews area is ready to move in. This 2 bedroom, 2 bath house features an attached garage, covered front porch, screened in back porch, and the back yard has a privacy fence. It was built in 2000 and been well maintained. It is flat, no steps, new roof in 2018 and leaf guards on the gutters, and the hot water heater was replaced in 2024. The big eat-in kitchen has a ton of cabinets, plenty of counter space, recessed lighting, stainless steel double sink, a wall oven, wall microwave, dishwasher and a refrigerator with ice and water through the door. All the appliances are Kitchen Aid. The garage has a sealed concrete floor painted gray with sprinkles for a neat appearance. Both bedrooms have carpet, and the living room and hall bathroom has new luxury vinyl plank flooring. There are 2 windows in the kitchen that overlook the privacy fenced back yard. The 12x12 screened back porch is a quiet place to relax. About 4 blocks is a cute park on St. Andrews Bay to watch the sun go down. Less than a quarter mile is St. Andrews Marina that has a variety of restaurants, shopping, free boat launch and parking. Come check it out!

1111 Clay Avenue, Panama City

$499,000

795043 MLS

Zoned MU-3, House resigned into an office space situated on a spacious 1-acre corner lot in a highly accessible location. Conveniently located just off 23rd Street and Frankford Avenue, with quick access to Highway 390, this property offers visibility, convenience, and flexibility. Originally a residence that has been converted into professional office space, the property was updated in 2018 with a new roof, windows, doors, and fresh paint, and recently had solar panels installed for an almost nonexistent power bill. The well-appointed kitchen features granite countertops and Frigidaire Gallery stainless steel appliances. There is also an ADT alarm system in place. The versatile floor plan includes four private offices, a welcoming reception area, open collaborative workspace, conference room area with a fireplace, kitchen with dining/break area, storage room, and a garage. The garage area could be used for additional storage or a workspace. Outside, the expansive 1-acre corner parcel offers abundant parking for employees and clients, along with a possible material staging area. This property is ideal for a variety of professional, construction, or service based businesses. With MU-3 zoning, an excellent central location, and a flexible layout, this property is ready to accommodate your growing business.

2356 Frankford Avenue, Panama City

$1,000,000

794934 MLS

Great Downtown Panama City, 5,005 SQ FT Commercial Building. The building is completely gutted and ready for renovation! This 5,005 sq ft building in the heart of downtown offers a blank canvas with endless potential. Prime location, with great visibility and foot traffic. Along with Public parking close by. Zoned for commercial use. Re-Roof completed in 2024. Being Sold AS-IS--bring your vision to life!

540 Harrison Avenue, Panama City

$250,000

2 Beds ⋅ 2 Baths ⋅ 794873 MLS

INVESTORS WANTED -- BRAND-NEW INCOME-PRODUCING DUPLEX WITH FREE LOT! Looking for an affordable way to add new construction to your rental portfolio? This brand-new duplex offers an excellent opportunity to generate cash flow with minimal maintenance. Convenient Panama City Location Located just one block off MLK Blvd near 15th Street, the property is close to shopping, employment, transportation, and everyday conveniences. The new MLK Recreation Center is just a stone's throw away, and a nearby bus stop is within easy walking distance. PROPERTY FEATURES • Brand-new construction • Two separate 1-bedroom / 1-bath units • Estimated rent of approximately $1,300 per month per unit • Approximately $2,600/month in combined projected rental income • Durable Hardie® siding • Quartz countertops • Luxury vinyl plank (LVP) flooring • Designed with low-maintenance rental ownership in mind The efficient 1-bedroom floor plans are ideal for singles, couples, retirees, or anyone looking for an attractive new home with manageable monthly expenses. EVEN MORE INCOME POTENTIAL One of the biggest advantages of this property is the opportunity to expand the rental income. The property has space for an additional dwelling unit if split. For an additional fee, I can build the accessory unit for the buyer. The additional unit is projected to rent for approximately $1,300 per month, potentially increasing total gross rental income to approximately: $5,200 PER MONTH / $62,400 PER YEAR That gives an investor the opportunity to purchase the duplex today and add another income-producing unit. New construction. Low maintenance. Strong rental potential. Future expansion opportunity. Call or message me for pricing, additional property details, rental projections, or information on adding the third unit. Owner/Agent Rental amounts are estimates only and are not guaranteed. Buyer should independently verify rental rates and investment performance.

900 E 14th Street Unit A-B, Panama City

$349,500

3 Beds ⋅ 2 Baths ⋅ 794847 MLS

Rare opportunity to own approximately 1.3 acres while still being right in the mix of everything Panama City has to offer! Located at 1615 West 24th Street, this spacious 3-bedroom, 2-bath home offers approximately 2,350 square feet of living space, an oversized den, dedicated office space, and plenty of room to spread out. Major updates completed in 2018 include the roof, HVAC system, and windows, giving the next owner a great starting point. The home does need additional updating and improvements prior to move-in, making this an excellent opportunity for a buyer ready to add their own style and bring out the property's full potential. The real standout is the expansive 1.3-acre homesite--offering space that's increasingly difficult to find in such a convenient location. There's plenty of room for outdoor living, gardening, recreational space, and all the extras that come with the Florida lifestyle. A large detached storage garage provides excellent additional space for tools, equipment, hobbies, boats, jet skis, kayaks, and all your water toys. Close to shopping, restaurants, doctors, medical facilities, and everyday conveniences, this property offers a unique combination of acreage, square footage, storage, location, and potential. Bring your ideas and make this your home!

1615 W 24th Street, Panama City

$49,900

794768 MLS

Discover an excellent opportunity to own approximately 0.80 acres in the Bear Creek area of Bay County, Florida. Parcel 03805-326-010 offers a peaceful setting with convenient access from a paved road, making this property an appealing option for those looking to build, invest, or secure additional land in a growing area. The property has been recently cleared, providing a clean starting point for future plans and allowing buyers to more easily evaluate the land and its potential. Whether you are looking to construct a new home, establish a private retreat, or add acreage to your investment portfolio, this parcel offers flexibility and plenty of room to explore your possibilities. Located in the Bear Creek community, the property provides a more rural atmosphere while remaining within reasonable driving distance of the amenities and services found throughout Bay County. Outdoor enthusiasts will appreciate the area's natural surroundings and proximity to the recreational opportunities that make Northwest Florida such a desirable place to live. With approximately 0.80 acres, paved-road access, and recent clearing already completed, this parcel is ready for its next owner. Opportunities to purchase affordable land in Bay County are increasingly attractive for buyers seeking space, privacy, and long-term potential.

00 S Fork Loop, Panama City

$2,075,000

2 Beds ⋅ 1 Baths ⋅ 794715 MLS

Investor opportunity! The Lenawee Apartments, located at 6318-6321 Lenawee St in Panama City, FL, offer a multifamily investment opportunity with 18 total units across five buildings. The property includes four quadplexes with 16 two-bedroom, one-bath units of approximately 750 square feet each, along with a duplex featuring two additional two-bedroom, one-bath units of approximately 832 square feet each. All five buildings were constructed in 1985 and feature stucco exteriors. Recent improvements include 2019 roofs and 2020 water heaters, and the units are individually metered for water and electricity. Conveniently located near retail, dining, major roadways, and Tyndall Air Force Base, the property offers strong potential for an investor looking to add a multifamily property to their portfolio.

6321 Lenawee Street Unit D, Panama City

$540,000

4 Beds ⋅ 2 Baths ⋅ 794702 MLS

Rare waterfront freedom meets elevated design on the tranquil waters of Deer Point Lake. Positioned on 4917 High Point Dr, this exceptional estate spans a RARE DOUBLE LOT boasting 160 feet of direct shoreline. The four-bedroom residence has been completely remodeled with a refined rustic modern aesthetic--seamlessly blending rich organic textures, architectural warmth, and clean contemporary finishes. Light-filled living areas maximize water views, creating a effortless transition between upscale indoor living and the peaceful lakefront setting outdoors. 4 Spacious Bedrooms: Remodeled layout offering ample room for family, guests, or a dedicated home office. Rustic Modern Aesthetic: Updated with warm wood tones, clean lines, designer fixtures, and natural finishes. Deer Point Lake Waterfront: 160 feet of shoreline on Panama City's premiere freshwater reservoir--ideal for boating, fishing, and kayaking. Double-Lot Potential: Unique capability to keep a massive private compound or build and sell a second residence. Massive Pole Barn: High-clearance storage for oversized boats, lake toys, RVs, or workshop space. The expansive grounds offer unmatched versatility and long-term value. Beyond the main four-bedroom home, the property features a massive pole barn built for boat storage, RV parking, a workshop, or a custom recreational setup. The double-lot designation gives future owners the rare flexibility to maintain an ultra-private waterfront sanctuary, expand the compound, or build and sell a second independent home. Whether enjoyed as a private freshwater retreat or leveraged for its unique development potential, this Deer Point Lake offering is a standout along the Panama City waterfront.

4917 High Point Drive, Panama City

$599,000

5 Beds ⋅ 3 Baths ⋅ 794688 MLS

This home truly has it all--no HOA, a huge yard, plenty of parking, a private Gunite pool, and a brand-new septic system, all centrally located on a quiet dead-end street in Lynn Haven. The detached, recently built mother-in-law suite adds incredible flexibility with its own entrance, full kitchen, and bathroom, making it ideal for guests, family, or additional living space at approximately over 400 sq ft. The main home features large windows that fill the space with natural light, with tinted windows designed to improve efficiency and help keep energy costs low. Inside, you'll find an updated 4-bedroom, 2-bath layout with modern touches, granite countertops, stainless-steel appliances, waterproof luxury vinyl flooring, shiplap accents, and a tankless water heater. Outside, enjoy the pool, oversized yard, privacy fence, pergola, outdoor shower, half bath, and ample storage. With no HOA, no monthly water (Culligan filtration system) or sewer bill (brand new septic tank), low energy costs, abundant parking, generous outdoor space, a pool, and flexible living accommodations, this property offers a rare combination of comfort, functionality, and value in a convenient Lynn Haven location. Measurements are approximate.

2638 E 40th Plaza, Panama City

$240,000

2 Beds ⋅ 2 Baths ⋅ 794618 MLS

INVESTORS WANTED -- BRAND-NEW INCOME-PRODUCING DUPLEX! Looking for an affordable way to add new construction to your rental portfolio? This brand-new duplex offers an excellent opportunity to generate cash flow with minimal maintenance. Convenient Panama City Location Located just one block off MLK Blvd near 15th Street, the property is close to shopping, employment, transportation, and everyday conveniences. The new MLK Recreation Center is just a stone's throw away, and a nearby bus stop is within easy walking distance. PROPERTY FEATURES • Brand-new construction • Two separate 1-bedroom / 1-bath units • Estimated rent of approximately $1,300 per month per unit • Approximately $2,600/month in combined projected rental income • Durable Hardie® siding • Quartz countertops • Luxury vinyl plank (LVP) flooring • Designed with low-maintenance rental ownership in mind The efficient 1-bedroom floor plans are ideal for singles, couples, retirees, or anyone looking for an attractive new home with manageable monthly expenses. EVEN MORE INCOME POTENTIAL One of the biggest advantages of this property is the opportunity to expand the rental income. The property has space for an additional accessory dwelling unit, and I already have a permitted plan available. For an additional fee, I can build the accessory unit for the buyer. The additional unit is projected to rent for approximately $1,300 per month, potentially increasing total gross rental income to approximately: $3,900 PER MONTH / $46,800 PER YEAR That gives an investor the opportunity to purchase the duplex today and add another income-producing unit without having to start the planning process from scratch. New construction. Low maintenance. Strong rental potential. Future expansion opportunity. Call or message me for pricing, additional property details, rental projections, or information on adding the third unit. Owner/Agent Rental amounts are estimates only and are not guaranteed. Buyer should independently verify rental rates and investment performance. See 1347 Mercedes Ave and 900 E 14th St for the additional properties.

904 E 14th Street Unit A-B, Panama City

$3,350,000

794599 MLS

11,920 SF Building: 7,857 SF warehouse & 4,067 SF office Office area includes small mezzanine and is fully heated and cooled; Constructed in 2025; 16' - 20' Ceiling heights; (4) Drive-in doors; Lay down yard is fully fenced, gated, and paved; (27) Paved parking spaces; Site has two points of ingress and egress Office area has Class A build-out and includes lobby, conference rooms, private offices, break area with kitchenette and executive office with shower

2816 Forester Trail, Panama City

$240,000

2 Beds ⋅ 2 Baths ⋅ 794521 MLS

INVESTORS WANTED -- BRAND-NEW INCOME-PRODUCING DUPLEX! Looking for an affordable way to add new construction to your rental portfolio? This brand-new duplex offers an excellent opportunity to generate cash flow with minimal maintenance. Convenient Panama City Location Located just one block off MLK Blvd near 15th Street, the property is close to shopping, employment, transportation, and everyday conveniences. The new MLK Recreation Center is just a stone's throw away, and a nearby bus stop is within easy walking distance. PROPERTY FEATURES • Brand-new construction • Two separate 1-bedroom / 1-bath units • Estimated rent of approximately $1,300 per month per unit • Approximately $2,600/month in combined projected rental income • Durable Hardie® siding • Quartz countertops • Luxury vinyl plank (LVP) flooring • Designed with low-maintenance rental ownership in mind The efficient 1-bedroom floor plans are ideal for singles, couples, retirees, or anyone looking for an attractive new home with manageable monthly expenses. EVEN MORE INCOME POTENTIAL One of the biggest advantages of this property is the opportunity to expand the rental income. The property has space for an additional accessory dwelling unit, and I already have a permitted plan available. For an additional fee, I can build the accessory unit for the buyer. The additional unit is projected to rent for approximately $1,300 per month, potentially increasing total gross rental income to approximately: $3,900 PER MONTH / $46,800 PER YEAR That gives an investor the opportunity to purchase the duplex today and add another income-producing unit without having to start the planning process from scratch. New construction. Low maintenance. Strong rental potential. Future expansion opportunity. Call or message me for pricing, additional property details, rental projections, or information on adding the third unit. Owner is the listing Agent Rental amounts are estimates only and are not guaranteed. Buyer should independently verify rental rates and investment performance.

1347 Mercedes Avenue Unit A-B, Panama City

$575,000

794497 MLS

The 1.7 Acre sale includes four parcels #14397-000-000 #14396-000-000 #14224-101-000 #14327-000-000

1511 Harrison Avenue, Panama City

$270,000

3 Beds ⋅ 2 Baths ⋅ 794428 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this beautiful 3 bedroom 2 bath home just north of main shopping in Panama City. Situated on over 2 acres of prime land, this home offers all you could ask for and more!! Two large pole barns spread throughout the property, perfect for those wanting to entertain and tinker!! A private pond borders the rear of the property, with a water feature!! This 3 bedroom 2 bath home offers a metal roof installed in 2019, as well as a 2024 water heater, this property has all major components ready to go! Recently installed LVP flooring stretches throughout the home adding a seamless feel to the property. 2 Power poles on site, add to the simplicity if wanting to build another dwelling. 2026 installed brand new septic tank. The pond in the rear of the property has power ran to the dock as well as fresh sand on the shore to give you your own personal beach!! With grocery, restaurants near by, a 2 acre lot with a private pond is hard to come by whether you are wanting a lot of acreage or a nice site with a pond and a ton of space to build your custom home this dream lot is the one for you!!! Schedule your showing today!!!!!

5105 Bertha Nelson Road, Panama City

$129,900

3 Beds ⋅ 2 Baths ⋅ 794423 MLS

Affordable Country Living Near Deer Point Lake Welcome to 7605 Littleton Rd in Panama City, Florida! This 3-bedroom, 2-bathroom manufactured home that is designed to mimic a country cabin offers an excellent opportunity for an economy-minded buyer, investor, or anyone looking for a peaceful rural lifestyle with convenient access to Panama City amenities. Built in 1986, this doublewide manufactured home features a newer roof and a practical three-bedroom, two-bathroom, split floor plan. The property offers plenty of potential for a buyer looking for an affordable home, investment property, or opportunity to add personal touches and improvements over time. One of the biggest advantages of this location is the rural setting near Deer Point Lake. If you're looking for a quieter pace of life without giving up convenient access to everyday necessities, Littleton Road offers an appealing combination of country living and accessibility. Depending on your needs and applicable restrictions, the rural character may be well suited for horses, gardening, small-scale farming, recreational equipment, or simply enjoying the peace and privacy of country living. Convenience is also close by. Publix grocery shopping is approximately 10 minutes away, while gas stations, hardware stores, restaurants, and other everyday services are located within just a few miles. Deer Point Lake is nearby, providing recreational opportunities and adding to the appeal of this northern Bay County location. For investors, this property deserves consideration as an affordable entry into the Panama City real estate market. The combination of a newer roof, three bedrooms, two bathrooms, and a rural location creates an opportunity to explore its potential as a rental, renovation project, or long-term investment. Buyers seeking value rather than a brand-new home may find this property particularly attractive. For homeowners, this could be an opportunity to trade higher-priced city living for a more relaxed country lifestyle in Panama City, FL. Imagine having room for your hobbies, outdoor projects, animals, or simply enjoying evenings in a quieter environment while remaining within reasonable driving distance of shopping and city conveniences. If you've been searching for affordable homes in Panama City, FL, manufactured homes near Deer Point Lake, homes with acreage, rural property in Bay County, investment properties, or a country home near Panama City, 7605 Littleton Rd is worth a closer look. Bring your vision and explore the possibilities this property has to offer!

7605 Littleton Road, Panama City

$325,000

3 Beds ⋅ 1 Baths ⋅ 794420 MLS

Situated squarely in one of Panama City's most connected corridors, 1032 Jenks is a mixed use property that bridges historic character with massive mixed-use potential. Currently operating as a fully equipped salon, the property is entirely turnkey, conveying with high-end salon booths, wash stations, and all the necessary equipment to open your doors on day one. However, its layout offers incredible flexibility for a variety of next chapters. **High Visibility: Positioned just south of the busy 15th Street intersection, the property benefits from steady, built-in local traffic, making it a highly visible spot for any consumer-facing business

1032 Jenks Avenue, Panama City

$409,500

5 Beds ⋅ 4 Baths ⋅ 794411 MLS

For your consideration: This home offers 5 Bedrooms, 3 full Baths, The second floor includes a private en-suite bedroom. Relax and unwind on the screened-in back porch, New 6 month Washer and Dryer will convey with purchase, Granite counter tops, back splash, open concept fit for the family that entertains. Home protection provided by Ring Alarm and Surveillance. VA assumable loan. Community pool, and playground.

214 Bayou Bend Lane, Panama City

$280,000

3 Beds ⋅ 2 Baths ⋅ 794381 MLS

This beautiful 3 bedroom, 2 bathroom home has maintained its southern charm! Close to Watson Bayou landing and downtown Panama City. The property also has an upstairs apartment above the garage that is 1 bedroom 1 bath that comes fully furnished. The owner states the vacant portion of the lot could have additional units built. Please verify and confirm all zoning restrictions and measurements. The home does not include the kitchen islands.

3035 E 5th Street, Panama City

$465,000

3 Beds ⋅ 2 Baths ⋅ 794349 MLS

Beautiful home located on almost two acres with detached garage which has separate office space as well. dedicated garden area , fruit and pecan producing trees. 80% updated, home is in very good condition.

7306 Foxhill Road, Panama City

$499,900

3 Beds ⋅ 2 Baths ⋅ 794271 MLS

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS Check out this oversized 3/4+ acre lot in the highly desirable upper North lagoon area. Located directly across from the Grand Lagoon with Gulf access the property offers a rare opportunity with the south frontage on North Lagoon Drive and the North lot line on Polly Avenue. The lot can be divided and rezoned (per Bay Co. Planning and Zoning) to allow R-3 on Polly avenue and will accommodate a triplex or quadplex. The property is Just a few blocks from the Worlds Most Beautiful Beaches and close to shopping, restaurants, and entertainment. The entire property is fully fenced and divided with a fence installed in May of 2026. Each area has its own power water and septic system. The garage is also separately powered and includes both 110 and 220 volt service. The home is three bedroom 2 bath and is in need of some TLC, however it has good bones and a lot of potential. The lot features a Pergola and outdoor shower that creates additional space for relaxing and entertainment. With two separate areas,, generous outdoor space, and a prime location this unique property offers exceptional flexibility and potential. All facts listed must be confirmed by Buyer and all offers must be contingent upon a court order for sale of property.

8908 N Lagoon Drive, Panama City

$649,000

3 Beds ⋅ 3 Baths ⋅ 794185 MLS

Looking for Privacy on the water and in the middle of Callaway, this property has 1.49 and 256 Feet Waterfront on Callaway Bayou. This 3 Bedroom 3 Bath home had the pool equipment professionally refurbished in August of 2026, the home needs updating but this is a chance to make your own private oasis close to Tyndall AFB and Downtown Panama City. Water is deep enough to rebuild the dock and have access to the Gulf. There is 10ft-12ft clearance for your boat under the Star Ave bridge depending on tides. The home also has 2 hot water heaters, one by the kitchen and the other next to master bedroom. Metal Roof was replaced in 2019 after Hurricane Michael. The home is located in Flood Zone X. Home is currently on Well and Septic but Public Sewer and Water is available at front of the parcel.

7606 Lilly Street, Panama City

$435,000

794042 MLS

1 Acre Prime Commercial Property with 132' Frontage on N East Ave! Zoned General Commercial 1, this versatile property includes a 3-bedroom, 1.5-bath residence that can easily be converted into office or retail space. Also on-site is a 30'x40' metal building featuring underground electrical and a 400AMP 3-phase circuit panel. Previously used as a fabrication shop, the building remains equipped for industrial or commercial use. The metal building has sustained hurricane damage and will require a new roof. A 10'x12' concrete storage building is also located behind the residence. With convenient access to transportation, a well-dwelling, and a flexible layout, this property offers tremendous potential for development, ideal for a retail plaza, commercial complex, or storage facility. A must-see opportunity for your next business venture!

922 N East Avenue, Panama City

$95,000

793998 MLS

Vacant residential lot in Parker, Florida, offering a great opportunity for new construction or investment. These lots are ready for development, providing added potential for builders or investors seeking multiple homesites. Conveniently located near Panama City, shopping, dining, schools, and local amenities. Bring your plans and take advantage of this prime location for future development.

00 Nicole Drive, Panama City

$689,000

5 Beds ⋅ 3 Baths ⋅ 793956 MLS

Welcome to the charming custom home situated on a rare one acre nicely maintained wooded Panama City Beach lot. Less than one mile to the water and all the beach activities while remaining very private. Full of natural lighting in its vaulted spaces from skylights as well as solar tubes in the bathrooms. Totally renovated kitchen with easy care white quartz surfaces, abundant storage space and lots of counter surface, large island for entertaining and baking lots of cookies! And as a bonus, the microwave, refrigerator, dishwasher, and the washer & dryer are all included. Renovated bathrooms include quartz counters, custom cabinets and tile floors. Double split bedroom floor plan with a cozy family room off of the kitchen adds extra space for family activities. True wood-burning fireplace with a large custom mantle in the great room which include the SmartTV and sound system. Extra's include a 20x40 garage/work area with an open attic with tons of storage area., a 8x16 cottage with electric including a 4x8 porch and more storage area.! Other goodies: New roof in 2019, new fencing in 2020, new HVAC units (2)replaced in 2020, new Whirlpool appliances in 2020, bathrooms, kitchen, Back Patio, front door renovated in 2020. Home was connected to city sewer in 2025. All room measurements are approximates.

7710 Laird Street, Panama City

$339,900

4 Beds ⋅ 3 Baths ⋅ 793942 MLS

BACK ON MARKET--NO FAULT OF THE HOME! Steps from St. Andrews Bay! Charming 1941 St. Andrews home offering 2,088 total heated square feet, four bedrooms--including a mother-in-law suite with its own exterior entrance--and 2.5 baths. The home currently uses individually controlled high-efficiency room A/C units with gas heat, allowing occupants to cool individual living areas. Situated on a corner lot beneath mature, moss-draped oaks, the property provides classic Old Florida character. The privacy-fenced yard includes two storage buildings, one previously used as an office. Convenient to the marina, restaurants, shops, Hathaway Bridge, the Navy base, Tyndall AFB, schools, and Panama City Beach. Improvements include a 2023 roof and major electrical and plumbing updates.

1336 Cincinnati Avenue, Panama City

$309,000

3 Beds ⋅ 2 Baths ⋅ 793902 MLS

Welcome to this charming brick house with 3 bedrooms and 2 bathrooms, which offers peaceful lake views and a cozy and timeless atmosphere. Upon entering, you will find cathedral-style ceilings that create a spacious and open sensation, complemented by abundant natural light throughout the house. The spacious room has a cozy fireplace, perfect for relaxing at night, while the distribution of separate rooms (split floor plan) provides greater privacy. The kitchen is equipped with stainless steel appliances, a breakfast area and ample cabinet space, which makes it functional and pleasant. The main room has a private bathroom and double sink, while the other two rooms offer comfortable spaces for family or guests. Enjoy family parties with a closed porch, a perfect place to share, entertain your guests or simply relax. Additional features include a garage for two vehicles, rooms with vinyl floors and a layout designed to provide comfort and functionality. Important updates: HVAC system less than two years old. Roof replaced in 2018. This house combines warmth, natural beauty and a carefully thought-out design, making it an ideal refuge to call home.

1720 Everitt Avenue, Panama City

$349,000

3 Beds ⋅ 2 Baths ⋅ 793865 MLS

100% Financing Available with USDA Financing! Welcome home to 1439 1st Street in Panama City, FL -- a beautifully updated 3-bedroom, 2-bath home offering 1,475 square feet of thoughtfully designed living space on a spacious 50' x 150' lot, packed with custom finishes throughout. Step inside to find vaulted ceilings, arched hallways, and warm cedar accents that give the home a distinctive, elevated feel, along with custom millwork carried throughout the home. The kitchen is a true showstopper, featuring custom cabinetry and countertops, crown molding, a pantry, and upgraded white appliances finished with striking gold hardware. The island is finished in leathered titanium granite with quartz perimeter counters, and a custom pecky cypress hood range serves as the centerpiece. A custom-built pantry door in knotty pine with rain glass adds another layer of character, and a custom juniper mantel brings warmth to the living space. Luxury lighting fixtures carry the same elevated style throughout the home. The primary suite is a private retreat, featuring a rough-cut pine coffered ceiling, a juniper-surround soaking tub, leathered granite finishes in the en-suite bath, a custom tile shower, dual vanity, and a spacious walk-in closet with custom built-ins. A marbled tile shower and granite finishes carry the same craftsmanship into the hallway bathroom. Outside, the fully fenced backyard offers privacy and space to enjoy, complemented by a built-in sprinkler system and well-manicured landscaping. A paver driveway adds curb appeal, while the 24' x 16' pole barn provides excellent additional storage or workshop space -- perfect for hobbies, equipment, or extra vehicles.

1439 1st Street, Panama City

$399,900

793822 MLS

143 Claire Ave Turnkey 6 Unit Multifamily Investment Excellent investment opportunity! 143 Claire Ave is a remodeled 6-unit multifamily property, consisting of six studio apartments. The property has been updated and offers an investor the opportunity to acquire an income producing asset without taking on a major renovation project. Each unit features an efficient studio layout, making the property well suited for tenants looking for affordable, low maintenance living. With six individual rental units under one roof, this property provides multiple income streams and strong potential for consistent occupancy. Whether you're looking to add to an existing rental portfolio or get into multifamily investing, 143 Claire Ave offers a great combination of updated units, rental income potential, and manageable size. Six units. Remodeled. Income producing. Ready for its next owner.

143 Claire Avenue Unit 101, Panama City

$199,900

3 Beds ⋅ 2 Baths ⋅ 793627 MLS

''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' STUNNING UPGRADED HOME NEAR THE WATER! 🏡This isn't your average manufactured home! Meticulously updated and located in a peaceful, manicured Callaway neighborhood, this turnkey property is priced to sell FAST. This property completely redefines mobile home living with high-end finishes and seamless attention to detail. Inside the expansive open-floor plan, a bright, oversized living room radiates a sense of warmth and tranquility. Upon entering the spacious kitchen is a chef's delight, boasting ample cabinetry, stainless steel appliances, an informal dining space, a walk-in pantry, and integrated laundry room. A formal dining area right off the living room adds the perfect touch for entertaining. This home has been elevated, featuring fresh interior paint, brand-new flooring, custom luxury draperies, and upgraded bathrooms. The Large Master Suite serves as a private retreat with a gorgeous master bath complete with modern Tiled backsplash surrounding the tub and complete with a separate shower. Outside, the property sits on a large, fully fenced lot wrapped in a brand-new privacy fence. Relax on the newly decked front, side, or rear porches, or head to the massive custom barn in the backyard--perfect for a workshop, storage, or the ultimate man cave. Located in a quiet, manicured neighborhood, you are just two blocks from the Callaway Public boat ramp and walking park, minutes from shopping and dining, and a short 10-minute drive to Tyndall A.F.B. Premium Upgrades Include: HVAC: Brand-new $9,000 system installed in 2024 Roof: Durable metal roof installed around 2019 Interior: Brand-new flooring and fresh paint throughout. Outdoor Living: New decking on all porches and new backyard privacy fencing. Priced to sell quickly--don't miss out! Reach out to the Listing Agent: Angel Cherry for more information.

230 Viola Avenue, Panama City

$315,000

3 Beds ⋅ 2 Baths ⋅ 793616 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Acreage, upgrades, and room to spread out! This beautiful newer home sits on over 1 acre and offers the perfect blend of modern finishes, thoughtful design, and plenty of space. The open-concept floor plan welcomes you with luxury solid vinyl plank flooring throughout the main living areas and an abundance of natural light. The well-appointed kitchen features upgraded stainless steel appliances, granite countertops, pantry, and a breakfast bar with pendant lighting, making it both functional and perfect for entertaining. The spacious primary suite boasts a tray ceiling, walk-in closet, and ensuite bath with a double granite vanity. A dedicated home office provides the ideal work-from-home setup with a built-in desk, granite countertop, and open shelving. Outside, enjoy charming stone and cedar shake accent, plus covered front and back porches that expand your living space and provide the perfect spot to relax. The property is equipped with a well, septic system, and irrigation system. The garage also features a 220V hookup, adding extra versatility for your workshop, equipment, or future projects. If you've been searching for a newer home with acreage, modern upgrades, and room to enjoy the Florida lifestyle, search no further!

5315 Sunwood Road, Panama City

$850,000

793611 MLS

Seize the opportunity to own a premier commercial property situated on a high-traffic corner lot along the bustling Highway 98 in Panama City. With 125 feet of prime frontage and a substantial property depth of 300 feet, this CG-2 zoned lot is located in one of the highest volume traffic count areas, boasting an average daily traffic count of close to 40,000. The site covers a little under 1 acre and offers unparalleled visibility and accessibility for any business. The property features a well-appointed lounge interior with a stunning 30-foot solid wood bar that is stained, sealed, and fully equipped with all necessary amenities. The exterior deck area, spanning 1,184 square feet, offers a versatile space for outdoor events or dining. This property also boasts modern infrastructure with significant recent upgrades: the roof was replaced in 2018, one air conditioning unit was replaced in 2021, and the other in 2023. Additionally, the main waterline and sewer line to and from the building were replaced in 2022. This could be an unbelievable redevelopment site, as the majority of the property is cleared. Perfect for retail, office, or service-oriented businesses seeking a high-profile location with substantial amenities, this is a prime opportunity to enhance your business presence in a thriving commercial area.

1623 W 15th Street, Panama City

$255,000

3 Beds ⋅ 2 Baths ⋅ 793583 MLS

PRICED TO SELL! PLUS $10,000 TOWARD BUYER CLOSING COSTS! Freshly repriced and offering exceptional value, this brand-new construction home is move-in ready and designed for comfortable, low-maintenance living. Featuring 3 bedrooms, 2 bathrooms, and nearly 1,200 square feet, this home is the perfect opportunity for first-time homebuyers, downsizers, or anyone looking for an affordable home without sacrificing quality, style, or modern finishes. Step inside to a bright, open-concept floor plan featuring 9-foot ceilings, luxury vinyl plank flooring throughout, elegant quartz countertops, and a complete appliance package. Even better, the sale includes a brand-new refrigerator, range, dishwasher, microwave, washer, dryer, and a deep freezer--making this truly move-in ready and helping first-time buyers save thousands on upfront expenses. Built with quality and efficiency in mind, the home features Hardie Board siding, hurricane-rated windows and doors, and full spray foam insulation, providing durability, lower energy costs, and year-round comfort. Outside, relax on the charming full-length front porch or take advantage of the spacious pole barn, offering endless possibilities for storage, a workshop, recreational equipment, or hobby space. Conveniently located just minutes from Downtown Panama City, you'll enjoy easy access to shopping, dining, schools, parks, and entertainment--all with the added benefit of NO HOA. To help buyers envision the home's full potential, select listing photos have been virtually enhanced using AI to illustrate possible interior staging. These images are for visualization purposes only and do not represent the property's current condition or included improvements. With a new price, $7,500 toward buyer closing costs, an extensive appliance package, NO HOA, and quality new construction that's ready for immediate occupancy, this home offers an incredible value. If you've been waiting for the right opportunity to purchase your first home, this could be the one. Schedule your private showing today before it's gone!

2201 E 6th Street, Panama City

$120,000

793524 MLS

Exceptional opportunity in the desirable Bayview/St. Andrews area of Panama City. This 0.421-acre vacant residential lot offers a rare chance to build your dream home or explore investment potential in a convenient central location. Close to schools, shopping, dining, downtown Panama City, and just a short drive to the beaches, this property combines location, size, and versatility.

1809 Baltimore Avenue, Panama City

$599,900

3 Beds ⋅ 3 Baths ⋅ 793415 MLS

Welcome to your ultimate COASTAL RETREAT with views of GRAND LAGOON! This stunning, new construction Coastal Craftsman masterpiece perfectly combines modern elegance with the relaxed Panama City Beach lifestyle. Step inside to discover a bright, sun-drenched sanctuary defined by soaring 10-foot ceilings, loads of windows, and glass doors designed to seamlessly bring the outside in. The gourmet kitchen is a chef's dream, beautifully appointed with premium Quartz countertops, stylish designer lighting, contemporary hardware and a custom RANGE HOOD. Engineered for the active coastal lifestyle, this property features an oversized garage plus a separate, dedicated parking space to easily store your boat, golf cart, and all your outdoor toys. Enjoy total freedom and unbeatable peace of mind with durable, low-maintenance Hardie board siding, low insurance costs, no required flood insurance, and no HOA fees. Located in a premier golf-cart-friendly community, you are just moments from a public boat launch, top-rated local restaurants, and the pristine shores of St. Andrews State Park. Whether you are looking for a private beachside sanctuary or a high-yielding Short-Term Rental (STR) investment, this turnkey property hits every mark. Schedule your tour today and start living the coastal dream!

6907 N Lagoon Drive, Panama City

$499,000

4 Beds ⋅ 2 Baths ⋅ 793270 MLS

Zoned MU-3, House resigned into an office space situated on a spacious 1-acre corner lot in a highly accessible location. Conveniently located just off 23rd Street and Frankford Avenue, with quick access to Highway 390, this property offers visibility, convenience, and flexibility. Originally a residence that has been converted into professional office space, the property was updated in 2018 with a new roof, windows, doors, and fresh paint, and recently had solar panels installed for an almost nonexistent power bill. The well-appointed kitchen features granite countertops and Frigidaire Gallery stainless steel appliances. There is also an ADT alarm system in place. The versatile floor plan includes four private offices, a welcoming reception area, open collaborative workspace, conference room area with a fireplace, kitchen with dining/break area, storage room, and a garage. The garage area could be used for additional storage or a workspace. Outside, the expansive 1-acre corner parcel offers abundant parking for employees and clients, along with a possible material staging area. This property is ideal for a variety of professional, construction, or service based businesses. With MU-3 zoning, an excellent central location, and a flexible layout, this property is ready to accommodate your growing business.

2356 Frankford Avenue, Panama City

$309,999

3 Beds ⋅ 2 Baths ⋅ 793268 MLS

Thoughtfully designed and crafted by a local builder known for quality construction and attention to detail, this exceptional home offers the perfect blend of style, comfort, and modern convenience. The attractive brick exterior provides low-maintenance living and timeless curb appeal, while the covered front porch features stained tongue-&-groove ceilings. Inside, the spacious living area showcases a soaring cathedral ceiling and stunning tongue-&-groove accent wall, creating a warm and inviting atmosphere. 9' ceilings throughout the remainder of the home enhance the open feel. The kitchen is loaded with premium features, including soft-close cabinetry, decorative glass upper cabinets extending to the ceiling, quartz countertops, tile backsplash, a large island, upgraded appliances, deep sink with push-button disposal, and stylish black fixtures and hardware. A spacious walk-in pantry provides excellent storage. Additional highlights include a mudroom with built-in storage, epoxy-coated garage floor, and smart garage door opener. The primary suite features a stained tongue-&-groove tray ceiling, oversized walk-in closet, dual quartz-topped vanities, additional storage cabinetry, and a tiled walk-in shower. Enjoy outdoor living on the covered back porch overlooking the landscaped yard with irrigation system and 8' privacy fence. Conveniently located near Tyndall Air Force Base, Naval Support Activity Panama City, Coast Guard facilities, Panama City Beach, and Mexico Beach.

729 Sheffield Avenue, Panama City

$289,000

4 Beds ⋅ 3 Baths ⋅ 793232 MLS

Not your typical townhome, this stunning new build offers 2,080 square feet of beautifully designed living space with 4 spacious bedrooms and 3 full bathrooms. The flexible layout includes a main-level bedroom that can easily convert into a home office, giving you the perfect balance between work and life. Step into the first floor, the true heart of the home, featuring modern stainless steel appliances, soft-close cabinetry, and granite countertops throughout. ready for your culinary adventures. The EVP flooring flows seamlessly through every room, adding style and durability. Upstairs, retreat to your private second floor where the main suite features a double vanity, generous closet space, and a spa-like atmosphere. Enjoy no HOA fees in fact, no fees at all and a location that's less than 30 minutes to the beach and Tyndall AFB. Whether you're looking for your forever home or a smart investment, this townhome offers a desirable blend of comfort, convenience, and style. Welcome home!

2727 Usery Road, Panama City

$269,900

3 Beds ⋅ 2 Baths ⋅ 793104 MLS

Well-maintained and ideally located near Tyndall AFB, this charming 3-bedroom, 2-bath home offers comfortable living, valuable outdoor space, and an incredible energy-saving bonus! Situated in a well-established neighborhood known for its large yards and great neighbors, this home offers the space and setting you've been looking for. Inside, you'll find a functional layout featuring a spacious living room plus a separate den, providing plenty of room for relaxing, entertaining, working from home, or creating a flex space to fit your needs. The home has been lovingly maintained and is ready for its next owner. One of the biggest highlights is the solar panel system, offering the potential for improved energy efficiency and reduced electricity costs. Even better, the solar lease will be completely prepaid for the next 24 years, giving the new homeowner a tremendous long-term benefit without the burden of making solar lease payments for the next quarter century! This is a rare opportunity to enjoy the advantages of solar while adding significant value and peace of mind. Step outside and the possibilities continue! The spacious backyard features a large pole barn, perfect for storing a boat, recreational equipment, vehicles, tools, or all your outdoor toys. A separate storage building provides even more room for organization and storage. Conveniently located close to Tyndall AFB, this home combines a great location with a spacious yard, excellent storage, a flexible floor plan, and 25 years of prepaid solar benefits. Don't miss this opportunity to own a well-maintained home with features that truly set it apart!

5918 Enzor Street, Panama City

$66,000

793081 MLS

CLEARED, FILLED, and READY TO BUILD. Build your dream home on this beautiful ½-acre residential lot! This cleared property is construction-ready, with fill dirt already spread to save you time and money. Enjoy the convenience of a prepared homesite with plenty of space for your custom home, outdoor living area, workshop, or garden. Whether you're ready to break ground now or planning for the future, this lot offers the perfect opportunity to create the home you've always wanted. Don't miss this chance to own a ready-to-build property in a desirable residential area, not far from Deerpoint lake.

8014 Charles Michael Drive, Panama City

$549,000

793036 MLS

Awesome opportunity to grab a high visibility spot on Business Hwy 98. There is an existing building on the property. Used to be a church. Needs some TLC. Could be renovated into something awesome! Plenty of traffic by the property every day! FDOT Says 19300 cars per day. Convert or build your dream business! Please verify zoning and building codes.

2904 E Highway 98, Panama City

$179,000

3 Beds ⋅ 2 Baths ⋅ 792968 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS.. EXCELLENT INVESTMENT OPPORTUNITY IN CENTRAL PANAMA CITY! Home was loved for many years and is now ready for a new vision. Located in the heart of the desirable 32405 zip code, this 3-bedroom, 2-bathroom property offers over 1,500 square feet of living space on a solid footprint with tremendous equity upside. The home serves as a complete blank canvas prime for a complete transformation, featuring an in-ground pool out back (condition unknown) with great potential for an outdoor entertainment space. Situated in a high-demand corridor with versatile MU-2 zoning, you are just minutes from W 23rd Street, local medical centers, shopping, and dining. Please note the property requires foundational plumbing work. Sold strictly AS-IS, WHERE-IS, making this an ideal project for seasoned investors, cash buyers, or contractors ready to bring this property into its next chapter. Opportunities with this much potential in 32405 will go fast--schedule your private tour today!

1805 Clay Avenue, Panama City

$347,500

3 Beds ⋅ 2 Baths ⋅ 792965 MLS

Rare opportunity in St. Andrews! This fully remodeled three-bedroom, two-bath home is being sold with a separate waterfront parcel on Lake Huntington, located approximately 300 feet from the residence. The list price includes both properties, and they must be sold together. The home features luxury vinyl plank flooring, recessed lighting, updated fixtures, and an easy flow between the living room, kitchen, and dining area. The remodeled kitchen offers white shaker-style cabinetry, solid-surface countertops, stainless steel appliances, a gas range, and an adjoining coffee or beverage station. The oversized primary suite includes a private bath and a large closet with a built-in organization system. Additional features include two guest bedrooms, an updated guest bath, a spacious laundry room with a folding counter and storage, updated windows, modern ceiling fans, and a tankless water heater. Outside, the large fenced lot provides a gated driveway, abundant parking for a boat or trailer, patio space, and an above-ground pool. The separate 0.064-acre waterfront parcel measures approximately 50 by 75 feet and offers roughly 50 feet of frontage on Lake Huntington. The waterway provides access toward St. Andrews Bay and creates a private setting for fishing, kayaking, watching the sunset, or potentially adding a dock or boat lift. No dock or boat lift is currently installed. Buyers should verify water depth, navigability, boundaries, and permitting requirements for their intended use. Short-term rental use is permitted at the residence, subject to obtaining all required licenses, registrations, and approvals. The home is also within walking distance of Historic St. Andrews, locally owned restaurants, waterfront parks, shopping, entertainment, and the St. Andrews Marina. This property offers a rare combination of a remodeled home, short-term rental potential, boat parking, a walkable St. Andrews location, and nearby privately owned waterfront. All measurements and information should be verified by the buyer if important.

1611 Cincinnati Avenue, Panama City

$35,000

792921 MLS

Build your dream home or investment property on this vacant residential lot in the heart of Panama City. Conveniently located just minutes from downtown, local shopping, restaurants, schools, parks, and public boat ramps, this property offers an excellent opportunity to enjoy everything the area has to offer while remaining close to everyday conveniences. Whether you're looking to build a primary residence, a second home, or an investment property, this lot provides a great starting point with easy access to Tyndall Air Force Base, Panama City Beach, and the beautiful waters of St. Andrews Bay. The surrounding area continues to see revitalization and new construction, making this an attractive opportunity for builders and buyers alike. Don't miss your chance to secure a homesite in a growing area with endless potential.

2807 E 6th Street, Panama City

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