Oakland Terrace Add Real Estate, Homes, Condos for Sale in Panama City, FL

Charming Historic Home in the Heart of St. Andrews Welcome to 1210 Arthur Avenue, nestled in the highly desirable St. Andrews area of Panama City. Full of character and timeless appeal, this inviting home offers the perfect blend of history and comfortable coastal living. Inside, you'll find a warm and welcoming layout with spacious living areas, three comfortable bedrooms, and two full baths. Beautiful details and the character of an older home create a sense of warmth and personality that is hard to replicate in newer construction. From the large kitchen with granite countertops and SS appliances you access the backyard via a large sliding glass door. Once you step outside you will discover a large, fenced backyard with an expansive entertaining deck, providing plenty of room for outdoor dining, gatherings, relaxing, or enjoying the beautiful Florida weather. The backyard offers a wonderful private retreat right in the heart of St. Andrews. The location is exceptional. Close to the unique shops, restaurants, marina, parks, and waterfront charm that make Historic St. Andrews area. If you're looking for a home with character, charm, outdoor living space, and an unbeatable St. Andrews location, 1210 Arthur Avenue is one you'll want to see! Home also has solar panels so it has a very low electricity bills.

1210 Arthur Avenue, Panama City

$225,000

3 Beds ⋅ 2 Baths ⋅ 792293 MLS

BRAND NEW METAL ROOF !! This lovely St. Andrews cottage sits on a large corner lot, is solid brick and is filled with charming details. Gorgeous original hardwood floors in all rooms except the kitchen, dining and florida rooms which have a beautiful slate tile. This 2br/2ba home could easily be made into a 3br with little effort. The decorator touches in the bathrooms enhance the charm of this adorable home. The kitchen has a great flow and includes newer appliances. The spacious Florida Room is just off the kitchen and overlooks your yard offering extended living. Enjoy your fenced backyard with mature trees and large deck for grilling and entertaiing. Just a couple of minute drive to Old St. Andrews to enjoy dining, shopping, events and sunsets on St. Andrews Bay. This home is a must see for a first time buyer, second home or fabulous investment property.

1120 Lisenby Avenue, Panama City

$242,000

3 Beds ⋅ 2 Baths ⋅ 791436 MLS

PRIME CORNER LOT • UPDATED SYSTEMS • INVESTOR FRIENDLY. Welcome to this exceptional corner-lot property ideally located just minutes from Historic St. Andrews, St. Andrews Bay, Downtown Panama City, shopping, dining, parks, and top-rated schools. Offering over 1,500 square feet of well-maintained living space, this move-in-ready home combines flexibility, location, and income-producing potential. Featuring two separate entrances, ample parking, and a versatile floor plan, the possibilities are endless for homeowners, investors, or those seeking additional space to customize. Recent improvements include a NEW A/C system, NEW water heater, remodeled kitchen, metal roof, and durable concrete block construction. The home's flexible layout offers opportunities for a home office, bonus room, guest space, or potential additional bedroom. Situated on a fully fenced corner lot, this property stands out as an excellent option for primary residence, vacation home, short-term rental, or long-term investment property. With no HOA restrictions and both short-term and long-term rentals allowed, this is a rare opportunity to maximize value in one of Panama City's most convenient locations. Whether you're searching for your next home or your next investment, this property offers the perfect combination of comfort, flexibility, and location. Don't miss your chance to own a property with unlimited potential just moments from the water, Historic St. Andrews, and everything Panama City has to offer!

1609 W 13th Street, Panama City

$309,900

3 Beds ⋅ 2 Baths ⋅ 788802 MLS

Welcome to 1305 Ware Drive, a charming 3-bedroom, 1.5-bath home nestled in the heart of Historic St. Andrews in Panama City, Florida. Designed with both comfort and entertaining in mind, this home offers spacious living areas inside and out. Inside you will find an expansive family room/ flex space that can be a home office, large family room, or even an in home gym. Continue on to the main attraction, a chef's dream with quartz countertops and stainless steel appliances where you can cook with natural gas. The open flow to the living area and dining make this ideal for entertaining. Whether it's just a few friends or the whole family over during the holidays, the space is sure to please. Step outside to your private backyard retreat featuring a summer kitchen with natural gas grill, green egg and pergola which make for a functional and enjoyable setting for outdoor meals. The gas fire pit, spacious covered patio and 8' privacy fenced in backyard make this home perfect for hosting gatherings year-round. The generous outdoor space provides plenty of room to relax, dine, and enjoy Florida living at its best. A private well allows for you to water your lawn and plants at your leisure without breaking the bank. This highly sustainable, cost effective feature allows you to maintain a thriving landscape. Off of the primary suite and walk in closet you will find an opportunity to create your own dream ensuite. Already plumbed for vessel tub, large walk in shower, double vanity and water closet, the majority of fixtures have been purchased and are on site. French doors open up to a separate landing where you can enjoy a morning cup of coffee or wind down at the end of a long day. Freshly paved roads with new infrastructure including sewer, water and fire hydrant. Ideally located just minutes from St. Andrews Bay and downtown Panama City and a short drive to the world-renowned white sugar sand beaches, this home combines convenience, character, and a coastal lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this property offers it all. Call today to schedule your showing! A few notable upgrades include complete re-roof in 2019 (post Hurricane Michael), and new tankless water heater (September 2025). Located in Flood Zone X. *Please note, the fireplace in formal living/dining area has an electric insert. Chimney and flu have been removed. **Buyer to verify all information and measurements, if important* ***Listing agent is related to seller.

1305 Ware Drive, Panama City

$80,000

784636 MLS

Multiple Offers - Calling for highest and best offers with a submission deadline of 5PM on 2/20/2026. An exceptional opportunity awaits at 1433 W 10th Court, where a vacant homesite offers the foundation for a thoughtfully designed residence in one of Panama City's established neighborhoods. This property presents a rare canvas for creating a home that reflects both architectural vision and modern coastal sensibility. Positioned for convenient access to local amenities, dining, shopping, and nearby waterways, this homesite offers the opportunity to craft a lifestyle defined by both comfort and connection. Every element—from orientation to layout—can be curated to enhance natural light, privacy, and everyday livability. 1433 W 10th Court is more than vacant land; it is an invitation to build with intention, to design with purpose, and to establish a lasting presence in a well-regarded Panama City setting. Inquire today and start envisioning the coastal lifestyle you deserve.

1433 W 10th Court, Panama City

$152,500

2 Beds ⋅ 1 Baths ⋅ 782827 MLS

For comp purposes only

1114 Friendship Avenue, Panama City

$222,000

3 Beds ⋅ 2 Baths ⋅ 782690 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS A true St. Andrews gem--this stunning, light-filled Florida cottage has been thoughtfully renovated to blend timeless charm with modern comfort. Bright, open living spaces are filled with natural light, creating an inviting and effortless flow throughout the home. The main residence offers 3 bedrooms, 2 bathrooms, plus a versatile bonus room ideal for a home office, guest space, or fourth bedroom. Beyond the main home, this property truly shines with multiple income-producing opportunities, including a detached mother-in-law/carriage house and an additional climate-controlled bonus building--perfect for a private guest suite, efficiency, creative studio, the possibilities are endless!!! Perfectly positioned in one of Panama City's most desirable and walkable neighborhoods, just minutes from dining, shops, and the bay. Whether used as a high-performing Airbnb, multi-generational retreat, or luxurious primary residence with flexible spaces, this property offers endless potential and exceptional lifestyle appeal. YOU DON'T WANT TO MISS THIS AMAZING OPPORTUNITY! Schedule your showing today!

1606 Fairy Avenue, Panama City

$230,000

2 Beds ⋅ 1 Baths ⋅ 769035 MLS

**CURRENTLY UNDER CONTRACT - SELLER WILLING TO CONSIDER BACK UP OFFERS** Welcome to this charming and updated Florida cottage located in the heart of the St. Andrews community in Panama City. This delightful two-bedroom, one-bath home is perfectly positioned on a spacious corner parcel, one of the rare properties that includes curb and gutter features. Just a short stroll away, you'll find yourself at Beach Drive, where you can enjoy stunning bay views and the serene shoreline. Once inside the home, you're welcomed by a cozy entryway that leads into the living room. The home boasts a beautifully designed kitchen and dining area, featuring stainless steel appliances, granite countertops, and an abundance of cabinets and shelving. The generously sized laundry room is conveniently located away from the main living area and bedrooms, offering additional storage solutions. The expansive backyard provides ample square footage to add a tiny home, perfect for generating short-term rental income, and it's already equipped with its own driveway and gated entrance, ensuring privacy and convenience. The St. Andrews community is known for its vibrant atmosphere and rich history, with nearby attractions including the St. Andrews Marina and Oaks by the Bay Park. You'll also find a variety of unique businesses and eateries, such as the popular Uncle Ernie's Bayfront Grill and the eclectic Little Village. To top it off, in less than 15 minutes, you can be on the World's Most Beautiful Beaches in Panama City Beach, Florida! This property is a true gem, so don't miss the opportunity to make this home your own and enjoy all that the St. Andrews community has to offer. Dimensions approximate, please verify if important.

1119 Fairland Avenue, Panama City

$223,000

3 Beds ⋅ 1 Baths ⋅ 766921 MLS

This charming, recently updated home in the heart of Panama City offers modern comforts and energy efficiency. Featuring a brand-new metal roof and spray foam insulation, this home is designed to keep you cool in the summer and warm in the winter. The spacious interior showcases a fully renovated kitchen with sleek countertops, new cabinetry, and stainless steel appliances. The bedrooms are generously sized, offering ample closet space. Step outside to a private backyard perfect for outdoor living. Conveniently located near schools, shopping, dining, and just minutes from the bay, this home is move-in ready and waiting for you. Don't miss out—schedule a showing today!

1505 W 13th Street, Panama City

$265,000

3 Beds ⋅ 1 Baths ⋅ 759690 MLS

UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS! Discover your dream home in the coveted Oakland Terrace community! This beautifully remodeled 1940s gem boasts 3 spacious bedrooms, 1 modern bath, and a prime location just 2 blocks (a quick 3-minute walk) from pet-friendly beaches and a 7-minute stroll to serene Lake Caroline. Nestled in a family-friendly neighborhood, this home offers the perfect blend of tranquility and convenience. You're just moments away from downtown St. Andrew's and Panama City, providing easy access to vibrant shopping, dining, and entertainment options. Whether you're looking for a profitable investment or your next place to call home, this property has it all. With $29.5K in rental revenue in just 10 months online, it's a proven short-term rental success. Plus, the seller is offering up to $4,000 in concessions with a full-price offer, making it an even more enticing opportunity. Don't miss out on this beautifully redone home in a central and desirable location. Your perfect home awaits just off W Beach Dr!

1504 W 10th Street, Panama City

$225,000

2 Beds ⋅ 1 Baths ⋅ 749881 MLS

Don't miss out on your chance to own this beautiful quaint beach cottage that is walking distance to the water. Just a bike ride away to the beautiful sunsets, attractions, great shops, and dining of historic St Andrews! This home has brick construction, metal roof, an expansive back yard with privacy fence, and a bonus slab in the back for parking boats or trailers. You will find this home is as functional as it is inviting. See the original hard wood floors, stylish updated bathroom and kitchen complete with backsplash. There is Florida room that can be used as a third bedroom. Schedule appointment to see this gem today before it is too late!

1117 Friendship Avenue Avenue, Panama City

$187,500

3 Beds ⋅ 1 Baths ⋅ 757822 MLS

CURRENTLY UNDER CONTRACT. SELLER WILL CONSIDER BACKUPS. OAKLAND TERRACE ... Location, location! only 5 1/2 blks to beautiful St. Andrew's Bay and within walking distance to historic St. Andrew's and ''downtown'' Panama City. One family has owned this property since the 1950s. Many memories! House has 3 BRs, dressing room/office/craft room. living room and den. So much potential with the square footage of 1,348. As a bonus check out the nice detached work shop with window A/C. OWNER HAS BEEN SO KIND AS TO INCLUDE A SHEET WITH A HISTORY OF HOME WITH MANY IMPORTANT DETAILS. SEE DOCUMENTS. What a great deal ... call today for a private showing! All measurements should be verified for accuracy.

1209 Fairland Avenue, Panama City

$220,000

3 Beds ⋅ 2 Baths ⋅ 764056 MLS

HOME IS PERFECT FOR A FIRST TIME HOME BUYER, INVESTOR OR FOR RETIREMENT. IT IS LOCATED IN A VERY CENTRAL LOCATION. CLOSE TO 23RD STREET AND THE BEACH .THE HOUSE IS LARGE AND FULL OF POTENTIAL. THERE IS A SPACIOUS LIVING ROOM WITH A STONE FIREPLACE, A DEN THAT IS PERFECT FOR A GAME ROOM OR EXTRA LIVING AREA. THE DINING AREA IS ALSO LARGE AND COULD BE UTILIZED AS A HOME OFFICE AS WELL. THE MASTER BEDROOM IS VERY EXPANSIVE. THE BACKYARD IS BIG ENOUGH FOR STORAGE OR PARKING, IT IS A CORNER LOT AND IT HAS ACCESS FROM THE SIDE YARD. THE ROOF AND WINDOWS WERE UPGRADED AFTER 2018. THE A/C IS NEWER AND THE HOUSE IS IN GOOD CONDITION. PLEASE VERIFY ALL IMPORTANT INFORMATION. ALL LISTING INFO IS APPROXIMATE.

1710 W 12th Street, Panama City

$120,000

3 Beds ⋅ 2 Baths ⋅ 779206 MLS

HOME NEEDS REPAIRS. BEING SOLD AS IS. Charming 3-Bedroom 2-Bath All-Brick Home in the Heart of Panama City This spacious 1,855 sq. ft. all-brick home is full of potential and perfect for a growing family! Featuring 3 bedrooms, 2 full baths, and a versatile office/flex space, this property offers room for everyone. Inside, you'll find both a living room and family room, giving you multiple options for entertaining or relaxing. The large laundry room provides plenty of storage space, while the oversized lot includes a detached storage building for all your tools, toys, or hobbies. Located in the center of Panama City, you're just minutes from shopping, dining, and schools. With a little TLC and some personal touches, this home could be your dream property.

1522 Fountain Avenue, Panama City

$230,000

2 Beds ⋅ 1 Baths ⋅ 769035 MLS

**CURRENTLY UNDER CONTRACT - SELLER WILLING TO CONSIDER BACK UP OFFERS** Welcome to this charming and updated Florida cottage located in the heart of the St. Andrews community in Panama City. This delightful two-bedroom, one-bath home is perfectly positioned on a spacious corner parcel, one of the rare properties that includes curb and gutter features. Just a short stroll away, you'll find yourself at Beach Drive, where you can enjoy stunning bay views and the serene shoreline. Once inside the home, you're welcomed by a cozy entryway that leads into the living room. The home boasts a beautifully designed kitchen and dining area, featuring stainless steel appliances, granite countertops, and an abundance of cabinets and shelving. The generously sized laundry room is conveniently located away from the main living area and bedrooms, offering additional storage solutions. The expansive backyard provides ample square footage to add a tiny home, perfect for generating short-term rental income, and it's already equipped with its own driveway and gated entrance, ensuring privacy and convenience. The St. Andrews community is known for its vibrant atmosphere and rich history, with nearby attractions including the St. Andrews Marina and Oaks by the Bay Park. You'll also find a variety of unique businesses and eateries, such as the popular Uncle Ernie's Bayfront Grill and the eclectic Little Village. To top it off, in less than 15 minutes, you can be on the World's Most Beautiful Beaches in Panama City Beach, Florida! This property is a true gem, so don't miss the opportunity to make this home your own and enjoy all that the St. Andrews community has to offer. Dimensions approximate, please verify if important.

1119 Fairland Avenue, Panama City

$223,000

3 Beds ⋅ 1 Baths ⋅ 766921 MLS

This charming, recently updated home in the heart of Panama City offers modern comforts and energy efficiency. Featuring a brand-new metal roof and spray foam insulation, this home is designed to keep you cool in the summer and warm in the winter.The spacious interior showcases a fully renovated kitchen with sleek countertops, new cabinetry, and stainless steel appliances. The bedrooms are generously sized, offering ample closet space.Step outside to a private backyard perfect for outdoor living. Conveniently located near schools, shopping, dining, and just minutes from the bay, this home is move-in ready and waiting for you. Don't miss out--schedule a showing today!

1505 W 13th Street, Panama City

$220,000

3 Beds ⋅ 2 Baths ⋅ 764056 MLS

HOME IS PERFECT FOR A FIRST TIME HOME BUYER, INVESTOR OR FOR RETIREMENT. IT IS LOCATED IN A VERY CENTRAL LOCATION. CLOSE TO 23RD STREET AND THE BEACH .THE HOUSE IS LARGE AND FULL OF POTENTIAL. THERE IS A SPACIOUS LIVING ROOM WITH A STONE FIREPLACE, A DEN THAT IS PERFECT FOR A GAME ROOM OR EXTRA LIVING AREA. THE DINING AREA IS ALSO LARGE AND COULD BE UTILIZED AS A HOME OFFICE AS WELL. THE MASTER BEDROOM IS VERY EXPANSIVE. THE BACKYARD IS BIG ENOUGH FOR STORAGE OR PARKING, IT IS A CORNER LOT AND IT HAS ACCESS FROM THE SIDE YARD. THE ROOF AND WINDOWS WERE UPGRADED AFTER 2018. THE A/C IS NEWER AND THE HOUSE IS IN GOOD CONDITION. PLEASE VERIFY ALL IMPORTANT INFORMATION. ALL LISTING INFO IS APPROXIMATE.

1710 W 12th Street, Panama City

$265,000

3 Beds ⋅ 1 Baths ⋅ 759690 MLS

UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS!Discover your dream home in the coveted Oakland Terrace community! This beautifully remodeled 1940s gem boasts 3 spacious bedrooms, 1 modern bath, and a prime location just 2 blocks (a quick 3-minute walk) from pet-friendly beaches and a 7-minute stroll to serene Lake Caroline.Nestled in a family-friendly neighborhood, this home offers the perfect blend of tranquility and convenience. You're just moments away from downtown St. Andrew's and Panama City, providing easy access to vibrant shopping, dining, and entertainment options.Whether you're looking for a profitable investment or your next place to call home, this property has it all. With $29.5K in rental revenue in just 10 months online, it's a proven short-term rental success. Plus, the seller is offering up to $4,000 in concessions with a full-price offer, making it an even more enticing opportunity.Don't miss out on this beautifully redone home in a central and desirable location. Your perfect home awaits just off W Beach Dr!

1504 W 10th Street, Panama City

$187,500

3 Beds ⋅ 1 Baths ⋅ 757822 MLS

CURRENTLY UNDER CONTRACT. SELLER WILL CONSIDER BACKUPS. OAKLAND TERRACE ... Location, location! only 5 1/2 blks to beautiful St. Andrew's Bay and within walking distance to historic St. Andrew's and ''downtown'' Panama City. One family has owned this property since the 1950s. Many memories! House has 3 BRs, dressing room/office/craft room. living room and den. So much potential with the square footage of 1,348. As a bonus check out the nice detached work shop with window A/C. OWNER HAS BEEN SO KIND AS TO INCLUDE A SHEET WITH A HISTORY OF HOME WITH MANY IMPORTANT DETAILS. SEE DOCUMENTS. What a great deal ... call today for a private showing! All measurements should be verified for accuracy.

1209 Fairland Avenue, Panama City

$225,000

2 Beds ⋅ 1 Baths ⋅ 749881 MLS

Don't miss out on your chance to own this beautiful quaint beach cottage that is walking distance to the water. Just a bike ride away to the beautiful sunsets, attractions, great shops, and dining of historic St Andrews! This home has brick construction, metal roof, an expansive back yard with privacy fence, and a bonus slab in the back for parking boats or trailers. You will find this home is as functional as it is inviting. See the original hard wood floors, stylish updated bathroom and kitchen complete with backsplash. There is Florida room that can be used as a third bedroom. Schedule appointment to see this gem today before it is too late!

1117 Friendship Avenue Avenue, Panama City

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