Riverside Phase III Real Estate, Homes, Condos for Sale in Panama City, FL

2.875% Assumable VA Loan! This home features an assumable VA loan with an approximate balance of $275,000 at an attractive 2.875% interest rate (subject to lender approval and VA assumption requirements). Custom home built by Ben Wortman Welcome to 3915 Indian Springs Road in the highly desirable Riverside community of Panama City! Built in 2021, this spacious 4-bedroom + bonus room with a closet, 2.5-bath, home offers over 2,600 square feet of thoughtfully designed living space with modern finishes, open-concept living, and plenty of room for entertaining. Step inside to discover a bright and inviting floor plan featuring a large living area, high ceilings, abundant natural light, and a beautifully designed kitchen complete with granite countertops, stainless steel appliances, a large island, and ample cabinet space. The oversized primary suite provides a relaxing retreat with a spacious ensuite bath, double vanities, soaking tub, separate shower, and generous walk-in closet. Upstairs offers additional living flexibility with spacious guest bedrooms and a versatile loft area perfect for a second living room, office, playroom, or media space. The backyard provides plenty of room for outdoor entertaining and pets. Located in the sought-after Riverside subdivision, residents enjoy convenient access to schools, shopping, dining, Tyndall Air Force Base, and all that Panama City has to offer. This move-in ready home combines modern construction, energy efficiency, and functional living in one of the area's fastest-growing communities. Why People Choose Riverside: Schools: Sits directly across from North Bay Haven Charter Academy a K-12 school in Bay County. Amenities: Features over 2 miles of paved walking trails, community pool, fitness center, waterfront community docks, a clubhouse, playground, and a basketball court. Vibe: Known for its lush greenery, mature oak trees draped in Spanish moss, and a quiet, tight-knit neighborhood atmosphere. Schedule your showing today!

3915 Indian Springs Road, Panama City

$385,000

4 Beds ⋅ 3 Baths ⋅ 787973 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. One of the BEST values in Riverside--spacious, stylish, and tucked away on a quiet cul-de-sac! Welcome to 3943 Indian Springs Rd, where space, comfort, and lifestyle come together in one of Panama City's most desirable neighborhoods. With 2,700+ sq ft, 4 bedrooms, Bonus room and a flexible layout, this home is designed for the way you actually live. As you arrive, you'll love the welcoming feel of the neighborhood with its sidewalks, mature trees, and well-kept surroundings. Inside, the home features beautiful finishes throughout, including hardwood floors, carpeted bedrooms, crown molding, raised ceilings, and plenty of natural light that makes the space feel open and inviting. Plantation shutters add to the overall charm. The kitchen is a standout with granite counter tops, stainless steel appliances, a large island, and great windows that bring in tons of natural light--perfect for everyday living or entertaining. Open to the kitchen is plenty of room for a large dining area, perfect for gathering friends and family around the dinner table. The layout offers a split-bedroom floor plan with the primary suite conveniently located on the first floor, while the upstairs bonus space gives you flexibility for a playroom, media room, or home office. Just outside the Primary Suite and kitchen entrance is a private courtyard with plenty of space for outdoor entertaining, complete with an in ground fire pit. Two covered porches that open to the communities private sidewalks are great for relaxing and enjoying the sounds of nature. A spacious 2 car garage adds to the space with plenty of storage. And one of the best parts--Riverside's amenities! Residents enjoy access to a community pool, community center, basketball court and a great area for kids to play.

3943 Indian Springs Road, Panama City

$430,000

4 Beds ⋅ 3 Baths ⋅ 787137 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to charming Riverside. This custom home is a must see offering more than 3,100 square feet with many custom features including crown molding, recessed lighting, columns and arched entryways. You enter the home through double French doors into a separate sitting area which flows into the open kitchen and large family room. The family room features custom built-in bookcases and columns. There is an abundance of natural light. Double French doors lead to the covered front porch and beautifully maintained green space. The kitchen includes newer appliances, granite countertops, a backsplash, and a breakfast bar for more casual dining. Downstairs you will also find a large bedroom and a full bathroom with a tub/shower combo. The laundry room offers built-in cabinets and a nice sized utility sink. The staircase has been updated with LVP flooring. Upstairs you will find the primary suite with a large en suite bathroom and walk-in closet. Double French doors off the primary bedroom lead to a private balcony overlooking the green area. There are also two additional bedrooms and bathroom upstairs. The home features a detached garage as well as a covered walkway from the garage to the home. Recent updates include a new vinyl fence, interior paint, two new AC units (2025), roof replaced (2019) & water heater replaced (2020). The carpets have also recently been professionally cleaned. Riverside offers fantastic amenities including a community pool, clubhouse, basketball court, fitness center, dock, playground and large pavilion with picnic tables. Sidewalks line the neighborhood adding to the charm and walkability of the community. The neighborhood is walking distance to popular North Bay Haven Charter Academy and a short drive to Bay Haven Charter Academy. Schedule your appointment today to see all this home has to offer. The home includes a gas fireplace that is not currently connected and would require a tank. Please verify all information deemed important

3931 Indian Springs Road, Panama City

$36,000

745419 MLS

DON'T miss out on this beautiful corner lot in The Riverside Phase III Subdivision!!!!!! With only a few lots left you can build your dream home and have access to all the amities associated with this subdivision. Look under the document section for the covenants and restrictions. Drive by today and get your offer in!!!!!!

3947 Indian Springs Road, Panama City

$36,900

756761 MLS

Amazing deal in the highly desirable community of Riverside Park! Located on a quiet cul-de-sac street in a beautiful neighborhood and near all the amenities, including walking paths, large pool and clubhouse, playground, fitness center, and fishing dock. Central location for easy access to Panama City & Lynn Haven, new Publix nearby, and only ½ mile from North Bay Haven Charter Schools. Don't miss the opportunity to build high and dry (no flood insurance required) in one of the best neighborhoods in the area. Dimensions, HOA Fees, Restrictions, etc are estimated.

3903 Indian Springs Road, Panama City

$430,000

4 Beds ⋅ 3 Baths ⋅ 766176 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Gorgeous 4/3 home located in the highly desired RIVERSIDE neighborhood! Featuring an open floor plan with STUNNING arches, columns, tile flooring, high ceilings & decorative niches throughout. The living room offers double doors leading out onto a covered patio, built-ins, propane gas fireplace; while the kitchen offers custom cabinetry, stainless steel appliances, granite, island w/bar sink, & hanging pot rack overlooking the dining room. Large master Bdrm w/ double vanity, jacuzzi tub, his/her walk in closets, & a private balcony overlooking the courtyard; 2 secondary bdrms, bthrm, side balcony located upstairs, 1 bedroom, full bathroom, laundry located downstairs. This unique community offers a pool, clubhouse, playground, exercise room, over 2 miles of sidewalks/trails and more!

3913 Indian Springs Road, Panama City

$425,000

4 Beds ⋅ 3 Baths ⋅ 775897 MLS

UNDER CONRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS. Assumable loan at 5.7% interest, low mortgage balance. Incredible price at $145.42 sq. ft. for a 2,950 sq. ft. property. Walking distance to North Bay Haven Charter Academy (K -12). Price Improvement | Motivated Seller | Exceptional 4BR/3BA Home in the Desirable Riverside Community. Discover refined comfort and timeless design in this spacious 4-bedroom, 3-bathroom home located in the highly sought-after Riverside neighborhood of Panama City. With 2,950 square feet of beautifully designed living space, this residence offers the perfect blend of elegance, functionality, and convenience. Step inside to an open-concept floor plan featuring soaring ceilings, an abundance of natural light, and a cozy fireplace that anchors the expansive living room. The gourmet kitchen is a chef's dream, complete with granite countertops, a large island with breakfast bar, stainless steel appliances, and an adjacent dining area perfect for family meals or entertaining guests. Upstairs, retreat to the luxurious master suite featuring a spacious bedroom with a private sitting area, a large walk-in closet, and a spa-inspired en suite bathroom with a soaking tub, walk-in shower, and dual vanities. Secondary bedrooms are generously sized with ample closet space, ideal for family, guests, or a home office setup. Step outside to a private backyard oasis with a balcony perfect for relaxing, entertaining, or enjoying Florida's year-round sunshine. Whether it's morning coffee, a weekend barbecue, or an evening by the fire pit, this space is designed for making memories. Located at 3929 Indian Springs Road, this home offers close proximity to top-rated schools, shopping, dining, and entertainment. Just a short drive from the white-sand beaches of the Gulf of Mexico, enjoy easy access to boating, fishing, and coastal living at its finest. Don't miss your opportunity to own this exceptional home in one of Panama City's most desirable communities. Schedule your private showing today!

3929 Indian Springs Road, Panama City

$340,000

3 Beds ⋅ 3 Baths ⋅ 772094 MLS

Welcome to Riverside! With a home facing the community green space, recreational living is at your fingertips. Enjoy the newly refinished community pool, gym, playground, basketball court, walking trails, dock and even kayak launch! This 3 bedroom 2.5 bath is perfect living with plenty of storage. The master suite has a large bathroom, fully updated shower with marble mosaic tile, large jetted tub, and double sinks. The large chef's kitchen comes complete with a 36'' gas range, double convection ovens, oversized refrigerator, and in-cabinet microwave. There are 12' ceilings and crown moulding throughout. Updated bathrooms, hardwood floors, thriving garden, and fresh paint make this home move-in ready! Call your realtor to come see it today! All measurements are approximate. Please verify if it's important to you.

3935 Indian Springs Road, Panama City

$430,000

4 Beds ⋅ 3 Baths ⋅ 766176 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Gorgeous 4/3 home located in the highly desired RIVERSIDE neighborhood! Featuring an open floor plan with STUNNING arches, columns, tile flooring, high ceilings & decorative niches throughout. The living room offers double doors leading out onto a covered patio, built-ins, propane gas fireplace; while the kitchen offers custom cabinetry, stainless steel appliances, granite, island w/bar sink, & hanging pot rack overlooking the dining room. Large master Bdrm w/ double vanity, jacuzzi tub, his/her walk in closets, & a private balcony overlooking the courtyard; 2 secondary bdrms, bthrm, side balcony located upstairs, 1 bedroom, full bathroom, laundry located downstairs. This unique community offers a pool, clubhouse, playground, exercise room, over 2 miles of sidewalks/trails and more!

3913 Indian Springs Road, Panama City

$36,900

756761 MLS

Amazing deal in the highly desirable community of Riverside Park! Located on a quiet cul-de-sac street in a beautiful neighborhood and near all the amenities, including walking paths, large pool and clubhouse, playground, fitness center, and fishing dock. Central location for easy access to Panama City & Lynn Haven, new Publix nearby, and only 1/2 mile from North Bay Haven Charter Schools. Don't miss the opportunity to build high and dry (no flood insurance required) in one of the best neighborhoods in the area. Dimensions, HOA Fees, Restrictions, etc are estimated.

3903 Indian Springs Road, Panama City

$36,000

745419 MLS

DON'T miss out on this beautiful corner lot in The Riverside Phase III Subdivision!!!!!! With only a few lots left you can build your dream home and have access to all the amities associated with this subdivision. Look under the document section for the covenants and restrictions. Drive by today and get your offer in!!!!!!

3947 Indian Springs Road, Panama City

Browse All Riverside Phase III Properties for Sale

Riverside Phase III Real Estate & Homes