Quick Panama City FL MLS Search

Browse All Coastal Style Properties for Sale

$1,499,000
4 Beds 3 Baths 795278 MLS
DIRECT GRAND LAGOON WATERFRONT + GULF ACCESS. TO BE BUILT: $1,499,000 land + proposed home package. Elevated waterfront residence offers approximately 2,880 SF heated/cooled, 3 bedrooms plus office/flex 4th bedroom, 3 baths and approximately 528 SF of covered outdoor living. Pricing, specifications, finishes, plans and construction costs subject to final builder contract, engineering, permitting and buyer selections. Build the waterfront lifestyle instead of trying to find it already built. Architectural plans and renderings are included. This cleared 0.13-acre homesite offers approximately 48 feet of Grand Lagoon frontage, an existing seawall, approximately 180' dock, public sewer availability and NO HOA. STR allowed and golf cart to the beach or to many popular local restaurants, the marina, and attractions within minutes. The open living, dining and kitchen areas are positioned around the water, with generous covered porches designed to extend the living space toward Grand Lagoon. An elevated coastal design also creates valuable covered space below while maximizing views from the primary living level. Significant waterfront infrastructure is already in place. The property is cleared and includes an existing seawall and approximately 180' dock, giving a future owner direct access to the lagoon while planning and building. From here, enjoy protected boating waters with access to St. Andrews Bay, Shell Island and the Gulf, along with waterfront restaurants, marinas and the best of the Panama City Beach boating lifestyle just minutes away. Whether envisioned as a full-time waterfront residence, second home or potential vacation-rental property subject to applicable regulations, this site offers the increasingly rare opportunity to build new around the lifestyle you actually want instead of renovating somebody else's version of it. Architectural plans and renderings are provided for informational and visualization purposes. Buyer to independently verify current plan suitability, zoning, setbacks, permitting, flood/elevation requirements, utilities, construction costs, dock and seawall condition/permitting and all intended uses. Seller is a licensed Florida real estate agent.

3532 Treasure Circle, Panama City

$650,000
3 Beds 3 Baths 795058 MLS
Just steps from the sugar-white sands of Panama City Beach, this income-producing vacation rental offers the location, amenities, and guest capacity that make a beach investment stand out. Currently operating as Palm Breeze Retreat, this 3-bedroom, 2.5-bath property is completely furnished, accommodates up to 10 guests and is positioned within the Villas of Panama, where the community pool and nearby beach access put vacation favorites within easy reach. Inside, the main living area provides plenty of room to gather after a day on the Gulf, with a comfortable living space, dining area, and fully equipped kitchen featuring stainless steel appliances, stone countertops, and ample cabinetry. The sleeping arrangements are designed with groups and families in mind, including a primary suite with a king bed and twin-over-twin bunks, two additional queen bedrooms, and a sleeper sofa in the living area. Multiple bedrooms offer balcony access, while the primary suite includes its own bath. One of the property's most memorable features is the converted garage game room, giving guests their own place to unwind with arcade games, air hockey, darts, basketball, and more. Outdoor spaces add even more appeal, with balconies, a lower-level patio and grill area, and a second-floor balcony overlooking the community pool. The location makes it easy for guests to enjoy Panama City Beach without spending the entire vacation in the car. Thomas Drive, St. Andrews Bay, dining, entertainment, and the beach are all nearby, while St. Andrews State Park is less than three miles away. Shopping, golf, charter fishing, water activities, family attractions, and the area's many restaurants provide plenty to explore beyond the shoreline. Whether you're searching for a beach property to enjoy yourself, an established vacation rental to add to your portfolio, or a combination of both, this property brings together guest-friendly amenities and a highly desirable location just a short walk from the Gulf.

7824 Thomas Drive, Panama City

$568,999
4 Beds 3 Baths 795000 MLS
Welcome to 3515 Cottage Cove Lane, a beautifully designed home tucked inside the gated community of Sanctuary Beach. This Custom Built Home offering 4 bedrooms, 3.5 baths and 2,340 square feet, this home combines modern finishes, thoughtful design and a peaceful coastal setting just moments from St. Andrews Bay. The open-concept main living area features soaring 10-foot ceilings, luxury vinyl plank flooring and an inviting layout ideal for both everyday living and entertaining. The kitchen is a standout with quartz countertops, soft-close cabinetry, stainless steel appliances, a large island, pot filler and spacious butler's pantry. Upstairs, the primary suite offers a private retreat with double vanities, an oversized floor-to-ceiling tiled shower and a generous walk-in closet with convenient access to the laundry room. Additional bedrooms and flexible living space provide plenty of room for family, guests or a home office. Outside, enjoy a covered back patio overlooking a peaceful natural backdrop with no neighbors directly behind the home. A two-car garage, brick paver driveway, mudroom and irrigation system add to the home's functionality and curb appeal. Sanctuary Beach offers a quiet, gated atmosphere with a community pool and access toward the shores of St. Andrews Bay, all while keeping you convenient to marinas, boating, dining, shopping and everything the Panama City Beach area has to offer. 3515 Cottage Cove Lane delivers the perfect combination of privacy, coastal lifestyle and modern comfort.

3515 Cottage Cove Lane, Panama City

$725,000
3 Beds 3 Baths 794859 MLS
COMPLETELY RENOVATED COASTAL HOME - JUST 2 STREETS FROM THE GULF! Welcome to 3710 Benbow Street, a beautifully transformed coastal home just 2 streets from the Gulf of America. Completely renovated from top to bottom and front to back, the seller took this home down to the bare studs, expanded the living spaces, and rebuilt it with comfort, entertaining, and low-maintenance coastal living in mind. This redesigned home now features 3 bedrooms and 3 full bathrooms, including two spacious primary suites, a generously sized third bedroom, and an additional full bath. The large open kitchen provides plenty of room for gathering and entertaining family and friends. With the right sleeping configuration, this home has the space and flexibility to accommodate approximately 14 guests, making it especially appealing for large family vacations, or buyers interested in vacation rental income. One of the property's biggest advantages is the exceptional amount of parking. The extra long driveway provides room for multiple vehicles, with additional space for an RV or boat and trailer - perfect for everything the Gulf Coast lifestyle has to offer. Outside, you'll find a privacy-fenced back yard, storage shed, and a covered patio, providing plenty of space to relax after a day on the water. The landscaping was intentionally designed with NO grass to mow, helping create a low-maintenance property that is easy to enjoy whether you're living here full time, using it as a second home, or purchasing it as an investment. AND....for a limited time, the seller is including a BRAND-NEW GOLF CART with the sale, making it even easier to enjoy the surrounding coastal community. Call today for a private tour. All measurements are approx.

3710 Benbow Street, Panama City

$689,000
3 Beds 3 Baths 794337 MLS
STEPS TO THE BEACH! Welcome to 7818 Thomas Drive, a coastal getaway less than 700 feet from Beach Access 16, where you can see the Gulf from your front door! Whether you've dreamed of finally owning your own Panama City Beach getaway or you're searching for a property positioned for short-term rental success, this 3-bedroom beach house delivers the LOCATION--and the LIFESTYLE. Inside, the home has been thoughtfully designed to feel like a true beach retreat, with newly painted interiors, updated furnishings, a boutique-inspired bathroom, and custom built-in bunks that maximize both sleeping space and rental appeal. All furniture and decor included in sale, making this home truly turnkey! The home comfortably sleeps up to 10, while the spacious primary suite offers its own private balcony with views of the Gulf. A newer 2025 HVAC system adds peace of mind, and the attached one-car garage with an epoxy floor provides something increasingly difficult to find this close to the beach--private storage for your vehicle, golf cart, bikes, and beach gear. Villas of Panama is an intimate community of just 10 detached beach homes surrounding a community pool maintained by the HOA, giving owners and guests the enjoyment of a pool without the individual upkeep. Add in the home's proximity to all the east end restaurants, attractions and recreation, and you have the combination beach buyers and investors look for: walkability to the Gulf, a pool, private garage, beautiful coastal interiors, and generous sleeping capacity. Even better, enjoy the rare advantage of owning this close to the Gulf while being located in desirable FLOOD ZONE X. Whether you're looking for a personal beach retreat, a vacation-rental investment, or the best of both, ''Sand Dollar Holler'' is ready to enjoy. Schedule your showing today before it's gone.

7818 Thomas Drive, Panama City

$469,900
3 Beds 2 Baths 793853 MLS
NO HOA | 2014 BUILD | BOAT PARKING | TURN. KEY! Welcome to 424 Hidden Island Drive--where Southern hospitality meets effortless coastal living. Tucked away on a quiet dead-end street with no through traffic, this impeccably maintained home is the kind of place that instantly feels like home. From the beautifully manicured lawn to the spotless interior, it's clear this property has been exceptionally loved and cared for. Simply put--it is absolutely turnkey and ready for its next owners. Built in 2014, this home offers modern comfort, timeless style, and the peace of mind that comes with true pride of ownership. Whether you're looking for your forever home or the perfect place to enjoy the Florida lifestyle, you'll appreciate being able to move right in without a thing to do. One of the backyard's sweetest surprises is its mystery fruit tree! Is it a mango? A peach? The answer is still up for debate, giving the next owner a fun little challenge--and hopefully some delicious rewards. Consider it your own backyard treasure hunt! And here's one of the best parts--there's no HOA! Bring the boat, the camper, the trailer, or all of your favorite toys without the extra restrictions or fees. It's the freedom you've been looking for. ***Pool in Photo 3 is only a rendering.*** Perfectly situated just minutes from the sugar-white beaches of Panama City Beach, you'll enjoy easy access to scenic walking and biking trails, shopping, dining, entertainment, schools, and everyday conveniences while still coming home to the quiet comfort of a tucked-away neighborhood. Homes this well cared for don't come along often. Come see why 424 Hidden Island Drive is more than just a house--it's a place where memories are waiting to be made. Watch the Youtube Tour here! >> https://youtu.be/iQFx8fCI5E0

424 Hidden Island Drive, Panama City

$799,000
3 Beds 3 Baths 793702 MLS
Experience the best of waterfront living on one of Panama City's most desirable streets. Nestled along the iconic Beach Drive and directly overlooking the sparkling waters of St. Andrews Bay, this beautifully maintained 3-bedroom, 2.5-bath residence offers the perfect blend of timeless charm, comfort, and an unbeatable coastal lifestyle. Wake up each morning to breathtaking sunrises over the bay, spend your afternoons enjoying the water, and unwind each evening with spectacular views from the comfort of your own home. Inside, you'll find over 1,700 square feet of thoughtfully designed living space filled with natural light and character. The welcoming floor plan offers spacious living and dining areas ideal for entertaining, while large windows throughout the home showcase picturesque water views and create a bright, inviting atmosphere. The well-appointed kitchen provides ample cabinetry and workspace, making meal preparation effortless whether you're hosting guests or enjoying a quiet evening at home. The primary suite offers a relaxing retreat complete with a private bathroom and access to its own patio, while two additional bedrooms provide flexibility for family, guests, or a home office. The home has been thoughtfully updated for comfort and efficiency, with recent spray foam insulation throughout, a roof replaced in 2018, all-new tankless gas water heaters, and a new AC unit -- giving buyers peace of mind with major systems already handled. Step outside and discover what truly makes this property special. Enjoy multiple outdoor living areas including a covered front porch overlooking the bay and a private side patio perfect for grilling, entertaining, or simply relaxing with your morning coffee. The fenced backyard offers privacy, mature landscaping, a shallow well pump for irrigation, and a detached workshop that provides endless possibilities for storage, hobbies, or a dedicated workspace. From your private dock, you'll have direct access to St. Andrews Bay, making it easy to spend the day boating, fishing, paddleboarding, or kayaking while enjoying everything Florida's Emerald Coast has to offer. The property also comes with an approved DEP permit to extend the dock from 850 square feet to 1,558 square feet, complete with water and power supply at the dock -- a rare opportunity to expand your waterfront access. Situated just minutes from Historic Downtown Panama City, St. Andrews Marina, waterfront restaurants, boutique shopping, parks, and local entertainment, this exceptional property combines peaceful waterfront living with the convenience of nearby amenities. Whether you're searching for a full-time residence, a second home, or a rare waterfront investment opportunity, 2400 W. Beach Drive offers an incredible lifestyle in one of Bay County's most sought-after locations. Don't miss your opportunity to own this remarkable waterfront property where stunning views, private waterfront access, and classic Florida charm come together to create a place you'll be proud to call home.

2400 W Beach Drive, Panama City

$525,000
2 Beds 2 Baths 793154 MLS
Turn-Key, Fully Furnished Beach House with Proven Short-Term Rental History! Welcome to 6220 Sunset Avenue in Panama City Beach, a beautifully maintained 2-bedroom, 2-bath coastal home located on the highly desirable east end of Panama City Beach, just a short walk or golf cart ride to the sugar-white sand and emerald waters of the Gulf. Whether you're searching for a fully furnished vacation home, income-producing short-term rental, second home, or your own beach retreat, this property is ready to go. With a proven history of successful vacation rentals, this home offers an exceptional opportunity for investors and buyers looking to enjoy the Florida Gulf Coast while generating rental income. The open-concept floor plan creates a bright, welcoming space for family and guests. Recent updates include a brand-new HVAC system and new bedroom windows, providing added comfort and peace of mind. One of this home's standout features is the abundant parking for multiple vehicles, boats, golf carts, and guests--a rare find in Panama City Beach. The spacious enclosed area underneath offers endless possibilities as a garage, owner's storage, workshop, game room, or hobby space, making it ideal for both homeowners and investment property owners. Conveniently located near public beach access, St. Andrews State Park, Shell Island, Capt. Anderson's Marina, boat ramps, waterfront dining, shopping, and local attractions, this home places you in the heart of everything the east end of Panama City Beach has to offer. If you're looking for a Panama City Beach investment property, fully furnished beach house, vacation rental with proven income history, or a coastal home with boat parking and storage, 6220 Sunset Avenue delivers the location, flexibility, and lifestyle buyers are looking for. All information, including room sizes, lot dimensions, and square footage, is deemed reliable but not guaranteed. Buyers should verify all information and measurements if important.

6220 Sunset Avenue, Panama City

$1,749,000
6 Beds 6 Baths 792563 MLS
One of just two attached townhomes on Front Beach Road in Panama City Beach, this newly built three-story residence is offered fully furnished and turnkey, living entirely on its own -- a private entrance, a private fenced pool, and dedicated paver parking. It stands directly across Front Beach Road from the sugar-white sand and emerald Gulf, with two public beach accesses only a short walk away. Gulf views open from the main living level and the top-floor primary suite, and a private elevator serves all three floors. The living level is anchored by a designer kitchen -- white shaker cabinetry, a quartz waterfall peninsula, premium stainless appliances, and a statement tile backsplash -- flowing into a generous dining area and a Gulf-view balcony made for sunset. One floor down, a dedicated game room with a pool table, air hockey, foosball, and a wet bar opens to the backyard, where a private pool and paver sun deck sit alongside an outdoor kitchen and grill. Upstairs, the third-floor primary is a private retreat: a king suite with its own Gulf-view balcony, a spa-inspired bath in marble-look tile, a dual vanity, and a walk-in closet. Bedrooms on every level -- several with two beds, plus a children's bunk room -- welcome large groups with ease. Just minutes from M.B. Miller Pier, Pier Park, and Topgolf -- a standout primary home, second residence, or Gulf-view investment in Panama City Beach. Set over three floors with nine-foot ceilings and wide-plank wood-look flooring, the layout keeps a full level of living between the entry and the bedrooms above. On the ground floor, the recreation room opens to the fenced backyard and is served by a full bath, while a guest bedroom with ensuite bath, a spacious home office, and a second laundry room finish the level. The middle floor gathers the open kitchen, dining, and living, with two more bedrooms and a powder bath positioned for guests. The uppermost floor belongs to the primary suite, alongside two additional bedrooms, a full laundry room, and a wet bar just outside the suite. By the pool, lounge seating and alfresco dining complete the fenced deck, and dedicated parking holds four vehicles.

13310 Front Beach Road, Panama City

$499,999
3 Beds 2 Baths 792043 MLS
**UNDER $500K IN PANAMA CITY BEACH -- WITH A PRIVATE POOL! NOW $499,999!** Welcome to 4601 Magnolia Beach Road, a beautifully maintained 3-bedroom, 2-bath home in Magnolia Point at The Preserve offering comfortable single-level living, valuable updates, and a backyard that immediately sets it apart. Inside, you'll find a spacious living room with a cozy gas fireplace, a formal dining area, and a generous kitchen with a breakfast bar and adjoining breakfast nook. The oversized primary suite features waterproof composite flooring, a large walk-in closet, an en-suite bath with a whirlpool tub and separate shower, plus direct access to the backyard. Step outside and the real showstopper comes into view: a private saltwater pool installed in 2021, surrounded by a large covered patio and fully fenced yard. Whether you're relaxing, entertaining, or simply enjoying Florida sunshine at home, this backyard delivers the kind of outdoor living buyers are searching for. Major updates add even more value and peace of mind, including a 2025 Hisense high-efficiency HVAC system, 2020 roof, 2020 gas water heater, 2025 pool pump, refrigerator and range from 2021, dishwasher from 2024, washer from 2025, and dryer from 2021. Conveniently located just minutes from the Navy base, marinas, shopping, dining, and the white sandy beaches of Panama City Beach, this move-in-ready home offers an exceptional combination of location, condition, outdoor living, and value. At **$499,999**, this home is now positioned below the $500K mark and deserves immediate attention. If you've been waiting for a well-maintained Panama City Beach home with a private pool, single-level living, and major updates already completed, this is one you do not want to miss.

4601 Magnolia Beach Road, Panama City

$1,995,000
3 Beds 2 Baths 792023 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Beachfront Gem on Gulf Drive -- Tastefully Remodeled with 50 Feet of Pristine Gulf Frontage Wake up to endless turquoise water and sugar-white sand from this beautifully remodeled 3-bedroom, 2-bath beachfront retreat on one of Panama City Beach's most coveted stretches of shoreline. With 50 feet of private beach frontage, this home offers unobstructed Gulf views from nearly every room and a front-row seat to legendary PCB sunsets. The recent remodel strikes a rare balance: premium materials and modern finishes throughout, without losing the relaxed, salt-air charm that makes a classic Panama City Beach cottage feel like home. Inside, you'll find an open, light-filled layout with updated kitchen and baths, high-end fixtures, and thoughtful design touches that elevate the space while preserving its laid-back coastal character. Large windows and beach-facing living areas blur the line between indoors and out, making the most of that priceless water view. Step outside and you're just steps from the surf, with plenty of room to relax, entertain, or simply soak in the Gulf breeze. And the location can't be beat -- you're just minutes from Pier Park's shopping, dining, and entertainment, the rides and arcade games at Coconut Creek Family Fun Park, world-class fishing charters out of Capt. Anderson's Marina, and the lively restaurant and nightlife scene along Front Beach Road. Whether you're looking for a full-time residence, a vacation getaway, or a high-performing rental property, this home delivers the best of Panama City Beach living. Three bedrooms, two baths, 50 feet of private beach, and a remodel done right -- this is beachfront living the way it's meant to be.

6621 Gulf Drive, Panama City

$5,295,000
7 Beds 9 Baths 791891 MLS
There is something timeless about waking to the sight of the Gulf stretching endlessly beyond your window. At 5931 Gulf Drive, that experience becomes part of everyday life. Positioned directly on the shoreline within Hadley's Beach, an intimate community where only ten residences enjoy true Gulf-front placement, this fully furnished home invites you to live at the water's edge, where the rhythm of the waves sets the pace of the day. Spanning 5,031 square feet, the residence was designed around the view. From the moment you enter, the Gulf commands attention--an ever-changing backdrop of turquoise water, white sand, and expansive coastal sky. Sunlight moves effortlessly through the home's generous living spaces, creating an atmosphere that feels both elevated and welcoming. The heart of the home is where people naturally gather. A beautifully appointed kitchen with premium appliances opens seamlessly into the living and dining areas, creating a setting equally suited for celebratory dinners, holiday gatherings, or quiet mornings with coffee overlooking the shoreline. Every space feels connected, designed to bring family and friends together while never losing sight of the water beyond. With seven bedrooms and eight-and-a-half bathrooms, the home offers room to spread out and settle in. Yet it is the third-floor primary suite that truly captures the imagination. Elevated above the coastline, it feels almost suspended between sea and sky. Here, sweeping Gulf views greet the morning, while evenings are framed by breathtaking sunsets reflected across the water. Outside, life naturally gravitates toward the Gulf. A private pool offers a refreshing retreat between beach walks, while the shoreline itself is just steps away. Days begin with sunrise strolls along the sugar-white sand and end with conversations carried by the sound of the surf. Thoughtful additions such as two laundry rooms and an elevator servicing all levels bring comfort and convenience to everyday living. Offered fully furnished and with short-term rentals permitted, the home is prepared to be enjoyed from the moment you arrive. Whether envisioned as a gathering place for generations, a coastal retreat, or an investment in one of Panama City Beach's most desirable beachfront communities, the experience remains the same: effortless, refined, and deeply connected to the beauty of the Gulf. At 5931 Gulf Drive, the shoreline is not simply a view--it becomes part of the way you live.

5931 Gulf Drive, Panama City

$469,000
4 Beds 4 Baths 791370 MLS
Three-Story Beach Home on Iconic South Thomas Drive - Walk to the Beach! This spacious 4-bedroom, 4-bathroom home (2,367 sq ft) in the desirable Panama Dunes community offers the perfect blend of location, layout, and lifestyle potential. Just 0.2 miles (a 5-minute walk) to Bay County Public Beach Access #12 -- easy access to put your toes in the sand. Boater's Dream Location Four public boat ramps are conveniently nearby along South Lagoon Drive, with the closest just 0.5 miles away (near Quail Street and Raven Street). For larger vessels, dry storage and wet slips are available less than 2 miles away at Pirate's Cove Marina (up to 37' dry / 70' wet) and Treasure Island Marina (up to 46' dry / 60' wet). Community & Convenience Panama Dunes is nestled between Holiday Beach and Biltmore Beach in the charming Lower Grand Lagoon area. Enjoy nearby dining, and entertainment. Grocery shopping at Magnolia Plaza is just 2.8 miles away, home to Publix, Aldi, and more. Thoughtful Floor Plan * Ground Level: 444 sq ft 2-car garage, guest bedroom suite with kitchenette, full bathroom, and covered patio. * Second Level: Open-concept kitchen, dining, and living area with balcony, additional bedroom, full bathroom, and laundry room. * Third Level: Fourth bedroom with en-suite bathroom, primary suite with luxurious spa bathroom, and a balcony offering partial Gulf of Mexico views. All patios and balconies face southeast, overlooking the community greenspace and pool area -- perfect for relaxing or entertaining. Priced to reflect the opportunity for exterior and interior updates, this as-is home is ideal for a primary residence, second home, or short-term rental investment in a prime beach-adjacent location. Schedule your private tour today and imagine the possibilities! Disclaimer: Interior photos are archival, furniture and decor pictured is not representative of what is currently present in the home.

6230 Thomas Drive, Panama City

$309,000
2 Beds 3 Baths 791346 MLS
Fully Furnished Short Term Rental! Introducing a stunning attached single unit located at 6404 Thomas Drive Unit 6, this extraordinary property offers an unparalleled coastal lifestyle with its prime location and remarkable features only a quick stroll to access 12 for sandy feet on the beach. Boasting a modern kitchen, two master bedrooms,2 Parking spots that convey and an array of unique offerings, this fully furnished haven is a true gem. With the added advantage of allowing short term rentals and a spacious fenced-in patio adorned with two balconies, residents will relish the ultimate indoor-outdoor living experience. And to top it off, an enticing community pool awaits for a refreshing dip on warm summer days. This inviting residence showcases a thoughtful layout that optimizes space and comfort. The modern kitchen is a chef's dream, complete with top-of-the-line appliances and ample storage for culinary essentials. Embrace the coastal breeze and enjoy mealtimes in the bright and airy dining area just off the kitchen. Step outside onto the marvelous fenced-in patio, a private oasis perfect for entertaining or simply unwinding. Savor your morning coffee or relish in breathtaking sunsets on the two charming balconies, offering serene views and a peaceful atmosphere. Beyond the property's boundaries, residents will delight in the vibrant neighborhood of Panama City Beach. This community is a haven for beach enthusiasts, as it is ideally located just half a mile from the stunning sandy shores. Spend your days basking in the sun, building sandcastles, or indulging in various water activities.

6404 Thomas Drive Unit 6DR, Panama City

$749,999
4 Beds 3 Baths 791207 MLS
This newer construction offers flexible living options with a main home and an independent suite ideal for multi-generational living or income generation. Welcome to the ultimate coastal setup and a massive financial opportunity--with absolutely NO HOA fees! Perfectly situated in a highly desirable pocket of Lower Grand Lagoon, this newer construction property puts you in the ultimate sweet spot: perfectly nestled between the open waters of the Grand Lagoon and the world-famous white sand beaches of the Gulf. Sitting safely in unincorporated Bay County also keeps your property taxes lower and your property rights greater than inside city limits, offering highly favorable, flexible rental rules and zoning. You have the ultimate freedom to park your toys and run your property your way. You are centrally located to the area's best dining and entertainment, you are also just a short drive to the award-winning St. Andrews State Park--a pristine paradise where you can completely escape into nature and enjoy true solitude. On top of the unbeatable location, you are just 3 blocks from the premier boat ramp in the area, letting you get from your driveway to the water in minutes. Offering a generous 2,002 square feet of modern interior living space, this property is masterfully designed as two separate, independent dwellings. This creates the perfect layout to live comfortably in the larger, spacious upper main home while generating immediate passive income from the independent lower suite. The lower dwelling is a proven cash-flow producer with a verified annual rental history and an upward-trending trajectory. Furniture is negotiable, making this the perfect turnkey setup to immediately jumpstart your rental stream or move right in with many brand-new items already in place. The property also boasts a massive, fully finished 700-square-foot oversized double garage engineered to double as an incredible recreation area or game room. Outside, the heavy-duty, extra-wide 49' length x 25' width driveway is custom-built to effortlessly park a large boat trailer, center console, or full-sized RV with room to spare, complete with a professional dedicated 50-amp electric hookup to power your rig or marine craft. Your private outdoor resort experience comes alive with over 800 square feet of expansive wrap-around decks and porches, offering a lovely peek-a-boo view of the shimmering Gulf waters and the ultimate setup for open-air dining, entertaining, or catching the sea breeze. These massive porch spaces overlook a fully privacy-fenced backyard. Designed with the plumbing and septic strategically placed in the front yard, the back is completely open and perfectly cleared for an inground swimming pool or a large lawn area for kids and pets to play. The yard already features a matching exterior storage building that is perfectly positioned to be easily converted into your own custom tiki bar, pool house, or surf shack. Complete with a built-in sprinkler system, outdoor shower, and a durable metal roof, this newer home is completely turnkey and ready for its next chapter.

5817 Sunset Avenue, Panama City

$395,000
2 Beds 2 Baths 790809 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Well-maintained and extensively renovated home located in the desirable Biltmore Beach area near Grand Lagoon, marinas, restaurants, shopping, and the Gulf of Mexico. This move-in ready property offers a comfortable blend of updated living space, flexibility, and functionality. The home has undergone substantial improvements and reflects exceptional pride of ownership throughout. Buyers will appreciate the updated interior, attractive finishes, and overall condition of the property. A unique feature is the detached auxiliary building, providing a variety of potential uses including a workshop, hobby room, home office, guest space, man cave, or mother-in-law suite - includes 3/4 bathroom. A separate storage building offers additional room for tools, lawn equipment, or recreational gear. The fenced yard, outdoor living areas, sprinkler system, and additional improvements add to the property's overall appeal and usability. Whether you're looking for a primary residence, second home, or investment property, this home offers features that are not commonly found in similar properties. Conveniently located just minutes from public boat ramps, fishing, beaches, dining, and entertainment. An excellent opportunity to own a versatile property in one of Panama City Beach's most established neighborhoods. The approximate heated and cooled area of 1,440 square feet includes about 1,056 square feet in the main residence and about 384 square feet in the detached multi-purpose building. Thank you for considering this home!

3608 Biltmore Drive, Panama City

$799,000
3 Beds 2 Baths 790744 MLS
Looking for a unicorn? This is a once in a lifetime property! Located just a 2-minute walk to the World's Most Beautiful Beaches and a short 10 min stroll to Pier Park! This single story 3-bedroom 2 bath house offers an open floor plan and is currently a successful short-term rental that has room for the whole family! This property is perfect for entertaining as it is set up to sleep 10 guest and with two driveways there is plenty of parking for 6-8 vehicles, trailers or an RV! Wanna get away from it all, step out back to your own slice of paradise! You will enjoy the private fenced in backyard where you can soak up some sun in the large saltwater swimming pool (with optional heating.) There is also a storage shed to hold all of your pool and beach toys along with custom hurricane shutters! If you are looking for an investment property, this one has great guest reviews and projections of over 85k. This West end location is hard beat with a 2 min. drive to Frank Brown Park, 1/2 mile to Pier Park and a short 15 min. drive to the airport or to 30A. Your guest will enjoy seeing the Pier Park Skywheel and seasonal firework views from the front yard! They will also love the close proximity to attractions like Dolly's Pirate Voyage, Top Golf and the Simulated Surf Park coming soon and all within a 5-minute drive! Another rare find that this property offers is the large lot zoned commercially and across the street from Lake Lullwater and the sugary white sands! The sellers have recently replaced the roof, added rock landscaping for easy upkeep and the 2nd concrete driveway! This property is turn key and just in time for vacation season with several reservations on the books for 2026! Don't let this one slip away, call me or your favorite agent today!

278 Lullwater Drive, Panama City

$399,990
3 Beds 2 Baths 790565 MLS
Opportunity is knocking just two blocks from the Gulf! Whether you're looking for an affordable beach getaway, an investment property, or a home you can make your own, this unique property offers endless possibilities because its sits on two lots on the corner. Previously owner-occupied and most recently used as a long-term rental, this home is located in a short-term rental friendly area, giving you flexibility to enjoy it personally, generate rental income, or both. The main living area features 2 bedrooms and 1 bathroom upstairs, while the lower level offers an additional 1-bedroom, 1-bathroom living space that could potentially be utilized separately for guests, extended family, or additional rental opportunities. Sitting on a generously sized lot with exceptional parking, there's room for multiple vehicles, boats, trailers, golf carts, and all your beach toys. The front yard easily accommodates several vehicles, while the rear parking area includes a dedicated Bahama rock pad designed for boat and trailer storage. Even better, you're just two blocks from public beach access and only two blocks from the Dolphin Boat Ramp, making it easy to enjoy both the Gulf and the Lagoon lifestyle. With good bones, a large deck, a spacious sunroom, and a location that screams summer fun, this property is ready for its next chapter. Move in and enjoy it as-is, continue using it as an income-producing property, or update it to maximize its full potential. Beach properties with this much flexibility, parking, and location don't come along often at an affordable price point. HVAC 2024 Water heater 2025 New Roof and Vinyl 2019

6010 Sunset Avenue, Panama City

$1,070,000
4 Beds 3 Baths 790307 MLS
CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACK UP OFFERS Canal-front living with direct Gulf access defines this exceptional home at 523 Wahoo Road in the gated Bay Point community of Panama City Beach. Set along a wide canal in one of the area's most established marina neighborhoods, this 4-bedroom, 3-bath residence offers approximately 2,820 square feet of thoughtfully designed coastal living with effortless boating convenience. The main living areas are oriented to showcase tranquil water views, with large windows and easy flow to the outdoor spaces. A spacious, open design connects both living rooms, the dining area, and the kitchen, creating an inviting layout ideal for everyday living and entertaining. Distinctive sunken living rooms add architectural character and warmth, providing comfortable gathering spaces with timeless appeal. The kitchen features generous counter space, abundant cabinetry, and a functional layout suited for everything from casual mornings to hosting family and guests. The privately situated primary suite captures canal views and offers ample closet space and an en suite bath designed for comfort and privacy. Three additional bedrooms and two full baths provide flexibility for guests, a home office, or additional living space, making this property well suited as either a primary residence or a coastal second home. Outdoor living is central to the appeal of this canal-front property. With direct access to the Gulf of Mexico, it is ideal for boating, fishing, and exploring the surrounding waterways. The waterfront setting offers room to relax, dine, and enjoy the peaceful canal views throughout the year. Located within Bay Point, a gated marina and golf community in Panama City Beach, residents benefit from controlled access, optional golf and tennis, nearby dining, and convenient proximity to local beaches, marinas, and area amenities. This combination of secure, established neighborhood setting and direct boating access to the Gulf makes 523 Wahoo Road a rare opportunity for spacious canal-front living in one of Panama City Beach's most desirable coastal communities.

523 Wahoo Road, Panama City

$5,900,000
8 Beds 8 Baths 789986 MLS
Set along the sugar-white shoreline of Panama City Beach, The Headliner at Hadley's Beach presents a rare opportunity to own one of the limited Gulf-front residences within Hadley's Beach, an intimate enclave of just 20 homes. With only 10 true Gulf-front residences in the community, this newly constructed offering represents one of the final opportunities to secure direct waterfront ownership in a setting designed for both elevated coastal living and exceptional investment potential, with short-term rentals permitted. Positioned moments from the energy of Panama City Beach's celebrated dining, live music, and entertainment scene, the home offers the rare balance of privacy and connection. Owners and guests can enjoy evenings filled with waterfront concerts, local music venues, and vibrant coastal culture before retreating to the serenity of their own Gulf-front escape. Spanning 5,662 square feet across three thoughtfully designed levels, the residence by Thor Construction & Design blends refined coastal architecture with modern luxury. Floor-to-ceiling windows frame uninterrupted Gulf views, drawing natural light throughout the interiors while showcasing the ever-changing blues of the water beyond. Just beyond the back door, private access leads directly to the white sand and turquoise shoreline, creating a seamless transition between home and beach. The residence offers eight spacious bedrooms and eight bathrooms, carefully arranged to accommodate both large gatherings and quiet retreat. The second level serves as the heart of the home, where expansive living and dining spaces flow effortlessly into a chef's kitchen designed for entertaining against a backdrop of panoramic Gulf views. Clean architectural lines, elevated finishes, and generous proportions create an atmosphere that feels sophisticated yet inviting. Occupying the upper level, the primary suite offers a private sanctuary overlooking the Gulf, complete with its own lounge area designed for peaceful mornings, sunset views, and evenings accompanied by the distant rhythm of the coast's live music scene. Outdoor living is equally exceptional, with more than 1,300 square feet of porch space designed for open-air dining, relaxed conversation, and uninterrupted waterfront vistas. A private pool offers another space to unwind after a day on the beach, while the home's elevator and garage provide effortless convenience. Offered fully furnished, The Headliner at Hadley's Beach is curated for immediate enjoyment. With direct Gulf frontage, refined construction, and proximity to the very best of Panama City Beach's coastal lifestyle, 5935 Gulf Drive is a statement residence where luxury, leisure, and the soundtrack of the Gulf Coast come together beautifully.

5935 Gulf Drive, Panama City

$3,300,000
8 Beds 8 Baths 789630 MLS
An exceptional Gulf-front investment opportunity where luxury meets income potential. With more than $330,000 in proven rental income in 2025. This stunning coastal property features four beautifully appointed two-bedroom units, offering a total of 8 bedrooms and 8 full bathrooms, all thoughtfully designed to maximize comfort, style, and revenue. Perfectly positioned directly on the Gulf, the property showcases breathtaking Panama City Beach sunsets and uninterrupted water views from private balconies for every unit, creating an unforgettable experience for guests and owners alike. A Gulf-front pool provides the ultimate setting for relaxation, while the pristine white sand beach is just steps away. Inside, each residence is finished with upscale coastal touches, including gorgeous white oak luxury vinyl plank flooring, open-concept kitchens, and striking shiplap ceilings that enhance the bright, airy atmosphere throughout. The layout of each unit is designed for both functionality and entertaining, making it ideal for short-term rentals or multi-family use. On the ground level, covered parking beneath the home offers both convenience and additional entertainment space, complete with grilling areas, tables, games, and gathering spots--perfect for hosting guests and creating memorable beachside experiences. With rental projections reaching as high as $385,000 per year, this property presents a rare opportunity to own a premier Gulf-front income-producing asset in one of Panama City Beach's most desirable locations. Whether you're expanding your portfolio or seeking a luxury coastal retreat with exceptional returns, this one-of-a-kind property delivers the perfect blend of location, lifestyle, and long-term value.

8221 Surf Drive, Panama City

$355,000
3 Beds 2 Baths 789585 MLS
Modern Farmhouse on a Corner Lot, walking Distance to the Boat Ramp! Stunning, thoughtfully designed with high-end finishes and exceptional craftsmanship. Offering 3 spacious bedrooms and 2 beautifully appointed bathrooms, plus a third additional full bathroom on back of the house area, this home features tile flooring throughout, creating a seamless and elegant flow from room to room. Step inside to admire the vaulted ceilings and hurricane-protected windows, providing both natural light and peace of mind. The gourmet kitchen is a dream, showcasing white granite countertops, soft-close cabinetry, stainless steel appliances, a deep sink, stylish backsplash, recessed lighting, and a spacious walk-in pantry perfect for everyday living and entertaining. The floor plan includes a spacious master suite with an elegant tray ceiling. The master bathroom offers a walk-in shower with tile-accented walls, a large walk-in closet, and beautiful French doors that open directly onto the back porch, creating a seamless indoor-outdoor retreat. An additional bonus area with its own full bath and tile flooring provides incredible versatility--perfect as a guest suite, home office, gym, or hobby space. Enjoy Florida living at its finest on the open back porch, complete with a fully equipped outdoor kitchen featuring deep sink, stove/grill, storage. Ideal for gatherings, grilling, and relaxing year-round. This modern farmhouse blends style, comfort, and functionality, making it the perfect place to call home.

4906 E 2nd Street, Panama City

$469,000
3 Beds 2 Baths 789553 MLS
Located in the highly sought-after Lyndell Plantation community, this beautifully maintained 3-bedroom, 2-bath home offers the perfect blend of coastal convenience, charm, and functionality. Nestled in a quiet neighborhood of only 56 homes, Lyndell Plantation is known for its inviting atmosphere, metal roof architectural charm, and incredibly low HOA fees of just $354.88 per year. Enjoy being less than 1/2 mile from the Gulf with a sidewalk that stretches all the way to Front Beach Road, making it easy to bike, golf cart, or stroll to nearby attractions. Conveniently located near Pier Park, Topgolf, restaurants, shopping, the public library, county pickleball and tennis courts, Dollar General, and more. At the end of Lyndell Way, you'll find the Miller County Pier -- the perfect spot to enjoy the spectacular Fourth of July fireworks show. Inside, the open-concept floor plan offers spacious living and entertaining areas with an oversized eat-in kitchen featuring abundant cabinetry, a pantry, and an additional storage closet. The split-bedroom layout provides added privacy, with the primary suite tucked away from the guest bedrooms and offering private access to the backyard. The primary bath includes a double vanity, oversized walk-in closet, separate water closet, and a glass walk-in shower. Step outside and enjoy true Florida living from the gorgeous plantation-style front porch or unwind on the extended covered back porch overlooking the spacious backyard. The outdoor space also features an extended paver patio with a fire pit, and the Rainbow play system can convey with the sale. There is still plenty of room to add a pool if desired. Additional features include a freshly painted exterior, oversized 2-car garage, and short-term rental potential -- making this home ideal as a primary residence, second home, or investment property. Pool picture in the listing is a rendering of what the backyard COULD look like. Similar homes in this neighborhood short term rent at $60-75K. Homes in Lyndell Plantation do not last long -- schedule your private showing today!

702 Lyndell Place, Panama City

$619,000
4 Beds 3 Baths 789188 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to your private coastal retreat, thoughtfully updated and designed for relaxed beach living. From the moment you step inside, soothing sea-inspired colors, vaulted ceilings, white beadboard accents, and natural light create an open, airy feel that instantly feels like vacation. The main home offers convenient single-level living with 3 bedrooms and 2 bathrooms, including a comfortable primary suite with a king bed setup, generous storage, ceiling fan, and a spacious walk-in shower. Two additional guest rooms provide flexible sleeping arrangements, including a queen bedroom and a bunk/trundle room ideal for kids or guests. A dedicated laundry room with full-size washer and dryer adds everyday convenience. The updated kitchen features stainless steel appliances, ample workspace, and a charming coffee and tea station. The adjacent dining area seats 8, with additional covered patio dining nearby for easy indoor-outdoor entertaining. A major standout is the detached second-story private studio suite, accessed from the courtyard. This self-contained space features a king sleeping area, comfortable living area, kitchenette with full-size refrigerator, microwave, Keurig, dining space for 4, private bath with dual-head walk-in shower, and its own stacked washer/dryer. Step outside to the private deck with seating and a grill -- perfect for guests, extended family, or added rental flexibility. Out back, the property truly shines. Enjoy a private backyard oasis with a large pool, Trex decking, sun lounge area, and a covered outdoor living space designed for relaxing, entertaining, and enjoying the Florida lifestyle. With updated interiors, flexible guest accommodations, strong indoor-outdoor living, and a resort-style pool area, this home is an ideal primary residence, second home, or vacation rental opportunity.

2918 Treasure Circle, Panama City

$448,000
3 Beds 2 Baths 788937 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' >>> Own a home AND THE LAND under it in the sought-after resort of Bay Point for less than $500K; no TLC needed!!! Beautifully updated home with major system upgrades already completed--offering true peace of mind for buyers. This property features a new roof (2024), new electrical panel, and HVAC (2022)--meaning the most critical and costly components have already been addressed. Unlike many older homes, this residence has been thoughtfully improved for safety, reliability, and long-term durability. You'll find all-new doors, including storm-rated front and sliding doors, a storm-ready garage door, and upgraded windows designed for protection and efficiency. Inside, the home combines these structural improvements with comfort, featuring new flooring throughout, fully remodeled bathrooms, and a modernized kitchen with high-grade appliances and a spacious 10x8 island. Situated on a peaceful lot with a pond view, this single-level home offers not only charm--but confidence. Originally built in 1973, it has been extensively upgraded to meet today's expectations, giving buyers the rare advantage of classic construction with modern systems already in place. A move-in ready home where the important work is already done - so you can buy with confidence. Plus the added value and pleasure of living the resort life in Bay Point with a full-service marina, Yacht Club, Nicklaus Design golf course, clubhouse, tennis, and a golf cart friendly community with clubs and social events year-round. Don't miss this opportunity -- come experience all that Bay Point has to offer. (All measurements approximate; buyer to verify if important)

1105 Redfish Circle, Panama City

Start Your Search

Panama City Coastal Style Real Estate & Homes

Our website features the best real estate search for homes, condos, land and foreclosure properties available in Panama City, FL. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes. 

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire. 

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood! 

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Contact us today to find out how we can be of assistance to you!