Sun Harbor Condo Real Estate, Homes, Condos for Sale in Panama City, FL

SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one.

5505 Sun Harbor Road Unit 181, Panama City

$189,000

1 Beds ⋅ 1 Baths ⋅ 794063 MLS

Don't miss this Sun Harbor Marina condominium! Currently a long-term rental, this could be your perfect getaway spot, investment property or coastal home. Conveniently located on the ground floor with 1 bedroom and 1 bath, you are just steps from the glittering bay and community pool to enjoy a day in the sun or catch a gorgeous sunset. Nicely renovated with LVP throughout, the single vanity bathroom has a tiled tub/shower, the kitchen has a small breakfast bar with shiplap accents and is fully outfitted with a refrigerator, oven, and microwave. The living area is open concept and has sliding glass doors that lead to the patio with a beautiful view of the marina. There is no washer/dryer in the unit, but there is a laundry room onsite. A community pool and an area to grill are the other amenities along with the marina store. The condo fees of $425/month include water, sewer, garbage, pest control, pool and cable. The marina offers annual slips or transient dockage in their newly rebuilt marina with deep-water ICW access, secure gated entry, and modern amenities. They have a fueling station, offer a variety of charters and boat/jet ski rentals. Just minutes from the beaches, Navy base, grocery shopping and great restaurants. Short term rentals are currently allowed this year. The unit furnishings belong to the tenant. The tenant would love to continue renting if you are looking for a new investment property for your portfolio. Appointments to see must have 24 hours' notice. Call to set up your showing today!

5505 Sun Harbor Road Unit 105, Panama City

$229,000

1 Beds ⋅ 1 Baths ⋅ 794008 MLS

This beautifully remodeled condo at Sun Harbor Marina is your perfect getaway spot, investment property or coastal home. Situated on the ground floor with 1 bedroom and 1 bath, you are just steps from the glittering bay and community pool to enjoy a day in the sun or catch a gorgeous sunset. Inside you have a nautical blue ship lap entry way, oak LVP flooring throughout, bedroom with Queen bed, single vanity bathroom with a walk-in shower, stackable washer and dryer, the kitchen overlooks the living space and has an island, quartz countertops, a showpiece blue tile backsplash, and fully outfitted with a refrigerator, oven, dish washer and microwave. Sliding glass doors lead to the patio set up for outdoor dining and viewing the marina. There is a community pool and an area to grill along with the marina store. The condo fees of $425/month include water, sewer, garbage, pest control, pool and cable. The marina offers annual slips or transient dockage in their newly rebuilt marina with deep-water ICW access, secure gated entry, and modern amenities. They have a fueling station, offer a variety of charters and boat/jet ski rentals. Just minutes from the beaches, Navy base, grocery shopping and great restaurants. Short term rentals are currently allowed this year. Don't miss this gem of a unit!

5505 Sun Harbor Road Unit 129, Panama City

$185,000

1 Beds ⋅ 1 Baths ⋅ 790317 MLS

WATERFRONT LIVING WITH INVESTMENT POTENTIAL AT SUN HARBOR. Welcome to Unit 119 at Sun Harbor Condominium--an updated, fully furnished coastal retreat offering the perfect blend of waterfront lifestyle, convenience, and flexibility in the heart of Panama City Beach. Situated along the bay with access to a private sandy beach, marina views, and resort-style amenities, this move-in-ready residence is ideal as a primary home, second home, weekend escape, or investment opportunity. Inside, the unit has been thoughtfully updated and features luxury vinyl plank flooring, a modernized kitchen with stylish stainless steel appliances, an in-unit front-loading washer and dryer (a rare convenience at Sun Harbor), and a reconfigured layout that comfortably accommodates a king-size bed. Offered fully furnished, this condo is ready to enjoy from day one. Residents enjoy a waterfront pool overlooking the bay, grilling and picnic areas, private beach access, dock and marina surroundings, and unbeatable proximity to restaurants, marinas, boating, and the Gulf. Located adjacent to the newly developed Sun Harbor Marina complex. Exciting opportunity for investors: Sun Harbor Condominium is currently participating in a short-term rental trial program through 2026 (buyer to verify current rules, restrictions, and transferability with the HOA). Experience easy coastal living where mornings start by the water and sunsets are steps from your door.

5505 Sun Harbor Road Unit 119, Panama City

$168,000

1 Beds ⋅ 1 Baths ⋅ 789971 MLS

🌅 Waterfront Living, Stunning Sunsets & Short-Term Rentals Allowed! Wake up to breathtaking water views and end each day with spectacular sunsets from your own private furnished balcony. This charming waterfront studio at Sun Harbor offers the perfect blend of relaxation, coastal adventure, and investment potential -- all with direct Gulf access and short-term rentals allowed. Dreaming of a lifestyle where your boat is just steps away? Sun Harbor Marina offers boat slips for sale or rent, with options available with or without lifts. Spend your days boating, fishing, exploring Shell Island, or simply relaxing by the water. Plus, with a waterfront restaurant coming soon, this location keeps getting better. So what are you waiting for? Your coastal getaway or income-producing investment is ready! Whether you're searching for a weekend getaway, vacation rental, or low-maintenance waterfront home, this beautifully updated condo delivers. Inside, you'll find a renovated kitchen featuring new cabinets, new countertops, and a new dishwasher, along with the convenience of an in-unit washer and dryer. Large windows fill the space with natural light while showcasing stunning views of St. Andrew Bay. Step outside and embrace the coastal lifestyle. Spend your days boating, fishing, paddleboarding, or simply relaxing by the community pool. Sun Harbor Marina is just steps away, offering deep-water slips, a fuel dock, jet ski and pontoon rentals, fishing excursions, and private cruises to Shell Island. Boat slip lease/rental availability should be verified by the buyer. Conveniently located in the heart of Panama City, this waterfront retreat is just minutes from the sugar-white beaches of Panama City Beach, Carl Gray Park and boat ramp, Florida State University Panama City, Gulf Coast State College, shopping, dining, and a short drive to the Navy Base. Enjoy waterfront living at an affordable price with endless opportunities for recreation and rental income. Price Reduced! Now offered at $168,000, down from $172,000. Come experience the sunsets, the water views, and the coastal lifestyle for yourself! 🌴⚓🌅

5505 Sun Harbor Road Unit 213, Panama City

$182,000

1 Beds ⋅ 1 Baths ⋅ 756366 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'-This recently updated, Sun Harbor ground floor condo has waterfront and sunset views from your living room, patio and pool. The patio opens directly to the Bay and steps onto the docks. The waterfront pool offers relaxtion with sublime vistas. This Over Size Unit is near all that Panama City, and Panama City Beach has to offer. Those world Famous White Sandy Beaches, The Emerald Waters, Shell Island, and St. Andrews State Park are unique to this area, and are just minutes away. This Rental Ready Condo is near the Historic downtown Panama City, and across the street from Gulf Coast College, and across the bridge from the Naval base on Thomas Drive. Tyndal AFB is within minutes, and so is the vibrant Pier Park. Sun Harbor Condomiums had a new roof, storm doors and windows installed in 2019. The building continues to upgrade . There are no special assesments. There is an onsite Marina on property near completion, and will offer full service opportunities for moorage, featuring a restaurant and a convenience store with more to come according to plans. This condo's HOA fees include water, sewer, garbage, pest control, pool, cable and parking. This is a very easy to own ground floor unit that would be perfect for an economical home, home away from home, or a long-term rental investment. This one could be a wise choice.

5505 Sun Harbour 149 Road Unit 149, Panama City

$138,000

1 Beds ⋅ 1 Baths ⋅ 752475 MLS

Welcome to your exclusive Florida retreat at Sun Harbor Condos, boasting captivating waterfront sunset views from your living room, peaceful patio, or sparkling poolside. Conveniently situated in the heart of Panama City, you'll enjoy the easy access to all the area offers, with the world-renowned white sandy beaches just a 5-10 minute drive away. Nestled along the shores of St. Andrews Bay, your backyard playground beckons with fishing, water sports, and seamless boating access to the Gulf of Mexico and Shell Island. This is an ideal location for retirees, those connected to local colleges or to the Navy base, also situated a mere 10 minutes from downtown and a 15-minute drive to Pier Park. This well maintained 1-bedroom, 1-bath unit is move-in ready, featuring fresh paint throughout and updated systems. Excitement awaits as Sun Harbor Marina undergoes a transformative remodel, introducing new boat slips, restaurant, convenience store, and more amenities to enhance your waterfront lifestyle.

5505 Sun Harbor Road Unit 133, Panama City

$193,000

1 Beds ⋅ 1 Baths ⋅ 751627 MLS

Newly Updated 1BD/1BA Condo with Community Pool in Sun Harbor Condo. Waterfront unit on 1st Floor. Newly updated unit with new Paint, Floors, New Kicthen, New Appliances, Textured ceilings, New lights/fans. No STR allowed. Marina being rebuilt.. New sliding doors, windows and roof in 2019

5505 Sun Harbour 161 Road Unit 161, Panama City

$164,950

1 Beds ⋅ 1 Baths ⋅ 781666 MLS

Fully Renovated Waterfront Condo ready to be added to your STR Portfolio - Sun Harbor Move-in ready 2nd-floor condo, the only unit fully modernized in Sun Harbor. Features include luxury vinyl flooring, custom solid-wood kitchen with Quartz countertops & new stainless steel appliances, updated bath with herringbone tile, and private deck overlooking the marina. Enjoy sunsets and direct access to Sun Harbor Marina with jet ski & pontoon rentals, excursions, and private cruises. Ready for your fun in the sun, 2nd home and or another STR rental for your portfolio. Currnetly rented for $1800.00 a month with a long term lease in place.

5505 Sun Harbor Road Unit 235, Panama City

$168,000

1 Beds ⋅ 1 Baths ⋅ 779801 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to Sun Harbor, where comfort, convenience, and true waterfront living meet. This impeccably maintained second-level condominium with exceptional water views is being offered fully furnished and beautifully decorated—completely turn key. Whether you are seeking a serene full-time residence, a second home retreat, or a rental investment, this property delivers exceptional value and style. Short term rentals will be allowed in 2026 and, at the end of 2026, a change to allow short term rentals permanently will be considered. Inside, you will be delighted by fresh paint, new vinyl plank flooring throughout, and a thoughtfully renovated kitchen featuring granite countertops, new cabinets that extend to the ceiling, and a stainless-steel dishwasher. The versatile layout comfortably sleeps four, offering a charming bunk room plus a large Murphy bed in the spacious living room, flanked by custom built-in closets. A private covered balcony extends your living space outdoors, showcasing unobstructed views of sparkling waters—perfect for morning coffee, evening relaxation, entertaining guests, or admiring your boat. Every detail has been designed for comfort and function with tasteful décor and ready for immediate occupancy. Here, waterfront living is effortless, yet you are just minutes from the sugar-sand beaches of Panama City Beach and still within the heart of Panama City, just steps from FSU Panama City and Gulf Coast State College. Community & Marina Amenities In addition to endless views and easy parking, Sun Harbor includes a community pool and laundry facility. The adjacent Sun Harbor Marina complex is a premier destination for boating and water enthusiasts, offering over 120 deep-water slips (check availability for lease or rental), a fuel dock, ship store, clean bathhouse, and on-site laundry. The marina store is fully stocked with essentials—from beverages, snacks, and sunscreen to tackle, rods, reels, and gear—making it easy to prepare for a day on the water. Soon, residents will also enjoy a brand-new waterfront restaurant, the perfect place to dine, gather, and watch the sunset over St. Andrew Bay. This Sun Harbor residence represents a rare opportunity to experience the ideal blend of coastal charm and in-town convenience. Exceptionally maintained and nestled in a setting that celebrates both land and sea, this condo is ready to welcome you home.

5505 Sun Harbor Road Unit 251, Panama City

$149,900

1 Beds ⋅ 1 Baths ⋅ 779738 MLS

WATERFRONT LIVING AWAITS! FULLY UPDATED CONDO AT SUN HARBOR Discover the perfect blend of modern comfort and exceptional waterfront amenities at Unit 143 in the highly desirable Sun Harbor Condominium. This beautifully updated unit is move-in ready and offers a lifestyle defined by coastal convenience. RECENTLY RENOVATED & READY FOR YOU: The interior of this unit was fully refreshed in 2021 and 2022. You'll find sleek, new Luxury Vinyl Plank (LVP) flooring throughout, providing durability and a modern aesthetic. The kitchen boasts a new refrigerator/freezer, and for ultimate convenience, a new all-in-one washer/dryer unit has been installed, saving you trips to a laundromat. THE SUN HARBOR LIFESTYLE: Sun Harbor Condominium provides a wide array of sought-after amenities right at your doorstep. Residents enjoy: A sparkling Community Pool perfect for relaxing under the Florida sun. Access to a Private Sandy Beach area. On-site Coin Laundry Facilities for added convenience. In ground pool with BBQ pit area. Located adjacent to the newly built Sun Harbor Marina! THE SUN HARBOR MARINA COMPLEX: For the ultimate boating and water enthusiast, the adjacent Sun Harbor Marina complex is a true highlight. This deep-water marina, situated on scenic St. Andrew Bay, offers over 120 slips (check for slip availability and lease/rental options). Marina amenities often include: Fuel Dock (Gas and Diesel) Ship Store with provisions and boating essentials. Clean Bathhouse and On-Site Laundry. Also, coming soon will be a new on-site restaurant for food, drinks, and watching the sunset over the Bay. LOCATION: Conveniently situated in Panama City, this community offers easy access to local colleges (Gulf Coast State College and FSU Panama City), dining, shopping, and is just a short drive to the world-famous beaches of Panama City Beach. This turn-key condo offers a fantastic opportunity for full-time residence, a coastal getaway, or an investment property. Come see the fresh updates and vibrant community waiting for you at Sun Harbor!

5505 Sun Harbor Road Unit 143, Panama City

$105,000

1 Baths ⋅ 775941 MLS

Under Contract - Taking Backups the phrase 'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Paradise on the Water!! 2nd floor unit in cozy water-front community complete with Pool, Dock, Beach Store and Restaurant (coming soon)! Ability to walk to FSU/Gulf Coast Campus or the Port of Panama City make it a great investment with 6-month minimum leases! Immediately across the bridge from ''The World's Most Beautiful Beaches''! Fish and Swim right outside your door with amazing Sunset Views!! Marina can accommodate any size boat!! Priced for TLC needed to make it your own. Large studio with separate SLEEPING ROOM! Owners Pets OK.

5505 Sun Harbor Road Unit 229, Panama City

$155,000

1 Beds ⋅ 1 Baths ⋅ 777651 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. This 1-bedroom condo is the best-value ground-level unit currently for sale in Sun Harbor, offering unobstructed water views right from your covered porch. Vacant and ready for immediate move-in, it delivers comfort, convenience, and true waterfront living. Perfectly situated just minutes from the sugar-sand beaches of Panama City Beach—yet still within the heart of Panama City—Sun Harbor offers the ideal blend of coastal access and in-town convenience. The community's full-service marina features over 120 deep-water slips, a fuel dock, and both transient and long-term dockage. From your doorstep, you can set out on dolphin tours, fishing charters, or leisurely boat days. A new marina-front restaurant is also expected to open by the end of 2025. Residents benefit from enjoying the inviting in-ground community pool, and a close-knit community. The on-site marina store is stocked with snacks, beverages (including beer and wine), sunscreen, life jackets, cleaning supplies, tackle gear, rods, reels, and more—making it easy to grab what you need without leaving home.

5505 Sun Harbor Road Unit 147, Panama City

$169,000

1 Beds ⋅ 1 Baths ⋅ 765050 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'Looking for a cute Turn key beach condo by the waters edge every sunset at your back door, close to shopping, restaurants, full service marina , Pool & more!! Then look no further this is it! Freshly Painted whole interior , Roomy and spacious bedroom with walk in closet are a great start, add in a full bath and Beautiful water views from the living & Kitchen area and you are set. The back covered porch area is a wonderful relaxing spot to check out the bay and or gather by the pool, BBQ or just chill with the great views & sunsets of the bay right at your back door come check this beach bungalow out . full service Marina to be completed this spring! complete with oyster bar and restaurant , dive shop & much more. Windows , Doors and Roof replaced in unit 2019. Call your favorite Realtor to view this great beach retreat today!!

5505 Sun Harbor Road Unit 151, Panama City