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Browse All Properties for Sale with Boat Slip

$327,000
2 Beds ⋅ 2 Baths ⋅ 795029 MLS
SHORT-TERM RENTALS NOW APPROVED! Welcome to waterfront living at Sun Harbor. This fully furnished, two-story end-unit condo offers a rare combination of space, flexibility, and beautiful views of the bay, marina, and pool. The spacious floor plan features 2 bedrooms, 2 full bathrooms, a large kitchen, dedicated dining area, and an open living space ideal for relaxing or entertaining. Two private covered balconies extend the living space outdoors, offering the perfect place to enjoy morning coffee, evening sunsets, and the waterfront surroundings. Boating enthusiasts will appreciate the convenient marina access, with boat slips available for purchase or rent, including options with or without lifts. A new on-site restaurant is also coming soon, adding even more convenience to this unique waterfront community. With short-term rentals now permitted by the association, this property offers exceptional versatility as a primary residence, second home, vacation getaway, or investment property. Fully furnished and ready for its next owner, this is an opportunity to enjoy the waterfront lifestyle from day one.

5505 Sun Harbor Road Unit 181, Panama City
$540,000
4 Beds ⋅ 2 Baths ⋅ 794702 MLS
Rare waterfront freedom meets elevated design on the tranquil waters of Deer Point Lake. Positioned on 4917 High Point Dr, this exceptional estate spans a RARE DOUBLE LOT boasting 160 feet of direct shoreline. The four-bedroom residence has been completely remodeled with a refined rustic modern aesthetic--seamlessly blending rich organic textures, architectural warmth, and clean contemporary finishes. Light-filled living areas maximize water views, creating a effortless transition between upscale indoor living and the peaceful lakefront setting outdoors. 4 Spacious Bedrooms: Remodeled layout offering ample room for family, guests, or a dedicated home office. Rustic Modern Aesthetic: Updated with warm wood tones, clean lines, designer fixtures, and natural finishes. Deer Point Lake Waterfront: 160 feet of shoreline on Panama City's premiere freshwater reservoir--ideal for boating, fishing, and kayaking. Double-Lot Potential: Unique capability to keep a massive private compound or build and sell a second residence. Massive Pole Barn: High-clearance storage for oversized boats, lake toys, RVs, or workshop space. The expansive grounds offer unmatched versatility and long-term value. Beyond the main four-bedroom home, the property features a massive pole barn built for boat storage, RV parking, a workshop, or a custom recreational setup. The double-lot designation gives future owners the rare flexibility to maintain an ultra-private waterfront sanctuary, expand the compound, or build and sell a second independent home. Whether enjoyed as a private freshwater retreat or leveraged for its unique development potential, this Deer Point Lake offering is a standout along the Panama City waterfront.

4917 High Point Drive, Panama City
$299,900
1 Beds ⋅ 1 Baths ⋅ 794001 MLS
Bay Point Bayview Villa with view of Grand Lagoon. This remodeled unit has extensive renovations with an abundant amount of nickel gap shiplap and floor to ceiling windows. The kitchen and bathrooms make excellent use of the space. Bayview has a community boat dock and trailer parking for up to a week. Located inside of Bay Point with manned gates and roving security patrols. Point South Marina rents private deep water wet slips. Nicklaus golf course, Bar 72, and Hilton resort all within a golf cart friendly neighborhood.

4286 Kingfish Lane Unit 286, Panama City
$309,000
2 Beds ⋅ 2 Baths ⋅ 793802 MLS
Welcome to Villas of St Thomas where you will find this beautifully decorated and renovated waterfront condo. This 2 Bedroom, 2 Full Bathroom unit overlooking Grand Lagoon is in walking distance to the beach, restaurants, shops and entertainment. The Grand Lagoon leads to the Gulf of Mexico. Just bring your own boat and enjoy all the amenities Villas of St Thomas has to offer: Boat Dock, Community Pool, Fire Pit, Tennis Courts, Sauna. This Villa comes completely furnished and Turnkey Ready! Updates include New Luxury Vinyl plank, new furniture, updated bathrooms 2023, new kitchen cabinets and quarts countertop 2023, new vanities, Stainless Steel Appliances, Interior paint, New Sliding patio door, New smart TV's, New light fixtures, Travertine brick Fireplace, new AC 2025. Nest Thermostat, Ring Camera doorbell. Schedule your showing today!

8730 Thomas Drive Unit 208, Panama City
$799,000
3 Beds ⋅ 3 Baths ⋅ 793702 MLS
Experience the best of waterfront living on one of Panama City's most desirable streets. Nestled along the iconic Beach Drive and directly overlooking the sparkling waters of St. Andrews Bay, this beautifully maintained 3-bedroom, 2.5-bath residence offers the perfect blend of timeless charm, comfort, and an unbeatable coastal lifestyle. Wake up each morning to breathtaking sunrises over the bay, spend your afternoons enjoying the water, and unwind each evening with spectacular views from the comfort of your own home. Inside, you'll find over 1,700 square feet of thoughtfully designed living space filled with natural light and character. The welcoming floor plan offers spacious living and dining areas ideal for entertaining, while large windows throughout the home showcase picturesque water views and create a bright, inviting atmosphere. The well-appointed kitchen provides ample cabinetry and workspace, making meal preparation effortless whether you're hosting guests or enjoying a quiet evening at home. The primary suite offers a relaxing retreat complete with a private bathroom and access to its own patio, while two additional bedrooms provide flexibility for family, guests, or a home office. The home has been thoughtfully updated for comfort and efficiency, with recent spray foam insulation throughout, a roof replaced in 2018, all-new tankless gas water heaters, and a new AC unit -- giving buyers peace of mind with major systems already handled. Step outside and discover what truly makes this property special. Enjoy multiple outdoor living areas including a covered front porch overlooking the bay and a private side patio perfect for grilling, entertaining, or simply relaxing with your morning coffee. The fenced backyard offers privacy, mature landscaping, a shallow well pump for irrigation, and a detached workshop that provides endless possibilities for storage, hobbies, or a dedicated workspace. From your private dock, you'll have direct access to St. Andrews Bay, making it easy to spend the day boating, fishing, paddleboarding, or kayaking while enjoying everything Florida's Emerald Coast has to offer. The property also comes with an approved DEP permit to extend the dock from 850 square feet to 1,558 square feet, complete with water and power supply at the dock -- a rare opportunity to expand your waterfront access. Situated just minutes from Historic Downtown Panama City, St. Andrews Marina, waterfront restaurants, boutique shopping, parks, and local entertainment, this exceptional property combines peaceful waterfront living with the convenience of nearby amenities. Whether you're searching for a full-time residence, a second home, or a rare waterfront investment opportunity, 2400 W. Beach Drive offers an incredible lifestyle in one of Bay County's most sought-after locations. Don't miss your opportunity to own this remarkable waterfront property where stunning views, private waterfront access, and classic Florida charm come together to create a place you'll be proud to call home.

2400 W Beach Drive, Panama City
$159,000
1 Beds ⋅ 1 Baths ⋅ 793517 MLS
This adorable home is for sale!! 2026, lovely finishes and so many features!! Hardie board exterior, luxury interior and all appliances included. There is a loft for extra space or kids sleeping quarters. There is a 40 boat slip BRAND NEW marina on property! Access to the Gulf and beautiful views are at your fingertips! The Coldwater is move in ready, the views are loaded up and ready for you! Go out on your boat all day and park at the marina, come home and relax while you watch the sun go down! Washer and dryer even included and this unit has the option to come fully furnished. Minutes from Tyndall AFB. Live that desired coastal lifestyle! Schedule your showing today!!

5612 E Highway 98 Unit Unit #1, Panama City
$225,000
1 Beds ⋅ 1 Baths ⋅ 793473 MLS
Looking for a waterfront townhome with a private boat slip in historic Panama City? Welcome to your dream coastal hideaway in quiet Nantucket Village! Perched right on peaceful Massalina Bayou, this 1-bedroom, 1 bath townhome offers affordable waterfront living with fast deep-water access to Shell Island and the Gulf of Mexico. This property also features covered parking, and an extra storage closet beneath the unit. Plus, low HOA fees mean more freedom to kick back on the shared bayou-front deck for sunset happy hours with neighbors. Minutes to vibrant downtown dining, local shops, and live events, this spot makes the ultimate weekend getaway, smart investment, or everyday waterfront escape!

305 Wilson Avenue Unit 11, Panama City
$300,000
2 Beds ⋅ 2 Baths ⋅ 792568 MLS
RARE BOATER'S PARADISE INCLUDES DEEDED BOAT SLIP #11! Experience true waterfront living with your own deeded boat slip featuring a remote-controlled boat lift and electrical service--capable of accommodating a ~25-foot boat with a 10-foot beam. Located at Landmark Condominiums, this beautifully maintained 2-bedroom, 2-bath unit offers effortless access to the water, private balcony views of St. Andrews Bay, and direct access to the community's sandy beach. The spacious, move-in-ready interior features updated flooring and interior doors, along with an exterior storage unit for all your beach and boating gear. Landmark is a sought-after waterfront community with top-tier amenities: a private boat dock, two swimming pools, a fitness center, a waterfront clubhouse with a full kitchen, and a covered outdoor entertainment area with gas grills and TV. HOA dues cover water, sewer, cable, internet, pest control, common area maintenance, building maintenance, and exterior insurance. Positioned between Historic St. Andrews and Downtown Panama City, you're just minutes by water from Panama City Marina, St. Andrews Marina, St. Andrews Pass, Shell Island, and the Gulf of Mexico. Boat Slip #11 also offers excellent rental potential! Ideal as a primary home, getaway, or investment--schedule your showing today!

2100 W Beach Drive Unit J201, Panama City
$949,900
3 Beds ⋅ 4 Baths ⋅ 792144 MLS
BOAT SLIP & MARINA STORAGE INCLUDED - $30,000 VALUE! Experience exceptional waterfront living in this beautifully upgraded 7th floor residence at Harbour Village. The $949,900 purchase price includes a Boat Slip at the Harbour Village gated dock, plus climate-controlled Marina Storage . At approximately $30,000, this Marina package provides the added convenience and value of private boat slip ownership and extra storage. The residence price with garage storage , minus the Marina package, is approximately $919,900, or $396/SF. Great VALUE. Harbour Village is nestled in the heart of historic St Andrews. This highly desirable community is just steps to Oaks by the Bay Park and St Andrews Marina with easy access to the Gulf. Local restaurants and shops encourage you to walk the charming historic village of St Andrews. Watch boats cruise to and from the small St Andrews Marina or City Port. Enjoy a short boat trip to pristine Shell Island. Residence #713 is a desirable corner unit offering spectacular panoramic views and unforgettable sunrise and sunsets. The open living spaces showcase rich wood grain porcelain tile floors throughout, granite kitchen countertops, custom lighting and designer ceiling fans, abundant custom storage,and a cozy gas fireplace. Remote-controlled sunshades on the west-facing balcony provides comfort while you relax and enjoy the ever changing waterfront scenery. Residents enjoy approximately 2 acres of beautifully landscaped rooftop garden above the parking garage, featuring gas grills, walking paths, and a gazebo with an outdoor fireplace - an inviting setting for entertaining friends or gathering with neighbors, or simply enjoying the peaceful surroundings. Included is Boat Slip #5, just a short stroll down the private pier. The slip is equipped with a boat lift, 120 volt electrical service, and fresh water at the slip - making it easy to enjoy life on the water. Harbour Village also offers more than 600 feet of private sandy Beach, perfect for shelling, wade fishing, relaxing in a beach chair, birdwatching or ending the day with a spectacular St Andrews sunset. Your vehicle is protected in the clean, secure community parking garage. This is more than a condominium - it's a waterfront lifestyle that few have the opportunity to experience. A home you MUST SEE to appreciate. Purchase includes Boat Slip #5 w/Marina Storage #7 and Garage Storage #04

3001 W 10th Street Unit 713, Panama City
$316,488
3 Beds ⋅ 2 Baths ⋅ 791656 MLS
** 5K IN FLEX CASH PLUS MOVE IN PACKAGE: WASHER,DRYER, FRIDGE & BLINDS** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11505 Singo Drive, Panama City
$326,790
4 Beds ⋅ 2 Baths ⋅ 791654 MLS
BAYFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11441 Godart Street, Panama City
$940,350
5 Beds ⋅ 4 Baths ⋅ 791579 MLS
Take advantage of this price reduction on this amazing CANAL HOME WITH COVERED BOAT SLIP AND POOL!! Dont let this opportunity get away! Gorgeous 4 side brick ranch with an in-law suite! This home has it all! Main house has 4 bedrooms and 2.5 baths. The Kitchen offers quartz countertops, center island for tons of storage and workspace. Love to bake? The double ovens will be a great help! The cooktop offers both electric and convection cooking. Lots of cabinet space and a pantry with slide outs. The dining room can accommodate up to 12 and the breakfast bar is perfect for additional seating. You will love the open floor plan with a very large family room with beautiful fireplace. The ceiling in the family room is tongue and groove and the ceiling height makes it perfect for that oversized holiday tree. The Master bedroom is large enough to hold a king size bed and still have a sitting area. The master bath has been upgraded to a gorgeous shower, double vanities, double closets and beautiful lighting. There are 3 additional bedrooms in the main house and a bath and a half. The in law suite offers approx. 950 sq feet with a living room, kitchenette, bedroom and full bath. There is a sunroom between the main house and the in law suite that is perfect for a reading room or even for plants! Step outside to the huge inground pool deck and covered patio. The pool is large and inviting. Don't forget to check out the covered boat slip with boat lift on the canal. There is even a tree house in the beautiful and enormous oak tree. The home is on a double lot and it fenced for privacy. There is also a separate work shop to hold all your garden and lawn equipment. The upstairs of the shop is perfect for storage. Make sure to put this home on your must see list! Agent to Agent Remarks: please give 2 hour notice to show as the homeowner works from home. There are two dogs that are in the home but are more likely to lick you than bother you. The home has keypad entry so call listing agent for code.

126 Queens Circle, Panama City
$265,000
3 Beds ⋅ 3 Baths ⋅ 791493 MLS
Seller says, 'Bring All Offers!' With an acceptable offer, Seller will provide a $10,000 credit to Buyer at closing to use at Buyer's discretion. This waterfront gem is waiting to be discovered. Sold fully furnished, including appliances, linens, towels, and kitchen essentials, this home offers a rare turnkey opportunity. Just bring your clothes and toothbrush and begin enjoying the coastal lifestyle from day one. Recently renovated and move-in ready, this home features a brand-new roof installed after the hurricane, updated cabinetry, beautiful granite countertops, and stainless-steel appliances in the kitchen and dining area. Inside, you'll find plush carpeting in the guest bedrooms, while the primary bedroom and main living areas showcase attractive 8-mil luxury vinyl plank flooring. Fresh interior and exterior paint provide a bright, clean feel throughout the home. The outdoor living space is equally impressive, featuring tasteful landscaping, two raised garden beds, and a spacious 22' x 12' covered porch perfect for entertaining, relaxing, or enjoying your morning coffee. The true highlight of the property is the private waterfront setting. A 70-foot walkway leads to a 16' x 12' dock complete with solar-powered lighting, creating the perfect spot for fishing, boating, wildlife watching, or simply taking in the peaceful water views. Don't miss this exceptional opportunity to own a beautifully updated waterfront retreat with immediate enjoyment and lasting value.

312 Sukoshi Drive, Panama City
$299,000
2 Beds ⋅ 2 Baths ⋅ 791350 MLS
WATERFRONT....Lagoon Views & Coastal Convenience! Seller is willing to pay for buyers first 6 months of HOA at closing!! Welcome to this beautifully located 2-bedroom, 2-bath condo offering stunning views of the lagoon and just a block and a half stroll to the white sandy beaches of the Gulf of Mexico. Whether you're seeking a primary residence, vacation getaway, or investment property, this condo delivers the perfect blend of relaxation and convenience. Enjoy watching boats, dolphins and manatees cruise by from your private balcony while taking advantage of the area's best attractions right outside your door. Walk to popular restaurants, shopping, entertainment, and nightlife, including the highly anticipated new Tootsies. With easy access to the beach, lagoon activities, and all that Panama City Beach has to offer, this is coastal living at its finest! All appliances were new when sellers purchased in 2017. Freshly painted bedrooms and bathrooms. Electric fireplace in Living Room area is great for an ambiance feeling. Water Heater replaced in 2018. Hurricane Shutters on Front of Condo. Seller would love to become new buyers 2026/2027 snowbird renter.

8730 Thomas Drive Unit 314, Panama City
$343,938
3 Beds ⋅ 2 Baths ⋅ 791312 MLS
LIMITED OFFER: Get a tiered rate: 2.99% (Year 1), 3.99% (Year 2), then 4.99% fixed for life. PLUS MOVE IN PACKAGE INCLUDED & COVERING CLOSING COST WITH PREFERRED LENDER!!! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

1321 Primrose Lane, Panama City
$489,000
3 Beds ⋅ 3 Baths ⋅ 791084 MLS
Welcome to your dream home at 1243 Capri Dr, nestled in the charming Venetian Villa neighborhood! It is conveniently located in the beautiful area of Goose Bayou on North Bay of St. Andrews This stunning townhouse captures the heart with an open floor plan, offering a seamless flow that makes entertaining a delight. As soon as you step inside, you'll be greeted by spacious living areas adorned with fresh paint and a cozy wood-burning fireplace, perfect for those chilly evenings or quiet gatherings. This home features three inviting bedrooms and two and a half thoughtfully designed bathrooms, including a beautifully remodeled primary bath that boasts modern fixtures and a serene ambiance. Imagine soaking in comfort and style, starting your day with a splash of luxury! This is a boater's paradise. You can be in the Gulf in 30 minutes!!!! Watch all the nature as you sit on the back porch. This property delivers the Florida coastal lifestyle so many are looking for. One of the standout gems of this home is the delightful screened-in Florida Room which is 300 square feet of space. Picture yourself sipping your morning coffee in this tranquil space, surrounded by the gentle Florida breeze. It's the ideal spot to unwind after a busy day, entertain friends, or host delightful evening gatherings. The property also provides a spacious two-car garage, ensuring you have ample storage and convenience for all your needs. Plus, the impressive dock with a 10,000-pound boat lift built by RJ Gorman Marine Construction will make any boating enthusiast swoon. Enjoy easy access to the bay, whether you're fishing, cruising, or simply soaking up the beautiful views. The location couldn't be better! Just six miles from Gulf Coast State College and FSU, this home is perfect for those who love to be close to academia without sacrificing the relaxing coastal lifestyle. And let's not forget, you're just 30 minutes away from the stunning white sand beaches of Panama City Beach! Whether it's a day of sun and surf or a short drive to nearby shopping and restaurants, your options for fun and relaxation are endless. What's more, this community shines with freshly paved roads, elevating the charm and accessibility of Venetian Villa. AND with deeded riparian rights, this home isn't just a dwelling; it's a lifestyle waiting for you to step in and enjoy. Don't miss your chance to embrace this enchanting oasis! Contact your favorite Realtor today to make this dream home your reality. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you. This home offers a true showcase of nature just steps away: Watch majestic ospreys, eagles. pelicans, gulls, herons, and egrets soaring overhead and fishing nearby. Marvel as dolphins herd mullet along the sandbar. Keep an eye out for families of manatees gliding through the waters. Cast a line off the dock for trout and redfish, or set traps for delicious blue crab. Enjoy the spectacle of pelicans diving for their catch. Occasionally spot of family of otters making an appearance. Whether you're a nature lover, angler, or simply crave peaceful waterfront views, this property delivers an incredible lifestyle. Live every day surrounded by wildlife and natural beauty in a vibrant yet tranquil community. Ready to make 1243 Capri Dr your own? This rare combination of comfortable modern living and extraordinary backyard nature is waiting for you.

1243 Capri Drive, Panama City
$600,000
3 Beds ⋅ 3 Baths ⋅ 790775 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS..... DOCK #5 WITH LIFT INCLUDED WITH PURCHASE. This is a beautiful condo, in pristine condition. 3 Bedrooms with 2 full baths plus a 1/2 bath. Large balcony with PANORAMIC BAY VIEWS. Lots of out-door living space. VIKING APPLIANCES WITH GAS COOKING. SUBZERO FRIDGE. Primary Bedroom is Bay Front. Easy to show, come and see for yourself.

4113 Cobalt Circle Unit PO74, Panama City
$1,399,000
3 Beds ⋅ 4 Baths ⋅ 790734 MLS
LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Zero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

9701 Summer Creek Drive, Panama City
$320,170
3 Beds ⋅ 2 Baths ⋅ 790592 MLS
** HOME QUALIFIES FOR 5K IN FLEX CASH** WATERFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11501 Singo Drive, Panama City
$529,900
3 Beds ⋅ 2 Baths ⋅ 790543 MLS
'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Waterfront Paradise on Newman Bayou with Gulf Access! Welcome to your dream coastal retreat at 223 Confidence Way in the heart of Southport. This stunning 3-bedroom, 2-bathroom residence perfectly balances elegant interior design with an unmatched outdoor oasis. Step inside to discover a bright, open floor plan highlighted by premium flooring, a large chef's kitchen featuring an expansive granite island with breakfast bar seating, stainless steel appliances, and gorgeous white cabinetry. The main living spaces and the luxurious primary suite are elevated by striking, double-tray scalloped ceilings that add architectural drama and depth. The master suite serves as a private sanctuary, complete with an expansive master bath boasting a double vanity with granite countertops, a deep soaking tub, and a separate walk-in shower. The true showstopper of this property is the backyard. Walk out onto an expansive, custom-paved back patio covered by a dramatic wooden pergola, fully equipped with a high-end built-in outdoor kitchen and stone-wrapped grill station--ideal for hosting family cookouts or evening cocktail hours. Beyond the patio, a private wooden dock extends into the serene waters of Newman Bayou. Bring your boat, jet skis, or kayaks and enjoy direct, seamless access to the open waters of the Gulf of Mexico. This property is exceptionally maintained and proudly offered as an Agent/Owner listing. Don't miss your chance to live the ultimate Florida waterfront lifestyle!

223 Confidence Way, Panama City
$910,000
3 Beds ⋅ 2 Baths ⋅ 790304 MLS
A Waterfront home that is close to everything is here in this beautifully updated 3-bedroom, 2-bath home with additional office/flex areas. Stunning waterfront views and a home which offers the perfect blend of the boating lifestyle and turnkey coastal living. Situated on a deep 75' x 188' waterfront lot, the property features a professionally installed seawall, twin covered private docks with dual boat lifts capable of accommodating up to a 32' boat and a 25' boat (or 2 jet skis) -- a rare setup for serious boaters seeking protected water access with quick access to the North Bay and Gulf of America. Inside, the home has been fully updated and designed for comfortable waterfront living. Hurricane-impact windows provide peace of mind and energy efficiency, while the open and inviting interior creates a bright coastal feel throughout. New metal roof 2021, electric and water infrastructure has all been replaced, permitted and updated. A standout feature is the impressive 24' x 36' detached two-car garage complete with a conditioned area -- perfect for a workshop or hobby area. Step outside to your private backyard retreat featuring a stunning 15' x 38' resort-style pool with massive live oaks. Enjoy the shaded pergola area with expansive waterfront views, and plenty of room to entertain, relax, or enjoy sunset evenings on the water. The fully fenced property includes a private electronic gate, creating a secure and secluded waterfront retreat with ample space for vehicles, boats, and outdoor entertainment. No HOA and is in Bay County zoning. Whether you're searching for a primary residence, easy-care second home, income-producing property or premier boating property, this move-in-ready waterfront gem delivers exceptional value with upgrades already complete -- including seawall, covered docks, boat lifts, salt-water pool, interior renovations, newer garage, gated and fenced yard. Co-owner is a licensed real estate agent. Waterfront living at its best.

2311 Mound Avenue, Panama City
$1,100,000
5 Beds ⋅ 5 Baths ⋅ 790039 MLS
Welcome to S Lagoon waterfront living, where investment potential, lifestyle, and flexibility come together in one beautifully updated 3-in-1 property, Pontoon conveys. Positioned directly on the water with two boat slips and a boat lift, this rare opportunity is ideal for boating enthusiasts, short-term or long-term rental income, multi-generational living, the ultimate house hacking. The main upstairs furnished dwelling features 3 bedrooms, 2.5 baths, and a spacious three-quarter wraparound balcony designed to capture breezes, water views, and the relaxed coastal lifestyle. The property has been completely updated and remodeled, offering peace of mind with all new modern interior design in 2020, Hardie board exterior in 2022, plus roof, windows, and doors updated in 2019. This level offers wide open living with windows all the way around bring the outdoors in. Almost feel like you're walking on water. The open concept means whether in the living room, kitchen of dining, the lagoon is living breathing art. In addition to the main residence, there are two separate 1-bedroom units on the main level. The waterfront apartment is fully furnished and features its own covered deck overlooking the lagoon, creating a charming retreat for guests, parents in their golden years, or rental income (short term, or long term). The second 1-bedroom unit is located street side, offering even more flexibility for extended family, tenants, or owner-occupant income potential. Whether you envision a waterfront primary residence with income-producing units, a multi-generational coastal compound, or a smart investment property in a highly desirable location, this S Lagoon property delivers rare versatility, updated design, peace of mind of a renovation, and the boating lifestyle Florida is made of.

6722 S Lagoon Drive, Panama City
$289,000
2 Beds ⋅ 2 Baths ⋅ 790018 MLS
WATERFRONT....Do you have a boat?? Lagoon Waterfront living at its best! This beautifully maintained 2 bedroom, 2 bath condo overlooks the stunning Lagoon with direct access leading to the Gulf and Bays -- a true paradise for fishing and boating enthusiasts. Enjoy breathtaking water views from your private balcony while relaxing in the coastal breeze. This community offers wonderful amenities designed for relaxation and fun, including a boat dock, boat parking, pool, sauna, community room, picnic area, tennis and pickleball courts, dog walking area and 1.5 blocks to the spectacular white sandy beach and Emerald Green Gulf Water. Conveniently located near popular restaurants, local bars, shopping, and family entertainment, making it perfect as a primary residence, vacation getaway, or investment property. Experience the perfect blend of coastal charm, recreation, and convenience all in one incredible location! MUST SEE!!!

8730 Thomas Drive Unit 308, Panama City
$265,000
3 Beds ⋅ 3 Baths ⋅ 789415 MLS
🌊 Canal-Front Townhome with Direct Bay Access - Boater's Dream! 🚤 AND NO HOA!! SELLER ALSO OFFERING $10,000 IN SELLER CREDIT! Wake up to waterfront living in this beautifully situated 3-bedroom, 2.5-bath canal-front townhome offering the ultimate coastal lifestyle. With direct access to North Bay, you can step right out your back door and be on the water in minutes--perfect for boating, fishing, or a quick trip over to Shell Island. Inside, you'll find a warm and inviting layout featuring a cozy fireplace, ideal for relaxing evenings, and two private balconies where you can enjoy peaceful water views and coastal breezes. Step outside to your expansive multi-level deck and dock, designed for entertaining, soaking up the sun, or tying up your boat after a day on the water. Highlights include: 3 Bedrooms | 2.5 Bathrooms Canal-front with easy bay access Fireplace for added charm Double balconies with scenic views Large multi-level deck & private dock Newly paved road Prime Location: Conveniently located near Tyndall Air Force Base, the Naval Surface Warfare Center, local hospitals, shopping, and dining. Plus, you're just a short drive to Pier Park and the world-famous beaches. Whether you're looking for a full-time residence, vacation getaway, or investment opportunity, this waterfront gem checks all the boxes. Don't miss your chance to own this slice of paradise--schedule your showing today!

1359 Capri Drive, Panama City
$620,000
4 Beds ⋅ 3 Baths ⋅ 789098 MLS
DEEP WATER PARADISE!!! Welcome to the ULTIMATE coastal retreat where breathtaking views and endless water access come together in one unforgettable property! Nestled at the end of a quiet dead end street, this private oasis offers peace, serenity, and direct access to some of the worlds most sought after waterways. Live here go ANYWHERE! Boating enthusiasts will fall in love with the deep water access( 8-10 feet apx) and two equipped docks including a boat lift ready for your large boat. With ample space for jet skis and and additional water craft, plus a davit system perfect for lifting a skiff. The dock is designed to accommodate vessels up to 48 feet, making it ideal for serious boaters. The main residence features a spacious 3 bedroom, 2 bath layout with a dedicated office, while a separate guest house provides the perfect potential setup for entertaining or private guest quarters. Expansive porches and multiple decks invite you to relax, unwind, and soak in the stunning surroundings. Enjoy arguably the most spectacular views in town. From your own backyard explore Callaway Bayou, East Bay the Intracoastal Waterway, and the Gulf of America. From your boat dock the St. Andrews Pass is approximately 6 miles or a 20 minute boat ride. This is more than a home it is taking full advantage of living on the coast with a lifestyle where everyday is a vacation. Request your private tour today. ///// ALL MEASUREMENTS AND DEPTHS ARE APPROXIMATE AND SHOULD BE VERIFIED BY PERSONS OF INTEREST.

7111 Winona Street, Panama City
$900,000
5 Beds ⋅ 4 Baths ⋅ 789011 MLS
''''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'''' New roof just installed. Executive canal-front estate in the highly sought-after Kings Point community offering direct access to St. Andrews Bay and the Gulf of Mexico. This waterfront residence combines luxury living, functional design, and true Florida coastal lifestyle. Situated on deep-water canal frontage, the property includes a private dock, 10,000 lb boat lift, and seawall, providing effortless boating, fishing, and water access directly from the backyard. No HOA restrictions offer rare flexibility in a premier waterfront setting. Expansive split-bedroom floor plan featuring 5 bedrooms, dedicated office, formal dining room, and multiple living and entertaining areas. The main living space offers a spacious family room with fireplace and seamless flow into the kitchen, creating an open-concept design ideal for both daily living and entertaining. Abundant natural light and open sightlines enhance the home's bright and airy feel throughout. Gourmet kitchen with stainless steel appliances, breakfast bar, and extensive cabinetry, combining functionality with modern style. The primary suite serves as a private retreat with a bay window overlooking the property and an en-suite bath featuring a deep garden tub with built-in speakers, separate walk-in shower, dual vanities, and a large walk-in closet. Bonus entertainment room includes a built-in bar with sink and wine refrigerator, ideal for hosting. Dedicated theater room with surround sound provides a true cinematic experience. Separate mother-in-law or guest suite with private entrance offers flexibility for multi-generational living or extended guests. Saltwater pool and hot tub overlooking the canal create a private waterfront oasis. Outdoor living space is designed for relaxation and entertaining with direct canal access leading to St. Andrews Bay and the Gulf. Private dock, 10,000 lb boat lift, and seawall support full boating capability. Full irrigation system for easy landscape maintenance. Deep-water canal frontage with direct access to St. Andrews Bay and Gulf of Mexico. Ideal for boating, fishing, and water recreation. Private dock and boat lift provide immediate access to open water. Additional features include surround sound system throughout key living areas, transferable termite bond with Terminix (renewal 5/31/2026), and close proximity to hospitals, shopping, dining, and major conveniences while maintaining a quiet waterfront setting. This property delivers a rare combination of luxury, space, privacy, and premier boating access, making it ideal as a full-time residence or high-end waterfront retreat.

2835 Longleaf Road, Panama City
$2,499,999
4 Beds ⋅ 3 Baths ⋅ 788255 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to 6728 South Lagoon Drive, a stunning waterfront retreat perfectly positioned on South Lagoon in Panama City Beach. Built in 2020 by Arthur Rutenberg, this exceptional one-story residence offers 3,404 square feet of heated and cooled living space and 4,938 square feet under roof including the outdoor living areas. An upgraded version of the sought-after May River floor plan, this home sits on a rare double lot and showcases quality craftsmanship, thoughtful design, and luxurious coastal living at its finest. This boater's paradise offers unobstructed water views and seamless indoor-outdoor living designed to capture the beauty of the lagoon. The spacious 4-bedroom, 3-bathroom home features an open-concept layout with breathtaking views from the kitchen, dining, and living areas. The expansive living room is highlighted by vaulted ceilings, a cozy gas fireplace, and floor-to-ceiling glass sliders that open completely to a covered outdoor living space--perfect for entertaining or relaxing while overlooking the water. The dining area is filled with natural light from elegant bay windows, and the kitchen is thoughtfully equipped with a gas stove, a double oven, two refrigerators, and a generous walk-in pantry. Beautiful hardwood floors run throughout the main living spaces, while quartz countertops are featured throughout the home, with granite in the laundry room for added durability. The primary suite is a true private retreat, featuring a split floor plan with double doors that allow you to close off the bedroom, closets, and bathroom from the rest of the home for maximum privacy. The suite also includes his and hers walk-in closets, offering ample storage and organization. The spa-like primary bathroom includes a standalone soaking tub, a marble, zero-threshold (curbless) oversized dual shower head shower, and a his-and-hers vanity--complete with a dedicated sit-down makeup area on the hers side for added luxury and convenience. The suite is also framed for a private exterior door, offering even more flexibility. A versatile multi-use office with beautiful beamed ceilings adds character and flexibility for work or additional living space. Step outside to your private oasis featuring a 6-foot inground saltwater pool complete with bubblers and a sun shelf. The fully fenced yard includes a sprinkler system powered by a separate well, a gated and paved driveway, and a 3-car garage with an elevated lift for easily accessible extra storage. The home is also equipped with gutters, spray foam insulation for energy efficiency, a tankless hot water heater, and a built-in monitored security system with hardwired outdoor cameras for added peace of mind. An in-wall pest control system further enhances convenience. For boating enthusiasts, this property truly stands out with a covered boat lift, deep water dock, and seawall--allowing you to take your boat out anytime of day regardless of the tides. Enjoy a quick 15-minute boat ride to the open Gulf or take a short 5-minute drive to the area's famous white sandy beaches. Pier Park is just 20 minutes away, offering shopping, dining, and entertainment. Located in a golf cart-friendly community, this home offers both convenience and a relaxed coastal lifestyle. With gas and electric already available for an outdoor kitchen, this home is ready to create the ultimate waterfront experience. Don't miss your chance to own this exceptional coastal property where luxury, comfort, and breathtaking views come together.

6728 S Lagoon Drive, Panama City
$1,300,000
4 Beds ⋅ 4 Baths ⋅ 787784 MLS
Currently under contract, seller will consider backup offers. The deal of a lifetime. Welcome to 5706 South Lagoon, where elevated comfort and coastal charm come together to create the beach retreat you've been waiting for. Ideally positioned on the desirable east end of South Lagoon, and situated along the quieter side of the channel, this waterfront property offers a rare blend of privacy, accessibility, and effortless coastal living. A true boater's paradise, this home is fully equipped for life on the water. The private dock features a 16,000 lb boat lift housed beneath a covered boathouse with a touchless cover system, accommodating vessels up to around 30 feet. Additionally, there's 2 ski lifts to fully pull your skis from the water, and a 2 ski platform for when you're ready to go. From your backyard, enjoy quick and convenient access to Grand Lagoon. Make it to the Gulf in right around 10 minutes, Shell Island in 10-20, Downtown St. Andrew's in 20, and Downtown Panama City in 25. This is the kind of setup that transforms weekends into experiences and vacations into traditions. Inside, the home offers a warm and inviting coastal atmosphere designed for both relaxation and entertaining, while the outdoor living space takes center stage. Perfect for unwinding after a day on the water or hosting friends and family in a setting that feels like a permanent getaway. Whether you're searching for a second home or a private coastal escape, 5706 South Lagoon delivers a turnkey waterfront lifestyle that's ready to be enjoyed from day one.

5706 S Lagoon Drive, Panama City
$678,000
5 Beds ⋅ 2 Baths ⋅ 787780 MLS
''CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS'' This is an exceptional WATERFRONT opportunity with a 2.25% ASSUMABLE interest rate where luxury, comfort, and coastal lifestyle come together seamlessly. Boasting nearly 2,800 square feet, this beautiful residence offers 5 spacious bedrooms plus a versatile bonus room, perfect for a private office, playroom, media space, or additional guest accommodations. Ideally situated in Pretty Bayou on a canal with direct, QUICK access to the Gulf, this home is a true paradise for boating enthusiasts. Step outside to your backyard where your boat is always within reach and enjoy the rare convenience of a 500-GALLON private gas tank, allowing you to fuel up effortlessly and spend more time on the water! Inside, the home features an expansive, light-filled layout designed with both elegance and functionality in mind. Generous living spaces create the perfect setting for entertaining, while well-appointed bedrooms offer comfort and privacy for family and guests. The bonus room adds an extra layer of flexibility to fit your lifestyle needs. Whether you're enjoying peaceful mornings overlooking the water or hosting sunset gatherings, this home delivers an elevated coastal experience at every turn. Now vacant and ready for immediate occupancy, this is a RARE opportunity to own a move-in-ready waterfront property with premium features and unbeatable Gulf access. Sellers are currently offering a $10,000 BUYER CREDIT. Schedule your showing today!

2445 Pretty Bayou Boulevard, Panama City
$485,000
4 Beds ⋅ 3 Baths ⋅ 787400 MLS
CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Waterfront living at its best on Callaway Bayou! This charming 4-bedroom, 3-bath home sits on an oversized 0.67-acre lot with direct, unobstructed access to the Gulf (no low bridges to limit your boating adventures.) Enjoy the extended dock and boat lift, making days on the water effortless. Inside, the home offers a cozy, inviting feel with multiple water views from the living room, kitchen, dining area, bringing the outdoors in at every turn. The covered patio and spacious yard provide the perfect setup for entertaining or relaxing by the water. Offered furnished with an acceptable offer, this is a true turnkey opportunity for full-time living or a waterfront getaway. If you've been waiting for the perfect blend of charm, space, unbeatable water access at a GREAT price..this is it. Call your Realtor today to schedule a tour!

6907 Hugh Drive, Panama City
$440,000
3 Beds ⋅ 3 Baths ⋅ 787303 MLS
Experience the ultimate coastal lifestyle in this stunning end-unit townhome, where breathtaking bayou views and premium amenities create the perfect Florida haven. This two-story gem boasts a private boat slip and a spacious backyard, offering a seamless blend of comfort and waterfront charm. The light-filled interior features updated flooring, a cozy fireplace, and an expansive open layout designed for entertaining, complete with a convenient downstairs half bath. Upstairs, the massive waterfront primary suite serves as a true retreat, featuring a private balcony for soaking in serene sunsets, a huge walk-in closet, and an ensuite with his-and-hers vanities, a jacuzzi tub, and a separate walk-in shower. Practicality meets peace of mind with a two-car garage, storm shutters, and a 2019 metal roof. Perfectly situated just minutes from Tyndall AFB, shopping, and dockside dining--some even accessible by boat--this home is an unbeatable find for year-round living or a weekend escape. Tour today!

5116 Blue Harbor Drive, Panama City
$569,900
3 Beds ⋅ 2 Baths ⋅ 786841 MLS
***Seller is offering $10,000 toward buyer's closing costs, prepaid expenses, or other allowable buyer expenses with an acceptable offer. All concessions are subject to the terms of the purchase agreement and lender approval, if applicable.r*** Welcome to 6905 Hugh Drive, where modern luxury meets relaxed coastal living. Completely remodeled from the studs up in 2023, this stunning 3-bedroom, 2-bathroom waterfront home sits on nearly 0.6 acres with 100 feet of deep saltwater frontage on Callaway Bayou, offering direct access to East Bay, Shell Island, and the Gulf beyond. Whether you're an avid boater or simply looking for peaceful waterfront living, this property delivers the ultimate Florida lifestyle. Inside, you'll find a light-filled open floor plan with soaring 15-foot vaulted ceilings and luxury vinyl plank flooring throughout. The showstopping chef's kitchen features quartz countertops, stainless steel appliances, white shaker cabinetry, and an oversized center island, seamlessly flowing into the spacious living and dining areas--perfect for entertaining. This home was rebuilt with quality and peace of mind in mind and features all new systems in 2023, including HVAC, hot water heater, electrical wiring, sheetrock, and more. The exterior is equally impressive with a beautiful metal copper roof that adds both durability and timeless character. Step outside through French doors from the living room to a large covered back porch overlooking the bayou, ideal for relaxing or entertaining while enjoying breathtaking sunsets. The primary suite also features private French doors leading to its own deck, providing the perfect spot for morning coffee and serene waterfront views. For boating enthusiasts, the new private dock includes power (50 amp and 110 amp), water, and a boat lift. The property also includes a new privacy fence with a double gate and additional parking with 11' clearance for RV or boat storage. Offering peace, privacy, and endless waterfront adventure, this move-in-ready bayou-front home is just minutes from town while feeling like a private retreat. Schedule your private showing today and experience the beauty of 6905 Hugh Drive for yourself. All measurements are approximate. Information is believed to be accurate but should be verified by buyers if important.

6905 Hugh Drive, Panama City
$200,000
1 Beds ⋅ 2 Baths ⋅ 786547 MLS
Welcome to waterfront living in the heart of historic Panama City! This charming 1 bedroom, 1.5 bath townhouse is tucked along beautiful Massalina Bayou in the Nantucket Village community. Enjoy peaceful water views, sailboats passing by, and the charm of the nearby downtown district. Inside, the layout offers comfortable living with a spacious living area, functional kitchen, and a full bath on the main level for guests. Upstairs you'll find a bedroom loft with a half bath and plenty of storage. Perfect for a weekend getaway, investment property, or low-maintenance coastal home. One of the standout features is the boat slip with an almost new 7500lb lift, perfect for enjoying quick access to the bay and beyond. The community also offers low HOA fees and a relaxed waterfront setting that's hard to find at this price point. Boating, downtown dining, local events, and waterfront sunsets are all right outside your door. Don't miss the opportunity to own a slice of Panama City waterfront living!

305 Wilson Avenue Unit 13, Panama City
$485,000
4 Beds ⋅ 2 Baths ⋅ 786471 MLS
CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS. Priced to sell!!! Welcome to this beautifully fully remodeled home located on a spacious almost half-acre lot in the peaceful North Bay County area! Offering approximately 2,026 square feet of living space, this property combines modern updates with the comfort of country living while still being just a short drive to Panama City and everyday conveniences. Step inside to discover a freshly updated interior featuring a bright and open floor plan designed for both relaxation and entertaining. The home has been thoughtfully renovated, giving it a clean, modern feel with updated finishes throughout. Large living areas provide plenty of space for family gatherings, while the natural light flowing through the home creates a warm and inviting atmosphere. The generous lot offers endless possibilities for outdoor living. Whether you want to create a backyard oasis, add a workshop, store a boat or RV, or simply enjoy the privacy and extra space, this property provides the flexibility many buyers are searching for. The large yard is perfect for gardening, outdoor entertaining, or enjoying quiet evenings under the Florida sky. Conveniently located near Deer Point Lake, schools, shopping, and dining, this home offers the perfect balance between peaceful country surroundings and city accessibility. Outdoor enthusiasts will appreciate the nearby boating and fishing opportunities, while commuters can easily access Panama City and surrounding areas. With modern updates, generous living space, and a large lot, this move-in-ready home is a rare find in today's market. Don't miss the opportunity to make this beautifully remodeled property your new home.

6345 Oak Knoll Road, Panama City
$339,000
3 Beds ⋅ 2 Baths ⋅ 786113 MLS
This 3 bedroom, 2 bath Deerpoint Waterfront Home located on a quiet Cove of Deerpoint Lake is a cozy retreat from City Life. This 3/4 acre property has a large air-conditioned workroom area, a separate storage, OR garage building, and a Boathouse as well. The kitchen is a larger, open kitchen with a nook. The living and dining are separate. The family room area has a vaulted ceiling with exposed beams, and a fireplace. The master bathroom is newly updated. The bonus room is currently being renovated, so buyers can finish to their liking and preference! This home can definitely be an AS Is home, or a fixer upper. The home has a new roof Post Hurricane Michael, and is in a floodzone of X.

3940 Deerpoint Lake Drive, Panama City
$675,000
3 Beds ⋅ 3 Baths ⋅ 786054 MLS
Experience waterfront living at its finest in this stunning 3-bedroom, 3-bathroom condo in Harbour Village at Historic St. Andrews. Located along the Bay, this exceptional property offers breathtaking views, creating the perfect backdrop for both relaxing and entertaining. The spacious layout provides an open, airy feel with abundant natural light and private waterfront scenery from the main living areas. Boating enthusiasts will appreciate the12,000lbs boat lift that is included, providing convenient access to the gulf, intercoastal or Shell Island. Also, comes with a deeded storage closet for added storage and organization. Harbour Village offers an impressive collection of resort-style amenities, including a heated waterfront pool overlooking the Bay, a fitness center, and a grand clubhouse perfect for gatherings and community events. Residents also enjoy a private community park with green space where dogs are welcome, a covered parking garage, and inviting outdoor spaces to include a waterfront fireplace with comfortable seating and a grilling gazebo with direct access to Oaks by the Bay Park. Located in the heart of Historic St. Andrews, this rare waterfront condo combines luxury, boating, and a vibrant coastal lifestyle just minutes from amazing local restaurants, shopping, and local attractions.

3001 W 10th Street Unit 711, Panama City
$360,000
2 Beds ⋅ 2 Baths ⋅ 785932 MLS
***CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFER*** Fully renovated waterfront condo with private boat slip and direct Gulf access on Grand Lagoon. This 2 Bedroom, 2 Bathroom unit offers over 1,200 square feet and is being sold fully furnished, making it completely turnkey for immediate occupancy or investment. Recent renovations include an updated kitchen with granite countertops, upgraded cabinetry, stainless appliances, and gourmet sink. Both bathrooms feature quartz countertops, tile walk-in showers, and modern fixtures. Custom closets and built-in storage maximize space and functionality throughout the unit. The open living and dining area leads to a private waterfront balcony with direct views of Grand Lagoon and convenient access to the assigned boat slip located just steps from the unit. Enjoy quick access to St. Andrews Bay and the Gulf of Mexico without the cost or hassle of off-site boat storage. Quarter Deck is a low-density waterfront complex consisting of only 8 units and does not allow short-term rentals, providing a quiet residential setting. Located close to marinas, boat ramps, waterfront dining, shopping, and public beach access. Ideal for full-time residence, second home, or long-term investment. Rare opportunity to own a fully renovated waterfront condo with private boat slip and Gulf access in Panama City Beach.

7205 Lagoon Drive Unit 8, Panama City
$724,900
3 Beds ⋅ 2 Baths ⋅ 785896 MLS
Here is a rare opportunity to own a luxury 3 bedroom, 2.5 bath coastal home in Venture Out that backs up to St. Andrews State Park. This house was built by one of the best builders in Bay Co and is full of detailed craftsmanship. The master has a queen size bed, the second guest bedroom has a queen bed, and the third bedroom has queen size Murphy bed. This beautiful coastal home comes fully furnished and ready to be a vacation home or an investment property. The kitchen has quartz countertops, high end stainless steel appliances and loads of cabinet space. The home has linens included (bed sheets, bath towels, hand towels), washer/dryer, dishwasher, golf cart, all the utensils making it turn key. Enjoy the evening sitting on the back patio watching the deer and other wildlife go by or sit on the front porch and enjoy the people as they pass by. You can also take the golf cart for a short two minute ride to the beach, cruise around the neighborhood, or go sit at the back of the resort and watch the boats and dolphins in the lagoon. There are also many restaurants and family friendly activities that are just minutes away. Located on the most desirable lot backing up to the State Park - great backyard - beach and bay property - 2 community pools - tennis - putting green - shuffleboard - boat dock - fishing dock - golf cart community. All measurements are approximate - please measure to verify.

482 N Marlin Drive, Panama City
$255,000
1 Beds ⋅ 1 Baths ⋅ 785743 MLS
For comp purposes only

8526 Lydia Lane Unit 10, Panama City
$490,000
3 Beds ⋅ 3 Baths ⋅ 785313 MLS
WATERFRONT dreams come true in this spacious, bayfront home with pure Bay views, a private dock, 2-car garage and NO HOA! This is where Shell Island trips, relaxed sunset evenings, and fishing trips become your everyday reality. This deep-water, bayfront home provides expansive views and quick access to the Bay and Gulf within minutes and is located at the end of the channel, ideal for vessels of all sizes. Leave from your private dock, spend the afternoon fishing, or cruise to Shell Island with ease. This waterfront residence offers 2,093 square feet with soaring, vaulted wood-clad, beamed ceilings, a stone fireplace and a sunroom facing the water that you'll never want to leave. 3 bedrooms and 2.5 bathrooms, thoughtfully-designed and renovated for comfortable coastal living with hardwood flooring throughout, this is a prime location for pure Bay views and an incredible use of space. The open kitchen features stainless appliances with gas range, ample cabinetry and large seating area for barstools, great for entertaining! The dining room has great water views and the modern, airy feel of bright light flowing is felt throughout. The waterfront primary suite offers peaceful views, walk-in closet, dual vanities, and tiled shower. Two additional bedrooms with spacious closets share a guest bath accessible by the hallway. A spacious laundry room, powder room for guests and two-car garage add convenience to this waterfront gem. Step outside the sunroom and enjoy an open wood deck with a pavered patio in a fenced yard with Florida palm trees. Step out of the fence and onto your private dock and landing which provides quality marine construction with a seawall, deck over the water, boat slip ready for your boat lift and a dock made with a durable wood-composite material for longevity on the water! Centrally located just minutes to Publix, dining, shopping, and approximately 25 minutes to the white sandy beaches, this home blends everyday convenience with the ultimate Panama City WATERFRONT lifestyle with NO HOA. And only 8 nautical miles to the Gulf of America, you'll be enjoying a short ride to the open Gulf through the Bay in just minutes. Don't miss your opportunity to own a waterfront gem in Panama City, Florida at an incredible price!

1251 Capri Drive, Panama City
$550,000
3 Beds ⋅ 2 Baths ⋅ 785156 MLS
Welcome to an exceptional opportunity to own a waterfront home in the desirable Kings Point area, offered under $600,000 with a POOL and NO HOA! Situated on deep water along a wide canal, this highly desirable homesite offers higher elevation, expansive water views and quick access to the Bay and Gulf within minutes. With approximately 110 feet of waterfrontage and located on a large canal opening, the property provides panoramic water views and excellent boating access. Enjoy fishing from your private dock or take a short boat ride to the open Bay and on to Shell Island. This central Panama City location also places you just minutes from Publix, shopping, dining, and approximately 15 minutes from the white sandy beaches. This single-level home offers just over 2,300 square feet with 3 bedrooms and 2 bathrooms and a cozy sunroom. Inside, vaulted ceilings and dentil molding add character, while a stone fireplace anchors the living room overlooking the pool and canal. The open layout includes a spacious kitchen with newer stainless appliances, center island, pantry, and an eat-in breakfast nook with water views. A formal dining room overlooks the pool, and a sunroom provides additional access to the outdoor living area. The oversized primary suite faces the waterfront and includes a walk-in closet, dual bath vanities, separate makeup vanity, and walk-in shower. Two additional bedrooms feature walk-in closets and share a guest bath. Additional highlights include a spacious laundry room and a two-car garage. Outdoors, enjoy a covered porch, private pool, circular driveway, and a location directly across from the community park. This well-maintained home presents an incredible opportunity to personalize a waterfront property with year-round boating, fishing, and sunset views right from your backyard. Waterfront living in Kings Point is now within reach! Start living your best waterfront life today in Panama City, Florida!

2661 Island View Drive, Panama City
$885,000
3 Beds ⋅ 3 Baths ⋅ 784000 MLS
Spectacular Views from this 3 Bed/3Bath Bayfront unit with 2 boat slips (1 with 16,000lb lift) and 2 climate controlled storage units, included in the sale! A one of a kind gated community in the heart of Historic St. Andrews. Condo boasts 11ft ceilings and breathtaking views of St. Andrews Bay, Shell Island, and the Intercoastal Waterway from the master suite, living area, dining room, and kitchen. The open layout features double front door, a gourmet kitchen with sleek stainless steel appliances, granite countertops, a spacious breakfast bar, and ample cabinetry, luxury vinyl plank (LVP) flooring, sliding glass doors from Living room & Master to the spacious Balcony. The Master Bathroom features a double vanity, a soaking garden tub, a tiled walk-in shower, and a generous walk-in closet. The second bedroom has a private bath. Elegant crown molding adorns the entire unit and modern lighting fixtures enhance the entire unit. Harbour Village offers an array of premium amenities, including a heated waterfront pool with bay views, a state-of-the-art fitness center, a grand clubhouse, a private community park (dogs allowed) with a garden, a covered parking garage, an outdoor fireplace with a cozy seating area, a grilling gazebo with access to Oaks by the Bay Park. Just steps away, Historic St. Andrews beckons with its active marina (currently being upgraded), restaurants, scenic waterfront parks, and unique boutique shops. Seize this rare opportunity to own a slice of coastal elegance and modern sophistication in one of Bay County's most coveted communities. Schedule your private tour today! All info taken from appraiser and sizes approx., Buyer to verify all info.

3001 W 10th Street Unit 203, Panama City
$174,000
1 Beds ⋅ 1 Baths ⋅ 783825 MLS
This 1BR/1BA condo in the charming Grand Lagoon Cove community is just minutes from the Navy Base, shopping, dining, and only a five-minute drive to the beach. Located on the second floor (stairs only), this bright, updated unit offers a beautiful water view of the Grand Lagoon which has access to the Gulf. Features include like-new Frigidaire appliances, granite countertops, ceiling fans, newer water heater and A/C... Sold furnished for easy, low-maintenance living. On-site storage facility coming soon. Enjoy resort-style amenities including a community pool and sun deck, lagoon-front dock with fishing and HOA-approved boat slips (waitlist may apply), BBQ grills, lagoon-front community deck, tennis court with basketball hoop, and assigned plus overflow parking.

6903 N Lagoon Drive Unit 30, Panama City
$320,790
4 Beds ⋅ 2 Baths ⋅ 783655 MLS
BAYFRONT COMMUNITY! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with granite countertops, a large island, and a walk-in pantry. Relax in the private master suite featuring a spa-like en-suite bath and a massive walk-in closet. Durable and beautiful Core Tec Pro Plus flooring flows throughout, offering 100% waterproof protection perfect for coastal living. With energy-efficient construction, a customizable flex room, and a 2-car garage, this home is designed for both comfort and long-term value.

11445 Godart Street, Panama City
$288,000
1 Beds ⋅ 1 Baths ⋅ 783086 MLS
***Just listed as SHORT SALE & offers must be approved by the Bank. ***Fully Renovated Waterfront Condo - Harbor Villas at Bay Point Wake up to sweeping, unobstructed views of Point South Marina from this beautifully updated condo in the highly desirable Harbor Villas community. Every detail has been thoughtfully curated to deliver comfort, style, and the ultimate coastal lifestyle. Why You'll Love This Home: ***Prime Location - Enjoy all the perks of beach living without the noise, crowds, or traffic ***Peace of Mind - A safe, quiet, and well-maintained community with friendly, welcoming neighbors. Fully Gated entrance with security personnel, ***Lifestyle Living - Take in vibrant sunsets over the marina year-round from the comfort of your own home ***Move-In Ready - Fully renovated interior featuring modern finishes, quality craftsmanship, and thoughtful upgrades throughout Harbor Villas isn't just a place to live -- it's a community. With its unbeatable location, warm atmosphere, and postcard-worthy water views, this condo offers the perfect blend of tranquility and convenience. Don't miss your chance to own a slice of coastal paradise. Bay Point Golf Club also at Bay Point! The only Nicklaus Design course in NW Florida, stretching 7100 yards, is sure to test every club in your bag. The signature island hole # 5 is just one of many that make this course stand out from the competition. A ''must play'' in PCB. Bar 72 offers lunch daily, breakfast Saturday and Sunday, a local favorite. 2016, 2021,2022 US Open Local Qualifying Site. **NEW Pool available for usage with boat slip rental **Yacht Club membership available **Jack Nicholas Golf course available **Deep Sea Fishing ventures available and the 2026 Billfish tournament will have prize money exceeding $1 million dollars! This location is great for residential or increasing your investment portfolio. Short & Long Term Rentals are allowed. Book your appointment today. Don't delay as this was just listed as a SHORT SALE.

4726 Bay Point Road Unit A208, Panama City
$639,000
3 Beds ⋅ 3 Baths ⋅ 783055 MLS
**WATERFRONT — A Rare Investor's/Fisherman's Dream on Robinson Bayou** MOTIVATED SELLER, Discover an exceptional waterfront opportunity on the peaceful, scenic Robinson Bayou—where privacy, potential, and prime location come together. This 3-bedroom, 3-bath home with a bonus room and multifunctional den is tucked high and private at the quiet end of the channel, offering **119 feet of serene waterfront frontage** and the confidence of being **high and dry—not located in a flood zone**, eliminating the need for flood insurance. An **existing survey is already in place**, saving time and expense while adding immediate value for future planning or expansion. Situated on **over one acre**, this property presents a rare opportunity for those seeking space, flexibility, and long-term investment potential—including the option to **build a second home** for rental income, multigenerational living, or a private guest retreat. Inside, the home offers a flexible layout filled with character and opportunity. The inviting den can easily serve as a **mother-in-law suite** or income-producing space, featuring a private exterior entrance, full bathroom, additional washer and dryer hookups, a cozy fireplace, and a beautiful bay window overlooking the water. This versatile area is ideal for guests, extended family, a private workspace, or a rental scenario. Boaters and fishermen will appreciate being just **approximately nine minutes of idle time to open water**, granting easy access to the winding scenic channels and natural beauty of Panama City's waterways—truly a **Fisherman's Paradise**. Despite its tranquil setting, the home is conveniently located just **five minutes from Sam's Club, premier dining, shopping, and the rapidly expanding amenities along 23rd Street**, offering the perfect balance of serenity and accessibility. At this price point, you are securing **more value than a vacant waterfront lot**, with the added benefit of a livable home ready to enjoy, update, or reimagine. The seller is also including a **one-year home warranty** for added peace of mind. This is more than a home—it's a vision waiting to be realized. With unmatched potential, flexible living spaces, an existing survey, no flood insurance requirement, and a prime bayou-front location, opportunities like this are exceptionally rare. Now is the time to make this remarkable Robinson Bayou property your own.

2222 W 29th Plaza, Panama City
$599,900
4 Beds ⋅ 2 Baths ⋅ 782813 MLS
Looking for a waterfront home with Gulf access, a private boat dock, boat lift, and pool in Panama City? This beautifully renovated 4-bedroom, 2-bath home offers approximately 100 feet of waterfront and the coastal Florida lifestyle buyers are searching for. The home has been thoughtfully updated with fresh interior paint, updated flooring, newer lighting, and a bright, inviting layout. The renovated kitchen features modern cabinetry, sleek countertops, and newer appliances, offering both style and functionality. The spacious primary suite includes a large walk in closet and plenty of natural light, while three additional bedrooms provide room for family, guests, a home office, or flex space. Step outside to your own waterfront backyard retreat. The inground pool, installed in 2022, is perfect for relaxing or entertaining, while the private dock and boat lift make it easy to enjoy boating and fishing right from home. With direct Gulf-access living and approximately 100 feet of water frontage, this property is ideal for buyers searching for a Florida waterfront home with boating access. Conveniently located near Tyndall Air Force Base, shopping, restaurants, schools, churches, and everyday amenities, this home offers the perfect combination of waterfront living and convenience. If you have been searching for a renovated waterfront home for sale near Tyndall AFB, a Gulf-access home with a boat lift, or a 4-bedroom pool home on the water, this move-in-ready property deserves a closer look.

7432 Chipewa Street, Panama City
$875,000
5 Beds ⋅ 4 Baths ⋅ 739457 MLS
Waterfront with boat dock, seawall, boat house and sprinkler system. Large lot with terrific privacy and oversized driveway / side-entry garage. Custom built home, quality construction, outstanding condition, spacious kitchen with breakfast room, 5 bedrooms PLUS 13x13 hobby room, huge master bedroom suite with two walk-in closets, whirlpool tub + separate shower and double vanities. Excellent storage space. Recently remodeled kitchen and mudroom gave this beautiful property a new look to that amazing waterfront view directly from the kitchen. Butler space in the mudroom. This house is a must see will not last long! Property has Gulf access!

2816 Tracy Lane, Panama City
$1,020,000
4 Beds ⋅ 3 Baths ⋅ 757804 MLS
Experience luxury waterfront living in this beautiful home located in the Cove on Lake Claire, with direct access to St. Andrew Bay. Nestled on a quiet dead-end street within a golf cart community with underground utilities, this all-brick, recently renovated home features 4 spacious bedrooms and 2.5 luxurious bathrooms. The large master suite boasts double walk-in closets and a master bathroom with a double vanity. Three additional large bedrooms include two with walk-in closets, providing ample space for family and guests. The family room, with its cathedral ceiling and fireplace, offers a warm and inviting space for gatherings. The fully equipped kitchen showcases modern appliances, premium finishes, a breakfast nook, a kitchen island, and together with a formal dining room, makes the home perfect for culinary enthusiasts. Enjoy serene views from the covered porch or relax in the recently resurfaced private swimming pool. The courtyard with a fountain adds a touch of tranquility to the outdoor space. The property also includes a boat dock and lift, with water about six feet deep, ideal for boating and water sports. Additional features include a whole-house generator, a security system, surround sound in family room and master bedroom suite, porcelain tile flooring, wood blinds, decorative moldings, and plenty of storage. This home did not flood during Hurricanes Opal, Ivan, or Michael, providing peace of mind. The channel connecting Lake Claire and St. Andrew Bay is scheduled for dredging in June, with the necessary permits and City approval already secured. Additionally, a permit for a protective jetty is currently being applied for. Thank you for considering this exceptional property as your new home.

460 Sudduth Avenue, Panama City
$1,600,000
5 Beds ⋅ 5 Baths ⋅ 770000 MLS
Welcome to an extraordinary waterfront estate nestled on a charming cul-de-sac, where Southern-style porches blend seamlessly with stunning Bay views. This property combines modern luxuries with transitional finishes, creating the ideal family home. On .87 acres with 120 feet of water frontage, this residence offers stunning sunsets year-round. The waterfront lifestyle is best lived outdoors and this home blends indoor and outdoor living perfectly. You'll enjoy the days in the pool and jumping in for a swim after a day on the boat. You'll love fishing from the dock and heading to Shell Island every weekend. This is the lifestyle you will enjoy year-round when you live waterfront in Northshore. You are welcomed to this gorgeous two-story home with mature oak trees that shade the large front yard. Step onto the porch and you'll see the impeccably-maintained exterior that was recently painted white to complement the coastal surroundings. This two-level home offers 4,527 square feet, 5 bedrooms, 4.5 baths, home office, 2-car garage, waterfront pool, lush landscaping and a boat dock and lift. As you enter, you'll find exceptional finishes, including hickory hardwood floors throughout, a Chef's kitchen with remarkable water views, and soaring two-story ceilings in the living room. The home office and formal dining are just off the entryway. As you walk through the two-story living room, you're greeted with a cozy fireplace, pure Bay views and direct access to the kitchen. A large island is the heart of the kitchen surrounded by a breakfast nook, casual dining area and wet bar. The kitchen boasts inset custom cabinetry, luxury stainless appliances and a stunning wood range hood. Just off the kitchen is a walk-in pantry and bar area and this leads to the garage entry and the oversized mudroom/laundry room. Stunning design finishes including gold inlay tiles, archways throughout and high ceilings make this home truly standout! The main level is finished out with a stunning primary suite that is waterfront. As you enter this retreat, thoughtful design finishes are shown throughout including custom Schumacher grasscloth wallpaper, electric fireplace, wall sconces, hardwood floors and an ensuite primary bath only dreams are made of! This bath includes two oversized vanities-separated to maximize counter space, Quartz countertops, a tiled shower, soaking tub and two large walk-in closets. This serene retreat is truly a must see and offers a large private space within your 4,527 SF home. This contemporary design spans onto the second level offering expansive bedrooms and 2 full baths. This level has 4 bedrooms and an expansive, impressive storage capacity - great for the holiday décor, sports items and so much more. One of the bedrooms hosts a large en suite bath and the other bath is a Jack and Jill bath, which has separate sink areas that can be closed off - great for children who share a bath or guests that need to share with family. All bedrooms on the upper level offer great water views and the landing between bedrooms gives great views of the Bay overlooking the two-story living area that is flooded with natural light. As you step back into the living room and enter the outdoor living area, you'll notice the thoughtfully placed plantation shutters which open the view to the Bay but also provide a level of privacy some may desire. The covered porch by the pool is large enough for a dining table, lounge area and a hot tub. The pool is great for entertaining and with views of the Bay - you may never leave the outdoors. Step off toward the side of the house toward the garage and you'll have access to the full bath. The best part...the dock is accessible by the pool deck and fence and offers a highly desirable composite wood decking along with a 6K LB boat lift. Get ready to live your best life on the water in Panama City, Florida!

1307 Savannah Drive, Panama City
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