Panama City FL Bungalow Style Homes for Sale

Make it your first home or make it an addition to your investment portfolio! This home has the charm, the history, and the right price! The original hardwood floors in the living and dining areas make for a great conversation. Similar to the COVE homes, there is a workshop in the back yard that could be turned into an Accessory Dwelling Unit (ADU) since it already has electrical and plumbing. There are SO many ideas for this precious home with 3 bedrooms, 2 baths and a BONUS room that could easily become a 4th bedroom or maybe a gym. After checking with a lender, you could see this could be a MUCH better deal for you than renting would be since the price is under $250K. It appears this address is so close to everything! It's a few minutes drive to Hathaway Bridge leading to the beach, the same to 23rd street for excellent shopping and dining, and probably about the same to the new and improved Downtown area. Check it out, since it could be yours very soon! The city owns the alley (equals 1 rod or 16 1/2 feet ) between the 2 properties. Oh--and wouldn't we love to hear about the memories made in this home when the world was at peace! By the way, no HOA fees here.

1610 Louise Avenue, Panama City

$199,000

2 Beds ⋅ 1 Baths ⋅ 795152 MLS

DOUBLE LOT OPPORTUNITY IN PANAMA CITY! Welcome to 408 Kilbourn Ave, a charming 2-bedroom, 1-bath home located on a double lot being sold together with the adjoining lot at 410 Kilbourn Ave! This unique property offers the perfect combination of a move-in-ready home and additional land, giving you room to enjoy, expand, or explore future possibilities. Located in a convenient Panama City location, you'll be close to downtown, shopping, dining, schools, entertainment, and all that Bay County has to offer. Whether you're searching for a primary residence, an investment property, or looking for additional land, this property offers flexibility that is hard to find. The two properties are being sold together, providing an excellent opportunity to own an expanded footprint in Panama City. 2 Bedrooms | 1 Bathroom Adjoining lot included Sold together as one opportunity Convenient Panama City location Great potential for homeowners or investors Walmart and Aldi's are less than 6 minutes away! Opportunities like this don't come along every day! Come see 408 & 410 Kilbourn Ave and imagine the possibilities. Schedule your private showing today!

408 Kilbourn Avenue, Panama City

$225,000

2 Beds ⋅ 1 Baths ⋅ 795084 MLS

Charming Coastal Cottage in the heart of historic ST. ANDREWS just one block from St Andrews Bay. This property features two bedrooms, 1 full bath, living room, kitchen/dining area, office area and two screened porches. Property has a large 60 x 120 lot with plenty of room for outdoor fun or an additional out buildings. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary home, second home, or short term rental, Walk or ride your golf cart to the nearby restaurants, shopping, parks, downtown St Andrews for dining/shopping/festivals or taking in the sunsets over the Bay.

1609 Billings Avenue, Panama City

$293,000

3 Beds ⋅ 2 Baths ⋅ 794366 MLS

Looking for well-built like-new home with beautiful finishes and details? Excellent location, close to downtown, schools, hospitals, and more? This 1300 sq ft home with garage, built with a modern, contemporary feel is just what you might be looking for! This home has a beautifully designed kitchen and open concept living space, with lots of light and high ceilings. The master suite has trey ceilings, a large walk-in closet, and an ensuite with a double vanity and tiled walk-in shower. French doors that walk out onto the covered patio. Also outside? Gutters with gutter-gard, available sprinkler system, fully fenced back yard with side-gate access with lots of mature trees in the front and back yards in a quiet neighborhood. You also have a security system for added peace of mind.

1009 Cone Avenue, Panama City

$255,000

3 Beds ⋅ 2 Baths ⋅ 794213 MLS

Turnkey Airbnb! Welcome to a piece of local history with charm, character, and a touch of old Florida magic! Nestled in the heart of the Millville's waterfront community, this unique property invites you to embrace a lifestyle rich in tradition and versatile in opportunity. The main home features 3 bedrooms, 2 bathroom, and approximately 1,472 square feet of living space accented by original pine wood tongue and groove hardwood floors and timeless architecture. Updated around 2007, the well-equipped kitchen blends modern convenience with vintage charm, equipped with stainless steel appliances and thoughtfully designed for everyday function. Just behind the main residence, you'll find a delightful 1-bedroom, 1-bathroom carriage house spanning 444 square feet--ideal for generating rental income, hosting guests, or unleashing your creativity in a workshop, studio, or home office. Two additional outbuildings extend the potential even further, offering ample space for a shop, storage, or a secret garden hideaway (complete with your own power tools, of course). The fully fenced yard is shaded by mature oaks and dotted with flowering trees, crafting a peaceful outdoor oasis perfect for coffee mornings or weekend gardening adventures. Whether you dream of raised beds, swinging hammocks, or backyard barbecues, this space is ready for your vision. Many adorable outdoor living spaces, nooks, lounge spots, a firepit, outdoor shower, pergola, cabana and covered porches invite relaxing. On the main home, the porch is inviting with french doors into the mud room and coffee bar. The laundry area is located on the back porch for shared access. The hot tub is centrally located for shared use in the private backyard. An area is designated for cornhole or bocce. For outdoor enthusiasts, Watson Bayou's public boat launch is just a short walk away, making it easy to spend your weekend on the water. Daily errands are simple, too--groceries, parks, and schools are all conveniently located nearby. Rosenwald High School is within reach for educational needs, while shopping destinations like ALDI and Walmart are only minutes away. Public transit options add ease to commuting. The location also provides a straight shot to Tyndall Air Force Base, just a 15-minute drive down the road. Whether you're planting roots, making an investment, or simply on the hunt for a home with heart and history, this property delivers something special. So, if you're the type to admire handcrafted details, enjoy tree-lined streets, and wouldn't mind a bonus backyard cottage, your future just might be calling from the past. Come explore the potential--and see for yourself why this charming Florida gem could be your next great story. Turnkey Airbnb home and cottage. The Captains Cottage has been rented both long term ($1200/mo) and short term ($100/night) Short term rental ready! Do Not Disturb. 24 hour notice to show requested.

2317 E 3rd Street, Panama City

$399,900

3 Beds ⋅ 2 Baths ⋅ 792780 MLS

PRICE REDUCTION!!! This 3 bedroom/2 bath beach bungalow has it all... all the square feet, all the bonus areas, all of the extra 4th bedroom, all the parking space, plus a second laundry hookup with washer and dryer... AND IT'S THE BEST VALUE SOUTH OF THE LAGOON. Whether it's the short stroll to the beach or a block to the lagoon, water abounds. With its new HVAC system and its spacious backyard large enough to host any barbecue, this cottage is perfect. 3924 Vicar Street makes the perfect primary residence, vacation home, or short term rental. See what everyone's talking about!

3924 Vicar Street, Panama City

$99,000

2 Beds ⋅ 1 Baths ⋅ 792679 MLS

Wonderful investment opportunity right in the heart of Panama City! Vacant, go show! 2 bedroom / 1 bathroom home on a large lot! With the right vision this property has strong potential as a long term rental, short term rental, or easy flip! This area continues to see revitalization and growth. Bring your contractor, creativity, and plans! This listing is all about location, potential, and future returns!

1004 Hamilton Avenue, Panama City

$180,000

2 Beds ⋅ 1 Baths ⋅ 792188 MLS

UNDER CONTRACT - SELLER WILL CONSIDER BACK UP OFFERS. Welcome home to this charming 2-bedroom, 1-bathroom residence nestled in the heart of Panama City, just minutes from historic St. Andrews and downtown. This inviting home features a welcoming covered front porch--the perfect place to enjoy your morning coffee or unwind in the evening. Inside, you'll find a comfortable and functional layout with plenty of natural light. A one-car garage provides convenient parking and additional storage. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this home offers the perfect blend of character, comfort, and location. Enjoy easy access to St. Andrews' waterfront, local restaurants, boutiques, parks, marinas, and entertainment, all while being close to schools, shopping, and everyday conveniences. Don't miss your chance to own a home in one of Panama City's desirable neighborhoods!

1707 Chestnut Avenue, Panama City

$549,900

3 Beds ⋅ 3 Baths ⋅ 792135 MLS

Welcome to this charming 3-bedroom, 2-bathroom home on one of Bay County's most sought-after roads in the heart of Bunkers Cove. Filled with timeless character and endless potential, this property offers a rare opportunity to own in one of the area's most desirable neighborhoods. Inside, you'll find beautiful hardwood flooring, a cozy fireplace, and an oversized primary bedroom designed for comfort and relaxation. Step outside to a spacious back deck, perfect for entertaining, grilling, or enjoying the peaceful surroundings. Adding exceptional value is the large detached shed with electricity and plumbing already in place, offering the potential to be finished as a one-bedroom apartment, mother-in-law suite, guest quarters, private office, or workshop. Whether you're looking for a place to call home or room to expand and customize, this Bunkers Cove gem offers the perfect blend of location, charm, and versatility. Don't miss your chance to make it yours!

421 Bunkers Cove Road, Panama City

$174,000

3 Beds ⋅ 2 Baths ⋅ 791708 MLS

Price Reduction! Investors Welcomed! Here's a great opportunity to own a like-new home, within 7 minutes of Downtown Panama City, on the East side of town. This cottage boasts vinyl plank floors, 3 bedrooms and 2 baths. Located within 5 minutes to Watson Bayou for the avid boater or fisherman. There's a cute front porch and additional side entrance. Submit your offers. Investors welcomed! Eligible for FHA 100.00 Down payment program!

3111 E 2nd Plaza, Panama City

$239,900

2 Beds ⋅ 2 Baths ⋅ 790795 MLS

Welcome to 11645 Poston Road in the desirable Sunrise at East Bay community! This well-maintained 2-bedroom, 2-bath Craftsman-style home built by Samuel Taylor offers the perfect blend of comfort, convenience, and functionality. Built in 2020 with stronger 2x6 construction, the open-concept floor plan features durable luxury vinyl plank flooring, a spacious kitchen with granite countertops and stainless steel appliances, and a bright living area designed for easy everyday living. One of the standout features of this property is the detached 2-car garage accessed from the rear alley, plus an additional parking pad providing extra space for guests, work vehicles, recreational toys, or a boat. The fully fenced backyard offers privacy and room to relax, while the covered front porch creates a welcoming place to enjoy Florida evenings. Located just minutes from East Bay, public boat launches, fishing, and waterfront recreation, this home is also ideally situated for military personnel with convenient access to Tyndall Air Force Base. Whether you're looking for a primary residence, a low-maintenance coastal retreat, or an investment opportunity, this move-in-ready home checks all the boxes. Don't miss your chance to own a home that combines modern construction, extra parking flexibility, and a prime location near Tyndall AFB and all that Panama City has to offer!

11645 Poston Road, Panama City

$78,000

3 Beds ⋅ 1 Baths ⋅ 790329 MLS

Currently under contract, Seller will consider backup offers. Investor fix and flip or fix and hold as a great long term rental. Traditional St Andrews block house in the middle of everything, Although the home needs a good bit of TLC (will likley need to be gutted), it's a great way to start your portfolio or expand it. No tresspassing. Must make appt with listing agent or your agent of choice. Roof new after Hurricane Michael. Cash sale to end buyer only, no ''assignable contract or wholesalers.

1604 Hickory Avenue, Panama City

$220,000

3 Beds ⋅ 1 Baths ⋅ 789733 MLS

111 Bayou Avenue is a one-of-a-kind opportunity! This newly renovated house offers incredible views of Lake Martin from all 3 bedrooms, kitchen and living room! The renovations were completed in early 2026 to include but not limited to: new LVP flooring, carpet in the bedrooms, in the kitchen the seller added new soft close cabinets, a glass backsplash and quartz countertops .The bathroom was completely updated with a new tub, tile surround, toilet and vanity along with all new plumbing throughout, a new tankless water heater, interior and exterior paint, new trim and doors, lighting, landscaping, new retaining wall, custom mailbox and new soffits along with a beautiful coral rock driveway was added. The backyard has plenty of room for a storage shed, boat parking and even a pool! The public boat launch is just a 2 minute walk and Lake Martin is known for fishing, kayaking and motorized boats are permitted. You will enjoy this quite area, as there is a well established church next door and Bayou Ave. is a dead end street which promotes limited traffic! This home is conveniently located to Tyndall AF Base just 6.4 miles away and Ascension Sacred Heart Hospital is even closer at only 3 miles! 111 Bayou Ave. would make a perfect starter home, retirement spot or an adorable income producing rental! Call me or your favorite realtor today!

111 Bayou Avenue, Panama City

$279,000

3 Beds ⋅ 2 Baths ⋅ 789544 MLS

Great beach home within walking distance to beach, shopping, and restaurants! This would make a great VRBO or first time home! Fenced back yard, one car garage, laundry in garage, large kitchen. Call your favorite realtor today! Home needs a little TLC so great for an investor!

5314 Pinetree Avenue, Panama City

$118,500

2 Beds ⋅ 1 Baths ⋅ 789531 MLS

MOTIVATED SELLER!! Just 15 miles from Panama City Beach, this charming 2 bedroom 1 bath home sits in a quiet Panama City neighborhood with easy access to both Highway 98 and 11 th St. It is a 5 minute drive to Bay City Point Shopping Center and all it has to offer. Walking distance to Bay High School. This home is of solid cinder block construction with new roof 2018. Large backyard perfect for pets and entertaining. Call for your showing today!

1337 Lincoln Drive, Panama City

$245,000

2 Beds ⋅ 2 Baths ⋅ 789515 MLS

Welcome to 1848 Airport Circle in the heart of Panama City! This beautifully maintained 2-bedroom, 2-bath home offers 1,102 square feet of comfortable living space and is truly move-in ready. Fresh interior paint, an inviting open layout, and spacious living areas make this home the perfect option for first-time buyers, downsizers, or anyone searching for an affordable, turnkey property in a central location. The large kitchen features abundant cabinet and counter space, a functional breakfast bar, and an open design that flows seamlessly into the dining and living areas--ideal for entertaining or everyday living. Neutral finishes, tile flooring throughout the main living spaces, and plenty of natural light create a bright and welcoming atmosphere. Outside, you'll find charming curb appeal with a covered front porch, fenced backyard space, and an attached garage. Conveniently located near shopping, dining, schools, and everyday amenities, this home combines value, location, and condition in one attractive package. NO HOA! Homes with 2 bedrooms, 2 bathrooms, this level of upkeep, and this price point are incredibly difficult to find in today's market. If you've been searching for the perfect starter home or investment opportunity, this is one you do not want to miss!

1848 Airport Circle, Panama City

$940,000

4 Beds ⋅ 4 Baths ⋅ 789283 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS 'The Bungalow' is a beautifully crafted new build on E. Caroline Blvd, perfectly positioned in the historic Bay Area facing W. Beach Drive. Enjoy stunning views of St. Andrew's Bay and Lake Caroline from this thoughtfully designed coastal home. Offering 4 bedrooms, 3.5 baths, and a versatile bonus room ideal as a fifth bedroom or private retreat, the layout is both spacious and flexible. The open-concept kitchen and living area create a bright, inviting space ideal for today's family and social gatherings. The first-floor primary suite captures both bay and lake views and includes a screened room--perfect for enjoying coastal breezes year-round. Located just minutes from downtown, marinas, dining, shopping, and St. Andrews, this home blends scenic tranquility with everyday convenience. A two-car garage and extended driveway provide ample parking, while thoughtful planning preserves your water views. A rare opportunity to own a coastal retreat in the historical Scenic Beach Drive area --don't miss it.

716 E Caroline Boulevard, Panama City

$79,000

2 Beds ⋅ 2 Baths ⋅ 789127 MLS

Investors Welcome! A 2 BR, 2bath for 93,000.00 on 1/3 acre! Here's a great opportunity to own your own home, close to great schools, downtown and 23rd St. This is a 2 bedroom, 2 bath, built in 1956 with new breaker box. The lot is fenced, front and rear, with a concrete covered patio on the rear of the home and an enclosed front porch on the front of the home, in addition to the heated and cooled square footage. A carport provides covered parking and there is an unfinished storage room attached. This property qualifies for FHA 203K insured loan, w/repair escrow, AND $100 DOWN PROGRAM. (Buyer to verify all info, measurements, schools, etc. All listing info is approximate.)

4119 Ferris Street, Panama City

$259,900

3 Beds ⋅ 1 Baths ⋅ 789112 MLS

*** Brand new storage unit just installed 12 x 12!! *** This property could easily be used for business purposes as well. Live in one side, operate your office out of the other side which is locked out! You'll love the timeless charm of this 1950 bungalow in the heart of St. Andrew's historic district. This cozy 805+ sq ft, with extra rooms as well, FURNISHED 3 bedroom, 1 bath home sits on a quarter acre lot, is move-in ready and tastefully decorated. It's the perfect place to call home, or if you're interested in cash flow it will be a great rental for vacation getaways or long-term rentals. Outside, a generous circle driveway offers easy access as well as ample parking, complemented by TWO carports that are ideal for vehicles, boats or additional storage. The privacy fenced yard has a double gate on one side & a single gate on the other to access the expansive backyard that provides plenty of room for outdoor living, gardening or future enhancements. This home is located minutes from local shops, dining, the waterfront, as well as entertainment. The perfect balance of historic charm and modern convenience. The potentials are endless, come see this home today!

1408 Foster Avenue, Panama City

$175,000

2 Beds ⋅ 2 Baths ⋅ 788705 MLS

Best Buy in Panama City - Opportunity Meets Location Looking for value and potential? This 2-bedroom, 2-bath home with a split-bedroom layout and 1-car garage is packed with opportunity for the right buyer. Whether you're a handyman, DIY enthusiast, or investor, this property offers the chance to build instant equity with simple cosmetic updates--no major renovations needed thanks to its solid structure and ''good bones.'' The split-bedroom floor plan provides added privacy, making it ideal for roommates, guests, or a home office setup. The garage offers convenience, extra storage, and protection for your vehicle--features that add everyday practicality and long-term value. Location is where this home really shines--centrally positioned between Tyndall Air Force Base and Downtown, you'll enjoy easy access to work, dining, shopping, and entertainment, making daily life more convenient and appealing for future resale or rental potential. Step outside to a low-maintenance backyard with a cozy deck--perfect for relaxing evenings, grilling, or enjoying outdoor space without the hassle of heavy upkeep. If you're looking for an affordable entry point into the market with upside potential, this is one you don't want to miss.

5306 Garden Cove Road, Panama City

$119,500

2 Beds ⋅ 1 Baths ⋅ 788664 MLS

Clean and move in ready. A screened-in porch welcomes you inside to the living area; with the kitchen located to the right and two bedrooms and a bathroom are located to the left. The layout is simple and functional. Priced with today's market in mind, this home is full of potential. An ideal opportunity for a first-time buyer or an investor looking to add to a rental portfolio.

1324 Lincoln Drive, Panama City

$199,000

3 Beds ⋅ 1 Baths ⋅ 788584 MLS

**New Lower Price!** Opportunity knocks with this 3-bedroom, 1-bath brick home in one of Panama City's most convenient locations. Whether you're an investor, first-time homebuyer, or someone looking to add your own personal touch, this property offers incredible potential at an even better value. Inside, you'll find fresh paint throughout and beautiful real hardwood floors that have been newly sanded and are ready for the stain color of your choice. The functional floor plan provides a solid foundation for updates, allowing you to create the home you've envisioned. Step outside to a spacious backyard with plenty of room for entertaining, gardening, pets, or future improvements. Located within walking distance of **Gulf Coast State College** and just minutes from **Florida State University Panama City**, **Haney Technical College**, **HCA Florida Gulf Coast Hospital**, shopping, restaurants, and everyday conveniences, this home is ideally situated for homeowners and investors alike. You're also only about five minutes from the beautiful beaches of Panama City Beach and a short drive to St. Andrews, Downtown Panama City, and many of the area's most popular attractions. With low property taxes of approximately $2,000 per year, a desirable central location, and a **new lower price**, this property is an outstanding opportunity whether you're looking for a primary residence, rental property, or your next renovation project. Schedule your showing today!

1824 Grant Avenue, Panama City

$182,000

2 Beds ⋅ 2 Baths ⋅ 788391 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Charming Opportunity in the Heart of Panama City! Welcome to 1701 Louise Ave -- a cozy 2-bedroom 2-bath home perfectly located near shopping, dining, schools, and just a short drive to the beaches and waterfront. This property offers the ideal blend of convenience and potential, making it a great choice for first-time buyers, downsizers, or investors looking for a solid rental opportunity. Inside, you'll find a functional layout with new appliances and a home filled with natural light. New roof in 2022 (with wind mit report), new HVAc in 2024, new parking pad and front deck. Whether you're looking for an affordable primary residence or an income-producing property in a growing area, this Panama City gem is packed with value and possibilities. Don't miss your chance to own a home in a great central location!

1701 Louise Avenue, Panama City

$300,000

3 Beds ⋅ 2 Baths ⋅ 787338 MLS

Thoughtfully upgraded and lovingly maintained. Furniture included, this beautiful home at 1304 Buena Vista Boulevard is move in ready and designed for comfort, privacy, and long term peace of mind. Every update reflects careful attention to quality, convenience, and easy maintenance. Major improvements include a fully replaced sewer line from the house to the street with the largest residential grinder and pump system available, updated electrical and plumbing systems including new panel boxes, GFCIs, and water heater pan, and a seven year old roof. Recent work to the street's storm drain by the city is an added peace of mind! The attic features blown in insulation for improved efficiency, and new double pane windows have been installed throughout. Custom storm panels which are simple for one person to install provide extra security and protection. The home's construction upgrades extend to structural details: all additions, including the master suite, screened porch, and spa pool area, were built with Simpson hurricane rated straps and clips from ridge beam to foundation. The property was also professionally treated with Termidor in 2024, offering approximately 25 years of subterranean termite protection, and the foundation remains fully dry and sound. Outdoor living is the highlight here. The home's U shaped layout wraps around a private spa pool designed for both relaxation and fun. Steps away, you'll find a large gazebo, fire pit area, tree swing, 8' x 24' kennel, and vegetable garden with thornless blackberries, asparagus, and a Meyer lemon tree for fresh seasonal produce. The 6' privacy fence surrounds the backyard, while the front yard and curved walkway maintain a warm, welcoming curb appeal. Designed with comfort and security in mind, this is an ideal home for anyone seeking a balance of functionality, low maintenance, and charming outdoor spaces. It's a truly cared for property waiting for its next owner to enjoy the quality and thoughtfulness built into every detail. Home is staged to show and being offered with current furnishings however if desired furnishing can be removed at no expense to the buyer prior to close.

1304 Buena Vista Boulevard, Panama City

$149,999

3 Beds ⋅ 1 Baths ⋅ 788151 MLS

Text listing agent for a link to the 3D tour! Ideally located in the Springfield community of Bay County, this 1,040-square-foot residence offers essential updates and a spacious lot. The home features 3 bedrooms and 1 bathroom, with recent functional improvements including new PEX plumbing and new electrical lines. The interior is finished with fresh paint and new flooring throughout, complemented by a renovated bathroom. The living area is notably spacious at approximately 25' x 13', providing a versatile layout for residents. The exterior includes a covered front porch and sits on a deep 43' x 140' lot, offering plenty of outdoor space. Strategically situated for an easy commute, the home is just minutes from Tyndall Air Force Base, regional healthcare facilities, and the diverse shopping and dining options of Panama City. Additionally, the world-famous white sand beaches of Panama City Beach are only a short drive away. This turn-key property represents a practical opportunity for those seeking a refreshed home in a high-demand, centrally located market. For those interested in investment opportunities, this property is located in an area that allows for short-term rentals, providing added flexibility for use.

235 Central Avenue, Panama City

$60,000

3 Beds ⋅ 2 Baths ⋅ 787847 MLS

CURRENTLY UNDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS. 3 bedroom, 2 bathroom ''diamond in the rough'' home(in need of total renovation)on a little bit more than a half acre lot!! The zoning is both residential and commercial, so you could turn this home into a business as well. With some vision this property could become an incredible dream home or a great business on a highly traveled major road. All information is approximate and should be verified by buyers if important

5026 E Highway 98, Panama City

$315,000

3 Beds ⋅ 2 Baths ⋅ 787654 MLS

Welcome to this stunning brick home 3/2, CORNER LOT, ideally located just minutes from the Hathaway Bridge and only 15 minutes from the beach. Enjoy a quick 10-minute drive to the FUN filled downtown in Panama City area and St. Andrews Marina. This remarkable property has undergone extensive renovations inside and out making it have an effective year built date of 2023 on the property appraiser site. This home offers a modern and inviting living experience. The newly remodeled kitchen features stainless steel appliances and provides a stylish, functional space perfect for cooking and entertaining. Step outside to a fully fenced backyard complete with a covered slab porch--ideal for grilling and relaxing. A gazebo adds even more potential for outdoor enjoyment, and the double-gate fence allows easy access for pulling in your boat. Situated on a corner lot, the home offers ample parking and a spacious garage measuring 21.5 feet deep, providing plenty of room for larger vehicles. Whether you're looking for the perfect starter home or a fantastic investment property, this one checks all the boxes. Call today to schedule your private showing!

3946 W 21st Place, Panama City

$540,000

3 Beds ⋅ 2 Baths ⋅ 787484 MLS

This is not a good COMP DO NOT USE

4128 Richardson Road, Panama City

$249,500

2 Beds ⋅ 1 Baths ⋅ 786996 MLS

Welcome to this charming, newly renovated bungalow by the bay, offering beautiful water views right from the front of the home. Nestled on a picturesque, oak-lined street draped in classic Spanish moss, 1729 Palmetto Ave combines coastal serenity with everyday convenience--just minutes from Gulf Coast Community College, FSU, and local favorite Papa Joe's. This inviting two-bedroom home is perfect for first-time buyers or savvy investors seeking short-term or long-term rental opportunities. Enjoy easy access to the bay just steps away--ideal for fishing, kayaking, or simply soaking in the waterfront lifestyle. Completely remodeled in 2026, the home features all-new electrical, premium luxury vinyl plank flooring, a brand-new HVAC system with a 10-year warranty, a durable metal roof, and low-maintenance vinyl siding. Additional highlights include a wired utility building with its own hot water heater for extra storage or workspace, and a spacious new 20 x 14 back deck--perfect for entertaining family and friends. Offered fully furnished, this move-in-ready home also comes with a $500 seller credit for buyers.

1729 Palmetto Avenue, Panama City

$279,000

3 Beds ⋅ 3 Baths ⋅ 786955 MLS

INCREDIBLE VALUE UNDER $280K IN PANAMA CITY BEACH! Welcome to 8617 Marlin Place, a move-in ready 3-bedroom, 2.5-bath home tucked inside a quiet, gated 24-home community with a pool--all just minutes from the beach, St. Andrews State Park, Naval Support Activity Panama City, shopping, dining, and more. Built in 2015 and recently refreshed with new interior paint, this charming cottage-style home offers a smart, functional layout with the primary suite conveniently located on the first floor, complete with a walk-in closet and private bath. The open main living area features 9-foot ceilings and flows into a beautifully appointed kitchen with Carrera marble countertops, white shaker cabinetry with crown molding and glass accents, stainless steel appliances, and a center island. Upstairs, two additional bedrooms provide plenty of space for family, guests, or a home office, including one with access to a private balcony--the perfect spot to enjoy the coastal breeze. Residents enjoy a community pool, gated access, and HOA-maintained common areas, pool, and trash service. Each residence also includes its own private gated storage area. Now offered at just $279,900, this is a standout opportunity to own a newer home in Panama City Beach without the condo lifestyle or condo price tag. Ideal as a primary residence, second home, or long-term investment, 8617 Marlin Place delivers location, lifestyle, and exceptional value at a price that's increasingly hard to find in PCB.

8617 Marlin Place Unit 16, Panama City

$270,000

4 Beds ⋅ 2 Baths ⋅ 786373 MLS

Nestled beneath beautiful mature oak trees on a quiet, tree-lined street in the highly desirable Cove neighborhood, this charming home offers space, character, and an exceptional location just minutes from the heart of Panama City. The home features a classic and traditional layout with four bedrooms and multiple living spaces, including a formal living room, separate family room, and a formal dining room, providing flexibility for both everyday living and entertaining. This thoughtful floor plan offers defined spaces while maintaining a comfortable flow throughout the home. Original hardwood floors add warmth and timeless character to many of the main living areas, while the bedrooms feature comfortable carpeting. Large windows bring in natural light and enhance the home's inviting atmosphere. The interior reflects the home's original charm and has been well maintained over the years, offering a wonderful opportunity for a new owner to update and personalize while preserving its classic style. Additional highlights include a newer roof, a circular driveway, and a spacious fenced backyard that provides plenty of room for outdoor enjoyment, gardening, or future enhancements. Located in the historic and beloved ''The Cove'' community, the property offers convenient access to waterfront parks, marinas, and the continued revitalization of downtown Panama City. The downtown area has seen exciting growth in recent years with new restaurants, shops, and gathering spaces that have helped transform it into one of the most vibrant and walkable parts of the city. Whether you're searching for a charming first home in a well-established neighborhood or looking for a property you can update and modernize over time, this home presents a wonderful opportunity to invest in one of Panama City's most desirable and historic communities.

107 S Cove Boulevard, Panama City

$229,000

2 Beds ⋅ 1 Baths ⋅ 786606 MLS

If hearing the waves crash into the shore is what you want to hear when you open your windows.. THIS is the place you want to buy! This 2 bedroom 1 bath condo is freshly updated and ready for a new owner. Windows, HVAC and roof replaced 2019, water heater replaced 2023. HOA covers community pool, basic cable, garbage water/sewer and lawn service in this quiet beachside community. Location is ~900ft to the nearest beach entrance and complex is 1 block north of Thomas Drive. Close to Navy Base and many nearby restaurants and shopping centers. Washer and Dryer is included. Unit comes with an outside storage area and a small back yard that can be fenced with HOA permission. Call today and be living here in Summer 2026!!

5500 Beach Drive Unit 6, Panama City

$107,000

3 Beds ⋅ 1 Baths ⋅ 786384 MLS

This house is a complete teardown. Could it be rebuilt -YES but very doubtful. Best not to enter the house without a mask as the house is in extremely BAD condition. It is concrete block and has a solid structure but the roof and interior of the home needs to be torn out and rebuilt. Saying all this the double large lots are beautiful with nice trees and130' on 12Th St and 140' on Lisenby Ave. Great piece of investment property for a buyer with strong knowledge of construction or a Licensed contractor. Room measurements are not truly correct as the interior would be a recreation.

1402 W 12th Street, Panama City

$115,000

2 Beds ⋅ 1 Baths ⋅ 786105 MLS

Investor Opportunity with Coastal Charm! Charming 2 bedroom, 1 bath home conveniently located in Panama City and just 1 minute from a public boat ramp, making it highly attractive for tenants who love boating and coastal living. This home features a welcoming front porch, a nice back deck, and a spacious yard with plenty of room for outdoor enjoyment or future improvements. An added bonus is the outdoor shower hookup with both hot and cold water -- perfect after a day on the water. This home also has a newer AC. Full of character and income potential, this property would make a great addition to your investment portfolio as a long-term rental or value-add opportunity. Location, charm, and upside -- all in one package. Priced to sell!!!

102 N Church Avenue, Panama City

$150,000

2 Beds ⋅ 1 Baths ⋅ 784792 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Welcome to this updated 2-bedroom, 1-bath home in the highly desirable Cove neighborhood of Panama City! Featuring 875 sq. ft. of living space, this charming residence has been thoughtfully rehabbed to blend classic character with modern comfort. Recent upgrades include a brand-new roof (2025), new flooring throughout, a fully renovated kitchen with updated countertops and cabinetry, and modernized bathrooms. Fresh interior paint make the home feel light, bright, and move-in ready. Situated on a 75x150 lot with mature trees, driveway parking, and room to enjoy the outdoors, this home offers both curb appeal and convenience. Located just minutes from downtown, shopping, dining, schools, and waterfront parks, this Cove home is ready for its next owner!

625 E 3rd Street, Panama City

$349,500

4 Beds ⋅ 2 Baths ⋅ 784590 MLS

$10,000 seller credit at closing! This one is a MUST SEE. Tons of updates, meticulously maintained and full of character. With 4 spacious bedrooms, 2 bathrooms and a fenced back yard offer plenty of space to settle in. Modern comforts meets the timeless charm of a classic Cove home. Located in one of the most established neighborhoods in Panama City. Step inside to an inviting and open floor plan, thoughtfully designed to maximize space and light. The spacious primary suite offers a peaceful retreat with a large walk-in closet and a spa-inspired ensuite bathroom. Three additional bedrooms provide flexibility for family, guests, or a home office. Enjoy year-round outdoor living with beautifully landscaped grounds and ample yard space--perfect for entertaining or relaxing in a serene setting. Major upgrades include the roof and A/C (2020), fully updated electrical and plumbing, and new flooring throughout. In 2023, the subfloor was replaced with durable metal beams backed by a lifetime warranty, adding long-term structural peace of mind. The crawlspace is equipped with a permanent dehumidifier and moisture barrier for added energy efficiency. Additional highlights include a brand new LG washer, dryer, and stainless steel appliances, making this home truly move-in ready. Modern finishes, clean lines, and a warm, welcoming ambiance make this home ideal for quiet evenings or hosting guests. Conveniently located near top-rated schools, shopping, dining, and entertainment, this stunning bungalow offers the perfect blend of comfort, style, and location.

605 E 2nd Place, Panama City

$335,000

3 Beds ⋅ 2 Baths ⋅ 762243 MLS

Welcome to this charming cove Cottage, a delightful 3-bedroom gem nestled in the heart of Panama City. This inviting home offers the perfect blend of comfort and convenience, featuring a dedicated office space for your remote work needs and 2 well-appointed bathrooms. Step onto the charming front porch, ideal for morning coffee or evening relaxation. The fenced-in backyard provides privacy and a safe play area, while the screened-in back porch invites you to enjoy outdoor living year-round without the hassle of bugs. Golf cart-friendly roads make exploring the neighborhood a breeze, and you'll love the close proximity to downtown, local parks, and beautiful water views. Whether you're working from home or enjoying the local amenities, this home in the highly sought after cove neighborhood is the perfect base for a relaxed and vibrant lifestyle. This home has an assumable mortgage with a 3.8% interest rate. Come experience the charm and convenience for yourself!

306 N Cove Boulevard, Panama City

$550,000

4 Beds ⋅ 4 Baths ⋅ 753302 MLS

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'It is our distinct pleasure to present to you with this charming home for sale located at 603 Dewitt Street in the highly sought-after neighborhood of Bunkers Cove. Nestled in a beautiful community, this bungalow-style home boasts 4 bedrooms and 3.5 bathrooms spread across 2300 square feet of living space. From the moment you step through the door, you will feel at home in this one-of-a-kind property. Get ready to be WOWED! This home is not just a house, it is a story waiting to be told. Imagine waking up to the sound of birds chirping and the gentle rustle of trees, as the morning sunlight pours into your vaulted ceiling living space. The open-concept layout is perfect for entertaining guests or spending quality time with your loved ones. With 2 primary suites, each with its own modern and updated bathroom, this home offers privacy and convenience. The entire home has been completely renovated, featuring many custom high-end finishes. But the features of this home do not end there. As you step outside, you will find yourself in your own private oasis. For those who love the outdoors, the spacious driveway is equipped with water and sewer hookups for RVs, making it the perfect spot for adventure seekers. And let's not forget about the in-ground 10 ft X 24 ft sports pool, perfect for cooling off on those hot summer days or for some fun and games with family and friends. Location is everything, and this home is at the heart of it all. Surrounding the property are fantastic amenities such as the Yacht Club, community parks, and golf-cart-friendly streets, providing endless opportunities for outdoor activities. If you're a foodie or enjoy a good shopping spree, you'll love being just a short drive away from downtown Panama City and its array of restaurants and retail options. The 2-car detached garage offers ample space for storage or can be used as a workshop for those who love DIY projects. We may be biased, but this home is truly the ideal home for any buyer. The features of this home appeal to a wide range of buyers, from families looking for a safe and spacious home to young professionals seeking a tranquil retreat from their busy lives. The location also provides easy access to various attractions, making it a perfect home for first-time buyers, retirees, and everyone in between. Don't miss out on this fantastic opportunity to own a piece of paradise in Bunkers Cove. Schedule a viewing today and let us help you write the next chapter in this home's story. Be sure to hurry because this gem won't stay on the market for long. Contact your favorite Agent now to schedule your private tour and get ready to fall in love with your dream home.

603 Dewitt Street, Panama City

$250,000

3 Beds ⋅ 2 Baths ⋅ 764750 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. This is a true Florida cottage offering classic charm. Nestled in the historic Cove neighborhood and a leisurely 15 minute walk away from the vibrant downtown area and scenic waterfront walkways. Inside, you'll find timeless black-and-white tile flooring in the kitchen, creating a sophisticated yet welcoming atmosphere. Throughout the home are, genuine hardwood floors that add warmth and character to the space. The screened-in back porch is a true sanctuary, surrounded by lush trees that offer shade and privacy—perfect for enjoying Florida's beautiful weather. HVAC, water heater and roof all replaced in 2019.

304 E 2nd Court, Panama City

$256,000

4 Beds ⋅ 2 Baths ⋅ 768680 MLS

Welcome to this beautiful update home.Enjoy stylish LVP flooring,new vinyl siding and energy efficient windows.New Cabinets and Quartz countertops, appliances stainless steel tile shower, new A/C ,perfectly located this property is just a short walk to the marina, bay ,close to restaurants.Step outside to a fully fenced backyard, ideal for pets or outdoor gatherings.this home is the perfect blend of charm and modern updates-don't miss out this fantastic opportunity call for a showing today.

3125 w 22nd, Panama City

$195,000

2 Beds ⋅ 1 Baths ⋅ 763634 MLS

Investors! What a great opportunity for a home in the Cove! Charming home features 1,428 sqft with 2 bedrooms (easily could be converted back to a 3 bedroom), 1 Bath , all brick home has an enclosed garage attached to the house, plus a garage in the back yard that is accessible via the alley. (All info is approx and buyer to verify any info that is important.)

324 S Palo Alto Avenue, Panama City

$510,000

4 Beds ⋅ 2 Baths ⋅ 756206 MLS

This spectacular Bungalow, in Historic St. Andrews, is on Lake Huntington and comes with its very own dock! Jump in your boat and have a 5-minute boat ride to Shell Island or drive your golf cart to some of the finest restaurants and shops in St. Andrews! This property is quite the gem! There is a main house, a cottage and a shed that shares the adorned courtyard! From the main house, there are views of the lake from the kitchen, living room, dining room, master bedroom and one of the guest bedrooms. Not to mention, the house has been completely renovated, from a new HVAC, updated electrical, plumbing, a tankless water heater, a water filtration system, plus new LVP flooring throughout. Some other updates include quartz countertops, new appliances, new cabinets, new granite composite sink and a kitchen island! This house has also been painted from top to bottom and has all new lighting! Even though this 3 bedroom, 1 bath bungalow has been updated, it has not lost its historic charm. The wainscoting, the archways, doorways and some of the original doorknobs keep it true to form! Every last detail has been thought of including the absolutely adorable cottage, from its own sitting porch to the queen size bedroom and the full bathroom! You can get creative! This could be used as guest quarters, an AirBnB for the fabulous St. Andrews area, it could be rented to traveling nurses since it is in close proximately to several hospitals or it could be used as an office! This space is limitless! There is also a nice sized shed for all of your storage needs that is insulated and houses a sprinkler system. The house, the cottage and the shed all have new roofs. The best feature of all is the dock on the lake, which has Gulf Access! There have been many dolphins spotted with their young in Lake Huntington. They have been seen quite frequently teaching them foraging techniques! This property has it all! Nearly a brand-new house, a possible investment opportunity, water activities, wildlife and the bustle of a vibrant community! This is a must see!

3200 W 16th, Panama City

$470,000

3 Beds ⋅ 3 Baths ⋅ 761896 MLS

Welcome to a rare oasis in the highly sought after area of St. Andrews. This beautiful 3/2 home, sitting on a .43 acre lot, is just over a block from the bay and minutes to both historic St. Andrews and downtown Panama City. Recently renovated, an expansive split floor plan, and a beautifully landscaped fenced yard are just some of the numerous amenities that you won't want to miss! As you enter this home, you will notice an open and airy floor plan with wood-look tile throughout. The large impact rated widows let sunshine fill every room and brings the outdoors in with their expansive views. This spacious kitchen is a cooks dream boasting tiled backsplash, new appliances, a pot filler above the stove, and a large pantry. A charming stoned wall gas fireplace adorns the living and dinning room. Directly off the living room is a hallway with a half bath and the master ensuite. This generous master suite features a bath with a clawfoot tub, tiled walk-in shower, his and hers sinks, and a vast walk-in closet. To the other side of the kitchen, and house, you will find a large room with an open area, kitchenette, a full bathroom, and 2 bedrooms that can be used to meet your needs! This area is currently a successful Air BnB that has it's own private entrance and can be closed off from the main house if desired. If you are looking for a home that can provide you additional income, look no further! The outside of this home in unlike anything you'll find in the area. Sitting far back off a quiet street, this large, beautifully manicured, lot features 3 storage sheds, a spacious patio great for gathering and wired for a hot tub, and a sprinkler system that has its own well water supply with New well pump. If looking to add a pool, this property has more than enough room to do so with plenty to spare. For all the boaters, this property hosts ample space to park your boat or create your ideal setup. If you love to be on the water and are ready to launch, take your boat to one of two marinas that are within 5 minutes of the house. If you love to entertain, this home boasts all the features, inside and out, to host a great event. Want the quiet, enjoy the serenity and nature of the beautiful yard and location. If you're into exploring, shopping, dining, or going out for a drink you couldn't pick a better location that's within minutes from all. Whatever you desire, this home has to offer. Don't let this rare gem pass you by! Call or email to schedule a time to view this home. All measurements are approximate and must be verified by buyer.

903 Buena Vista Boulevard, Panama City

$545,000

3 Beds ⋅ 2 Baths ⋅ 758567 MLS

VACATION or STAYCATION?! Sellers purchased just a few years ago and did an immaculate, tasteful remodel! This is the perfect property as an investment, second, or primary home! Tucked away near the laid back beaches on the east end of Panama City Beach, this home promises an unparalleled escape from the ordinary. Indulge in the joys of coastal living, just moments away from your doorstep! Inside you'll find an open concept kitchen and living area with large windows that surround the home perfect for natural light or open air. No need to worry about big ticket items, you have an all new AC and Water Heater since 2019, along with newer appliances. Built in shelves and cabinets lead to the laundry room providing extra storage. This home is conveniently located near some of Panama City Beaches best kept secrets! Look no further, step outside onto the second floor porch for time alone on the back porch with peace and quiet or enjoy your front porch living with a beautiful view of the Lagoon. This is a fantastic property in a prime location with incredible views, come see it today!

6621 S Lagoon Drive, Panama City

$180,900

4 Beds ⋅ 2 Baths ⋅ 770484 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to this charming 4-bedroom, 1.5-bath home, brimming with character and timeless appeal! Nestled on a generous third-of-an-acre lot, this unique property features solid knotty pine adorning every wall and ceiling, creating a warm, rustic ambiance throughout. The layout showcases the natural beauty of the wood. Wood-like vinyl flooring in select rooms serves as a complement to the existing original hardwood floors that remain, adding to the home's cozy yet spacious feel. With a total of four bedrooms, there's ample space for family, guests, or a home office. Step outside to enjoy the covered patio, perfect for relaxing or entertaining, and take advantage of the attached laundry/workshop—a versatile space for hobbies or storage. The expansive lot offers plenty of room for gardening, outdoor activities, or future expansions. This well-maintained home combines vintage charm with practical living, with updates to major systems, making it an ideal move-in-ready retreat. Don't miss your chance to own a perfect affordable family home. Schedule your showing today!

2627 Game Farm Road, Panama City

$612,000

2 Beds ⋅ 2 Baths ⋅ 773817 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Waterfront Dream Home on Grand Lagoon - First Time Offered! Interior pictures coming soom. Don't miss this rare opportunity to own a stunning home on the highly coveted east end of Grand Lagoon. With breathtaking water views and 30 feet of deeded waterfront, you can build your own dock and enjoy direct access to the Gulf of Mexico. Nestled in one of the most desirable locations, this property is perfect for boating enthusiasts, nature lovers, and anyone seeking a serene coastal retreat. Whether you're looking for a private escape or a prime investment opportunity, this home offers unmatched potential in a location you'll love. Schedule your appointment today and make this waterfront oasis yours!

3538 Treasure Circle, Panama City

$175,000

3 Beds ⋅ 1 Baths ⋅ 755244 MLS

Newly remodeled home in quiet neighborhood with large fenced backyard for kids and pets. Located directly across from Cedar Grove Elementary School. Perfect for a young family. Under 10 miles to Tyndall AFB and Naval Support Activity & Warfare Center PCB. Close to shopping and entertainment. New roof installed in 2021. New subfloor, supports, luxury vinyl plank, and baseboards. New light fixtures and ceiling fans. New porch with railings. Fresh paint all exterior and interior. All information believed to be accurate. Buyer to verify if important.

1418 Everitt Avenue, Panama City

$285,000

3 Beds ⋅ 2 Baths ⋅ 774700 MLS

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Welcome Home to St. Andrews Living! This beautifully updated home, perfectly situated in the heart of historic St. Andrews, is ready for its next proud owner. Just a short walk—or golf cart ride—to Finn's, Uncle Ernie's, and all the charming shops and restaurants the area is known for. Even Downtown Harrison Avenue is just minutes away by cart! From the moment you step inside, you'll feel the warmth and character this home offers. The spacious living room flows seamlessly into a stunning open-concept kitchen, ideal for both everyday living and entertaining guests. Featuring sleek quartz countertops, stainless steel appliances (all included!), and tasteful finishes throughout, this kitchen is a showstopper. The flexible bonus room offers endless possibilities—whether you need a home office, playroom, or creative space. Each bedroom is filled with natural light, and the primary suite includes an updated en-suite bath. The second full bathroom is equally stylish with beautiful tile work. Step out back and discover your own private oasis—a generous backyard with a covered porch perfect for relaxing, entertaining, or gardening. Picture yourself enjoying warm Florida sunsets and cool evening breezes under the shelter of your custom deck. A major bonus: fully paid-off solar panels that drastically reduce your electric bills—some months as low as $30! These convey with the home, offering incredible long-term savings and sustainability. This charming, move-in-ready home truly has it all—location, style, efficiency, and endless potential. Don't miss your chance to own a slice of paradise in one of the most beloved neighborhoods around. Schedule your private showing today—this gem won't last long!

1407 Calhoun Avenue, Panama City

$80,000

3 Beds ⋅ 1 Baths ⋅ 776724 MLS

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS'. Great 2 BR 2 Bath rental property or fixer for first time home owner. Central location off of 19th St. near the St. Andrews area. New metal roof post Hurricane Michael.

1810 Hickory Avenue, Panama City

$160,000

3 Beds ⋅ 1 Baths ⋅ 742286 MLS

Highest and best by Noon Monday, multiple offers! In the heart of St Andrews just two blocks to Beautiful St Andrews Bay and NOT in a flood zone. This cutie is just waiting for a fresh bit of paint! Nice new Hip Roof ( the least expensive roof to Insure!), all new double pained windows, AC is in great shape and does appear to be less than 10 years old. Beautiful Solid oak 3-inch Hardwood floors in great shape. Kitchen and bathroom need updating. (see photos) Back yard is much bigger than the defined area, property line on the left (East) side starts at telephone pole. So you can drive into the back yard from the street!

3606 W 16th Street, Panama City

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