Sudduths 4th Add Real Estate, Homes, Condos for Sale in Panama City, FL

Welcome to this incredible opportunity in the heart of historic The Cove! Offering one of the most generous floor plans in the neighborhood, this sprawling 6-bedroom, 3-bathroom residence spans an impressive 2,765 sq. ft. and sits on a sizable lot. Significant, peace-of-mind updates have already been completed, making this a fantastic find. Recent improvements include a fully updated plumbing system, a new water heater, refreshed exterior siding, updated steps, select new flooring, and newly repaired/replaced energy-efficient LED lighting throughout. Featuring a flexible layout with ample room to grow, entertain, or customize, the property also boasts a great covered porch and outdoor space. Enjoy the ultimate Panama City location just minutes from local schools, parks, dining, and downtown. Bring your personal touch to complete the final cosmetic touches and make this massive footprint your dream home or next great investment!

338 N Bonita Avenue, Panama City

$130,000

3 Beds ⋅ 1 Baths ⋅ 794002 MLS

***under contract-seller accepting backup offers***This home has been owned by the same family since the 1940's.The location is very close to Sacred Heart Hospital and Downtown Panama City. The house got a new roof in 2019. Hardwood floors are under all of the carpet. ***Some photos are staged using AI and are noted as such - these photos are for general reference only***

414 N Macarthur Avenue, Panama City

$260,000

4 Beds ⋅ 2 Baths ⋅ 792798 MLS

Located in the highly sought-after Cove neighborhood, this renovated 4-bedroom, 2-bath home offers an excellent combination of space, updates, and location. The spacious primary suite features a fireplace and walk-in closet, while the basement-style area provides additional storage. Outside, the large fenced backyard includes a pergola, making it a great space for entertaining, relaxing, or enjoying time with family and friends. Just minutes from downtown Panama City, you'll have convenient access to restaurants, shopping, parks, and waterfront attractions. Whether you're looking for a primary residence or an investment property, this home is a great opportunity in one of Panama City's most desirable neighborhoods.

1303 E 2nd Court, Panama City

$239,900

2 Beds ⋅ 2 Baths ⋅ 792737 MLS

Charming Florida Cottage in the Highly Sought-After Cove! This beautifully maintained 2-bedroom, 1.5-bath home showcases exceptional pride of ownership and is move-in ready. Major updates include a newer HVAC system, a 2018 roof with a 50-year shingle, new windows installed in 2019, a tankless water heater, and a stunning Bath Fitter walk-in shower installed in 2017. The home also features quality carpeting with premium padding for added comfort, and a quality tile. Step outside to your private backyard oasis, where you'll enjoy a beautiful covered back porch overlooking a meticulously maintained lawn, mature shade trees, and fruit trees. The property includes a 275-gallon irrigation system to keep the landscaping lush, a commercial-grade 6-foot privacy fence, a termite bond with a local company, a spacious 20' x 25' detached shed/workshop with the potential to serve as a garage, and an additional 10' x 12' storage shed. The concrete driveway was poured within the last 10 years, adding to the home's long list of improvements. Conveniently located in one of Panama City's most desirable neighborhoods, this charming cottage is just minutes from downtown, shopping, dining, schools, parks, and the beautiful St. Andrews Bay. Schedule your private showing today and discover why life on the Florida Coast is calling! All measurements are approximate and should be verified by buyer.

123 Rowe Avenue, Panama City

$215,000

2 Beds ⋅ 3 Baths ⋅ 792561 MLS

Nestled in the heart of highly desirable Bunkers Cove, this charming and character-filled home offers the perfect blend of timeless appeal and modern updates. With two spacious bedrooms, each featuring a private en-suite bathroom, plus an additional half bath for guests. Inside, you'll find inviting living spaces, including a cozy family room, a separate living room, and a dedicated dining room that adds to the home's classic layout. Hardwood floors flow throughout the main living areas, while brand-new carpet in both bedrooms adds warmth and comfort. The kitchen features stainless steel appliances and flows seamlessly into the home's welcoming design. Recent updates, including a durable metal roof and newer HVAC system, provide peace of mind, while the spacious laundry room and attached workshop offer exceptional functionality for hobbies, storage, or weekend projects. Step outside to enjoy the screened back porch overlooking a generously sized backyard with endless possibilities. Whether you dream of gardening, creating your own outdoor oasis, or simply enjoying a quiet morning with a cup of coffee, this backyard offers the space to make it your own. A storage shed provides even more room for tools, lawn equipment, and extra storage. Located in one of Panama City's most beloved historic neighborhoods, this unique Bunkers Cove gem is also conveniently located just minutes from Tyndall Air Force Base, downtown Panama City, waterfront parks, dining, shopping, and local marinas. Full of charm, character, and thoughtful updates, this home is ready to welcome its next owner. **Buyer to verify all data, information, and/or dimensions provided herein and deemed important to Buyer before submitting an offer.**

323 N Palo Alto Avenue, Panama City

$280,000

3 Beds ⋅ 2 Baths ⋅ 788520 MLS

Tucked into the highly sought-after Cove, this one-of-a-kind home at 311 N Bonita Ave is full of mood, charm, and undeniable character. Thoughtfully transformed from a 4-bedroom into a spacious 3-bedroom, 2-bath layout, it offers a more open, intentional flow that truly feels like home. From the moment you arrive, the inviting front porch sets the tone... but step inside and you'll feel the difference. Every corner reflects the seller's heart and vision, creating a space that's warm, unique, and anything but cookie-cutter. Inside, you'll also find a cozy fireplace and double ovens, perfect for both everyday living and entertaining. Out back, the vibe continues with a fully fenced yard made for relaxing or entertaining. Enjoy an above-ground pool, a cozy fire pit area with pavers, and a patio right off the back door, perfect for slow mornings or evening gatherings. The detached garage with an attached workshop adds flexibility for hobbies, storage, or a creative space, while the covered carport adds everyday convenience. For added peace of mind, this home includes a termite bond in place as well as a lifetime Alpha Foundation warranty. Located in The Cove, one of Panama City's most loved neighborhoods, you're just minutes from schools, hospitals, shopping, and downtown. Homes like this don't come around often. If you're looking for something with soul, style, and a story... this is it.

311 N Bonita Avenue, Panama City

$55,000

3 Beds ⋅ 3 Baths ⋅ 788019 MLS

CURRENTLY UINDER CONTRACT, SELLER ACCEPTING BACKUP OFFERS. Currently being taken down to the studs, it's a true blank canvas ready for your vision and personal touch. Once was a 3 bedroom 3 bath triplex. Welcome to 422 N MacArthur Avenue in the heart of Panama City! This property presents a unique opportunity to create your dream home or next mixed use investment project from the ground up. Ideally located just minutes from downtown, shopping, dining, and the beautiful Gulf Coast beaches, this home sits in a convenient and growing area. With the heavy lifting already started, investors, builders, and savvy buyers will appreciate the chance to fully customize every detail. Situated on a generously sized lot, there's plenty of space to design outdoor living areas, landscaping, or future additions. Whether you're looking to renovate and resell, build long-term rental income, or design your perfect primary residence, the potential here is endless. Don't miss this rare opportunity to bring your vision to life in Panama City! Whether you're looking for a primary residence, rental opportunity, or a coastal retreat, this property offers incredible potential in a growing area. Don't miss your chance to own a piece of Panama City living!

422 N Macarthur Avenue, Panama City

$289,999

3 Beds ⋅ 2 Baths ⋅ 785261 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Welcome to 123 N Cove Terrace Drive, located in the heart of The Cove, one of Panama City's most established and sought after neighborhoods. Known for its tree lined streets, golf cart rides to the water, and close proximity to downtown dining and St. Andrews Bay, The Cove offers a lifestyle that is hard to replicate. Built in 1950, this home is full of character and timeless charm. Original hardwood floors run through much of the home, complemented by crown molding and a warm, inviting layout. The spacious living area flows into a dedicated dining space with custom built ins, creating a comfortable setting for everyday living and entertaining. The kitchen features abundant solid wood cabinetry, generous storage, and a functional design that connects seamlessly to the main living areas. An enclosed entry offers additional flex space that could serve as a sitting area, office, or mudroom. The primary suite includes backyard access and multiple closets, while the secondary bedrooms are well sized with natural light and classic hardwood flooring. A one car garage adds convenience. Step outside to a private, fenced backyard shaded by mature oaks and accented by a brick walkway. A detached structure provides excellent potential for a workshop, hobby space, studio, or additional storage, a valuable feature in the Cove.

123 N Cove Terrace Drive, Panama City

$399,900

3 Beds ⋅ 3 Baths ⋅ 782850 MLS

Water views, effortless luxury, and a premium lock-and-leave lifestyle await in this COASTAL CRAFTSMAN. The Centerpiece of this COVE HOME is an upstairs entertainment zone that offers a sleek wet bar. Just step through the glass doors, and relax on your private, covered balcony featuring peaceful water views of the bayou. It is the absolute perfect backdrop for morning coffee or an evening wind down with friends! You'll love all the benefits of this newer construction : LOW UTILITIES and MAINTENANCE COSTS, LOW INSURANCE PREMIUMS, NO HOA's and NO RENOVATIONS NEEDED!! The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has stainless appliances, bright white QUARTZ COUNTER TOPS,SLEEK RANGE HOOD and a HUGE ISLAND, it's all opened to the spacious GREAT ROOM, Upstairs includes 3 large bedrooms and access to a FABULOUS COVERED DECK with a charming WATER VIEW made even better by a BEAUTIFUL WET BAR including a wine fridge, sink and QUARTZ COUNTERS. The stylish master suite also has a private door to the deck and enjoys a view of the Bayou. The MASTER BATH is a show stopper with upscale Black Tile in an over sized glass shower. It's like your own private spa! The exterior has HARDIE BOARD SIDING, a sprinkler system and nice low maintenance landscaping. It also features a front entry garage (EV Charger and custom storage included ), and a second driveway with convenient side access. Whether you are a military family looking for a low-maintenance sanctuary near Tyndall AFB, or someone seeking a turnkey coastal retreat, this home is ready for your next chapter.

1000 E 4th Street, Panama City

$155,000

6 Beds ⋅ 3 Baths ⋅ 782546 MLS

CASH ONLY. Pictures are not hiding anything. Welcome to an incredible INVESTMENT opportunity in the heart of The Cove. One of the largest homes in the neighborhood! Priced to sell quickly, this home offers immense potential for those willing to roll up their sleeves and bring it back to life. The property sits on a sizable lot, offering potential for expansion, landscaping, or outdoor entertainment areas. Let your imagination run wild with the possibilities. Discover the untapped potential within the walls of this property. From rehabbing the kitchen to updating the bathrooms, every improvement adds value and increases the potential return on investment. This property is sold AS-IS. This property needs a lot of work. The pictures do not show everything that is needed. Don't miss out on this chance to turn a neglected property into a shining example of homeownership. Showingtime Sq ft approximate. Measuring encouraged.

338 N Bonita Avenue, Panama City

$299,000

3 Beds ⋅ 1 Baths ⋅ 745874 MLS

Cove Charmer!! Located just minutes from Historic Downtown Panama City, St. Andrews Marina and a 20 minute drive to World's Most Beautiful Beaches. This adorable home sits on a quarter acre lot, with a large backyard and beautiful landscaping. The home features several beautiful updates, including new interior paint, new flooring, new cabinets, new custom backsplash, all new stainless appliances, New HVAC with mini split in bonus room, new lighting fixtures, new windows, New Water Heater. The home has a spacious layout, you can view the floorplan in the photos. No HOA!!! No Flood insurance Required!!

118 N Cove Terrace Drive, Panama City

$220,000

3 Beds ⋅ 2 Baths ⋅ 771215 MLS

Cute and affordable home in the popular Cove neighborhood! Well maintained. Kitchen is updated with white cabinetry. The kitchen features a refrigerator, stove/oven, and dishwasher. Nice sized open living area with three bedrooms and one and a half baths. Inside laundry room shares the half bath. Large backyard with alley access. Single carport on south side (left side) of home. A concrete platform is located behind the carport. (All important home details should be verified by the appropriate specialist.)

309 N Bonita Avenue, Panama City

$181,000

2 Beds ⋅ 2 Baths ⋅ 760859 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Picture a charming Florida cottage shaded by a beautiful tree in the front yard. This cozy home features vinyl siding outside and easy-to-maintain ceramic flooring inside, ensuring upkeep is a breeze. Inside, the kitchen boasts updated plumbing, alleviating concerns typical of older homes. It's designed for both functionality and style, making cooking a pleasure. The master bath has been tastefully modernized, offering a peaceful retreat. Outdoors, the deck stretches across the back, complete with a fire pit for cozy gatherings under the Florida night sky. This home blends classic charm with modern comforts, promising a delightful and low-maintenance lifestyle in a beautiful setting.

907 E 3rd Street, Panama City

$330,000

4 Beds ⋅ 4 Baths ⋅ 756377 MLS

Welcome to 359 Mercedes Ave!! Seller is offering a $7,000 concession at closing. This stunning Next Gen home features 4 bedrooms and 4 bathrooms across 2,146 square feet of beautifully designed living space. The main area boasts 3 bedrooms and 3 bathrooms with breathtaking water views of Watson Bayou, creating a serene coastal atmosphere. Adjacent to the main residence is an attached apartment or Mother-in-Law suite, complete with 1 bedroom, 1 bathroom, a kitchen, laundry facilities, a closet, and its own private entrance, parking, and yard space—perfect for extended family or rental income. Nestled in a highly desirable area, you'll enjoy being just 2 minutes from Ascension Sacred Heart Hospital, a quick 5-minute drive to Downtown Panama City, and less than 10 minutes to the shopping districts. Plus, the beautiful beaches of Panama City Beach are only 20 minutes away, offering endless opportunities for sun and fun. Additionally, Tyndall Air Force Base is just a short drive away, making this an ideal location for military families. Don't miss out on this exceptional home in a prime location with endless potential. Schedule your viewing today and make 359 Mercedes Ave your new address!

359 Mercedes Avenue Unit A & B, Panama City

$65,000

775975 MLS

Welcome to 111 Rowe Avenue, a beautiful vacant lot located in the highly desirable Cove area of Panama City, Florida. This lot offers the perfect opportunity to design and construct your dream home in one of the city's most charming and historic areas. Surrounded by tree-lined streets and classic Southern character, the property provides a peaceful residential setting while still being just minutes from downtown, marinas, parks, dining, and top-rated schools. With its prime location and endless potential, 111 Rowe Ave is an ideal choice for homeowners or investors looking to create something special in a well-established community. Don't miss the chance to bring your vision to life in this sought-after neighborhood.

111 Rowe Avenue, Panama City

$289,000

3 Beds ⋅ 2 Baths ⋅ 766460 MLS

Welcome to 115 Rowe Ave, a stunningly renovated 3-bedroom, 1.5-bathroom home located in the highly desirable neighborhood of The Cove in Panama City, FL. This home has been completely transformed from the studs up, offering modern updates and timeless charm. Every detail has been carefully curated, starting with spray foam insulation throughout the floors, walls, and attic to ensure energy efficiency and comfort year-round. Inside, you'll find brand-new sheetrock, fresh paint, and luxury vinyl plank flooring that seamlessly complements the bright and airy interior. The kitchen is a showstopper, featuring soft-close cabinets, quartz countertops, and stainless steel appliances, perfect for creating culinary masterpieces. The bathrooms are equally impressive, with updated fixtures, sleek vanities, and a thoughtfully designed layout. Step outside to the privacy-fenced backyard, complete with a brand-new wood deck that invites you to relax or entertain while surrounded by mature trees. The property also boasts a new hot water heater, AC unit, for worry-free living. Nestled in The Cove, this home is situated on a quiet street just off Cherry Street, offering both tranquility and convenience. Enjoy a close-knit community with access to highly-rated schools, local parks, and waterfront activities on St. Andrews Bay. Downtown Panama City, with its vibrant shopping, dining, and entertainment options, is just a short drive away or you can drive your golf cart. Don't miss your chance to own this move-in-ready gem in one of Panama City's most charming neighborhoods.

115 Rowe Avenue, Panama City

$425,000

3 Beds ⋅ 3 Baths ⋅ 750367 MLS

COVE NEW CONSTRUCTION, WATER VIEW!! Seller willing to help buyers ''BUY DOWN'' interest rate. This home has CONTEMPORARY FLAIR offering a modern take on the ''Cove Lifestyle''. Have you been looking for a downtown property with quick access to the Hospital, the Court House, Art Galleries, Shops and Restaurants? This location is perfect for the buyers who want to be close to everything that Panama City and St Andrews have to offer. Golf Cart and walking friendly! The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has upscale stainless appliances, bright white QUARTZ COUNTER TOPS,SLEEK RANGE HOOD and a HUGE ISLAND, Upstairs includes 3 large bedrooms and access to a FABULOUS COVERED DECK with a charming WATER VIEW. It's the perfect entertaining spot, made even better by a BEAUTIFUL WET BAR including a wine fridge, sink and QUARTZ COUNTERS. All located close to the deck access. The stylish master suite also has a private door to the deck and enjoys a view of the Bayou. The MASTER BATH is a show stopper with upscale Black Tile in an over sized glass shower. It's like your own private spa! The exterior has HARDIE BOARD SIDING, a sprinkler system and nice landscaping. It also features a front garage (EV Charger) and great side access with a 2nd driveway. Don't miss this opportunity for a Cove Home with NO HOA 's, NO Flood Insurance Required and low homeowners insurance premiums!

1000 E 4th Street, Panama City

$435,000

4 Beds ⋅ 2 Baths ⋅ 742606 MLS

This lovely home built in 2019 located on the corner of Cherry Street and N. Cove Terrace. The home consists of 4 bedrooms, 2 baths has a large open living space and a privacy fenced back yard. Located in The Cove; it is conveniently located to Downtown Panama City's shopping, dining, arts district and enjoy community events. Close to hospital,Tyndall AFB and future marina. Built in 2019; a great neighborhood to call home. Home has spacious rooms with open living space. Kitchen features Black Stainless Steel appliances, quartz solid surface countertops, pantry, and island bar. 10' tray ceilings in living room and main bedroom with 2 spacious downstairs guest bedrooms. Upstairs is a 4th bedroom, office or gameroom. Home has a finished two car garage that allows home entry through the laundry / mud room. Cherry Street Improvement Project is in the 2nd phase. The project includes reconstruction of Cherry Street from E. Beach Drive to Bonita Avenue. The major items of work include replacing water and sewer infrastructure, repaving the roadway, installing a sidewalk along the north side of the roadway and bike path along the south side of the roadway, and planting additional trees.The first phase runs from Beach Drive to Bonita Avenue. The second phase runs from Bonita Avenue to Tyndall Drive/Dewitt Street. It includes pavement, signage, sidewalks, landscaping, and more. Kids can walk to Cherry Street Elementary, convenient to coffee shop and the coming soon Cove Market. Short golf cart ride to the best sunsets in Panama CIty and downtown.

1313 Cherry Street, Panama City

$270,000

4 Beds ⋅ 2 Baths ⋅ 753361 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS . Welcome to the Historic Panama City. This 4-bedroom 2-bathroom home sits on a large fenced in lot that perfect for entertaining guest. Original hardwood floors in the living room, bedrooms and dining area. With tile in the kitchen. Comfortable living space with a fire place for your family's enjoyment. The dining area features a coffee/breakfast bar for your morning convenience. The kitchen boasts stained butcher block counter tops with a stainless-steel farm sink and stainless-steel appliances. Off of the kitchen there's a full laundry room and mud room. Recently added recessed lighting, new primary bath vanity, along with some fresh paint. Contact your favorite Realtor to schedule a private tour of this property. All measurements are approximant. Buyer should measure if important.

408 N Macarthur, Panama City

$225,000

3 Beds ⋅ 1 Baths ⋅ 755335 MLS

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' A bit of forest in the city. This Cove cottage is surrounded by it's own little grove of trees. Nestle in to your home featuring hardwood floors, a remodeled kitchen, large living/dining area and a huge deck to enjoy. Plumbing and electrical are updated and the interior was just painted. There is a 17 x 12 workshop/studio/storage area in back. Don't miss this opportunity to own this well kept home in the Cove.

335 N Bonita Avenue, Panama City

$261,000

3 Beds ⋅ 3 Baths ⋅ 756069 MLS

Welcome to waterfront living at its finest! This 2-story, 3-bedroom, 2.5-bathroom property at 346 Mercedes Ave in Panama City, FL offers a spectacular view of Watson Bayou, making it a true gem in the area. The kitchen appliances are newer, adding convenience to your daily routines. Natural light floods the space, creating a warm and welcoming ambiance throughout. The galley-style kitchen combines practicality with style, featuring ample counter space and modern appliances that make meal preparation a joy. The main floor also hosts a dining area, a convenient half bath, and a laundry room with washer/dryer hook-ups, providing functionality and ease of living. The upstairs master bedroom is a true oasis, offering a private balcony overlooking the waterfront views of Watson Bayou. Imagine waking up to the gentle sounds of nature and sipping your coffee while taking in the picturesque surroundings. With no homeowner's association, you have the freedom to personalize and enjoy your property without additional restrictions. Plus, a one-car garage with an automatic opener adds convenience to your lifestyle.

346 Mercedes Avenue, Panama City

$365,000

3 Beds ⋅ 2 Baths ⋅ 767643 MLS

Charming 1942 Coastal Cottage in The Cove - A Modern Coastal Retreat. Step into this beautifully remodeled Florida Cottage, where vintage charm meets modern sophistication. Located in the highly desirable Cove neighborhood, this home has been meticulously updated with designer selected details and finishes making it a true masterpiece. The 3 bedroom split floorplan offers privacy for the primary suite. The luxurious primary suite features a spa like bathroom and convenient laundry access. The guest bathroom highlights the original cast iron tub, freshly reglazed to preserve its historic charm. The office/bonus room includes a glass entry door perfect for a home office or creative space. The original hardwood floors have been lovingly refinished showcasing their timeless beauty. All new interior doors are adorned with 1940's era replica bronze and glass handles adding a touch of period charm. Every detail of the remodel has been professionally designed ensuring a cohesive aesthetic throughout. A spacious kitchen, living and dining area is designed for entertaining or relaxing. New windows enhance the natural light and offer energy efficiency as does the new HVAC system. Durable James Hardie siding tops off the polished exterior. Step outside and fall in love with the backyard oasis featuring a huge, floating deck that transitions to a brick paver patio, ideal for outdoor dining, lounging, or entertaining. Surrounded by mature palms, and updated landscaping, you will relish the tropical vibes this yard offers. Convenient access to one of The Cove's unique alleyways offers additional accessibility. Ideally located just a short walk or golf cart ride to Downtown Panama City, where you'll enjoy upscale dining, a waterfront boutique hotel, bespoke bars, unique shopping experiences and year-round festivals. Enjoy bayside living without the hustle and bustle of tourists. This home is perfect as a full time residence, a vacation getaway or a fantastic investment opportunity. Call your favorite agent today and don't miss this opportunity to own this exquisite piece of Florida living. Photos coming soon *

340 N Macarthur Avenue, Panama City

$87,500

2 Beds ⋅ 1 Baths ⋅ 776234 MLS

INVESTOR SPECIAL in the heart of the historic Cove! 114 N Harris Ave is your chance to grab a full renovation project with serious potential in one of Panama City's most beloved neighborhoods. This deep lot offers plenty of room to reimagine the home or start fresh, all while soaking up the classic Cove lifestyle where golf carts are welcome and the bay is just a short stroll away. You're minutes from downtown dining, breweries, marina access, and local hotspots, all in a community known for its old Florida charm and shady oak-lined streets. The structure needs a full rehab, but the location does the heavy lifting. Whether you're flipping, holding, or building new, this is the kind of property investors watch for. Deadline to submit offers is Thursday, July 17th - bring your highest and best!

114 N Harris Avenue, Panama City

$400,000

5 Beds ⋅ 3 Baths ⋅ 772947 MLS

***REDUCED FOR QUICK SALE*** Charming Home in The Cove - Versatile Living with Incredible Space! Welcome to this beautiful home in the highly sought-after Cove neighborhood! From the moment you step inside, you'll be impressed by how open and spacious it feels. The heart of the home is a large, well-appointed kitchen complete with tons of custom cabinets for storage—perfect for entertaining or daily family living—while the oversized master bedroom provides a peaceful retreat. A unique bonus space off the master is currently used as a walk-in closet but offers flexibility galore—it could easily function as a nursery, small bedroom, home office, or craft room. Step outside to your own private paradise: a huge covered back porch with dual ceiling fans to keep you cool, surrounded by beautifully landscaped gardens full of vibrant plants and flowers. The backyard also includes a storage building and an Accessory Dwelling Unit (ADU) with private access—ideal for guests, extended family, or additional rental income. It's currently set up with a separate living area, bedroom, office, kitchenette with a bathroom featuring a walk in shower. Worried about parking? Not here! Enjoy a circle drive in front plus two separate driveways on either side of the home—offering ample parking for 6-10 cars, boats, or trailers. Boating enthusiasts have access to the new Snug Harbor public boat launch less than a mile away making it easier than ever to get on the water! Recent upgrades include new 4 ton AC, replaced last year. Home also has encapsulated crawlspace with condensation pump to provide peace of mind for years to come! This home offers the perfect mix of functionality, charm, and income potential—schedule your tour today! **edit** square footage includes agent measured ADU...wasn't available originally. 5/9/25

344 N Palo Alto Avenue, Panama City

$65,000

775975 MLS

Welcome to 111 Rowe Avenue, a beautiful vacant lot located in the highly desirable Cove area of Panama City, Florida. This lot offers the perfect opportunity to design and construct your dream home in one of the city's most charming and historic areas. Surrounded by tree-lined streets and classic Southern character, the property provides a peaceful residential setting while still being just minutes from downtown, marinas, parks, dining, and top-rated schools. With its prime location and endless potential, 111 Rowe Ave is an ideal choice for homeowners or investors looking to create something special in a well-established community. Don't miss the chance to bring your vision to life in this sought-after neighborhood.

111 Rowe Avenue, Panama City

$400,000

5 Beds ⋅ 3 Baths ⋅ 772947 MLS

***REDUCED FOR QUICK SALE***Charming Home in The Cove - Versatile Living with Incredible Space!Welcome to this beautiful home in the highly sought-after Cove neighborhood! From the moment you step inside, you'll be impressed by how open and spacious it feels. The heart of the home is a large, well-appointed kitchen complete with tons of custom cabinets for storage--perfect for entertaining or daily family living--while the oversized master bedroom provides a peaceful retreat.A unique bonus space off the master is currently used as a walk-in closet but offers flexibility galore--it could easily function as a nursery, small bedroom, home office, or craft room.Step outside to your own private paradise: a huge covered back porch with dual ceiling fans to keep you cool, surrounded by beautifully landscaped gardens full of vibrant plants and flowers. The backyard also includes a storage building and an Accessory Dwelling Unit (ADU) with private access--ideal for guests, extended family, or additional rental income. It's currently set up with a separate living area, bedroom, office, kitchenette with a bathroom featuring a walk in shower. Worried about parking? Not here! Enjoy a circle drive in front plus two separate driveways on either side of the home--offering ample parking for 6-10 cars, boats, or trailers. Boating enthusiasts have access to the new Snug Harbor public boat launch less than a mile away making it easier than ever to get on the water! Recent upgrades include new 4 ton AC, replaced last year. Home also has encapsulated crawlspace with condensation pump to provide peace of mind for years to come!This home offers the perfect mix of functionality, charm, and income potential--schedule your tour today!**edit** square footage includes agent measured ADU...wasn't available originally. 5/9/25

344 N Palo Alto Avenue, Panama City

$220,000

3 Beds ⋅ 2 Baths ⋅ 771215 MLS

Cute and affordable home in the popular Cove neighborhood! Well maintained. Kitchen is updated with white cabinetry. The kitchen features a refrigerator, stove/oven, and dishwasher. Nice sized open living area with three bedrooms and one and a half baths. Inside laundry room shares the half bath. Large backyard with alley access. Single carport on south side (left side) of home. A concrete platform is located behind the carport. (All important home details should be verified by the appropriate specialist.)

309 N Bonita Avenue, Panama City

$365,000

3 Beds ⋅ 2 Baths ⋅ 767643 MLS

Charming 1942 Coastal Cottage in The Cove - A Modern Coastal Retreat.Step into this beautifully remodeled Florida Cottage, where vintage charm meets modern sophistication. Located in the highly desirable Cove neighborhood, this home has been meticulously updated with designer selected details and finishes making it a true masterpiece. The 3 bedroom split floorplan offers privacy for the primary suite. The luxurious primary suite features a spa like bathroom and convenient laundry access. The guest bathroom highlights the original cast iron tub, freshly reglazed to preserve its historic charm. The office/bonus room includes a glass entry door perfect for a home office or creative space. The original hardwood floors have been lovingly refinished showcasing their timeless beauty. All new interior doors are adorned with 1940's era replica bronze and glass handles adding a touch of period charm. Every detail of the remodel has been professionally designed ensuring a cohesive aesthetic throughout. A spacious kitchen, living and dining area is designed for entertaining or relaxing. New windows enhance the natural light and offer energy efficiency as does the new HVAC system. Durable James Hardie siding tops off the polished exterior. Step outside and fall in love with the backyard oasis featuring a huge, floating deck that transitions to a brick paver patio, ideal for outdoor dining, lounging, or entertaining. Surrounded by mature palms, and updated landscaping, you will relish the tropical vibes this yard offers. Convenient access to one of The Cove's unique alleyways offers additional accessibility. Ideally located just a short walk or golf cart ride to Downtown Panama City, where you'll enjoy upscale dining, a waterfront boutique hotel, bespoke bars, unique shopping experiences and year-round festivals. Enjoy bayside living without the hustle and bustle of tourists. This home is perfect as a full time residence, a vacation getaway or a fantastic investment opportunity. Call your favorite agent today and don't miss this opportunity to own this exquisite piece of Florida living. Photos coming soon *

340 N Macarthur Avenue, Panama City

$289,000

3 Beds ⋅ 2 Baths ⋅ 766460 MLS

Welcome to 115 Rowe Ave, a stunningly renovated 3-bedroom, 1.5-bathroom home located in the highly desirable neighborhood of The Cove in Panama City, FL. This home has been completely transformed from the studs up, offering modern updates and timeless charm. Every detail has been carefully curated, starting with spray foam insulation throughout the floors, walls, and attic to ensure energy efficiency and comfort year-round.Inside, you'll find brand-new sheetrock, fresh paint, and luxury vinyl plank flooring that seamlessly complements the bright and airy interior. The kitchen is a showstopper, featuring soft-close cabinets, quartz countertops, and stainless steel appliances, perfect for creating culinary masterpieces. The bathrooms are equally impressive, with updated fixtures, sleek vanities, and a thoughtfully designed layout.Step outside to the privacy-fenced backyard, complete with a brand-new wood deck that invites you to relax or entertain while surrounded by mature trees. The property also boasts a new hot water heater, AC unit, for worry-free living.Nestled in The Cove, this home is situated on a quiet street just off Cherry Street, offering both tranquility and convenience. Enjoy a close-knit community with access to highly-rated schools, local parks, and waterfront activities on St. Andrews Bay. Downtown Panama City, with its vibrant shopping, dining, and entertainment options, is just a short drive away or you can drive your golf cart. Don't miss your chance to own this move-in-ready gem in one of Panama City's most charming neighborhoods.

115 Rowe Avenue, Panama City

$181,000

2 Beds ⋅ 2 Baths ⋅ 760859 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERSPicture a charming Florida cottage shaded by a beautiful tree in the front yard. This cozy home features vinyl siding outside and easy-to-maintain ceramic flooring inside, ensuring upkeep is a breeze.Inside, the kitchen boasts updated plumbing, alleviating concerns typical of older homes. It's designed for both functionality and style, making cooking a pleasure. The master bath has been tastefully modernized, offering a peaceful retreat.Outdoors, the deck stretches across the back, complete with a fire pit for cozy gatherings under the Florida night sky. This home blends classic charm with modern comforts, promising a delightful and low-maintenance lifestyle in a beautiful setting.

907 E 3rd Street, Panama City

$330,000

4 Beds ⋅ 4 Baths ⋅ 756377 MLS

Welcome to 359 Mercedes Ave!!Seller is offering a $7,000 concession at closing.This stunning Next Gen home features 4 bedrooms and 4 bathrooms across 2,146 square feet of beautifully designed living space. The main area boasts 3 bedrooms and 3 bathrooms with breathtaking water views of Watson Bayou, creating a serene coastal atmosphere. Adjacent to the main residence is an attached apartment or Mother-in-Law suite, complete with 1 bedroom, 1 bathroom, a kitchen, laundry facilities, a closet, and its own private entrance, parking, and yard space--perfect for extended family or rental income.Nestled in a highly desirable area, you'll enjoy being just 2 minutes from Ascension Sacred Heart Hospital, a quick 5-minute drive to Downtown Panama City, and less than 10 minutes to the shopping districts. Plus, the beautiful beaches of Panama City Beach are only 20 minutes away, offering endless opportunities for sun and fun. Additionally, Tyndall Air Force Base is just a short drive away, making this an ideal location for military families.Don't miss out on this exceptional home in a prime location with endless potential. Schedule your viewing today and make 359 Mercedes Ave your new address!

359 Mercedes Avenue Unit A & B, Panama City

$261,000

3 Beds ⋅ 3 Baths ⋅ 756069 MLS

Welcome to waterfront living at its finest! This 2-story, 3-bedroom, 2.5-bathroom property at 346 Mercedes Ave in Panama City, FL offers a spectacular view of Watson Bayou, making it a true gem in the area. The kitchen appliances are newer, adding convenience to your daily routines.Natural light floods the space, creating a warm and welcoming ambiance throughout. The galley-style kitchen combines practicality with style, featuring ample counter space and modern appliances that make meal preparation a joy. The main floor also hosts a dining area, a convenient half bath, and a laundry room with washer/dryer hook-ups, providing functionality and ease of living.The upstairs master bedroom is a true oasis, offering a private balcony overlooking the waterfront views of Watson Bayou. Imagine waking up to the gentle sounds of nature and sipping your coffee while taking in the picturesque surroundings. With no homeowner's association, you have the freedom to personalize and enjoy your property without additional restrictions. Plus, a one-car garage with an automatic opener adds convenience to your lifestyle.

346 Mercedes Avenue, Panama City

$225,000

3 Beds ⋅ 1 Baths ⋅ 755335 MLS

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' A bit of forest in the city. This Cove cottage is surrounded by it's own little grove of trees. Nestle in to your home featuring hardwood floors, a remodeled kitchen, large living/dining area and a huge deck to enjoy. Plumbing and electrical are updated and the interior was just painted. There is a 17 x 12 workshop/studio/storage area in back. Don't miss this opportunity to own this well kept home in the Cove.

335 N Bonita Avenue, Panama City

$270,000

4 Beds ⋅ 2 Baths ⋅ 753361 MLS

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS . Welcome to the Historic Panama City. This 4-bedroom 2-bathroom home sits on a large fenced in lot that perfect for entertaining guest. Original hardwood floors in the living room, bedrooms and dining area. With tile in the kitchen. Comfortable living space with a fire place for your family's enjoyment. The dining area features a coffee/breakfast bar for your morning convenience. The kitchen boasts stained butcher block counter tops with a stainless-steel farm sink and stainless-steel appliances. Off of the kitchen there's a full laundry room and mud room. Recently added recessed lighting, new primary bath vanity, along with some fresh paint. Contact your favorite Realtor to schedule a private tour of this property. All measurements are approximant. Buyer should measure if important.

408 N Macarthur, Panama City

$425,000

3 Beds ⋅ 3 Baths ⋅ 750367 MLS

COVE NEW CONSTRUCTION, WATER VIEW!! Seller willing to help buyers ''BUY DOWN'' interest rate. This home has CONTEMPORARY FLAIR offering a modern take on the ''Cove Lifestyle''. Have you been looking for a downtown property with quick access to the Hospital, the Court House, Art Galleries, Shops and Restaurants? This location is perfect for the buyers who want to be close to everything that Panama City and St Andrews have to offer. Golf Cart and walking friendly!The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has upscale stainless appliances, bright white QUARTZ COUNTER TOPS,SLEEK RANGE HOOD and a HUGE ISLAND, Upstairs includes 3 large bedrooms and access to a FABULOUS COVERED DECK with a charming WATER VIEW. It's the perfect entertaining spot, made even better by a BEAUTIFUL WET BAR including a wine fridge, sink and QUARTZ COUNTERS. All located close to the deck access.The stylish master suite also has a private door to the deck and enjoys a view of the Bayou. The MASTER BATH is a show stopper with upscale Black Tile in an over sized glass shower. It's like your own private spa!The exterior has HARDIE BOARD SIDING, a sprinkler system and nice landscaping. It also features a front garage (EV Charger) and great side access with a 2nd driveway. Don't miss this opportunity for a Cove Home with NO HOA 's, NO Flood Insurance Required and low homeowners insurance premiums!

1000 E 4th Street, Panama City

$299,000

3 Beds ⋅ 1 Baths ⋅ 745874 MLS

Cove Charmer!! Located just minutes from Historic Downtown Panama City, St. Andrews Marina and a 20 minute drive to World's Most Beautiful Beaches. This adorable home sits on a quarter acre lot, with a large backyard and beautiful landscaping. The home features several beautiful updates, including new interior paint, new flooring, new cabinets, new custom backsplash, all new stainless appliances, New HVAC with mini split in bonus room, new lighting fixtures, new windows, New Water Heater. The home has a spacious layout, you can view the floorplan in the photos. No HOA!!! No Flood insurance Required!!

118 N Cove Terrace Drive, Panama City

$435,000

4 Beds ⋅ 2 Baths ⋅ 742606 MLS

This lovely home built in 2019 located on the corner of Cherry Street and N. Cove Terrace. The home consists of 4 bedrooms, 2 baths has a large open living space and a privacy fenced back yard. Located in The Cove; it is conveniently located to Downtown Panama City's shopping, dining, arts district and enjoy community events. Close to hospital,Tyndall AFB and future marina. Built in 2019; a great neighborhood to call home. Home has spacious rooms with open living space. Kitchen features Black Stainless Steel appliances, quartz solid surface countertops, pantry, and island bar. 10' tray ceilings in living room and main bedroom with 2 spacious downstairs guest bedrooms. Upstairs is a 4th bedroom, office or gameroom. Home has a finished two car garage that allows home entry through the laundry / mud room. Cherry Street Improvement Project is in the 2nd phase. The project includes reconstruction of Cherry Street from E. Beach Drive to Bonita Avenue. The major items of work include replacing water and sewer infrastructure, repaving the roadway, installing a sidewalk along the north side of the roadway and bike path along the south side of the roadway, and planting additional trees.The first phase runs from Beach Drive to Bonita Avenue. The second phase runs from Bonita Avenue to Tyndall Drive/Dewitt Street. It includes pavement, signage, sidewalks, landscaping, and more. Kids can walk to Cherry Street Elementary, convenient to coffee shop and the coming soon Cove Market. Short golf cart ride to the best sunsets in Panama CIty and downtown.

1313 Cherry Street, Panama City

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